4717 17th St · Bacliff, TX 77518

$130,000

4 bd · 2.5 ba · 2,130 sqft · SingleFamily public records · 14 Days on market

Built 1967 9,374 sqft lot $61/sqft · 45% below area Est $237k · 45% under

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Schools +3.5/10.0
• Livability +2.9/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Great opportunity on this fixer upper. Large single story home 3 bedrooms 2 bathrooms with a possibility of a 3 rd bathroom. Oversized indoor Utility room. 20 minutes to Galveston and 30 minutes from Downtown Houston.

Key facts

• Spacious floor plan
• Large kitchen
• 9,374 sq ft lot

Tags

• SPACIOUS FLOOR PLAN
• MULTIPLE LIVING AREAS
• LARGE KITCHEN

Property features AI

Exterior

• Utilities: Public water; Public sewer
• Home design: Residential property; Single-story layout; Slab foundation
• Construction: Brick and wood siding exterior; Composition roof; Built in 1967
• Exterior features: Cleared lot in a subdivision

Interior

• Kitchen: Dishwasher; Gas oven
• Bedrooms: Primary bedroom on the first floor (approx. 14 x 17); Three additional first-floor bedrooms (each approx. 12 x 12)
• Bathrooms: Two full bathrooms; One half bathroom
• Heating & cooling: Central heating (gas); Window unit heating options; Central air conditioning; Window unit(s) for cooling; Gas for cooling
• Interior features: Tub with shower; Seller disclosure available
• Laundry & utility: Washer hookup; Electric dryer hookup

What this means for you Summary

Snapshot

• This is a 4-bed/2.5-bath single-family listed at $130k.

Deal economics

• At list price, monthly cash flow is $477 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $130k).
• Cap rate 11.3% vs local median 5.1% in Bacliff — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 57/100 on livability (#1,252 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment D+, crime D, amenities F.
• Dickinson ISD (suburban): math 39% / reading 40% proficiency, ranked #366 of 826 in TX (top 44%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 60% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Kenneth E Little El (math 32% / reading 25%, grade F, #2,706 of 4,322 statewide, top 63%, 648 students, 88% FRL); Dunbar Middle (math 25% / reading 20%, grade F, #1,341 of 1,662 statewide, top 82%, 654 students, 78% FRL); Dickinson H S (math 30% / reading 46%, grade F, #880 of 1,632 statewide, top 54%, 3,619 students, 64% FRL) — zoned schools average 77% FRL vs 60% district-wide (16 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: 62 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); 3,258 units permitted in Galveston County in 2024 (0 in 5+ unit buildings).
• At $2,224/mo this rent would consume 52% of the median local household income ($51k/yr) (locally 672% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $899 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Galveston County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $36k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

• Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
• 8 sale attempts since 9y ago; this cycle's ask has dropped $10k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: property tax is 4.4% of price; flood insurance adds $66/mo.
• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $130,000

Questions for the listing agent

1. Built in 1967 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.71% ✓
• Cap rate: 11.31%
• Cash-on-cash: 17.92%
• DSCR: 1.80
• GRM: 4.9

CMA / ARV

• ARV (median comp): $236,956
• List price: $130,000
• Delta: -45.14%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4717 17th St	0.00mi	4/2.5	2,130 (0%)	0mo	$130,000	$61	100
827 Chase View Dr	0.26mi	4/3.0	1,993 (-6%)	3mo	$239,000	$120	73
4807 Chase Court Dr	0.26mi	4/3.5	1,999 (-6%)	6mo	$230,000	$115	69
3025 Myrtle Beach Ln	0.50mi	4/2.0	2,081 (-2%)	8mo	$391,990	$188	65
3027 Myrtle Beach Ln	0.49mi	4/3.0	2,229 (+5%)	7mo	$397,990	$179	61
4922 Blue Pearl Ln	0.49mi	5/3.0 (+1)	2,190 (+3%)	6mo	$399,990	$183	61
3005 Myrtle Beach Ln	0.57mi	3/2.0 (-1)	2,056 (-4%)	3mo	$396,990	$193	58
4908 Blue Pearl Ln	0.54mi	4/3.0	1,984 (-7%)	4mo	$369,990	$186	58
3015 Myrtle Beach Ln	0.53mi	3/2.0 (-1)	2,033 (-5%)	8mo	$329,990	$162	54
3017 Myrtle Beach Ln	0.52mi	3/2.0 (-1)	2,009 (-6%)	7mo	$356,990	$178	53
3021 Myrtle Beach Ln	0.51mi	3/2.0 (-1)	1,891 (-11%)	7mo	$347,990	$184	44
3011 Coral Rae Ct	0.57mi	3/2.0 (-1)	1,832 (-14%)	7mo	$339,900	$186	37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 6.7%
• Equity multiple: 1.26×
• Total profit: $9,597
• Equity at exit: $19,383

10-year hold

• IRR: 16.2%
• Equity multiple: 2.33×
• Total profit: $48,582
• Equity at exit: $11,240

Cash invested: $36,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 77518

• Home prices YoY: -7.6%
• Active inventory: 62
• Price-to-rent: 4.9×

Monthly cashflow live

• Estimated rent: $2,224 medium
• Mortgage (P&I): −$682
• Tax from tax record: −$477 /mo · $5,725/yr
• Insurance: −$54
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$467
• Net cashflow: $477

Break-even live

Break-even rent $1,620

Max offer price $130,000

Occupancy floor 74%

Sensitivity live

Price	-10% $551	-5% $514	+0% $477	+5% $440	+10% $404
Rent	-10% $302	-5% $389	+0% $477	+5% $565	+10% $653
Rate	-1.0pp $543	-0.5pp $510	base $477	+0.5pp $444	+1.0pp $409

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $32,500
• Closing costs: $3,900
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1118 Chase Park Dr Bacliff, TX	3.0	2.0	1854	$2,046	$1.10	1d	1	0.36mi
339 Sea Breeze Dr Bacliff, TX	3.0	2.5	1456	$1,985	$1.36	6d	1	1.11mi
5139 Misty Ln Bacliff, TX	3.0	2.0	1794	$1,970	$1.10	12d	1	1.17mi
5223 Gulf Stream Ln Bacliff, TX	3.0	2.5	1778	$2,080	$1.17	12d	1	1.30mi

Listing history 36 events

1. 2026-05-13
   price $130,000 365-char remark
2. 2026-05-06
   listed $140,000 Active 365-char remark
3. 2026-02-16
   soldstatus
4. 2026-01-31
   historical
5. 2026-01-02
   status Active
6. 2025-12-31
   historical
7. 2025-12-22
   price $115,000
8. 2025-12-15
   price $120,000
9. 2025-12-10
   price $125,000
10. 2025-12-01
    price $130,000
11. 2025-11-10
    listed $135,000 Active
12. 2018-02-05
    soldstatus
13. 2018-02-01
    soldstatus Sold

    Show marketing remark (217 chars)

    Great opportunity on this fixer upper. Large single story home 3 bedrooms 2 bathrooms with a possibility of a 3 rd bathroom. Oversized indoor Utility room. 20 minutes to Galveston and 30 minutes from Downtown Houston.

14. 2018-01-29
    status Pending

    Show marketing remark (217 chars)

    Great opportunity on this fixer upper. Large single story home 3 bedrooms 2 bathrooms with a possibility of a 3 rd bathroom. Oversized indoor Utility room. 20 minutes to Galveston and 30 minutes from Downtown Houston.

15. 2018-01-18
    status Option Pending

    Show marketing remark (217 chars)

    Great opportunity on this fixer upper. Large single story home 3 bedrooms 2 bathrooms with a possibility of a 3 rd bathroom. Oversized indoor Utility room. 20 minutes to Galveston and 30 minutes from Downtown Houston.

16. 2017-12-28
    price $84,000

    Show marketing remark (217 chars)

    Great opportunity on this fixer upper. Large single story home 3 bedrooms 2 bathrooms with a possibility of a 3 rd bathroom. Oversized indoor Utility room. 20 minutes to Galveston and 30 minutes from Downtown Houston.

17. 2017-12-19
    listed $89,000 Active

    Show marketing remark (217 chars)

    Great opportunity on this fixer upper. Large single story home 3 bedrooms 2 bathrooms with a possibility of a 3 rd bathroom. Oversized indoor Utility room. 20 minutes to Galveston and 30 minutes from Downtown Houston.

18. 2017-09-01
    historical
19. 2017-08-16
    price $89,000
20. 2017-08-14
    status Active
21. 2017-08-04
    status Option Pending
22. 2017-07-01
    price $92,000
23. 2017-06-01
    price $96,000
24. 2017-05-10
    status Active
25. 2017-05-05
    status Option Pending
26. 2017-04-26
    price $98,500
27. 2017-03-31
    price $120,000
28. 2017-03-31
    status Active
29. 2017-03-20
    historical
30. 2017-02-11
    price $102,000
31. 2017-01-24
    listed $105,000 Active
32. 2015-04-10
    soldstatus
33. 2015-03-04
    soldstatus
34. 2014-07-30
    soldstatus
35. 2005-02-28
    soldstatus
36. 1997-10-02
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $5,725 · $477/mo
• Projected year-2 tax: $5,725 · $477/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 7/10 Severe FEMA zone X (shaded) · 76% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥109°F today · 26 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $26,683
• − Mortgage interest: −$7,282
• − Property taxes: −$5,725
• − Insurance: −$1,448
• − Repairs & maintenance: −$2,135
• − Management: −$2,135
• − Depreciation: −$3,782
• Taxable income: $4,178
• Est. tax owed @ 24.0%: −$1,003
• After-tax cash flow: $4,724/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Dickinson ISD
• NCES district ID: 4817070
• Math proficiency: 39% ▼ -11.00%
• Reading proficiency: 40% ▼ -2.00%
• Median HH income: $61,318
• Composite: 35.16/100
• National rank: #5005
• State rank: #366 of 826 in TX

Livability — Bacliff

• Score: 57/100
• State rank: #1252
• US rank: #21864

Category grades

Amenities F Commute F Cost of living A+ Crime D Employment D+ Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Bacliff, TX
• County: Galveston County · 357,330 people
• City population: 9,541
• Metro: Houston-The Woodlands-Sugar Land, TX
• Population (ZIP): 9,541
• Household income: $51,458
• Rent vs Own: 38.2% rent · 61.8% own
• Severe rent burden: 672.0

Population outlook (Galveston County) Hauer SSP2

• Today (2025): 390,640 people
• By 2030: 425,226 · +8.9%
• By 2040: 493,765 · +26.4%
• By 2050: 559,698 · +43.3%
• By 2075: 719,260 · +84.1%
• By 2100: 819,628 · +109.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.60)
• Race & ethnicity: Hispanic / Latino 46% White 43% Two or more races 21% Black 7% Asian 2% Native American 1%
• Hispanic origin (detail): Mexican 31%
• Common ancestry: Slovak 3% Lithuanian 2% Romanian 1%
• Foreign-born: 15% · Canada, Vietnam, China
• Languages at home: 66% English-only · Spanish 32% Vietnamese 1%

Political lean MEDSL · Galveston

• 2024 margin: Strong R (+27.4) · D 35.7% · R 63.1% · Other 1.2%
• 2008→2024 swing: -7.9pp toward R · 2008: -19.5pp · 2024: -27.4pp
• All cycles: 2024: R+27.4 2020: R+22.6 2016: R+22.6 2012: R+26.9 2008: R+19.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -24.15%
• Current HPI: 293.2677
• Rent YoY: —
• Metro: Houston-The Woodlands-Sugar Land, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

+23.8% since first listed

38 events — show timeline

• 2026-06-11 Sold (MLS) — HARMLS
• 2026-05-20 Pending — HARMLS
• 2026-05-13 Price Changed $130,000 HARMLS
• 2026-05-06 Listed $140,000 HARMLS
• 2026-02-16 Sold (Public Records) — Public Records
• 2026-01-31 Listing Removed — HARMLS
• 2026-01-02 Relisted — HARMLS
• 2025-12-31 Listing Removed — HARMLS
• 2025-12-22 Price Changed $115,000 HARMLS
• 2025-12-15 Price Changed $120,000 HARMLS
• 2025-12-10 Price Changed $125,000 HARMLS
• 2025-12-01 Price Changed $130,000 HARMLS
• 2025-11-10 Listed $135,000 HARMLS
• 2018-02-05 Sold (Public Records) — Public Records
• 2018-02-01 Sold (MLS) — HARMLS
• 2018-01-29 Pending — HARMLS
• 2018-01-18 Pending — HARMLS
• 2017-12-28 Price Changed $84,000 HARMLS
• 2017-12-19 Listed $89,000 HARMLS
• 2017-09-01 Listing Removed — HARMLS
• 2017-08-16 Price Changed $89,000 HARMLS
• 2017-08-14 Relisted — HARMLS
• 2017-08-04 Pending — HARMLS
• 2017-07-01 Price Changed $92,000 HARMLS
• 2017-06-01 Price Changed $96,000 HARMLS
• 2017-05-10 Relisted — HARMLS
• 2017-05-05 Pending — HARMLS
• 2017-04-26 Price Changed $98,500 HARMLS
• 2017-03-31 Price Changed $120,000 HARMLS
• 2017-03-31 Relisted — HARMLS
• 2017-03-20 Listing Removed — HARMLS
• 2017-02-11 Price Changed $102,000 HARMLS
• 2017-01-24 Listed $105,000 HARMLS
• 2015-04-10 Sold (Public Records) — Public Records
• 2015-03-04 Sold (Public Records) — Public Records
• 2014-07-30 Sold (Public Records) — Public Records
• 2005-02-28 Sold (Public Records) — Public Records
• 1997-10-02 Sold (Public Records) — Public Records

Property tax history

+5.2%/yr

Latest (2025): $5,725 · +21.4% YoY. Source: county tax records.