14508 United Dr · Chantilly, VA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $666 – $1,236
Heat risk 7/10 · Major
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 10.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +6.3/10.0
- ARV discount +4.0/15.0
- Livability +4.0/5.0
- Condition / age +4.0/5.0
- Rent growth +3.3/5.0
- Appreciation +0.0/10.0
$110,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This is a manufactured home in a managed park. All buyers must be approved by Meadows of Chantilly. The current Land Rent is $1878/month. Buyers can pay cash or secure private financing to pay for the house. 4 bedrooms and 2 remodeled bath rooms. Bamboo and laminate floors throughout. Living room with fireplace. Remodeled kitchen with white cabinetry, Quartz counters and stainless appliances. New Windows. Fenced yard with a deck. Driveway and a large storage shed. Community clubhouse, pool, workout room, tot lot and basketball court. Ideal commuter location near Routes 50, 28, the Dulles Toll Road, and I-66. Walk to shopping and restaurants.
Key facts
- Laminate floors
- Remodeled kitchen
- Bamboo floors
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $110k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $3k ($30k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($4k rent vs $110k).
- Recommended offer: $100k (9.0% below list) — sets the bar for market timing.
- Cap rate 33.6% vs local median 3.0% in Chantilly — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 79/100 on livability (#66 in VA, #2,106 nationally) — a middle-class / working-renter tenant base. Strengths: schools A+, crime A+, employment A+; Watch: commute F, cost of living F.
- Fairfax County Public School District (suburban): math 61% / reading 73% proficiency, ranked #13 of 131 in VA (top 10%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents rising (+3.3%/yr); 85 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 2,861 units permitted in Fairfax County in 2024 (1,829 in 5+ unit buildings).
- This rent runs 31% of the median local income ($158k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $761 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Fairfax County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 3.3% rent growth), your $31k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- It's been on market 93 days — a 9% lower offer ($100k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 93 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 3.76% ✓
- Cap rate
- 33.61%
- Cash-on-cash
- 97.57%
- DSCR
- 5.34
- GRM
- 2.2
CMA / ARV
- ARV (median comp)
- $102,103
- List price
- $110,000
- Delta
- 7.73%
- Verdict
- FAIR
- Comps
- 18 within 1.0 mi
Show comp detail 4 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 14528 Lanica Cir | 0.06mi | 3/2.0 (-1) | 1,333 (-3%) | 13mo | $87,000 | $65 | 77 |
| 14604 Northwest Pl | 0.11mi | 3/2.0 (-1) | 1,300 (-5%) | 14mo | $84,000 | $65 | 70 |
| 14604 Icelandic Pl | 0.21mi | 3/2.0 (-1) | 1,339 (-2%) | 18mo | $85,000 | $63 | 66 |
| 14615 Pan Am Ave | 0.14mi | 3/2.0 (-1) | 1,428 (+4%) | 21mo | $95,000 | $67 | 63 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.33% rent growth · sell at horizon
- IRR
- 98.9%
- Equity multiple
- 5.65×
- Total profit
- $143,115
- Equity at exit
- $16,401
- IRR
- —
- Equity multiple
- 11.91×
- Total profit
- $335,946
- Equity at exit
- $9,511
Cash invested: $30,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 55 Moderately Landlord-Leaning
- State Virginia
- 55 Moderately Landlord-Leaning · D+2
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 20151
- Rents YoY
- 3.3%
- Active inventory
- 85
- Price-to-rent
- 2.2×
Monthly cashflow live
- Estimated rent
- $4,132 medium interval (Pro) →
- Mortgage (P&I)
- −$577
- Tax est. 1.5%
- −$138 /mo · $1,650/yr
- Insurance
- −$46
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$868
- Net cashflow
- $2,504
Break-even live
Sensitivity live
| Price | -10% $2,580 | -5% $2,542 | +0% $2,504 | +5% $2,466 | +10% $2,428 |
|---|---|---|---|---|---|
| Rent | -10% $2,178 | -5% $2,341 | +0% $2,504 | +5% $2,668 | +10% $2,831 |
| Rate | -1.0pp $2,560 | -0.5pp $2,532 | base $2,504 | +0.5pp $2,476 | +1.0pp $2,447 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $27,500
- Closing costs
- $3,300
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 14530 George Carter Way Chantilly, VA | 3.0 | 2.5 | 1608 | $5,000 | $3.11 | 44d | 1 | 0.57mi |
| 3840 Lightfoot St Chantilly, VA | 3.0 | 2.0 | 1233 | $2,625 | $2.13 | 44d | 2 | 1.22mi |
| 4169 Pleasant Meadow Ct Unit 1 Chantilly, VA | 3.0 | 2.5 | 1400 | $2,900 | $2.07 | 25d | 1 | 1.47mi |
Listing history 17 events
-
2026-06-21days on market $110,000 Active 93 DOM
-
2026-06-18days on market $110,000 Active 90 DOM
-
2026-06-17days on market $110,000 Active 89 DOM
-
2026-06-16days on market $110,000 Active 88 DOM
-
2026-06-15days on market $110,000 Active 87 DOM
-
2026-06-13days on market $110,000 Active 85 DOM
-
2026-06-13days on market $110,000 Active 84 DOM
-
2026-06-09days on market $110,000 Active 81 DOM
-
2026-06-08days on market $110,000 Active 80 DOM
-
2026-06-07days on market $110,000 Active 79 DOM
-
2026-06-04days on market $110,000 Active 76 DOM
-
2026-06-03days on market $110,000 Active 75 DOM
-
2026-06-02days on market $110,000 Active 74 DOM
-
2026-06-01days on market $110,000 Active 73 DOM
-
2026-05-31days on market $110,000 Active 72 DOM
-
2026-04-22price $110,000 649-char remark
Show marketing remark (649 chars)
This is a manufactured home in a managed park. All buyers must be approved by Meadows of Chantilly. The current Land Rent is $1878/month. Buyers can pay cash or secure private financing to pay for the house. 4 bedrooms and 2 remodeled bath rooms. Bamboo and laminate floors throughout. Living room with fireplace. Remodeled kitchen with white cabinetry, Quartz counters and stainless appliances. New Windows. Fenced yard with a deck. Driveway and a large storage shed. Community clubhouse, pool, workout room, tot lot and basketball court. Ideal commuter location near Routes 50, 28, the Dulles Toll Road, and I-66. Walk to shopping and restaurants.
-
2026-03-20$120,000 Active 649-char remark
Show marketing remark (649 chars)
This is a manufactured home in a managed park. All buyers must be approved by Meadows of Chantilly. The current Land Rent is $1878/month. Buyers can pay cash or secure private financing to pay for the house. 4 bedrooms and 2 remodeled bath rooms. Bamboo and laminate floors throughout. Living room with fireplace. Remodeled kitchen with white cabinetry, Quartz counters and stainless appliances. New Windows. Fenced yard with a deck. Driveway and a large storage shed. Community clubhouse, pool, workout room, tot lot and basketball court. Ideal commuter location near Routes 50, 28, the Dulles Toll Road, and I-66. Walk to shopping and restaurants.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥103°F today · 16 d/yr by 30 yrs out
- Wind 4/10 Moderate 10% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $49,587
- − Mortgage interest
- −$6,162
- − Property taxes
- −$1,650
- − Insurance
- −$550
- − Repairs & maintenance
- −$3,967
- − Management
- −$3,967
- − Depreciation
- −$3,200
- Taxable income
- $30,092
- Est. tax owed @ 24.0%
- −$7,222
- After-tax cash flow
- $22,830/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This manufactured home in a managed park is in good condition with recent renovations. It offers a good balance of curb appeal and functionality, making it an attractive investment.
Value-add opportunities
- Both Paint exterior siding — Enhances curb appeal and value
- Both Replace deck boards — Maintains curb appeal and functionality
- Both Install new outdoor lighting — Enhances safety and curb appeal
Renovation cost estimate screening
Value-add ROI direction
- Both Paint exterior siding — Enhances curb appeal and value ↑
- Both Replace deck boards — Maintains curb appeal and functionality ↑
- Both Install new outdoor lighting — Enhances safety and curb appeal ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Fairfax County Public School District
- NCES district ID
- 5101260
- Math proficiency
- 61% ▼ -24.00%
- Reading proficiency
- 73% ▼ -8.00%
- Median HH income
- $110,238
- Composite
- 62.59/100
- National rank
- #679
- State rank
- #13 of 131 in VA
Livability — Chantilly
- Score
- 79/100
- State rank
- #66
- US rank
- #2106
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Chantilly, VA
- County
- Fairfax County · 1,104,456 people
- City population
- 59,284
- Metro
- Washington-Arlington-Alexandria, DC-VA-MD-WV
- Population (ZIP)
- 22,610
- Household income
- $158,271
- Rent vs Own
- Severe rent burden
- 291.0
Population outlook (Fairfax County) Hauer SSP2
- Today (2025)
- 1,237,259 people
- By 2030
- 1,277,758 · +3.3%
- By 2040
- 1,346,508 · +8.8%
- By 2050
- 1,397,919 · +13.0%
- By 2075
- 1,493,100 · +20.7%
- By 2100
- 1,465,712 · +18.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.70)
- Race & ethnicity
- Asian 37% White 33% Hispanic / Latino 22% Two or more races 11% Black 4%
- Hispanic origin (detail)
- Mexican 3%
- Common ancestry
- Romanian 3% Italian 1% Lithuanian 1%
- Foreign-born
- 42% · Canada, Vietnam, South Korea
- Languages at home
- 47% English-only · Spanish 18% Other Indo-European 11% Other Asian/Pacific 7%
Political lean MEDSL · Fairfax
- 2024 margin
- Solid D (+35.0) · D 66.1% · R 31.1% · Other 2.8%
- 2008→2024 swing
- +13.8pp toward D · 2008: 21.2pp · 2024: 35.0pp
- All cycles
- 2024: D+35.0 2020: D+41.9 2016: D+36.2 2012: D+19.8 2008: D+21.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -262.61%
- Current HPI
- 313.472
- Rent YoY
- ▲ 3.33%
- Metro
- Washington-Arlington-Alexandria, DC-VA-MD-WV
- State GDP YoY
- ▲ 2.40%
- F500 in state
- 50
Industry mix (Fortune 500 HQ in VA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 4 | $236B |
|
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| Technology / Defense | 3 | $32B |
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| Financial Services | 2 | $176B |
|
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| Utilities | 2 | $27B |
|
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| Insurance | 2 | $25B |
|
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| Technology | 2 | $15B |
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Price history
-8.3% since first listed2 events — show timeline
- 2026-04-22 Price Changed $110,000 BRIGHT MLS
- 2026-03-20 Listed $120,000 BRIGHT MLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…