🏗️ New Construction
143 Heirloom Rd · Hinesville, GA
Flood risk No data
- FEMA flood zone
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- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +8.9/30.0
- ARV discount +7.5/15.0
- Condition / age +5.0/5.0
- Rent growth +3.9/5.0
- Livability +3.7/5.0
- 1% rule +3.2/10.0
- DSCR +2.5/10.0
- Schools +2.0/10.0
- Appreciation +0.0/10.0
$229,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
New construction townhome at Heritage Pointe Townhomes in Hinesville! Located on the edge of Hinesville close to new restaurants & up-and-coming shopping! Quick commute to Ft. Stewart, Hwy 17 & I-95! 3-bedroom, 2.5-bath townhome with granite counters throughout! Open living space on the first floor with access to the 1-car garage, as well as the fenced backyard. The kitchen features a spacious pantry & stainless appliances, including refrigerator! From the island, look out to the dining area & family room with ceiling fan. Enjoy a sodded backyard with irrigation & privacy fence from the patio! Upstairs, you'll find two bedrooms, a hall bath, a laundry room & the primary suite. Within the primary suite is a ceiling fan, walk-in closet & private bath. The private bath includes a dual vanity with granite counter, shower/tub combo & another walk-in closet! HOA to provide regular landscaping.
Key facts
- Irrigation
- Spacious pantry
- Sodded backyard
Tags
Property features AI
Finance
- Other: Subdivision: Heritage Pointe
- HOA & community: Homeowners association with a $100 monthly fee
Exterior
- Parking: Attached garage with garage door opener; Parking lot; 1 garage space
- Utilities: Public water; Public sewer; Underground utilities
- Home design: Residential townhouse; Attached property with 2+ common walls; No one above or below; 2 stories; New construction; Windows designated as green energy efficient
- Construction: Vinyl siding; Composition roof; Slab foundation; Built by Dryden Enterprises
- Exterior features: Patio; Wood privacy fencing (fenced); Level lot; Paved road
Interior
- Kitchen: Dishwasher; Microwave; Self-cleaning oven; Range/oven; Refrigerator; Garbage disposal; Electric water heater
- Bathrooms: 2 full bathrooms; 1 half bathroom
- Heating & cooling: Central air (electric); Electric heating; Forced air; Heat pump
- Interior features: Ceiling fans; Double vanity; Entrance foyer; Kitchen island; Pantry; Double-pane windows
- Laundry & utility: Laundry in hall on upper level
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath single-family listed at $230k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $-207 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $227k (1.3% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $211k (8.2% below list).
- Recommended offer: $211k (8.2% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 73/100 on livability (#51 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D+, commute D+, crime F.
- Liberty County (urban): math 19% / reading 28% proficiency, ranked #133 of 174 in GA (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: Rents rising fast (+5.4%/yr); 639 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 471 units permitted in Liberty County in 2024 (0 in 5+ unit buildings).
- This rent runs 42% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Liberty County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.82% ✗
- Cap rate
- 5.32%
- Cash-on-cash
- -3.46%
- DSCR
- 0.85
- GRM
- 10.1
CMA / ARV
- ARV (on-the-fly)
- $256,802
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 147 Centennial Ct | 0.26mi | 3/2.5 | 1,458 (+3%) | 7mo | $272,990 | $187 | 76 |
| 169 Hamilton Dr | 0.44mi | 3/2.5 | 1,462 (+4%) | 1mo | $265,200 | $181 | 73 |
| 85 Hamilton Dr | 0.40mi | 3/2.5 | 1,462 (+4%) | 3mo | $265,700 | $182 | 72 |
| 76 Hamilton Dr | 0.38mi | 3/2.5 | 1,462 (+4%) | 6mo | $265,300 | $181 | 71 |
| 361 Thorpe Cir | 0.27mi | 3/2.0 | 1,491 (+6%) | 9mo | $250,000 | $168 | 68 |
| 324 Abode Ave | 0.18mi | 4/2.0 (+1) | 1,568 (+11%) | 2mo | $285,000 | $182 | 64 |
| 125 Providence Loop | 0.35mi | 3/2.0 | 1,544 (+9%) | 2mo | $281,400 | $182 | 64 |
| 197 Hazy Ln | 0.44mi | 4/2.0 (+1) | 1,482 (+5%) | 6mo | $284,500 | $192 | 59 |
| 568 Abode Ave | 0.18mi | 4/2.0 (+1) | 1,594 (+13%) | 7mo | $288,900 | $181 | 57 |
| 111 Providence Loop | 0.35mi | 4/2.0 (+1) | 1,581 (+12%) | 6mo | $291,500 | $184 | 52 |
| 605 Palmetto Trce | 0.50mi | 3/2.0 | 1,225 (-13%) | 5mo | $170,000 | $139 | 48 |
| 389 Gray Fox Rd | 0.64mi | 4/2.0 (+1) | 1,296 (-8%) | 3mo | $260,000 | $201 | 47 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 5.41% rent growth · sell at horizon
- IRR
- -19.2%
- Equity multiple
- 0.31×
- Total profit
- $-49,473
- Equity at exit
- $38,290
- IRR
- -7.3%
- Equity multiple
- 0.48×
- Total profit
- $-37,094
- Equity at exit
- $22,204
Cash invested: $71,905 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31313
- Home prices YoY
- -27.1%
- Rents YoY
- 5.4%
- Active inventory
- 639
- Price-to-rent
- 9.1×
Monthly cashflow live
- Estimated rent
- $2,111 high interval (Pro) →
- Mortgage (P&I)
- −$1,347
- Tax est. 1.5%
- −$321 /mo · $3,852/yr
- Insurance
- −$107
- HOA
- −$100
- Vacancy / Maint / Mgmt
- −$443
- Net cashflow
- $-207
Break-even live
Sensitivity live
| Price | -10% $-30 | -5% $-118 | +0% $-207 | +5% $-296 | +10% $-385 |
|---|---|---|---|---|---|
| Rent | -10% $-374 | -5% $-291 | +0% $-207 | +5% $-124 | +10% $-40 |
| Rate | -1.0pp $-78 | -0.5pp $-142 | base $-207 | +0.5pp $-274 | +1.0pp $-341 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $64,200
- Closing costs
- $7,704
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 7 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 193 Heirloom Rd Hinesville, GA | 3.0 | 2.5 | 1400 | $2,300 | $1.64 | 45d | 1 | 0.06mi |
| 96 Beaumont Dr Unit 1 Hinesville, GA | 3.0 | 2.0 | 1400 | $1,975 | $1.41 | 45d | 1 | 0.10mi |
| 78 Centennial Ct Hinesville, GA | 3.0 | 2.5 | 1462 | $2,100 | $1.44 | 45d | 1 | 0.23mi |
| 100 Centennial Ct Hinesville, GA | 3.0 | 2.5 | 1703 | $2,150 | $1.26 | 45d | 1 | 0.25mi |
| 158 Hamlet Ct Hinesville, GA | 3.0 | 2.5 | 1458 | $2,250 | $1.54 | 45d | 1 | 0.25mi |
| 707 Thornwood Way Hinesville, GA | 3.0 | 1.0 | 1040 | $1,200 | $1.15 | 45d | 1 | 0.34mi |
| 130 Hazy Ln Hinesville, GA | 3.0 | 2.5 | 1518 | $2,100 | $1.38 | 45d | 1 | 0.47mi |
HOA detail
- Monthly dues
- $100 · $1,200/yr
- Likely covers
- landscaping
Listing history 2 events
-
2026-06-21remarks 679-char remark
-
2026-06-21$229,900 Active 2 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,330
- − Mortgage interest
- −$14,385
- − Property taxes
- −$3,852
- − Insurance
- −$1,284
- − Repairs & maintenance
- −$2,026
- − Management
- −$2,026
- − HOA
- −$1,200
- − Depreciation
- −$7,471
- Taxable loss
- −$6,915
- Est. tax savings @ 24.0%
- +$1,660
- After-tax cash flow
- $-827/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 5 photos
This new construction townhome is in excellent condition with no visible repairs or maintenance needed. It offers a good investment opportunity with potential for value appreciation through minor exterior updates.
Value-add opportunities
- Both Painting the exterior siding — Fresh paint enhances curb appeal and can add value to the property.
- Both Landscaping the front yard — A well-maintained front yard can improve curb appeal and add value to the property.
Renovation cost estimate screening
Value-add ROI direction
- Both Painting the exterior siding — Fresh paint enhances curb appeal and can add value to the property. ↑
- Both Landscaping the front yard — A well-maintained front yard can improve curb appeal and add value to the property. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Liberty County
- NCES district ID
- 1303300
- Math proficiency
- 19% ▼ -16.00%
- Reading proficiency
- 28% ▼ -13.00%
- Median HH income
- $43,911
- Composite
- 20.2/100
- National rank
- #8630
- State rank
- #133 of 174 in GA
Livability — Hinesville
- Score
- 73/100
- State rank
- #51
- US rank
- #5200
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Hinesville, GA
- County
- Liberty County · 58,565 people
- City population
- 42,838
- Metro
- Hinesville, GA
- Population (ZIP)
- 42,838
- Household income
- $60,233
- Rent vs Own
- Severe rent burden
- 1693.0
Population outlook (Liberty County) Hauer SSP2
- Today (2025)
- 58,689 people
- By 2030
- 57,670 · -1.7%
- By 2040
- 55,750 · -5.0%
- By 2050
- 54,155 · -7.7%
- By 2075
- 58,947 · +0.4%
- By 2100
- 66,919 · +14.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.67)
- Race & ethnicity
- Black 47% White 31% Hispanic / Latino 13% Two or more races 11% Asian 2%
- Hispanic origin (detail)
- Mexican 4% Puerto Rican 7%
- Common ancestry
- Slovak 1% Italian 1% Lithuanian 1%
- Foreign-born
- 7% · Canada, South Korea
- Languages at home
- 86% English-only · Spanish 7% Other Indo-European 2% German/W. Germanic 1%
Political lean MEDSL · Liberty
- 2024 margin
- D (+17.4) · D 58.5% · R 41.0%
- 2008→2024 swing
- -10.9pp toward R · 2008: 28.4pp · 2024: 17.4pp
- All cycles
- 2024: D+17.4 2020: D+24.1 2016: D+21.2 2012: D+30.2 2008: D+28.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -77.50%
- Current HPI
- 208.0927
- Rent YoY
- ▲ 5.41%
- Metro
- Hinesville, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
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| Retail | 1 | $160B |
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| Transportation / Logistics | 1 | $91B |
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| Airlines | 1 | $62B |
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| Consumer Goods | 1 | $47B |
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| Utilities | 1 | $25B |
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Price history
+0.0% since first listed2 events — show timeline
- 2026-06-19 Listed $229,900 HABR
- 2026-06-19 Listed $229,900 Hive MLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…