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1000 9th Ave
B Composite 70.89
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.6/30.0
  • ARV discount +15.0/15.0
  • DSCR +9.7/10.0
  • 1% rule +7.2/10.0
  • Livability +4.1/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.3/10.0
  • Appreciation +0.0/10.0

$125,000

1000 9th Ave · New Brighton, PA 15066
4 bd · 1.0 ba · 2,098 sqft · SingleFamily public records · 57 Days on market
Built 1876 3,049 sqft lot $60/sqft · 29% below area Est $176k · 29% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Step into the timeless charm of this spacious 4-bedroom home, beautifully positioned on a corner lot in the heart of New Brighton. From the moment you arrive, the home’s wide, covered front porch and freshly poured concrete sidewalks set the tone—classic curb appeal with an old-soul warmth that’s impossible to resist. Inside, the first floor unfolds with sun-filled living spaces, thanks to an abundance of large windows that invite natural light to sweep through every room. The expansive living room offers plenty of space to gather, while the oversized dining room is ideal for hosting holidays, dinners, and celebrations of every kind. At the center of the home sits a huge, fully equipped kitchen, complete with all appliances included. From here, step out onto the covered side patio—the perfect spot to unwind in the evening air or enjoy a quiet morning coffee. The first-floor master suite adds convenience and privacy, featuring its own full bathroom and generous layout. Upstairs, follow the classic handrail and ornate woodwork banister to three additional bedrooms and a centrally located full bath. Large windows throughout the second floor offer lovely views of the city, creating a peaceful backdrop to everyday living. A side mudroom entrance adds practicality, giving you a place to drop shoes, bags, and coats before entering the main living areas. Located within easy walking distance to the middle school, a supermarket, and numerous downtown shops, this home blends comfort, character, and convenience in a way that’s hard to find. With its inviting porch, glowing natural light, and unmistakable charm, this home offers the cozy, classic feel you’ve been searching for—right in the heart of New Brighton.

Key facts

  • Covered front porch
  • Covered side patio
  • Corner lot

Tags

CORNER LOTCOVERED FRONT PORCHABUNDANCE OF LARGE WINDOWSFULLY EQUIPPED KITCHENCOVERED SIDE PATIOFIRST-FLOOR MASTER SUITE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/1.0-bath single-family listed at $125k.

Deal economics

  • At list price, monthly cash flow is $373 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $125k).
  • Recommended offer: $121k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 82/100 on livability (#153 in PA, #1,275 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities F, employment D-.
  • New Brighton Area SD (suburban): math 17% / reading 37% proficiency, ranked #458 of 539 in PA (top 85%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 42 active listings in the ZIP; 272 units permitted in Beaver County in 2024 (80 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Beaver County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $35k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 57 days — a 3% lower offer ($121k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $73k; list at $125k implies a 71% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1876 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $121,250 (3.0% below list)

Questions for the listing agent

  1. It's been on market 57 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1876 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.22%
Cap rate
9.87%
Cash-on-cash
12.78%
DSCR
1.57
GRM
6.8

CMA / ARV

ARV (median comp)
$176,467
List price
$125,000
Delta
-29.17%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1405 4th Ave 0.39mi 4/1.0 2,046 (-2%) 5mo $189,400 $93 74
1814 5th St 0.51mi 4/2.0 2,059 (-2%) 1mo $95,000 $46 68
507 7th Ave 0.41mi 4/2.0 1,926 (-8%) 1mo $185,000 $96 62
315 14th St 0.37mi 4/2.0 2,256 (+8%) 11mo $191,000 $85 57
1702 3rd Ave 0.70mi 4/1.5 1,992 (-5%) 2mo $190,000 $95 55
705 4th St 0.48mi 3/1.0 (-1) 1,912 (-9%) 4mo $135,000 $71 54
400 12th St 0.25mi 5/2.5 (+1) 2,318 (+10%) 10mo $135,000 $58 51
1103 5th St 0.53mi 4/2.0 1,826 (-13%) 2mo $149,000 $82 48
534 12th Ave 0.45mi 4/1.0 1,784 (-15%) 9mo $60,500 $34 47
1440 Penn Ave 0.43mi 5/2.0 (+1) 2,356 (+12%) 7mo $190,000 $81 45
604 Penn Ave 0.43mi 3/1.5 (-1) 1,789 (-15%) 7mo $181,000 $101 43
4100 39th Ave 0.73mi 3/1.5 (-1) 1,975 (-6%) 8mo $124,000 $63 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
2.6%
Equity multiple
1.10×
Total profit
$3,497
Equity at exit
$18,638
10-year hold
IRR
12.2%
Equity multiple
1.96×
Total profit
$33,644
Equity at exit
$10,808

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15066

Home prices YoY
-26.8%
Active inventory
42
Price-to-rent
6.8×

Monthly cashflow live

Estimated rent
$1,528 medium interval (Pro) →
Mortgage (P&I)
$656
Tax from tax record
$127 /mo · $1,524/yr
Insurance
$52
HOA
$0
Vacancy / Maint / Mgmt
$321
Net cashflow
$373

Break-even live

Break-even rent $1,056
Max offer price $125,000
Occupancy floor 71%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$31,250
Closing costs
$3,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 32 events

  1. 2026-06-18
    days on market $125,000 Active 57 DOM
  2. 2026-06-17
    days on market $125,000 Active 56 DOM
  3. 2026-06-16
    days on market $125,000 Active 55 DOM
  4. 2026-06-15
    days on market $125,000 Active 54 DOM
  5. 2026-06-13
    days on market $125,000 Active 52 DOM
  6. 2026-06-13
    days on market $125,000 Active 51 DOM
  7. 2026-06-09
    days on market $125,000 Active 48 DOM
  8. 2026-06-08
    days on market $125,000 Active 47 DOM
  9. 2026-06-07
    days on market $125,000 Active 46 DOM
  10. 2026-06-03
    days on market $125,000 Active 42 DOM
  11. 2026-06-02
    days on market $125,000 Active 41 DOM
  12. 2026-06-01
    days on market $125,000 Active 40 DOM
  13. 2026-05-31
    days on market $125,000 Active 39 DOM
  14. 2026-04-19
    listed $125,000 Active 1770-char remark
    Show marketing remark (1770 chars)

    Step into the timeless charm of this spacious 4-bedroom home, beautifully positioned on a corner lot in the heart of New Brighton. From the moment you arrive, the home’s wide, covered front porch and freshly poured concrete sidewalks set the tone—classic curb appeal with an old-soul warmth that’s impossible to resist. Inside, the first floor unfolds with sun-filled living spaces, thanks to an abundance of large windows that invite natural light to sweep through every room. The expansive living room offers plenty of space to gather, while the oversized dining room is ideal for hosting holidays, dinners, and celebrations of every kind. At the center of the home sits a huge, fully equipped kitchen, complete with all appliances included. From here, step out onto the covered side patio—the perfect spot to unwind in the evening air or enjoy a quiet morning coffee. The first-floor master suite adds convenience and privacy, featuring its own full bathroom and generous layout. Upstairs, follow the classic handrail and ornate woodwork banister to three additional bedrooms and a centrally located full bath. Large windows throughout the second floor offer lovely views of the city, creating a peaceful backdrop to everyday living. A side mudroom entrance adds practicality, giving you a place to drop shoes, bags, and coats before entering the main living areas. Located within easy walking distance to the middle school, a supermarket, and numerous downtown shops, this home blends comfort, character, and convenience in a way that’s hard to find. With its inviting porch, glowing natural light, and unmistakable charm, this home offers the cozy, classic feel you’ve been searching for—right in the heart of New Brighton.

  15. 2023-04-26
    soldstatus $73,000
  16. 2023-04-21
    soldstatus $73,000 Closed 145-char remark
    Show marketing remark (145 chars)

    Come see the possibilities this 2 story home provides. With some TLC this house has plenty of space and extra rooms to have it feeling like home.

  17. 2023-04-15
    status Pending 145-char remark
    Show marketing remark (145 chars)

    Come see the possibilities this 2 story home provides. With some TLC this house has plenty of space and extra rooms to have it feeling like home.

  18. 2023-02-24
    status Active 145-char remark
    Show marketing remark (145 chars)

    Come see the possibilities this 2 story home provides. With some TLC this house has plenty of space and extra rooms to have it feeling like home.

  19. 2022-12-02
    historical Contingent 145-char remark
    Show marketing remark (145 chars)

    Come see the possibilities this 2 story home provides. With some TLC this house has plenty of space and extra rooms to have it feeling like home.

  20. 2022-11-25
    price $87,500 145-char remark
    Show marketing remark (145 chars)

    Come see the possibilities this 2 story home provides. With some TLC this house has plenty of space and extra rooms to have it feeling like home.

  21. 2022-10-06
    price $92,500 145-char remark
    Show marketing remark (145 chars)

    Come see the possibilities this 2 story home provides. With some TLC this house has plenty of space and extra rooms to have it feeling like home.

  22. 2022-08-22
    listed $100,000 Active 145-char remark
    Show marketing remark (145 chars)

    Come see the possibilities this 2 story home provides. With some TLC this house has plenty of space and extra rooms to have it feeling like home.

  23. 2019-11-22
    soldstatus $60,000 Sold
  24. 2019-11-21
    soldstatus $60,000
  25. 2019-10-14
    historical Contingent
  26. 2019-10-01
    price $69,900
  27. 2019-09-03
    price $75,000
  28. 2019-08-22
    listed $85,000 Active
  29. 2017-09-28
    soldstatus $10,000 Sold
  30. 2017-09-07
    status Under Contract
  31. 2017-09-05
    historical Contingent
  32. 2017-08-30
    listed $12,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$1,524 · $127/mo
Projected year-2 tax
$1,750 · $146/mo
Expected delta
+$225/yr (+$19/mo · 14.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥97°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 0% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,341
− Mortgage interest
−$7,002
− Property taxes
−$1,524
− Insurance
−$625
− Repairs & maintenance
−$1,467
− Management
−$1,467
− Depreciation
−$3,636
Taxable income
$2,619
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$629
After-tax cash flow
$3,846/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
New Brighton Area SD
NCES district ID
4216530
Math proficiency
17% ▼ -17.00%
Reading proficiency
37% ▼ -22.00%
Median HH income
$41,579
Composite
22.83/100
National rank
#8014
State rank
#458 of 539 in PA

Livability — New Brighton

Score
82/100
State rank
#153
US rank
#1275

Category grades

Amenities F Commute A+ Cost of living A+ Crime C+ Employment D- Housing A+ Health & safety A+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
New Brighton, PA
County
Beaver County · 116,001 people
City population
12,048
Metro
Pittsburgh, PA
Population (ZIP)
12,048
Household income
$63,836
Rent vs Own
31.2% rent · 68.8% own
Severe rent burden
187.0

Population outlook (Beaver County) Hauer SSP2

Today (2025)
164,976 people
By 2030
161,449 · -2.1%
By 2040
151,752 · -8.0%
By 2050
141,155 · -14.4%
By 2075
118,142 · -28.4%
By 2100
91,740 · -44.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (87%)
Race & ethnicity
White 87% Black 5% Two or more races 4% Hispanic / Latino 3%
Common ancestry
Romanian 6% Serbian 2% Lithuanian 2%
Foreign-born
0%
Languages at home
98% English-only · Spanish 2%

Political lean MEDSL · Beaver

2024 margin
Strong R (+20.7) · D 39.2% · R 59.9%
2008→2024 swing
-17.9pp toward R · 2008: -2.8pp · 2024: -20.7pp
All cycles
2024: R+20.7 2020: R+17.7 2016: R+20.1 2012: R+6.6 2008: R+2.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -67.49%
Current HPI
184.7104
Rent YoY
Metro
Pittsburgh, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+869.0% since first listed
19 events — show timeline
  • 2026-04-19 Listed $125,000 West Penn MLS
  • 2023-04-26 Sold (Public Records) $73,000 Public Records
  • 2023-04-21 Sold (MLS) $73,000 West Penn MLS
  • 2023-04-15 Pending West Penn MLS
  • 2023-02-24 Relisted West Penn MLS
  • 2022-12-02 Contingent West Penn MLS
  • 2022-11-25 Price Changed $87,500 West Penn MLS
  • 2022-10-06 Price Changed $92,500 West Penn MLS
  • 2022-08-22 Listed $100,000 West Penn MLS
  • 2019-11-22 Sold (MLS) $60,000 West Penn MLS
  • 2019-11-21 Sold (Public Records) $60,000 Public Records
  • 2019-10-14 Contingent West Penn MLS
  • 2019-10-01 Price Changed $69,900 West Penn MLS
  • 2019-09-03 Price Changed $75,000 West Penn MLS
  • 2019-08-22 Listed $85,000 West Penn MLS
  • 2017-09-28 Sold (MLS) $10,000 West Penn MLS
  • 2017-09-07 Pending West Penn MLS
  • 2017-09-05 Contingent West Penn MLS
  • 2017-08-30 Listed $12,900 West Penn MLS

Property tax history

-0.8%/yr

Latest (2026): $1,524 · +4.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…