79 E Oneida St · Baldwinsville, NY 13027

$229,900

1 bd · 1.0 ba · 1,124 sqft · SingleFamily public records · 2 Days on market

Built 1940 0.34 ac lot $205/sqft · 6% above area Est $217k · 6% over

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Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +8.6/30.0
• ARV discount +4.9/15.0
• Schools +4.4/10.0
• Livability +3.9/5.0
• 1% rule +2.7/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• DSCR +2.4/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Stunning home! Completely remodeled and move in ready! 4 bedroom 2 full bath home with first floor laundry. Large master bedroom with full master bath and barn door. Completely remodeled kitchen with beautiful granite countertops, lovely backsplash and brand new appliances. Open concept with large living room and dining area, open breakfast bar overlooking kitchen. Upstairs bedroom with bamboo flooring could also serve as a bonus room, family room or office. New vinyl siding, as well as all new windows, new drywall, new insulation, and new fireplace to keep you toasty warm! Two completely remodeled full bathrooms! Home has new electrical, new lighting, new doors, new flooring, new plumbing, new hot water tank and only 8 year old furnace. New front porch with stunning front door with side lights, as well as fashionable lighting and super stylish railings. Large shed was once a garage turned into an in law apartment. Could easily be changed back into a garage or a great man cave! Top all of this off with a new double wide driveway and large yard. Lot next door owned and maintained weekly by the town. TAXES SHOWN WITHOUT EXEMPTIONS. Just move in and enjoy your new home!

Key facts

• 0.34 acre lot
• Built 1940
• Listed 2 days

Property features AI

Exterior

• Parking: No garage
• Utilities: Public water connected; Sewer connected
• Home design: Single-story home; Resale property; Stone and vinyl siding exterior
• Construction: Stone foundation; Stone and vinyl siding construction; Existing (built previously)
• Exterior features: Covered front porch; Blacktop driveway; Shed(s) / storage

Interior

• Kitchen: Electric cooktop; Microwave; Dishwasher; Refrigerator; Granite counters
• Bedrooms: 3 main-level bedrooms
• Flooring: Hardwood; Carpet; Varied flooring
• Bathrooms: 2 full bathrooms (both on main level)
• Heating & cooling: Gas forced air heating; Window air conditioning units
• Interior features: Granite counters; Kitchen and family room combo; Combined living and dining area; Main level primary bedroom; Bedroom on main level; Partial basement
• Laundry & utility: Main-level laundry; Washer; Dryer; Gas water heater

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath single-family listed at $230k.

Deal economics

• At list price, monthly cash flow is $-198 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $195k (15.2% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $177k (23.1% below list).
• Recommended offer: $177k (23.1% below list) — sets the bar for 1% rule.
• Cap rate 5.3% vs local median 3.9% in Baldwinsville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 77/100 on livability (#199 in NY, #3,083 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living B+; Watch: crime D+, amenities D+, commute F.
• Baldwinsville Central School District (suburban): math 47% / reading 53% proficiency, ranked #355 of 590 in NY (top 60%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 18% free/reduced lunch — higher-income household profile.
• Market conditions: 222 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 616 units permitted in Onondaga County in 2024 (256 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Onondaga County population projected to shrink 9% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $165k; 39% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1940 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $176,759 (23.1% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.77% ✗
• Cap rate: 5.26%
• Cash-on-cash: -3.69%
• DSCR: 0.84
• GRM: 10.8

CMA / ARV

• ARV (median comp): $217,278
• List price: $229,900
• Delta: 5.81%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
39 Brooks Pl	0.30mi	2/1.0 (+1)	985 (-12%)	7mo	$220,000	$223	54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -22.5%
• Equity multiple: 0.23×
• Total profit: $-49,831
• Equity at exit: $34,279

10-year hold

• IRR: -16.6%
• Equity multiple: 0.08×
• Total profit: $-59,505
• Equity at exit: $19,878

Cash invested: $64,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 15 Strongly Tenant-Friendly
• State New York: 15 Strongly Tenant-Friendly · D+10
• County: — inherits STATE
• City: — inherits STATE

NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

Methodology + full state rankings →

ZIP-level market 13027

• Active inventory: 222
• Price-to-rent: 10.8×

Monthly cashflow live

• Estimated rent: $1,768 high
• Mortgage (P&I): −$1,206
• Tax from tax record: −$293 /mo · $3,515/yr
• Insurance: −$96
• HOA: −$0
• Vacancy / Maint / Mgmt: −$371
• Net cashflow: $-198

Break-even live

Break-even rent $2,018

Max offer price $194,931

Occupancy floor —

Sensitivity live

Price	-10% $-68	-5% $-133	+0% $-198	+5% $-263	+10% $-328
Rent	-10% $-338	-5% $-268	+0% $-198	+5% $-128	+10% $-58
Rate	-1.0pp $-82	-0.5pp $-139	base $-198	+0.5pp $-258	+1.0pp $-318

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $57,475
• Closing costs: $6,897
• Reserves months: —
• Total cash needed: —

Rent comps 5 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
28 Syracuse St Unit 1 Baldwinsville, NY	2.0	1.0	1200	$1,595	$1.33	45d	1	0.71mi
2814 Cold Springs Rd Baldwinsville, NY	1.0	1.0	950	$1,900	$2.00	22d	1	0.72mi
69 Syracuse St Baldwinsville, NY	2.0	1.0	1192	$2,200	$1.85	45d	1	0.86mi
61 1/2 Downer St #61 Baldwinsville, NY	2.0	1.0	1316	$2,200	$1.67	15d	1	1.01mi
111 Pebblewood Ln Lysander, NY	1.0–3.0	1.0–2.0	1064	$1,675	$1.57	15d	16	1.35mi

Listing history 8 events

1. 2026-05-08
   status Pending 1180-char remark
2. 2026-05-06
   listed $229,900 Active 1180-char remark
3. 2020-09-30
   soldstatus $165,000 Closed Sale or Rented 1187-char remark

   Show marketing remark (1187 chars)

   Stunning home! Completely remodeled and move in ready! 4 bedroom 2 full bath home with first floor laundry. Large master bedroom with full master bath and barn door. Completely remodeled kitchen with beautiful granite countertops, lovely backsplash and brand new appliances. Open concept with large living room and dining area, open breakfast bar overlooking kitchen. Upstairs bedroom with bamboo flooring could also serve as a bonus room, family room or office. New vinyl siding, as well as all new windows, new drywall, new insulation, and new fireplace to keep you toasty warm! Two completely remodeled full bathrooms! Home has new electrical, new lighting, new doors, new flooring, new plumbing, new hot water tank and only 8 year old furnace. New front porch with stunning front door with side lights, as well as fashionable lighting and super stylish railings. Large shed was once a garage turned into an in law apartment. Could easily be changed back into a garage or a great man cave! Top all of this off with a new double wide driveway and large yard. Lot next door owned and maintained weekly by the town. TAXES SHOWN WITHOUT EXEMPTIONS. Just move in and enjoy your new home!

4. 2020-09-29
   soldstatus $165,000
5. 2020-08-20
   status Under Contract- Do Not Show 1187-char remark

   Show marketing remark (1187 chars)

   Stunning home! Completely remodeled and move in ready! 4 bedroom 2 full bath home with first floor laundry. Large master bedroom with full master bath and barn door. Completely remodeled kitchen with beautiful granite countertops, lovely backsplash and brand new appliances. Open concept with large living room and dining area, open breakfast bar overlooking kitchen. Upstairs bedroom with bamboo flooring could also serve as a bonus room, family room or office. New vinyl siding, as well as all new windows, new drywall, new insulation, and new fireplace to keep you toasty warm! Two completely remodeled full bathrooms! Home has new electrical, new lighting, new doors, new flooring, new plumbing, new hot water tank and only 8 year old furnace. New front porch with stunning front door with side lights, as well as fashionable lighting and super stylish railings. Large shed was once a garage turned into an in law apartment. Could easily be changed back into a garage or a great man cave! Top all of this off with a new double wide driveway and large yard. Lot next door owned and maintained weekly by the town. TAXES SHOWN WITHOUT EXEMPTIONS. Just move in and enjoy your new home!

6. 2020-08-02
   historical Continue to Show- Under Contract 1187-char remark

   Show marketing remark (1187 chars)

   Stunning home! Completely remodeled and move in ready! 4 bedroom 2 full bath home with first floor laundry. Large master bedroom with full master bath and barn door. Completely remodeled kitchen with beautiful granite countertops, lovely backsplash and brand new appliances. Open concept with large living room and dining area, open breakfast bar overlooking kitchen. Upstairs bedroom with bamboo flooring could also serve as a bonus room, family room or office. New vinyl siding, as well as all new windows, new drywall, new insulation, and new fireplace to keep you toasty warm! Two completely remodeled full bathrooms! Home has new electrical, new lighting, new doors, new flooring, new plumbing, new hot water tank and only 8 year old furnace. New front porch with stunning front door with side lights, as well as fashionable lighting and super stylish railings. Large shed was once a garage turned into an in law apartment. Could easily be changed back into a garage or a great man cave! Top all of this off with a new double wide driveway and large yard. Lot next door owned and maintained weekly by the town. TAXES SHOWN WITHOUT EXEMPTIONS. Just move in and enjoy your new home!

7. 2020-07-29
   price $164,900 1187-char remark

   Show marketing remark (1187 chars)

   Stunning home! Completely remodeled and move in ready! 4 bedroom 2 full bath home with first floor laundry. Large master bedroom with full master bath and barn door. Completely remodeled kitchen with beautiful granite countertops, lovely backsplash and brand new appliances. Open concept with large living room and dining area, open breakfast bar overlooking kitchen. Upstairs bedroom with bamboo flooring could also serve as a bonus room, family room or office. New vinyl siding, as well as all new windows, new drywall, new insulation, and new fireplace to keep you toasty warm! Two completely remodeled full bathrooms! Home has new electrical, new lighting, new doors, new flooring, new plumbing, new hot water tank and only 8 year old furnace. New front porch with stunning front door with side lights, as well as fashionable lighting and super stylish railings. Large shed was once a garage turned into an in law apartment. Could easily be changed back into a garage or a great man cave! Top all of this off with a new double wide driveway and large yard. Lot next door owned and maintained weekly by the town. TAXES SHOWN WITHOUT EXEMPTIONS. Just move in and enjoy your new home!

8. 2020-07-27
   listed $174,900 Active 1187-char remark

   Show marketing remark (1187 chars)

   Stunning home! Completely remodeled and move in ready! 4 bedroom 2 full bath home with first floor laundry. Large master bedroom with full master bath and barn door. Completely remodeled kitchen with beautiful granite countertops, lovely backsplash and brand new appliances. Open concept with large living room and dining area, open breakfast bar overlooking kitchen. Upstairs bedroom with bamboo flooring could also serve as a bonus room, family room or office. New vinyl siding, as well as all new windows, new drywall, new insulation, and new fireplace to keep you toasty warm! Two completely remodeled full bathrooms! Home has new electrical, new lighting, new doors, new flooring, new plumbing, new hot water tank and only 8 year old furnace. New front porch with stunning front door with side lights, as well as fashionable lighting and super stylish railings. Large shed was once a garage turned into an in law apartment. Could easily be changed back into a garage or a great man cave! Top all of this off with a new double wide driveway and large yard. Lot next door owned and maintained weekly by the town. TAXES SHOWN WITHOUT EXEMPTIONS. Just move in and enjoy your new home!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NY · Partial reset (capped growth)

• Current annual tax: $3,515 · $293/mo
• Projected year-2 tax: $3,700 · $308/mo
• Expected delta: +$185/yr (+$15/mo · 5.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 2/10 Low 7 d/yr ≥95°F today · 16 d/yr by 30 yrs out
• 💨 Wind 1/10 Low 0% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,211
• − Mortgage interest: −$12,878
• − Property taxes: −$3,515
• − Insurance: −$1,150
• − Repairs & maintenance: −$1,697
• − Management: −$1,697
• − Depreciation: −$6,688
• Taxable loss: −$6,413
• Est. tax savings @ 24.0%: +$1,539
• After-tax cash flow: $-836/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Baldwinsville Central School District
• NCES district ID: 3603870
• Math proficiency: 47% ▼ -11.00%
• Reading proficiency: 53% ▲ 2.00%
• Median HH income: $65,182
• Composite: 44.22/100
• National rank: #2848
• State rank: #355 of 590 in NY

Livability — Baldwinsville

• Score: 77/100
• State rank: #199
• US rank: #3083

Category grades

Amenities D+ Commute F Cost of living B+ Crime D+ Employment B Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Baldwinsville, NY
• County: Onondaga County · 247,257 people
• City population: 35,088
• Metro: Syracuse, NY
• Population (ZIP): 35,088
• Household income: $91,797
• Rent vs Own: 30.9% rent · 69.1% own
• Severe rent burden: 1057.0

Population outlook (Onondaga County) Hauer SSP2

• Today (2025): 467,894 people
• By 2030: 463,381 · -1.0%
• By 2040: 447,697 · -4.3%
• By 2050: 426,399 · -8.9%
• By 2075: 373,661 · -20.1%
• By 2100: 307,967 · -34.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (89%)
• Race & ethnicity: White 89% Two or more races 6% Hispanic / Latino 4% Black 2% Asian 1%
• Common ancestry: Romanian 6% Lithuanian 5% Subsaharan African 2%
• Foreign-born: 3% · Canada
• Languages at home: 96% English-only · Other Indo-European 1% Russian/Polish/Slavic 1% Spanish 1%

Political lean MEDSL · Onondaga

• 2024 margin: D (+17.3) · D 58.6% · R 41.4%
• 2008→2024 swing: -3.0pp toward R · 2008: 20.3pp · 2024: 17.3pp
• All cycles: 2024: D+17.3 2020: D+20.6 2016: D+12.8 2012: D+21.1 2008: D+20.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -204.01%
• Current HPI: 321.8247
• Rent YoY: —
• Metro: Syracuse, NY
• State GDP YoY: ▲ 2.60%
• F500 in state: 92

Industry mix (Fortune 500 HQ in NY)

Industry	F500 HQs	Revenue
▸Financial Services	10	$950B
▸Consumer Goods	9	$162B
▸Insurance	4	$225B
▸Telecommunications	2	$144B
▸Pharmaceuticals	2	$112B
▸Media / Entertainment	2	$69B

Price history

+31.4% since first listed

8 events — show timeline

• 2026-05-08 Pending — CNYIS
• 2026-05-06 Listed $229,900 CNYIS
• 2020-09-30 Sold (MLS) $165,000 CNYIS
• 2020-09-29 Sold (Public Records) $165,000 Public Records
• 2020-08-20 Pending — CNYIS
• 2020-08-02 Contingent — CNYIS
• 2020-07-29 Price Changed $164,900 CNYIS
• 2020-07-27 Listed $174,900 CNYIS

Property tax history

+12.9%/yr

Latest (2025): $3,515 · +3.0% YoY. Source: county tax records.