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4625 Parkoaks Dr #63
C+ Composite 63.69
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.9/30.0
  • ARV discount +15.0/15.0
  • DSCR +7.7/10.0
  • 1% rule +6.0/10.0
  • Livability +3.7/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.4/10.0
  • Appreciation +0.0/10.0

$130,000

4625 Parkoaks Dr #63 · Baton Rouge, LA 70816
2 bd · 2.5 ba · 1,260 sqft · SingleFamily public records · 16 Days on market
Built 1955 Est $212k · 39% under $21/mo HOA · 1% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

THIS AWESOME TOWN HOME WILL CAPTIVATE YOUR IMAGINATION THE MOMENT YOU WALK IN! AWESOME VINYL WOOD GRAIN FLOORS COMM REALLY NICE DINING ROOM, KITCHEN WIND BLACK GRANITE TILE COUNTERTOPS, REFRIGERATOR, WASH IT DRY IT TO REMAIN AT NO ADDITIONAL COST NO WARRANTY

Key facts

  • $21 HOA
  • 2 parking spots
  • Pool

Property features AI

Finance

  • Other: Private in-ground pool (private pool on the property); Subdivision: Town Homes Of Park Oaks
  • HOA & community: Homeowners association with an annual fee of $200 (approximately $16.67/month)

Exterior

  • Parking: Assigned parking (2 spaces)
  • Utilities: Public water; Public sewer
  • Home design: Attached townhouse; Residential property; Property is attached
  • Construction: Brick, frame, and cement siding construction; Slab foundation
  • Exterior features: Balcony; Tennis court(s); Community clubhouse; Community pool; Level lot

Interior

  • Kitchen: Electric cooktop
  • Flooring: Carpet; Other flooring; Vinyl wood-grain floors
  • Bathrooms: 2 full bathrooms and 1 half bathroom
  • Heating & cooling: Central heating; Central air; Ceiling fan(s)
  • Interior features: Walk-in closet(s)
  • Laundry & utility: Washer hookup; Electric dryer hookup; Washer and dryer included

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.5-bath single-family listed at $130k.

Deal economics

  • At list price, monthly cash flow is $251 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $130k).
  • Recommended offer: $128k (1.5% below list) — sets the bar for market timing.
  • Cap rate 8.6% vs local median 4.2% in Baton Rouge — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#24 in LA, #4,535 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, health & safety A+; Watch: amenities D, crime F, employment D-.
  • East Baton Rouge Parish (urban): math 22% / reading 34% proficiency, ranked #47 of 98 in LA (top 48%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 77% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Parkview Elementary School (math 47% / reading 64%, grade C, #89 of 646 statewide, top 14%, 539 students, 68% FRL); Woodlawn Middle School (math 20% / reading 39%, grade F, #116 of 218 statewide, top 53%, 887 students, 69% FRL); Woodlawn High School (math 25% / reading 30%, grade F, #133 of 265 statewide, top 51%, 1,527 students, 62% FRL).
  • Market conditions: Rents flat; 255 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 2,252 units permitted in East Baton Rouge Parish in 2024 (440 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $899 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • East Baton Rouge County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 16 days — a 2% lower offer ($128k) is reasonable based on typical stale-listing flexibility.
  • 12 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $128,050 (1.5% below list)

Questions for the listing agent

  1. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.10%
Cap rate
8.61%
Cash-on-cash
8.28%
DSCR
1.37
GRM
7.6

CMA / ARV

ARV (on-the-fly)
$211,680
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4230 Stumberg Ln 0.38mi 3/2.0 (+1) 1,290 (+2%) 3mo $175,000 $136 68
5126 Stumberg Ln 0.47mi 2/2.5 1,354 (+8%) 2mo $201,800 $149 64
4142 Stumberg Ln 0.43mi 3/2.0 (+1) 1,313 (+4%) 5mo $159,000 $121 62
4344 Country Hill Dr 0.68mi 3/2.0 (+1) 1,330 (+6%) 1mo $235,000 $177 51
13318 Country Manor Ave 0.73mi 3/2.0 (+1) 1,280 (+2%) 13mo $226,900 $177 46
4027 Country Hill Dr 0.68mi 3/2.0 (+1) 1,346 (+7%) 16mo $225,000 $167 37
4416 Country Hill Dr 0.71mi 3/2.0 (+1) 1,404 (+11%) 8mo $230,000 $164 34
4252 Country Hill Dr 0.61mi 3/2.0 (+1) 1,378 (+9%) 19mo $230,000 $167 33
3934 Country Hill Dr 0.69mi 3/2.0 (+1) 1,351 (+7%) 20mo $239,900 $178 32
13021 Country Park Ave 0.74mi 3/2.0 (+1) 1,343 (+7%) 20mo $249,900 $186 31
13226 Country Manor Ave 0.69mi 3/2.0 (+1) 1,399 (+11%) 15mo $235,000 $168 30
13256 Country Manor Ave 0.72mi 3/2.0 (+1) 1,400 (+11%) 18mo $255,600 $183 26

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.16% rent growth · sell at horizon

5-year hold
IRR
-6.9%
Equity multiple
0.75×
Total profit
$-9,043
Equity at exit
$19,383
10-year hold
IRR
-1.2%
Equity multiple
0.93×
Total profit
$-2,658
Equity at exit
$11,240

Cash invested: $36,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70816

Rents YoY
0.2%
Active inventory
255
Price-to-rent
7.6×

Monthly cashflow live

Estimated rent
$1,431 high interval (Pro) →
Mortgage (P&I)
$682
Tax from tax record
$122 /mo · $1,467/yr
Insurance
$54
HOA
$21
Vacancy / Maint / Mgmt
$300
Net cashflow
$251

Break-even live

Break-even rent $1,113
Max offer price $130,000
Occupancy floor 77%

Sensitivity live

Price -10% $325 -5% $288 +0% $251 +5% $214 +10% $177
Rent -10% $138 -5% $195 +0% $251 +5% $308 +10% $364
Rate -1.0pp $317 -0.5pp $284 base $251 +0.5pp $217 +1.0pp $183

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,500
Closing costs
$3,900
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 27 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
12138 Coursey Blvd #1 Baton Rouge, LA 2.0 1.5 1150 $1,550 $1.35 25d 1 0.16mi
12417 Coursey Blvd Baton Rouge, LA 3.0 2.0 1679 $1,800 $1.07 25d 1 0.18mi
12757 Coursey Blvd Baton Rouge, LA 1.0–2.0 1.0–2.0 870 $1,049 $1.21 16d 19 0.26mi
5050 Stumberg Ln Baton Rouge, LA 3.0 2.0 1591 $1,950 $1.23 25d 1 0.43mi
4360 Stumberg Ln Baton Rouge, LA 2.0 2.5 1100 $1,300 $1.18 46d 1 0.45mi
4138 Stumberg Ln Baton Rouge, LA 3.0 2.0 1477 $1,925 $1.30 46d 1 0.46mi
12784 Brogdon Ln Unit 12784-H Baton Rouge, LA 2.0 2.0 1100 $1,100 $1.00 46d 1 0.49mi
4126 Stumberg Ln Baton Rouge, LA 3.0 2.0 1480 $2,150 $1.45 16d 1 0.50mi
5159 S Oaks Dr Baton Rouge, LA 2.0 2.5 1200 $1,500 $1.25 46d 1 0.53mi
11850 Wentling Ave Baton Rouge, LA 1.0–2.0 1.0–1.5 870 $1,278 $1.47 16d 20 0.72mi
5113 Sandy Ridge Dr Baton Rouge, LA 3.0 2.0 1812 $1,695 $0.94 23d 1 0.92mi
11888 Longridge Ave Baton Rouge, LA 1.0–2.0 1.0–2.0 869 $797 $0.92 16d 5 0.92mi
4630 Southpark Dr Baton Rouge, LA 3.0 2.0 1364 $1,400 $1.03 25d 1 0.97mi
4747 Southpark Dr Baton Rouge, LA 2.0 2.0 900 $1,450 $1.61 25d 1 1.00mi
13675 Coursey Blvd Baton Rouge, LA 1.0–3.0 1.0–2.0 951 $1,130 $1.19 46d 23 1.00mi
11550 Southfork Ave Baton Rouge, LA 2.0 2.0 1020 $1,300 $1.27 25d 2 1.01mi
5908 Stumberg Ln #21 Baton Rouge, LA 2.0 2.0 1588 $1,600 $1.01 46d 1 1.05mi
6212 Stumberg Ln Baton Rouge, LA 3.0 2.0 1424 $1,500 $1.05 46d 1 1.09mi
11555 Southfork Ave Baton Rouge, LA 1.0–2.0 1.0–2.0 825 $1,370 $1.66 16d 22 1.19mi
14142 Watercrest Ln Baton Rouge, LA 3.0 3.0 1875 $2,300 $1.23 16d 1 1.22mi
11151 Stanley Aubin Ln Baton Rouge, LA 3.0 2.0 1265 $1,450 $1.15 46d 1 1.23mi
3237 Toulon Dr Apt 7 Baton Rouge, LA 2.0 1.5 1100 $875 $0.80 46d 1 1.26mi
10655 Woodland Oaks Dr Baton Rouge, LA 3.0 2.0 1852 $2,200 $1.19 16d 1 1.33mi
11070 Mead Rd Baton Rouge, LA 1.0–2.0 1.0–2.0 836 $1,284 $1.53 16d 19 1.38mi
11976 Baylor Dr Baton Rouge, LA 3.0 1.0 943 $1,350 $1.43 25d 1 1.41mi
10438 Jefferson Hwy Unit G Baton Rouge, LA 1.0 1.0 930 $1,195 $1.28 46d 1 1.43mi
5960 Siegen Ln Baton Rouge, LA 1.0–2.0 1.0–2.0 1006 $1,386 $1.38 16d 8 1.47mi

HOA detail

Monthly dues
$21 · $252/yr

Listing history 11 events

  1. 2026-06-22
    days on market $130,000 Active 16 DOM
  2. 2026-06-18
    days on market $130,000 Active 13 DOM
  3. 2026-06-17
    days on market $130,000 Active 12 DOM
  4. 2026-06-16
    days on market $130,000 Active 11 DOM
  5. 2026-06-15
    days on market $130,000 Active 10 DOM
  6. 2026-06-14
    days on market $130,000 Active 8 DOM
  7. 2026-06-10
    days on market $130,000 Active 5 DOM
  8. 2026-06-09
    days on market $130,000 Active 4 DOM
  9. 2026-06-08
    days on market $130,000 Active 3 DOM
  10. 2026-06-07
    remarks 258-char remark
  11. 2026-06-07
    listed $130,000 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$1,467 · $122/mo
Projected year-2 tax
$1,467 · $122/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$17,168
− Mortgage interest
−$7,282
− Property taxes
−$1,467
− Insurance
−$650
− Repairs & maintenance
−$1,373
− Management
−$1,373
− HOA
−$252
− Depreciation
−$3,782
Taxable income
$988
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$237
After-tax cash flow
$2,775/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
East Baton Rouge Parish
NCES district ID
2200540
Math proficiency
22% ▼ -36.00%
Reading proficiency
34% ▼ -31.00%
Median HH income
$46,263
Composite
24.14/100
National rank
#7745
State rank
#47 of 98 in LA

Livability — Baton Rouge

Score
74/100
State rank
#24
US rank
#4535

Category grades

Amenities D Commute A+ Cost of living A+ Crime F Employment D- Housing A Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baton Rouge, LA
County
East Baton Rouge Parish · 399,686 people
City population
351,868
Metro
Baton Rouge, LA
Population (ZIP)
45,718
Household income
$67,353
Rent vs Own
50.1% rent · 49.9% own
Severe rent burden
2162.0

Population outlook (East Baton Rouge County) Hauer SSP2

Today (2025)
464,810 people
By 2030
472,137 · +1.6%
By 2040
480,243 · +3.3%
By 2050
484,422 · +4.2%
By 2075
492,069 · +5.9%
By 2100
476,347 · +2.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.67)
Race & ethnicity
Black 41% White 38% Hispanic / Latino 11% Two or more races 7% Asian 5%
Hispanic origin (detail)
Mexican 3%
Common ancestry
Lithuanian 7% Italian 1% Hispanic 1%
Foreign-born
11% · Canada, China, Vietnam
Languages at home
86% English-only · Spanish 9% Chinese 1% Other Indo-European 1%

Political lean MEDSL · East Baton Rouge

2024 margin
D (+11.1) · D 54.5% · R 43.4% · Other 2.1%
2008→2024 swing
+8.9pp toward D · 2008: 2.2pp · 2024: 11.1pp
All cycles
2024: D+11.1 2020: D+13.1 2016: D+9.2 2012: D+5.2 2008: D+2.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -161.21%
Current HPI
157.3823
Rent YoY
▲ 0.16%
Metro
Baton Rouge, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+9.2% since first listed
22 events — show timeline
  • 2026-06-05 Listed $130,000 GBRMLS
  • 2026-06-05 Listed $130,000 AcadianaMLS
  • 2021-12-22 Sold (Public Records) $126,000 Public Records
  • 2021-12-21 Sold (MLS) GBRMLS
  • 2021-11-19 Pending GBRMLS
  • 2021-11-16 Listed $126,000 AcadianaMLS
  • 2021-11-16 Listed $126,000 GBRMLS
  • 2021-11-10 Delisted GBRMLS
  • 2021-11-01 Price Changed $124,000 GBRMLS
  • 2021-10-22 Price Changed $124,500 GBRMLS
  • 2021-10-01 Relisted GBRMLS
  • 2021-09-27 Pending GBRMLS
  • 2021-09-23 Relisted GBRMLS
  • 2021-09-20 Pending GBRMLS
  • 2021-09-10 Listed $124,000 AcadianaMLS
  • 2021-09-10 Listed $125,000 GBRMLS
  • 2008-06-16 Sold (Public Records) $119,900 Public Records
  • 2008-06-13 Sold (MLS) GBRMLS
  • 2008-01-02 Listed $117,500 AcadianaMLS
  • 2008-01-02 Listed $117,500 GBRMLS
  • 2007-10-15 Listed $119,000 AcadianaMLS
  • 2007-10-15 Listed $119,000 GBRMLS

Property tax history

+2.5%/yr

Latest (2025): $1,467 · +4.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…