2906 Chester St · McKeesport, PA 15132

$89,900

2 bd · 1.0 ba · 1,178 sqft · SingleFamily public records · 6 Days on market

Built 1938 3,628 sqft lot Est $101k · 11% under

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +12.6/15.0
• DSCR +10.0/10.0
• 1% rule +7.2/10.0
• Livability +3.3/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.6/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Calling all investors. Turnkey 21-unit rental portfolio for sale in the eastern suburbs of Pittsburgh. There are 13 deeded properties consisting of 14 buildings (11 Single Family Homes and 3 Multi-Units) with 19 residential tenants and 2 garage tenants. 2906 Chester is currently rented at $750/mo. Properties being sold as a package include 114 Auriles St & 115 Auriles St (Duquesne). 233 & 235 Fleet St and 234 & 236 Pattinson St, 314 N Holland Ave, 9 Ridge Ave (Braddock). 901 6th St, 1610 Versailles Ave, 1603 Flagler St, 1243 Evans St, 3112 Stewart St, 2607 Grandview Ave, 2906 Chester St, 2937 Freeland St (McKeesport). MLS#'s: 1638710, 1638708, 1638707, 1638706, 1638700, 1638697, 1638692, 1638688, 1638653, 1638650, 1638648, 1638646, 1638638. 1 vacant unit as of Jan 2024. Build your portfolio with this packaged deal today! The seller will not sell any of the properties individually.

Key facts

• Front porch
• Spacious room sizes
• Functional layout

Tags

• FRONT PORCH
• SPACIOUS ROOM SIZES
• FUNCTIONAL LAYOUT
• LOCAL AMENITIES
• RENTAL INCOME POTENTIAL

Property features AI

Exterior

• Parking: Off-street parking for 2 vehicles
• Utilities: Public water; Public sewer
• Home design: 2-story residence; Resale property
• Construction: Frame construction; Asphalt roof; Built on foundation (year not provided)
• Exterior features: Public water; Public sewer

Interior

• Flooring: Carpet; Hardwood
• Bathrooms: 1 full bathroom
• Heating & cooling: Gas heating
• Interior features: Basement present; Carpet and hardwood flooring

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $90k.

Deal economics

• At list price, monthly cash flow is $339 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $90k).

Location & tenants

• Location reads 66/100 on livability (#1,089 in PA) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools D+, health & safety D, crime F.
• Mckeesport Area SD (suburban): math 11% / reading 28% proficiency, ranked #499 of 539 in PA (top 93%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 115 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 44% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).
• This rent runs 37% of the median local income ($35k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $622 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $25k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

• Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1938 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $89,900

Questions for the listing agent

1. Built in 1938 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.22% ✓
• Cap rate: 10.82%
• Cash-on-cash: 16.17%
• DSCR: 1.72
• GRM: 6.8

CMA / ARV

• ARV (on-the-fly): $101,308
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1228 Soles St	0.40mi	2/1.0	1,199 (+2%)	10mo	$170,000	$142	70
1707 Grandview Ave	0.60mi	2/1.0	1,120 (-5%)	1mo	$110,000	$98	63
1310 Pirl St	0.31mi	3/1.0 (+1)	1,270 (+8%)	7mo	$55,000	$43	62
2817 Jenny Lind St	0.64mi	2/1.0	1,232 (+5%)	2mo	$51,033	$41	61
2510 Oak St	0.38mi	3/1.0 (+1)	1,088 (-8%)	6mo	$19,000	$17	60
1104 Jefferson St	0.41mi	2/1.0	1,280 (+9%)	11mo	$109,900	$86	58
3806 Sarah St	0.50mi	3/1.0 (+1)	1,324 (+12%)	0mo	$129,900	$98	51
3830 Anderson Ave	0.56mi	2/1.0	1,331 (+13%)	9mo	$45,000	$34	45
1256 Ravine St	0.57mi	3/1.5 (+1)	1,288 (+9%)	8mo	$85,000	$66	44
1819 Craig St	0.61mi	3/1.5 (+1)	1,080 (-8%)	9mo	$139,900	$130	44
1807 Packer	0.65mi	3/1.5 (+1)	1,288 (+9%)	10mo	$49,000	$38	39
3021 Myer Blvd	0.75mi	3/1.0 (+1)	1,296 (+10%)	7mo	$118,000	$91	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 7.1%
• Equity multiple: 1.28×
• Total profit: $6,991
• Equity at exit: $13,404

10-year hold

• IRR: 16.4%
• Equity multiple: 2.34×
• Total profit: $33,741
• Equity at exit: $7,773

Cash invested: $25,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15132

• Home prices YoY: -32.9%
• Active inventory: 115
• Price-to-rent: 6.8×

Monthly cashflow live

• Estimated rent: $1,101 high
• Mortgage (P&I): −$471
• Tax from tax record: −$22 /mo · $263/yr
• Insurance: −$37
• HOA: −$0
• Vacancy / Maint / Mgmt: −$231
• Net cashflow: $339

Break-even live

Break-even rent $672

Max offer price $89,900

Occupancy floor 64%

Sensitivity live

Price	-10% $390	-5% $365	+0% $339	+5% $314	+10% $288
Rent	-10% $252	-5% $296	+0% $339	+5% $383	+10% $426
Rate	-1.0pp $384	-0.5pp $362	base $339	+0.5pp $316	+1.0pp $292

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $22,475
• Closing costs: $2,697
• Reserves months: —
• Total cash needed: —

Rent comps 18 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1114-1116 Ohio St Unit 2R McKeesport, PA	2.0	1.0	878	$850	$0.97	17d	1	0.18mi
1217 Scott St McKeesport, PA	3.0	1.0	1500	$1,165	$0.78	44d	1	0.29mi
1506 Freemont St McKeesport, PA	3.0	2.0	1250	$1,295	$1.04	24d	1	0.37mi
3506 Mayfair St Unit B McKeesport, PA	2.0	1.0	948	$1,200	$1.27	44d	1	0.70mi
3710 Mayfair St McKeesport, PA	3.0	1.5	1314	$1,095	$0.83	4d	1	0.71mi
1108 Prescott St White Oak, PA	2.0	1.0	945	$1,200	$1.27	13d	1	0.84mi
604 Shaw Ave McKeesport, PA	2.0	1.0–1.5	800	$900	$1.12	13d	3	0.87mi
604 Shaw Ave Unit 101 McKeesport, PA	2.0	1.5	1050	$900	$0.86	15d	1	0.87mi
604 Shaw Ave Unit 102 McKeesport, PA	1.0	1.0	750	$750	$1.00	44d	1	0.87mi
1451 Jenny Lind St McKeesport, PA	3.0	1.5	1408	$1,150	$0.82	24d	1	0.92mi
311-313 24th St McKeesport, PA	2.0	1.0	950	$900	$0.95	44d	1	0.94mi
1133 Maryland Ave Unit 3 Duquesne, PA	1.0	1.0	750	$1,150	$1.53	15d	1	1.08mi
1318 Maryland Ave West Mifflin, PA	3.0	1.0	1408	$1,695	$1.20	44d	1	1.13mi
2918 Walnut St Apt 3 McKeesport, PA	2.0	1.0	800	$850	$1.06	44d	1	1.14mi
827 Hinnerman St Duquesne, PA	3.0	1.0	1136	$1,250	$1.10	24d	1	1.22mi
1010 Savey St Duquesne, PA	2.0	1.0	1000	$1,200	$1.20	44d	1	1.34mi
1744 Highland Ave West Mifflin, PA	2.0	1.0	1100	$1,549	$1.41	5d	1	1.42mi
207 Auriles St Duquesne, PA	2.0	1.0	950	$950	$1.00	44d	1	1.47mi

Listing history 5 events

1. 2026-06-21
   days on market $89,900 Active 6 DOM
2. 2026-06-18
   days on market $89,900 Active 3 DOM
3. 2026-06-17
   days on market $89,900 Active 2 DOM
4. 2026-06-16
   remarks 699-char remark
5. 2026-06-16
   listed $89,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $263 · $22/mo
• Projected year-2 tax: $842 · $70/mo
• Expected delta: +$579/yr (+$48/mo · 219.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥97°F today · 18 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 5/10 Major 9 unhealthy d/yr today · 11 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,215
• − Mortgage interest: −$5,036
• − Property taxes: −$263
• − Insurance: −$450
• − Repairs & maintenance: −$1,057
• − Management: −$1,057
• − Depreciation: −$2,615
• Taxable income: $2,736
• Est. tax owed @ 24.0%: −$657
• After-tax cash flow: $3,413/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Mckeesport Area SD
• NCES district ID: 4214940
• Math proficiency: 11% ▼ -9.00%
• Reading proficiency: 28% ▼ -10.00%
• Median HH income: $33,779
• Composite: 15.88/100
• National rank: #9257
• State rank: #499 of 539 in PA

Livability — McKeesport

• Score: 66/100
• State rank: #1089
• US rank: #12321

Category grades

Amenities F Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety D User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: McKeesport, PA
• County: Allegheny County · 1,022,028 people
• City population: 25,010
• Metro: Pittsburgh, PA
• Population (ZIP): 18,898
• Household income: $35,397
• Rent vs Own: 49.0% rent · 51.0% own
• Severe rent burden: 1239.0

Population outlook (Allegheny County) Hauer SSP2

• Today (2025): 1,250,282 people
• By 2030: 1,256,482 · +0.5%
• By 2040: 1,256,318 · +0.5%
• By 2050: 1,244,169 · -0.5%
• By 2075: 1,197,693 · -4.2%
• By 2100: 1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.62)
• Race & ethnicity: White 50% Black 35% Two or more races 10% Hispanic / Latino 4% Asian 1%
• Common ancestry: Romanian 5% Serbian 2% Scotch-Irish 2%
• Foreign-born: 2% · Canada, China
• Languages at home: 96% English-only · Spanish 3%

Political lean MEDSL · Allegheny

• 2024 margin: Strong D (+20.3) · D 59.7% · R 39.4%
• 2008→2024 swing: +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
• All cycles: 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -71.01%
• Current HPI: 145.195
• Rent YoY: —
• Metro: Pittsburgh, PA
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+1098.7% since first listed

5 events — show timeline

• 2026-06-15 Listed $89,900 West Penn MLS
• 2024-05-20 Sold (Public Records) $245,000 Public Records
• 2024-02-05 Contingent — West Penn MLS
• 2024-01-24 Listed $743,500 West Penn MLS
• 1979-08-03 Sold (Public Records) $7,500 Public Records

Property tax history

+6.3%/yr

Latest (2026): $263 · +0.0% YoY. Source: county tax records.