6026 Skipping Way · Somerset, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 8/10 · Major
- Hot days now (above 109°F)
- 4 days/yr
- Hot days in 30 yrs
- 11 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +16.0/30.0
- ARV discount +8.9/15.0
- Appreciation +6.3/10.0
- Condition / age +5.0/5.0
- DSCR +4.9/10.0
- 1% rule +4.6/10.0
- Schools +3.4/10.0
- Livability +3.3/5.0
- Rent growth +2.5/5.0
$184,999
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location at the front of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms just off the main living areas, which are comfortable spaces for household members and overnight guests.
Key facts
- Luxe owner's suite
- Walk-in closet
- Stylish kitchen
Tags
Property features AI
Finance
- Financial info: Down payment resource available
- HOA & community: Mandatory HOA; HOA dues $33 monthly; Association transfer fee $450; Community amenities include a pool
Exterior
- Parking: 2-car garage (detached/attached not specified)
- Utilities: Electricity: CPS; Water: SAWS; Sewer: SAWS; City garbage service
- Home design: New construction by Lennar; Single-story (all bedrooms downstairs)
- Construction: Cement fiber exterior; Composition roof; Slab foundation; Built recently (new)
- Exterior features: Privacy fence; Lot in Valle Sol subdivision
Interior
- Kitchen: Stove/Range; Dishwasher
- Bedrooms: Master bedroom on lower level with walk-in closet and full bath; Bedroom 2: 8 x 10; Bedroom 3: 9 x 10; Master bedroom dimensions 13 x 11
- Flooring: Carpeting; Vinyl flooring
- Bathrooms: 2 full bathrooms; Master bath with shower only
- Heating & cooling: Central heating (electric); Central air conditioning
- Interior features: Open floor plan; Cable TV available; 1 living area; Utility room inside; All bedrooms downstairs; Laundry on main level; Walk-in closets
- Laundry & utility: Washer connection; Dryer connection; Laundry located on main level
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $185k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $91 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $177k (4.1% below list).
- Recommended offer: $177k (4.1% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 66/100 on livability (#639 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: amenities F, commute F, health & safety F.
- Somerset ISD (rural): math 41% / reading 39% proficiency, ranked #417 of 826 in TX (top 50%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 324 active listings in the ZIP; 224 units permitted in Atascosa County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $6k of equity ($1k loan paydown + $5k appreciation (2.6% local appreciation)).
- Atascosa County population projected at +41% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (2.6% appreciation + 3.0% rent growth), your $52k cash investment doubles in ~6 years — after that, you're playing with house money.
- By year 6, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 34 days — a 3% lower offer ($179k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts; this cycle's ask has dropped $29k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 4→11/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 34 days. Have you received any prior offers? Is the seller open to a 4% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.96% ✗
- Cap rate
- 6.88%
- Cash-on-cash
- 2.10%
- DSCR
- 1.09
- GRM
- 8.7
CMA / ARV
- ARV (on-the-fly)
- $190,914
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 6043 Skipping Way | 0.00mi | 3/2.0 | 1,354 (0%) | 1mo | $184,999 | $137 | 99 |
| 12010 Pressing Pass | 0.00mi | 3/2.0 | 1,354 (0%) | 1mo | $184,999 | $137 | 99 |
| 12030 Pressing Pass | 0.00mi | 3/2.0 | 1,354 (0%) | 1mo | $184,999 | $137 | 99 |
| 6027 Skipping Way | 0.00mi | 3/2.0 | 1,354 (0%) | 1mo | $192,999 | $143 | 99 |
| 5919 Consider Trl | 0.00mi | 3/2.0 | 1,402 (+4%) | 1mo | $194,999 | $139 | 93 |
| 12107 Kneeling Path | 0.00mi | 3/2.0 | 1,402 (+4%) | 2mo | $192,999 | $138 | 92 |
| 5903 Consider Trl | 0.00mi | 3/2.0 | 1,402 (+4%) | 2mo | $196,999 | $141 | 92 |
| 12119 Kneeling Path | 0.00mi | 3/2.0 | 1,402 (+4%) | 3mo | $211,999 | $151 | 92 |
| 12211 Kneeling Path | 0.00mi | 3/2.0 | 1,402 (+4%) | 4mo | $185,999 | $133 | 91 |
| 12103 Kneeling Path | 0.00mi | 3/2.0 | 1,266 (-6%) | 2mo | $184,999 | $146 | 87 |
| 12127 Kneeling Path | 0.00mi | 3/2.0 | 1,266 (-6%) | 4mo | $192,999 | $152 | 86 |
| 6046 Skipping Way | 0.00mi | 3/2.0 | 1,213 (-10%) | 3mo | $185,999 | $153 | 80 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
2.6% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 8.4%
- Equity multiple
- 1.47×
- Total profit
- $24,236
- Equity at exit
- $79,060
- IRR
- 11.2%
- Equity multiple
- 2.61×
- Total profit
- $83,169
- Equity at exit
- $118,726
Cash invested: $51,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 78073
- Home prices YoY
- 0.9%
- Active inventory
- 324
- Price-to-rent
- 8.7×
Monthly cashflow live
- Estimated rent
- $1,775 medium interval (Pro) →
- Mortgage (P&I)
- −$970
- Tax est. 1.5%
- −$231 /mo · $2,775/yr
- Insurance
- −$77
- HOA
- −$33
- Vacancy / Maint / Mgmt
- −$373
- Net cashflow
- $91
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $46,250
- Closing costs
- $5,550
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
HOA detail
- Monthly dues
- $33 · $396/yr
Listing history 25 events
-
2026-05-21price $184,999
-
2026-05-20price $184,999 401-char remark
Show marketing remark (401 chars)
This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location at the front of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms just off the main living areas, which are comfortable spaces for household members and overnight guests.
-
2026-05-20price $204,999
Show marketing remark (401 chars)
This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location at the front of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms just off the main living areas, which are comfortable spaces for household members and overnight guests.
-
2026-05-19status Back on Market
Show marketing remark (401 chars)
This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location at the front of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms just off the main living areas, which are comfortable spaces for household members and overnight guests.
-
2026-05-19status Active 401-char remark
Show marketing remark (401 chars)
This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location at the front of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms just off the main living areas, which are comfortable spaces for household members and overnight guests.
-
2026-05-19price $204,999 401-char remark
Show marketing remark (401 chars)
This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location at the front of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms just off the main living areas, which are comfortable spaces for household members and overnight guests.
-
2026-04-22status Pending
-
2026-04-20historical 401-char remark
Show marketing remark (401 chars)
This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location at the front of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms just off the main living areas, which are comfortable spaces for household members and overnight guests.
-
2026-04-17price $191,999 401-char remark
Show marketing remark (401 chars)
This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location at the front of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms just off the main living areas, which are comfortable spaces for household members and overnight guests.
-
2026-04-17price $191,999
Show marketing remark (401 chars)
This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location at the front of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms just off the main living areas, which are comfortable spaces for household members and overnight guests.
-
2026-04-16price $213,999
-
2026-04-15status Back on Market
Show marketing remark (401 chars)
This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location at the front of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms just off the main living areas, which are comfortable spaces for household members and overnight guests.
-
2026-04-15status Active 401-char remark
Show marketing remark (401 chars)
This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location at the front of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms just off the main living areas, which are comfortable spaces for household members and overnight guests.
-
2026-04-15price $213,999 401-char remark
Show marketing remark (401 chars)
This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location at the front of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms just off the main living areas, which are comfortable spaces for household members and overnight guests.
-
2026-04-06status Pending
-
2026-04-02historical 401-char remark
Show marketing remark (401 chars)
This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location at the front of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms just off the main living areas, which are comfortable spaces for household members and overnight guests.
-
2026-04-02price $183,999
Show marketing remark (401 chars)
This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location at the front of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms just off the main living areas, which are comfortable spaces for household members and overnight guests.
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2026-03-31price $189,999
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2026-03-29price $189,999 401-char remark
Show marketing remark (401 chars)
This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location at the front of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms just off the main living areas, which are comfortable spaces for household members and overnight guests.
-
2026-03-28price $192,999
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2026-03-27price $192,999 401-char remark
Show marketing remark (401 chars)
This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location at the front of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms just off the main living areas, which are comfortable spaces for household members and overnight guests.
-
2026-03-25price $195,999 401-char remark
Show marketing remark (401 chars)
This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location at the front of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms just off the main living areas, which are comfortable spaces for household members and overnight guests.
-
2026-03-25price $195,999
Show marketing remark (401 chars)
This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location at the front of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms just off the main living areas, which are comfortable spaces for household members and overnight guests.
-
2026-03-22$213,999 Active 401-char remark
Show marketing remark (401 chars)
This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner's suite enjoys a private location at the front of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms just off the main living areas, which are comfortable spaces for household members and overnight guests.
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2026-03-20$213,999 New
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 8/10 Severe 4 d/yr ≥109°F today · 11 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,300
- − Mortgage interest
- −$10,363
- − Property taxes
- −$2,775
- − Insurance
- −$925
- − Repairs & maintenance
- −$1,704
- − Management
- −$1,704
- − HOA
- −$396
- − Depreciation
- −$5,382
- Taxable loss
- −$1,949
- Est. tax savings @ 24.0%
- +$468
- After-tax cash flow
- $1,557/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 6 photos
This new single-story home is in excellent condition with no visible repairs or maintenance needed. It is move-in ready and ideal for both resale and rental.
Schools (NCES district)
- District
- Somerset ISD
- NCES district ID
- 4840740
- Math proficiency
- 41% ▬ 0.00%
- Reading proficiency
- 39% ▲ 4.00%
- Median HH income
- $44,712
- Composite
- 34.01/100
- National rank
- #5315
- State rank
- #417 of 826 in TX
Livability — Somerset
- Score
- 66/100
- State rank
- #639
- US rank
- #12187
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 9,510
Population outlook (Atascosa County) Hauer SSP2
- Today (2025)
- 57,233 people
- By 2030
- 61,729 · +7.9%
- By 2040
- 71,122 · +24.3%
- By 2050
- 80,906 · +41.4%
- By 2075
- 106,134 · +85.4%
- By 2100
- 122,415 · +113.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (81%)
- Race & ethnicity
- Hispanic / Latino 81% Two or more races 33% White 16%
- Hispanic origin (detail)
- Mexican 75%
- Foreign-born
- 12% · Canada
- Languages at home
- 51% English-only · Spanish 48% German/W. Germanic 1%
Political lean MEDSL · Atascosa
- 2024 margin
- Solid R (+43.3) · D 27.9% · R 71.3%
- 2008→2024 swing
- -32.8pp toward R · 2008: -10.5pp · 2024: -43.3pp
- All cycles
- 2024: R+43.3 2020: R+34.0 2016: R+29.1 2012: R+18.3 2008: R+10.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 2.60%
- Current HPI
- 289.1266
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
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| Engineering / Construction | 4 | $72B |
|
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| Energy Services | 3 | $60B |
|
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
-13.6% since first listed25 events — show timeline
- 2026-05-21 Price Changed $184,999 LERA
- 2026-05-20 Price Changed $184,999 Zillow
- 2026-05-20 Price Changed $204,999 LERA
- 2026-05-19 Relisted — LERA
- 2026-05-19 Price Changed $204,999 Zillow
- 2026-05-19 Relisted — Zillow
- 2026-04-22 Pending — LERA
- 2026-04-20 Delisted — Zillow
- 2026-04-17 Price Changed $191,999 Zillow
- 2026-04-17 Price Changed $191,999 LERA
- 2026-04-16 Price Changed $213,999 LERA
- 2026-04-15 Relisted — LERA
- 2026-04-15 Price Changed $213,999 Zillow
- 2026-04-15 Relisted — Zillow
- 2026-04-06 Pending — LERA
- 2026-04-02 Delisted — Zillow
- 2026-04-02 Price Changed $183,999 LERA
- 2026-03-31 Price Changed $189,999 LERA
- 2026-03-29 Price Changed $189,999 Zillow
- 2026-03-28 Price Changed $192,999 LERA
- 2026-03-27 Price Changed $192,999 Zillow
- 2026-03-25 Price Changed $195,999 Zillow
- 2026-03-25 Price Changed $195,999 LERA
- 2026-03-22 Listed $213,999 Zillow
- 2026-03-20 Listed $213,999 LERA
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…