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14508 United Dr
B Composite 71.56
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +6.3/10.0
  • ARV discount +4.0/15.0
  • Livability +4.0/5.0
  • Condition / age +4.0/5.0
  • Rent growth +3.3/5.0
  • Appreciation +0.0/10.0

$110,000

14508 United Dr · Chantilly, VA 20151
4 bd · 2.0 ba · 1,368 sqft · SingleFamily · 93 Days on market
Built 2000 Good condition $80/sqft · 8% above area Est $102k · 8% over ↓ 8% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This is a manufactured home in a managed park. All buyers must be approved by Meadows of Chantilly. The current Land Rent is $1878/month. Buyers can pay cash or secure private financing to pay for the house. 4 bedrooms and 2 remodeled bath rooms. Bamboo and laminate floors throughout. Living room with fireplace. Remodeled kitchen with white cabinetry, Quartz counters and stainless appliances. New Windows. Fenced yard with a deck. Driveway and a large storage shed. Community clubhouse, pool, workout room, tot lot and basketball court. Ideal commuter location near Routes 50, 28, the Dulles Toll Road, and I-66. Walk to shopping and restaurants.

Key facts

  • Laminate floors
  • Remodeled kitchen
  • Bamboo floors

Tags

REMODELED BATHROOMSBAMBOO FLOORSLAMINATE FLOORSFIREPLACEREMODELED KITCHENWHITE CABINETRY

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $110k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $3k ($30k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $110k).
  • Recommended offer: $100k (9.0% below list) — sets the bar for market timing.
  • Cap rate 33.6% vs local median 3.0% in Chantilly — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 79/100 on livability (#66 in VA, #2,106 nationally) — a middle-class / working-renter tenant base. Strengths: schools A+, crime A+, employment A+; Watch: commute F, cost of living F.
  • Fairfax County Public School District (suburban): math 61% / reading 73% proficiency, ranked #13 of 131 in VA (top 10%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising (+3.3%/yr); 85 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 2,861 units permitted in Fairfax County in 2024 (1,829 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($158k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $761 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Fairfax County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.3% rent growth), your $31k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 93 days — a 9% lower offer ($100k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $100,100 (9.0% below list)

Questions for the listing agent

  1. It's been on market 93 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.76%
Cap rate
33.61%
Cash-on-cash
97.57%
DSCR
5.34
GRM
2.2

CMA / ARV

ARV (median comp)
$102,103
List price
$110,000
Delta
7.73%
Verdict
FAIR
Comps
18 within 1.0 mi
Show comp detail 4 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
14528 Lanica Cir 0.06mi 3/2.0 (-1) 1,333 (-3%) 13mo $87,000 $65 77
14604 Northwest Pl 0.11mi 3/2.0 (-1) 1,300 (-5%) 14mo $84,000 $65 70
14604 Icelandic Pl 0.21mi 3/2.0 (-1) 1,339 (-2%) 18mo $85,000 $63 66
14615 Pan Am Ave 0.14mi 3/2.0 (-1) 1,428 (+4%) 21mo $95,000 $67 63

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.33% rent growth · sell at horizon

5-year hold
IRR
98.9%
Equity multiple
5.65×
Total profit
$143,115
Equity at exit
$16,401
10-year hold
IRR
Equity multiple
11.91×
Total profit
$335,946
Equity at exit
$9,511

Cash invested: $30,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
55 Moderately Landlord-Leaning
State Virginia
55 Moderately Landlord-Leaning · D+2
County
— inherits STATE
City
— inherits STATE
VRLTA gives some tenant protections; Northern Virginia courts slower; rural VA landlord-leaning.

ZIP-level market 20151

Rents YoY
3.3%
Active inventory
85
Price-to-rent
2.2×

Monthly cashflow live

Estimated rent
$4,132 medium interval (Pro) →
Mortgage (P&I)
$577
Tax est. 1.5%
$138 /mo · $1,650/yr
Insurance
$46
HOA
$0
Vacancy / Maint / Mgmt
$868
Net cashflow
$2,504

Break-even live

Break-even rent $962
Max offer price $110,000
Occupancy floor 34%

Sensitivity live

Price -10% $2,580 -5% $2,542 +0% $2,504 +5% $2,466 +10% $2,428
Rent -10% $2,178 -5% $2,341 +0% $2,504 +5% $2,668 +10% $2,831
Rate -1.0pp $2,560 -0.5pp $2,532 base $2,504 +0.5pp $2,476 +1.0pp $2,447

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$27,500
Closing costs
$3,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
14530 George Carter Way Chantilly, VA 3.0 2.5 1608 $5,000 $3.11 44d 1 0.57mi
3840 Lightfoot St Chantilly, VA 3.0 2.0 1233 $2,625 $2.13 44d 2 1.22mi
4169 Pleasant Meadow Ct Unit 1 Chantilly, VA 3.0 2.5 1400 $2,900 $2.07 25d 1 1.47mi

Listing history 17 events

  1. 2026-06-21
    days on market $110,000 Active 93 DOM
  2. 2026-06-18
    days on market $110,000 Active 90 DOM
  3. 2026-06-17
    days on market $110,000 Active 89 DOM
  4. 2026-06-16
    days on market $110,000 Active 88 DOM
  5. 2026-06-15
    days on market $110,000 Active 87 DOM
  6. 2026-06-13
    days on market $110,000 Active 85 DOM
  7. 2026-06-13
    days on market $110,000 Active 84 DOM
  8. 2026-06-09
    days on market $110,000 Active 81 DOM
  9. 2026-06-08
    days on market $110,000 Active 80 DOM
  10. 2026-06-07
    days on market $110,000 Active 79 DOM
  11. 2026-06-04
    days on market $110,000 Active 76 DOM
  12. 2026-06-03
    days on market $110,000 Active 75 DOM
  13. 2026-06-02
    days on market $110,000 Active 74 DOM
  14. 2026-06-01
    days on market $110,000 Active 73 DOM
  15. 2026-05-31
    days on market $110,000 Active 72 DOM
  16. 2026-04-22
    price $110,000 649-char remark
    Show marketing remark (649 chars)

    This is a manufactured home in a managed park. All buyers must be approved by Meadows of Chantilly. The current Land Rent is $1878/month. Buyers can pay cash or secure private financing to pay for the house. 4 bedrooms and 2 remodeled bath rooms. Bamboo and laminate floors throughout. Living room with fireplace. Remodeled kitchen with white cabinetry, Quartz counters and stainless appliances. New Windows. Fenced yard with a deck. Driveway and a large storage shed. Community clubhouse, pool, workout room, tot lot and basketball court. Ideal commuter location near Routes 50, 28, the Dulles Toll Road, and I-66. Walk to shopping and restaurants.

  17. 2026-03-20
    listed $120,000 Active 649-char remark
    Show marketing remark (649 chars)

    This is a manufactured home in a managed park. All buyers must be approved by Meadows of Chantilly. The current Land Rent is $1878/month. Buyers can pay cash or secure private financing to pay for the house. 4 bedrooms and 2 remodeled bath rooms. Bamboo and laminate floors throughout. Living room with fireplace. Remodeled kitchen with white cabinetry, Quartz counters and stainless appliances. New Windows. Fenced yard with a deck. Driveway and a large storage shed. Community clubhouse, pool, workout room, tot lot and basketball court. Ideal commuter location near Routes 50, 28, the Dulles Toll Road, and I-66. Walk to shopping and restaurants.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 10% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$49,587
− Mortgage interest
−$6,162
− Property taxes
−$1,650
− Insurance
−$550
− Repairs & maintenance
−$3,967
− Management
−$3,967
− Depreciation
−$3,200
Taxable income
$30,092
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$7,222
After-tax cash flow
$22,830/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This manufactured home in a managed park is in good condition with recent renovations. It offers a good balance of curb appeal and functionality, making it an attractive investment.

Value-add opportunities

  • Both Paint exterior siding — Enhances curb appeal and value
  • Both Replace deck boards — Maintains curb appeal and functionality
  • Both Install new outdoor lighting — Enhances safety and curb appeal

Renovation cost estimate screening

Value-add ROI direction

  • Both Paint exterior siding — Enhances curb appeal and value
  • Both Replace deck boards — Maintains curb appeal and functionality
  • Both Install new outdoor lighting — Enhances safety and curb appeal

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Fairfax County Public School District
NCES district ID
5101260
Math proficiency
61% ▼ -24.00%
Reading proficiency
73% ▼ -8.00%
Median HH income
$110,238
Composite
62.59/100
National rank
#679
State rank
#13 of 131 in VA

Livability — Chantilly

Score
79/100
State rank
#66
US rank
#2106

Category grades

Amenities A Commute F Cost of living F Crime A+ Employment A+ Housing A+ Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Chantilly, VA
County
Fairfax County · 1,104,456 people
City population
59,284
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
Population (ZIP)
22,610
Household income
$158,271
Rent vs Own
19.0% rent · 81.0% own
Severe rent burden
291.0

Population outlook (Fairfax County) Hauer SSP2

Today (2025)
1,237,259 people
By 2030
1,277,758 · +3.3%
By 2040
1,346,508 · +8.8%
By 2050
1,397,919 · +13.0%
By 2075
1,493,100 · +20.7%
By 2100
1,465,712 · +18.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.70)
Race & ethnicity
Asian 37% White 33% Hispanic / Latino 22% Two or more races 11% Black 4%
Hispanic origin (detail)
Mexican 3%
Common ancestry
Romanian 3% Italian 1% Lithuanian 1%
Foreign-born
42% · Canada, Vietnam, South Korea
Languages at home
47% English-only · Spanish 18% Other Indo-European 11% Other Asian/Pacific 7%

Political lean MEDSL · Fairfax

2024 margin
Solid D (+35.0) · D 66.1% · R 31.1% · Other 2.8%
2008→2024 swing
+13.8pp toward D · 2008: 21.2pp · 2024: 35.0pp
All cycles
2024: D+35.0 2020: D+41.9 2016: D+36.2 2012: D+19.8 2008: D+21.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -262.61%
Current HPI
313.472
Rent YoY
▲ 3.33%
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
State GDP YoY
▲ 2.40%
F500 in state
50

Industry mix (Fortune 500 HQ in VA)

Industry F500 HQs Revenue

Price history

-8.3% since first listed
2 events — show timeline
  • 2026-04-22 Price Changed $110,000 BRIGHT MLS
  • 2026-03-20 Listed $120,000 BRIGHT MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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