2011 S Haverhill Dr · Yorktown, IN 47396

$239,000

3 bd · 2.0 ba · 2,160 sqft · SingleFamily public records · 179 Days on market

Built 1992 0.34 ac lot $111/sqft · at area comps Est $179k · 33% over ↓ 1% since listing

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +17.3/30.0
• DSCR +5.4/10.0
• Schools +4.3/10.0
• 1% rule +3.8/10.0
• Livability +3.7/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to this charming Yorktown home, featuring a spacious floor plan and recent updates throughout. Enjoy new flooring, upgraded plumbing, a tankless water heater, and a water softener. With three bedrooms, two baths and a generous yard complete with a back deck, this home is ideal for comfortable living and outdoor enjoyment

Key facts

• Upgraded plumbing
• Generous yard
• Water softener

Tags

• NEW FLOORING
• UPGRADED PLUMBING
• TANKLESS WATER HEATER
• WATER SOFTENER
• GENEROUS YARD
• BACK DECK

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $239k.

Deal economics

• At list price, monthly cash flow is $173 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $211k (11.7% below list).
• Recommended offer: $210k (12.0% below list) — sets the bar for market timing.
• Cap rate 7.2% vs local median 3.4% in Yorktown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 73/100 on livability (#99 in IN) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: health & safety D, amenities F, commute F.
• Yorktown Community Schools (suburban): math 49% / reading 51% proficiency, ranked #48 of 301 in IN (top 16%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: 46 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 171 units permitted in Delaware County in 2024 (57 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Delaware County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 179 days — a 12% lower offer ($210k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 2y ago; this cycle's ask has dropped $19k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Recommended offer $210,320 (12.0% below list)

Questions for the listing agent

1. It's been on market 179 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.88% ✗
• Cap rate: 7.16%
• Cash-on-cash: 3.10%
• DSCR: 1.14
• GRM: 9.4

CMA / ARV

• ARV (median comp): $179,204
• List price: $239,000
• Delta: 33.37%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
7909 W Kennedy Pkwy	0.24mi	3/2.0	2,008 (-7%)	2mo	$277,500	$138	75
8116 W Weller St	0.14mi	4/2.5 (+1)	2,294 (+6%)	9mo	$216,000	$94	68
1608 S Stapleton Dr	0.32mi	3/2.0	1,942 (-10%)	4mo	$245,000	$126	64
7800 W Kennedy Pkwy	0.36mi	3/2.0	1,924 (-11%)	4mo	$349,900	$182	62
1612 S Lindell Dr	0.23mi	3/2.0	1,915 (-11%)	11mo	$200,000	$104	61
7805 W Kennedy Pkwy	0.32mi	4/2.5 (+1)	2,030 (-6%)	9mo	$352,500	$174	61
2770 S Andrews Rd	0.52mi	4/2.0 (+1)	2,181 (+1%)	12mo	$234,900	$108	59
2421 S Market St	0.69mi	3/1.0	2,192 (+2%)	3mo	$168,000	$77	59
1109 S Buckingham Rd	0.62mi	3/2.5	2,278 (+6%)	6mo	$260,000	$114	55
2211 S Andrews Rd	0.21mi	2/1.0 (-1)	1,918 (-11%)	10mo	$199,900	$104	54
906 S Devonshire Rd	0.68mi	3/3.0	2,020 (-6%)	6mo	$267,500	$132	48
925 S Westchester Park Dr	0.73mi	3/2.0	1,938 (-10%)	1mo	$294,000	$152	48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -11.4%
• Equity multiple: 0.58×
• Total profit: $-27,783
• Equity at exit: $35,636

10-year hold

• IRR: -2.3%
• Equity multiple: 0.85×
• Total profit: $-10,280
• Equity at exit: $20,664

Cash invested: $66,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Indiana: 90 Strongly Landlord-Friendly · R+11
• County: — inherits STATE
• City: — inherits STATE

10-day pay-or-quit; landlord-favorable; preempted.

Methodology + full state rankings →

ZIP-level market 47396

• Home prices YoY: -14.6%
• Active inventory: 46
• Price-to-rent: 9.4×

Monthly cashflow live

• Estimated rent: $2,109 medium
• Mortgage (P&I): −$1,253
• Tax from tax record: −$141 /mo · $1,687/yr
• Insurance: −$100
• HOA: −$0
• Vacancy / Maint / Mgmt: −$443
• Net cashflow: $173

Break-even live

Break-even rent $1,891

Max offer price $239,000

Occupancy floor 87%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $59,750
• Closing costs: $7,170
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3001 S Broadway St Yorktown, IN	3.0	1.5	1678	$1,725	$1.03	44d	1	0.69mi
9860 W Smith St Yorktown, IN	2.0–3.0	1.0–2.0	1526	$2,715	$1.78	44d	2	0.99mi

Listing history 35 events

1. 2026-06-19
   days on market $239,000 Active 179 DOM
2. 2026-06-18
   days on market $239,000 Active 178 DOM
3. 2026-06-17
   days on market $239,000 Active 177 DOM
4. 2026-06-16
   days on market $239,000 Active 176 DOM
5. 2026-06-15
   days on market $239,000 Active 175 DOM
6. 2026-06-14
   days on market $239,000 Active 173 DOM
7. 2026-06-13
   days on market $239,000 Active 172 DOM
8. 2026-06-10
   days on market $239,000 Active 170 DOM
9. 2026-06-09
   days on market $239,000 Active 169 DOM
10. 2026-06-08
    days on market $239,000 Active 168 DOM
11. 2026-06-07
    days on market $239,000 Active 167 DOM
12. 2026-06-05
    days on market $239,000 Active 164 DOM
13. 2026-06-03
    days on market $239,000 Active 163 DOM
14. 2026-06-02
    days on market $239,000 Active 162 DOM
15. 2026-06-01
    days on market $239,000 Active 161 DOM
16. 2026-05-31
    days on market $239,000 Active 160 DOM
17. 2026-05-30
    days on market $239,000 Active 159 DOM
18. 2026-03-13
    price $239,000 330-char remark

    Show marketing remark (330 chars)

    Welcome to this charming Yorktown home, featuring a spacious floor plan and recent updates throughout. Enjoy new flooring, upgraded plumbing, a tankless water heater, and a water softener. With three bedrooms, two baths and a generous yard complete with a back deck, this home is ideal for comfortable living and outdoor enjoyment

19. 2026-03-08
    price $245,500 330-char remark

    Show marketing remark (330 chars)

    Welcome to this charming Yorktown home, featuring a spacious floor plan and recent updates throughout. Enjoy new flooring, upgraded plumbing, a tankless water heater, and a water softener. With three bedrooms, two baths and a generous yard complete with a back deck, this home is ideal for comfortable living and outdoor enjoyment

20. 2026-02-25
    price $246,500 330-char remark

    Show marketing remark (330 chars)

    Welcome to this charming Yorktown home, featuring a spacious floor plan and recent updates throughout. Enjoy new flooring, upgraded plumbing, a tankless water heater, and a water softener. With three bedrooms, two baths and a generous yard complete with a back deck, this home is ideal for comfortable living and outdoor enjoyment

21. 2026-02-12
    price $247,500 330-char remark

    Show marketing remark (330 chars)

    Welcome to this charming Yorktown home, featuring a spacious floor plan and recent updates throughout. Enjoy new flooring, upgraded plumbing, a tankless water heater, and a water softener. With three bedrooms, two baths and a generous yard complete with a back deck, this home is ideal for comfortable living and outdoor enjoyment

22. 2026-01-19
    price $248,500 330-char remark

    Show marketing remark (330 chars)

    Welcome to this charming Yorktown home, featuring a spacious floor plan and recent updates throughout. Enjoy new flooring, upgraded plumbing, a tankless water heater, and a water softener. With three bedrooms, two baths and a generous yard complete with a back deck, this home is ideal for comfortable living and outdoor enjoyment

23. 2025-12-22
    listed $258,000 Active 330-char remark

    Show marketing remark (330 chars)

    Welcome to this charming Yorktown home, featuring a spacious floor plan and recent updates throughout. Enjoy new flooring, upgraded plumbing, a tankless water heater, and a water softener. With three bedrooms, two baths and a generous yard complete with a back deck, this home is ideal for comfortable living and outdoor enjoyment

24. 2024-05-24
    soldstatus $227,000 Closed 998-char remark

    Show marketing remark (998 chars)

    Welcome to this exquisite gem-a one-owner home, meticulously maintained and cherished, now ready to embrace its new family. Step inside to discover a spacious layout, including three generous bedrooms and two full bathrooms, including a luxurious master on suite complete with a coveted walk-in closet. This home makes organization and relaxation come to life. With ample storage throughout, every corner of this home has been thoughtfully designed to accommodate your lifestyle seamlessly. The heart of this home beckons gatherings with its open-concept living and dining areas, seamlessly flowing onto a charming deck-an idyllic spot for unwinding under the stars. The allure continues outdoors with an expansive yard, offering endless possibilities for family fun and pets to frolic freely. Now it's time to experience the epitome of homeownership-a haven of comfort, convenience, and cherished memories awaiting to be created. Don't miss your chance to make this exceptional residence your own.

25. 2024-05-24
    soldstatus $227,000 Closed

    Show marketing remark (998 chars)

    Welcome to this exquisite gem-a one-owner home, meticulously maintained and cherished, now ready to embrace its new family. Step inside to discover a spacious layout, including three generous bedrooms and two full bathrooms, including a luxurious master on suite complete with a coveted walk-in closet. This home makes organization and relaxation come to life. With ample storage throughout, every corner of this home has been thoughtfully designed to accommodate your lifestyle seamlessly. The heart of this home beckons gatherings with its open-concept living and dining areas, seamlessly flowing onto a charming deck-an idyllic spot for unwinding under the stars. The allure continues outdoors with an expansive yard, offering endless possibilities for family fun and pets to frolic freely. Now it's time to experience the epitome of homeownership-a haven of comfort, convenience, and cherished memories awaiting to be created. Don't miss your chance to make this exceptional residence your own.

26. 2024-04-20
    status Pending 998-char remark

    Show marketing remark (998 chars)

    Welcome to this exquisite gem-a one-owner home, meticulously maintained and cherished, now ready to embrace its new family. Step inside to discover a spacious layout, including three generous bedrooms and two full bathrooms, including a luxurious master on suite complete with a coveted walk-in closet. This home makes organization and relaxation come to life. With ample storage throughout, every corner of this home has been thoughtfully designed to accommodate your lifestyle seamlessly. The heart of this home beckons gatherings with its open-concept living and dining areas, seamlessly flowing onto a charming deck-an idyllic spot for unwinding under the stars. The allure continues outdoors with an expansive yard, offering endless possibilities for family fun and pets to frolic freely. Now it's time to experience the epitome of homeownership-a haven of comfort, convenience, and cherished memories awaiting to be created. Don't miss your chance to make this exceptional residence your own.

27. 2024-04-20
    status Active 998-char remark

    Show marketing remark (998 chars)

    Welcome to this exquisite gem-a one-owner home, meticulously maintained and cherished, now ready to embrace its new family. Step inside to discover a spacious layout, including three generous bedrooms and two full bathrooms, including a luxurious master on suite complete with a coveted walk-in closet. This home makes organization and relaxation come to life. With ample storage throughout, every corner of this home has been thoughtfully designed to accommodate your lifestyle seamlessly. The heart of this home beckons gatherings with its open-concept living and dining areas, seamlessly flowing onto a charming deck-an idyllic spot for unwinding under the stars. The allure continues outdoors with an expansive yard, offering endless possibilities for family fun and pets to frolic freely. Now it's time to experience the epitome of homeownership-a haven of comfort, convenience, and cherished memories awaiting to be created. Don't miss your chance to make this exceptional residence your own.

28. 2024-04-19
    status Pending
29. 2024-04-12
    price $235,000
30. 2024-04-11
    status Active
31. 2024-03-21
    status Pending 998-char remark

    Show marketing remark (998 chars)

    Welcome to this exquisite gem-a one-owner home, meticulously maintained and cherished, now ready to embrace its new family. Step inside to discover a spacious layout, including three generous bedrooms and two full bathrooms, including a luxurious master on suite complete with a coveted walk-in closet. This home makes organization and relaxation come to life. With ample storage throughout, every corner of this home has been thoughtfully designed to accommodate your lifestyle seamlessly. The heart of this home beckons gatherings with its open-concept living and dining areas, seamlessly flowing onto a charming deck-an idyllic spot for unwinding under the stars. The allure continues outdoors with an expansive yard, offering endless possibilities for family fun and pets to frolic freely. Now it's time to experience the epitome of homeownership-a haven of comfort, convenience, and cherished memories awaiting to be created. Don't miss your chance to make this exceptional residence your own.

32. 2024-03-20
    status Pending
33. 2024-03-18
    price $229,900
34. 2024-03-05
    listed $229,900 Active 998-char remark

    Show marketing remark (998 chars)

    Welcome to this exquisite gem-a one-owner home, meticulously maintained and cherished, now ready to embrace its new family. Step inside to discover a spacious layout, including three generous bedrooms and two full bathrooms, including a luxurious master on suite complete with a coveted walk-in closet. This home makes organization and relaxation come to life. With ample storage throughout, every corner of this home has been thoughtfully designed to accommodate your lifestyle seamlessly. The heart of this home beckons gatherings with its open-concept living and dining areas, seamlessly flowing onto a charming deck-an idyllic spot for unwinding under the stars. The allure continues outdoors with an expansive yard, offering endless possibilities for family fun and pets to frolic freely. Now it's time to experience the epitome of homeownership-a haven of comfort, convenience, and cherished memories awaiting to be created. Don't miss your chance to make this exceptional residence your own.

35. 2024-03-05
    listed $242,500 Active

    Show marketing remark (998 chars)

    Welcome to this exquisite gem-a one-owner home, meticulously maintained and cherished, now ready to embrace its new family. Step inside to discover a spacious layout, including three generous bedrooms and two full bathrooms, including a luxurious master on suite complete with a coveted walk-in closet. This home makes organization and relaxation come to life. With ample storage throughout, every corner of this home has been thoughtfully designed to accommodate your lifestyle seamlessly. The heart of this home beckons gatherings with its open-concept living and dining areas, seamlessly flowing onto a charming deck-an idyllic spot for unwinding under the stars. The allure continues outdoors with an expansive yard, offering endless possibilities for family fun and pets to frolic freely. Now it's time to experience the epitome of homeownership-a haven of comfort, convenience, and cherished memories awaiting to be created. Don't miss your chance to make this exceptional residence your own.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast IN · Partial reset (capped growth)

• Current annual tax: $1,687 · $141/mo
• Projected year-2 tax: $1,859 · $155/mo
• Expected delta: +$172/yr (+$14/mo · 10.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥100°F today · 18 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,312
• − Mortgage interest: −$13,388
• − Property taxes: −$1,687
• − Insurance: −$1,195
• − Repairs & maintenance: −$2,025
• − Management: −$2,025
• − Depreciation: −$6,953
• Taxable loss: −$1,960
• Est. tax savings @ 24.0%: +$470
• After-tax cash flow: $2,545/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Yorktown Community Schools
• NCES district ID: 1807230
• Math proficiency: 49% ▼ -8.00%
• Reading proficiency: 51% ▼ -2.00%
• Median HH income: $55,611
• Composite: 43.32/100
• National rank: #3036
• State rank: #48 of 301 in IN

Livability — Yorktown

• Score: 73/100
• State rank: #99
• US rank: #5439

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B+ Housing A+ Health & safety D User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Yorktown, IN
• City population: 7,808
• Population (ZIP): 7,808

Population outlook (Delaware County) Hauer SSP2

• Today (2025): 113,036 people
• By 2030: 111,313 · -1.5%
• By 2040: 106,432 · -5.8%
• By 2050: 100,747 · -10.9%
• By 2075: 91,000 · -19.5%
• By 2100: 80,687 · -28.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (95%)
• Race & ethnicity: White 95% Two or more races 3% Asian 2%
• Common ancestry: Italian 4% Slovak 3% Romanian 1%
• Foreign-born: 1%
• Languages at home: 98% English-only · Other Indo-European 1%

Political lean MEDSL · Delaware

• 2024 margin: R (+15.8) · D 41.2% · R 57.0% · Other 1.8%
• 2008→2024 swing: -30.8pp toward R · 2008: 15.0pp · 2024: -15.8pp
• All cycles: 2024: R+15.8 2020: R+13.2 2016: R+13.7 2012: D+3.1 2008: D+15.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -35.12%
• Current HPI: 205.7559
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.90%
• F500 in state: 18

Industry mix (Fortune 500 HQ in IN)

Industry	F500 HQs	Revenue
▸Industrial Machinery	2	$37B
▸Healthcare	1	$177B
▸Pharmaceuticals	1	$45B
▸Metals / Steel	1	$18B
▸Agriculture	1	$17B
▸Packaging	1	$12B

Price history

-1.4% since first listed

18 events — show timeline

• 2026-03-13 Price Changed $239,000 IRMLS
• 2026-03-08 Price Changed $245,500 IRMLS
• 2026-02-25 Price Changed $246,500 IRMLS
• 2026-02-12 Price Changed $247,500 IRMLS
• 2026-01-19 Price Changed $248,500 IRMLS
• 2025-12-22 Listed $258,000 IRMLS
• 2024-05-24 Sold (MLS) $227,000 IRMLS
• 2024-05-24 Sold (MLS) $227,000 MIBOR as Distributed by MLS Grid
• 2024-04-20 Pending — MIBOR as Distributed by MLS Grid
• 2024-04-20 Relisted — MIBOR as Distributed by MLS Grid
• 2024-04-19 Pending — IRMLS
• 2024-04-12 Price Changed $235,000 IRMLS
• 2024-04-11 Relisted — IRMLS
• 2024-03-21 Pending — MIBOR as Distributed by MLS Grid
• 2024-03-20 Pending — IRMLS
• 2024-03-18 Price Changed $229,900 IRMLS
• 2024-03-05 Listed $229,900 MIBOR as Distributed by MLS Grid
• 2024-03-05 Listed $242,500 IRMLS

Property tax history

+9.9%/yr

Latest (2024): $1,687 · +269.9% YoY. Source: county tax records.