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236 Hunters Rd
C- Composite 51.49
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.2/30.0
  • ARV discount +7.3/15.0
  • DSCR +6.7/10.0
  • 1% rule +4.8/10.0
  • Livability +3.9/5.0
  • Schools +2.6/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$193,000

236 Hunters Rd · Columbia, SC 29061
3 bd · 2.0 ba · 1,315 sqft · SingleFamily public records · 93 Days on market
Built 1986 0.26 ac lot Est $192k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome home to 236 Hunters Rd in Hopkins, SC! This 3-bedroom, 2-bathroom property features granite countertops, plenty of cabinet space, and a full suite of appliances to remain, including the stove, refrigerator, dishwasher, and microwave. The home also offers an additional den/living area, providing flexible space for a home office, playroom, or second living room. A covered welcoming front porch, and a private, fenced backyard—perfect for entertaining or relaxing. Conveniently located just minutes from I-77, Fort Jackson, local restaurants, and recreation facilities, this home offers comfort, functionality, and an ideal location.

Key facts

  • Covered front porch
  • Cabinet space
  • Additional den

Tags

GRANITE COUNTERTOPSCABINET SPACEFULL SUITE OF APPLIANCESADDITIONAL DENCOVERED FRONT PORCHPRIVATE FENCED BACKYARD

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $193k.

Deal economics

  • At list price, monthly cash flow is $277 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $190k (1.6% below list).
  • Recommended offer: $176k (9.0% below list) — sets the bar for market timing.
  • Cap rate 8.0% vs local median 5.0% in Columbia — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 78/100 on livability (#18 in SC, #2,436 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: employment D, crime F.
  • Richland 01 (urban): math 26% / reading 36% proficiency, ranked #54 of 80 in SC (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Horrell Hill Elementary (math 17% / reading 17%, grade F, #515 of 597 statewide, top 89%, 562 students, 100% FRL); Southeast Middle (math 7% / reading 19%, grade F, #210 of 229 statewide, top 93%, 493 students, 100% FRL); Lower Richland High (math 5% / reading 64%, grade F, #185 of 196 statewide, top 94%, 1,244 students, 100% FRL) — zoned schools average 100% FRL vs 64% district-wide (36 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 328 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).
  • This rent runs 38% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 93 days — a 9% lower offer ($176k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 6y ago; this cycle's ask has dropped $12k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 78% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $175,630 (9.0% below list)

Questions for the listing agent

  1. It's been on market 93 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.98%
Cap rate
8.02%
Cash-on-cash
6.16%
DSCR
1.27
GRM
8.5

CMA / ARV

ARV (on-the-fly)
$191,990
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
236 Hunters Rd 0.00mi 3/2.0 1,349 (+3%) 1mo $197,000 $146 95

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-6.8%
Equity multiple
0.75×
Total profit
$-13,652
Equity at exit
$28,777
10-year hold
IRR
2.8%
Equity multiple
1.20×
Total profit
$10,695
Equity at exit
$16,687

Cash invested: $54,040 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29061

Home prices YoY
-22.8%
Active inventory
328
Price-to-rent
8.5×

Monthly cashflow live

Estimated rent
$1,900 high interval (Pro) →
Mortgage (P&I)
$1,012
Tax from tax record
$131 /mo · $1,571/yr
Insurance
$80
HOA
$0
Vacancy / Maint / Mgmt
$399
Net cashflow
$277

Break-even live

Break-even rent $1,549
Max offer price $193,000
Occupancy floor 80%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$48,250
Closing costs
$5,790
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 11 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1049 Crescent Moon Loop Hopkins, SC 3.0 2.5 1650 $2,100 $1.27 14d 1 0.38mi
455 Hunters Crossing Dr Hopkins, SC 3.0 2.0 1381 $1,699 $1.23 14d 1 0.53mi
329 Ovanta Rd Columbia, SC 3.0 1.5 1100 $1,200 $1.09 23d 1 0.74mi
429 Mockernut Ln Columbia, SC 3.0 1.0 1010 $1,250 $1.24 23d 1 0.81mi
345 Bevington Brook Ln Hopkins, SC 3.0 2.0 1475 $2,195 $1.49 23d 1 0.90mi
101 Shagbark Ave Columbia, SC 3.0 1.0 1000 $1,295 $1.29 19d 1 0.91mi
457 Delahays Rd Columbia, SC 3.0 2.0 1704 $2,000 $1.17 14d 1 0.97mi
440 Delahays Rd Columbia, SC 3.0 2.5 1704 $1,900 $1.12 14d 1 0.98mi
385 Saskatoon Dr Unit 385 Columbia, SC 3.0 2.0 1330 $2,000 $1.50 23d 1 1.44mi
2011 Dominion Dr Columbia, SC 3.0 2.0 1625 $1,595 $0.98 23d 1 1.45mi
1912 Dominion Dr Columbia, SC 4.0 2.0 1614 $2,300 $1.43 23d 1 1.47mi

Listing history 21 events

  1. 2026-04-24
    status Pending
  2. 2026-04-21
    price $193,000
  3. 2026-03-25
    price $195,000
  4. 2026-03-20
    price $197,500
  5. 2026-02-28
    price $199,000
  6. 2026-02-23
    status Active
  7. 2026-02-15
    status Pending
  8. 2026-02-06
    price $199,900
  9. 2026-01-12
    listed $205,000 Active
  10. 2023-01-26
    soldstatus $174,000
  11. 2022-12-08
    price $179,000
  12. 2022-11-03
    price $182,000
  13. 2022-10-10
    listed $185,000 Active
  14. 2022-09-26
    soldstatus $176,800
  15. 2020-06-19
    soldstatus $119,000
  16. 2020-04-18
    historical
  17. 2020-04-16
    listed $119,000 Active
  18. 2020-01-27
    historical
  19. 2020-01-22
    listed $53,000 Active
  20. 1990-06-01
    soldstatus $59,668
  21. 1986-12-01
    soldstatus $53,200

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$1,571 · $131/mo
Projected year-2 tax
$1,571 · $131/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 7/10 Severe 78% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,796
− Mortgage interest
−$10,811
− Property taxes
−$1,571
− Insurance
−$965
− Repairs & maintenance
−$1,824
− Management
−$1,824
− Depreciation
−$5,615
Taxable income
$187
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$45
After-tax cash flow
$3,283/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Richland 01
NCES district ID
4503360
Math proficiency
26% ▼ -7.00%
Reading proficiency
36% ▼ -5.00%
Median HH income
$38,931
Composite
25.94/100
National rank
#7335
State rank
#54 of 80 in SC

Livability — Columbia

Score
78/100
State rank
#18
US rank
#2436

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment D Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Richland County · 389,530 people
City population
335,994
Metro
Columbia, SC
Population (ZIP)
12,538
Household income
$60,307
Rent vs Own
19.1% rent · 80.9% own
Severe rent burden
236.0

Population outlook (Richland County) Hauer SSP2

Today (2025)
459,667 people
By 2030
487,524 · +6.1%
By 2040
542,035 · +17.9%
By 2050
595,371 · +29.5%
By 2075
732,998 · +59.5%
By 2100
820,415 · +78.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (68%)
Race & ethnicity
Black 68% White 23% Two or more races 6% Hispanic / Latino 4%
Common ancestry
Italian 1% Lithuanian 1% Romanian 1%
Foreign-born
3% · Canada
Languages at home
96% English-only · Spanish 3%

Political lean MEDSL · Richland

2024 margin
Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
2008→2024 swing
+5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
All cycles
2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -57.44%
Current HPI
194.8986
Rent YoY
Metro
Columbia, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+262.8% since first listed
21 events — show timeline
  • 2026-04-24 Pending SBOR
  • 2026-04-21 Price Changed $193,000 SBOR
  • 2026-03-25 Price Changed $195,000 SBOR
  • 2026-03-20 Price Changed $197,500 SBOR
  • 2026-02-28 Price Changed $199,000 SBOR
  • 2026-02-23 Relisted SBOR
  • 2026-02-15 Pending SBOR
  • 2026-02-06 Price Changed $199,900 SBOR
  • 2026-01-12 Listed $205,000 SBOR
  • 2023-01-26 Sold (Public Records) $174,000 Public Records
  • 2022-12-08 Price Changed $179,000 Consolidated MLS
  • 2022-11-03 Price Changed $182,000 Consolidated MLS
  • 2022-10-10 Listed $185,000 Consolidated MLS
  • 2022-09-26 Sold (Public Records) $176,800 Public Records
  • 2020-06-19 Sold (Public Records) $119,000 Public Records
  • 2020-04-18 Delisted Consolidated MLS
  • 2020-04-16 Listed $119,000 Consolidated MLS
  • 2020-01-27 Delisted Consolidated MLS
  • 2020-01-22 Listed $53,000 Consolidated MLS
  • 1990-06-01 Sold (Public Records) $59,668 Public Records
  • 1986-12-01 Sold (Public Records) $53,200 Public Records

Property tax history

+7.4%/yr

Latest (2025): $1,571 · +4.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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