1704 W Marlborough Ave · Coeur d'Alene, ID 83815

$150,000

3 bd · 2.0 ba · 1,344 sqft · Manufactured · 71 Days on market

Built 1989 Good condition ↓ 33% since listing

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +29.5/30.0
• DSCR +10.0/10.0
• 1% rule +8.3/10.0
• ARV discount +7.5/15.0
• Schools +4.4/10.0
• Condition / age +3.8/5.0
• Rent growth +3.6/5.0
• Livability +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

*UPDATE: Seller willing to consider carrying back a portion of the contract with 50% down.* Beautifully remodeled home in Oakcrest! You'll be welcomed by its stunning curb appeal brought out by fresh paint, trim, and landscape updates. Enter the home through a convenient covered carport that offers protection from the outdoor elements. Step into a gorgeous open concept living space flooded by natural light with warm wood details and accents. Enjoy gathering and entertaining around the large kitchen island providing additional seating and counter space. The home upgrades continue throughout the 3 bedrooms, 2 bathrooms, and laundry space. The backyard is ready to enjoy on those beautiful summer days, equipped with a storage shed and side yard. The Oakcrest community also offers a pool, a clubhouse, and a children's play area! This opportunity is move-in ready, today!

Key facts

• Remodeled
• Open concept
• Covered carport

Tags

• REMODELED
• OPEN CONCEPT
• COVERED CARPORT
• COVERED PATIO
• NATURAL LIGHT
• KITCHEN ISLAND

Property features AI

Finance

• HOA & community: Has association with monthly fee; Association covers grounds maintenance, sewer, snow removal, trash and water

Exterior

• Parking: Paved parking; Open RV parking
• Utilities: Public water; Public sewer; Cable TV
• Home design: Manufactured property; Southern exposure; Level, landscaped open lot; Private maintained paved road
• Construction: T1-11 siding; Composition roof; Pillar/post/pier foundation; Built as manufactured structure
• Exterior features: Covered porch; Open porch; Exterior lighting; Rain gutters; Lawn; Fenced backyard; Shed(s)

Interior

• Kitchen: Gas range; Wall oven; Cooktop; Microwave; Refrigerator; Dishwasher
• Bedrooms: 3 main-level bedrooms
• Flooring: Carpet; LVP
• Bathrooms: 2 main-level bathrooms
• Heating & cooling: Natural gas forced-air furnace
• Interior features: Cable Internet available; DSL available; High-speed internet
• Laundry & utility: Washer; Electric dryer; Electric dryer hookup; Electric water heater

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $150k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $538 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $150k).
• Recommended offer: $141k (6.0% below list) — sets the bar for market timing.
• Cap rate 10.6% vs local median 2.2% in Coeur d'Alene — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
• Coeur D'Alene District (urban): math 44% / reading 60% proficiency, ranked #23 of 92 in ID (top 25%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising fast (+4.2%/yr); 318 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,606 units permitted in Kootenai County in 2024 (154 in 5+ unit buildings).
• This rent runs 31% of the median local income ($78k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Kootenai County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 4.2% rent growth), your $42k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

• It's been on market 71 days — a 6% lower offer ($141k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $141,000 (6.0% below list)

Questions for the listing agent

1. It's been on market 71 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.33% ✓
• Cap rate: 10.59%
• Cash-on-cash: 15.36%
• DSCR: 1.68
• GRM: 6.3

CMA / ARV

• ARV (on-the-fly): $49,728
• Comps found: 1

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1710 W Westminster Ave	0.05mi	3/2.0	1,344 (0%)	3mo	$50,000	$37	96

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.2% rent growth · sell at horizon

5-year hold

• IRR: 7.4%
• Equity multiple: 1.30×
• Total profit: $12,396
• Equity at exit: $22,365

10-year hold

• IRR: 17.8%
• Equity multiple: 2.55×
• Total profit: $65,240
• Equity at exit: $12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 91 Strongly Landlord-Friendly
• State Idaho: 91 Strongly Landlord-Friendly · R+18
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempted; minimal tenant protections.

Methodology + full state rankings →

ZIP-level market 83815

• Rents YoY: 4.2%
• Active inventory: 318
• Price-to-rent: 6.3×

Monthly cashflow live

• Estimated rent: $1,993 high
• Mortgage (P&I): −$787
• Tax est. 1.5%: −$188 /mo · $2,250/yr
• Insurance: −$62
• HOA: −$0
• Vacancy / Maint / Mgmt: −$418
• Net cashflow: $538

Break-even live

Break-even rent $1,312

Max offer price $150,000

Occupancy floor 68%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,500
• Closing costs: $4,500
• Reserves months: —
• Total cash needed: —

Rent comps 17 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1827 Westminster Ave Unit A2-26 Coeur d'Alene, ID	2.0	2.0	1248	$1,899	$1.52	21d	1	0.08mi
4188 Player Dr Unit 4188 Coeur d'Alene, ID	2.0	2.0	1125	$1,725	$1.53	21d	1	0.13mi
2099 W Plymouth Cir Unit C28 Coeur d'Alene, ID	3.0	2.0	924	$2,129	$2.30	21d	1	0.23mi
1519 W Hyacinth Ln Unit 1519 Coeur d'Alene, ID	3.0	2.5	1180	$1,895	$1.61	13d	1	0.25mi
3825 N Ramsey Rd Coeur D Alene, ID	2.0–3.0	2.0	1039	$1,731	$1.67	21d	1	0.45mi
5773 N Morleau Ln Coeur D Alene, ID	4.0	2.0	1394	$2,550	$1.83	13d	1	0.53mi
2001 W Voltaire Ln Coeur d'Alene, ID	1.0–3.0	1.0–2.0	988	$1,999	$2.02	13d	11	0.80mi
1681 Pampas Ln Coeur d'Alene, ID	1.0–3.0	1.0–2.0	989	$1,930	$1.95	13d	22	0.83mi
6735 N Spurwing Loop Coeur d'Alene, ID	3.0	2.0	1400	$1,795	$1.28	21d	1	0.94mi
4208 N Crown Ave Coeur D Alene, ID	2.0	1.0	950	$1,500	$1.58	13d	1	0.98mi
1070 W Rustic Lodge Dr Unit 204 Coeur d'Alene, ID	2.0	2.0	1025	$1,715	$1.67	21d	1	1.04mi
1065 W Rustic Lodge Dr Unit 101 Coeur d'Alene, ID	3.0	2.0	1187	$1,810	$1.52	13d	1	1.05mi
6510 N Atlas Rd #207 Coeur D Alene, ID	3.0	2.0	1282	$2,200	$1.72	21d	1	1.17mi
2828 N Julia St Unit 2 Coeur d'Alene, ID	2.0	1.0	900	$1,495	$1.66	21d	1	1.21mi
128 W Neider Ave Coeur d'Alene, ID	1.0–3.0	1.0–2.0	981	$1,795	$1.83	13d	4	1.36mi
3293 N Ladalia Dr Coeur D Alene, ID	2.0	2.0	1100	$2,450	$2.23	13d	1	1.47mi
2671 W Apperson Dr Coeur D Alene, ID	4.0	3.0	1620	$2,600	$1.60	21d	1	1.50mi

Listing history 20 events

1. 2026-06-19
   days on market $150,000 Active 71 DOM
2. 2026-06-18
   days on market $150,000 Active 70 DOM
3. 2026-06-17
   days on market $150,000 Active 69 DOM
4. 2026-06-16
   days on market $150,000 Active 68 DOM
5. 2026-06-15
   days on market $150,000 Active 67 DOM
6. 2026-06-14
   days on market $150,000 Active 65 DOM
7. 2026-06-13
   days on market $150,000 Active 64 DOM
8. 2026-06-10
   days on market $150,000 Active 62 DOM
9. 2026-06-09
   days on market $150,000 Active 61 DOM
10. 2026-06-08
    days on market $150,000 Active 60 DOM
11. 2026-06-07
    days on market $150,000 Active 59 DOM
12. 2026-06-03
    days on market $150,000 Active 55 DOM
13. 2026-06-02
    days on market $150,000 Active 54 DOM
14. 2026-06-01
    days on market $150,000 Active 53 DOM
15. 2026-05-31
    days on market $150,000 Active 52 DOM
16. 2026-05-30
    days on market $150,000 Active 51 DOM
17. 2026-04-09
    listed $150,000 Active
18. 2022-07-07
    status Pending 877-char remark

    Show marketing remark (877 chars)

    *UPDATE: Seller willing to consider carrying back a portion of the contract with 50% down.* Beautifully remodeled home in Oakcrest! You'll be welcomed by its stunning curb appeal brought out by fresh paint, trim, and landscape updates. Enter the home through a convenient covered carport that offers protection from the outdoor elements. Step into a gorgeous open concept living space flooded by natural light with warm wood details and accents. Enjoy gathering and entertaining around the large kitchen island providing additional seating and counter space. The home upgrades continue throughout the 3 bedrooms, 2 bathrooms, and laundry space. The backyard is ready to enjoy on those beautiful summer days, equipped with a storage shed and side yard. The Oakcrest community also offers a pool, a clubhouse, and a children's play area! This opportunity is move-in ready, today!

19. 2022-07-01
    price $214,900 877-char remark

    Show marketing remark (877 chars)

    *UPDATE: Seller willing to consider carrying back a portion of the contract with 50% down.* Beautifully remodeled home in Oakcrest! You'll be welcomed by its stunning curb appeal brought out by fresh paint, trim, and landscape updates. Enter the home through a convenient covered carport that offers protection from the outdoor elements. Step into a gorgeous open concept living space flooded by natural light with warm wood details and accents. Enjoy gathering and entertaining around the large kitchen island providing additional seating and counter space. The home upgrades continue throughout the 3 bedrooms, 2 bathrooms, and laundry space. The backyard is ready to enjoy on those beautiful summer days, equipped with a storage shed and side yard. The Oakcrest community also offers a pool, a clubhouse, and a children's play area! This opportunity is move-in ready, today!

20. 2022-06-02
    listed $224,900 Active 877-char remark

    Show marketing remark (877 chars)

    *UPDATE: Seller willing to consider carrying back a portion of the contract with 50% down.* Beautifully remodeled home in Oakcrest! You'll be welcomed by its stunning curb appeal brought out by fresh paint, trim, and landscape updates. Enter the home through a convenient covered carport that offers protection from the outdoor elements. Step into a gorgeous open concept living space flooded by natural light with warm wood details and accents. Enjoy gathering and entertaining around the large kitchen island providing additional seating and counter space. The home upgrades continue throughout the 3 bedrooms, 2 bathrooms, and laundry space. The backyard is ready to enjoy on those beautiful summer days, equipped with a storage shed and side yard. The Oakcrest community also offers a pool, a clubhouse, and a children's play area! This opportunity is move-in ready, today!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $23,912
• − Mortgage interest: −$8,402
• − Property taxes: −$2,250
• − Insurance: −$750
• − Repairs & maintenance: −$1,913
• − Management: −$1,913
• − Depreciation: −$4,364
• Taxable income: $4,320
• Est. tax owed @ 24.0%: −$1,037
• After-tax cash flow: $5,414/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 75/100 Cosmetic rehab

This remodeled 3-bedroom, 2-bathroom home in Coeur d'Alene, Idaho, offers a good condition with modern updates and a welcoming exterior. It's ready for a new owner to move in and enjoy.

Value-add opportunities

• Both Paint exterior and interior — Fresh paint enhances curb appeal and interior aesthetics
• Both Replace outdoor lighting — Modern lighting improves safety and curb appeal
• Both Install smart home devices — Enhances convenience and marketability

Renovation cost estimate screening

Value-add ROI direction

• Both Paint exterior and interior — Fresh paint enhances curb appeal and interior aesthetics ↑
• Both Replace outdoor lighting — Modern lighting improves safety and curb appeal ↑
• Both Install smart home devices — Enhances convenience and marketability ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Coeur D'Alene District
• NCES district ID: 1600780
• Math proficiency: 44% ▼ -6.00%
• Reading proficiency: 60% ▼ -2.00%
• Median HH income: $47,652
• Composite: 44.16/100
• National rank: #2858
• State rank: #23 of 92 in ID

Livability — Coeur d'Alene

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Coeur d'Alene, ID
• County: Kootenai County · 146,553 people
• City population: 67,464
• Metro: Coeur d'Alene, ID
• Population (ZIP): 41,405
• Household income: $77,864
• Rent vs Own: 33.7% rent · 66.3% own
• Severe rent burden: 1036.0

Population outlook (Kootenai County) Hauer SSP2

• Today (2025): 177,692 people
• By 2030: 190,689 · +7.3%
• By 2040: 214,704 · +20.8%
• By 2050: 236,510 · +33.1%
• By 2075: 285,984 · +60.9%
• By 2100: 316,459 · +78.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (87%)
• Race & ethnicity: White 87% Two or more races 6% Hispanic / Latino 4% Asian 1%
• Common ancestry: Portuguese 4% Slovak 4% Iranian 3%
• Foreign-born: 3% · Canada
• Languages at home: 96% English-only · Spanish 3%

Political lean MEDSL · Kootenai

• 2024 margin: Solid R (+51.9) · D 22.9% · R 74.8% · Other 2.2%
• 2008→2024 swing: -25.6pp toward R · 2008: -26.3pp · 2024: -51.9pp
• All cycles: 2024: R+51.9 2020: R+42.9 2016: R+42.5 2012: R+34.3 2008: R+26.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -255.27%
• Current HPI: 252.5165
• Rent YoY: ▲ 4.20%
• Metro: Coeur d'Alene, ID
• State GDP YoY: ▲ 4.51%
• F500 in state: 6

Industry mix (Fortune 500 HQ in ID)

Industry	F500 HQs	Revenue
▸Retail	1	$79B
▸Technology	1	$25B
▸Food / Agriculture	1	$6B

Price history

-33.3% since first listed

4 events — show timeline

• 2026-04-09 Listed $150,000 CDAMLS
• 2022-07-07 Pending — CDAMLS
• 2022-07-01 Price Changed $214,900 CDAMLS
• 2022-06-02 Listed $224,900 CDAMLS