4176 Newport Ct · St. Louis, MO 63116

$78,000

1 bd · 1.0 ba · 888 sqft · SingleFamily public records · 17 Days on market

Built 1906 2,626 sqft lot Est $155k · 50% under

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +26.6/30.0
• ARV discount +15.0/15.0
• DSCR +9.1/10.0
• 1% rule +6.7/10.0
• Rent growth +3.2/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.2/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Affordable brick bungalow offering 1 bedroom and 1 bath in the sought-after Bevo Mill neighborhood. Enjoy a charming garden, level fenced yard, and a prime location within walking distance to popular restaurants and the historic Bevo Mill area. This is an estate sale and the property is being sold as-is. The seller will not provide inspections or make repairs. All contents will remain with the property, offering a strong opportunity for investors or buyers seeking a value-add project.

Key facts

• 2,626 sq ft lot
• Garage
• Built 1906

Property features AI

Exterior

• Parking: Attached garage with space for 1 car
• Utilities: Public water; Public sewer; Electricity connected; Natural gas connected
• Home design: Single-family residential property; One level
• Construction: Brick construction
• Exterior features: Back yard; Entry steps/stairs

Interior

• Bedrooms: 1 bedroom on the main level
• Bathrooms: 1 full bathroom on the main level
• Heating & cooling: Forced-air heating (natural gas); Cooling: other
• Interior features: Finished basement with 8 ft+ poured construction

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath single-family listed at $78k.

Deal economics

• At list price, monthly cash flow is $209 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($911 rent vs $78k).
• Recommended offer: $77k (1.5% below list) — sets the bar for market timing.
• Cap rate 9.5% vs local median 5.0% in St. Louis — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
• St. Louis City (urban): math 10% / reading 18% proficiency, ranked #312 of 324 in MO (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 80% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Oak Hill Elem. (math 12% / reading 12%, grade F, #1,016 of 1,115 statewide, top 92%, 238 students, 99% FRL); Gateway Middle (math 0% / reading 8%, grade F, #389 of 391 statewide, top 100%, 506 students, 99% FRL); Roosevelt High (math 2% / reading 8%, grade F, #517 of 521 statewide, top 100%, 460 students, 99% FRL) — zoned schools average 99% FRL vs 80% district-wide (19 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising (+2.6%/yr); 261 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 294 units permitted in St. Louis city in 2024 (227 in 5+ unit buildings).
• This rent is only 18% of the median local income ($61k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $539 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• St. Louis County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 17 days — a 2% lower offer ($77k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1906 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $76,830 (1.5% below list)

Questions for the listing agent

1. Built in 1906 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.17% ✓
• Cap rate: 9.50%
• Cash-on-cash: 11.47%
• DSCR: 1.51
• GRM: 7.1

CMA / ARV

• ARV (on-the-fly): $155,400
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4372 Ellenwood Ave	0.33mi	2/1.0 (+1)	864 (-3%)	2mo	$105,000	$122	74
4404 Taft Ave	0.38mi	2/2.0 (+1)	884 (-0%)	2mo	$239,900	$271	71
4444 Gannett St	0.39mi	2/1.0 (+1)	852 (-4%)	3mo	$149,900	$176	68
5425 Bates St	0.54mi	2/1.0 (+1)	914 (+3%)	1mo	$185,000	$202	64
3905 Itaska St	0.50mi	2/1.0 (+1)	923 (+4%)	1mo	$135,000	$146	64
4253 Neosho St	0.16mi	2/1.0 (+1)	1,020 (+15%)	1mo	$70,000	$69	62
4045 Walsh St	0.39mi	2/1.0 (+1)	803 (-10%)	2mo	$55,635	$69	60
3953 Eiler St	0.65mi	2/2.0 (+1)	888 (0%)	2mo	$234,500	$264	59
5450 Dresden Ave	0.65mi	2/1.0 (+1)	829 (-7%)	1mo	$150,000	$181	53
4421 Bingham Ave	0.54mi	2/1.0 (+1)	975 (+10%)	3mo	$119,500	$123	51
3939 Itaska St	0.45mi	2/1.0 (+1)	1,020 (+15%)	2mo	$179,000	$175	48
4035 Schiller Pl	0.51mi	2/1.0 (+1)	762 (-14%)	2mo	$114,900	$151	46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.62% rent growth · sell at horizon

5-year hold

• IRR: 0.4%
• Equity multiple: 1.01×
• Total profit: $301
• Equity at exit: $11,630

10-year hold

• IRR: 9.6%
• Equity multiple: 1.73×
• Total profit: $15,950
• Equity at exit: $6,744

Cash invested: $21,840 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 81 Strongly Landlord-Friendly
• State Missouri: 81 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

Generally landlord-friendly; St Louis has some habitability requirements.

Methodology + full state rankings →

ZIP-level market 63116

• Rents YoY: 2.6%
• Active inventory: 261
• Price-to-rent: 7.1×

Monthly cashflow live

• Estimated rent: $911 high
• Mortgage (P&I): −$409
• Tax from tax record: −$70 /mo · $838/yr
• Insurance: −$32
• HOA: −$0
• Vacancy / Maint / Mgmt: −$191
• Net cashflow: $209

Break-even live

Break-even rent $647

Max offer price $78,000

Occupancy floor 72%

Sensitivity live

Price	-10% $253	-5% $231	+0% $209	+5% $187	+10% $165
Rent	-10% $137	-5% $173	+0% $209	+5% $245	+10% $281
Rate	-1.0pp $248	-0.5pp $229	base $209	+0.5pp $188	+1.0pp $168

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $19,500
• Closing costs: $2,340
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4215 Neosho St Unit 101 St. Louis, MO	2.0	1.0	750	$825	$1.10	45d	1	0.09mi
4226 Neosho St Apt 4 St. Louis, MO	1.0	1.0	600	$725	$1.21	0d	1	0.09mi
4205 Ellenwood Ave Unit 202 St. Louis, MO	1.0	1.0	750	$899	$1.20	25d	1	0.12mi
4205 Ellenwood Ave Unit 102 St. Louis, MO	1.0	1.0	750	$899	$1.20	45d	1	0.12mi
4523 Gravois Ave Apt 204 St. Louis, MO	—	1.0	700	$699	$1.00	45d	1	0.13mi
4523 Gravois Ave Unit 305 St. Louis, MO	—	1.0	700	$799	$1.14	19d	1	0.13mi
4227 Ellenwood Ave Saint Louis, MO	1.0	1.0	650	$825	$1.27	18d	1	0.15mi
4231-4233 Ellenwood Ave St. Louis, MO	1.0	1.0	650	$825	$1.27	16d	1	0.15mi
4729 Morgan Ford Rd Unit 7 St. Louis, MO	1.0	1.0	800	$799	$1.00	13d	1	0.17mi
4733 Morgan Ford Rd Unit 3 St. Louis, MO	1.0	1.0	800	$799	$1.00	25d	1	0.17mi
4274 Ellenwood Ave Unit 1E St. Louis, MO	2.0	1.0	800	$995	$1.24	45d	1	0.20mi
4740 Newport Ave Saint Louis, MO	1.0	1.0	754	$1,650	$2.19	45d	1	0.22mi
4114 Osceola St Unit A St. Louis, MO	1.0	1.0	775	$750	$0.97	45d	1	0.28mi
4403 Gravois Ave St. Louis, MO	1.0	1.0	800	$775	$0.97	16d	1	0.29mi
5021 Ray Ave Unit 1f St. Louis, MO	1.0	1.0	768	$1,095	$1.43	16d	1	0.29mi
5021 Ray Ave Unit B St. Louis, MO	1.0	1.0	768	$1,195	$1.56	16d	1	0.29mi
5021 Ray Ave Unit A St. Louis, MO	1.0	1.0	768	$1,194	$1.55	16d	1	0.29mi
4413 Delor St Unit 2F St. Louis, MO	2.0	1.0	1010	$1,125	$1.11	25d	1	0.35mi
4428 Ellenwood Ave Saint Louis, MO	2.0	1.0	900	$1,225	$1.36	45d	1	0.38mi
4446 Itaska St Saint Louis, MO	2.0	1.0	732	$1,195	$1.63	0d	1	0.39mi
4341 Morganford Rd Saint Louis, MO	1.0	1.0	750	$799	$1.07	45d	1	0.39mi
4341 Morgan Ford Rd Unit F St. Louis, MO	1.0	1.0	750	$749	$1.00	6d	1	0.39mi
4192 Meramec St Unit 104 St. Louis, MO	1.0	1.0	675	$850	$1.26	45d	1	0.48mi
4192 Meramec St Unit 105 St. Louis, MO	1.0	1.0	700	$815	$1.16	45d	1	0.48mi
4192 Meramec St Unit 101 St. Louis, MO	1.0	1.0	700	$850	$1.21	22d	1	0.48mi
4028 Schiller Pl Saint Louis, MO	2.0	1.0	802	$1,440	$1.80	45d	1	0.54mi
5111 Cologne Ave Saint Louis, MO	2.0	1.0	800	$1,050	$1.31	45d	1	0.55mi
3741 Morgan Ford Rd St. Louis, MO	2.0	1.0	800	$895	$1.12	25d	1	0.55mi
3733 Morgan Ford Rd Unit D St. Louis, MO	1.0	1.0	700	$795	$1.14	0d	1	0.56mi
3737 Morgan Ford Rd Apt F St. Louis, MO	2.0	1.0	800	$895	$1.12	21d	1	0.56mi
3737 Morgan Ford Rd Unit D St. Louis, MO	1.0	1.0	700	$795	$1.14	0d	1	0.56mi
3729 Morgan Ford Rd Apt G St. Louis, MO	2.0	1.0	800	$895	$1.12	25d	1	0.56mi
3729 Morgan Ford Rd St. Louis, MO	2.0	1.0	800	$895	$1.12	21d	1	0.56mi
3729 Morgan Ford Rd Unit C St. Louis, MO	2.0	1.0	800	$895	$1.12	0d	1	0.56mi
4004 Keokuk St Unit 1F St. Louis, MO	1.0	1.0	800	$750	$0.94	19d	1	0.58mi
5033 Ulena Ave Saint Louis, MO	2.0	1.0	960	$1,575	$1.64	45d	1	0.60mi
5415 Dresden Ave Saint Louis, MO	2.0	1.5	935	$1,200	$1.28	25d	1	0.63mi
3625 Morgan Ford Rd Unit 6 St. Louis, MO	1.0	1.0	650	$799	$1.23	45d	1	0.65mi
3614 Morgan Ford Rd Unit 2F St. Louis, MO	1.0	1.0	1075	$985	$0.92	22d	1	0.66mi
3923 Keokuk St Saint Louis, MO	1.0	1.0	800	$750	$0.94	45d	1	0.67mi

Listing history 11 events

1. 2026-06-21
   days on market $78,000 Active 17 DOM
2. 2026-06-18
   days on market $78,000 Active 14 DOM
3. 2026-06-17
   days on market $78,000 Active 13 DOM
4. 2026-06-16
   days on market $78,000 Active 12 DOM
5. 2026-06-15
   days on market $78,000 Active 11 DOM
6. 2026-06-13
   days on market $78,000 Active 9 DOM
7. 2026-06-09
   days on market $78,000 Active 5 DOM
8. 2026-06-08
   days on market $78,000 Active 4 DOM
9. 2026-06-07
   days on market $78,000 Active 3 DOM
10. 2026-06-05
    remarks 699-char remark
11. 2026-06-05
    listed $78,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

• Current annual tax: $838 · $70/mo
• Projected year-2 tax: $838 · $70/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 5/10 Major 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $10,938
• − Mortgage interest: −$4,369
• − Property taxes: −$838
• − Insurance: −$390
• − Repairs & maintenance: −$875
• − Management: −$875
• − Depreciation: −$2,269
• Taxable income: $1,321
• Est. tax owed @ 24.0%: −$317
• After-tax cash flow: $2,187/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: St. Louis City
• NCES district ID: 2929280
• Math proficiency: 10% ▼ -6.00%
• Reading proficiency: 18% ▼ -3.00%
• Median HH income: $35,685
• Composite: 11.54/100
• National rank: #9699
• State rank: #312 of 324 in MO

Livability — St. Louis

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: St. Louis, MO
• County: Saint Louis City · 254,015 people
• City population: 283,259
• Metro: St. Louis, MO-IL
• Population (ZIP): 42,170
• Household income: $61,433
• Rent vs Own: 43.1% rent · 56.9% own
• Severe rent burden: 1923.0

Population outlook (St. Louis County) Hauer SSP2

• Today (2025): 315,737 people
• By 2030: 313,865 · -0.6%
• By 2040: 305,439 · -3.3%
• By 2050: 296,529 · -6.1%
• By 2075: 271,028 · -14.2%
• By 2100: 255,359 · -19.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.63)
• Race & ethnicity: White 54% Black 27% Hispanic / Latino 10% Two or more races 8% Asian 5%
• Hispanic origin (detail): Mexican 7%
• Common ancestry: Lithuanian 4% Romanian 2% Italian 2%
• Foreign-born: 11% · Canada, Vietnam, Philippines
• Languages at home: 85% English-only · Spanish 6% Vietnamese 2% Arabic 2%

Political lean MEDSL · St. Louis

• 2024 margin: Solid D (+64.7) · D 81.4% · R 16.7% · Other 2.0%
• 2008→2024 swing: -3.5pp toward R · 2008: 68.2pp · 2024: 64.7pp
• All cycles: 2024: D+64.7 2020: D+66.2 2016: D+63.7 2012: D+66.6 2008: D+68.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -271.19%
• Current HPI: 215.7108
• Rent YoY: ▲ 2.62%
• Metro: St. Louis, MO-IL
• State GDP YoY: ▲ 1.84%
• F500 in state: 20

Industry mix (Fortune 500 HQ in MO)

Industry	F500 HQs	Revenue
▸Healthcare	1	$163B
▸Insurance	1	$21B
▸Industrial Technology	1	$17B
▸Retail	1	$16B
▸Industrial Distribution	1	$10B
▸Utilities	1	$9B

Price history

+30.2% since first listed

12 events — show timeline

• 2026-06-04 Listed $78,000 MARIS as Distributed by MLS Grid
• 2026-04-09 Price Changed $69,900 MARIS as Distributed by MLS Grid
• 2026-03-27 Price Changed $74,900 MARIS as Distributed by MLS Grid
• 2026-03-02 Price Changed $79,900 MARIS as Distributed by MLS Grid
• 2026-02-18 Listed $89,900 MARIS as Distributed by MLS Grid
• 2026-01-08 Sold (MLS) — MARIS as Distributed by MLS Grid
• 2025-12-20 Pending — MARIS as Distributed by MLS Grid
• 2025-12-19 Listed $59,900 MARIS as Distributed by MLS Grid
• 2025-12-17 Coming Soon $59,900 MARIS as Distributed by MLS Grid
• 1993-11-28 Sold (Public Records) — Public Records
• 1993-10-28 Sold (Public Records) — Public Records
• 1993-04-09 Sold (Public Records) — Public Records

Property tax history

+6.5%/yr

Latest (2023): $838 · +4.9% YoY. Source: county tax records.