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C- Composite 53.54
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +22.1/30.0
  • ARV discount +7.5/15.0
  • DSCR +7.1/10.0
  • 1% rule +4.8/10.0
  • Schools +3.6/10.0
  • Livability +3.5/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$330,000

335 Howell Rd · Blythewood, SC 29016
3 bd · 2.0 ba · 1,774 sqft · SingleFamily public records · 67 Days on market
Built 1978 1.98 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Fabulous one-story home in Blythewood offering 3 bedrooms and 2.5 baths, with spacious rooms and abundant storage throughout. Enjoy relaxing on the inviting front porch before stepping inside to a kitchen with lots of cabinetry, providing excellent storage and workspace. The home also features a large laundry room for added convenience. Situated on a beautiful 1.98-acre lot, the property is ideally located between two I-77 exits for easy commuting—just one hour to Charlotte and less than 30 minutes to downtown Columbia and Fort Jackson. Additional space includes a 582-square-foot finished (unheated) garage and a separate 600-square-foot detached garage/workshop, perfect for hobbies, s

Key facts

  • 1.98-acre lot
  • Front porch
  • Large laundry room

Tags

FRONT PORCHLARGE LAUNDRY ROOM1.98-ACRE LOTDETACHED GARAGE WORKSHOP

Property features AI

Finance

  • Other: Cable TV available

Exterior

  • Parking: Detached garage (2-car) with a total of 4 parking spaces
  • Utilities: Well water; Septic system
  • Home design: Single-story home
  • Construction: Wood fiber/Masonite exterior finish; Crawlspace foundation
  • Exterior features: Covered front porch; Patio; Full gutters; Chain link partial fencing; Paved road access

Interior

  • Kitchen: Eat-in kitchen with bar and nook; Formica countertops; Stained wood cabinets; Luxury vinyl plank flooring in kitchen; Built-in smooth-surface range; Dishwasher; Refrigerator
  • Bedrooms: Main-level master bedroom with private bath, separate shower, ceiling fan, and private closet; Main-level second bedroom with shared bath and private closet; Main-level third bedroom with shared bath, ceiling fan, and private closet
  • Flooring: Engineered hardwood; Luxury vinyl plank; Carpet
  • Bathrooms: Two full bathrooms; One half bathroom
  • Heating & cooling: Central air conditioning; Electric heating with heat pump on the first level; Electric water heater; Owned water softener
  • Interior features: Ceiling fans; Attic access; Fireplace; Crown molding; Engineered hardwood floors in living areas; Carpeted bedrooms
  • Laundry & utility: Main-level utility/laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $330k.

Deal economics

  • At list price, monthly cash flow is $529 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $324k (1.9% below list).
  • Recommended offer: $310k (6.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 70/100 on livability (#58 in SC) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Bethel-Hanberry Elementary (math 48% / reading 49%, grade D, #193 of 597 statewide, top 33%, 759 students, 56% FRL); Blythewood High (math 72% / reading 92%, grade A, #19 of 196 statewide, top 10%, 2,094 students, 39% FRL).
  • Zoned-school proficiency averages 65% at this address vs 41% district-wide (+24 pts) — the actual schools serving this property are materially stronger than the Richland 02 average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: 650 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).
  • This rent runs 41% of the median local income ($95k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 67 days — a 6% lower offer ($310k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $125k; list at $330k implies a 164% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 58% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $310,200 (6.0% below list)

Questions for the listing agent

  1. It's been on market 67 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.98%
Cap rate
8.22%
Cash-on-cash
6.87%
DSCR
1.31
GRM
8.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-5.8%
Equity multiple
0.78×
Total profit
$-19,894
Equity at exit
$49,204
10-year hold
IRR
3.8%
Equity multiple
1.28×
Total profit
$25,620
Equity at exit
$28,532

Cash invested: $92,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29016

Home prices YoY
-26.3%
Active inventory
650
Price-to-rent
8.5×

Monthly cashflow live

Estimated rent
$3,236 medium interval (Pro) →
Mortgage (P&I)
$1,731
Tax from tax record
$160 /mo · $1,914/yr
Insurance
$138
HOA
$0
Vacancy / Maint / Mgmt
$680
Net cashflow
$529

Break-even live

Break-even rent $2,567
Max offer price $330,000
Occupancy floor 79%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$82,500
Closing costs
$9,900
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
311 Derrick Ln Blythewood, SC 3.0 3.0 2218 $3,500 $1.58 2d 1 0.45mi
1 Bluebottle Ct Blythewood, SC 4.0 3.0 2600 $2,895 $1.11 11d 1 1.33mi

Listing history 6 events

  1. 2026-05-18
    status Pending
  2. 2026-05-04
    historical Active - Contingent
  3. 2026-03-31
    price $330,000
  4. 2026-03-12
    listed $350,000 Active
  5. 1998-06-03
    soldstatus $125,000
  6. 1994-07-20
    soldstatus $92,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$1,914 · $160/mo
Projected year-2 tax
$1,914 · $159/mo
Expected delta
$0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥106°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 58% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$38,832
− Mortgage interest
−$18,485
− Property taxes
−$1,914
− Insurance
−$1,650
− Repairs & maintenance
−$3,107
− Management
−$3,107
− Depreciation
−$9,600
Taxable income
$970
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$233
After-tax cash flow
$6,114/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Richland 02
NCES district ID
4503390
Math proficiency
35% ▼ -15.00%
Reading proficiency
47% ▼ -5.00%
Median HH income
$59,684
Composite
36.2/100
National rank
#4730
State rank
#29 of 80 in SC

Livability — Blythewood

Score
70/100
State rank
#58
US rank
#7406

Category grades

Amenities F Commute F Cost of living C Crime A+ Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Blythewood, SC
County
Richland County · 389,530 people
City population
30,454
Metro
Columbia, SC
Population (ZIP)
30,454
Household income
$95,082
Rent vs Own
16.9% rent · 83.1% own
Severe rent burden
559.0

Population outlook (Richland County) Hauer SSP2

Today (2025)
459,667 people
By 2030
487,524 · +6.1%
By 2040
542,035 · +17.9%
By 2050
595,371 · +29.5%
By 2075
732,998 · +59.5%
By 2100
820,415 · +78.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
Black 43% White 42% Two or more races 7% Hispanic / Latino 7% Asian 3%
Hispanic origin (detail)
Mexican 1% Puerto Rican 2%
Common ancestry
Lithuanian 2% Romanian 2% Slovak 2%
Foreign-born
5% · Canada, China
Languages at home
90% English-only · Spanish 5% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Richland

2024 margin
Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
2008→2024 swing
+5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
All cycles
2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -65.48%
Current HPI
183.5933
Rent YoY
Metro
Columbia, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+258.7% since first listed
6 events — show timeline
  • 2026-05-18 Pending Consolidated MLS
  • 2026-05-04 Contingent Consolidated MLS
  • 2026-03-31 Price Changed $330,000 Consolidated MLS
  • 2026-03-12 Listed $350,000 Consolidated MLS
  • 1998-06-03 Sold (Public Records) $125,000 Public Records
  • 1994-07-20 Sold (Public Records) $92,000 Public Records

Property tax history

+3.1%/yr

Latest (2025): $1,914 · +3.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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