335 Howell Rd · Blythewood, SC
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $783 – $1,453
Heat risk 6/10 · Moderate
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 58.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +22.1/30.0
- ARV discount +7.5/15.0
- DSCR +7.1/10.0
- 1% rule +4.8/10.0
- Schools +3.6/10.0
- Livability +3.5/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$330,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Fabulous one-story home in Blythewood offering 3 bedrooms and 2.5 baths, with spacious rooms and abundant storage throughout. Enjoy relaxing on the inviting front porch before stepping inside to a kitchen with lots of cabinetry, providing excellent storage and workspace. The home also features a large laundry room for added convenience. Situated on a beautiful 1.98-acre lot, the property is ideally located between two I-77 exits for easy commuting—just one hour to Charlotte and less than 30 minutes to downtown Columbia and Fort Jackson. Additional space includes a 582-square-foot finished (unheated) garage and a separate 600-square-foot detached garage/workshop, perfect for hobbies, s
Key facts
- 1.98-acre lot
- Front porch
- Large laundry room
Tags
Property features AI
Finance
- Other: Cable TV available
Exterior
- Parking: Detached garage (2-car) with a total of 4 parking spaces
- Utilities: Well water; Septic system
- Home design: Single-story home
- Construction: Wood fiber/Masonite exterior finish; Crawlspace foundation
- Exterior features: Covered front porch; Patio; Full gutters; Chain link partial fencing; Paved road access
Interior
- Kitchen: Eat-in kitchen with bar and nook; Formica countertops; Stained wood cabinets; Luxury vinyl plank flooring in kitchen; Built-in smooth-surface range; Dishwasher; Refrigerator
- Bedrooms: Main-level master bedroom with private bath, separate shower, ceiling fan, and private closet; Main-level second bedroom with shared bath and private closet; Main-level third bedroom with shared bath, ceiling fan, and private closet
- Flooring: Engineered hardwood; Luxury vinyl plank; Carpet
- Bathrooms: Two full bathrooms; One half bathroom
- Heating & cooling: Central air conditioning; Electric heating with heat pump on the first level; Electric water heater; Owned water softener
- Interior features: Ceiling fans; Attic access; Fireplace; Crown molding; Engineered hardwood floors in living areas; Carpeted bedrooms
- Laundry & utility: Main-level utility/laundry room
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $330k.
Deal economics
- At list price, monthly cash flow is $529 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $324k (1.9% below list).
- Recommended offer: $310k (6.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 70/100 on livability (#58 in SC) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, health & safety F.
- Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Bethel-Hanberry Elementary (math 48% / reading 49%, grade D, #193 of 597 statewide, top 33%, 759 students, 56% FRL); Blythewood High (math 72% / reading 92%, grade A, #19 of 196 statewide, top 10%, 2,094 students, 39% FRL).
- Zoned-school proficiency averages 65% at this address vs 41% district-wide (+24 pts) — the actual schools serving this property are materially stronger than the Richland 02 average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: 650 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).
- This rent runs 41% of the median local income ($95k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 67 days — a 6% lower offer ($310k) is reasonable based on typical stale-listing flexibility.
- Current owner paid $125k; list at $330k implies a 164% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 58% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 67 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.98% ✗
- Cap rate
- 8.22%
- Cash-on-cash
- 6.87%
- DSCR
- 1.31
- GRM
- 8.5
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -5.8%
- Equity multiple
- 0.78×
- Total profit
- $-19,894
- Equity at exit
- $49,204
- IRR
- 3.8%
- Equity multiple
- 1.28×
- Total profit
- $25,620
- Equity at exit
- $28,532
Cash invested: $92,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 29016
- Home prices YoY
- -26.3%
- Active inventory
- 650
- Price-to-rent
- 8.5×
Monthly cashflow live
- Estimated rent
- $3,236 medium interval (Pro) →
- Mortgage (P&I)
- −$1,731
- Tax from tax record
- −$160 /mo · $1,914/yr
- Insurance
- −$138
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$680
- Net cashflow
- $529
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $82,500
- Closing costs
- $9,900
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 311 Derrick Ln Blythewood, SC | 3.0 | 3.0 | 2218 | $3,500 | $1.58 | 2d | 1 | 0.45mi |
| 1 Bluebottle Ct Blythewood, SC | 4.0 | 3.0 | 2600 | $2,895 | $1.11 | 11d | 1 | 1.33mi |
Listing history 6 events
-
2026-05-18status Pending
-
2026-05-04historical Active - Contingent
-
2026-03-31price $330,000
-
2026-03-12$350,000 Active
-
1998-06-03soldstatus $125,000
-
1994-07-20soldstatus $92,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast SC · Resets to sale price
- Current annual tax
- $1,914 · $160/mo
- Projected year-2 tax
- $1,914 · $159/mo
- Expected delta
- $0/yr ($0/mo · -0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 6/10 Major 7 d/yr ≥106°F today · 16 d/yr by 30 yrs out
- Wind 6/10 Major 58% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $38,832
- − Mortgage interest
- −$18,485
- − Property taxes
- −$1,914
- − Insurance
- −$1,650
- − Repairs & maintenance
- −$3,107
- − Management
- −$3,107
- − Depreciation
- −$9,600
- Taxable income
- $970
- Est. tax owed @ 24.0%
- −$233
- After-tax cash flow
- $6,114/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Richland 02
- NCES district ID
- 4503390
- Math proficiency
- 35% ▼ -15.00%
- Reading proficiency
- 47% ▼ -5.00%
- Median HH income
- $59,684
- Composite
- 36.2/100
- National rank
- #4730
- State rank
- #29 of 80 in SC
Livability — Blythewood
- Score
- 70/100
- State rank
- #58
- US rank
- #7406
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Blythewood, SC
- County
- Richland County · 389,530 people
- City population
- 30,454
- Metro
- Columbia, SC
- Population (ZIP)
- 30,454
- Household income
- $95,082
- Rent vs Own
- Severe rent burden
- 559.0
Population outlook (Richland County) Hauer SSP2
- Today (2025)
- 459,667 people
- By 2030
- 487,524 · +6.1%
- By 2040
- 542,035 · +17.9%
- By 2050
- 595,371 · +29.5%
- By 2075
- 732,998 · +59.5%
- By 2100
- 820,415 · +78.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.64)
- Race & ethnicity
- Black 43% White 42% Two or more races 7% Hispanic / Latino 7% Asian 3%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 2%
- Common ancestry
- Lithuanian 2% Romanian 2% Slovak 2%
- Foreign-born
- 5% · Canada, China
- Languages at home
- 90% English-only · Spanish 5% Other Indo-European 1% German/W. Germanic 1%
Political lean MEDSL · Richland
- 2024 margin
- Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
- 2008→2024 swing
- +5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
- All cycles
- 2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -65.48%
- Current HPI
- 183.5933
- Rent YoY
- —
- Metro
- Columbia, SC
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
||
Price history
+258.7% since first listed6 events — show timeline
- 2026-05-18 Pending — Consolidated MLS
- 2026-05-04 Contingent — Consolidated MLS
- 2026-03-31 Price Changed $330,000 Consolidated MLS
- 2026-03-12 Listed $350,000 Consolidated MLS
- 1998-06-03 Sold (Public Records) $125,000 Public Records
- 1994-07-20 Sold (Public Records) $92,000 Public Records
Property tax history
+3.1%/yrLatest (2025): $1,914 · +3.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…