1346 Cox Cove Ct · Riviera Beach, MD
Flood risk 4/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.13%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 8/10 · Major
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 64.0%
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 8 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Appreciation +8.9/10.0
- Cash flow +8.1/30.0
- ARV discount +5.0/15.0
- Livability +3.2/5.0
- Schools +2.9/10.0
- 1% rule +2.8/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- DSCR +2.2/10.0
$374,990
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
* * Price Improvement * * Don't let this one get away. No Front Foot Fee. Welcome to waterfront living in the desirable Stoney Beach community! This beautifully maintained three-bedroom, 2.5-bath condo townhouse offers the perfect blend of comfort, stylish updates, and scenic water views. Step inside to find beautiful hardwood floors that add warmth and elegance to the main level living spaces. The home features generously sized bedrooms and updated bathrooms with fresh paint, modern finishes and thoughtful details. The large kitchen is equipped with stainless steel appliances, creating a sleek and functional space for cooking and entertaining. (Brand new dishwasher installed 4/26). Walk out on the main level to an updated composite deck installed 5/24—the perfect place to enjoy morning coffee or unwind at the end of the day—while taking in views of the tranquil waters of the Patapsco River and Cox Creek. The walk-out finished lower level leads to a paved patio, providing an additional outdoor living area ideal for entertaining, grilling, or simply relaxing by the water. On colder days, relax on the main lever with an electric fireplace or a cozy wood burning fireplace on the lower level. Laundry located on the lower level with a new front load dryer installed 3/26. Living in Stoney Beach means embracing a true waterfront lifestyle with resort-style amenities. Residents enjoy access to a scenic waterfront boardwalk, private beach access, and a community boat ramp, along with available boat storage for boating enthusiasts. The neighborhood also features a dog park, basketball, community pool and tennis courts, picnic areas, and open green spaces, creating a community that feels like a year-round retreat. Commuters will appreciate the easy access to major routes including Interstate 695 and Maryland Route 100, providing convenient connections to Baltimore, Annapolis, and surrounding areas. Whether you’re enjoying a sunset stroll along the boardwalk, launching your boat for a day on the water, or relaxing on your deck overlooking the water, this home offers resort-style waterfront living every day. Don’t miss the opportunity to enjoy breathtaking water views, modern upgrades, and an amenity-rich coastal community all in one exceptional property. Motivated Sellers.
Key facts
- $230 HOA
- 3 parking spots
- Built 1991
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath townhouse listed at $375k.
Deal economics
- At list price, monthly cash flow is $-358 ($-4k/yr) — negative.
- To cash-flow at today's rent, offer at most $312k (16.9% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $291k (22.5% below list).
- Recommended offer: $291k (22.5% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 64/100 on livability (#280 in MD) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+; Watch: crime D, cost of living D, schools D-.
- Anne Arundel County Public Schools (suburban): math 20% / reading 37% proficiency, ranked #10 of 24 in MD (top 42%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: 45 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 1,303 units permitted in Anne Arundel County in 2024 (299 in 5+ unit buildings).
Forward outlook
- In year one you build about $32k of equity ($3k loan paydown + $29k appreciation (7.8% local appreciation)).
- Anne Arundel County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- By year 2, paydown + projected appreciation supports a ~$51k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 81 days — a 6% lower offer ($352k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 10y ago; this cycle's ask has dropped $25k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $317k; 18% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 64% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 81 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.78% ✗
- Cap rate
- 5.15%
- Cash-on-cash
- -4.09%
- DSCR
- 0.82
- GRM
- 10.7
CMA / ARV
- ARV (median comp)
- $355,366
- List price
- $374,990
- Delta
- 5.52%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 7811 Hidden Creek Way | 0.10mi | 3/2.5 | 1,554 (0%) | 8mo | $372,000 | $239 | 89 |
| 1305 Riverwood Way #322 | 0.17mi | 3/2.5 | 1,554 (0%) | 6mo | $360,000 | $232 | 87 |
| 1305 Creekland Ct | 0.13mi | 3/2.5 | 1,616 (+4%) | 1mo | $385,000 | $238 | 86 |
| 1444 Stoney Point Way | 0.20mi | 3/2.5 | 1,594 (+3%) | 1mo | $370,000 | $232 | 86 |
| 1345 Riverwood Way | 0.18mi | 3/2.5 | 1,594 (+3%) | 8mo | $435,000 | $273 | 80 |
| 7808 Hidden Crk | 0.08mi | 3/3.5 | 1,485 (-4%) | 7mo | $366,000 | $246 | 79 |
| 1558 Stoney Beach Way | 0.19mi | 3/3.0 | 1,614 (+4%) | 8mo | $375,000 | $232 | 76 |
| 1400 Cox Landing Ct | 0.13mi | 3/3.0 | 1,734 (+12%) | 2mo | $400,000 | $231 | 71 |
| 7849 Hidden Crk #24 | 0.17mi | 3/2.0 | 1,734 (+12%) | 4mo | $272,296 | $157 | 67 |
| 1346 Waterway #186 | 0.29mi | 3/3.0 | 1,742 (+12%) | 4mo | $359,900 | $207 | 61 |
| 1340 Riverwood | 0.16mi | 3/2.5 | 1,787 (+15%) | 11mo | $380,000 | $213 | 59 |
| 1360 Triwater #195 | 0.32mi | 4/3.0 (+1) | 1,742 (+12%) | 2mo | $390,000 | $224 | 56 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
7.75% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 16.3%
- Equity multiple
- 2.20×
- Total profit
- $125,765
- Equity at exit
- $278,531
- IRR
- 15.8%
- Equity multiple
- 4.64×
- Total profit
- $381,882
- Equity at exit
- $546,925
Cash invested: $104,997 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 27 Tenant-Leaning
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 21226
- Home prices YoY
- 2.5%
- Active inventory
- 45
- Price-to-rent
- 10.7×
Monthly cashflow live
- Estimated rent
- $2,907 high interval (Pro) →
- Mortgage (P&I)
- −$1,966
- Tax from tax record
- −$302 /mo · $3,625/yr
- Insurance
- −$156
- HOA
- −$230
- Vacancy / Maint / Mgmt
- −$610
- Net cashflow
- $-358
Break-even live
Sensitivity live
| Price | -10% $-146 | -5% $-252 | +0% $-358 | +5% $-464 | +10% $-570 |
|---|---|---|---|---|---|
| Rent | -10% $-588 | -5% $-473 | +0% $-358 | +5% $-243 | +10% $-129 |
| Rate | -1.0pp $-169 | -0.5pp $-263 | base $-358 | +0.5pp $-455 | +1.0pp $-554 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $93,748
- Closing costs
- $11,250
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 7 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1346 Riverwood Way Stoney Beach, MD | 3.0 | 2.5 | 1500 | $2,700 | $1.80 | 3d | 1 | 0.16mi |
| 1346 Riverwood Way Stoney Beach, MD | 3.0 | 2.5 | 1500 | $2,700 | $1.80 | 4d | 1 | 0.16mi |
| 950 Nabbs Creek Rd Glen Burnie, MD | 4.0 | 3.5 | 1752 | $6,500 | $3.71 | 24d | 1 | 1.18mi |
| 119 Cloverhill Rd Pasadena, MD | 3.0 | 2.5 | 2094 | $2,999 | $1.43 | 44d | 1 | 1.28mi |
| 959 Mount Desert Harbour Pasadena, MD | 3.0 | 1.5 | 1400 | $2,600 | $1.86 | 24d | 1 | 1.36mi |
| 8582 Beacon Point Rd Pasadena, MD | 3.0 | 1.5 | 1159 | $2,650 | $2.29 | 3d | 1 | 1.43mi |
| 216 Dunlap Rd Pasadena, MD | 4.0 | 2.0 | 1110 | $3,000 | $2.70 | 44d | 1 | 1.46mi |
HOA detail
- Monthly dues
- $230 · $2,760/yr
- Likely covers
- waterelectricpool
Listing history 39 events
-
2026-06-21days on market $374,990 Active 81 DOM
-
2026-06-18days on market $374,990 Active 78 DOM
-
2026-06-17days on market $374,990 Active 77 DOM
-
2026-06-16days on market $374,990 Active 76 DOM
-
2026-06-15days on market $374,990 Active 75 DOM
-
2026-06-13days on market $374,990 Active 73 DOM
-
2026-06-09days on market $374,990 Active 69 DOM
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2026-06-08days on market $374,990 Active 68 DOM
-
2026-06-08price $374,990 Active 67 DOM
-
2026-06-07days on market $378,000 Active 67 DOM
-
2026-06-04days on market $378,000 Active 64 DOM
-
2026-06-03days on market $378,000 Active 63 DOM
-
2026-06-02days on market $378,000 Active 62 DOM
-
2026-06-01days on market $378,000 Active 61 DOM
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2026-05-31days on market $378,000 Active 60 DOM
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2026-04-23price $387,500 2328-char remark
Show marketing remark (2328 chars)
* * Price Improvement * * Don't let this one get away. No Front Foot Fee. Welcome to waterfront living in the desirable Stoney Beach community! This beautifully maintained three-bedroom, 2.5-bath condo townhouse offers the perfect blend of comfort, stylish updates, and scenic water views. Step inside to find beautiful hardwood floors that add warmth and elegance to the main level living spaces. The home features generously sized bedrooms and updated bathrooms with fresh paint, modern finishes and thoughtful details. The large kitchen is equipped with stainless steel appliances, creating a sleek and functional space for cooking and entertaining. (Brand new dishwasher installed 4/26). Walk out on the main level to an updated composite deck installed 5/24—the perfect place to enjoy morning coffee or unwind at the end of the day—while taking in views of the tranquil waters of the Patapsco River and Cox Creek. The walk-out finished lower level leads to a paved patio, providing an additional outdoor living area ideal for entertaining, grilling, or simply relaxing by the water. On colder days, relax on the main lever with an electric fireplace or a cozy wood burning fireplace on the lower level. Laundry located on the lower level with a new front load dryer installed 3/26. Living in Stoney Beach means embracing a true waterfront lifestyle with resort-style amenities. Residents enjoy access to a scenic waterfront boardwalk, private beach access, and a community boat ramp, along with available boat storage for boating enthusiasts. The neighborhood also features a dog park, basketball, community pool and tennis courts, picnic areas, and open green spaces, creating a community that feels like a year-round retreat. Commuters will appreciate the easy access to major routes including Interstate 695 and Maryland Route 100, providing convenient connections to Baltimore, Annapolis, and surrounding areas. Whether you’re enjoying a sunset stroll along the boardwalk, launching your boat for a day on the water, or relaxing on your deck overlooking the water, this home offers resort-style waterfront living every day. Don’t miss the opportunity to enjoy breathtaking water views, modern upgrades, and an amenity-rich coastal community all in one exceptional property. Motivated Sellers.
-
2026-04-02$400,000 Active 2328-char remark
Show marketing remark (2328 chars)
* * Price Improvement * * Don't let this one get away. No Front Foot Fee. Welcome to waterfront living in the desirable Stoney Beach community! This beautifully maintained three-bedroom, 2.5-bath condo townhouse offers the perfect blend of comfort, stylish updates, and scenic water views. Step inside to find beautiful hardwood floors that add warmth and elegance to the main level living spaces. The home features generously sized bedrooms and updated bathrooms with fresh paint, modern finishes and thoughtful details. The large kitchen is equipped with stainless steel appliances, creating a sleek and functional space for cooking and entertaining. (Brand new dishwasher installed 4/26). Walk out on the main level to an updated composite deck installed 5/24—the perfect place to enjoy morning coffee or unwind at the end of the day—while taking in views of the tranquil waters of the Patapsco River and Cox Creek. The walk-out finished lower level leads to a paved patio, providing an additional outdoor living area ideal for entertaining, grilling, or simply relaxing by the water. On colder days, relax on the main lever with an electric fireplace or a cozy wood burning fireplace on the lower level. Laundry located on the lower level with a new front load dryer installed 3/26. Living in Stoney Beach means embracing a true waterfront lifestyle with resort-style amenities. Residents enjoy access to a scenic waterfront boardwalk, private beach access, and a community boat ramp, along with available boat storage for boating enthusiasts. The neighborhood also features a dog park, basketball, community pool and tennis courts, picnic areas, and open green spaces, creating a community that feels like a year-round retreat. Commuters will appreciate the easy access to major routes including Interstate 695 and Maryland Route 100, providing convenient connections to Baltimore, Annapolis, and surrounding areas. Whether you’re enjoying a sunset stroll along the boardwalk, launching your boat for a day on the water, or relaxing on your deck overlooking the water, this home offers resort-style waterfront living every day. Don’t miss the opportunity to enjoy breathtaking water views, modern upgrades, and an amenity-rich coastal community all in one exceptional property. Motivated Sellers.
-
2026-03-17historical $400,000 2328-char remark
Show marketing remark (2328 chars)
* * Price Improvement * * Don't let this one get away. No Front Foot Fee. Welcome to waterfront living in the desirable Stoney Beach community! This beautifully maintained three-bedroom, 2.5-bath condo townhouse offers the perfect blend of comfort, stylish updates, and scenic water views. Step inside to find beautiful hardwood floors that add warmth and elegance to the main level living spaces. The home features generously sized bedrooms and updated bathrooms with fresh paint, modern finishes and thoughtful details. The large kitchen is equipped with stainless steel appliances, creating a sleek and functional space for cooking and entertaining. (Brand new dishwasher installed 4/26). Walk out on the main level to an updated composite deck installed 5/24—the perfect place to enjoy morning coffee or unwind at the end of the day—while taking in views of the tranquil waters of the Patapsco River and Cox Creek. The walk-out finished lower level leads to a paved patio, providing an additional outdoor living area ideal for entertaining, grilling, or simply relaxing by the water. On colder days, relax on the main lever with an electric fireplace or a cozy wood burning fireplace on the lower level. Laundry located on the lower level with a new front load dryer installed 3/26. Living in Stoney Beach means embracing a true waterfront lifestyle with resort-style amenities. Residents enjoy access to a scenic waterfront boardwalk, private beach access, and a community boat ramp, along with available boat storage for boating enthusiasts. The neighborhood also features a dog park, basketball, community pool and tennis courts, picnic areas, and open green spaces, creating a community that feels like a year-round retreat. Commuters will appreciate the easy access to major routes including Interstate 695 and Maryland Route 100, providing convenient connections to Baltimore, Annapolis, and surrounding areas. Whether you’re enjoying a sunset stroll along the boardwalk, launching your boat for a day on the water, or relaxing on your deck overlooking the water, this home offers resort-style waterfront living every day. Don’t miss the opportunity to enjoy breathtaking water views, modern upgrades, and an amenity-rich coastal community all in one exceptional property. Motivated Sellers.
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2021-05-21soldstatus $317,000 Closed 726-char remark
Show marketing remark (726 chars)
Welcome home to Stoney Beach, live the waterfront lifestyle in this amenity rich community featuring water access for your boat, a community pool, tennis and basketball courts, community beach, nature trail, and a boardwalk along the bay! This 3-bedroom, 2.5 bath interior unit townhome backs to Stoney Creek, enjoy water views and sun from the expansive rear deck! Home features hardwood floors, an updated kitchen with granite countertops, backsplash, and stainless appliances. Do not miss the stone accent wall in the living room with a cozy electric fireplace! Too many features to list! Conveniently located to 695 and Rt 100 for easy commute, don’t miss this opportunity to move in and enjoy summer on the water!
-
2021-04-12status Pending 726-char remark
Show marketing remark (726 chars)
Welcome home to Stoney Beach, live the waterfront lifestyle in this amenity rich community featuring water access for your boat, a community pool, tennis and basketball courts, community beach, nature trail, and a boardwalk along the bay! This 3-bedroom, 2.5 bath interior unit townhome backs to Stoney Creek, enjoy water views and sun from the expansive rear deck! Home features hardwood floors, an updated kitchen with granite countertops, backsplash, and stainless appliances. Do not miss the stone accent wall in the living room with a cozy electric fireplace! Too many features to list! Conveniently located to 695 and Rt 100 for easy commute, don’t miss this opportunity to move in and enjoy summer on the water!
-
2021-04-12price $310,000 726-char remark
Show marketing remark (726 chars)
Welcome home to Stoney Beach, live the waterfront lifestyle in this amenity rich community featuring water access for your boat, a community pool, tennis and basketball courts, community beach, nature trail, and a boardwalk along the bay! This 3-bedroom, 2.5 bath interior unit townhome backs to Stoney Creek, enjoy water views and sun from the expansive rear deck! Home features hardwood floors, an updated kitchen with granite countertops, backsplash, and stainless appliances. Do not miss the stone accent wall in the living room with a cozy electric fireplace! Too many features to list! Conveniently located to 695 and Rt 100 for easy commute, don’t miss this opportunity to move in and enjoy summer on the water!
-
2021-04-10price $300,000 726-char remark
Show marketing remark (726 chars)
Welcome home to Stoney Beach, live the waterfront lifestyle in this amenity rich community featuring water access for your boat, a community pool, tennis and basketball courts, community beach, nature trail, and a boardwalk along the bay! This 3-bedroom, 2.5 bath interior unit townhome backs to Stoney Creek, enjoy water views and sun from the expansive rear deck! Home features hardwood floors, an updated kitchen with granite countertops, backsplash, and stainless appliances. Do not miss the stone accent wall in the living room with a cozy electric fireplace! Too many features to list! Conveniently located to 695 and Rt 100 for easy commute, don’t miss this opportunity to move in and enjoy summer on the water!
-
2021-04-08$310,000 Active 726-char remark
Show marketing remark (726 chars)
Welcome home to Stoney Beach, live the waterfront lifestyle in this amenity rich community featuring water access for your boat, a community pool, tennis and basketball courts, community beach, nature trail, and a boardwalk along the bay! This 3-bedroom, 2.5 bath interior unit townhome backs to Stoney Creek, enjoy water views and sun from the expansive rear deck! Home features hardwood floors, an updated kitchen with granite countertops, backsplash, and stainless appliances. Do not miss the stone accent wall in the living room with a cozy electric fireplace! Too many features to list! Conveniently located to 695 and Rt 100 for easy commute, don’t miss this opportunity to move in and enjoy summer on the water!
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2017-11-28historical
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2017-11-27soldstatus $250,000
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2017-11-27soldstatus $250,000 Sold
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2017-11-07status Contingent (No Kick Out)
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2017-10-31price $254,900
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2017-10-23$259,900 Active
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2017-10-23$254,900
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2017-03-30soldstatus $150,000
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2017-03-29soldstatus $150,000
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2017-03-29soldstatus $150,000 Sold
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2016-12-27status Contingent (No Kick Out)
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2016-12-26historical
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2016-12-20price $179,000
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2016-12-10price $189,000
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2016-10-19$199,000 Active
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2016-10-19$179,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $3,625 · $302/mo
- Projected year-2 tax
- $3,856 · $321/mo
- Expected delta
- +$231/yr (+$19/mo · 6.4%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X (unshaded) · 13% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 64% chance of damaging wind over 30 yrs
- Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $34,885
- − Mortgage interest
- −$21,005
- − Property taxes
- −$3,625
- − Insurance
- −$1,875
- − Repairs & maintenance
- −$2,791
- − Management
- −$2,791
- − HOA
- −$2,760
- − Depreciation
- −$10,909
- Taxable loss
- −$10,871
- Est. tax savings @ 24.0%
- +$2,609
- After-tax cash flow
- $-1,690/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Anne Arundel County Public Schools
- NCES district ID
- 2400060
- Math proficiency
- 20% ▼ -21.00%
- Reading proficiency
- 37% ▼ -13.00%
- Median HH income
- $87,880
- Composite
- 28.52/100
- National rank
- #6733
- State rank
- #10 of 24 in MD
Livability — Riviera Beach
- Score
- 64/100
- State rank
- #280
- US rank
- #14429
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Riviera Beach, MD
- Population (ZIP)
- 6,593
Population outlook (Anne Arundel County) Hauer SSP2
- Today (2025)
- 617,384 people
- By 2030
- 642,094 · +4.0%
- By 2040
- 686,621 · +11.2%
- By 2050
- 723,031 · +17.1%
- By 2075
- 809,346 · +31.1%
- By 2100
- 837,658 · +35.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.61)
- Race & ethnicity
- White 59% Black 18% Two or more races 13% Hispanic / Latino 8% Asian 4%
- Hispanic origin (detail)
- Mexican 4% Puerto Rican 3%
- Common ancestry
- Slovak 7% Romanian 2% Scotch-Irish 1%
- Foreign-born
- 7% · Canada, Jamaica
- Languages at home
- 91% English-only · Spanish 7% Tagalog/Filipino 1% Other Indo-European 1%
Political lean MEDSL · Anne Arundel
- 2024 margin
- D (+13.9) · D 55.7% · R 41.7% · Other 2.6%
- 2008→2024 swing
- +15.7pp toward D · 2008: -1.8pp · 2024: 13.9pp
- All cycles
- 2024: D+13.9 2020: D+14.5 2016: D+0.7 2012: R+0.9 2008: R+1.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 7.75%
- Current HPI
- 318.79
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
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| Utilities | 1 | $25B |
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| Hotels | 1 | $24B |
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| Consumer Goods | 1 | $7B |
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| Real Estate | 1 | $6B |
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| Chemicals | 1 | $2B |
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Price history
+116.5% since first listed24 events — show timeline
- 2026-04-23 Price Changed $387,500 BRIGHT MLS
- 2026-04-02 Listed $400,000 BRIGHT MLS
- 2026-03-17 Coming Soon $400,000 BRIGHT MLS
- 2021-05-21 Sold (MLS) $317,000 BRIGHT MLS
- 2021-04-12 Pending — BRIGHT MLS
- 2021-04-12 Price Changed $310,000 BRIGHT MLS
- 2021-04-10 Price Changed $300,000 BRIGHT MLS
- 2021-04-08 Listed $310,000 BRIGHT MLS
- 2017-11-28 Listing Removed — BRIGHT MLS
- 2017-11-27 Sold (MLS) $250,000 MRIS
- 2017-11-27 Sold (MLS) $250,000 BRIGHT MLS
- 2017-11-07 Pending — MRIS
- 2017-10-31 Price Changed $254,900 MRIS
- 2017-10-23 Listed $259,900 MRIS
- 2017-10-23 Listed $254,900 BRIGHT MLS
- 2017-03-30 Sold (Public Records) $150,000 Public Records
- 2017-03-29 Sold (MLS) $150,000 MRIS
- 2017-03-29 Sold (MLS) $150,000 BRIGHT MLS
- 2016-12-27 Pending — MRIS
- 2016-12-26 Listing Removed — BRIGHT MLS
- 2016-12-20 Price Changed $179,000 MRIS
- 2016-12-10 Price Changed $189,000 MRIS
- 2016-10-19 Listed $199,000 MRIS
- 2016-10-19 Listed $179,000 BRIGHT MLS
Property tax history
+6.2%/yrLatest (2025): $3,625 · +4.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…