🌊 Lakefront
32 Covey Ln #32 · Winding Cypress, FL
Flood risk 8/10 · Major
- FEMA flood zone
- AE
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $1,737 – $8,500
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 28 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +26.5/30.0
- DSCR +9.0/10.0
- 1% rule +7.8/10.0
- ARV discount +7.5/15.0
- Schools +5.0/10.0
- Appreciation +4.3/10.0
- Rent growth +3.3/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
$279,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Step right into this pristine, move-in-ready lakefront home showcasing breathtaking lake and fountain views from nearly every room, including the lanai and enclosed sunroom. The spacious open great room floor plan highlights an upgraded kitchen featuring solid wood cabinetry, granite countertops with backsplash, a center island, cooktop, and built-in oven and microwave--perfect for both everyday living and entertaining. Throughout the home you'll find elegant details such as tile and wood flooring and crown molding. The master suite is a private retreat with ensuite bath featuring dual sinks and walk-in shower. The Florida Room offers a charming coastal aesthetic - the perfect place to relax and unwind while enjoying beautiful sunset views of the lake. Situated in a quiet, welcoming neighborhood, the home is just a short stroll to the community saltwater pool and clubhouse. Everyday conveniences--including grocery stores, dining, and shopping--are minutes away, placing you in an ideal location to enjoy all that Southwest Florida has to offer. Plus, with both Marco Island and Naples beaches nearby, sun-soaked days by the water are always within reach. The friendly community welcomes residents of all ages--there are no 55+ restrictions and no lot fee.
Key facts
- Solid wood cabinetry
- Enclosed sunroom
- Upgraded kitchen
Tags
Property features AI
Finance
- Other: Restrictions: architectural rules, no motorcycles; Development: Quail Roost
- HOA & community: Quarterly association fee ($1,012); Total annual recurring fees $4,048; One-time fees $150; Professional management; Community type: Mobile/Manufactured; Community amenities: basketball, shuffleboard, community pool, BBQ/picnic area, internet access; HOA maintenance covers cable, irrigation water, lawn/land maintenance, sewer, trash removal, water
Exterior
- Parking: Attached 1-space carport
- Security: Smoke detectors
- Utilities: Central water; Central sewer; Cable available
- Home design: Manufactured residential home; Single-story; Rear exposure faces west; Entry level: single level
- Construction: Built in 1984; Vinyl siding exterior finish; Metal roof; Manufactured construction
- Exterior features: Pond/pond view; Above-ground private spa; Shutters for storm protection
Interior
- Kitchen: Dishwasher; Disposal; Microwave; Range; Self-cleaning oven; Refrigerator/Freezer; Refrigerator with icemaker; Pantry
- Bedrooms: 2 bedrooms plus den
- Flooring: Tile
- Bathrooms: 2 full bathrooms; Master bath with dual sinks and combo tub/shower
- Heating & cooling: Central electric heat; Central electric cooling
- Interior features: Built-in cabinets; Cable prewire; Smoke detectors; Vaulted ceiling; Window coverings; Great room floor plan; Breakfast bar; Pantry; Screened lanai/porch; Laundry in residence; Furnished negotiable
- Laundry & utility: Washer; Dryer
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $280k.
Deal economics
- At list price, monthly cash flow is $314 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($4k rent vs $280k).
- Recommended offer: $255k (9.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
- Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents rising (+3.2%/yr); 900 active listings in the ZIP; 36 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
- At $3,572/mo this rent would consume 48% of the median local household income ($89k/yr) (locally 550% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-1.5%/yr); year-one equity from $2k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 104 days — a 9% lower offer ($255k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 6y ago; this cycle's ask has dropped $20k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: flood insurance adds $427/mo.
- Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 104 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
- What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
- Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.28% ✓
- Cap rate
- 9.47%
- Cash-on-cash
- 11.34%
- DSCR
- 1.50
- GRM
- 6.5
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-1.48% appreciation · 3.21% rent growth · sell at horizon
- IRR
- -1.8%
- Equity multiple
- 0.92×
- Total profit
- $-5,924
- Equity at exit
- $61,162
- IRR
- 5.9%
- Equity multiple
- 1.54×
- Total profit
- $42,100
- Equity at exit
- $58,916
Cash invested: $78,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34114
- Home prices YoY
- -0.6%
- Rents YoY
- 3.2%
- Active inventory
- 900
- Price-to-rent
- 6.5×
Monthly cashflow live
- Estimated rent
- $3,572 high interval (Pro) →
- Mortgage (P&I)
- −$1,468
- Tax from tax record
- −$160 /mo · $1,917/yr
- Insurance
- −$117
- Flood insurance flood zone
- −$427 /mo · $5,118/yr
- HOA
- −$337
- Vacancy / Maint / Mgmt
- −$750
- Net cashflow
- $314
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $69,975
- Closing costs
- $8,397
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 36 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1157 Enbrook Loop Naples, FL | 2.0 | 2.0 | 1503 | $3,000 | $2.00 | 23d | 1 | 0.55mi |
| 847 Enbrook Loop Naples, FL | 2.0 | 2.0 | 1503 | $2,950 | $1.96 | 23d | 1 | 0.56mi |
| 842 Enbrook Loop Naples, FL | 2.0 | 2.0 | 1503 | $2,800 | $1.86 | 23d | 1 | 0.57mi |
| 1212 Enbrook Loop Naples, FL | 2.0 | 2.0 | 1496 | $2,850 | $1.91 | 23d | 1 | 0.58mi |
| 3955 Deer Crossing Ct #103 Naples, FL | 3.0 | 2.0 | 1812 | $7,500 | $4.14 | 23d | 1 | 0.59mi |
| 1276 Enbrook Loop Naples, FL | 2.0 | 2.0 | 1503 | $5,000 | $3.33 | 23d | 1 | 0.65mi |
| 1078 Rolling Brook Ln Naples, FL | 2.0 | 2.0 | 1503 | $2,750 | $1.83 | 21d | 1 | 0.67mi |
| 1171 Tranquil Brook Dr Naples, FL | 2.0 | 2.0 | 1503 | $4,500 | $2.99 | 13d | 1 | 0.71mi |
| 2235 Yellowfin Cir Naples, FL | 2.0 | 2.0 | 1500 | $2,795 | $1.86 | 23d | 1 | 0.72mi |
| 2244 Yellowfin Cir Naples, FL | 3.0 | 2.0 | 1655 | $3,300 | $1.99 | 13d | 1 | 0.76mi |
| 4529 Cardinal Cove Ln #7 Naples, FL | 2.0 | 2.0 | 1539 | $6,500 | $4.22 | 23d | 1 | 0.78mi |
| 2000 Rookery Bay Dr Naples, FL | 1.0–3.0 | 1.0–2.0 | 929 | $1,772 | $1.91 | 23d | 9 | 0.78mi |
| 4685 Hawks Nest Way #103 Naples, FL | 2.0 | 2.0 | 1440 | $6,500 | $4.51 | 13d | 1 | 0.79mi |
| 1014 Manatee Rd Unit F307 Naples, FL | 2.0 | 2.0 | 900 | $1,800 | $2.00 | 23d | 1 | 0.81mi |
| 274 Riverwood Rd Unit 1546056P Naples, FL | 2.0 | 2.0 | 1496 | $4,451 | $2.98 | 13d | 1 | 0.83mi |
| 1022 Manatee Rd Unit D107 Naples, FL | 2.0 | 2.0 | 1000 | $2,000 | $2.00 | 23d | 1 | 0.83mi |
| 4680 Hawks Nest Way Unit D-103 Naples, FL | 2.0 | 2.0 | 1414 | $3,000 | $2.12 | 13d | 1 | 0.85mi |
| 4650 Hawks Nest Way Unit M202 Naples, FL | 3.0 | 2.0 | 1840 | $9,600 | $5.22 | 13d | 1 | 0.87mi |
| 1747 Beverly Dr Naples, FL | 2.0 | 2.0 | 1080 | $2,300 | $2.13 | 23d | 1 | 0.90mi |
| 1010 Manatee Rd Unit B304 Naples, FL | 2.0 | 2.0 | 1000 | $1,800 | $1.80 | 23d | 1 | 0.90mi |
| 1000 Manatee Rd Unit A201 Naples, FL | 2.0 | 2.0 | 1000 | $1,695 | $1.70 | 23d | 1 | 0.91mi |
| 158 Rookery Rd Naples, FL | 3.0 | 2.0 | 1456 | $2,450 | $1.68 | 23d | 1 | 1.01mi |
| 14214 Manchester Dr Naples, FL | 3.0 | 2.0 | 1560 | $2,800 | $1.79 | 23d | 1 | 1.07mi |
| 14214 Manchester Dr Naples, FL | 3.0 | 2.0 | 1560 | $2,700 | $1.73 | 21d | 1 | 1.07mi |
| 163 Indies Dr E #206 Naples, FL | 3.0 | 2.0 | 1698 | $6,000 | $3.53 | 23d | 1 | 1.17mi |
| 163 Indies Dr E #106 Naples, FL | 3.0 | 2.0 | 1698 | $7,500 | $4.42 | 23d | 1 | 1.17mi |
| 163 Indies Dr E #203 Naples, FL | 2.0 | 2.0 | 1448 | $7,200 | $4.97 | 23d | 1 | 1.17mi |
| 14796 Canton Ct Naples, FL | 3.0 | 2.0 | 1677 | $7,000 | $4.17 | 23d | 1 | 1.23mi |
| 268 Indies Dr E #102 Naples, FL | 2.0 | 2.0 | 1537 | $7,500 | $4.88 | 23d | 1 | 1.29mi |
| 232 Indies Dr E #101 Naples, FL | 3.0 | 2.0 | 1537 | $7,500 | $4.88 | 23d | 1 | 1.33mi |
| 244 Indies Dr E #101 Naples, FL | 3.0 | 2.0 | 1537 | $7,500 | $4.88 | 21d | 1 | 1.33mi |
| 262 Indies Dr E Unit 101 Naples, FL | 3.0 | 2.0 | 1537 | $7,500 | $4.88 | 23d | 1 | 1.34mi |
| 286 Indies Dr E Unit 202 Naples, FL | 3.0 | 2.0 | 1509 | $3,200 | $2.12 | 23d | 1 | 1.34mi |
| 6680 Beach Resort Dr Unit 1214 Naples, FL | 2.0 | 2.0 | 1351 | $4,500 | $3.33 | 13d | 1 | 1.48mi |
| 6750 Beach Resort Dr Naples, FL | 2.0 | 2.0 | 1351 | $3,200 | $2.37 | 13d | 2 | 1.50mi |
| 6750 Beach Resort Dr #7 Naples, FL | 2.0 | 2.0 | 1351 | $3,900 | $2.89 | 23d | 1 | 1.50mi |
HOA detail condo
- Monthly dues
- $337 · $4,044/yr
- Likely covers
- waterpool
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 30 events
-
2026-06-18days on market $279,900 Active 104 DOM
-
2026-06-17days on market $279,900 Active 103 DOM
-
2026-06-16days on market $279,900 Active 102 DOM
-
2026-06-15days on market $279,900 Active 101 DOM
-
2026-06-14days on market $279,900 Active 99 DOM
-
2026-06-10days on market $279,900 Active 96 DOM
-
2026-06-09days on market $279,900 Active 95 DOM
-
2026-06-08days on market $279,900 Active 94 DOM
-
2026-06-07days on market $279,900 Active 93 DOM
-
2026-06-03days on market $279,900 Active 89 DOM
-
2026-06-02days on market $279,900 Active 88 DOM
-
2026-06-01days on market $279,900 Active 87 DOM
-
2026-05-31days on market $279,900 Active 86 DOM
-
2026-05-30days on market $279,900 Active 85 DOM
-
2026-03-06$299,900 Active
Show marketing remark (1269 chars)
Step right into this pristine, move-in-ready lakefront home showcasing breathtaking lake and fountain views from nearly every room, including the lanai and enclosed sunroom. The spacious open great room floor plan highlights an upgraded kitchen featuring solid wood cabinetry, granite countertops with backsplash, a center island, cooktop, and built-in oven and microwave--perfect for both everyday living and entertaining. Throughout the home you'll find elegant details such as tile and wood flooring and crown molding. The master suite is a private retreat with ensuite bath featuring dual sinks and walk-in shower. The Florida Room offers a charming coastal aesthetic - the perfect place to relax and unwind while enjoying beautiful sunset views of the lake. Situated in a quiet, welcoming neighborhood, the home is just a short stroll to the community saltwater pool and clubhouse. Everyday conveniences--including grocery stores, dining, and shopping--are minutes away, placing you in an ideal location to enjoy all that Southwest Florida has to offer. Plus, with both Marco Island and Naples beaches nearby, sun-soaked days by the water are always within reach. The friendly community welcomes residents of all ages--there are no 55+ restrictions and no lot fee.
-
2026-03-06$299,900 Active 1269-char remark
Show marketing remark (1269 chars)
Step right into this pristine, move-in-ready lakefront home showcasing breathtaking lake and fountain views from nearly every room, including the lanai and enclosed sunroom. The spacious open great room floor plan highlights an upgraded kitchen featuring solid wood cabinetry, granite countertops with backsplash, a center island, cooktop, and built-in oven and microwave--perfect for both everyday living and entertaining. Throughout the home you'll find elegant details such as tile and wood flooring and crown molding. The master suite is a private retreat with ensuite bath featuring dual sinks and walk-in shower. The Florida Room offers a charming coastal aesthetic - the perfect place to relax and unwind while enjoying beautiful sunset views of the lake. Situated in a quiet, welcoming neighborhood, the home is just a short stroll to the community saltwater pool and clubhouse. Everyday conveniences--including grocery stores, dining, and shopping--are minutes away, placing you in an ideal location to enjoy all that Southwest Florida has to offer. Plus, with both Marco Island and Naples beaches nearby, sun-soaked days by the water are always within reach. The friendly community welcomes residents of all ages--there are no 55+ restrictions and no lot fee.
-
2025-02-04soldstatus $245,000
-
2025-01-30soldstatus $245,000 Sold 1197-char remark
Show marketing remark (1197 chars)
Move right into this immaculate turnkey lakefront home, offering stunning lake and fountain views from every room, including the lanai and enclosed sunroom. The open great room floor plan features a beautifully upgraded kitchen with solid wood cabinets, an island, granite countertops with a backsplash, a cooktop, and built-in oven and microwave. This home is loaded with fine details, including tile and wood flooring, along with crown molding, are found throughout the home. The Florida Room has been refreshed with a coastal touch, featuring shiplap siding and new flooring. Both large bathrooms have been remodeled for modern comfort. Located in a quiet and friendly neighborhood, this home is walking distance to the community saltwater pool and clubhouse. With grocery stores, restaurants, and shopping just 5 minutes away, you’re perfectly positioned to enjoy everything Southwest Florida has to offer. Plus, being close to both Marco Island and Naples beaches means endless opportunities for sun and fun. Water, sewer, cable, and lawn maintenance are all included in the quarterly fees, and this welcoming community is open to all ages—no 55+ restrictions here and no lot fee!
-
2024-12-04status Pending With Contingencies 1197-char remark
Show marketing remark (1197 chars)
Move right into this immaculate turnkey lakefront home, offering stunning lake and fountain views from every room, including the lanai and enclosed sunroom. The open great room floor plan features a beautifully upgraded kitchen with solid wood cabinets, an island, granite countertops with a backsplash, a cooktop, and built-in oven and microwave. This home is loaded with fine details, including tile and wood flooring, along with crown molding, are found throughout the home. The Florida Room has been refreshed with a coastal touch, featuring shiplap siding and new flooring. Both large bathrooms have been remodeled for modern comfort. Located in a quiet and friendly neighborhood, this home is walking distance to the community saltwater pool and clubhouse. With grocery stores, restaurants, and shopping just 5 minutes away, you’re perfectly positioned to enjoy everything Southwest Florida has to offer. Plus, being close to both Marco Island and Naples beaches means endless opportunities for sun and fun. Water, sewer, cable, and lawn maintenance are all included in the quarterly fees, and this welcoming community is open to all ages—no 55+ restrictions here and no lot fee!
-
2024-08-22$279,900 Active 1197-char remark
Show marketing remark (1197 chars)
Move right into this immaculate turnkey lakefront home, offering stunning lake and fountain views from every room, including the lanai and enclosed sunroom. The open great room floor plan features a beautifully upgraded kitchen with solid wood cabinets, an island, granite countertops with a backsplash, a cooktop, and built-in oven and microwave. This home is loaded with fine details, including tile and wood flooring, along with crown molding, are found throughout the home. The Florida Room has been refreshed with a coastal touch, featuring shiplap siding and new flooring. Both large bathrooms have been remodeled for modern comfort. Located in a quiet and friendly neighborhood, this home is walking distance to the community saltwater pool and clubhouse. With grocery stores, restaurants, and shopping just 5 minutes away, you’re perfectly positioned to enjoy everything Southwest Florida has to offer. Plus, being close to both Marco Island and Naples beaches means endless opportunities for sun and fun. Water, sewer, cable, and lawn maintenance are all included in the quarterly fees, and this welcoming community is open to all ages—no 55+ restrictions here and no lot fee!
-
2020-10-29soldstatus $169,900
-
2020-10-26soldstatus $169,900 Sold
-
2020-10-12status Pending
-
2020-08-30status Pending With Contingencies
-
2020-08-27$169,900 Active
-
2020-04-21soldstatus $160,000
-
2020-04-14soldstatus $160,000 Sold
-
2020-02-22status Pending With Contingencies
-
2020-02-18$160,000 Active
-
2005-03-03soldstatus $100,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $1,917 · $160/mo
- Projected year-2 tax
- $2,323 · $194/mo
- Expected delta
- +$406/yr (+$34/mo · 21.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 8/10 Severe FEMA zone AE · 99% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 10/10 Extreme 7 d/yr ≥108°F today · 28 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $42,864
- − Mortgage interest
- −$15,679
- − Property taxes
- −$1,917
- − Insurance
- −$6,518
- − Repairs & maintenance
- −$3,429
- − Management
- −$3,429
- − HOA
- −$4,044
- − Depreciation
- −$8,143
- Taxable loss
- −$295
- Est. tax savings @ 24.0%
- +$71
- After-tax cash flow
- $3,840/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Collier
- NCES district ID
- 1200330
- Math proficiency
- 60% ▼ -4.00%
- Reading proficiency
- 56% ▼ -2.00%
- Median HH income
- $58,275
- Composite
- 50.23/100
- National rank
- #1892
- State rank
- #16 of 73 in FL
Livability — Winding Cypress
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- County
- Collier County · 396,295 people
- Metro
- Naples-Marco Island, FL
- Population (ZIP)
- 23,559
- Household income
- $89,334
- Rent vs Own
- Severe rent burden
- 550.0
Population outlook (Collier County) Hauer SSP2
- Today (2025)
- 420,858 people
- By 2030
- 450,054 · +6.9%
- By 2040
- 502,232 · +19.3%
- By 2050
- 544,932 · +29.5%
- By 2075
- 627,203 · +49.0%
- By 2100
- 659,015 · +56.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (72%)
- Race & ethnicity
- White 72% Hispanic / Latino 17% Two or more races 13% Black 7%
- Hispanic origin (detail)
- Mexican 7% Puerto Rican 1% Cuban 3%
- Common ancestry
- Hispanic 5% Romanian 4% Lithuanian 1%
- Foreign-born
- 21% · Canada, Jamaica
- Languages at home
- 75% English-only · Spanish 15% French/Haitian/Cajun 5% Other Indo-European 4%
Political lean MEDSL · Collier
- 2024 margin
- Solid R (+33.1) · D 33.1% · R 66.2%
- 2008→2024 swing
- -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
- All cycles
- 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1.48%
- Current HPI
- 266.5545
- Rent YoY
- ▲ 3.21%
- Metro
- Naples-Marco Island, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
+199.9% since first listed16 events — show timeline
- 2026-03-06 Listed $299,900 MIML
- 2026-03-06 Listed $299,900 NAPLESMLS
- 2025-02-04 Sold (Public Records) $245,000 Public Records
- 2025-01-30 Sold (MLS) $245,000 NAPLESMLS
- 2024-12-04 Pending — NAPLESMLS
- 2024-08-22 Listed $279,900 NAPLESMLS
- 2020-10-29 Sold (Public Records) $169,900 Public Records
- 2020-10-26 Sold (MLS) $169,900 NAPLESMLS
- 2020-10-12 Pending — NAPLESMLS
- 2020-08-30 Pending — NAPLESMLS
- 2020-08-27 Listed $169,900 NAPLESMLS
- 2020-04-21 Sold (Public Records) $160,000 Public Records
- 2020-04-14 Sold (MLS) $160,000 NAPLESMLS
- 2020-02-22 Pending — NAPLESMLS
- 2020-02-18 Listed $160,000 NAPLESMLS
- 2005-03-03 Sold (Public Records) $100,000 Public Records
Property tax history
+10.2%/yrLatest (2025): $1,917 · +8.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…