822 N High · Uvalde, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 8/10 · Major
- Hot days now (above 109°F)
- 6 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 49.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Livability +3.7/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.9/10.0
- Appreciation +0.0/10.0
$65,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Investor Special! 3-Bedroom Home with Casita - Tons of Potential with Room to Renovate Here's your chance to own a property with strong upside potential in a desirable location! This 3-bedroom, 1-bathroom home includes a casita in the back, offering the perfect setup for dual living or rental income opportunities. The main house features a functional floor plan with three well-sized bedrooms, a full bathroom, and a spacious living area. While the home is in need of updates and cosmetic improvements, it provides the perfect blank canvas for investors, flippers, or savvy buyers ready to build equity through renovations. **Bonus Feature: The casita in the back comes with a private entrance and presents a great opportunity for rental income, guest quarters, or an in-law suite. Schedule Your Showing Today!!
Key facts
- Casita
- Private entrance
- 6,751 sq ft lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $65k.
Deal economics
- At list price, monthly cash flow is $631 ($8k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $65k).
- Recommended offer: $57k (12.0% below list) — sets the bar for market timing.
- Cap rate 17.9% vs local median 3.0% in Uvalde — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 74/100 on livability (#187 in TX, #4,844 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime D+, employment D, schools F.
- Uvalde CISD (town): math 19% / reading 26% proficiency, ranked #760 of 826 in TX (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 224 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 17 units permitted in Uvalde County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $449 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Uvalde County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $18k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 396 days — a 12% lower offer ($57k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: property tax is 3.4% of price.
- Climate carrying-cost: major wind risk, 49% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 6→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 396 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.31% ✓
- Cap rate
- 17.94%
- Cash-on-cash
- 41.59%
- DSCR
- 2.85
- GRM
- 3.6
CMA / ARV
- ARV (median comp)
- $153,512
- List price
- $65,000
- Delta
- -57.66%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 752 N High St | 0.09mi | 2/1.0 (-1) | 1,008 (-4%) | 12mo | $140,000 | $139 | 74 |
| 122 Fenley St | 0.17mi | 3/1.0 | 1,188 (+13%) | 24mo | $129,000 | $109 | 50 |
| 1502 N Park | 0.62mi | 3/1.5 | 1,200 (+14%) | 5mo | $159,000 | $133 | 40 |
| 128 Barry St | 0.57mi | 3/1.5 | 1,176 (+12%) | 18mo | $187,500 | $159 | 36 |
| 313 Mary Ann St | 0.69mi | 2/1.0 (-1) | 916 (-13%) | 12mo | $89,000 | $97 | 32 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 38.3%
- Equity multiple
- 2.63×
- Total profit
- $29,733
- Equity at exit
- $9,692
- IRR
- 44.8%
- Equity multiple
- 5.28×
- Total profit
- $77,982
- Equity at exit
- $5,620
Cash invested: $18,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 78801
- Active inventory
- 224
- Price-to-rent
- 3.6×
Monthly cashflow live
- Estimated rent
- $1,500 medium interval (Pro) →
- Mortgage (P&I)
- −$341
- Tax from tax record
- −$186 /mo · $2,234/yr
- Insurance
- −$27
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$315
- Net cashflow
- $631
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $16,250
- Closing costs
- $1,950
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 410 Bohme St Uvalde, TX | 2.0 | 2.0 | 1348 | $1,500 | $1.11 | 43d | 1 | 0.36mi |
Listing history 29 events
-
2026-06-18days on market $65,000 Active 396 DOM
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2026-06-17days on market $65,000 Active 395 DOM
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2026-06-16days on market $65,000 Active 394 DOM
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2026-06-15days on market $65,000 Active 393 DOM
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2026-06-15days on market $65,000 Active 392 DOM
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2026-06-13days on market $65,000 Active 391 DOM
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2026-06-12days on market $65,000 Active 390 DOM
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2026-06-09days on market $65,000 Active 387 DOM
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2026-06-08days on market $65,000 Active 386 DOM
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2026-06-08statusdays on market $65,000 Active 385 DOM
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2026-06-07days on market $65,000 Price Change 384 DOM
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2026-06-03days on market $65,000 Price Change 381 DOM
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2026-06-02days on market $65,000 Price Change 380 DOM
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2026-06-01days on market $65,000 Price Change 379 DOM
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2026-05-31days on market $65,000 Price Change 378 DOM
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2026-04-12price $65,500 816-char remark
Show marketing remark (816 chars)
Investor Special! 3-Bedroom Home with Casita - Tons of Potential with Room to Renovate Here's your chance to own a property with strong upside potential in a desirable location! This 3-bedroom, 1-bathroom home includes a casita in the back, offering the perfect setup for dual living or rental income opportunities. The main house features a functional floor plan with three well-sized bedrooms, a full bathroom, and a spacious living area. While the home is in need of updates and cosmetic improvements, it provides the perfect blank canvas for investors, flippers, or savvy buyers ready to build equity through renovations. **Bonus Feature: The casita in the back comes with a private entrance and presents a great opportunity for rental income, guest quarters, or an in-law suite. Schedule Your Showing Today!!
-
2026-03-27price $65,999 816-char remark
Show marketing remark (816 chars)
Investor Special! 3-Bedroom Home with Casita - Tons of Potential with Room to Renovate Here's your chance to own a property with strong upside potential in a desirable location! This 3-bedroom, 1-bathroom home includes a casita in the back, offering the perfect setup for dual living or rental income opportunities. The main house features a functional floor plan with three well-sized bedrooms, a full bathroom, and a spacious living area. While the home is in need of updates and cosmetic improvements, it provides the perfect blank canvas for investors, flippers, or savvy buyers ready to build equity through renovations. **Bonus Feature: The casita in the back comes with a private entrance and presents a great opportunity for rental income, guest quarters, or an in-law suite. Schedule Your Showing Today!!
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2026-02-08price $67,000 816-char remark
Show marketing remark (816 chars)
Investor Special! 3-Bedroom Home with Casita - Tons of Potential with Room to Renovate Here's your chance to own a property with strong upside potential in a desirable location! This 3-bedroom, 1-bathroom home includes a casita in the back, offering the perfect setup for dual living or rental income opportunities. The main house features a functional floor plan with three well-sized bedrooms, a full bathroom, and a spacious living area. While the home is in need of updates and cosmetic improvements, it provides the perfect blank canvas for investors, flippers, or savvy buyers ready to build equity through renovations. **Bonus Feature: The casita in the back comes with a private entrance and presents a great opportunity for rental income, guest quarters, or an in-law suite. Schedule Your Showing Today!!
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2026-01-17price $69,000 816-char remark
Show marketing remark (816 chars)
Investor Special! 3-Bedroom Home with Casita - Tons of Potential with Room to Renovate Here's your chance to own a property with strong upside potential in a desirable location! This 3-bedroom, 1-bathroom home includes a casita in the back, offering the perfect setup for dual living or rental income opportunities. The main house features a functional floor plan with three well-sized bedrooms, a full bathroom, and a spacious living area. While the home is in need of updates and cosmetic improvements, it provides the perfect blank canvas for investors, flippers, or savvy buyers ready to build equity through renovations. **Bonus Feature: The casita in the back comes with a private entrance and presents a great opportunity for rental income, guest quarters, or an in-law suite. Schedule Your Showing Today!!
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2025-12-27price $74,000 816-char remark
Show marketing remark (816 chars)
Investor Special! 3-Bedroom Home with Casita - Tons of Potential with Room to Renovate Here's your chance to own a property with strong upside potential in a desirable location! This 3-bedroom, 1-bathroom home includes a casita in the back, offering the perfect setup for dual living or rental income opportunities. The main house features a functional floor plan with three well-sized bedrooms, a full bathroom, and a spacious living area. While the home is in need of updates and cosmetic improvements, it provides the perfect blank canvas for investors, flippers, or savvy buyers ready to build equity through renovations. **Bonus Feature: The casita in the back comes with a private entrance and presents a great opportunity for rental income, guest quarters, or an in-law suite. Schedule Your Showing Today!!
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2025-11-06price $75,000 816-char remark
Show marketing remark (816 chars)
Investor Special! 3-Bedroom Home with Casita - Tons of Potential with Room to Renovate Here's your chance to own a property with strong upside potential in a desirable location! This 3-bedroom, 1-bathroom home includes a casita in the back, offering the perfect setup for dual living or rental income opportunities. The main house features a functional floor plan with three well-sized bedrooms, a full bathroom, and a spacious living area. While the home is in need of updates and cosmetic improvements, it provides the perfect blank canvas for investors, flippers, or savvy buyers ready to build equity through renovations. **Bonus Feature: The casita in the back comes with a private entrance and presents a great opportunity for rental income, guest quarters, or an in-law suite. Schedule Your Showing Today!!
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2025-11-04price $85,000 816-char remark
Show marketing remark (816 chars)
Investor Special! 3-Bedroom Home with Casita - Tons of Potential with Room to Renovate Here's your chance to own a property with strong upside potential in a desirable location! This 3-bedroom, 1-bathroom home includes a casita in the back, offering the perfect setup for dual living or rental income opportunities. The main house features a functional floor plan with three well-sized bedrooms, a full bathroom, and a spacious living area. While the home is in need of updates and cosmetic improvements, it provides the perfect blank canvas for investors, flippers, or savvy buyers ready to build equity through renovations. **Bonus Feature: The casita in the back comes with a private entrance and presents a great opportunity for rental income, guest quarters, or an in-law suite. Schedule Your Showing Today!!
-
2025-10-24price $87,000 816-char remark
Show marketing remark (816 chars)
Investor Special! 3-Bedroom Home with Casita - Tons of Potential with Room to Renovate Here's your chance to own a property with strong upside potential in a desirable location! This 3-bedroom, 1-bathroom home includes a casita in the back, offering the perfect setup for dual living or rental income opportunities. The main house features a functional floor plan with three well-sized bedrooms, a full bathroom, and a spacious living area. While the home is in need of updates and cosmetic improvements, it provides the perfect blank canvas for investors, flippers, or savvy buyers ready to build equity through renovations. **Bonus Feature: The casita in the back comes with a private entrance and presents a great opportunity for rental income, guest quarters, or an in-law suite. Schedule Your Showing Today!!
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2025-09-24price $89,000 816-char remark
Show marketing remark (816 chars)
Investor Special! 3-Bedroom Home with Casita - Tons of Potential with Room to Renovate Here's your chance to own a property with strong upside potential in a desirable location! This 3-bedroom, 1-bathroom home includes a casita in the back, offering the perfect setup for dual living or rental income opportunities. The main house features a functional floor plan with three well-sized bedrooms, a full bathroom, and a spacious living area. While the home is in need of updates and cosmetic improvements, it provides the perfect blank canvas for investors, flippers, or savvy buyers ready to build equity through renovations. **Bonus Feature: The casita in the back comes with a private entrance and presents a great opportunity for rental income, guest quarters, or an in-law suite. Schedule Your Showing Today!!
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2025-09-10price $95,000 816-char remark
Show marketing remark (816 chars)
Investor Special! 3-Bedroom Home with Casita - Tons of Potential with Room to Renovate Here's your chance to own a property with strong upside potential in a desirable location! This 3-bedroom, 1-bathroom home includes a casita in the back, offering the perfect setup for dual living or rental income opportunities. The main house features a functional floor plan with three well-sized bedrooms, a full bathroom, and a spacious living area. While the home is in need of updates and cosmetic improvements, it provides the perfect blank canvas for investors, flippers, or savvy buyers ready to build equity through renovations. **Bonus Feature: The casita in the back comes with a private entrance and presents a great opportunity for rental income, guest quarters, or an in-law suite. Schedule Your Showing Today!!
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2025-08-05price $99,000 816-char remark
Show marketing remark (816 chars)
Investor Special! 3-Bedroom Home with Casita - Tons of Potential with Room to Renovate Here's your chance to own a property with strong upside potential in a desirable location! This 3-bedroom, 1-bathroom home includes a casita in the back, offering the perfect setup for dual living or rental income opportunities. The main house features a functional floor plan with three well-sized bedrooms, a full bathroom, and a spacious living area. While the home is in need of updates and cosmetic improvements, it provides the perfect blank canvas for investors, flippers, or savvy buyers ready to build equity through renovations. **Bonus Feature: The casita in the back comes with a private entrance and presents a great opportunity for rental income, guest quarters, or an in-law suite. Schedule Your Showing Today!!
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2025-05-18$109,000 New 816-char remark
Show marketing remark (816 chars)
Investor Special! 3-Bedroom Home with Casita - Tons of Potential with Room to Renovate Here's your chance to own a property with strong upside potential in a desirable location! This 3-bedroom, 1-bathroom home includes a casita in the back, offering the perfect setup for dual living or rental income opportunities. The main house features a functional floor plan with three well-sized bedrooms, a full bathroom, and a spacious living area. While the home is in need of updates and cosmetic improvements, it provides the perfect blank canvas for investors, flippers, or savvy buyers ready to build equity through renovations. **Bonus Feature: The casita in the back comes with a private entrance and presents a great opportunity for rental income, guest quarters, or an in-law suite. Schedule Your Showing Today!!
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2020-03-02soldstatus
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1988-09-01soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $2,234 · $186/mo
- Projected year-2 tax
- $2,234 · $186/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 8/10 Severe 6 d/yr ≥109°F today · 19 d/yr by 30 yrs out
- Wind 6/10 Major 49% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,000
- − Mortgage interest
- −$3,641
- − Property taxes
- −$2,234
- − Insurance
- −$325
- − Repairs & maintenance
- −$1,440
- − Management
- −$1,440
- − Depreciation
- −$1,891
- Taxable income
- $7,029
- Est. tax owed @ 24.0%
- −$1,687
- After-tax cash flow
- $5,883/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Uvalde CISD
- NCES district ID
- 4843720
- Math proficiency
- 19% ▼ -9.00%
- Reading proficiency
- 26% ▼ -3.00%
- Median HH income
- $36,054
- Composite
- 18.63/100
- National rank
- #8897
- State rank
- #760 of 826 in TX
Livability — Uvalde
- Score
- 74/100
- State rank
- #187
- US rank
- #4844
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Uvalde, TX
- Population (ZIP)
- 21,487
Population outlook (Uvalde County) Hauer SSP2
- Today (2025)
- 28,865 people
- By 2030
- 29,675 · +2.8%
- By 2040
- 31,256 · +8.3%
- By 2050
- 32,790 · +13.6%
- By 2075
- 37,013 · +28.2%
- By 2100
- 37,306 · +29.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (76%)
- Race & ethnicity
- Hispanic / Latino 76% White 20% Two or more races 18% Native American 1% Asian 1%
- Hispanic origin (detail)
- Mexican 69% Puerto Rican 1%
- Common ancestry
- Lithuanian 2% Serbian 1% Slovak 1%
- Foreign-born
- 11% · Canada
- Languages at home
- 48% English-only · Spanish 51% Other Asian/Pacific 1%
Political lean MEDSL · Uvalde
- 2024 margin
- Solid R (+33.4) · D 32.9% · R 66.3%
- 2008→2024 swing
- -28.1pp toward R · 2008: -5.3pp · 2024: -33.4pp
- All cycles
- 2024: R+33.4 2020: R+20.3 2016: R+10.8 2012: R+8.3 2008: R+5.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -113.65%
- Current HPI
- 152.7777
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
-39.9% since first listed14 events — show timeline
- 2026-04-12 Price Changed $65,500 LERA
- 2026-03-27 Price Changed $65,999 LERA
- 2026-02-08 Price Changed $67,000 LERA
- 2026-01-17 Price Changed $69,000 LERA
- 2025-12-27 Price Changed $74,000 LERA
- 2025-11-06 Price Changed $75,000 LERA
- 2025-11-04 Price Changed $85,000 LERA
- 2025-10-24 Price Changed $87,000 LERA
- 2025-09-24 Price Changed $89,000 LERA
- 2025-09-10 Price Changed $95,000 LERA
- 2025-08-05 Price Changed $99,000 LERA
- 2025-05-18 Listed $109,000 LERA
- 2020-03-02 Sold (Public Records) — Public Records
- 1988-09-01 Sold (Public Records) — Public Records
Property tax history
+5.2%/yrLatest (2025): $2,234 · +0.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…