3306 Almaden Ct · Bowie, MD 20716

$300,000

4 bd · 2.5 ba · 2,671 sqft · SingleFamily public records · 5 Days on market

Built 1998 10,543 sqft lot $21/mo HOA · 1% of rent

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.1/30.0
• DSCR +8.2/10.0
• 1% rule +7.9/10.0
• ARV discount +7.5/15.0
• Rent growth +3.7/5.0
• Livability +3.6/5.0
• Condition / age +2.5/5.0
• Schools +1.7/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

This Spacious Colonial Awaits You. .. 4BRM include Master Suite & sitting Rm, 2.5 Bath w/ rough-in full bath in Bsmt. Bsmt is unfinished so you can allow your imagination to run wild!Eat-In kitchen has custom built in microwave, stove converts to indoor grill, leads to private fenced backyard & large deck for great entertaining! Cozy family room off kitchen w/ fireplace & more!

Key facts

• 0.24 acre lot
• 2 garage spots
• Built 1998

Property features AI

Finance

• Other: Ownership: Fee simple
• HOA & community: HOA fee of $250 annually

Exterior

• Parking: Attached garage with 2 spaces; Total of 2 garage/parking spaces
• Utilities: Public water; Public sewer
• Home design: Detached structure; Vinyl siding construction
• Construction: Vinyl siding exterior; Foundation: other
• Exterior features: No tidal water

Interior

• Bedrooms: Four bedrooms on the upper level
• Bathrooms: Two full bathrooms (all upper levels); Two full bathrooms on the first upper level; One half bathroom on the main level; One half bathroom total
• Heating & cooling: Forced air heating (natural gas); Cooling: other type, electric-powered; Hot water provided by natural gas
• Interior features: Has fireplace (1); Basement present (other type)

What this means for you Summary

Snapshot

• This is a 4-bed/2.5-bath single-family listed at $300k.

Deal economics

• At list price, monthly cash flow is $662 ($8k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($4k rent vs $300k).
• Cap rate 8.9% vs local median 4.1% in Bowie — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 71/100 on livability (#159 in MD) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+; Watch: health & safety C-, amenities F, commute F.
• Prince George'S County Public Schools (suburban): math 8% / reading 24% proficiency, ranked #21 of 24 in MD (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: Rents rising fast (+4.6%/yr); 169 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 57% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 1,481 units permitted in Prince George's County in 2024 (0 in 5+ unit buildings).
• This rent runs 37% of the median local income ($125k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• Prince George's County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 4.6% rent growth), your $84k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: property tax is 2.7% of price.
• Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $300,000

Questions for the listing agent

1. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.29% ✓
• Cap rate: 8.94%
• Cash-on-cash: 9.46%
• DSCR: 1.42
• GRM: 6.5

CMA / ARV

• ARV (on-the-fly): $625,014
• Comps found: 9

Show comp detail 9 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
15810 Atlantis Dr	0.31mi	4/2.5	2,560 (-4%)	21mo	$615,000	$240	61
16104 Arrowroot Ct	0.47mi	4/3.5	2,889 (+8%)	1mo	$675,000	$234	60
16402 Euro Ct	0.40mi	4/3.5	2,972 (+11%)	1mo	$631,000	$212	58
16403 Edgepark Ct	0.58mi	5/3.5 (+1)	2,732 (+2%)	7mo	$685,000	$251	54
16103 Arrowroot Ct	0.48mi	5/2.5 (+1)	2,843 (+6%)	11mo	$650,000	$229	52
16113 Atlantis Dr	0.54mi	5/3.5 (+1)	2,857 (+7%)	16mo	$670,000	$235	41
2812 Arden Forest Ln	0.63mi	4/2.5	2,902 (+9%)	19mo	$640,000	$221	40
16110 Amethyst Ln	0.69mi	5/3.5 (+1)	2,464 (-8%)	11mo	$645,000	$262	37
2600 Ann Arbor Ln	0.68mi	4/3.5	3,044 (+14%)	19mo	$620,000	$204	26

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.61% rent growth · sell at horizon

5-year hold

• IRR: 0.0%
• Equity multiple: 1.00×
• Total profit: $160
• Equity at exit: $44,731

10-year hold

• IRR: 11.5%
• Equity multiple: 1.98×
• Total profit: $82,369
• Equity at exit: $25,939

Cash invested: $84,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 27 Tenant-Leaning
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City: — inherits STATE

Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

Methodology + full state rankings →

ZIP-level market 20716

• Rents YoY: 4.6%
• Active inventory: 169
• Price-to-rent: 6.5×

Monthly cashflow live

• Estimated rent: $3,855 high
• Mortgage (P&I): −$1,573
• Tax from tax record: −$664 /mo · $7,968/yr
• Insurance: −$125
• HOA: −$21
• Vacancy / Maint / Mgmt: −$810
• Net cashflow: $662

Break-even live

Break-even rent $3,017

Max offer price $300,000

Occupancy floor 78%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $75,000
• Closing costs: $9,000
• Reserves months: —
• Total cash needed: —

Rent comps 7 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
16103 Eastlawn Ct Bowie, MD	5.0	3.5	2208	$5,000	$2.26	18d	1	0.23mi
15957 Alameda Dr Bowie, MD	4.0	2.5	3024	$3,650	$1.21	18d	1	0.33mi
4013 Estevez Ct Bowie, MD	3.0	3.0	1765	$3,000	$1.70	43d	1	0.70mi
3511 Saint Robin Ln Bowie, MD	3.0	3.5	1792	$3,650	$2.04	43d	1	0.86mi
16913 Saint Marion Way Bowie, MD	3.0	3.5	2597	$3,200	$1.23	43d	1	0.91mi
16912 Saint William Way Bowie, MD	4.0	3.5	2219	$4,000	$1.80	43d	1	0.92mi
12718 Haskell Ln Bowie, MD	4.0	2.5	1872	$3,150	$1.68	15d	1	0.99mi

HOA detail

• Monthly dues: $21 · $252/yr

Listing history 7 events

1. 2026-05-21
   listed $300,000 Active
2. 2005-05-13
   soldstatus $520,000
3. 2005-05-13
   soldstatus $520,000
4. 2005-03-31
   soldstatus $520,000 398-char remark

   Show marketing remark (398 chars)

   This Spacious Colonial Awaits You. .. 4BRM include Master Suite & sitting Rm, 2.5 Bath w/ rough-in full bath in Bsmt. Bsmt is unfinished so you can allow your imagination to run wild!Eat-In kitchen has custom built in microwave, stove converts to indoor grill, leads to private fenced backyard & large deck for great entertaining! Cozy family room off kitchen w/ fireplace & more!

5. 2005-03-10
   historical 398-char remark

   Show marketing remark (398 chars)

   This Spacious Colonial Awaits You. .. 4BRM include Master Suite & sitting Rm, 2.5 Bath w/ rough-in full bath in Bsmt. Bsmt is unfinished so you can allow your imagination to run wild!Eat-In kitchen has custom built in microwave, stove converts to indoor grill, leads to private fenced backyard & large deck for great entertaining! Cozy family room off kitchen w/ fireplace & more!

6. 2005-02-24
   listed $520,000 398-char remark

   Show marketing remark (398 chars)

   This Spacious Colonial Awaits You. .. 4BRM include Master Suite & sitting Rm, 2.5 Bath w/ rough-in full bath in Bsmt. Bsmt is unfinished so you can allow your imagination to run wild!Eat-In kitchen has custom built in microwave, stove converts to indoor grill, leads to private fenced backyard & large deck for great entertaining! Cozy family room off kitchen w/ fireplace & more!

7. 1994-08-05
   soldstatus $4,603,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $7,968 · $664/mo
• Projected year-2 tax: $7,968 · $664/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥102°F today · 16 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 21% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $46,260
• − Mortgage interest: −$16,805
• − Property taxes: −$7,968
• − Insurance: −$1,500
• − Repairs & maintenance: −$3,701
• − Management: −$3,701
• − HOA: −$252
• − Depreciation: −$8,727
• Taxable income: $3,607
• Est. tax owed @ 24.0%: −$866
• After-tax cash flow: $7,081/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Prince George'S County Public Schools
• NCES district ID: 2400510
• Math proficiency: 8% ▼ -11.00%
• Reading proficiency: 24% ▼ -9.00%
• Median HH income: $73,967
• Composite: 16.82/100
• National rank: #9151
• State rank: #21 of 24 in MD

Livability — Bowie

• Score: 71/100
• State rank: #159
• US rank: #7194

Category grades

Amenities F Commute F Cost of living F Crime B- Employment A+ Housing A+ Health & safety C- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Bowie, MD
• County: Prince Georges County · 919,866 people
• City population: 105,324
• Metro: Washington-Arlington-Alexandria, DC-VA-MD-WV
• Population (ZIP): 22,362
• Household income: $125,034
• Rent vs Own: 30.2% rent · 69.8% own
• Severe rent burden: 913.0

Population outlook (Prince George's County) Hauer SSP2

• Today (2025): 1,005,426 people
• By 2030: 1,048,416 · +4.3%
• By 2040: 1,123,425 · +11.7%
• By 2050: 1,183,220 · +17.7%
• By 2075: 1,306,202 · +29.9%
• By 2100: 1,408,179 · +40.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (67%)
• Race & ethnicity: Black 67% White 17% Hispanic / Latino 9% Two or more races 6% Asian 3%
• Hispanic origin (detail): Mexican 2% Puerto Rican 2% Dominican 2%
• Common ancestry: Swiss 1% Slovak 1% Romanian 1%
• Foreign-born: 17% · Canada
• Languages at home: 81% English-only · Spanish 7% French/Haitian/Cajun 3% Other Indo-European 1%

Political lean MEDSL · Prince George's

• 2024 margin: Solid D (+75.2) · D 86.3% · R 11.2% · Other 2.5%
• 2008→2024 swing: -3.3pp toward R · 2008: 78.5pp · 2024: 75.2pp
• All cycles: 2024: D+75.2 2020: D+80.5 2016: D+81.0 2012: D+80.9 2008: D+78.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -302.27%
• Current HPI: 285.1976
• Rent YoY: ▲ 4.61%
• Metro: Washington-Arlington-Alexandria, DC-VA-MD-WV
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

-93.5% since first listed

7 events — show timeline

• 2026-05-21 Listed $300,000 BRIGHT MLS
• 2005-05-13 Sold (Public Records) $520,000 Public Records
• 2005-05-13 Sold (Public Records) $520,000 Public Records
• 2005-03-31 Sold (MLS) $520,000 MRIS
• 2005-03-10 Delisted — MRIS
• 2005-02-24 Listed $520,000 MRIS
• 1994-08-05 Sold (Public Records) $4,603,500 Public Records

Property tax history

+2.4%/yr

Latest (2025): $7,968 · +4.6% YoY. Source: county tax records.