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822 N High
B- Composite 68.06
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.7/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.9/10.0
  • Appreciation +0.0/10.0

$65,000

822 N High · Uvalde, TX 78801
3 bd · 1.0 ba · 1,048 sqft · SingleFamily public records · 396 Days on market
Built 2000 6,751 sqft lot $62/sqft · 58% below area ↓ 40% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Investor Special! 3-Bedroom Home with Casita - Tons of Potential with Room to Renovate Here's your chance to own a property with strong upside potential in a desirable location! This 3-bedroom, 1-bathroom home includes a casita in the back, offering the perfect setup for dual living or rental income opportunities. The main house features a functional floor plan with three well-sized bedrooms, a full bathroom, and a spacious living area. While the home is in need of updates and cosmetic improvements, it provides the perfect blank canvas for investors, flippers, or savvy buyers ready to build equity through renovations. **Bonus Feature: The casita in the back comes with a private entrance and presents a great opportunity for rental income, guest quarters, or an in-law suite. Schedule Your Showing Today!!

Key facts

  • Casita
  • Private entrance
  • 6,751 sq ft lot

Tags

CASITAPRIVATE ENTRANCERENTAL INCOME OPPORTUNITIES

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $65k.

Deal economics

  • At list price, monthly cash flow is $631 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $65k).
  • Recommended offer: $57k (12.0% below list) — sets the bar for market timing.
  • Cap rate 17.9% vs local median 3.0% in Uvalde — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#187 in TX, #4,844 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime D+, employment D, schools F.
  • Uvalde CISD (town): math 19% / reading 26% proficiency, ranked #760 of 826 in TX (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 224 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 17 units permitted in Uvalde County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $449 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Uvalde County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $18k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 396 days — a 12% lower offer ($57k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: property tax is 3.4% of price.
  • Climate carrying-cost: major wind risk, 49% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 6→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $57,200 (12.0% below list)

Questions for the listing agent

  1. It's been on market 396 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.31%
Cap rate
17.94%
Cash-on-cash
41.59%
DSCR
2.85
GRM
3.6

CMA / ARV

ARV (median comp)
$153,512
List price
$65,000
Delta
-57.66%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
752 N High St 0.09mi 2/1.0 (-1) 1,008 (-4%) 12mo $140,000 $139 74
122 Fenley St 0.17mi 3/1.0 1,188 (+13%) 24mo $129,000 $109 50
1502 N Park 0.62mi 3/1.5 1,200 (+14%) 5mo $159,000 $133 40
128 Barry St 0.57mi 3/1.5 1,176 (+12%) 18mo $187,500 $159 36
313 Mary Ann St 0.69mi 2/1.0 (-1) 916 (-13%) 12mo $89,000 $97 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
38.3%
Equity multiple
2.63×
Total profit
$29,733
Equity at exit
$9,692
10-year hold
IRR
44.8%
Equity multiple
5.28×
Total profit
$77,982
Equity at exit
$5,620

Cash invested: $18,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78801

Active inventory
224
Price-to-rent
3.6×

Monthly cashflow live

Estimated rent
$1,500 medium interval (Pro) →
Mortgage (P&I)
$341
Tax from tax record
$186 /mo · $2,234/yr
Insurance
$27
HOA
$0
Vacancy / Maint / Mgmt
$315
Net cashflow
$631

Break-even live

Break-even rent $701
Max offer price $65,000
Occupancy floor 53%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$16,250
Closing costs
$1,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
410 Bohme St Uvalde, TX 2.0 2.0 1348 $1,500 $1.11 43d 1 0.36mi

Listing history 29 events

  1. 2026-06-18
    days on market $65,000 Active 396 DOM
  2. 2026-06-17
    days on market $65,000 Active 395 DOM
  3. 2026-06-16
    days on market $65,000 Active 394 DOM
  4. 2026-06-15
    days on market $65,000 Active 393 DOM
  5. 2026-06-15
    days on market $65,000 Active 392 DOM
  6. 2026-06-13
    days on market $65,000 Active 391 DOM
  7. 2026-06-12
    days on market $65,000 Active 390 DOM
  8. 2026-06-09
    days on market $65,000 Active 387 DOM
  9. 2026-06-08
    days on market $65,000 Active 386 DOM
  10. 2026-06-08
    statusdays on market $65,000 Active 385 DOM
  11. 2026-06-07
    days on market $65,000 Price Change 384 DOM
  12. 2026-06-03
    days on market $65,000 Price Change 381 DOM
  13. 2026-06-02
    days on market $65,000 Price Change 380 DOM
  14. 2026-06-01
    days on market $65,000 Price Change 379 DOM
  15. 2026-05-31
    days on market $65,000 Price Change 378 DOM
  16. 2026-04-12
    price $65,500 816-char remark
    Show marketing remark (816 chars)

    Investor Special! 3-Bedroom Home with Casita - Tons of Potential with Room to Renovate Here's your chance to own a property with strong upside potential in a desirable location! This 3-bedroom, 1-bathroom home includes a casita in the back, offering the perfect setup for dual living or rental income opportunities. The main house features a functional floor plan with three well-sized bedrooms, a full bathroom, and a spacious living area. While the home is in need of updates and cosmetic improvements, it provides the perfect blank canvas for investors, flippers, or savvy buyers ready to build equity through renovations. **Bonus Feature: The casita in the back comes with a private entrance and presents a great opportunity for rental income, guest quarters, or an in-law suite. Schedule Your Showing Today!!

  17. 2026-03-27
    price $65,999 816-char remark
    Show marketing remark (816 chars)

    Investor Special! 3-Bedroom Home with Casita - Tons of Potential with Room to Renovate Here's your chance to own a property with strong upside potential in a desirable location! This 3-bedroom, 1-bathroom home includes a casita in the back, offering the perfect setup for dual living or rental income opportunities. The main house features a functional floor plan with three well-sized bedrooms, a full bathroom, and a spacious living area. While the home is in need of updates and cosmetic improvements, it provides the perfect blank canvas for investors, flippers, or savvy buyers ready to build equity through renovations. **Bonus Feature: The casita in the back comes with a private entrance and presents a great opportunity for rental income, guest quarters, or an in-law suite. Schedule Your Showing Today!!

  18. 2026-02-08
    price $67,000 816-char remark
    Show marketing remark (816 chars)

    Investor Special! 3-Bedroom Home with Casita - Tons of Potential with Room to Renovate Here's your chance to own a property with strong upside potential in a desirable location! This 3-bedroom, 1-bathroom home includes a casita in the back, offering the perfect setup for dual living or rental income opportunities. The main house features a functional floor plan with three well-sized bedrooms, a full bathroom, and a spacious living area. While the home is in need of updates and cosmetic improvements, it provides the perfect blank canvas for investors, flippers, or savvy buyers ready to build equity through renovations. **Bonus Feature: The casita in the back comes with a private entrance and presents a great opportunity for rental income, guest quarters, or an in-law suite. Schedule Your Showing Today!!

  19. 2026-01-17
    price $69,000 816-char remark
    Show marketing remark (816 chars)

    Investor Special! 3-Bedroom Home with Casita - Tons of Potential with Room to Renovate Here's your chance to own a property with strong upside potential in a desirable location! This 3-bedroom, 1-bathroom home includes a casita in the back, offering the perfect setup for dual living or rental income opportunities. The main house features a functional floor plan with three well-sized bedrooms, a full bathroom, and a spacious living area. While the home is in need of updates and cosmetic improvements, it provides the perfect blank canvas for investors, flippers, or savvy buyers ready to build equity through renovations. **Bonus Feature: The casita in the back comes with a private entrance and presents a great opportunity for rental income, guest quarters, or an in-law suite. Schedule Your Showing Today!!

  20. 2025-12-27
    price $74,000 816-char remark
    Show marketing remark (816 chars)

    Investor Special! 3-Bedroom Home with Casita - Tons of Potential with Room to Renovate Here's your chance to own a property with strong upside potential in a desirable location! This 3-bedroom, 1-bathroom home includes a casita in the back, offering the perfect setup for dual living or rental income opportunities. The main house features a functional floor plan with three well-sized bedrooms, a full bathroom, and a spacious living area. While the home is in need of updates and cosmetic improvements, it provides the perfect blank canvas for investors, flippers, or savvy buyers ready to build equity through renovations. **Bonus Feature: The casita in the back comes with a private entrance and presents a great opportunity for rental income, guest quarters, or an in-law suite. Schedule Your Showing Today!!

  21. 2025-11-06
    price $75,000 816-char remark
    Show marketing remark (816 chars)

    Investor Special! 3-Bedroom Home with Casita - Tons of Potential with Room to Renovate Here's your chance to own a property with strong upside potential in a desirable location! This 3-bedroom, 1-bathroom home includes a casita in the back, offering the perfect setup for dual living or rental income opportunities. The main house features a functional floor plan with three well-sized bedrooms, a full bathroom, and a spacious living area. While the home is in need of updates and cosmetic improvements, it provides the perfect blank canvas for investors, flippers, or savvy buyers ready to build equity through renovations. **Bonus Feature: The casita in the back comes with a private entrance and presents a great opportunity for rental income, guest quarters, or an in-law suite. Schedule Your Showing Today!!

  22. 2025-11-04
    price $85,000 816-char remark
    Show marketing remark (816 chars)

    Investor Special! 3-Bedroom Home with Casita - Tons of Potential with Room to Renovate Here's your chance to own a property with strong upside potential in a desirable location! This 3-bedroom, 1-bathroom home includes a casita in the back, offering the perfect setup for dual living or rental income opportunities. The main house features a functional floor plan with three well-sized bedrooms, a full bathroom, and a spacious living area. While the home is in need of updates and cosmetic improvements, it provides the perfect blank canvas for investors, flippers, or savvy buyers ready to build equity through renovations. **Bonus Feature: The casita in the back comes with a private entrance and presents a great opportunity for rental income, guest quarters, or an in-law suite. Schedule Your Showing Today!!

  23. 2025-10-24
    price $87,000 816-char remark
    Show marketing remark (816 chars)

    Investor Special! 3-Bedroom Home with Casita - Tons of Potential with Room to Renovate Here's your chance to own a property with strong upside potential in a desirable location! This 3-bedroom, 1-bathroom home includes a casita in the back, offering the perfect setup for dual living or rental income opportunities. The main house features a functional floor plan with three well-sized bedrooms, a full bathroom, and a spacious living area. While the home is in need of updates and cosmetic improvements, it provides the perfect blank canvas for investors, flippers, or savvy buyers ready to build equity through renovations. **Bonus Feature: The casita in the back comes with a private entrance and presents a great opportunity for rental income, guest quarters, or an in-law suite. Schedule Your Showing Today!!

  24. 2025-09-24
    price $89,000 816-char remark
    Show marketing remark (816 chars)

    Investor Special! 3-Bedroom Home with Casita - Tons of Potential with Room to Renovate Here's your chance to own a property with strong upside potential in a desirable location! This 3-bedroom, 1-bathroom home includes a casita in the back, offering the perfect setup for dual living or rental income opportunities. The main house features a functional floor plan with three well-sized bedrooms, a full bathroom, and a spacious living area. While the home is in need of updates and cosmetic improvements, it provides the perfect blank canvas for investors, flippers, or savvy buyers ready to build equity through renovations. **Bonus Feature: The casita in the back comes with a private entrance and presents a great opportunity for rental income, guest quarters, or an in-law suite. Schedule Your Showing Today!!

  25. 2025-09-10
    price $95,000 816-char remark
    Show marketing remark (816 chars)

    Investor Special! 3-Bedroom Home with Casita - Tons of Potential with Room to Renovate Here's your chance to own a property with strong upside potential in a desirable location! This 3-bedroom, 1-bathroom home includes a casita in the back, offering the perfect setup for dual living or rental income opportunities. The main house features a functional floor plan with three well-sized bedrooms, a full bathroom, and a spacious living area. While the home is in need of updates and cosmetic improvements, it provides the perfect blank canvas for investors, flippers, or savvy buyers ready to build equity through renovations. **Bonus Feature: The casita in the back comes with a private entrance and presents a great opportunity for rental income, guest quarters, or an in-law suite. Schedule Your Showing Today!!

  26. 2025-08-05
    price $99,000 816-char remark
    Show marketing remark (816 chars)

    Investor Special! 3-Bedroom Home with Casita - Tons of Potential with Room to Renovate Here's your chance to own a property with strong upside potential in a desirable location! This 3-bedroom, 1-bathroom home includes a casita in the back, offering the perfect setup for dual living or rental income opportunities. The main house features a functional floor plan with three well-sized bedrooms, a full bathroom, and a spacious living area. While the home is in need of updates and cosmetic improvements, it provides the perfect blank canvas for investors, flippers, or savvy buyers ready to build equity through renovations. **Bonus Feature: The casita in the back comes with a private entrance and presents a great opportunity for rental income, guest quarters, or an in-law suite. Schedule Your Showing Today!!

  27. 2025-05-18
    listed $109,000 New 816-char remark
    Show marketing remark (816 chars)

    Investor Special! 3-Bedroom Home with Casita - Tons of Potential with Room to Renovate Here's your chance to own a property with strong upside potential in a desirable location! This 3-bedroom, 1-bathroom home includes a casita in the back, offering the perfect setup for dual living or rental income opportunities. The main house features a functional floor plan with three well-sized bedrooms, a full bathroom, and a spacious living area. While the home is in need of updates and cosmetic improvements, it provides the perfect blank canvas for investors, flippers, or savvy buyers ready to build equity through renovations. **Bonus Feature: The casita in the back comes with a private entrance and presents a great opportunity for rental income, guest quarters, or an in-law suite. Schedule Your Showing Today!!

  28. 2020-03-02
    soldstatus
  29. 1988-09-01
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,234 · $186/mo
Projected year-2 tax
$2,234 · $186/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 8/10 Severe 6 d/yr ≥109°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 49% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,000
− Mortgage interest
−$3,641
− Property taxes
−$2,234
− Insurance
−$325
− Repairs & maintenance
−$1,440
− Management
−$1,440
− Depreciation
−$1,891
Taxable income
$7,029
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,687
After-tax cash flow
$5,883/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Uvalde CISD
NCES district ID
4843720
Math proficiency
19% ▼ -9.00%
Reading proficiency
26% ▼ -3.00%
Median HH income
$36,054
Composite
18.63/100
National rank
#8897
State rank
#760 of 826 in TX

Livability — Uvalde

Score
74/100
State rank
#187
US rank
#4844

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment D Housing A+ Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Uvalde, TX
Population (ZIP)
21,487

Population outlook (Uvalde County) Hauer SSP2

Today (2025)
28,865 people
By 2030
29,675 · +2.8%
By 2040
31,256 · +8.3%
By 2050
32,790 · +13.6%
By 2075
37,013 · +28.2%
By 2100
37,306 · +29.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (76%)
Race & ethnicity
Hispanic / Latino 76% White 20% Two or more races 18% Native American 1% Asian 1%
Hispanic origin (detail)
Mexican 69% Puerto Rican 1%
Common ancestry
Lithuanian 2% Serbian 1% Slovak 1%
Foreign-born
11% · Canada
Languages at home
48% English-only · Spanish 51% Other Asian/Pacific 1%

Political lean MEDSL · Uvalde

2024 margin
Solid R (+33.4) · D 32.9% · R 66.3%
2008→2024 swing
-28.1pp toward R · 2008: -5.3pp · 2024: -33.4pp
All cycles
2024: R+33.4 2020: R+20.3 2016: R+10.8 2012: R+8.3 2008: R+5.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -113.65%
Current HPI
152.7777
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-39.9% since first listed
14 events — show timeline
  • 2026-04-12 Price Changed $65,500 LERA
  • 2026-03-27 Price Changed $65,999 LERA
  • 2026-02-08 Price Changed $67,000 LERA
  • 2026-01-17 Price Changed $69,000 LERA
  • 2025-12-27 Price Changed $74,000 LERA
  • 2025-11-06 Price Changed $75,000 LERA
  • 2025-11-04 Price Changed $85,000 LERA
  • 2025-10-24 Price Changed $87,000 LERA
  • 2025-09-24 Price Changed $89,000 LERA
  • 2025-09-10 Price Changed $95,000 LERA
  • 2025-08-05 Price Changed $99,000 LERA
  • 2025-05-18 Listed $109,000 LERA
  • 2020-03-02 Sold (Public Records) Public Records
  • 1988-09-01 Sold (Public Records) Public Records

Property tax history

+5.2%/yr

Latest (2025): $2,234 · +0.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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