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2221 9th St SW
B Composite 70.15
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +9.0/10.0
  • ARV discount +9.0/15.0
  • Livability +4.0/5.0
  • Rent growth +3.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.1/10.0
  • Appreciation +0.0/10.0

$94,900

2221 9th St SW · Akron, OH 44314
3 bd · 1.5 ba · 1,292 sqft · SingleFamily public records · 3 Days on market
Built 1884 5,174 sqft lot Est $98k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

* Kenmore Beauty ~ On A DOUBLE LOT, With 2 Driveways, A 2 Car Garage, Fenced In Yard Area W/ Firepit For More Private Gatherings Or Pets & A NEW WRAP AROUND COVERED PORCH * * 1,292 Sq. Ft. Includes 3 Bdrms & 1.5 Bathrms! Full Bathrm On Main Floor! * NEW CENTRAL AIR AND FURNACE 2024 * New White Exterior Doors * Newer Electric Panel * 1st Floor Laundry & Mud Rm * Walk In To A Living Rm W/ Fresh Modern Paint, White Trim, Ceiling Fan & Newer Gray Modern Carpet * LUXURY PLANK FLOORING Throughout * Dedicated Formal Dining Rm W/ Ceiling Fan & Bay Window To Enjoy Family Dinners All The Time. This Could Also Be A Family Rm If Wanted! * Large Kitchen W/ LVP Flo

Key facts

  • Fenced in yard area
  • Two driveways
  • Firepit

Tags

DOUBLE LOTTWO DRIVEWAYSFENCED IN YARD AREAFIREPITNEW WRAP AROUND COVERED PORCHNEW CENTRAL AIR AND FURNACE

Property features AI

Finance

  • Financial info: Annual tax amount listed (2025)

Exterior

  • Parking: Detached 2-car garage; Driveway access
  • Utilities: Public water; Public sewer
  • Home design: Two-story home; Above-grade finished living area approximately 1,292 (source: assessor)
  • Construction: Aluminum siding; Asphalt/fiberglass shingle roof; Year built per public records
  • Exterior features: Lot recorded at approximately 0.1188 acres

Interior

  • Bedrooms: Total of 10 rooms (bedrooms included) — see room layout for specifics
  • Bathrooms: One full bathroom; One half bathroom; One bathroom located on the main level
  • Heating & cooling: Forced air heating (gas); Central air conditioning
  • Interior features: Updated/remodeled condition; Unfinished basement
  • Laundry & utility: Main-level laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $95k.

Deal economics

  • At list price, monthly cash flow is $434 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $95k).
  • Cap rate 11.8% vs local median 6.6% in Akron — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#104 in OH, #1,591 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F, employment F.
  • Akron City (urban): math 22% / reading 30% proficiency, ranked #602 of 656 in OH (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+3.9%/yr); 104 active listings in the ZIP; 29 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 1,114 units permitted in Summit County in 2024 (397 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($47k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $656 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Summit County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 3.9% rent growth), your $27k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • Only 3 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Watch-outs: built in 1884 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $94,900

Questions for the listing agent

  1. Built in 1884 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.40%
Cap rate
11.78%
Cash-on-cash
19.59%
DSCR
1.87
GRM
6.0

CMA / ARV

ARV (on-the-fly)
$98,192
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2186 5th St SW 0.20mi 3/1.0 1,288 (-0%) 5mo $82,000 $64 84
2134 7th St SW 0.19mi 3/2.0 1,256 (-3%) 4mo $95,000 $76 82
600 Florida Ave 0.25mi 3/1.5 1,368 (+6%) 4mo $120,000 $88 76
2342 16th St SW 0.46mi 4/1.0 (+1) 1,303 (+1%) 2mo $77,000 $59 69
575 Flora Ave 0.42mi 3/2.0 1,208 (-6%) 3mo $120,000 $99 65
773 Montana Ave 0.27mi 3/1.5 1,128 (-13%) 4mo $83,000 $74 63
2351 13th St SW 0.32mi 3/1.0 1,142 (-12%) 2mo $55,000 $48 62
2083 17th St SW 0.51mi 3/1.0 1,175 (-9%) 4mo $114,000 $97 56
962 Iona Ave 0.59mi 3/1.0 1,443 (+12%) 2mo $132,000 $91 49
780 Silvercrest Ave 0.50mi 3/1.0 1,109 (-14%) 3mo $140,000 $126 49
918 Silvercrest Ave 0.60mi 3/1.0 1,152 (-11%) 5mo $80,000 $69 48
603 Indian Trl 0.66mi 3/1.0 1,100 (-15%) 2mo $83,000 $75 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.91% rent growth · sell at horizon

5-year hold
IRR
12.6%
Equity multiple
1.51×
Total profit
$13,468
Equity at exit
$14,150
10-year hold
IRR
22.2%
Equity multiple
2.97×
Total profit
$52,403
Equity at exit
$8,205

Cash invested: $26,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44314

Rents YoY
3.9%
Active inventory
104
Price-to-rent
6.0×

Monthly cashflow live

Estimated rent
$1,327 high interval (Pro) →
Mortgage (P&I)
$498
Tax from tax record
$78 /mo · $930/yr
Insurance
$40
HOA
$0
Vacancy / Maint / Mgmt
$279
Net cashflow
$434

Break-even live

Break-even rent $778
Max offer price $94,900
Occupancy floor 62%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$23,725
Closing costs
$2,847
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 29 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
720 Florida Ave Akron, OH 4.0 1.0 1124 $1,500 $1.33 14d 1 0.07mi
2250 11th St SW Akron, OH 3.0 1.0 1308 $1,350 $1.03 14d 1 0.14mi
2222 12th St SW Akron, OH 3.0 1.5 1270 $1,050 $0.83 43d 1 0.19mi
2160 12th St SW Akron, OH 3.0 1.0 1445 $1,300 $0.90 43d 1 0.22mi
2163 13th St SW Akron, OH 3.0 2.5 1480 $1,150 $0.78 43d 1 0.24mi
773 Montana Ave Akron, OH 3.0 1.5 1128 $1,195 $1.06 23d 1 0.27mi
721 Polk Ave Akron, OH 3.0 1.5 1500 $1,600 $1.07 23d 1 0.31mi
2211 18th St SW Akron, OH 3.0 1.0 1332 $1,250 $0.94 14d 1 0.49mi
2139 18th St SW Akron, OH 2.0 1.0 992 $1,100 $1.11 43d 1 0.52mi
875 Harrison Ave Akron, OH 3.0 1.0 1157 $1,150 $0.99 14d 1 0.53mi
1029 Harpster Ave Akron, OH 4.0 1.0 1403 $1,250 $0.89 14d 1 0.60mi
527 Brady Ave Akron, OH 3.0 1.5 1416 $1,395 $0.99 43d 1 0.75mi
760 Lakewood Blvd Akron, OH 3.0 2.0 1398 $1,150 $0.82 23d 1 0.88mi
960 Jason Ave Akron, OH 3.0 1.5 935 $1,095 $1.17 21d 1 0.89mi
2138 East Ave Akron, OH 3.0 1.0 990 $1,100 $1.11 23d 1 0.99mi
1138 Kohler Ave Akron, OH 3.0 1.0 1000 $1,250 $1.25 14d 1 1.10mi
1292 W Wilbeth Rd Akron, OH 3.0 1.0 1248 $1,200 $0.96 21d 1 1.11mi
1304 Kellogg Ave Akron, OH 2.0 2.0 1148 $2,000 $1.74 14d 1 1.12mi
1127 Victory St Unit 1129 Akron, OH 3.0 1.0 1368 $950 $0.69 43d 1 1.21mi
36 W Wilbeth Rd Akron, OH 3.0 1.0 1382 $1,150 $0.83 14d 1 1.31mi
1171 La Croix Ave Unit 2 Akron, OH 2.0 1.0 1267 $975 $0.77 43d 1 1.35mi
1453 Woodbirch Ave Akron, OH 3.0 2.0 1008 $1,500 $1.49 43d 1 1.36mi
1455 Woodbirch Ave Akron, OH 3.0 2.0 1008 $1,500 $1.49 21d 1 1.36mi
1161 La Croix Ave Akron, OH 3.0 1.0 1452 $1,200 $0.83 23d 1 1.36mi
1313 Manchester Rd Akron, OH 3.0 1.0 1221 $1,200 $0.98 21d 1 1.39mi
685 Longview Ave Akron, OH 3.0 1.0 1100 $1,150 $1.05 43d 1 1.42mi
44 E Brookside Ave Akron, OH 2.0 1.0 1762 $900 $0.51 14d 1 1.43mi
67 E Archwood Ave Unit A Akron, OH 2.0 1.0 1000 $850 $0.85 43d 1 1.49mi
67 E Archwood Ave Unit B Akron, OH 4.0 1.0 1200 $1,050 $0.88 43d 1 1.49mi

Listing history 4 events

  1. 2026-06-13
    statusdays on market $94,900 Pending 3 DOM
  2. 2026-06-10
    days on market $94,900 Active 2 DOM
  3. 2026-06-09
    remarks 679-char remark
  4. 2026-06-09
    listed $94,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$930 · $78/mo
Projected year-2 tax
$1,205 · $100/mo
Expected delta
+$275/yr (+$23/mo · 29.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,926
− Mortgage interest
−$5,316
− Property taxes
−$930
− Insurance
−$474
− Repairs & maintenance
−$1,274
− Management
−$1,274
− Depreciation
−$2,761
Taxable income
$3,897
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$935
After-tax cash flow
$4,270/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Akron City
NCES district ID
3904348
Math proficiency
22% ▼ -17.00%
Reading proficiency
30% ▼ -12.00%
Median HH income
$33,811
Composite
21.31/100
National rank
#8383
State rank
#602 of 656 in OH

Livability — Akron

Score
81/100
State rank
#104
US rank
#1591

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Akron, OH
County
Summit County · 440,783 people
City population
174,375
Metro
Akron, OH
Population (ZIP)
17,885
Household income
$47,468
Rent vs Own
48.0% rent · 52.0% own
Severe rent burden
975.0

Population outlook (Summit County) Hauer SSP2

Today (2025)
546,583 people
By 2030
544,028 · -0.5%
By 2040
531,363 · -2.8%
By 2050
514,923 · -5.8%
By 2075
481,765 · -11.9%
By 2100
432,265 · -20.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (69%)
Race & ethnicity
White 69% Black 16% Two or more races 12% Hispanic / Latino 3% Asian 3%
Common ancestry
Slovak 2% Romanian 2% Lithuanian 1%
Foreign-born
3% · India, Canada, Philippines
Languages at home
96% English-only · Chinese 2% Russian/Polish/Slavic 1% Spanish 1%

Political lean MEDSL · Summit

2024 margin
Lean D (+7.0) · D 53.0% · R 46.0%
2008→2024 swing
-9.6pp toward R · 2008: 16.6pp · 2024: 7.0pp
All cycles
2024: D+7.0 2020: D+9.6 2016: D+8.2 2012: D+14.8 2008: D+16.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -166.61%
Current HPI
151.066
Rent YoY
▲ 3.91%
Metro
Akron, OH
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-08 Listed $94,900 MLSNOW

Property tax history

+5.5%/yr

Latest (2025): $930 · -2.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…