236 Hunters Rd · Columbia, SC
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $783 – $1,453
Heat risk 7/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 7/10 · Major
- Chance of severe wind over 30 yrs
- 78.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +21.2/30.0
- ARV discount +7.3/15.0
- DSCR +6.7/10.0
- 1% rule +4.8/10.0
- Livability +3.9/5.0
- Schools +2.6/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$193,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome home to 236 Hunters Rd in Hopkins, SC! This 3-bedroom, 2-bathroom property features granite countertops, plenty of cabinet space, and a full suite of appliances to remain, including the stove, refrigerator, dishwasher, and microwave. The home also offers an additional den/living area, providing flexible space for a home office, playroom, or second living room. A covered welcoming front porch, and a private, fenced backyard—perfect for entertaining or relaxing. Conveniently located just minutes from I-77, Fort Jackson, local restaurants, and recreation facilities, this home offers comfort, functionality, and an ideal location.
Key facts
- Covered front porch
- Cabinet space
- Additional den
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $193k.
Deal economics
- At list price, monthly cash flow is $277 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $190k (1.6% below list).
- Recommended offer: $176k (9.0% below list) — sets the bar for market timing.
- Cap rate 8.0% vs local median 5.0% in Columbia — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 78/100 on livability (#18 in SC, #2,436 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: employment D, crime F.
- Richland 01 (urban): math 26% / reading 36% proficiency, ranked #54 of 80 in SC (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Horrell Hill Elementary (math 17% / reading 17%, grade F, #515 of 597 statewide, top 89%, 562 students, 100% FRL); Southeast Middle (math 7% / reading 19%, grade F, #210 of 229 statewide, top 93%, 493 students, 100% FRL); Lower Richland High (math 5% / reading 64%, grade F, #185 of 196 statewide, top 94%, 1,244 students, 100% FRL) — zoned schools average 100% FRL vs 64% district-wide (36 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 328 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).
- This rent runs 38% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 93 days — a 9% lower offer ($176k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 6y ago; this cycle's ask has dropped $12k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 78% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 93 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.98% ✗
- Cap rate
- 8.02%
- Cash-on-cash
- 6.16%
- DSCR
- 1.27
- GRM
- 8.5
CMA / ARV
- ARV (on-the-fly)
- $191,990
- Comps found
- 1
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 236 Hunters Rd | 0.00mi | 3/2.0 | 1,349 (+3%) | 1mo | $197,000 | $146 | 95 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -6.8%
- Equity multiple
- 0.75×
- Total profit
- $-13,652
- Equity at exit
- $28,777
- IRR
- 2.8%
- Equity multiple
- 1.20×
- Total profit
- $10,695
- Equity at exit
- $16,687
Cash invested: $54,040 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 29061
- Home prices YoY
- -22.8%
- Active inventory
- 328
- Price-to-rent
- 8.5×
Monthly cashflow live
- Estimated rent
- $1,900 high interval (Pro) →
- Mortgage (P&I)
- −$1,012
- Tax from tax record
- −$131 /mo · $1,571/yr
- Insurance
- −$80
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$399
- Net cashflow
- $277
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $48,250
- Closing costs
- $5,790
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 11 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1049 Crescent Moon Loop Hopkins, SC | 3.0 | 2.5 | 1650 | $2,100 | $1.27 | 14d | 1 | 0.38mi |
| 455 Hunters Crossing Dr Hopkins, SC | 3.0 | 2.0 | 1381 | $1,699 | $1.23 | 14d | 1 | 0.53mi |
| 329 Ovanta Rd Columbia, SC | 3.0 | 1.5 | 1100 | $1,200 | $1.09 | 23d | 1 | 0.74mi |
| 429 Mockernut Ln Columbia, SC | 3.0 | 1.0 | 1010 | $1,250 | $1.24 | 23d | 1 | 0.81mi |
| 345 Bevington Brook Ln Hopkins, SC | 3.0 | 2.0 | 1475 | $2,195 | $1.49 | 23d | 1 | 0.90mi |
| 101 Shagbark Ave Columbia, SC | 3.0 | 1.0 | 1000 | $1,295 | $1.29 | 19d | 1 | 0.91mi |
| 457 Delahays Rd Columbia, SC | 3.0 | 2.0 | 1704 | $2,000 | $1.17 | 14d | 1 | 0.97mi |
| 440 Delahays Rd Columbia, SC | 3.0 | 2.5 | 1704 | $1,900 | $1.12 | 14d | 1 | 0.98mi |
| 385 Saskatoon Dr Unit 385 Columbia, SC | 3.0 | 2.0 | 1330 | $2,000 | $1.50 | 23d | 1 | 1.44mi |
| 2011 Dominion Dr Columbia, SC | 3.0 | 2.0 | 1625 | $1,595 | $0.98 | 23d | 1 | 1.45mi |
| 1912 Dominion Dr Columbia, SC | 4.0 | 2.0 | 1614 | $2,300 | $1.43 | 23d | 1 | 1.47mi |
Listing history 21 events
-
2026-04-24status Pending
-
2026-04-21price $193,000
-
2026-03-25price $195,000
-
2026-03-20price $197,500
-
2026-02-28price $199,000
-
2026-02-23status Active
-
2026-02-15status Pending
-
2026-02-06price $199,900
-
2026-01-12$205,000 Active
-
2023-01-26soldstatus $174,000
-
2022-12-08price $179,000
-
2022-11-03price $182,000
-
2022-10-10$185,000 Active
-
2022-09-26soldstatus $176,800
-
2020-06-19soldstatus $119,000
-
2020-04-18historical
-
2020-04-16$119,000 Active
-
2020-01-27historical
-
2020-01-22$53,000 Active
-
1990-06-01soldstatus $59,668
-
1986-12-01soldstatus $53,200
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast SC · Resets to sale price
- Current annual tax
- $1,571 · $131/mo
- Projected year-2 tax
- $1,571 · $131/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 7/10 Severe 7 d/yr ≥108°F today · 16 d/yr by 30 yrs out
- Wind 7/10 Severe 78% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,796
- − Mortgage interest
- −$10,811
- − Property taxes
- −$1,571
- − Insurance
- −$965
- − Repairs & maintenance
- −$1,824
- − Management
- −$1,824
- − Depreciation
- −$5,615
- Taxable income
- $187
- Est. tax owed @ 24.0%
- −$45
- After-tax cash flow
- $3,283/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Richland 01
- NCES district ID
- 4503360
- Math proficiency
- 26% ▼ -7.00%
- Reading proficiency
- 36% ▼ -5.00%
- Median HH income
- $38,931
- Composite
- 25.94/100
- National rank
- #7335
- State rank
- #54 of 80 in SC
Livability — Columbia
- Score
- 78/100
- State rank
- #18
- US rank
- #2436
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Richland County · 389,530 people
- City population
- 335,994
- Metro
- Columbia, SC
- Population (ZIP)
- 12,538
- Household income
- $60,307
- Rent vs Own
- Severe rent burden
- 236.0
Population outlook (Richland County) Hauer SSP2
- Today (2025)
- 459,667 people
- By 2030
- 487,524 · +6.1%
- By 2040
- 542,035 · +17.9%
- By 2050
- 595,371 · +29.5%
- By 2075
- 732,998 · +59.5%
- By 2100
- 820,415 · +78.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (68%)
- Race & ethnicity
- Black 68% White 23% Two or more races 6% Hispanic / Latino 4%
- Common ancestry
- Italian 1% Lithuanian 1% Romanian 1%
- Foreign-born
- 3% · Canada
- Languages at home
- 96% English-only · Spanish 3%
Political lean MEDSL · Richland
- 2024 margin
- Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
- 2008→2024 swing
- +5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
- All cycles
- 2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -57.44%
- Current HPI
- 194.8986
- Rent YoY
- —
- Metro
- Columbia, SC
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
||
Price history
+262.8% since first listed21 events — show timeline
- 2026-04-24 Pending — SBOR
- 2026-04-21 Price Changed $193,000 SBOR
- 2026-03-25 Price Changed $195,000 SBOR
- 2026-03-20 Price Changed $197,500 SBOR
- 2026-02-28 Price Changed $199,000 SBOR
- 2026-02-23 Relisted — SBOR
- 2026-02-15 Pending — SBOR
- 2026-02-06 Price Changed $199,900 SBOR
- 2026-01-12 Listed $205,000 SBOR
- 2023-01-26 Sold (Public Records) $174,000 Public Records
- 2022-12-08 Price Changed $179,000 Consolidated MLS
- 2022-11-03 Price Changed $182,000 Consolidated MLS
- 2022-10-10 Listed $185,000 Consolidated MLS
- 2022-09-26 Sold (Public Records) $176,800 Public Records
- 2020-06-19 Sold (Public Records) $119,000 Public Records
- 2020-04-18 Delisted — Consolidated MLS
- 2020-04-16 Listed $119,000 Consolidated MLS
- 2020-01-27 Delisted — Consolidated MLS
- 2020-01-22 Listed $53,000 Consolidated MLS
- 1990-06-01 Sold (Public Records) $59,668 Public Records
- 1986-12-01 Sold (Public Records) $53,200 Public Records
Property tax history
+7.4%/yrLatest (2025): $1,571 · +4.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…