CashFlowRE
Sign in Sign up
3601 Brandis Ave
B- Composite 66.46
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.2/30.0
  • ARV discount +14.0/15.0
  • DSCR +8.3/10.0
  • 1% rule +5.5/10.0
  • Schools +4.8/10.0
  • Livability +3.6/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$169,900

3601 Brandis Ave · Gastonville, PA 15129
3 bd · 1.0 ba · 1,054 sqft · SingleFamily public records · 45 Days on market
Built 1900 8,755 sqft lot $161/sqft · 15% below area Est $199k · 15% under ↓ 6% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to this well-maintained raised ranch in the heart of South Park! Nestled on a private lot with a peaceful setting, this 3 bed, 1 bath home offers the perfect blend of comfort, character, and opportunity. Original hardwood floors throughout much of the main level add timeless charm, while the functional layout provides comfortable everyday living. The spacious main level features an inviting living room, generously sized bedrooms, and a kitchen ready for your personal updates and finishing touches. Downstairs, the semi-framed basement with a separate entrance opens the door to endless possibilities — ideal for additional living space, a workshop, home office, in-law suite, or p

Key facts

  • Separate entrance
  • Private lot
  • Nearby trails

Tags

PRIVATE LOTORIGINAL HARDWOOD FLOORSSEMI-FRAMED BASEMENTSEPARATE ENTRANCENEARBY TRAILSNEARBY PARKS

Property features AI

Exterior

  • Parking: 2 parking spaces
  • Utilities: Public water; Public sewer
  • Exterior features: 0.201-acre lot; Resale property

Interior

  • Kitchen: Cooktop; Stove
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Forced-air heating; Gas heating
  • Interior features: Walk-out basement
  • Laundry & utility: Some electric appliances

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $170k.

Deal economics

  • At list price, monthly cash flow is $380 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $170k).
  • Recommended offer: $165k (3.0% below list) — sets the bar for market timing.
  • Cap rate 9.0% vs local median 2.5% in Gastonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#726 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, health & safety F.
  • South Park SD (suburban): math 46% / reading 63% proficiency, ranked #101 of 539 in PA (top 19%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 19% free/reduced lunch — higher-income household profile.
  • Zoned schools: South Park Elem Center (math 41% / reading 70%, grade C, #492 of 1,518 statewide, top 33%, 679 students, 35% FRL); South Park Ms (math 38% / reading 60%, grade C-, #140 of 512 statewide, top 28%, 541 students, 32% FRL); South Park Shs (math 77%, 560 students, 22% FRL).
  • Market conditions: Rents flat; 54 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals leasing fast (median 4d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 45 days — a 3% lower offer ($165k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $164,803 (3.0% below list)

Questions for the listing agent

  1. It's been on market 45 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.05%
Cap rate
8.98%
Cash-on-cash
9.59%
DSCR
1.43
GRM
7.9

CMA / ARV

ARV (median comp)
$198,812
List price
$169,900
Delta
-14.54%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6417 Helen St 0.54mi 3/2.0 1,080 (+2%) 1mo $232,000 $215 66
6222 Pleasant St 0.57mi 4/1.0 (+1) 1,080 (+2%) 1mo $150,000 $139 64
6412 Helen St 0.48mi 3/1.0 1,125 (+7%) 3mo $100,000 $89 64
6207 Pleasant St 0.58mi 3/1.0 1,088 (+3%) 9mo $115,000 $106 60
3802 Grant St 0.41mi 3/1.5 1,160 (+10%) 3mo $125,077 $108 59
6415 Helen St 0.54mi 3/2.0 1,125 (+7%) 2mo $244,900 $218 58
1524 Roosevelt Ave 0.65mi 3/1.5 1,110 (+5%) 5mo $236,850 $213 55
1549 Roosevelt Ave 0.61mi 3/1.0 926 (-12%) 3mo $160,000 $173 49
6212 Pleasant St 0.59mi 4/1.0 (+1) 1,125 (+7%) 10mo $185,000 $164 48
6489 Simmons Ave 0.71mi 3/1.5 1,180 (+12%) 2mo $165,000 $140 43
1495 Washington Ave 0.71mi 2/2.0 (-1) 928 (-12%) 5mo $232,000 $250 34
1368 Berryman Ave 0.74mi 3/3.0 1,200 (+14%) 11mo $253,000 $211 26

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.29% rent growth · sell at horizon

5-year hold
IRR
-4.7%
Equity multiple
0.83×
Total profit
$-8,134
Equity at exit
$25,333
10-year hold
IRR
1.8%
Equity multiple
1.11×
Total profit
$5,376
Equity at exit
$14,690

Cash invested: $47,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15129

Rents YoY
0.3%
Active inventory
54
Price-to-rent
7.9×

Monthly cashflow live

Estimated rent
$1,790 high interval (Pro) →
Mortgage (P&I)
$891
Tax from tax record
$72 /mo · $869/yr
Insurance
$71
HOA
$0
Vacancy / Maint / Mgmt
$376
Net cashflow
$380

Break-even live

Break-even rent $1,309
Max offer price $169,900
Occupancy floor 74%

Sensitivity live

Price -10% $476 -5% $428 +0% $380 +5% $332 +10% $284
Rent -10% $239 -5% $309 +0% $380 +5% $451 +10% $522
Rate -1.0pp $466 -0.5pp $423 base $380 +0.5pp $336 +1.0pp $291

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$42,475
Closing costs
$5,097
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 9 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3001 Perimeter Blvd South Park, PA 1.0–2.0 1.0–2.0 926 $2,105 $2.27 0d 19 0.30mi
6450 Pleasant St South Park, PA 1.0–2.0 1.0 815 $1,499 $1.84 0d 3 0.62mi
6301 Broad St South Park, PA 3.0 1.0 816 $1,750 $2.14 45d 1 0.73mi
6478 2nd Ave South Park, PA 3.0 2.0 1326 $1,795 $1.35 45d 1 0.80mi
600 Royal Dr South Park Township, PA 1.0–3.0 1.0 801 $1,585 $1.98 0d 16 0.95mi
3106 Southern Dr South Park, PA 4.0 1.0 1125 $1,695 $1.51 3d 1 1.02mi
7000 Squires Manor Ln South Park Township, PA 1.0–2.0 1.0 805 $1,440 $1.79 0d 15 1.19mi
1700 Patrick Pl South Park, PA 1.0–3.0 1.0–2.0 972 $1,510 $1.55 3d 15 1.22mi
201 Woods Edge Finleyville, PA 3.0 1.5 1500 $1,600 $1.07 9d 1 1.28mi

Listing history 17 events

  1. 2026-06-21
    days on market $169,900 Active 45 DOM
  2. 2026-06-18
    days on market $169,900 Active 42 DOM
  3. 2026-06-17
    days on market $169,900 Active 41 DOM
  4. 2026-06-16
    days on market $169,900 Active 40 DOM
  5. 2026-06-15
    days on market $169,900 Active 39 DOM
  6. 2026-06-13
    days on market $169,900 Active 37 DOM
  7. 2026-06-13
    days on market $169,900 Active 36 DOM
  8. 2026-06-09
    days on market $169,900 Active 33 DOM
  9. 2026-06-08
    days on market $169,900 Active 32 DOM
  10. 2026-06-07
    days on market $169,900 Active 31 DOM
  11. 2026-06-05
    days on market $169,900 Active 28 DOM
  12. 2026-06-03
    days on market $169,900 Active 27 DOM
  13. 2026-06-02
    days on market $169,900 Active 26 DOM
  14. 2026-06-01
    days on market $169,900 Active 25 DOM
  15. 2026-05-31
    days on market $169,900 Active 24 DOM
  16. 2026-05-18
    price $169,900 1413-char remark
  17. 2026-05-07
    listed $179,900 Active 1413-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$869 · $72/mo
Projected year-2 tax
$1,777 · $148/mo
Expected delta
+$907/yr (+$76/mo · 104.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$21,483
− Mortgage interest
−$9,517
− Property taxes
−$869
− Insurance
−$850
− Repairs & maintenance
−$1,719
− Management
−$1,719
− Depreciation
−$4,943
Taxable income
$1,867
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$448
After-tax cash flow
$4,113/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
South Park SD
NCES district ID
4222060
Math proficiency
46% ▼ -12.00%
Reading proficiency
63% ▼ -8.00%
Median HH income
$66,606
Composite
48.04/100
National rank
#2194
State rank
#101 of 539 in PA

Livability — Gastonville

Score
71/100
State rank
#726
US rank
#7265

Category grades

Amenities F Commute B Cost of living A+ Crime A+ Employment B+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Allegheny County · 1,022,028 people
Metro
Pittsburgh, PA
Population (ZIP)
10,789
Household income
$99,519
Rent vs Own
23.0% rent · 77.0% own
Severe rent burden
269.0

Population outlook (Allegheny County) Hauer SSP2

Today (2025)
1,250,282 people
By 2030
1,256,482 · +0.5%
By 2040
1,256,318 · +0.5%
By 2050
1,244,169 · -0.5%
By 2075
1,197,693 · -4.2%
By 2100
1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (92%)
Race & ethnicity
White 92% Two or more races 4% Black 3% Asian 2%
Common ancestry
Romanian 9% Slovak 3% Serbian 2%
Foreign-born
3% · India, Canada, Jamaica
Languages at home
97% English-only · Other Indo-European 2% Spanish 1%

Political lean MEDSL · Allegheny

2024 margin
Strong D (+20.3) · D 59.7% · R 39.4%
2008→2024 swing
+4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
All cycles
2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -151.17%
Current HPI
261.5253
Rent YoY
▲ 0.29%
Metro
Pittsburgh, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

-5.6% since first listed
2 events — show timeline
  • 2026-05-18 Price Changed $169,900 West Penn MLS
  • 2026-05-07 Listed $179,900 West Penn MLS

Property tax history

+1.5%/yr

Latest (2026): $869 · +2.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…