282 Yates St · Albany, NY 12208

$324,900

6 bd · 2.0 ba · 2,232 sqft · MultiFamily public records · 48 Days on market

Built 1900 Fair condition 3,049 sqft lot $146/sqft · 26% below area Est $436k · 26% under

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.4/30.0
• ARV discount +15.0/15.0
• DSCR +8.4/10.0
• 1% rule +6.8/10.0
• Schools +5.2/10.0
• Livability +4.0/5.0
• Rent growth +3.8/5.0
• Condition / age +2.2/5.0
• Appreciation +0.0/10.0

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed

Listing remarks MLS

MOTIVATED SELLER! Interiors have been upgraded but low price reflects exterior work needed. Owner is willing to credit buyer at closing for necessary work needed! This two family has a rare 3 bedroom 2 full bath layout on both floors and is located on a street with extra street parking. Currently rented for $1,000 and $1,300 with low taxes, this property has great cash flow. Hardwood floors throughout, new kitchens and laundry in both units.

Key facts

• New water heater
• Strong rental income
• Attic insulation

Tags

• UPDATED TWO-FAMILY HOME
• STRONG RENTAL INCOME
• NEW WATER HEATER
• MAINTENANCE-FREE FRONT PORCH
• REINFORCED FOUNDATION
• ATTIC INSULATION

What this means for you Summary

Snapshot

• This is a 2 × 3-bed/2.0-bath units multifamily listed at $325k. Condition is rated fair.
• This rent per unit runs 33% of the median local income ($70k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Deal economics

• At list price, monthly cash flow is $747 ($9k/yr) — positive. Per door: $373/mo.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($4k rent vs $325k).
• Recommended offer: $315k (3.0% below list) — sets the bar for market timing.
• Cap rate 9.1% vs local median 5.9% in Albany — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 79/100 on livability (#129 in NY, #2,083 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: employment C-, crime F.
• Albany City School District (urban): math 37% / reading 40% proficiency, ranked #543 of 590 in NY (top 92%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+5.0%/yr); 172 active listings in the ZIP; 675 units permitted in Albany County in 2024 (451 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
• Albany County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 5.0% rent growth), your $91k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

• It's been on market 48 days — a 3% lower offer ($315k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $160k; list at $325k implies a 103% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $315,153 (3.0% below list)

Questions for the listing agent

1. It's been on market 48 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
3. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
4. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
5. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.18% ✓
• Cap rate: 9.05%
• Cash-on-cash: 9.85%
• DSCR: 1.44
• GRM: 7.1

CMA / ARV

• ARV (median comp): $436,353
• List price: $324,900
• Delta: -25.54%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
637 Myrtle Ave	0.15mi	6/2.0	2,296 (+3%)	3mo	$315,000	$137	86
514 Morris St	0.27mi	7/2.0 (+1)	2,210 (-1%)	0mo	$210,000	$95	80
538 Myrtle Ave	0.12mi	5/5.0 (-1)	2,216 (-1%)	5mo	$410,000	$185	72
27 N Lake Ave	0.40mi	6/2.0	2,364 (+6%)	2mo	$321,000	$136	70
613 Providence St	0.34mi	5/2.0 (-1)	2,344 (+5%)	2mo	$420,000	$179	69
411 Elk St	0.67mi	6/2.0	2,238 (+0%)	1mo	$160,000	$71	67
676 Providence St	0.38mi	5/2.0 (-1)	2,118 (-5%)	5mo	$250,000	$118	64
189-B Quail St	0.31mi	6/2.0	2,512 (+12%)	6mo	$185,000	$74	60
500 Washington Ave	0.43mi	6/2.0	1,920 (-14%)	3mo	$255,000	$133	54
69 Dana Ave	0.55mi	6/2.0	1,938 (-13%)	2mo	$260,000	$134	51
1061 Madison Ave	0.67mi	5/2.0 (-1)	2,050 (-8%)	0mo	$230,000	$112	50
558 Washington Ave	0.45mi	7/3.0 (+1)	2,562 (+15%)	6mo	$325,000	$127	40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.05% rent growth · sell at horizon

5-year hold

• IRR: 0.9%
• Equity multiple: 1.03×
• Total profit: $3,047
• Equity at exit: $48,444

10-year hold

• IRR: 12.5%
• Equity multiple: 2.09×
• Total profit: $98,710
• Equity at exit: $28,091

Cash invested: $90,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 15 Strongly Tenant-Friendly
• State New York: 15 Strongly Tenant-Friendly · D+10
• County: — inherits STATE
• City: — inherits STATE

NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

Methodology + full state rankings →

Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 34 active · 47 under contract
• Months of supply: 6.4 mo (16%/mo absorbed)
• Median asking: $274,950 ($128/sqft)
• Median days on market: 46 d
• This list price: 71% of active listings are priced below it
• ARV vs active asking: +52.7% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 12208

• Home prices YoY: -30.1%
• Rents YoY: 5.0%
• Active inventory: 172
• Price-to-rent: 14.1×

Monthly cashflow live

• Estimated rent: $3,831 high
• Mortgage (P&I): −$1,704
• Tax from tax record: −$441 /mo · $5,288/yr
• Insurance: −$135
• HOA: −$0
• Vacancy / Maint / Mgmt: −$805
• Net cashflow: $747

2-unit breakdown (identical units grouped — click to expand)

Units	Beds	Baths	Est. rent
▸ 2× units	3	2	$3,832
Total (2 units)			$3,831

Break-even live

Break-even rent $2,886

Max offer price $324,900

Occupancy floor 76%

Sensitivity live

Price	-10% $931	-5% $839	+0% $747	+5% $655	+10% $563
Rent	-10% $444	-5% $595	+0% $747	+5% $898	+10% $1,049
Rate	-1.0pp $910	-0.5pp $829	base $747	+0.5pp $662	+1.0pp $577

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $81,225
• Closing costs: $9,747
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
541 Myrtle Ave Unit 1A Albany, NY	2.0	1.0	—	$1,850	—	139d	1	0.08mi
433 Morris St Unit 1 Albany, NY	4.0	1.0	—	$2,400	—	139d	1	0.09mi
445 Morris St Albany, NY	3.0	1.0	1300	$1,905	$1.47	62d	1	0.12mi
120 S Lake Ave Unit 1 Albany, NY	2.0	1.0	—	$1,525	—	6d	1	0.13mi
450 Morris St Albany, NY	3.0	1.0	1140	$1,744	$1.53	6d	1	0.13mi
257 Quail St Albany, NY	4.0	2.5	2208	$2,800	$1.27	139d	1	0.14mi
635 Myrtle Ave #1 Albany, NY	4.0	1.0	—	$1,800	—	6d	1	0.15mi
433 Hamilton St Unit 1 Albany, NY	4.0	1.0	1200	$2,300	$1.92	109d	1	0.16mi
437 Hamilton St Unit 2 Albany, NY	4.0	1.0	1200	$2,300	$1.92	109d	1	0.16mi
811 Madison Ave Apt 2 Albany, NY	3.0	2.0	1200	$1,950	$1.62	6d	1	0.16mi
811 Madison Ave Apt 6 Albany, NY	3.0	2.0	—	$1,950	—	139d	1	0.16mi
811 Madison Ave Apt 5 Albany, NY	3.0	2.0	750	$1,950	$2.60	62d	1	0.16mi
830 Madison Ave Albany, NY	3.0	1.0	1180	$1,700	$1.44	119d	1	0.17mi
614 Park Ave Albany, NY	3.0	1.0	1118	$2,500	$2.24	139d	1	0.17mi
521 Warren St Albany, NY	2.0	1.0	850	$1,950	$2.29	62d	1	0.18mi
521 Warren St Albany, NY	2.0	1.0	850	$2,300	$2.71	109d	1	0.18mi
640 Myrtle Ave Unit 2 Albany, NY	2.0	1.0	—	$1,500	—	139d	1	0.18mi
459 Hamilton St Albany, NY	4.0	1.5	—	$2,000	—	139d	1	0.19mi
461 Hamilton St Unit 2 Albany, NY	3.0	1.0	—	$1,800	—	62d	1	0.19mi
442 Hudson Ave Albany, NY	4.0	1.0	1113	$1,900	$1.71	6d	1	0.19mi
488 Hamilton St Unit 2 Albany, NY	4.0	1.0	—	$1,750	—	6d	1	0.20mi
475 Hamilton St Albany, NY	4.0	1.0	1588	$1,850	$1.16	0d	1	0.20mi
452A Hudson Ave #1 Albany, NY	2.0	1.0	—	$1,400	—	116d	1	0.21mi
249 Morris St Unit 2 Albany, NY	2.0	1.0	1350	$1,800	$1.33	6d	1	0.21mi
249 Morris St Albany, NY	3.0	1.0	1200	$1,900	$1.58	6d	1	0.21mi
452A Hudson Ave Unit 2 Albany, NY	3.0	1.0	—	$1,600	—	116d	1	0.21mi
354 Quail St #1 Albany, NY	3.0	1.0	—	$1,500	—	6d	1	0.22mi
661 Myrtle Ave Albany, NY	3.0	1.0	—	$2,000	—	62d	1	0.22mi
470 Hudson Ave Albany, NY	4.0	1.0	—	$2,600	—	6d	1	0.22mi
407 Hudson Ave Albany, NY	4.0	2.0	—	$2,600	—	139d	1	0.22mi
489 Hamilton St Unit 1 Albany, NY	3.0	1.0	1100	$1,800	$1.64	109d	1	0.22mi
489 Hamilton St Unit 2 Albany, NY	3.0	1.0	1100	$1,800	$1.64	62d	1	0.22mi
476 Hudson Ave Unit 3 Albany, NY	3.0	2.0	—	$1,650	—	62d	1	0.23mi
497 Yates St Unit 2 Albany, NY	4.0	1.0	—	$2,000	—	62d	1	0.23mi
497 Yates St Unit 1 Albany, NY	4.0	1.0	—	$2,000	—	139d	1	0.23mi
660 Myrtle Ave Albany, NY	4.0	1.0	—	$2,300	—	139d	1	0.24mi
221 Quail St Unit 2 Albany, NY	4.0	1.0	—	$2,750	—	139d	1	0.24mi
52 Elberon Pl Albany, NY	4.0	1.5	—	$2,600	—	139d	1	0.24mi
56 Elberon Pl Albany, NY	3.0	1.0	—	$1,575	—	139d	1	0.24mi
58 Elberon Pl Albany, NY	4.0	1.0	—	$1,725	—	119d	1	0.24mi

Property features AI

Finance

• Financial info: Two-unit propertyTenants pay hot water, heat, internet, snow removal, electricity, and gas

Exterior

• Parking: Total of 4 parking spaces
• Utilities: Public waterPublic sewer
• Home design: DuplexLiving area approximately 2,232
• Construction: Vinyl siding
• Exterior features: Other exterior features (details not specified)

Interior

• Kitchen: No kitchen appliance details provided
• Bedrooms: Two units, each with 3 bedrooms
• Bathrooms: Four full bathrooms total (two on 1st level, two on 2nd level)
• Heating & cooling: Forced air heating (natural gas)Window air conditioning units
• Interior features: Full unfinished basement
• Laundry & utility: Laundry on main level and upper level

Listing history 25 events

1. 2026-06-10
   days on market $324,900 Active 48 DOM
2. 2026-06-08
   days on market $324,900 Active 46 DOM
3. 2026-06-07
   days on market $324,900 Active 45 DOM
4. 2026-06-03
   days on market $324,900 Active 41 DOM
5. 2026-06-02
   days on market $324,900 Active 40 DOM
6. 2026-06-01
   days on market $324,900 Active 39 DOM
7. 2026-05-31
   days on market $324,900 Active 38 DOM
8. 2026-05-31
   days on market $324,900 Active 37 DOM
9. 2026-04-23
   listed $324,900 Active 1323-char remark
10. 2020-02-28
    soldstatus $160,000 Closed (Final Sale) 445-char remark

    Show marketing remark (445 chars)

    MOTIVATED SELLER! Interiors have been upgraded but low price reflects exterior work needed. Owner is willing to credit buyer at closing for necessary work needed! This two family has a rare 3 bedroom 2 full bath layout on both floors and is located on a street with extra street parking. Currently rented for $1,000 and $1,300 with low taxes, this property has great cash flow. Hardwood floors throughout, new kitchens and laundry in both units.

11. 2020-02-04
    status Pend (Under Cntr) 445-char remark

    Show marketing remark (445 chars)

    MOTIVATED SELLER! Interiors have been upgraded but low price reflects exterior work needed. Owner is willing to credit buyer at closing for necessary work needed! This two family has a rare 3 bedroom 2 full bath layout on both floors and is located on a street with extra street parking. Currently rented for $1,000 and $1,300 with low taxes, this property has great cash flow. Hardwood floors throughout, new kitchens and laundry in both units.

12. 2020-01-14
    status Back On Market 445-char remark

    Show marketing remark (445 chars)

    MOTIVATED SELLER! Interiors have been upgraded but low price reflects exterior work needed. Owner is willing to credit buyer at closing for necessary work needed! This two family has a rare 3 bedroom 2 full bath layout on both floors and is located on a street with extra street parking. Currently rented for $1,000 and $1,300 with low taxes, this property has great cash flow. Hardwood floors throughout, new kitchens and laundry in both units.

13. 2019-11-21
    status Pend (Under Cntr) 445-char remark

    Show marketing remark (445 chars)

    MOTIVATED SELLER! Interiors have been upgraded but low price reflects exterior work needed. Owner is willing to credit buyer at closing for necessary work needed! This two family has a rare 3 bedroom 2 full bath layout on both floors and is located on a street with extra street parking. Currently rented for $1,000 and $1,300 with low taxes, this property has great cash flow. Hardwood floors throughout, new kitchens and laundry in both units.

14. 2019-10-31
    price $179,000 445-char remark

    Show marketing remark (445 chars)

    MOTIVATED SELLER! Interiors have been upgraded but low price reflects exterior work needed. Owner is willing to credit buyer at closing for necessary work needed! This two family has a rare 3 bedroom 2 full bath layout on both floors and is located on a street with extra street parking. Currently rented for $1,000 and $1,300 with low taxes, this property has great cash flow. Hardwood floors throughout, new kitchens and laundry in both units.

15. 2019-10-31
    status Price Change 445-char remark

    Show marketing remark (445 chars)

    MOTIVATED SELLER! Interiors have been upgraded but low price reflects exterior work needed. Owner is willing to credit buyer at closing for necessary work needed! This two family has a rare 3 bedroom 2 full bath layout on both floors and is located on a street with extra street parking. Currently rented for $1,000 and $1,300 with low taxes, this property has great cash flow. Hardwood floors throughout, new kitchens and laundry in both units.

16. 2019-10-04
    status Pend (Under Cntr) 445-char remark

    Show marketing remark (445 chars)

    MOTIVATED SELLER! Interiors have been upgraded but low price reflects exterior work needed. Owner is willing to credit buyer at closing for necessary work needed! This two family has a rare 3 bedroom 2 full bath layout on both floors and is located on a street with extra street parking. Currently rented for $1,000 and $1,300 with low taxes, this property has great cash flow. Hardwood floors throughout, new kitchens and laundry in both units.

17. 2019-09-10
    price $199,000 445-char remark

    Show marketing remark (445 chars)

    MOTIVATED SELLER! Interiors have been upgraded but low price reflects exterior work needed. Owner is willing to credit buyer at closing for necessary work needed! This two family has a rare 3 bedroom 2 full bath layout on both floors and is located on a street with extra street parking. Currently rented for $1,000 and $1,300 with low taxes, this property has great cash flow. Hardwood floors throughout, new kitchens and laundry in both units.

18. 2019-05-31
    listed $219,000 New 445-char remark

    Show marketing remark (445 chars)

    MOTIVATED SELLER! Interiors have been upgraded but low price reflects exterior work needed. Owner is willing to credit buyer at closing for necessary work needed! This two family has a rare 3 bedroom 2 full bath layout on both floors and is located on a street with extra street parking. Currently rented for $1,000 and $1,300 with low taxes, this property has great cash flow. Hardwood floors throughout, new kitchens and laundry in both units.

19. 2013-05-29
    soldstatus $97,750

    Show marketing remark (179 chars)

    Convenient two family, walking distance to St. Rose, Albany Med and stores, newer front porches, newer furnaces, hardwood floors, easy to rent, building sold as is. Good Condition

20. 2013-05-01
    historical

    Show marketing remark (179 chars)

    Convenient two family, walking distance to St. Rose, Albany Med and stores, newer front porches, newer furnaces, hardwood floors, easy to rent, building sold as is. Good Condition

21. 2013-03-25
    listed $119,000

    Show marketing remark (179 chars)

    Convenient two family, walking distance to St. Rose, Albany Med and stores, newer front porches, newer furnaces, hardwood floors, easy to rent, building sold as is. Good Condition

22. 2007-12-14
    soldstatus $115,000
23. 2007-09-17
    soldstatus $115,000
24. 2007-07-19
    historical
25. 2007-06-25
    listed $120,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NY · Partial reset (capped growth)

• Current annual tax: $5,288 · $441/mo
• Projected year-2 tax: $5,390 · $449/mo
• Expected delta: +$101/yr (+$8/mo · 1.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥97°F today · 16 d/yr by 30 yrs out
• 💨 Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $45,972
• − Mortgage interest: −$18,199
• − Property taxes: −$5,288
• − Insurance: −$1,624
• − Repairs & maintenance: −$3,678
• − Management: −$3,678
• − Depreciation: −$9,452
• Taxable income: $4,053
• Est. tax owed @ 24.0%: −$973
• After-tax cash flow: $7,987/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 9 photos

Fair 45/100 Moderate rehab Est. rehab $55,800–$100,440 screening

This two-family home requires significant exterior and interior repairs, including a new roof, siding, and flooring, to improve its condition and value.

Repairs flagged

• Major Roof — Aerial view shows potential for roof replacement.
• Major Exterior Siding — Weathered appearance suggests need for repainting or replacement.
• Major Paint — Faded paint on exterior and interior walls.
• Major Flooring — Worn hardwood floors.

Value-add opportunities

• Both Paint exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics, attracting both buyers and renters. ↑
• Both Replace roof — A new roof improves the home's structural integrity and extends its lifespan, increasing its value. ↑
• Both Replace siding — New siding improves the home's curb appeal and energy efficiency, making it more attractive to buyers and renters. ↑
• Both Replace flooring — New flooring enhances the home's interior aesthetics and increases its rental value. ↑

ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

D Composite school gradezoned avg 52/100

Zoned Schools

Elementary New Scotland Elementary School F NY #1,277/2,108 Nat'l #16,061/41,679 Middle William S Hackett Middle School F NY #407/729 Nat'l #5,867/14,009 High Albany High School B+ NY #710/1,100 Nat'l #2,083/17,239

Schools (NCES district)

• District: Albany City School District
• NCES district ID: 3602460
• Math proficiency: 37% ▲ 6.00%
• Reading proficiency: 40% ▲ 7.00%
• Median HH income: $40,568
• Composite: 32.34/100
• National rank: #5744
• State rank: #543 of 590 in NY

B Composite livability gradescore 79/100

Livability — Albany

• Score: 79/100
• State rank: #129
• US rank: #2083

Category grades

Amenities A+ Commute A+ Cost of living C+ Crime F Employment C- Housing A+ Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Albany, NY
• County: Albany County · 320,794 people
• City population: 116,921
• Metro: Albany-Schenectady-Troy, NY
• Population (ZIP): 23,289
• Household income: $70,413
• Rent vs Own: 54.9% rent · 45.1% own
• Severe rent burden: 11% of renters

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Population outlook (Albany County) Hauer SSP2

• Today (2025): 320,794 people
• By 2030: 327,401 · +2.1%
• By 2040: 338,218 · +5.4%
• By 2050: 348,467 · +8.6%
• By 2075: 381,693 · +19.0%
• By 2100: 393,809 · +22.8%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (66%)
• Race & ethnicity: White 66% Black 12% Asian 10% Hispanic / Latino 7% Two or more races 7%
• Hispanic origin (detail): Puerto Rican 3%
• Common ancestry: Romanian 5% Italian 3% Scotch-Irish 3%
• Foreign-born: 16% · Canada, China, Philippines
• Languages at home: 83% English-only · Other Indo-European 4% Other Asian/Pacific 3% French/Haitian/Cajun 2%

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Political lean MEDSL · Albany

• 2024 margin: Strong D (+25.8) · D 62.9% · R 37.1%
• 2008→2024 swing: -3.6pp toward R · 2008: 29.4pp · 2024: 25.8pp
• All cycles: 2024: D+25.8 2020: D+31.4 2016: D+24.3 2012: D+31.0 2008: D+29.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -120.46%
• Current HPI: 279.716
• Rent YoY: ▲ 5.05%
• Metro: Albany-Schenectady-Troy, NY
• State GDP YoY: ▲ 2.60%
• F500 in state: 92

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Industry mix (Fortune 500 HQ in NY)

Industry	F500 HQs	Revenue
▸Financial Services	10	$950B
▸Consumer Goods	9	$162B
▸Insurance	4	$225B
▸Telecommunications	2	$144B
▸Pharmaceuticals	2	$112B
▸Media / Entertainment	2	$69B

Property features AI

Finance

• Financial info: Two-unit propertyTenants pay hot water, heat, internet, snow removal, electricity, and gas

Exterior

• Parking: Total of 4 parking spaces
• Utilities: Public waterPublic sewer
• Home design: DuplexLiving area approximately 2,232
• Construction: Vinyl siding
• Exterior features: Other exterior features (details not specified)

Interior

• Kitchen: No kitchen appliance details provided
• Bedrooms: Two units, each with 3 bedrooms
• Bathrooms: Four full bathrooms total (two on 1st level, two on 2nd level)
• Heating & cooling: Forced air heating (natural gas)Window air conditioning units
• Interior features: Full unfinished basement
• Laundry & utility: Laundry on main level and upper level

Price history

+170.8% since first listed

18 events — show timeline

• 2026-06-10 Listing Removed — Global MLS
• 2026-04-23 Listed $324,900 Global MLS
• 2020-02-28 Sold (MLS) $160,000 Global MLS
• 2020-02-04 Pending — Global MLS
• 2020-01-14 Relisted — Global MLS
• 2019-11-21 Pending — Global MLS
• 2019-10-31 Price Changed $179,000 Global MLS
• 2019-10-31 Relisted — Global MLS
• 2019-10-04 Pending — Global MLS
• 2019-09-10 Price Changed $199,000 Global MLS
• 2019-05-31 Listed $219,000 Global MLS
• 2013-05-29 Sold (MLS) $97,750 Global MLS
• 2013-05-01 Listing Removed — Global MLS
• 2013-03-25 Listed $119,000 Global MLS
• 2007-12-14 Sold (Public Records) $115,000 Public Records
• 2007-09-17 Sold (MLS) $115,000 Global MLS
• 2007-07-19 Listing Removed — Global MLS
• 2007-06-25 Listed $120,000 Global MLS

Property tax history

+3.5%/yr

Latest (2025): $5,288 · +3.5% YoY. Source: county tax records.