Hayden Plan · Daytona Beach, FL 32124

$401,990

5 bd · 3.0 ba · 2,601 sqft · SingleFamily · 425 Days on market

Good condition ↓ 2% since listing

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.0/30.0
• ARV discount +7.5/15.0
• DSCR +5.6/10.0
• 1% rule +4.8/10.0
• Livability +4.2/5.0
• Appreciation +4.0/10.0
• Condition / age +4.0/5.0
• Rent growth +3.9/5.0
• Schools +3.9/10.0

Listing remarks MLS

Find all the space you need in our popular two-story Hayden floorplan in Ironwood, one of our communities in Daytona Beach, Florida. Inside this 5-bedroom, 3-bathroom home, you'll find 2,601 square feet of flexible living space and a two-car garage. Step thru the front foyer and you're greeted with a flex room designed for work or play. Make your way to the kitchen on the first floor, which overlooks the living, dining room and slider to the backyard patio. The kitchen features a center island with room for seating, plentiful cabinetry, granite countertops, stainless steel appliances and a walk-in pantry which are sure to both turn heads and make meal prep easy. Guests can pull up a seat in this functional space. One of five bedrooms is located on the first floor and at the back of the home for privacy. As we head up to the second floor, we are greeted with the primary bedroom that features an en suite bathroom as well as three additional bedrooms that surround a second living area, a full bathroom, and a laundry area. Whether these rooms become bedrooms, office spaces, or other bonus rooms, there is sure to be a place for all. Like all homes in Ironwood, the Hayden includes all concrete block construction and also smart home technology, which allows you to control your home anytime with your smart device while near or away. Contact us today and find your home at Ironwood.

Key facts

• Flex room
• Granite countertops
• Walk in pantry

Tags

• TWO STORY FLOORPLAN
• FLEX ROOM
• CENTER ISLAND
• GRANITE COUNTERTOPS
• STAINLESS STEEL APPLIANCES
• WALK IN PANTRY

🏗️ New construction. Builder plan / spec listing (the home may be to-be-built); metrics use comparable previous sales.

What this means for you Summary

Snapshot

• This is a 5-bed/3.0-bath single-family listed at $402k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $347 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $396k (1.6% below list).
• Recommended offer: $354k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 83/100 on livability (#46 in FL, #867 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools D+, employment D-.
• Volusia (suburban): math 44% / reading 49% proficiency, ranked #47 of 73 in FL (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising fast (+5.5%/yr); 333 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 3,402 units permitted in Volusia County in 2024 (681 in 5+ unit buildings).
• At $3,956/mo this rent would consume 51% of the median local household income ($93k/yr) (locally 54% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-2.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Volusia County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 425 days — a 12% lower offer ($354k) is reasonable based on typical stale-listing flexibility.

Recommended offer $353,751 (12.0% below list)

Questions for the listing agent

1. It's been on market 425 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.98% ✗
• Cap rate: 7.33%
• Cash-on-cash: 3.70%
• DSCR: 1.16
• GRM: 8.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-1.99% appreciation · 5.46% rent growth · sell at horizon

5-year hold

• IRR: -3.4%
• Equity multiple: 0.86×
• Total profit: $-15,726
• Equity at exit: $78,273

10-year hold

• IRR: 7.0%
• Equity multiple: 1.65×
• Total profit: $73,660
• Equity at exit: $67,083

Cash invested: $112,557 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32124

• Home prices YoY: -0.6%
• Rents YoY: 5.5%
• Active inventory: 333
• Price-to-rent: 8.5×

Monthly cashflow live

• Estimated rent: $3,956 medium
• Mortgage (P&I): −$2,108
• Tax est. 1.5%: −$502 /mo · $6,030/yr
• Insurance: −$167
• HOA: −$0
• Vacancy / Maint / Mgmt: −$831
• Net cashflow: $347

Break-even live

Break-even rent $3,517

Max offer price $401,990

Occupancy floor 86%

Sensitivity live

Price	-10% $625	-5% $486	+0% $347	+5% $208	+10% $69
Rent	-10% $34	-5% $191	+0% $347	+5% $503	+10% $659
Rate	-1.0pp $549	-0.5pp $449	base $347	+0.5pp $243	+1.0pp $137

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $100,498
• Closing costs: $12,060
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
137 Lost Ball Dr Daytona Beach, FL	4.0	2.5	2168	$2,950	$1.36	12d	1	0.14mi
284 Links Terrace Blvd Daytona Beach, FL	4.0	2.5	2200	$2,850	$1.30	24d	1	0.35mi

Listing history 21 events

1. 2026-06-18
   days on market $401,990 Active 425 DOM
2. 2026-06-17
   days on market $401,990 Active 424 DOM
3. 2026-06-16
   days on market $401,990 Active 423 DOM
4. 2026-06-15
   days on market $401,990 Active 422 DOM
5. 2026-06-14
   days on market $401,990 Active 420 DOM
6. 2026-06-10
   days on market $401,990 Active 417 DOM
7. 2026-06-09
   days on market $401,990 Active 416 DOM
8. 2026-06-08
   days on market $401,990 Active 415 DOM
9. 2026-06-07
   days on market $401,990 Active 414 DOM
10. 2026-06-05
    days on market $401,990 Active 411 DOM
11. 2026-06-03
    days on market $401,990 Active 410 DOM
12. 2026-06-03
    days on market $401,990 Active 409 DOM
13. 2026-06-01
    days on market $401,990 Active 408 DOM
14. 2026-05-31
    days on market $401,990 Active 407 DOM
15. 2026-05-31
    days on market $401,990 Active 406 DOM
16. 2026-05-12
    price $401,990 1395-char remark

    Show marketing remark (1395 chars)

    Find all the space you need in our popular two-story Hayden floorplan in Ironwood, one of our communities in Daytona Beach, Florida. Inside this 5-bedroom, 3-bathroom home, you'll find 2,601 square feet of flexible living space and a two-car garage. Step thru the front foyer and you're greeted with a flex room designed for work or play. Make your way to the kitchen on the first floor, which overlooks the living, dining room and slider to the backyard patio. The kitchen features a center island with room for seating, plentiful cabinetry, granite countertops, stainless steel appliances and a walk-in pantry which are sure to both turn heads and make meal prep easy. Guests can pull up a seat in this functional space. One of five bedrooms is located on the first floor and at the back of the home for privacy. As we head up to the second floor, we are greeted with the primary bedroom that features an en suite bathroom as well as three additional bedrooms that surround a second living area, a full bathroom, and a laundry area. Whether these rooms become bedrooms, office spaces, or other bonus rooms, there is sure to be a place for all. Like all homes in Ironwood, the Hayden includes all concrete block construction and also smart home technology, which allows you to control your home anytime with your smart device while near or away. Contact us today and find your home at Ironwood.

17. 2026-03-18
    price $399,990 1395-char remark

    Show marketing remark (1395 chars)

    Find all the space you need in our popular two-story Hayden floorplan in Ironwood, one of our communities in Daytona Beach, Florida. Inside this 5-bedroom, 3-bathroom home, you'll find 2,601 square feet of flexible living space and a two-car garage. Step thru the front foyer and you're greeted with a flex room designed for work or play. Make your way to the kitchen on the first floor, which overlooks the living, dining room and slider to the backyard patio. The kitchen features a center island with room for seating, plentiful cabinetry, granite countertops, stainless steel appliances and a walk-in pantry which are sure to both turn heads and make meal prep easy. Guests can pull up a seat in this functional space. One of five bedrooms is located on the first floor and at the back of the home for privacy. As we head up to the second floor, we are greeted with the primary bedroom that features an en suite bathroom as well as three additional bedrooms that surround a second living area, a full bathroom, and a laundry area. Whether these rooms become bedrooms, office spaces, or other bonus rooms, there is sure to be a place for all. Like all homes in Ironwood, the Hayden includes all concrete block construction and also smart home technology, which allows you to control your home anytime with your smart device while near or away. Contact us today and find your home at Ironwood.

18. 2026-03-04
    price $414,990 1395-char remark

    Show marketing remark (1395 chars)

    Find all the space you need in our popular two-story Hayden floorplan in Ironwood, one of our communities in Daytona Beach, Florida. Inside this 5-bedroom, 3-bathroom home, you'll find 2,601 square feet of flexible living space and a two-car garage. Step thru the front foyer and you're greeted with a flex room designed for work or play. Make your way to the kitchen on the first floor, which overlooks the living, dining room and slider to the backyard patio. The kitchen features a center island with room for seating, plentiful cabinetry, granite countertops, stainless steel appliances and a walk-in pantry which are sure to both turn heads and make meal prep easy. Guests can pull up a seat in this functional space. One of five bedrooms is located on the first floor and at the back of the home for privacy. As we head up to the second floor, we are greeted with the primary bedroom that features an en suite bathroom as well as three additional bedrooms that surround a second living area, a full bathroom, and a laundry area. Whether these rooms become bedrooms, office spaces, or other bonus rooms, there is sure to be a place for all. Like all homes in Ironwood, the Hayden includes all concrete block construction and also smart home technology, which allows you to control your home anytime with your smart device while near or away. Contact us today and find your home at Ironwood.

19. 2026-01-06
    price $412,990 1395-char remark

    Show marketing remark (1395 chars)

    Find all the space you need in our popular two-story Hayden floorplan in Ironwood, one of our communities in Daytona Beach, Florida. Inside this 5-bedroom, 3-bathroom home, you'll find 2,601 square feet of flexible living space and a two-car garage. Step thru the front foyer and you're greeted with a flex room designed for work or play. Make your way to the kitchen on the first floor, which overlooks the living, dining room and slider to the backyard patio. The kitchen features a center island with room for seating, plentiful cabinetry, granite countertops, stainless steel appliances and a walk-in pantry which are sure to both turn heads and make meal prep easy. Guests can pull up a seat in this functional space. One of five bedrooms is located on the first floor and at the back of the home for privacy. As we head up to the second floor, we are greeted with the primary bedroom that features an en suite bathroom as well as three additional bedrooms that surround a second living area, a full bathroom, and a laundry area. Whether these rooms become bedrooms, office spaces, or other bonus rooms, there is sure to be a place for all. Like all homes in Ironwood, the Hayden includes all concrete block construction and also smart home technology, which allows you to control your home anytime with your smart device while near or away. Contact us today and find your home at Ironwood.

20. 2025-06-18
    price $410,990 1395-char remark

    Show marketing remark (1395 chars)

    Find all the space you need in our popular two-story Hayden floorplan in Ironwood, one of our communities in Daytona Beach, Florida. Inside this 5-bedroom, 3-bathroom home, you'll find 2,601 square feet of flexible living space and a two-car garage. Step thru the front foyer and you're greeted with a flex room designed for work or play. Make your way to the kitchen on the first floor, which overlooks the living, dining room and slider to the backyard patio. The kitchen features a center island with room for seating, plentiful cabinetry, granite countertops, stainless steel appliances and a walk-in pantry which are sure to both turn heads and make meal prep easy. Guests can pull up a seat in this functional space. One of five bedrooms is located on the first floor and at the back of the home for privacy. As we head up to the second floor, we are greeted with the primary bedroom that features an en suite bathroom as well as three additional bedrooms that surround a second living area, a full bathroom, and a laundry area. Whether these rooms become bedrooms, office spaces, or other bonus rooms, there is sure to be a place for all. Like all homes in Ironwood, the Hayden includes all concrete block construction and also smart home technology, which allows you to control your home anytime with your smart device while near or away. Contact us today and find your home at Ironwood.

21. 2025-04-19
    listed $408,990 Active 1395-char remark

    Show marketing remark (1395 chars)

    Find all the space you need in our popular two-story Hayden floorplan in Ironwood, one of our communities in Daytona Beach, Florida. Inside this 5-bedroom, 3-bathroom home, you'll find 2,601 square feet of flexible living space and a two-car garage. Step thru the front foyer and you're greeted with a flex room designed for work or play. Make your way to the kitchen on the first floor, which overlooks the living, dining room and slider to the backyard patio. The kitchen features a center island with room for seating, plentiful cabinetry, granite countertops, stainless steel appliances and a walk-in pantry which are sure to both turn heads and make meal prep easy. Guests can pull up a seat in this functional space. One of five bedrooms is located on the first floor and at the back of the home for privacy. As we head up to the second floor, we are greeted with the primary bedroom that features an en suite bathroom as well as three additional bedrooms that surround a second living area, a full bathroom, and a laundry area. Whether these rooms become bedrooms, office spaces, or other bonus rooms, there is sure to be a place for all. Like all homes in Ironwood, the Hayden includes all concrete block construction and also smart home technology, which allows you to control your home anytime with your smart device while near or away. Contact us today and find your home at Ironwood.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $47,466
• − Mortgage interest: −$22,518
• − Property taxes: −$6,030
• − Insurance: −$2,010
• − Repairs & maintenance: −$3,797
• − Management: −$3,797
• − Depreciation: −$11,694
• Taxable loss: −$2,380
• Est. tax savings @ 24.0%: +$571
• After-tax cash flow: $4,733/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Good 80/100 Cosmetic rehab

This well-maintained single-family home in Daytona Beach, Florida, is in good condition with no visible repairs needed. It offers a good return on investment with potential for both resale and rental value through minor cosmetic improvements.

Value-add opportunities

• Both Painting the exterior and interior walls — Enhances curb appeal and interior aesthetics.
• Both Landscaping improvements — Enhances curb appeal and adds value to the property.

Renovation cost estimate screening

Value-add ROI direction

• Both Painting the exterior and interior walls — Enhances curb appeal and interior aesthetics. ↑
• Both Landscaping improvements — Enhances curb appeal and adds value to the property. ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Volusia
• NCES district ID: 1201920
• Math proficiency: 44% ▼ -9.00%
• Reading proficiency: 49% ▼ -3.00%
• Median HH income: $42,946
• Composite: 39.2/100
• National rank: #4019
• State rank: #47 of 73 in FL

Livability — Daytona Beach

• Score: 83/100
• State rank: #46
• US rank: #867

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime C Employment D- Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Daytona Beach, FL
• County: Volusia County · 556,871 people
• City population: 67,539
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• Population (ZIP): 11,409
• Household income: $92,616
• Rent vs Own: 5.8% rent · 94.2% own
• Severe rent burden: 54.0

Population outlook (Volusia County) Hauer SSP2

• Today (2025): 572,749 people
• By 2030: 598,695 · +4.5%
• By 2040: 644,880 · +12.6%
• By 2050: 681,451 · +19.0%
• By 2075: 759,957 · +32.7%
• By 2100: 778,902 · +36.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (71%)
• Race & ethnicity: White 71% Black 20% Hispanic / Latino 5% Asian 2% Two or more races 1%
• Common ancestry: Romanian 3% Italian 2% Portuguese 1%
• Foreign-born: 10% · Canada, Mexico, South Korea
• Languages at home: 91% English-only · Spanish 4% Other Asian/Pacific 1% Other Indo-European 1%

Political lean MEDSL · Volusia

• 2024 margin: Strong R (+21.8) · D 38.7% · R 60.5%
• 2008→2024 swing: -27.4pp toward R · 2008: 5.7pp · 2024: -21.8pp
• All cycles: 2024: R+21.8 2020: R+14.1 2016: R+13.1 2012: R+1.2 2008: D+5.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -1.99%
• Current HPI: 311.7456
• Rent YoY: ▲ 5.46%
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-1.7% since first listed

6 events — show timeline

• 2026-05-12 Price Changed $401,990 Zillow
• 2026-03-18 Price Changed $399,990 Zillow
• 2026-03-04 Price Changed $414,990 Zillow
• 2026-01-06 Price Changed $412,990 Zillow
• 2025-06-18 Price Changed $410,990 Zillow
• 2025-04-19 Listed $408,990 Zillow