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30 Ward Ct
C- Composite 54.0
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +22.1/30.0
  • ARV discount +7.5/15.0
  • DSCR +7.1/10.0
  • 1% rule +5.0/10.0
  • Schools +3.6/10.0
  • Livability +3.6/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$189,900

30 Ward Ct · Dentsville, SC 29223
3 bd · 3.0 ba · 1,828 sqft · SingleFamily public records · 31 Days on market
Built 1988 2,178 sqft lot $17/mo HOA · 1% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

GREAT location in a small neighborhood. This charleston style home has a LARGE great room, formal dining, eat in kitchen, sunroom and 1/2 bath on the main level. Upstairs you will find a LARGE master bedroom with multiple closets, walk out onto a porch and bathroom with double vanities. Also bedroom 2 and 3 are upstairs with a shared bathroom. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Key facts

  • Formal dining
  • Eat in kitchen
  • Sunroom

Tags

GREAT ROOMFORMAL DININGEAT IN KITCHENSUNROOMMASTER BEDROOMMULTIPLE CLOSETS

Property features AI

Finance

  • HOA & community: Property is part of an association

Exterior

  • Utilities: Public water; Public sewer
  • Home design: Two-story house
  • Construction: Wood fiber / Masonite exterior finish; Crawlspace foundation
  • Exterior features: Covered front porch; Covered other porch

Interior

  • Kitchen: Eat-in kitchen with tile flooring
  • Bedrooms: Primary bedroom on second floor with private bath and walk-in closet; Bedroom 2 on second floor with shared bath; Bedroom 3 on second floor with shared bath
  • Flooring: Hardwood in the formal dining room; Tile in the kitchen
  • Bathrooms: Two full bathrooms; One half bathroom; Two second full bathrooms
  • Heating & cooling: Central heating; Central cooling
  • Interior features: Fireplace (wood burning); Great room with built-in books and a fireplace; Formal dining room with hardwood floors; Florida room
  • Laundry & utility: Washer and dryer located on the main level

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/3.0-bath single-family listed at $190k.

Deal economics

  • At list price, monthly cash flow is $307 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $190k).
  • Recommended offer: $184k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 71/100 on livability (#50 in SC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: amenities D+, crime F, commute F.
  • Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Forest Lake Elementary (math 42% / reading 46%, grade F, #239 of 597 statewide, top 41%, 614 students, 70% FRL) — zoned schools average 70% FRL vs 38% district-wide (32 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents flat; 341 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 31 days — a 3% lower offer ($184k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts; this cycle's ask has dropped $10k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $102k; list at $190k implies a 85% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 68% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $184,203 (3.0% below list)

Questions for the listing agent

  1. It's been on market 31 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.00%
Cap rate
8.24%
Cash-on-cash
6.94%
DSCR
1.31
GRM
8.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.21% rent growth · sell at horizon

5-year hold
IRR
-8.7%
Equity multiple
0.69×
Total profit
$-16,446
Equity at exit
$28,315
10-year hold
IRR
-3.0%
Equity multiple
0.82×
Total profit
$-9,495
Equity at exit
$16,419

Cash invested: $53,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29223

Rents YoY
0.2%
Active inventory
341
Price-to-rent
8.3×

Monthly cashflow live

Estimated rent
$1,908 high interval (Pro) →
Mortgage (P&I)
$996
Tax from tax record
$108 /mo · $1,293/yr
Insurance
$79
HOA
$17
Vacancy / Maint / Mgmt
$401
Net cashflow
$307

Break-even live

Break-even rent $1,519
Max offer price $189,900
Occupancy floor 79%

Sensitivity live

Price -10% $415 -5% $361 +0% $307 +5% $254 +10% $200
Rent -10% $157 -5% $232 +0% $307 +5% $383 +10% $458
Rate -1.0pp $403 -0.5pp $356 base $307 +0.5pp $258 +1.0pp $208

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$47,475
Closing costs
$5,697
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 10 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4833 Arcadia Rd Columbia, SC 4.0 2.0 2217 $2,400 $1.08 15d 1 0.38mi
320 Charwood Dr Columbia, SC 3.0 2.0 1325 $1,750 $1.32 24d 1 0.65mi
6837 N Trenholm Rd Columbia, SC 1.0–3.0 1.0–2.0 1105 $1,985 $1.80 4d 30 0.82mi
3836 Davies Dr Columbia, SC 3.0 1.5 1736 $1,625 $0.94 4d 1 0.89mi
6604 Cartwright Dr Columbia, SC 3.0 2.0 1648 $1,650 $1.00 4d 1 0.96mi
6905 Cleaton Rd Columbia, SC 3.0 2.5–3.0 1546 $1,925 $1.25 24d 3 1.06mi
3650 Deerfield Dr Columbia, SC 3.0 2.0 2078 $2,295 $1.10 24d 1 1.28mi
209 Christian St Columbia, SC 3.0 3.0 1585 $800 $0.50 24d 1 1.48mi
7400 Hunt Club Rd Columbia, SC 1.0–3.0 1.0–2.0 1087 $1,200 $1.10 24d 1 1.49mi
4443 Bethel Church Rd #27 Columbia, SC 3.0 2.5 1660 $1,645 $0.99 24d 1 1.50mi

HOA detail

Monthly dues
$17 · $204/yr

Listing history 24 events

  1. 2026-06-18
    days on market $189,900 Active 31 DOM
  2. 2026-06-17
    price $189,900 Active 30 DOM
  3. 2026-06-17
    days on market $199,900 Active 30 DOM
  4. 2026-06-16
    days on market $199,900 Active 29 DOM
  5. 2026-06-15
    days on market $199,900 Active 28 DOM
  6. 2026-06-14
    days on market $199,900 Active 26 DOM
  7. 2026-06-13
    days on market $199,900 Active 25 DOM
  8. 2026-06-10
    days on market $199,900 Active 23 DOM
  9. 2026-06-09
    days on market $199,900 Active 22 DOM
  10. 2026-06-08
    days on market $199,900 Active 21 DOM
  11. 2026-06-07
    days on market $199,900 Active 20 DOM
  12. 2026-06-05
    days on market $199,900 Active 17 DOM
  13. 2026-06-03
    days on market $199,900 Active 16 DOM
  14. 2026-06-03
    days on market $199,900 Active 15 DOM
  15. 2026-06-01
    days on market $199,900 Active 14 DOM
  16. 2026-05-31
    days on market $199,900 Active 13 DOM
  17. 2026-05-18
    listed $199,900 Active
  18. 2026-04-14
    price $190,000
  19. 2026-04-14
    status Active
  20. 2026-01-13
    status Pending
  21. 2026-01-04
    listed $195,000 Active
  22. 1994-07-29
    soldstatus $102,500
  23. 1992-04-08
    soldstatus $94,900
  24. 1988-06-01
    soldstatus $22,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$1,293 · $108/mo
Projected year-2 tax
$1,293 · $108/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥108°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 68% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,893
− Mortgage interest
−$10,637
− Property taxes
−$1,293
− Insurance
−$950
− Repairs & maintenance
−$1,831
− Management
−$1,831
− HOA
−$204
− Depreciation
−$5,524
Taxable income
$622
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$149
After-tax cash flow
$3,539/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Richland 02
NCES district ID
4503390
Math proficiency
35% ▼ -15.00%
Reading proficiency
47% ▼ -5.00%
Median HH income
$59,684
Composite
36.2/100
National rank
#4730
State rank
#29 of 80 in SC

Livability — Dentsville

Score
71/100
State rank
#50
US rank
#6940

Category grades

Amenities D+ Commute F Cost of living A+ Crime F Employment F Housing A Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Dentsville, SC
County
Richland County · 389,530 people
City population
52,835
Metro
Columbia, SC
Population (ZIP)
53,074
Household income
$62,408
Rent vs Own
42.4% rent · 57.6% own
Severe rent burden
2857.0

Population outlook (Richland County) Hauer SSP2

Today (2025)
459,667 people
By 2030
487,524 · +6.1%
By 2040
542,035 · +17.9%
By 2050
595,371 · +29.5%
By 2075
732,998 · +59.5%
By 2100
820,415 · +78.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
Black 57% White 23% Hispanic / Latino 11% Two or more races 6% Asian 4%
Hispanic origin (detail)
Mexican 5% Puerto Rican 2%
Common ancestry
Slovak 1% Serbian 1% Italian 1%
Foreign-born
10% · Canada, South Korea
Languages at home
86% English-only · Spanish 8% Other Indo-European 2% Korean 1%

Political lean MEDSL · Richland

2024 margin
Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
2008→2024 swing
+5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
All cycles
2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -135.96%
Current HPI
195.3158
Rent YoY
▲ 0.21%
Metro
Columbia, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+772.9% since first listed
8 events — show timeline
  • 2026-05-18 Listed $199,900 Consolidated MLS
  • 2026-04-14 Price Changed $190,000 Consolidated MLS
  • 2026-04-14 Relisted Consolidated MLS
  • 2026-01-13 Pending Consolidated MLS
  • 2026-01-04 Listed $195,000 Consolidated MLS
  • 1994-07-29 Sold (Public Records) $102,500 Public Records
  • 1992-04-08 Sold (Public Records) $94,900 Public Records
  • 1988-06-01 Sold (Public Records) $22,900 Public Records

Property tax history

-0.3%/yr

Latest (2025): $1,293 · +2.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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