222 Market St · Marcus Hook, PA 19061

$149,000

3 bd · 1.0 ba · 1,792 sqft · SingleFamily public records · 227 Days on market

Built 1910 1,742 sqft lot $83/sqft · 25% below area Est $200k · 25% under

---

Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +24.3/30.0
• ARV discount +15.0/15.0
• 1% rule +8.7/10.0
• DSCR +7.8/10.0
• Livability +3.4/5.0
• Rent growth +3.0/5.0
• Schools +2.7/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to 222 Market Street – a charming twin colonial located in the heart of Marcus Hook! This well-maintained 4-bedroom, 1-bath home offers 1,792 square feet of comfortable living space across three levels, combining classic character with modern updates. From the moment you step inside, you’ll appreciate the natural light that fills each room and the thoughtful layout that makes this home both inviting and functional. The spacious living room is designed for relaxation and everyday living, featuring multiple windows, a ceiling fan, a wood accent wall, and a TV mount ready for your entertainment setup. Just beyond, the dining room sits conveniently between the living room and kitchen, perfect for hosting dinners or casual family meals, and offers direct access to the backyard. The kitchen boasts warm oak cabinetry, plenty of counter space for meal prep, and another ceiling fan for comfort. Upstairs, the second level features three well-sized bedrooms, each with adequate closet space and overhead lighting. The primary bedroom stands out with soft carpeting and a large closet, while the updated hall bath features a stylish tub/shower combo and durable LVP flooring. The third bedroom on this level is accessed through the second bedroom. It can also serve as a home office, nursery, or walk-in closet! On the third floor, you’ll find a spacious fourth bedroom with great privacy, ideal for guests or a quiet retreat. The basement provides a dedicated laundry area and additional space for storage or hobbies. Outside, the yard includes a ground-level deck, offering a great spot for barbecues, outdoor dining, or simply relaxing in the fresh air. Street parking is available right in front of the home for your convenience. This property is just minutes from local restaurants, shopping, and major highways, making commuting or exploring the area a breeze. 222 Market Street offers comfort, character, and convenience, all in one inviting package. Schedule your showing today and see why this home is a wonderful place to call your own!

Key facts

• Oak cabinetry
• Twin colonial
• Wood accent wall

Tags

• TWIN COLONIAL
• NATURAL LIGHT
• WOOD ACCENT WALL
• TV MOUNT
• DIRECT ACCESS TO BACKYARD
• OAK CABINETRY

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $149k.

Deal economics

• At list price, monthly cash flow is $300 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $149k).
• Recommended offer: $131k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 68/100 on livability (#908 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A; Watch: schools F, amenities F, commute F.
• Chichester SD (suburban): math 19% / reading 41% proficiency, ranked #438 of 539 in PA (top 81%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+1.8%/yr); 69 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 299 units permitted in Delaware County in 2024 (5 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 227 days — a 12% lower offer ($131k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 13y ago; this cycle's ask has dropped $86k (37%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: property tax is 3.8% of price; built in 1910 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $131,120 (12.0% below list)

Questions for the listing agent

1. It's been on market 227 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1910 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.37% ✓
• Cap rate: 8.71%
• Cash-on-cash: 8.64%
• DSCR: 1.38
• GRM: 6.1

CMA / ARV

• ARV (median comp): $199,807
• List price: $149,000
• Delta: -25.43%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 1.83% rent growth · sell at horizon

5-year hold

• IRR: -4.7%
• Equity multiple: 0.83×
• Total profit: $-7,188
• Equity at exit: $22,216

10-year hold

• IRR: 3.4%
• Equity multiple: 1.23×
• Total profit: $9,686
• Equity at exit: $12,883

Cash invested: $41,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 19061

• Rents YoY: 1.8%
• Active inventory: 69
• Price-to-rent: 6.1×

Monthly cashflow live

• Estimated rent: $2,039 medium
• Mortgage (P&I): −$781
• Tax from tax record: −$467 /mo · $5,605/yr
• Insurance: −$62
• HOA: −$0
• Vacancy / Maint / Mgmt: −$428
• Net cashflow: $300

Break-even live

Break-even rent $1,659

Max offer price $149,000

Occupancy floor 80%

Sensitivity live

Price	-10% $385	-5% $342	+0% $300	+5% $258	+10% $216
Rent	-10% $139	-5% $220	+0% $300	+5% $381	+10% $461
Rate	-1.0pp $375	-0.5pp $338	base $300	+0.5pp $262	+1.0pp $222

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,250
• Closing costs: $4,470
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7 W 6th St Marcus Hook, PA	3.0	1.0	1287	$1,815	$1.41	16d	1	0.19mi
1015 McClenahan Ter Marcus Hook, PA	3.0	2.5	1456	$2,400	$1.65	12d	1	0.54mi

Listing history 21 events

1. 2026-06-21
   days on market $149,000 Active 227 DOM
2. 2026-06-18
   days on market $149,000 Active 224 DOM
3. 2026-06-17
   days on market $149,000 Active 223 DOM
4. 2026-06-16
   days on market $149,000 Active 222 DOM
5. 2026-06-15
   days on market $149,000 Active 221 DOM
6. 2026-06-13
   days on market $149,000 Active 219 DOM
7. 2026-06-13
   pricedays on market $149,000 Active 218 DOM
8. 2026-06-09
   days on market $189,000 Active 215 DOM
9. 2026-06-08
   days on market $189,000 Active 214 DOM
10. 2026-06-07
    days on market $189,000 Active 213 DOM
11. 2026-06-04
    days on market $189,000 Active 210 DOM
12. 2026-06-03
    days on market $189,000 Active 209 DOM
13. 2026-06-02
    days on market $189,000 Active 208 DOM
14. 2026-06-01
    days on market $189,000 Active 207 DOM
15. 2026-05-31
    days on market $189,000 Active 206 DOM
16. 2026-02-18
    price $189,000 2074-char remark

    Show marketing remark (2074 chars)

    Welcome to 222 Market Street – a charming twin colonial located in the heart of Marcus Hook! This well-maintained 4-bedroom, 1-bath home offers 1,792 square feet of comfortable living space across three levels, combining classic character with modern updates. From the moment you step inside, you’ll appreciate the natural light that fills each room and the thoughtful layout that makes this home both inviting and functional. The spacious living room is designed for relaxation and everyday living, featuring multiple windows, a ceiling fan, a wood accent wall, and a TV mount ready for your entertainment setup. Just beyond, the dining room sits conveniently between the living room and kitchen, perfect for hosting dinners or casual family meals, and offers direct access to the backyard. The kitchen boasts warm oak cabinetry, plenty of counter space for meal prep, and another ceiling fan for comfort. Upstairs, the second level features three well-sized bedrooms, each with adequate closet space and overhead lighting. The primary bedroom stands out with soft carpeting and a large closet, while the updated hall bath features a stylish tub/shower combo and durable LVP flooring. The third bedroom on this level is accessed through the second bedroom. It can also serve as a home office, nursery, or walk-in closet! On the third floor, you’ll find a spacious fourth bedroom with great privacy, ideal for guests or a quiet retreat. The basement provides a dedicated laundry area and additional space for storage or hobbies. Outside, the yard includes a ground-level deck, offering a great spot for barbecues, outdoor dining, or simply relaxing in the fresh air. Street parking is available right in front of the home for your convenience. This property is just minutes from local restaurants, shopping, and major highways, making commuting or exploring the area a breeze. 222 Market Street offers comfort, character, and convenience, all in one inviting package. Schedule your showing today and see why this home is a wonderful place to call your own!

17. 2025-12-11
    price $200,000 2074-char remark

    Show marketing remark (2074 chars)

    Welcome to 222 Market Street – a charming twin colonial located in the heart of Marcus Hook! This well-maintained 4-bedroom, 1-bath home offers 1,792 square feet of comfortable living space across three levels, combining classic character with modern updates. From the moment you step inside, you’ll appreciate the natural light that fills each room and the thoughtful layout that makes this home both inviting and functional. The spacious living room is designed for relaxation and everyday living, featuring multiple windows, a ceiling fan, a wood accent wall, and a TV mount ready for your entertainment setup. Just beyond, the dining room sits conveniently between the living room and kitchen, perfect for hosting dinners or casual family meals, and offers direct access to the backyard. The kitchen boasts warm oak cabinetry, plenty of counter space for meal prep, and another ceiling fan for comfort. Upstairs, the second level features three well-sized bedrooms, each with adequate closet space and overhead lighting. The primary bedroom stands out with soft carpeting and a large closet, while the updated hall bath features a stylish tub/shower combo and durable LVP flooring. The third bedroom on this level is accessed through the second bedroom. It can also serve as a home office, nursery, or walk-in closet! On the third floor, you’ll find a spacious fourth bedroom with great privacy, ideal for guests or a quiet retreat. The basement provides a dedicated laundry area and additional space for storage or hobbies. Outside, the yard includes a ground-level deck, offering a great spot for barbecues, outdoor dining, or simply relaxing in the fresh air. Street parking is available right in front of the home for your convenience. This property is just minutes from local restaurants, shopping, and major highways, making commuting or exploring the area a breeze. 222 Market Street offers comfort, character, and convenience, all in one inviting package. Schedule your showing today and see why this home is a wonderful place to call your own!

18. 2025-11-21
    price $225,000 2074-char remark

    Show marketing remark (2074 chars)

    Welcome to 222 Market Street – a charming twin colonial located in the heart of Marcus Hook! This well-maintained 4-bedroom, 1-bath home offers 1,792 square feet of comfortable living space across three levels, combining classic character with modern updates. From the moment you step inside, you’ll appreciate the natural light that fills each room and the thoughtful layout that makes this home both inviting and functional. The spacious living room is designed for relaxation and everyday living, featuring multiple windows, a ceiling fan, a wood accent wall, and a TV mount ready for your entertainment setup. Just beyond, the dining room sits conveniently between the living room and kitchen, perfect for hosting dinners or casual family meals, and offers direct access to the backyard. The kitchen boasts warm oak cabinetry, plenty of counter space for meal prep, and another ceiling fan for comfort. Upstairs, the second level features three well-sized bedrooms, each with adequate closet space and overhead lighting. The primary bedroom stands out with soft carpeting and a large closet, while the updated hall bath features a stylish tub/shower combo and durable LVP flooring. The third bedroom on this level is accessed through the second bedroom. It can also serve as a home office, nursery, or walk-in closet! On the third floor, you’ll find a spacious fourth bedroom with great privacy, ideal for guests or a quiet retreat. The basement provides a dedicated laundry area and additional space for storage or hobbies. Outside, the yard includes a ground-level deck, offering a great spot for barbecues, outdoor dining, or simply relaxing in the fresh air. Street parking is available right in front of the home for your convenience. This property is just minutes from local restaurants, shopping, and major highways, making commuting or exploring the area a breeze. 222 Market Street offers comfort, character, and convenience, all in one inviting package. Schedule your showing today and see why this home is a wonderful place to call your own!

19. 2025-11-06
    listed $234,900 Active 2074-char remark

    Show marketing remark (2074 chars)

    Welcome to 222 Market Street – a charming twin colonial located in the heart of Marcus Hook! This well-maintained 4-bedroom, 1-bath home offers 1,792 square feet of comfortable living space across three levels, combining classic character with modern updates. From the moment you step inside, you’ll appreciate the natural light that fills each room and the thoughtful layout that makes this home both inviting and functional. The spacious living room is designed for relaxation and everyday living, featuring multiple windows, a ceiling fan, a wood accent wall, and a TV mount ready for your entertainment setup. Just beyond, the dining room sits conveniently between the living room and kitchen, perfect for hosting dinners or casual family meals, and offers direct access to the backyard. The kitchen boasts warm oak cabinetry, plenty of counter space for meal prep, and another ceiling fan for comfort. Upstairs, the second level features three well-sized bedrooms, each with adequate closet space and overhead lighting. The primary bedroom stands out with soft carpeting and a large closet, while the updated hall bath features a stylish tub/shower combo and durable LVP flooring. The third bedroom on this level is accessed through the second bedroom. It can also serve as a home office, nursery, or walk-in closet! On the third floor, you’ll find a spacious fourth bedroom with great privacy, ideal for guests or a quiet retreat. The basement provides a dedicated laundry area and additional space for storage or hobbies. Outside, the yard includes a ground-level deck, offering a great spot for barbecues, outdoor dining, or simply relaxing in the fresh air. Street parking is available right in front of the home for your convenience. This property is just minutes from local restaurants, shopping, and major highways, making commuting or exploring the area a breeze. 222 Market Street offers comfort, character, and convenience, all in one inviting package. Schedule your showing today and see why this home is a wonderful place to call your own!

20. 2014-04-30
    historical
21. 2013-05-24
    listed $80,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $5,605 · $467/mo
• Projected year-2 tax: $5,605 · $467/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 21% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥104°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,469
• − Mortgage interest: −$8,346
• − Property taxes: −$5,605
• − Insurance: −$745
• − Repairs & maintenance: −$1,958
• − Management: −$1,958
• − Depreciation: −$4,335
• Taxable income: $1,523
• Est. tax owed @ 24.0%: −$365
• After-tax cash flow: $3,238/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Chichester SD
• NCES district ID: 4205910
• Math proficiency: 19% ▼ -12.00%
• Reading proficiency: 41% ▼ -17.00%
• Median HH income: $57,612
• Composite: 26.84/100
• National rank: #7110
• State rank: #438 of 539 in PA

Livability — Marcus Hook

• Score: 68/100
• State rank: #908
• US rank: #9795

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment F Housing A Health & safety C+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Marcus Hook, PA
• County: Delaware County · 399,863 people
• City population: 19,896
• Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
• Population (ZIP): 19,896
• Household income: $82,005
• Rent vs Own: 36.5% rent · 63.5% own
• Severe rent burden: 612.0

Population outlook (Delaware County) Hauer SSP2

• Today (2025): 577,490 people
• By 2030: 581,243 · +0.6%
• By 2040: 584,700 · +1.2%
• By 2050: 586,581 · +1.6%
• By 2075: 598,706 · +3.7%
• By 2100: 590,823 · +2.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (74%)
• Race & ethnicity: White 74% Black 11% Hispanic / Latino 5% Two or more races 5% Asian 4%
• Hispanic origin (detail): Mexican 1% Puerto Rican 2%
• Common ancestry: Romanian 5% Subsaharan African 3% Polish 2%
• Foreign-born: 8% · Canada, China, South Korea
• Languages at home: 90% English-only · Spanish 3% Chinese 3% Other Indo-European 1%

Political lean MEDSL · Delaware

• 2024 margin: Strong D (+23.7) · D 61.4% · R 37.6% · Other 1.0%
• 2008→2024 swing: +2.3pp toward D · 2008: 21.4pp · 2024: 23.7pp
• All cycles: 2024: D+23.7 2020: D+26.7 2016: D+22.0 2012: D+21.8 2008: D+21.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -187.71%
• Current HPI: 265.507
• Rent YoY: ▲ 1.83%
• Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+136.2% since first listed

6 events — show timeline

• 2026-02-18 Price Changed $189,000 BRIGHT MLS
• 2025-12-11 Price Changed $200,000 BRIGHT MLS
• 2025-11-21 Price Changed $225,000 BRIGHT MLS
• 2025-11-06 Listed $234,900 BRIGHT MLS
• 2014-04-30 Listing Removed — BRIGHT MLS
• 2013-05-24 Listed $80,000 BRIGHT MLS

Property tax history

+3.8%/yr

Latest (2026): $5,605 · +39.4% YoY. Source: county tax records.