3341 Suncrest Dr · Jackson, MS 39212

$105,000

4 bd · 1.5 ba · 1,300 sqft · SingleFamily public records · 34 Days on market

Built 1962 0.27 ac lot

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +28.3/30.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• 1% rule +7.3/10.0
• Rent growth +3.6/5.0
• Livability +3.4/5.0
• Condition / age +2.5/5.0
• Schools +1.1/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Potential and charm in the community of Woodville Heights. No utilities; this is an as-is sale. Previously renovated. Good space and a private yard. Lots to work with here! Easy commute and awesome location.

Key facts

• Recent updates
• Fully prepped
• Updated bathroom

Tags

• TURNKEY INVESTMENT OPPORTUNITY
• FULLY PREPPED
• RECENT UPDATES
• UPDATED BATHROOM
• STRONG RENTAL SUBMARKET

Property features AI

Finance

• Other: Property listed as a fixer; Building area approximately 1,292 (source: public records); Lot about 0.27 acres
• Financial info:
• HOA & community:

Exterior

• Parking: Carport (1 space)
• Security:
• Utilities: Public water; Public sewer; Electricity available and connected; Water available
• Home design: Single-family residence (house); One level
• Construction: Siding exterior; Slab foundation
• Exterior features: Shingle roof; Other exterior features

Interior

• Kitchen: Cooktop; Oven
• Bedrooms: Primary bedroom on the main level
• Flooring: Luxury vinyl; Carpet
• Bathrooms: 1 full bathroom; 1 half bathroom (1.5 total)
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Den; 4 total rooms
• Laundry & utility:

What this means for you Summary

Snapshot

• This is a 4-bed/1.5-bath single-family listed at $105k.

Deal economics

• At list price, monthly cash flow is $338 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $105k).
• Recommended offer: $102k (3.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 68/100 on livability (#66 in MS) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities F, employment F, health & safety F.
• Jackson Public School District (urban): math 9% / reading 18% proficiency, ranked #112 of 130 in MS (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 88% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Oak Forest Elementary School (math 2% / reading 12%, grade F, #337 of 375 statewide, top 94%, 318 students, 100% FRL); Cardozo Middle School (math 5% / reading 10%, grade F, #168 of 179 statewide, top 94%, 625 students, 100% FRL); Forest Hill High School (math 5% / reading 15%, grade F, #168 of 197 statewide, top 86%, 991 students, 100% FRL).
• Market conditions: Rents rising fast (+4.2%/yr); 302 active listings in the ZIP; 26 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 167 units permitted in Hinds County in 2024 (0 in 5+ unit buildings).
• This rent runs 31% of the median local income ($51k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $726 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Hinds County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 4.2% rent growth), your $29k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

• It's been on market 34 days — a 3% lower offer ($102k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 25y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $101,850 (3.0% below list)

Questions for the listing agent

1. It's been on market 34 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.23% ✓
• Cap rate: 10.15%
• Cash-on-cash: 13.78%
• DSCR: 1.61
• GRM: 6.7

CMA / ARV

• ARV (on-the-fly): $58,500
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1056 Brookley	0.10mi	3/2.0 (-1)	1,248 (-4%)	8mo	$50,000	$40	75
1026 Branch St	0.32mi	3/2.0 (-1)	1,236 (-5%)	3mo	$55,000	$44	67
983 Branch St	0.36mi	3/2.0 (-1)	1,252 (-4%)	4mo	$60,000	$48	67
1010 Deryll St	0.19mi	3/2.0 (-1)	1,143 (-12%)	3mo	$49,900	$44	62
3144 Fleetwood Dr	0.39mi	3/2.0 (-1)	1,204 (-7%)	1mo	$59,900	$50	62
3114 Suncrest Dr	0.36mi	4/2.0	1,432 (+10%)	3mo	$64,900	$45	61
950 Woodville Dr	0.42mi	3/1.5 (-1)	1,362 (+5%)	10mo	$17,500	$13	59
3133 Longwood Dr	0.48mi	3/1.5 (-1)	1,224 (-6%)	7mo	$55,000	$45	57
1907 Bienville Dr	0.74mi	3/2.0 (-1)	1,308 (+1%)	4mo	$69,000	$53	54
1340 Woody Dr	0.68mi	3/1.0 (-1)	1,208 (-7%)	1mo	$59,900	$50	49
1423 Woody Dr	0.68mi	3/1.5 (-1)	1,404 (+8%)	2mo	$24,900	$18	48
1943 Bienville Dr	0.75mi	3/2.0 (-1)	1,484 (+14%)	8mo	$25,000	$17	28

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.23% rent growth · sell at horizon

5-year hold

• IRR: 5.3%
• Equity multiple: 1.21×
• Total profit: $6,103
• Equity at exit: $15,656

10-year hold

• IRR: 15.8%
• Equity multiple: 2.35×
• Total profit: $39,812
• Equity at exit: $9,078

Cash invested: $29,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Mississippi: 90 Strongly Landlord-Friendly · R+11
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; very landlord-favorable; no rent control.

Methodology + full state rankings →

ZIP-level market 39212

• Home prices YoY: -11.7%
• Rents YoY: 4.2%
• Active inventory: 302
• Price-to-rent: 6.7×

Monthly cashflow live

• Estimated rent: $1,297 high
• Mortgage (P&I): −$551
• Tax from tax record: −$92 /mo · $1,108/yr
• Insurance: −$44
• HOA: −$0
• Vacancy / Maint / Mgmt: −$272
• Net cashflow: $338

Break-even live

Break-even rent $869

Max offer price $105,000

Occupancy floor 69%

Sensitivity live

Price	-10% $397	-5% $367	+0% $338	+5% $308	+10% $278
Rent	-10% $235	-5% $286	+0% $338	+5% $389	+10% $440
Rate	-1.0pp $390	-0.5pp $364	base $338	+0.5pp $310	+1.0pp $283

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $26,250
• Closing costs: $3,150
• Reserves months: —
• Total cash needed: —

Rent comps 26 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3341 Suncrest Dr Jackson, MS	4.0	1.0	1292	$1,225	$0.95	45d	1	0.03mi
1054 Deryll St Jackson, MS	3.0	1.5	1132	$1,050	$0.93	15d	1	0.13mi
1018 Deryll St Jackson, MS	3.0	1.0	1056	$900	$0.85	25d	1	0.20mi
1010 Deryll St Jackson, MS	3.0	2.0	1143	$1,050	$0.92	15d	1	0.22mi
3308 Ramona St Jackson, MS	3.0	1.0	1104	$1,150	$1.04	23d	1	0.45mi
1219 Woody Dr Jackson, MS	3.0	1.0	1058	$1,150	$1.09	25d	1	0.71mi
2808 Ridgeland Dr Jackson, MS	3.0	2.0	1606	$1,600	$1.00	45d	1	0.76mi
2915 Longwood Dr Jackson, MS	3.0	2.0	1800	$1,400	$0.78	25d	1	0.79mi
3049 Lakewood Dr Jackson, MS	3.0	1.0	1200	$975	$0.81	45d	1	0.82mi
3020 Lakewood Dr Jackson, MS	4.0	2.0	1600	$1,150	$0.72	25d	1	0.89mi
3162 Oak Forest Dr Jackson, MS	3.0	1.5	1280	$1,236	$0.97	45d	1	0.90mi
3122 Oak Forest Dr Jackson, MS	3.0	2.0	1421	$1,100	$0.77	45d	1	0.93mi
2904 Marwood Dr Jackson, MS	3.0	2.0	1554	$1,250	$0.80	25d	1	0.93mi
1641 Woodburn St Jackson, MS	5.0	2.0	1300	$1,812	$1.39	15d	1	0.99mi
3151 Shirley Dr Jackson, MS	4.0	2.0	1474	$1,306	$0.89	15d	1	1.01mi
3030 Oak Forest Dr Jackson, MS	3.0	1.5	1200	$1,100	$0.92	45d	1	1.01mi
3030 Oak Forest Dr Jackson, MS	3.0	2.0	1200	$1,100	$0.92	15d	1	1.01mi
1223 Marydale Dr Jackson, MS	3.0	1.0	1300	$950	$0.73	45d	1	1.21mi
427 McDowell Park Cir Jackson, MS	3.0	1.5	1308	$1,200	$0.92	15d	1	1.23mi
103 Sykes Park Cir Jackson, MS	3.0	2.0	1500	$1,250	$0.83	45d	1	1.25mi
2873 Teresa Dr Jackson, MS	3.0	1.0	1100	$1,100	$1.00	45d	1	1.28mi
3511 Sykes Park Dr Jackson, MS	3.0	2.0	1225	$1,426	$1.16	15d	1	1.30mi
3147 Bilgray Dr Jackson, MS	3.0	2.0	1850	$1,306	$0.71	45d	1	1.41mi
3152 Bilgray Dr Jackson, MS	3.0	1.5	1200	$1,100	$0.92	15d	1	1.43mi
2732 Woodside Dr Jackson, MS	4.0	2.0	1566	$1,050	$0.67	25d	1	1.48mi
2729 Carleton St Jackson, MS	4.0	2.0	1666	$1,575	$0.95	15d	1	1.49mi

Listing history 40 events

1. 2026-06-22
   days on market $105,000 Active 34 DOM
2. 2026-06-18
   days on market $105,000 Active 31 DOM
3. 2026-06-17
   days on market $105,000 Active 30 DOM
4. 2026-06-16
   days on market $105,000 Active 29 DOM
5. 2026-06-15
   days on market $105,000 Active 28 DOM
6. 2026-06-14
   days on market $105,000 Active 26 DOM
7. 2026-06-13
   days on market $105,000 Active 25 DOM
8. 2026-06-10
   days on market $105,000 Active 23 DOM
9. 2026-06-09
   days on market $105,000 Active 22 DOM
10. 2026-06-08
    days on market $105,000 Active 21 DOM
11. 2026-06-07
    days on market $105,000 Active 20 DOM
12. 2026-06-05
    days on market $105,000 Active 17 DOM
13. 2026-06-03
    days on market $105,000 Active 16 DOM
14. 2026-06-02
    days on market $105,000 Active 15 DOM
15. 2026-06-01
    days on market $105,000 Active 14 DOM
16. 2026-05-31
    days on market $105,000 Active 13 DOM
17. 2026-05-30
    days on market $105,000 Active 12 DOM
18. 2026-05-18
    listed $105,000 Active
19. 2026-04-04
    listed $1,225
20. 2023-10-31
    soldstatus
21. 2023-08-01
    status Pending 209-char remark

    Show marketing remark (209 chars)

    Potential and charm in the community of Woodville Heights. No utilities; this is an as-is sale. Previously renovated. Good space and a private yard. Lots to work with here! Easy commute and awesome location.

22. 2023-08-01
    soldstatus Closed 209-char remark

    Show marketing remark (209 chars)

    Potential and charm in the community of Woodville Heights. No utilities; this is an as-is sale. Previously renovated. Good space and a private yard. Lots to work with here! Easy commute and awesome location.

23. 2023-07-26
    listed $35,000 Active 209-char remark

    Show marketing remark (209 chars)

    Potential and charm in the community of Woodville Heights. No utilities; this is an as-is sale. Previously renovated. Good space and a private yard. Lots to work with here! Easy commute and awesome location.

24. 2023-05-25
    historical
25. 2023-05-16
    price $50,000
26. 2023-04-27
    listed $149,900 Active
27. 2021-10-02
    historical
28. 2017-03-09
    soldstatus
29. 2016-12-22
    soldstatus
30. 2013-05-03
    soldstatus
31. 2010-08-30
    soldstatus
32. 2010-06-21
    listed $19,900
33. 2001-09-13
    soldstatus
34. 2001-09-05
    soldstatus
35. 2001-09-05
    soldstatus
36. 2001-08-31
    soldstatus
37. 2001-08-04
    listed $41,040
38. 2001-06-15
    listed $45,600
39. 1991-08-26
    soldstatus
40. 1989-04-18
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MS · Resets to sale price

• Current annual tax: $1,108 · $92/mo
• Projected year-2 tax: $1,108 · $92/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,558
• − Mortgage interest: −$5,882
• − Property taxes: −$1,108
• − Insurance: −$525
• − Repairs & maintenance: −$1,245
• − Management: −$1,245
• − Depreciation: −$3,055
• Taxable income: $2,500
• Est. tax owed @ 24.0%: −$600
• After-tax cash flow: $3,450/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Jackson Public School District
• NCES district ID: 2802190
• Math proficiency: 9% ▼ -14.00%
• Reading proficiency: 18% ▼ -7.00%
• Median HH income: $33,234
• Composite: 10.89/100
• National rank: #9755
• State rank: #112 of 130 in MS

Livability — Jackson

• Score: 68/100
• State rank: #66
• US rank: #9695

Category grades

Amenities F Commute A+ Cost of living A+ Crime C Employment F Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jackson, MS
• County: Hinds County · 167,040 people
• City population: 140,204
• Metro: Jackson, MS
• Population (ZIP): 25,659
• Household income: $50,722
• Rent vs Own: 37.8% rent · 62.2% own
• Severe rent burden: 1314.0

Population outlook (Hinds County) Hauer SSP2

• Today (2025): 242,528 people
• By 2030: 241,113 · -0.6%
• By 2040: 235,557 · -2.9%
• By 2050: 226,946 · -6.4%
• By 2075: 199,995 · -17.5%
• By 2100: 164,165 · -32.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (86%)
• Race & ethnicity: Black 86% White 9% Hispanic / Latino 3% Two or more races 3%
• Common ancestry: Serbian 1% Lithuanian 1%
• Foreign-born: 1% · Canada
• Languages at home: 97% English-only · Spanish 2%

Political lean MEDSL · Hinds

• 2024 margin: Solid D (+46.1) · D 72.4% · R 26.3% · Other 1.4%
• 2008→2024 swing: +7.1pp toward D · 2008: 39.0pp · 2024: 46.1pp
• All cycles: 2024: D+46.1 2020: D+48.3 2016: D+43.7 2012: D+45.1 2008: D+39.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -23.01%
• Current HPI: 174.4025
• Rent YoY: ▲ 4.23%
• Metro: Jackson, MS
• State GDP YoY: —
• F500 in state: 0

Price history

+130.3% since first listed

23 events — show timeline

• 2026-05-18 Listed $105,000 MLSU
• 2026-04-04 Listed for Rent $1,225 Hemlane
• 2023-10-31 Sold (Public Records) — Public Records
• 2023-08-01 Pending — MLSU
• 2023-08-01 Sold (MLS) — MLSU
• 2023-07-26 Listed $35,000 MLSU
• 2023-05-25 Listing Removed — MLSU
• 2023-05-16 Price Changed $50,000 MLSU
• 2023-04-27 Listed $149,900 MLSU
• 2021-10-02 Listing Removed — MLSU
• 2017-03-09 Sold (Public Records) — Public Records
• 2016-12-22 Sold (Public Records) — Public Records
• 2013-05-03 Sold (Public Records) — Public Records
• 2010-08-30 Sold (Public Records) — Public Records
• 2010-06-21 Listed $19,900 MLSU
• 2001-09-13 Sold (MLS) — MLSU
• 2001-09-05 Sold (Public Records) — Public Records
• 2001-09-05 Sold (MLS) — MLSU
• 2001-08-31 Sold (Public Records) — Public Records
• 2001-08-04 Listed $41,040 MLSU
• 2001-06-15 Listed $45,600 MLSU
• 1991-08-26 Sold (Public Records) — Public Records
• 1989-04-18 Sold (Public Records) — Public Records

Property tax history

+1.2%/yr

Latest (2025): $1,108 · +2.1% YoY. Source: county tax records.