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4025 Adams Ave
C+ Composite 61.42
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.7/10.0
  • Rent growth +4.1/5.0
  • Livability +3.7/5.0
  • Condition / age +2.5/5.0
  • Schools +2.4/10.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$80,000

4025 Adams Ave · Baton Rouge, LA 70802
3 bd · 1.0 ba · 1,085 sqft · SingleFamily · 184 Days on market
Built 1954 7,840 sqft lot $74/sqft · 24% above area Est $64k · 24% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Home is currently occupied and requires a 12 hour notice for showings. Preapproval or proof of funds required with any offers. Please allow 24 hours response time.

Key facts

  • 7,840 sq ft lot
  • Built 1954
  • Listed 184 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $80k.

Deal economics

  • At list price, monthly cash flow is $325 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $80k).
  • Recommended offer: $70k (12.0% below list) — sets the bar for market timing.
  • Cap rate 11.2% vs local median 4.3% in Baton Rouge — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#24 in LA, #4,535 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, health & safety A+; Watch: amenities D, crime F, employment D-.
  • East Baton Rouge Parish (urban): math 22% / reading 34% proficiency, ranked #47 of 98 in LA (top 48%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 77% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+6.6%/yr); 188 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 2,252 units permitted in East Baton Rouge Parish in 2024 (440 in 5+ unit buildings).
  • This rent runs 38% of the median local income ($34k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $553 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • East Baton Rouge County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 6.6% rent growth), your $22k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 184 days — a 12% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $18k; list at $80k implies a 344% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1954 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $70,400 (12.0% below list)

Questions for the listing agent

  1. It's been on market 184 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.37%
Cap rate
11.17%
Cash-on-cash
17.40%
DSCR
1.77
GRM
6.1

CMA / ARV

ARV (median comp)
$64,359
List price
$80,000
Delta
24.30%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4273 Adams Ave 0.23mi 3/1.0 1,062 (-2%) 2mo $64,900 $61 84
3825 Fairfields Ave 0.14mi 3/1.0 1,152 (+6%) 0mo $125,000 $109 83
4051 N Barrow Dr 0.17mi 3/2.0 1,040 (-4%) 5mo $175,000 $168 77
3911 Dalton St 0.36mi 3/1.0 1,033 (-5%) 2mo $29,000 $28 74
4366 Jefferson Ave 0.42mi 3/1.0 1,200 (+11%) 2mo $49,900 $42 61
3216 Brady St 0.58mi 3/1.0 1,038 (-4%) 6mo $69,900 $67 61
3969 Chippewa St 0.31mi 2/1.0 (-1) 964 (-11%) 11mo $35,000 $36 52
2236 Martin Ave 0.39mi 3/2.0 1,200 (+11%) 10mo $140,000 $117 52
3032 Seneca St 0.51mi 2/1.0 (-1) 1,000 (-8%) 8mo $10,000 $10 51
3691 Dalton St 0.39mi 4/1.0 (+1) 1,225 (+13%) 10mo $52,500 $43 48
2908 Adams Ave 0.56mi 3/1.0 1,232 (+14%) 9mo $100,000 $81 44
2711 Jackson Ave 0.70mi 3/2.0 1,200 (+11%) 7mo $79,000 $66 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.59% rent growth · sell at horizon

5-year hold
IRR
12.7%
Equity multiple
1.53×
Total profit
$11,824
Equity at exit
$11,928
10-year hold
IRR
24.2%
Equity multiple
3.46×
Total profit
$55,037
Equity at exit
$6,917

Cash invested: $22,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70802

Rents YoY
6.6%
Active inventory
188
Price-to-rent
6.1×

Monthly cashflow live

Estimated rent
$1,093 high interval (Pro) →
Mortgage (P&I)
$420
Tax from tax record
$86 /mo · $1,027/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$229
Net cashflow
$325

Break-even live

Break-even rent $682
Max offer price $80,000
Occupancy floor 65%

Sensitivity live

Price -10% $370 -5% $347 +0% $325 +5% $302 +10% $280
Rent -10% $239 -5% $282 +0% $325 +5% $368 +10% $411
Rate -1.0pp $365 -0.5pp $345 base $325 +0.5pp $304 +1.0pp $283

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$20,000
Closing costs
$2,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 27 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2347 Rhodes Ave Baton Rouge, LA 2.0 1.0 1250 $950 $0.76 19d 1 0.10mi
3936 Dalton St Baton Rouge, LA 2.0 1.0 900 $750 $0.83 19d 1 0.34mi
3859 Brady St Baton Rouge, LA 2.0 1.0 800 $775 $0.97 44d 1 0.42mi
1348 N 37th St Baton Rouge, LA 3.0 1.0 1100 $1,200 $1.09 44d 1 0.58mi
1409 N 35th St Baton Rouge, LA 3.0 2.0 912 $750 $0.82 24d 1 0.61mi
1217 N 44th St Baton Rouge, LA 3.0 2.0 1028 $950 $0.92 24d 1 0.70mi
1404 N 29th St Baton Rouge, LA 3.0 2.0 1120 $1,100 $0.98 44d 1 0.76mi
1305 N 30th St Baton Rouge, LA 2.0 1.0 1000 $900 $0.90 24d 1 0.78mi
1336 N 29th St Baton Rouge, LA 3.0 2.0 1400 $1,450 $1.04 14d 1 0.79mi
5212 Jackson Ave Baton Rouge, LA 4.0 2.0 1500 $1,650 $1.10 24d 1 0.80mi
1201 N Foster Dr Baton Rouge, LA 1.0–3.0 1.0–3.0 1300 $1,688 $1.30 14d 31 0.89mi
3577 Mission Dr Baton Rouge, LA 2.0 1.0 755 $950 $1.26 19d 1 0.90mi
3567 Charles St Baton Rouge, LA 3.0 1.0 1400 $1,250 $0.89 44d 1 0.91mi
3647 Mission Dr Baton Rouge, LA 3.0 1.0 900 $895 $0.99 24d 1 0.94mi
3540 N Foster Dr Baton Rouge, LA 2.0 1.0 1000 $1,000 $1.00 24d 1 1.01mi
3160 Wyandotte St Baton Rouge, LA 2.0 1.0 1100 $800 $0.73 44d 1 1.02mi
787 N 47th St Baton Rouge, LA 3.0 2.0 1000 $800 $0.80 24d 1 1.02mi
636 N 39th St Apt 2 Baton Rouge, LA 2.0 1.0 700 $900 $1.29 14d 1 1.03mi
3566 North St Baton Rouge, LA 4.0 2.0 1117 $1,050 $0.94 21d 1 1.10mi
532 Live Oak Blvd Unit 532 Baton Rouge, LA 3.0 2.0 1000 $1,200 $1.20 24d 1 1.10mi
4380 Mohican-Prescott Crossover Baton Rouge, LA 2.0 2.0 910 $1,055 $1.16 44d 1 1.22mi
4743 Florida Blvd Baton Rouge, LA 2.0 1.0 947 $789 $0.83 14d 3 1.30mi
1251 N Ardenwood Dr Baton Rouge, LA 1.0–3.0 1.0–2.0 923 $999 $1.08 44d 1 1.34mi
2606 Weller Ave Baton Rouge, LA 2.0 1.0 1000 $650 $0.65 44d 1 1.38mi
1847 N 16th St Baton Rouge, LA 3.0 2.0 909 $1,250 $1.38 14d 1 1.44mi
2852 Dayton St Baton Rouge, LA 2.0 1.0 1020 $850 $0.83 24d 1 1.47mi
2040 Gayosa St Baton Rouge, LA 1.0–2.0 1.0–2.0 764 $1,250 $1.64 44d 1 1.47mi

Listing history 11 events

  1. 2026-05-31
    days on market $80,000 Active 184 DOM
  2. 2026-05-31
    days on market $80,000 Active 183 DOM
  3. 2025-11-24
    listed $80,000 Active 163-char remark
    Show marketing remark (163 chars)

    Home is currently occupied and requires a 12 hour notice for showings. Preapproval or proof of funds required with any offers. Please allow 24 hours response time.

  4. 2025-11-24
    listed $80,000 Active 163-char remark
    Show marketing remark (163 chars)

    Home is currently occupied and requires a 12 hour notice for showings. Preapproval or proof of funds required with any offers. Please allow 24 hours response time.

  5. 2025-09-11
    status Pending
  6. 2025-07-22
    price $80,000
  7. 2025-07-21
    price $80,000
  8. 2025-03-25
    listed $85,000 Active
  9. 2025-03-25
    listed $85,000 Active
  10. 2005-06-15
    soldstatus $18,000
  11. 2005-02-14
    soldstatus $66,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$1,027 · $86/mo
Projected year-2 tax
$1,027 · $86/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 69% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,113
− Mortgage interest
−$4,481
− Property taxes
−$1,027
− Insurance
−$400
− Repairs & maintenance
−$1,049
− Management
−$1,049
− Depreciation
−$2,327
Taxable income
$2,780
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$667
After-tax cash flow
$3,231/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
East Baton Rouge Parish
NCES district ID
2200540
Math proficiency
22% ▼ -36.00%
Reading proficiency
34% ▼ -31.00%
Median HH income
$46,263
Composite
24.14/100
National rank
#7745
State rank
#47 of 98 in LA

Livability — Baton Rouge

Score
74/100
State rank
#24
US rank
#4535

Category grades

Amenities D Commute A+ Cost of living A+ Crime F Employment D- Housing A Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baton Rouge, LA
County
East Baton Rouge Parish · 399,686 people
City population
351,868
Metro
Baton Rouge, LA
Population (ZIP)
25,118
Household income
$34,458
Rent vs Own
69.1% rent · 30.9% own
Severe rent burden
1831.0

Population outlook (East Baton Rouge County) Hauer SSP2

Today (2025)
464,810 people
By 2030
472,137 · +1.6%
By 2040
480,243 · +3.3%
By 2050
484,422 · +4.2%
By 2075
492,069 · +5.9%
By 2100
476,347 · +2.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (69%)
Race & ethnicity
Black 69% White 20% Two or more races 5% Hispanic / Latino 5% Asian 3%
Common ancestry
Lithuanian 2% Italian 1% Iranian 0%
Foreign-born
6% · Canada, Vietnam
Languages at home
91% English-only · Spanish 3% Tagalog/Filipino 1% Other Indo-European 1%

Political lean MEDSL · East Baton Rouge

2024 margin
D (+11.1) · D 54.5% · R 43.4% · Other 2.1%
2008→2024 swing
+8.9pp toward D · 2008: 2.2pp · 2024: 11.1pp
All cycles
2024: D+11.1 2020: D+13.1 2016: D+9.2 2012: D+5.2 2008: D+2.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -137.02%
Current HPI
47.7285
Rent YoY
▲ 6.59%
Metro
Baton Rouge, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+21.2% since first listed
9 events — show timeline
  • 2025-11-24 Listed $80,000 GBRMLS
  • 2025-11-24 Listed $80,000 AcadianaMLS
  • 2025-09-11 Pending GBRMLS
  • 2025-07-22 Price Changed $80,000 AcadianaMLS
  • 2025-07-21 Price Changed $80,000 GBRMLS
  • 2025-03-25 Listed $85,000 GBRMLS
  • 2025-03-25 Listed $85,000 AcadianaMLS
  • 2005-06-15 Sold (Public Records) $18,000 Public Records
  • 2005-02-14 Sold (Public Records) $66,000 Public Records

Property tax history

+2.7%/yr

Latest (2025): $1,027 · +4.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…