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130 Heirloom Rd
D+ Composite 45.64
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +12.8/15.0
  • Cash flow +10.8/30.0
  • Condition / age +5.0/5.0
  • Rent growth +3.9/5.0
  • 1% rule +3.7/10.0
  • Livability +3.7/5.0
  • DSCR +3.1/10.0
  • Schools +2.8/10.0
  • Appreciation +0.0/10.0

$229,900

130 Heirloom Rd · Hinesville, GA 31313
3 bd · 2.5 ba · 1,411 sqft · SingleFamily · 347 Days on market
Built 2026 Excellent condition 1,742 sqft lot $163/sqft · 12% below area Est $261k · 12% under $100/mo HOA · 5% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

New construction in Hinesville! Located on the edge of Hinesville, the Heritage Pointe Townhomes are close to new restaurants & up-and-coming shopping! Quick commute to Ft. Stewart, Hwy 17 & I-95! 3-bedroom, 2.5-bath townhome with granite counters throughout! Open living space on the first floor with access to the 1-car garage, half-bath & backyard. The kitchen features ample cabinetry with a spacious pantry & brand new stainless appliances! From the island, look out to the dining area & family room. Enjoy a sodded backyard with irrigation & privacy fence! Upstairs find two bedrooms, hall bath, laundry room & the primary suite. Within the primary suite is a walk-in closet & private bath. The private bath includes a dual vanity, shower/tub combo & another walk-in closet! HOA maintained landscaping & annual pressure washing!

Key facts

  • Spacious pantry
  • Ample cabinetry
  • New construction

Tags

NEW CONSTRUCTIONGRANITE COUNTERSOPEN LIVING SPACEAMPLE CABINETRYSPACIOUS PANTRYBRAND NEW STAINLESS APPLIANCES

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $230k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-107 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $214k (6.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $200k (12.9% below list).
  • Recommended offer: $200k (12.9% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 73/100 on livability (#51 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D+, commute D+, crime F.
  • Liberty County (urban): math 19% / reading 28% proficiency, ranked #133 of 174 in GA (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising fast (+5.4%/yr); 1067 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 471 units permitted in Liberty County in 2024 (0 in 5+ unit buildings).
  • This rent runs 40% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Liberty County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 347 days — a 12% lower offer ($202k) is reasonable based on typical stale-listing flexibility.
Recommended offer $200,210 (12.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 347 days. Have you received any prior offers? Is the seller open to a 13% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.87% ✗
Cap rate
5.73%
Cash-on-cash
-2.00%
DSCR
0.91
GRM
9.6

CMA / ARV

ARV (median comp)
$260,563
List price
$229,900
Delta
-11.77%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
203 Hamilton Dr 0.44mi 3/2.5 1,462 (+4%) 1mo $264,800 $181 73
143 Hamilton Dr 0.41mi 3/2.5 1,462 (+4%) 4mo $264,400 $181 71
39 Legacy Ln 0.14mi 3/2.0 1,565 (+11%) 4mo $294,000 $188 70
169 Hamilton Dr 0.42mi 3/2.5 1,462 (+4%) 5mo $265,200 $181 70
85 Hamilton Dr 0.38mi 3/2.5 1,462 (+4%) 8mo $265,700 $182 70
236 Providence Loop 0.38mi 3/2.0 1,544 (+9%) 2mo $282,000 $183 63
324 Abode Ave 0.15mi 4/2.0 (+1) 1,568 (+11%) 7mo $285,000 $182 62
125 Providence Loop 0.33mi 3/2.0 1,544 (+9%) 7mo $281,400 $182 61
44 Providence Loop 0.33mi 4/2.0 (+1) 1,581 (+12%) 2mo $291,200 $184 56
111 Providence Loop 0.33mi 4/2.0 (+1) 1,581 (+12%) 10mo $291,500 $184 49
605 Palmetto Trce 0.53mi 3/2.0 1,225 (-13%) 10mo $170,000 $139 43
389 Gray Fox Rd 0.66mi 4/2.0 (+1) 1,296 (-8%) 8mo $260,000 $201 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.41% rent growth · sell at horizon

5-year hold
IRR
-16.7%
Equity multiple
0.39×
Total profit
$-39,014
Equity at exit
$34,279
10-year hold
IRR
-4.4%
Equity multiple
0.67×
Total profit
$-20,952
Equity at exit
$19,878

Cash invested: $64,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
22 active · 33 under contract
Months of supply
7.3 mo (14%/mo absorbed)
Median asking
$264,950 ($172/sqft)
Median days on market
116 d
This list price
14% of active listings are priced below it
ARV vs active asking
+7.1% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 31313

Home prices YoY
-27.1%
Rents YoY
5.4%
Active inventory
1067
Price-to-rent
9.6×

Monthly cashflow live

Estimated rent
$2,002 high interval (Pro) →
Mortgage (P&I)
−$1,206
Tax est. 1.5%
−$287 /mo · $3,448/yr
Insurance
−$96
HOA
−$100
Vacancy / Maint / Mgmt
−$420
Net cashflow
$-107

Break-even live

Break-even rent $2,138
Max offer price $214,398
Occupancy floor —

Sensitivity live

Price -10% $52 -5% $-28 +0% $-107 +5% $-187 +10% $-266
Rent -10% $-265 -5% $-186 +0% $-107 +5% $-28 +10% $51
Rate -1.0pp $9 -0.5pp $-49 base $-107 +0.5pp $-167 +1.0pp $-227

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$57,475
Closing costs
$6,897
Reserves months
—
Total cash needed
—

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
83 Heirloom Rd Unit 1 Hinesville, GA 3.0 2.5 1411 $2,000 $1.42 21d 1 0.03mi
83 Heirloom Rd Unit 1 Hinesville, GA 3.0 2.5 1411 $2,000 $1.42 0d 1 0.03mi
96 Beaumont Dr Unit 1 Hinesville, GA 3.0 2.0 1400 $1,975 $1.41 184d 1 0.05mi
10 Beaumont Dr Hinesville, GA 3.0 2.5 1390 $1,900 $1.37 40d 1 0.06mi
193 Heirloom Rd Hinesville, GA 3.0 2.5 1400 $2,300 $1.64 184d 1 0.08mi
335 Abode Ave Hinesville, GA 3.0 2.0 1396 $1,950 $1.40 24d 1 0.12mi
78 Centennial Ct Hinesville, GA 3.0 2.5 1462 $2,100 $1.44 1d 1 0.17mi
78 Centennial Ct Hinesville, GA 3.0 2.5 1462 $2,100 $1.44 184d 1 0.17mi
100 Centennial Ct Hinesville, GA 3.0 2.5 1703 $2,150 $1.26 184d 1 0.19mi
158 Hamlet Ct Hinesville, GA 3.0 2.5 1458 $1,900 $1.30 51d 1 0.23mi
767 Abode Ave Hinesville, GA 3.0 2.0 1428 $2,150 $1.51 51d 1 0.24mi
76 Abode Ave Hinesville, GA 4.0 2.0 1635 $2,195 $1.34 10d 1 0.27mi
26 Perlieu Ct Hinesville, GA 3.0 2.0 1411 $1,995 $1.41 10d 1 0.28mi
720 Thornwood Way Hinesville, GA 3.0 2.0 1352 $1,450 $1.07 24d 1 0.29mi
707 Thornwood Way Hinesville, GA 3.0 1.0 1040 $1,200 $1.15 184d 1 0.40mi
624 Palmetto Trce Unit 624 Hinesville, GA 3.0 2.0 1195 $1,500 $1.26 1d 1 0.47mi
140 Hazy Ln Hinesville, GA 3.0 2.5 1360 $1,900 $1.40 10d 1 0.49mi
130 Hazy Ln Hinesville, GA 3.0 2.5 1518 $2,100 $1.38 184d 1 0.49mi
89 Hazy Ln Hinesville, GA 4.0 2.0 1482 $2,000 $1.35 10d 1 0.53mi
25 Hazy Ln Hinesville, GA 3.0 2.5 1392 $1,995 $1.43 51d 1 0.54mi
92 Hazy Ln Hinesville, GA 4.0 2.5 1463 $2,300 $1.57 10d 1 0.54mi
11 Hazy Ln Hinesville, GA 3.0 2.0 1183 $1,895 $1.60 21d 1 0.54mi
601 Tupelo Trl Unit 16D Hinesville, GA 3.0 2.5 1504 $1,450 $0.96 10d 1 0.61mi
601 Tupelo Trl Unit 16D Hinesville, GA 3.0 2.5 1504 $1,450 $0.96 14d 1 0.61mi
601 Tupelo Trl Hinesville, GA 3.0 2.0 1504 $1,350 $0.90 51d 1 0.62mi
601 Tupelo Trl Hinesville, GA 2.0 1.0 1340 $1,200 $0.90 48d 1 0.62mi
601 Tupelo Trl Hinesville, GA 3.0 2.0 1340 $1,500 $1.12 12d 1 0.62mi
907 Rachel Ln Hinesville, GA 3.0 2.0 1523 $1,900 $1.25 10d 1 0.89mi
907 Rachel Ln Hinesville, GA 3.0 2.0 1523 $1,900 $1.25 15d 1 0.89mi
504 Heritage Dr Hinesville, GA 3.0 2.0 1270 $2,000 $1.57 10d 1 0.94mi
1109 Sara Ln Hinesville, GA 3.0 2.0 1453 $1,990 $1.37 10d 1 0.95mi
404 Patton Rd Hinesville, GA 2.0 1.0 960 $1,425 $1.48 51d 1 1.09mi
26 Cassels Ct Hinesville, GA 3.0 2.5 1781 $2,195 $1.23 31d 1 1.23mi
454 Floyd Cir Hinesville, GA 3.0 2.0 1658 $2,650 $1.60 10d 1 1.39mi
219 Herty Ln Hinesville, GA 3.0 2.0 1643 $2,350 $1.43 10d 1 1.41mi
145 Factors Walk Hinesville, GA 4.0 2.5 1810 $2,300 $1.27 10d 1 1.43mi
408 Bradwell St Unit B Hinesville, GA 3.0 2.5 1694 $1,895 $1.12 10d 1 1.43mi
502 Bradwell St Hinesville, GA 3.0 2.5 1692 $1,900 $1.12 40d 1 1.44mi
502 Bradwell St Hinesville, GA 3.0 2.5 1674 $1,700 $1.02 10d 1 1.44mi
501 Bradwell St Hinesville, GA 3.0 2.5 1692 $1,695 $1.00 1d 1 1.46mi

HOA detail $100/mo · $1,200/yr

Likely covers
landscaping

Listing history 50 events

  1. 2026-11-08
    days on market $229,900 Active 347 DOM
  2. 2026-11-07
    days on market $229,900 Active 346 DOM
  3. 2026-11-06
    days on market $229,900 Active 345 DOM
  4. 2026-11-05
    days on market $229,900 Active 344 DOM
  5. 2026-11-04
    days on market $229,900 Active 343 DOM
  6. 2026-11-02
    days on market $229,900 Active 341 DOM
  7. 2026-11-01
    days on market $229,900 Active 340 DOM
  8. 2026-10-31
    days on market $229,900 Active 339 DOM
  9. 2026-10-30
    days on market $229,900 Active 338 DOM
  10. 2026-10-29
    days on market $229,900 Active 337 DOM
  11. 2026-10-28
    days on market $229,900 Active 336 DOM
  12. 2026-10-27
    days on market $229,900 Active 335 DOM
  13. 2026-10-26
    days on market $229,900 Active 334 DOM
  14. 2026-10-25
    days on market $229,900 Active 333 DOM
  15. 2026-10-24
    days on market $229,900 Active 332 DOM
  16. 2026-10-23
    days on market $229,900 Active 331 DOM
  17. 2026-10-22
    days on market $229,900 Active 330 DOM
  18. 2026-10-21
    days on market $229,900 Active 329 DOM
  19. 2026-10-20
    days on market $229,900 Active 328 DOM
  20. 2026-10-19
    days on market $229,900 Active 327 DOM
  21. 2026-10-18
    days on market $229,900 Active 326 DOM
  22. 2026-10-17
    days on market $229,900 Active 325 DOM
  23. 2026-10-16
    days on market $229,900 Active 324 DOM
  24. 2026-10-15
    days on market $229,900 Active 323 DOM
  25. 2026-10-14
    days on market $229,900 Active 322 DOM
  26. 2026-10-13
    days on market $229,900 Active 321 DOM
  27. 2026-10-12
    days on market $229,900 Active 320 DOM
  28. 2026-10-11
    days on market $229,900 Active 319 DOM
  29. 2026-10-10
    days on market $229,900 Active 318 DOM
  30. 2026-10-09
    days on market $229,900 Active 317 DOM
  31. 2026-10-08
    days on market $229,900 Active 316 DOM
  32. 2026-10-07
    days on market $229,900 Active 315 DOM
  33. 2026-10-07
    days on market $229,900 Active 314 DOM
  34. 2026-10-05
    days on market $229,900 Active 313 DOM
  35. 2026-10-04
    days on market $229,900 Active 312 DOM
  36. 2026-10-04
    days on market $229,900 Active 311 DOM
  37. 2026-10-02
    days on market $229,900 Active 310 DOM
  38. 2026-10-01
    days on market $229,900 Active 309 DOM
  39. 2026-09-30
    days on market $229,900 Active 308 DOM
  40. 2026-09-29
    days on market $229,900 Active 307 DOM
  41. 2026-09-28
    days on market $229,900 Active 306 DOM
  42. 2026-09-27
    days on market $229,900 Active 305 DOM
  43. 2026-09-26
    days on market $229,900 Active 304 DOM
  44. 2026-09-25
    days on market $229,900 Active 303 DOM
  45. 2026-09-24
    days on market $229,900 Active 302 DOM
  46. 2026-09-24
    days on market $229,900 Active 301 DOM
  47. 2026-09-22
    days on market $229,900 Active 300 DOM
  48. 2026-09-21
    days on market $229,900 Active 299 DOM
  49. 2026-09-20
    days on market $229,900 Active 298 DOM
  50. 2026-09-19
    days on market $229,900 Active 297 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,025
− Mortgage interest
−$12,878
− Property taxes
−$3,448
− Insurance
−$1,150
− Repairs & maintenance
−$1,922
− Management
−$1,922
− HOA
−$1,200
− Depreciation
−$6,688
Taxable loss
−$5,183
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,244
After-tax cash flow
$-42/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 3 photos

Excellent 100/100 None rehab

This new construction townhome in Hinesville is move-in ready with excellent condition and no immediate repairs needed. It offers a good ROI with updates like fresh paint and smart home devices.

Value-add opportunities

  • Resale Paint interior walls — Fresh paint enhances curb appeal and interior aesthetics ↑
  • Both Install smart home devices — Improves convenience and marketability ↑
  • Both Add smart thermostat — Enhances comfort and energy efficiency ↑
F Composite school gradezoned avg 28/100

Zoned Schools

Elementary Joseph Martin Elementary School F GA #784/1,228 Nat'l #31,434/41,679 Middle Midway Middle School F GA #260/470 Nat'l #9,410/14,009 High Liberty County High School F GA #131/424 Nat'l #10,882/17,239

Schools (NCES district)

District
Liberty County
NCES district ID
1303300
Math proficiency
19% ▼ -16.00%
Reading proficiency
28% ▼ -13.00%
Median HH income
$43,911
Composite
20.2/100
National rank
#8630
State rank
#133 of 174 in GA
B Composite livability gradescore 73/100

Livability — Hinesville

Score
73/100
State rank
#51
US rank
#5200

Category grades

Amenities C+ Commute D+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Hinesville, GA
County
Liberty County · 58,689 people
City population
42,838
Metro
Hinesville, GA
Population (ZIP)
42,838
Household income
$60,233
Rent vs Own
50.1% rent · 49.9% own
Severe rent burden
8% of renters

Population outlook (Liberty County) Hauer SSP2

Today (2025)
58,689 people
By 2030
57,670 · -1.7%
By 2040
55,750 · -5.0%
By 2050
54,155 · -7.7%
By 2075
58,947 · +0.4%
By 2100
66,919 · +14.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.67)
Race & ethnicity
Black 47% White 31% Hispanic / Latino 13% Two or more races 11% Asian 2%
Hispanic origin (detail)
Mexican 4% Puerto Rican 7%
Languages at home
86% English-only · Spanish 7% Other Indo-European 2% German/W. Germanic 1%

Political lean MEDSL · Liberty

2024 margin
D (+17.4) · D 58.5% · R 41.0%
2008→2024 swing
-10.9pp toward R · 2008: 28.4pp · 2024: 17.4pp
All cycles
2024: D+17.4 2020: D+24.1 2016: D+21.2 2012: D+30.2 2008: D+28.4

Not yet ingested

Civics
—

Price history

1 event — show timeline
  • 2025-11-26 Listed $229,900 HABR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…