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9747 Whitehurst Dr #137
D Composite 43.69
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +8.3/30.0
  • 1% rule +6.8/10.0
  • Livability +4.0/5.0
  • Schools +3.7/10.0
  • Condition / age +2.5/5.0
  • DSCR +2.3/10.0
  • Rent growth +1.2/5.0
  • Appreciation +0.0/10.0

$79,500

9747 Whitehurst Dr #137 · Dallas, TX 75243
1 bd · 1.0 ba · 573 sqft · Condo public records · 409 Days on market
Built 1982 $139/sqft · 21% below area Est $100k · 21% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

NICE CONDO! With easy access to the 635 freeway and close to convenience stores. This second-floor condo has 1 bedroom and 1 bath. It features high ceilings and fireplace. WE MAKE IT EASY TO OWN. This is a great opportunity! Don't wait, call us today to get more information on the owner's easy terms and smooth process that may be able to put the deed in your name and make this your dream home.

Key facts

  • High ceilings
  • Fireplace
  • Built 1982

Tags

EASY ACCESS TO THE 635 FREEWAYCLOSE TO CONVENIENCE STORESHIGH CEILINGSFIREPLACE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath condo listed at $80k.

Deal economics

  • At list price, monthly cash flow is $-73 ($-873/yr) — negative.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($935 rent vs $80k).
  • Recommended offer: $70k (12.0% below list) — sets the bar for market timing.
  • Cap rate 5.2% vs local median 2.3% in Dallas — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#24 in TX, #1,380 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+; Watch: schools C-, crime F.
  • Richardson ISD (urban): math 40% / reading 44% proficiency, ranked #316 of 826 in TX (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents falling (-5.3%/yr); 271 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 3d on market — plan ~1-2 weeks tenant-placement turnaround); 12,577 units permitted in Dallas County in 2024 (6,829 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $550 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Dallas County population projected at +35% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 409 days — a 12% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 7y ago; this cycle's ask has dropped $8k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: HOA is 23% of rent.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $69,960 (12.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 409 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.18%
Cap rate
5.19%
Cash-on-cash
-3.92%
DSCR
0.83
GRM
7.1

CMA / ARV

ARV (median comp)
$100,424
List price
$79,500
Delta
-20.84%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-28.0%
Equity multiple
0.10×
Total profit
$-20,081
Equity at exit
$11,854
10-year hold
IRR
-58.1%
Equity multiple
-0.50×
Total profit
$-33,329
Equity at exit
$6,874

Cash invested: $22,260 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75243

Rents YoY
-5.3%
Active inventory
271
Price-to-rent
7.1×

Monthly cashflow live

Estimated rent
$935 high interval (Pro) →
Mortgage (P&I)
$417
Tax from tax record
$150 /mo · $1,801/yr
Insurance
$33
HOA est. from 2 same-building comps
$211
Vacancy / Maint / Mgmt
$196
Net cashflow
$-73

Break-even live

Break-even rent $1,027
Max offer price $66,645
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,875
Closing costs
$2,385
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
9747 Whitehurst Dr #87 Dallas, TX 1.0 1.0 573 $1,000 $1.75 43d 1 0.03mi
9911 Whitehurst Dr Dallas, TX 2.0 1.0–2.0 738 $984 $1.33 1d 27 0.03mi
9917 Whitehurst Dr Dallas, TX 1.0 1.0 553 $932 $1.69 24d 1 0.09mi
9850 Whitehurst Dr Dallas, TX 2.0 1.0–2.0 781 $1,046 $1.34 1d 25 0.12mi
8856 Fair Oaks Xing Dallas, TX 1.0 1.0 550 $929 $1.69 43d 1 0.19mi
9701 W Ferris Branch Blvd Dallas, TX 1.0–2.0 1.0–2.5 862 $799 $0.93 1d 4 0.22mi
9633 W Ferris Branch Blvd Dallas, TX 1.0 1.0 663 $1,076 $1.62 1d 22 0.22mi
8600 Coppertowne Ln #502 Dallas, TX 1.0 1.0 720 $1,300 $1.81 1d 1 0.23mi
8600 Coppertowne Ln #502 Dallas, TX 1.0 1.0 720 $1,400 $1.94 17d 1 0.23mi
9690 Forest Ln Dallas, TX 3.0 1.0–2.0 838 $1,088 $1.30 1d 31 0.49mi
10928 Audelia Rd Dallas, TX 1.0–2.0 1.0–2.0 748 $849 $1.14 1d 23 0.51mi
11606 Audelia Rd Dallas, TX 1.0 1.0 741 $925 $1.25 24d 1 0.56mi
8309 Skillman St Dallas, TX 1.0 1.0 670 $880 $1.31 13d 1 0.56mi
8309 Skillman St Dallas, TX 1.0 1.0 670 $880 $1.31 20d 1 0.56mi
11600 Audelia Rd Dallas, TX 1.0–2.0 1.0–2.0 877 $799 $0.91 4d 18 0.59mi
10075 Royal Ln Dallas, TX 1.0–2.0 1.0–2.0 868 $1,000 $1.15 4d 3 0.60mi
11620 Audelia Rd Dallas, TX 1.0–2.0 1.0–2.0 889 $880 $0.99 2d 12 0.63mi
9669 Forest Ln Dallas, TX 1.0–2.0 1.0–2.0 827 $650 $0.79 3d 36 0.64mi
9900 Adleta Blvd Dallas, TX 1.0–2.0 1.0–2.0 710 $849 $1.20 1d 56 0.65mi
9601 Forest Ln #516 Dallas, TX 1.0 1.0 675 $800 $1.19 14d 1 0.66mi
11700 Audelia Rd Dallas, TX 1.0–2.0 1.0–2.0 830 $944 $1.14 7d 15 0.67mi
11515 Leisure Dr Dallas, TX 1.0–2.0 1.0–2.0 781 $675 $0.86 2d 27 0.67mi
9737 Forest Ln Dallas, TX 1.0–2.0 1.0–2.0 650 $700 $1.08 16d 30 0.68mi
10028 Royal Ln Dallas, TX 1.0–3.0 1.0–2.5 971 $760 $0.78 1d 36 0.69mi
9450 Forest Springs Dr Dallas, TX 1.0–3.0 1.0–2.5 1027 $849 $0.83 4d 69 0.73mi
9637 Forest Ln Dallas, TX 1.0–3.0 1.0–2.0 1006 $961 $0.95 1d 14 0.73mi
9959 Adleta Blvd Dallas, TX 1.0–2.0 1.0–2.0 765 $616 $0.80 1d 28 0.74mi
9920 Forest Ln Dallas, TX 1.0 1.0 739 $1,048 $1.42 7d 2 0.74mi
9920 Forest Ln Dallas, TX 1.0–2.0 1.0–2.0 882 $955 $1.08 21d 3 0.74mi
9350 Skillman St Dallas, TX 1.0–2.0 1.0–2.0 772 $727 $0.94 1d 207 0.75mi
11991 Audelia Rd Dallas, TX 1.0–2.0 1.0–2.0 827 $740 $0.89 1d 36 0.82mi
8110 Skillman St Dallas, TX 1.0–2.0 1.0–2.0 660 $850 $1.29 2d 5 0.85mi
12121 Audelia Rd Dallas, TX 1.0–2.0 1.0–2.0 862 $700 $0.81 1d 41 0.86mi
12111 Audelia Rd Dallas, TX 1.0–2.0 1.0–2.0 862 $675 $0.78 1d 42 0.90mi
9505 Royal Ln Dallas, TX 1.0–2.0 1.0–2.0 854 $711 $0.83 1d 40 0.92mi
9600 Royal Ln Dallas, TX 1.0–2.0 1.0 829 $995 $1.20 24d 3 0.98mi
9302 Forest Ln Dallas, TX 1.0 1.0 570 $1,019 $1.79 12d 1 1.04mi
9520 Royal Ln Dallas, TX 1.0–2.0 1.0–2.0 656 $850 $1.30 2d 2 1.04mi
9302 Forest Ln Unit 9323 Dallas, TX 1.0 1.0 570 $1,065 $1.87 13d 1 1.04mi
9302 Forest Ln Unit 9376 Dallas, TX 1.0 1.0 570 $1,027 $1.80 2d 1 1.04mi

HOA detail condo

Monthly dues
$0 · $0/yr
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 33 events

  1. 2026-06-18
    days on market $79,500 Active 409 DOM
  2. 2026-06-17
    days on market $79,500 Active 408 DOM
  3. 2026-06-16
    days on market $79,500 Active 407 DOM
  4. 2026-06-15
    days on market $79,500 Active 406 DOM
  5. 2026-06-13
    days on market $79,500 Active 404 DOM
  6. 2026-06-09
    days on market $79,500 Active 400 DOM
  7. 2026-06-08
    days on market $79,500 Active 399 DOM
  8. 2026-06-07
    days on market $79,500 Active 398 DOM
  9. 2026-06-04
    days on market $79,500 Active 395 DOM
  10. 2026-06-03
    days on market $79,500 Active 394 DOM
  11. 2026-06-02
    days on market $79,500 Active 393 DOM
  12. 2026-06-01
    days on market $79,500 Active 392 DOM
  13. 2026-05-31
    days on market $79,500 Active 391 DOM
  14. 2026-02-20
    price $79,500 396-char remark
    Show marketing remark (396 chars)

    NICE CONDO! With easy access to the 635 freeway and close to convenience stores. This second-floor condo has 1 bedroom and 1 bath. It features high ceilings and fireplace. WE MAKE IT EASY TO OWN. This is a great opportunity! Don't wait, call us today to get more information on the owner's easy terms and smooth process that may be able to put the deed in your name and make this your dream home.

  15. 2025-11-24
    price $84,149 396-char remark
    Show marketing remark (396 chars)

    NICE CONDO! With easy access to the 635 freeway and close to convenience stores. This second-floor condo has 1 bedroom and 1 bath. It features high ceilings and fireplace. WE MAKE IT EASY TO OWN. This is a great opportunity! Don't wait, call us today to get more information on the owner's easy terms and smooth process that may be able to put the deed in your name and make this your dream home.

  16. 2025-05-31
    historical
  17. 2025-05-05
    listed $87,149 Active 396-char remark
    Show marketing remark (396 chars)

    NICE CONDO! With easy access to the 635 freeway and close to convenience stores. This second-floor condo has 1 bedroom and 1 bath. It features high ceilings and fireplace. WE MAKE IT EASY TO OWN. This is a great opportunity! Don't wait, call us today to get more information on the owner's easy terms and smooth process that may be able to put the deed in your name and make this your dream home.

  18. 2024-11-27
    price $87,149
  19. 2024-05-01
    listed $99,999 Active
  20. 2020-05-28
    soldstatus
  21. 2020-05-22
    soldstatus Sold
  22. 2020-05-14
    status Pending
  23. 2020-05-09
    historical Active Option Contract
  24. 2020-04-24
    price $59,800
  25. 2020-04-15
    price $64,900
  26. 2020-03-24
    listed $66,560 Active
  27. 2019-12-02
    historical
  28. 2019-11-12
    listed $63,976 Active
  29. 2019-07-19
    soldstatus Sold
  30. 2019-07-19
    soldstatus
  31. 2019-07-08
    status Pending
  32. 2019-06-30
    historical Active Option Contract
  33. 2019-06-19
    listed $60,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,801 · $150/mo
Projected year-2 tax
$1,801 · $150/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$11,216
− Mortgage interest
−$4,453
− Property taxes
−$1,801
− Insurance
−$398
− Repairs & maintenance
−$897
− Management
−$897
− HOA
−$2,532
− Depreciation
−$2,313
Taxable loss
−$2,076
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$498
After-tax cash flow
$-375/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Richardson ISD
NCES district ID
4837020
Math proficiency
40% ▼ -14.00%
Reading proficiency
44% ▼ -6.00%
Median HH income
$54,609
Composite
36.58/100
National rank
#4633
State rank
#316 of 826 in TX

Livability — Dallas

Score
81/100
State rank
#24
US rank
#1380

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C+ Housing A+ Health & safety A User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Dallas, TX
County
Dallas County · 2,612,404 people
City population
1,168,437
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
63,481
Household income
$53,618
Rent vs Own
73.4% rent · 26.6% own
Severe rent burden
5970.0

Population outlook (Dallas County) Hauer SSP2

Today (2025)
2,979,839 people
By 2030
3,191,823 · +7.1%
By 2040
3,619,611 · +21.5%
By 2050
4,026,915 · +35.1%
By 2075
4,957,073 · +66.4%
By 2100
5,508,725 · +84.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.71)
Race & ethnicity
Black 43% Hispanic / Latino 23% White 22% Two or more races 10% Asian 7%
Hispanic origin (detail)
Mexican 15%
Common ancestry
Swiss 1% Slovak 1% Lithuanian 1%
Foreign-born
34% · Canada, Vietnam, South Korea
Languages at home
56% English-only · Spanish 21% Other Indo-European 3% French/Haitian/Cajun 2%

Political lean MEDSL · Dallas

2024 margin
Strong D (+22.2) · D 60.2% · R 38.0% · Other 1.8%
2008→2024 swing
+6.9pp toward D · 2008: 15.3pp · 2024: 22.2pp
All cycles
2024: D+22.2 2020: D+31.6 2016: D+26.2 2012: D+15.4 2008: D+15.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -203.08%
Current HPI
317.5287
Rent YoY
▼ -5.31%
Metro
Dallas-Fort Worth-Arlington, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+32.5% since first listed
20 events — show timeline
  • 2026-02-20 Price Changed $79,500 HARMLS
  • 2025-11-24 Price Changed $84,149 HARMLS
  • 2025-05-31 Listing Removed NTREIS
  • 2025-05-05 Listed $87,149 HARMLS
  • 2024-11-27 Price Changed $87,149 NTREIS
  • 2024-05-01 Listed $99,999 NTREIS
  • 2020-05-28 Sold (Public Records) Public Records
  • 2020-05-22 Sold (MLS) NTREIS
  • 2020-05-14 Pending NTREIS
  • 2020-05-09 Contingent NTREIS
  • 2020-04-24 Price Changed $59,800 NTREIS
  • 2020-04-15 Price Changed $64,900 NTREIS
  • 2020-03-24 Listed $66,560 NTREIS
  • 2019-12-02 Listing Removed NTREIS
  • 2019-11-12 Listed $63,976 NTREIS
  • 2019-07-19 Sold (Public Records) Public Records
  • 2019-07-19 Sold (MLS) NTREIS
  • 2019-07-08 Pending NTREIS
  • 2019-06-30 Contingent NTREIS
  • 2019-06-19 Listed $60,000 NTREIS

Property tax history

+6.2%/yr

Latest (2025): $1,801 · +5.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…