7324 Candace Ln · Rotonda, FL
Flood risk 9/10 · Severe
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 27 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +25.1/30.0
- DSCR +8.2/10.0
- 1% rule +7.4/10.0
- Schools +4.6/10.0
- Rent growth +3.8/5.0
- Livability +3.4/5.0
- Condition / age +2.5/5.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$164,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to the friendly Village of Holiday Lake. You will love this 3-bedroom 2-bathroom home, fully furnished and updated home the minute you step inside. Enter home into the nice sized eat-in kitchen that has been updated with new flooring throughout, new counters and hard-wood cabinets to match, appliances and large bay window with southern exposure to let in the natural light. Kitchen overlooks your living room area with sliders out to the Florida room. Nice size master bedroom with large double closet and master bath with walk in shower. Two additional spacious bedrooms are awaiting vising friends and family along with a full bathroom with new vanity. Large Florida room, with newer windows and screens, for you to sit down and relax in or entertain. Storage area along with laundry hookup located off Florida room. Home also features interior painting recently completed, high ceilings, hurricane shutters, carport with extended driveway, and greenbelt views out back. The Village of Holiday Lake boasts 20+ boat slips and boat ramp with access to Charlotte Harbor and the Gulf of Mexico through the lock system. Beautiful pool area boasting 2 pools and BBQ area. There is always something going on for everyone at the large recreation hall with full kitchen, craft room, laundry facility along with areas for woodworking , tennis, shuffleboard and more. Golf Carts welcome. Would make a great rental or your winter get away spot. NOT a 55 and over community and low HOA. Schedule your appointment now to view one of the best spots in the Holiday Lakes community!
Key facts
- Greenbelt location
- Updated kitchen
- 5,999 sq ft lot
Tags
Property features AI
Finance
- Other: Turnkey / furnished; Total annual fees reported as $1,680
- Financial info: Lease restrictions apply
- HOA & community: HOA required; $140 monthly (includes common area taxes, pool, escrow reserves fund, insurance, grounds maintenance, general maintenance, management); Community amenities: clubhouse, pool; deed restrictions; golf carts allowed; Pets allowed (maximum listed weight: 2)
Exterior
- Parking: Carport with 2 spaces
- Security: Lock (water access extras include lock)
- Utilities: Public water; Public sewer; Electricity connected; Cable available; Water and sewer connected
- Home design: Manufactured single-wide home; One level; South-facing entry
- Construction: Metal frame with vinyl siding; Metal roof; Crawlspace foundation; Built on a 0.14-acre lot (60 x 103)
- Exterior features: Sliding doors; Storage; Private maintained paved road
Interior
- Kitchen: Cooktop; Range; Microwave; Refrigerator
- Bedrooms: 3 bedrooms
- Flooring: Laminate
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (electric); Central air conditioning
- Interior features: Open floor plan with kitchen/family room combo; Window treatments and blinds
- Laundry & utility: Washer; Dryer; Laundry closet
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $165k.
Deal economics
- At list price, monthly cash flow is $298 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $165k).
- Recommended offer: $145k (12.0% below list) — sets the bar for market timing.
- Cap rate 8.9% vs local median 3.1% in Rotonda — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 67/100 on livability (#548 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A-, cost of living B+; Watch: schools D, amenities F, commute F.
- Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents rising fast (+5.3%/yr); 2188 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 5.3% rent growth), your $46k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- It's been on market 204 days — a 12% lower offer ($145k) is reasonable based on typical stale-listing flexibility.
- 8 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo.
- Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 204 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.24% ✓
- Cap rate
- 8.95%
- Cash-on-cash
- 9.48%
- DSCR
- 1.42
- GRM
- 6.7
CMA / ARV
- ARV (on-the-fly)
- $121,002
- Comps found
- 5
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 7321 Adana Ave | 0.20mi | 2/2.0 (-1) | 960 (+6%) | 11mo | $130,000 | $135 | 66 |
| 7502 Fulmar Ave | 0.51mi | 2/2.0 (-1) | 960 (+6%) | 1mo | $125,000 | $130 | 60 |
| 7571 Silage Cir | 0.23mi | 2/2.0 (-1) | 784 (-13%) | 4mo | $108,000 | $138 | 59 |
| 7563 Danvers Cir | 0.36mi | 2/2.0 (-1) | 784 (-13%) | 3mo | $85,000 | $108 | 54 |
| 7455 Arbela St | 0.57mi | 2/1.0 (-1) | 784 (-13%) | 2mo | $105,000 | $134 | 41 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 5.29% rent growth · sell at horizon
- IRR
- -1.5%
- Equity multiple
- 0.94×
- Total profit
- $-2,768
- Equity at exit
- $24,587
- IRR
- 10.8%
- Equity multiple
- 1.94×
- Total profit
- $43,342
- Equity at exit
- $14,258
Cash invested: $46,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33981
- Home prices YoY
- -7.5%
- Rents YoY
- 5.3%
- Active inventory
- 2188
- Price-to-rent
- 6.7×
Monthly cashflow live
- Estimated rent
- $2,045 medium interval (Pro) →
- Mortgage (P&I)
- −$865
- Tax from tax record
- −$177 /mo · $2,127/yr
- Insurance
- −$69
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$140
- Vacancy / Maint / Mgmt
- −$429
- Net cashflow
- $298
Break-even live
Sensitivity live
| Price | -10% $392 | -5% $345 | +0% $298 | +5% $252 | +10% $205 |
|---|---|---|---|---|---|
| Rent | -10% $137 | -5% $217 | +0% $298 | +5% $379 | +10% $460 |
| Rate | -1.0pp $381 | -0.5pp $340 | base $298 | +0.5pp $255 | +1.0pp $212 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $41,225
- Closing costs
- $4,947
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 13900 San Domingo Blvd Port Charlotte, FL | 2.0 | 2.0 | 775 | $1,699 | $2.19 | 14d | 1 | 1.07mi |
| 13100 S McCall Rd Port Charlotte, FL | 2.0 | 2.0 | 832 | $1,300 | $1.56 | 22d | 1 | 1.50mi |
HOA detail
- Monthly dues
- $140 · $1,680/yr
- Likely covers
- pool
Listing history 35 events
-
2026-06-18days on market $164,900 Active 204 DOM
-
2026-06-17days on market $164,900 Active 203 DOM
-
2026-06-16days on market $164,900 Active 202 DOM
-
2026-06-15days on market $164,900 Active 201 DOM
-
2026-06-14days on market $164,900 Active 199 DOM
-
2026-06-13days on market $164,900 Active 198 DOM
-
2026-06-10days on market $164,900 Active 196 DOM
-
2026-06-09days on market $164,900 Active 195 DOM
-
2026-06-08days on market $164,900 Active 194 DOM
-
2026-06-05days on market $164,900 Active 190 DOM
-
2026-06-02days on market $164,900 Active 188 DOM
-
2026-06-01days on market $164,900 Active 187 DOM
-
2026-05-31days on market $164,900 Active 186 DOM
-
2026-05-30days on market $164,900 Active 185 DOM
-
2026-04-13status Active
-
2026-04-10historical
-
2026-03-11status Active
-
2026-02-24status Pending
-
2025-12-16status Active
-
2025-11-16status Pending
-
2025-10-09$164,900 Active
-
2025-03-28historical $5,169
-
2024-09-17$5,169
-
2024-08-29historical $5,169
-
2024-08-25price $5,169
-
2024-08-13$3,417
-
2021-10-22soldstatus $145,000 Closed 1577-char remark
Show marketing remark (1577 chars)
Welcome to the friendly Village of Holiday Lake. You will love this 3-bedroom 2-bathroom home, fully furnished and updated home the minute you step inside. Enter home into the nice sized eat-in kitchen that has been updated with new flooring throughout, new counters and hard-wood cabinets to match, appliances and large bay window with southern exposure to let in the natural light. Kitchen overlooks your living room area with sliders out to the Florida room. Nice size master bedroom with large double closet and master bath with walk in shower. Two additional spacious bedrooms are awaiting vising friends and family along with a full bathroom with new vanity. Large Florida room, with newer windows and screens, for you to sit down and relax in or entertain. Storage area along with laundry hookup located off Florida room. Home also features interior painting recently completed, high ceilings, hurricane shutters, carport with extended driveway, and greenbelt views out back. The Village of Holiday Lake boasts 20+ boat slips and boat ramp with access to Charlotte Harbor and the Gulf of Mexico through the lock system. Beautiful pool area boasting 2 pools and BBQ area. There is always something going on for everyone at the large recreation hall with full kitchen, craft room, laundry facility along with areas for woodworking , tennis, shuffleboard and more. Golf Carts welcome. Would make a great rental or your winter get away spot. NOT a 55 and over community and low HOA. Schedule your appointment now to view one of the best spots in the Holiday Lakes community!
-
2021-10-22soldstatus $145,000
Show marketing remark (1577 chars)
Welcome to the friendly Village of Holiday Lake. You will love this 3-bedroom 2-bathroom home, fully furnished and updated home the minute you step inside. Enter home into the nice sized eat-in kitchen that has been updated with new flooring throughout, new counters and hard-wood cabinets to match, appliances and large bay window with southern exposure to let in the natural light. Kitchen overlooks your living room area with sliders out to the Florida room. Nice size master bedroom with large double closet and master bath with walk in shower. Two additional spacious bedrooms are awaiting vising friends and family along with a full bathroom with new vanity. Large Florida room, with newer windows and screens, for you to sit down and relax in or entertain. Storage area along with laundry hookup located off Florida room. Home also features interior painting recently completed, high ceilings, hurricane shutters, carport with extended driveway, and greenbelt views out back. The Village of Holiday Lake boasts 20+ boat slips and boat ramp with access to Charlotte Harbor and the Gulf of Mexico through the lock system. Beautiful pool area boasting 2 pools and BBQ area. There is always something going on for everyone at the large recreation hall with full kitchen, craft room, laundry facility along with areas for woodworking , tennis, shuffleboard and more. Golf Carts welcome. Would make a great rental or your winter get away spot. NOT a 55 and over community and low HOA. Schedule your appointment now to view one of the best spots in the Holiday Lakes community!
-
2021-09-17status Pending 1577-char remark
Show marketing remark (1577 chars)
Welcome to the friendly Village of Holiday Lake. You will love this 3-bedroom 2-bathroom home, fully furnished and updated home the minute you step inside. Enter home into the nice sized eat-in kitchen that has been updated with new flooring throughout, new counters and hard-wood cabinets to match, appliances and large bay window with southern exposure to let in the natural light. Kitchen overlooks your living room area with sliders out to the Florida room. Nice size master bedroom with large double closet and master bath with walk in shower. Two additional spacious bedrooms are awaiting vising friends and family along with a full bathroom with new vanity. Large Florida room, with newer windows and screens, for you to sit down and relax in or entertain. Storage area along with laundry hookup located off Florida room. Home also features interior painting recently completed, high ceilings, hurricane shutters, carport with extended driveway, and greenbelt views out back. The Village of Holiday Lake boasts 20+ boat slips and boat ramp with access to Charlotte Harbor and the Gulf of Mexico through the lock system. Beautiful pool area boasting 2 pools and BBQ area. There is always something going on for everyone at the large recreation hall with full kitchen, craft room, laundry facility along with areas for woodworking , tennis, shuffleboard and more. Golf Carts welcome. Would make a great rental or your winter get away spot. NOT a 55 and over community and low HOA. Schedule your appointment now to view one of the best spots in the Holiday Lakes community!
-
2021-09-13price $155,000 1577-char remark
Show marketing remark (1577 chars)
Welcome to the friendly Village of Holiday Lake. You will love this 3-bedroom 2-bathroom home, fully furnished and updated home the minute you step inside. Enter home into the nice sized eat-in kitchen that has been updated with new flooring throughout, new counters and hard-wood cabinets to match, appliances and large bay window with southern exposure to let in the natural light. Kitchen overlooks your living room area with sliders out to the Florida room. Nice size master bedroom with large double closet and master bath with walk in shower. Two additional spacious bedrooms are awaiting vising friends and family along with a full bathroom with new vanity. Large Florida room, with newer windows and screens, for you to sit down and relax in or entertain. Storage area along with laundry hookup located off Florida room. Home also features interior painting recently completed, high ceilings, hurricane shutters, carport with extended driveway, and greenbelt views out back. The Village of Holiday Lake boasts 20+ boat slips and boat ramp with access to Charlotte Harbor and the Gulf of Mexico through the lock system. Beautiful pool area boasting 2 pools and BBQ area. There is always something going on for everyone at the large recreation hall with full kitchen, craft room, laundry facility along with areas for woodworking , tennis, shuffleboard and more. Golf Carts welcome. Would make a great rental or your winter get away spot. NOT a 55 and over community and low HOA. Schedule your appointment now to view one of the best spots in the Holiday Lakes community!
-
2021-09-13$15,500 Active 1577-char remark
Show marketing remark (1577 chars)
Welcome to the friendly Village of Holiday Lake. You will love this 3-bedroom 2-bathroom home, fully furnished and updated home the minute you step inside. Enter home into the nice sized eat-in kitchen that has been updated with new flooring throughout, new counters and hard-wood cabinets to match, appliances and large bay window with southern exposure to let in the natural light. Kitchen overlooks your living room area with sliders out to the Florida room. Nice size master bedroom with large double closet and master bath with walk in shower. Two additional spacious bedrooms are awaiting vising friends and family along with a full bathroom with new vanity. Large Florida room, with newer windows and screens, for you to sit down and relax in or entertain. Storage area along with laundry hookup located off Florida room. Home also features interior painting recently completed, high ceilings, hurricane shutters, carport with extended driveway, and greenbelt views out back. The Village of Holiday Lake boasts 20+ boat slips and boat ramp with access to Charlotte Harbor and the Gulf of Mexico through the lock system. Beautiful pool area boasting 2 pools and BBQ area. There is always something going on for everyone at the large recreation hall with full kitchen, craft room, laundry facility along with areas for woodworking , tennis, shuffleboard and more. Golf Carts welcome. Would make a great rental or your winter get away spot. NOT a 55 and over community and low HOA. Schedule your appointment now to view one of the best spots in the Holiday Lakes community!
-
2019-09-18soldstatus $101,000
-
2019-09-17soldstatus $101,000 Sold 1510-char remark
Show marketing remark (1510 chars)
Welcome to the friendly Village of Holiday Lake. You will love this 3 bedroom 2-bathroom home, fully furnished home the minute you step inside. Enter home into the nice sized eat-in kitchen with plenty of cabinet/counter space, breakfast bar, large bay window with southern exposure to let in the natural light. Kitchen overlooks your living room area with sliders out to the Florida room. Nice size Master Bedroom is carpeted with large double closet and master bath with walk in shower. Two additional spacious bedrooms are awaiting vising friends and family and are carpeted along with a full bathroom. Large Florida room, with new windows and screens, for you to sit down and relax in or entertain, overlooks wooded backyard. Storage area along with laundry hookup located off Florida room. Home also features new heating/air conditioning unit, high ceilings, hurricane shutters, carport with extended driveway. The Village of Holiday Lake boasts 20+ boat slips and boat ramp with access to Charlotte Harbor and the Gulf of Mexico through the lock system. Beautiful pool area boasting 2 pools and BBQ area. There is always something going on for everyone at the large recreation hall with full kitchen, craft room, laundry facility along with areas for woodworking , tennis, shuffleboard and more. Golf Carts welcome. Would make a great rental or your winter get away spot. NOT a 55 and over community and low HOA. Schedule your appointment now to view one of the best spots in the Holiday Lakes community!
-
2019-08-13status Pending 1510-char remark
Show marketing remark (1510 chars)
Welcome to the friendly Village of Holiday Lake. You will love this 3 bedroom 2-bathroom home, fully furnished home the minute you step inside. Enter home into the nice sized eat-in kitchen with plenty of cabinet/counter space, breakfast bar, large bay window with southern exposure to let in the natural light. Kitchen overlooks your living room area with sliders out to the Florida room. Nice size Master Bedroom is carpeted with large double closet and master bath with walk in shower. Two additional spacious bedrooms are awaiting vising friends and family and are carpeted along with a full bathroom. Large Florida room, with new windows and screens, for you to sit down and relax in or entertain, overlooks wooded backyard. Storage area along with laundry hookup located off Florida room. Home also features new heating/air conditioning unit, high ceilings, hurricane shutters, carport with extended driveway. The Village of Holiday Lake boasts 20+ boat slips and boat ramp with access to Charlotte Harbor and the Gulf of Mexico through the lock system. Beautiful pool area boasting 2 pools and BBQ area. There is always something going on for everyone at the large recreation hall with full kitchen, craft room, laundry facility along with areas for woodworking , tennis, shuffleboard and more. Golf Carts welcome. Would make a great rental or your winter get away spot. NOT a 55 and over community and low HOA. Schedule your appointment now to view one of the best spots in the Holiday Lakes community!
-
2019-07-05$105,000 Active 1510-char remark
Show marketing remark (1510 chars)
Welcome to the friendly Village of Holiday Lake. You will love this 3 bedroom 2-bathroom home, fully furnished home the minute you step inside. Enter home into the nice sized eat-in kitchen with plenty of cabinet/counter space, breakfast bar, large bay window with southern exposure to let in the natural light. Kitchen overlooks your living room area with sliders out to the Florida room. Nice size Master Bedroom is carpeted with large double closet and master bath with walk in shower. Two additional spacious bedrooms are awaiting vising friends and family and are carpeted along with a full bathroom. Large Florida room, with new windows and screens, for you to sit down and relax in or entertain, overlooks wooded backyard. Storage area along with laundry hookup located off Florida room. Home also features new heating/air conditioning unit, high ceilings, hurricane shutters, carport with extended driveway. The Village of Holiday Lake boasts 20+ boat slips and boat ramp with access to Charlotte Harbor and the Gulf of Mexico through the lock system. Beautiful pool area boasting 2 pools and BBQ area. There is always something going on for everyone at the large recreation hall with full kitchen, craft room, laundry facility along with areas for woodworking , tennis, shuffleboard and more. Golf Carts welcome. Would make a great rental or your winter get away spot. NOT a 55 and over community and low HOA. Schedule your appointment now to view one of the best spots in the Holiday Lakes community!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $2,127 · $177/mo
- Projected year-2 tax
- $2,127 · $177/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 9/10 Extreme FEMA zone X (shaded) · 99% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 27 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,538
- − Mortgage interest
- −$9,237
- − Property taxes
- −$2,127
- − Insurance
- −$1,622
- − Repairs & maintenance
- −$1,963
- − Management
- −$1,963
- − HOA
- −$1,680
- − Depreciation
- −$4,797
- Taxable income
- $1,149
- Est. tax owed @ 24.0%
- −$276
- After-tax cash flow
- $3,303/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Charlotte
- NCES district ID
- 1200240
- Math proficiency
- 54% ▼ -6.00%
- Reading proficiency
- 54% ▼ -1.00%
- Median HH income
- $44,864
- Composite
- 45.62/100
- National rank
- #2586
- State rank
- #22 of 73 in FL
Livability — Rotonda
- Score
- 67/100
- State rank
- #548
- US rank
- #10359
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Charlotte County · 196,994 people
- City population
- 10,490
- Metro
- Punta Gorda, FL
- Population (ZIP)
- 15,622
- Household income
- $84,098
- Rent vs Own
- Severe rent burden
- 105.0
Population outlook (Charlotte County) Hauer SSP2
- Today (2025)
- 198,646 people
- By 2030
- 210,507 · +6.0%
- By 2040
- 230,857 · +16.2%
- By 2050
- 247,148 · +24.4%
- By 2075
- 281,777 · +41.8%
- By 2100
- 293,609 · +47.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (89%)
- Race & ethnicity
- White 89% Two or more races 4% Hispanic / Latino 4% Black 2% Asian 1%
- Common ancestry
- Romanian 4% Lithuanian 3% Italian 2%
- Foreign-born
- 6% · Canada
- Languages at home
- 96% English-only · Spanish 1% German/W. Germanic 1% Tagalog/Filipino 1%
Political lean MEDSL · Charlotte
- 2024 margin
- Solid R (+34.0) · D 32.7% · R 66.7%
- 2008→2024 swing
- -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
- All cycles
- 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -28.09%
- Current HPI
- 346.5247
- Rent YoY
- ▲ 5.29%
- Metro
- Punta Gorda, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+57.0% since first listed21 events — show timeline
- 2026-04-13 Relisted — Stellar MLS as Distributed by MLS Grid
- 2026-04-10 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2026-03-11 Relisted — Stellar MLS as Distributed by MLS Grid
- 2026-02-24 Pending — Stellar MLS as Distributed by MLS Grid
- 2025-12-16 Relisted — Stellar MLS as Distributed by MLS Grid
- 2025-11-16 Pending — Stellar MLS as Distributed by MLS Grid
- 2025-10-09 Listed $164,900 Stellar MLS as Distributed by MLS Grid
- 2025-03-28 Rental Removed $5,169 RENTLY
- 2024-09-17 Listed for Rent $5,169 RENTLY
- 2024-08-29 Rental Removed $5,169 RENTLY
- 2024-08-25 Price Changed $5,169 RENTLY
- 2024-08-13 Listed for Rent $3,417 RENTLY
- 2021-10-22 Sold (Public Records) $145,000 Public Records
- 2021-10-22 Sold (MLS) $145,000 Stellar MLS as Distributed by MLS Grid
- 2021-09-17 Pending — Stellar MLS as Distributed by MLS Grid
- 2021-09-13 Price Changed $155,000 Stellar MLS as Distributed by MLS Grid
- 2021-09-13 Listed $15,500 Stellar MLS as Distributed by MLS Grid
- 2019-09-18 Sold (Public Records) $101,000 Public Records
- 2019-09-17 Sold (MLS) $101,000 Stellar MLS as Distributed by MLS Grid
- 2019-08-13 Pending — Stellar MLS as Distributed by MLS Grid
- 2019-07-05 Listed $105,000 Stellar MLS as Distributed by MLS Grid
Property tax history
+5.0%/yrLatest (2025): $2,127 · +1.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…