1115 Honeysuckle Vine Dr · Rosenberg, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +21.1/30.0
- ARV discount +10.0/15.0
- 1% rule +7.1/10.0
- DSCR +6.7/10.0
- Schools +4.6/10.0
- Livability +3.1/5.0
- Condition / age +2.5/5.0
- Rent growth +2.0/5.0
- Appreciation +0.0/10.0
$270,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Centex's ''Clayton'' is a well designed 2 story home w/ large family room and formal living room upon entry. The island kitchen features granite countertops and opens onto your backyard patio. Guest bedroom & full bath at rear of home for family guests. Upstairs is the owner's suite with dual sinks, garden soaking tub & separate shower & large walk-in closet. Two separate bedrooms share a full bath along with a large family gameroom.
Key facts
- Large living area
- Ample cabinet space
- Center island
Tags
Property features AI
Finance
- HOA & community: Association managed by Genesis Community Mgmt; Annual association fee of $600
Exterior
- Parking: Attached 2-car garage
- Utilities: Public water; Public sewer; Electric service
- Home design: Residential property; Built in 2011; Slab foundation; Composition roof
- Construction: Brick construction
- Exterior features: Located in a subdivision
Interior
- Kitchen: Dishwasher; Gas oven; Gas range; Microwave
- Flooring: Carpet; Tile
- Bathrooms: 3 full bathrooms
- Heating & cooling: Central heating (gas); Central electric air conditioning
- Interior features: Washer hookup; Electric dryer hookup; Dishwasher; Gas oven; Gas range; Microwave; Carpet flooring; Tile flooring; 6 total rooms
- Laundry & utility: Washer hookup; Electric dryer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/3.0-bath single-family listed at $270k.
Deal economics
- At list price, monthly cash flow is $384 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $270k).
- Recommended offer: $262k (3.0% below list) — sets the bar for market timing.
- Cap rate 8.0% vs local median 3.4% in Rosenberg — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 62/100 on livability (#922 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: schools D-, amenities F, commute F.
- Lamar CISD (suburban): math 50% / reading 53% proficiency, ranked #116 of 826 in TX (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents soft (-1.8%/yr); 1332 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).
- This rent runs 38% of the median local income ($102k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 41 days — a 3% lower offer ($262k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 15y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: property tax is 2.7% of price.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 41 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.21% ✓
- Cap rate
- 8.00%
- Cash-on-cash
- 6.10%
- DSCR
- 1.27
- GRM
- 6.9
CMA / ARV
- ARV (median comp)
- $285,911
- List price
- $270,000
- Delta
- -5.57%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 8719 Gladiolus Dr | 0.17mi | 4/2.5 | 2,370 (+4%) | 4mo | $375,000 | $158 | 81 |
| 8715 Gladiolus Dr | 0.16mi | 4/2.0 | 2,210 (-3%) | 6mo | $369,900 | $167 | 78 |
| 8707 Rocky Knoll Ln | 0.52mi | 3/2.0 (-1) | 2,280 (-0%) | 2mo | $335,000 | $147 | 65 |
| 9210 Hemlock Dr | 0.46mi | 4/2.0 | 2,140 (-6%) | 2mo | $369,999 | $173 | 62 |
| 831 Shenandoah Falls Ln | 0.35mi | 3/2.0 (-1) | 2,113 (-8%) | 3mo | $320,000 | $151 | 60 |
| 719 Honeysuckle Vine Dr | 0.35mi | 4/2.0 | 2,025 (-11%) | 6mo | $315,000 | $156 | 55 |
| 8710 Snyder Farm Ln | 0.55mi | 4/2.0 | 2,131 (-7%) | 6mo | $349,000 | $164 | 54 |
| 9103 Turnbull Ln | 0.44mi | 3/2.0 (-1) | 2,439 (+7%) | 7mo | $409,998 | $168 | 53 |
| 8723 Rocky Knoll Ln | 0.48mi | 4/2.5 | 2,593 (+14%) | 0mo | $359,000 | $138 | 53 |
| 9202 Sorrell Hollow Ln | 0.73mi | 4/2.0 | 2,216 (-3%) | 8mo | $330,000 | $149 | 51 |
| 523 Bonbrook Ln | 0.64mi | 4/2.0 | 2,131 (-7%) | 8mo | $329,990 | $155 | 49 |
| 1719 Barrows Ln | 0.72mi | 4/2.5 | 2,547 (+12%) | 5mo | $349,990 | $137 | 41 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -10.8%
- Equity multiple
- 0.62×
- Total profit
- $-28,575
- Equity at exit
- $40,258
- IRR
- -7.2%
- Equity multiple
- 0.61×
- Total profit
- $-29,266
- Equity at exit
- $23,345
Cash invested: $75,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77469
- Home prices YoY
- -25.1%
- Rents YoY
- -1.8%
- Active inventory
- 1332
- Price-to-rent
- 6.9×
Monthly cashflow live
- Estimated rent
- $3,260 medium interval (Pro) →
- Mortgage (P&I)
- −$1,416
- Tax from tax record
- −$612 /mo · $7,348/yr
- Insurance
- −$112
- HOA
- −$50
- Vacancy / Maint / Mgmt
- −$685
- Net cashflow
- $384
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $67,500
- Closing costs
- $8,100
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 615 Arbor Green Ln Rosenberg, TX | 4.0 | 3.0 | 2564 | $3,800 | $1.48 | 43d | 1 | 0.74mi |
| 2302 Grande Laurel Ct Richmond, TX | 4.0 | 3.5 | 2832 | $2,975 | $1.05 | 18d | 1 | 1.19mi |
HOA detail
- Monthly dues
- $50 · $600/yr
Listing history 18 events
-
2026-06-18days on market $270,000 Active 41 DOM
-
2026-06-17pricedays on market $270,000 Active 40 DOM
-
2026-06-16days on market $275,000 Active 39 DOM
-
2026-06-15days on market $275,000 Active 38 DOM
-
2026-06-13days on market $275,000 Active 36 DOM
-
2026-06-09days on market $275,000 Active 32 DOM
-
2026-06-08days on market $275,000 Active 31 DOM
-
2026-06-07days on market $275,000 Active 30 DOM
-
2026-06-04days on market $275,000 Active 27 DOM
-
2026-06-03days on market $275,000 Active 26 DOM
-
2026-06-02days on market $275,000 Active 25 DOM
-
2026-06-01days on market $275,000 Active 24 DOM
-
2026-05-31days on market $275,000 Active 23 DOM
-
2026-05-08$275,000 Active 348-char remark
-
2025-05-23soldstatus
-
2012-03-13soldstatus 455-char remark
Show marketing remark (455 chars)
Centex's ''Clayton'' is a well designed 2 story home w/ large family room and formal living room upon entry. The island kitchen features granite countertops and opens onto your backyard patio. Guest bedroom & full bath at rear of home for family guests. Upstairs is the owner's suite with dual sinks, garden soaking tub & separate shower & large walk-in closet. Two separate bedrooms share a full bath along with a large family gameroom.
-
2011-12-11historical 455-char remark
Show marketing remark (455 chars)
Centex's ''Clayton'' is a well designed 2 story home w/ large family room and formal living room upon entry. The island kitchen features granite countertops and opens onto your backyard patio. Guest bedroom & full bath at rear of home for family guests. Upstairs is the owner's suite with dual sinks, garden soaking tub & separate shower & large walk-in closet. Two separate bedrooms share a full bath along with a large family gameroom.
-
2011-11-28$157,730 455-char remark
Show marketing remark (455 chars)
Centex's ''Clayton'' is a well designed 2 story home w/ large family room and formal living room upon entry. The island kitchen features granite countertops and opens onto your backyard patio. Guest bedroom & full bath at rear of home for family guests. Upstairs is the owner's suite with dual sinks, garden soaking tub & separate shower & large walk-in closet. Two separate bedrooms share a full bath along with a large family gameroom.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $7,348 · $612/mo
- Projected year-2 tax
- $7,348 · $612/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $39,115
- − Mortgage interest
- −$15,124
- − Property taxes
- −$7,348
- − Insurance
- −$1,350
- − Repairs & maintenance
- −$3,129
- − Management
- −$3,129
- − HOA
- −$600
- − Depreciation
- −$7,855
- Taxable income
- $580
- Est. tax owed @ 24.0%
- −$139
- After-tax cash flow
- $4,473/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Lamar CISD
- NCES district ID
- 4826580
- Math proficiency
- 50% ▼ -12.00%
- Reading proficiency
- 53% ▼ -4.00%
- Median HH income
- $75,213
- Composite
- 46.43/100
- National rank
- #2452
- State rank
- #116 of 826 in TX
Livability — Rosenberg
- Score
- 62/100
- State rank
- #922
- US rank
- #16414
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Fort Bend County · 836,777 people
- City population
- 115,151
- Metro
- Houston-The Woodlands-Sugar Land, TX
- Population (ZIP)
- 69,826
- Household income
- $102,125
- Rent vs Own
- Severe rent burden
- 1292.0
Population outlook (Fort Bend County) Hauer SSP2
- Today (2025)
- 1,004,526 people
- By 2030
- 1,153,104 · +14.8%
- By 2040
- 1,453,718 · +44.7%
- By 2050
- 1,753,781 · +74.6%
- By 2075
- 2,455,772 · +144.5%
- By 2100
- 2,930,528 · +191.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.76)
- Race & ethnicity
- Hispanic / Latino 29% White 27% Black 25% Two or more races 15% Asian 15%
- Hispanic origin (detail)
- Mexican 21%
- Common ancestry
- Romanian 1% Lithuanian 1%
- Foreign-born
- 24% · Canada, Vietnam, China
- Languages at home
- 65% English-only · Spanish 17% Other Indo-European 7% Other Asian/Pacific 2%
Political lean MEDSL · Fort Bend
- 2024 margin
- Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
- 2008→2024 swing
- +4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
- All cycles
- 2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -78.66%
- Current HPI
- 234.9892
- Rent YoY
- ▼ -1.81%
- Metro
- Houston-The Woodlands-Sugar Land, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
+71.2% since first listed6 events — show timeline
- 2026-06-16 Price Changed $270,000 HARMLS
- 2026-05-08 Listed $275,000 HARMLS
- 2025-05-23 Sold (Public Records) — Public Records
- 2012-03-13 Sold (MLS) — HARMLS
- 2011-12-11 Listing Removed — HARMLS
- 2011-11-28 Listed $157,730 HARMLS
Property tax history
+17.8%/yrLatest (2025): $7,348 · +10.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…