4025 Adams Ave · Baton Rouge, LA
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.69%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 8/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +8.7/10.0
- Rent growth +4.1/5.0
- Livability +3.7/5.0
- Condition / age +2.5/5.0
- Schools +2.4/10.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$80,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Home is currently occupied and requires a 12 hour notice for showings. Preapproval or proof of funds required with any offers. Please allow 24 hours response time.
Key facts
- 7,840 sq ft lot
- Built 1954
- Listed 184 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $80k.
Deal economics
- At list price, monthly cash flow is $325 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $80k).
- Recommended offer: $70k (12.0% below list) — sets the bar for market timing.
- Cap rate 11.2% vs local median 4.3% in Baton Rouge — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 74/100 on livability (#24 in LA, #4,535 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, health & safety A+; Watch: amenities D, crime F, employment D-.
- East Baton Rouge Parish (urban): math 22% / reading 34% proficiency, ranked #47 of 98 in LA (top 48%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 77% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+6.6%/yr); 188 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 2,252 units permitted in East Baton Rouge Parish in 2024 (440 in 5+ unit buildings).
- This rent runs 38% of the median local income ($34k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $553 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- East Baton Rouge County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 6.6% rent growth), your $22k cash investment doubles in ~6 years — after that, you're playing with house money.
Negotiation context
- It's been on market 184 days — a 12% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $18k; list at $80k implies a 344% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1954 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 184 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.37% ✓
- Cap rate
- 11.17%
- Cash-on-cash
- 17.40%
- DSCR
- 1.77
- GRM
- 6.1
CMA / ARV
- ARV (median comp)
- $64,359
- List price
- $80,000
- Delta
- 24.30%
- Verdict
- OVERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4273 Adams Ave | 0.23mi | 3/1.0 | 1,062 (-2%) | 2mo | $64,900 | $61 | 84 |
| 3825 Fairfields Ave | 0.14mi | 3/1.0 | 1,152 (+6%) | 0mo | $125,000 | $109 | 83 |
| 4051 N Barrow Dr | 0.17mi | 3/2.0 | 1,040 (-4%) | 5mo | $175,000 | $168 | 77 |
| 3911 Dalton St | 0.36mi | 3/1.0 | 1,033 (-5%) | 2mo | $29,000 | $28 | 74 |
| 4366 Jefferson Ave | 0.42mi | 3/1.0 | 1,200 (+11%) | 2mo | $49,900 | $42 | 61 |
| 3216 Brady St | 0.58mi | 3/1.0 | 1,038 (-4%) | 6mo | $69,900 | $67 | 61 |
| 3969 Chippewa St | 0.31mi | 2/1.0 (-1) | 964 (-11%) | 11mo | $35,000 | $36 | 52 |
| 2236 Martin Ave | 0.39mi | 3/2.0 | 1,200 (+11%) | 10mo | $140,000 | $117 | 52 |
| 3032 Seneca St | 0.51mi | 2/1.0 (-1) | 1,000 (-8%) | 8mo | $10,000 | $10 | 51 |
| 3691 Dalton St | 0.39mi | 4/1.0 (+1) | 1,225 (+13%) | 10mo | $52,500 | $43 | 48 |
| 2908 Adams Ave | 0.56mi | 3/1.0 | 1,232 (+14%) | 9mo | $100,000 | $81 | 44 |
| 2711 Jackson Ave | 0.70mi | 3/2.0 | 1,200 (+11%) | 7mo | $79,000 | $66 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 6.59% rent growth · sell at horizon
- IRR
- 12.7%
- Equity multiple
- 1.53×
- Total profit
- $11,824
- Equity at exit
- $11,928
- IRR
- 24.2%
- Equity multiple
- 3.46×
- Total profit
- $55,037
- Equity at exit
- $6,917
Cash invested: $22,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 70802
- Rents YoY
- 6.6%
- Active inventory
- 188
- Price-to-rent
- 6.1×
Monthly cashflow live
- Estimated rent
- $1,093 high interval (Pro) →
- Mortgage (P&I)
- −$420
- Tax from tax record
- −$86 /mo · $1,027/yr
- Insurance
- −$33
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$229
- Net cashflow
- $325
Break-even live
Sensitivity live
| Price | -10% $370 | -5% $347 | +0% $325 | +5% $302 | +10% $280 |
|---|---|---|---|---|---|
| Rent | -10% $239 | -5% $282 | +0% $325 | +5% $368 | +10% $411 |
| Rate | -1.0pp $365 | -0.5pp $345 | base $325 | +0.5pp $304 | +1.0pp $283 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $20,000
- Closing costs
- $2,400
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 27 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2347 Rhodes Ave Baton Rouge, LA | 2.0 | 1.0 | 1250 | $950 | $0.76 | 19d | 1 | 0.10mi |
| 3936 Dalton St Baton Rouge, LA | 2.0 | 1.0 | 900 | $750 | $0.83 | 19d | 1 | 0.34mi |
| 3859 Brady St Baton Rouge, LA | 2.0 | 1.0 | 800 | $775 | $0.97 | 44d | 1 | 0.42mi |
| 1348 N 37th St Baton Rouge, LA | 3.0 | 1.0 | 1100 | $1,200 | $1.09 | 44d | 1 | 0.58mi |
| 1409 N 35th St Baton Rouge, LA | 3.0 | 2.0 | 912 | $750 | $0.82 | 24d | 1 | 0.61mi |
| 1217 N 44th St Baton Rouge, LA | 3.0 | 2.0 | 1028 | $950 | $0.92 | 24d | 1 | 0.70mi |
| 1404 N 29th St Baton Rouge, LA | 3.0 | 2.0 | 1120 | $1,100 | $0.98 | 44d | 1 | 0.76mi |
| 1305 N 30th St Baton Rouge, LA | 2.0 | 1.0 | 1000 | $900 | $0.90 | 24d | 1 | 0.78mi |
| 1336 N 29th St Baton Rouge, LA | 3.0 | 2.0 | 1400 | $1,450 | $1.04 | 14d | 1 | 0.79mi |
| 5212 Jackson Ave Baton Rouge, LA | 4.0 | 2.0 | 1500 | $1,650 | $1.10 | 24d | 1 | 0.80mi |
| 1201 N Foster Dr Baton Rouge, LA | 1.0–3.0 | 1.0–3.0 | 1300 | $1,688 | $1.30 | 14d | 31 | 0.89mi |
| 3577 Mission Dr Baton Rouge, LA | 2.0 | 1.0 | 755 | $950 | $1.26 | 19d | 1 | 0.90mi |
| 3567 Charles St Baton Rouge, LA | 3.0 | 1.0 | 1400 | $1,250 | $0.89 | 44d | 1 | 0.91mi |
| 3647 Mission Dr Baton Rouge, LA | 3.0 | 1.0 | 900 | $895 | $0.99 | 24d | 1 | 0.94mi |
| 3540 N Foster Dr Baton Rouge, LA | 2.0 | 1.0 | 1000 | $1,000 | $1.00 | 24d | 1 | 1.01mi |
| 3160 Wyandotte St Baton Rouge, LA | 2.0 | 1.0 | 1100 | $800 | $0.73 | 44d | 1 | 1.02mi |
| 787 N 47th St Baton Rouge, LA | 3.0 | 2.0 | 1000 | $800 | $0.80 | 24d | 1 | 1.02mi |
| 636 N 39th St Apt 2 Baton Rouge, LA | 2.0 | 1.0 | 700 | $900 | $1.29 | 14d | 1 | 1.03mi |
| 3566 North St Baton Rouge, LA | 4.0 | 2.0 | 1117 | $1,050 | $0.94 | 21d | 1 | 1.10mi |
| 532 Live Oak Blvd Unit 532 Baton Rouge, LA | 3.0 | 2.0 | 1000 | $1,200 | $1.20 | 24d | 1 | 1.10mi |
| 4380 Mohican-Prescott Crossover Baton Rouge, LA | 2.0 | 2.0 | 910 | $1,055 | $1.16 | 44d | 1 | 1.22mi |
| 4743 Florida Blvd Baton Rouge, LA | 2.0 | 1.0 | 947 | $789 | $0.83 | 14d | 3 | 1.30mi |
| 1251 N Ardenwood Dr Baton Rouge, LA | 1.0–3.0 | 1.0–2.0 | 923 | $999 | $1.08 | 44d | 1 | 1.34mi |
| 2606 Weller Ave Baton Rouge, LA | 2.0 | 1.0 | 1000 | $650 | $0.65 | 44d | 1 | 1.38mi |
| 1847 N 16th St Baton Rouge, LA | 3.0 | 2.0 | 909 | $1,250 | $1.38 | 14d | 1 | 1.44mi |
| 2852 Dayton St Baton Rouge, LA | 2.0 | 1.0 | 1020 | $850 | $0.83 | 24d | 1 | 1.47mi |
| 2040 Gayosa St Baton Rouge, LA | 1.0–2.0 | 1.0–2.0 | 764 | $1,250 | $1.64 | 44d | 1 | 1.47mi |
Listing history 11 events
-
2026-05-31days on market $80,000 Active 184 DOM
-
2026-05-31days on market $80,000 Active 183 DOM
-
2025-11-24$80,000 Active 163-char remark
Show marketing remark (163 chars)
Home is currently occupied and requires a 12 hour notice for showings. Preapproval or proof of funds required with any offers. Please allow 24 hours response time.
-
2025-11-24$80,000 Active 163-char remark
Show marketing remark (163 chars)
Home is currently occupied and requires a 12 hour notice for showings. Preapproval or proof of funds required with any offers. Please allow 24 hours response time.
-
2025-09-11status Pending
-
2025-07-22price $80,000
-
2025-07-21price $80,000
-
2025-03-25$85,000 Active
-
2025-03-25$85,000 Active
-
2005-06-15soldstatus $18,000
-
2005-02-14soldstatus $66,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $1,027 · $86/mo
- Projected year-2 tax
- $1,027 · $86/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 69% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,113
- − Mortgage interest
- −$4,481
- − Property taxes
- −$1,027
- − Insurance
- −$400
- − Repairs & maintenance
- −$1,049
- − Management
- −$1,049
- − Depreciation
- −$2,327
- Taxable income
- $2,780
- Est. tax owed @ 24.0%
- −$667
- After-tax cash flow
- $3,231/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- East Baton Rouge Parish
- NCES district ID
- 2200540
- Math proficiency
- 22% ▼ -36.00%
- Reading proficiency
- 34% ▼ -31.00%
- Median HH income
- $46,263
- Composite
- 24.14/100
- National rank
- #7745
- State rank
- #47 of 98 in LA
Livability — Baton Rouge
- Score
- 74/100
- State rank
- #24
- US rank
- #4535
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Baton Rouge, LA
- County
- East Baton Rouge Parish · 399,686 people
- City population
- 351,868
- Metro
- Baton Rouge, LA
- Population (ZIP)
- 25,118
- Household income
- $34,458
- Rent vs Own
- Severe rent burden
- 1831.0
Population outlook (East Baton Rouge County) Hauer SSP2
- Today (2025)
- 464,810 people
- By 2030
- 472,137 · +1.6%
- By 2040
- 480,243 · +3.3%
- By 2050
- 484,422 · +4.2%
- By 2075
- 492,069 · +5.9%
- By 2100
- 476,347 · +2.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (69%)
- Race & ethnicity
- Black 69% White 20% Two or more races 5% Hispanic / Latino 5% Asian 3%
- Common ancestry
- Lithuanian 2% Italian 1% Iranian 0%
- Foreign-born
- 6% · Canada, Vietnam
- Languages at home
- 91% English-only · Spanish 3% Tagalog/Filipino 1% Other Indo-European 1%
Political lean MEDSL · East Baton Rouge
- 2024 margin
- D (+11.1) · D 54.5% · R 43.4% · Other 2.1%
- 2008→2024 swing
- +8.9pp toward D · 2008: 2.2pp · 2024: 11.1pp
- All cycles
- 2024: D+11.1 2020: D+13.1 2016: D+9.2 2012: D+5.2 2008: D+2.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -137.02%
- Current HPI
- 47.7285
- Rent YoY
- ▲ 6.59%
- Metro
- Baton Rouge, LA
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
||
| Utilities | 1 | $12B |
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| Wholesale / Distribution | 1 | $5B |
|
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| Advertising | 1 | $2B |
|
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Price history
+21.2% since first listed9 events — show timeline
- 2025-11-24 Listed $80,000 GBRMLS
- 2025-11-24 Listed $80,000 AcadianaMLS
- 2025-09-11 Pending — GBRMLS
- 2025-07-22 Price Changed $80,000 AcadianaMLS
- 2025-07-21 Price Changed $80,000 GBRMLS
- 2025-03-25 Listed $85,000 GBRMLS
- 2025-03-25 Listed $85,000 AcadianaMLS
- 2005-06-15 Sold (Public Records) $18,000 Public Records
- 2005-02-14 Sold (Public Records) $66,000 Public Records
Property tax history
+2.7%/yrLatest (2025): $1,027 · +4.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…