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330 Southampton B
B- Composite 65.33
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.2/30.0
  • 1% rule +10.0/10.0
  • DSCR +8.9/10.0
  • ARV discount +7.5/15.0
  • Schools +4.3/10.0
  • Livability +3.5/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$88,000

330 Southampton B · Plantation Mobile Home Park, FL 33417
1 bd · 1.0 ba · 924 sqft · Condo public records · 5 Days on market
Built 1974 $371/mo HOA · 24% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Lovely With Water View in 55+ Century Village! 1/1.5 in the Luxury Southampton B Building! Updated Kitchen. Tile Flooring. Spacious Bedroom Suite With Wall of Closets, Full Ensuite Bath, and Access to the Over-Sized Lanai. Southampton B Is A Nicely Maintained Luxury Building With Two Elevators, Extra Storage, Two Laundry Rooms Per Floor, Trash Chutes, New Roof (2023), Reserves, and No Special Assessments. Enjoy Resort Style Living In 55+ Century Village. .. Century Village is a 55+ Resort Style community with so much to offer - Much To Offer - shows, movies, clubs, pools, security, and transportation service. The Clubhouse features a theater, indoor pool, card room, community/party room, bi

Key facts

  • $371 HOA
  • Parking
  • Community pool

Property features AI

Finance

  • Other: Senior community; Pets not allowed; Community contains many units
  • Financial info: Not provided (tax and parcel details excluded)
  • HOA & community: Association: Southampton B Condominium Association; Monthly association fee applies; Association amenities include: billiard room, clubhouse, elevators, fitness center, indoor pool, heated pool, pool, sauna, shuffleboard court, tennis courts, pickleball courts, bocce ball, storage, workshop area, community room, courtesy bus, trash chute, security

Exterior

  • Parking: Assigned parking; Guest parking; One parking space total
  • Security: Gated community with guard; Security patrol
  • Utilities: Public water; Public sewer; Cable available; Electricity available; Water and sewer available
  • Home design: Condominium; Resale unit; Faces south; 4-story building
  • Construction: CBS construction; Shingle roof; Built as part of a multi-story building
  • Exterior features: Terrace

Interior

  • Kitchen: Microwave; Refrigerator; Electric water heater
  • Bedrooms: One bedroom on the main level
  • Flooring: Ceramic tile
  • Bathrooms: One full bathroom; One half bathroom
  • Heating & cooling: Central electric heating; Central electric air conditioning
  • Interior features: No special interior features listed
  • Laundry & utility: No washer/dryer listed

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath condo listed at $88k.

Deal economics

  • At list price, monthly cash flow is $224 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $88k).

Location & tenants

  • Location reads 70/100 on livability (#430 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, health & safety A+; Watch: amenities F, commute F, employment F.
  • Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Grassy Waters Elementary School (math 43% / reading 48%, grade D-, #1,247 of 2,144 statewide, top 59%, 739 students, 64% FRL); Bear Lakes Middle School (math 19% / reading 33%, grade F, #506 of 571 statewide, top 89%, 842 students, 74% FRL); Palm Beach Lakes High School (math 17% / reading 26%, grade F, #546 of 667 statewide, top 82%, 2,688 students, 70% FRL) — zoned schools average 69% FRL vs 52% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 31% at this address vs 50% district-wide (-18 pts) — the specific schools serving this property underperform the Palm Beach average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents flat; 481 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($52k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $608 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $26k; list at $88k implies a 238% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: HOA is 24% of rent.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $88,000

Questions for the listing agent

  1. Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.74%
Cap rate
9.35%
Cash-on-cash
10.92%
DSCR
1.49
GRM
4.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.02% rent growth · sell at horizon

5-year hold
IRR
-4.8%
Equity multiple
0.83×
Total profit
$-4,177
Equity at exit
$13,121
10-year hold
IRR
-1.1%
Equity multiple
0.94×
Total profit
$-1,438
Equity at exit
$7,609

Cash invested: $24,640 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33417

Home prices YoY
-29.2%
Rents YoY
0.0%
Active inventory
481
Price-to-rent
4.8×

Monthly cashflow live

Estimated rent
$1,530 high interval (Pro) →
Mortgage (P&I)
$461
Tax from tax record
$116 /mo · $1,387/yr
Insurance
$37
HOA
$371
Vacancy / Maint / Mgmt
$321
Net cashflow
$224

Break-even live

Break-even rent $1,246
Max offer price $88,000
Occupancy floor 80%

Sensitivity live

Price -10% $274 -5% $249 +0% $224 +5% $199 +10% $174
Rent -10% $103 -5% $164 +0% $224 +5% $285 +10% $345
Rate -1.0pp $269 -0.5pp $247 base $224 +0.5pp $201 +1.0pp $178

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$22,000
Closing costs
$2,640
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
150 Bedford E West Palm Beach, FL 1.0 1.0 570 $1,375 $2.41 9d 1 0.28mi
330 Andover M Unit M West Palm Beach, FL 2.0 1.5 798 $1,600 $2.01 18d 1 0.31mi
311 Andover M West Palm Beach, FL 1.0 1.5 684 $1,400 $2.05 26d 1 0.32mi
311 Andover M Unit M West Palm Beach, FL 1.0 1.5 684 $1,400 $2.05 26d 1 0.32mi
132 Andover F Unit 132 West Palm Beach, FL 1.0 1.5 684 $1,400 $2.05 26d 1 0.38mi
1883 Breezy Ln West Palm Beach, FL 2.0 2.0 856 $2,500 $2.92 26d 1 0.41mi
100 Andover D West Palm Beach, FL 1.0 1.5 684 $1,400 $2.05 26d 1 0.42mi
34 Andover B West Palm Beach, FL 1.0 1.0 602 $1,250 $2.08 1d 1 0.44mi
306 Wellington B West Palm Beach, FL 2.0 2.0 1062 $1,800 $1.69 22d 1 0.44mi
105 E Wellington Dr #105 West Palm Beach, FL 2.0 2.0 1062 $1,850 $1.74 26d 1 0.44mi
326 Andover E West Palm Beach, FL 1.0 1.5 684 $1,490 $2.18 26d 1 0.45mi
22 Andover a West Palm Beach, FL 1.0 1.5 684 $1,375 $2.01 26d 1 0.45mi
325 Andover E West Palm Beach, FL 1.0 1.0 532 $1,450 $2.73 26d 1 0.46mi
163 Somerset H West Palm Beach, FL 2.0 2.0 874 $1,500 $1.72 26d 1 0.53mi
146 Somerset Cres Unit 146 West Palm Beach, FL 2.0 2.0 874 $2,000 $2.29 22d 1 0.57mi
222 Somerset L West Palm Beach, FL 2.0 2.0 874 $1,850 $2.12 3d 1 0.59mi
3 Berkshire a West Palm Beach, FL 1.0 1.0 585 $1,900 $3.25 26d 1 0.64mi
226 Windsor J Unit J West Palm Beach, FL 1.0 1.5 738 $1,250 $1.69 26d 1 0.69mi
358 Chatham R Unit R West Palm Beach, FL 1.0 1.5 684 $1,295 $1.89 26d 1 0.70mi
358 Chatham R Unit R West Palm Beach, FL 1.0 1.5 684 $1,200 $1.75 20d 1 0.70mi
294 Chatham S Unit O West Palm Beach, FL 1.0 1.0 645 $1,300 $2.02 26d 1 0.70mi
210 Windsor J Unit J West Palm Beach, FL 1.0 1.0 585 $1,400 $2.39 26d 1 0.71mi
218 Windsor J Unit J West Palm Beach, FL 1.0 1.0 585 $1,275 $2.18 26d 1 0.72mi
361 Windsor N West Palm Beach, FL 1.0 1.5 702 $1,350 $1.92 26d 1 0.73mi
179 Berkshire I Unit I West Palm Beach, FL 1.0 1.0 585 $1,225 $2.09 26d 1 0.74mi
220 Berkshire K #220 West Palm Beach, FL 1.0 1.0 585 $1,300 $2.22 22d 1 0.74mi
110 Stratford N West Palm Beach, FL 1.0 1.5 740 $1,600 $2.16 20d 1 0.74mi
150 Windsor G West Palm Beach, FL 1.0 1.0 585 $1,500 $2.56 9d 1 0.74mi
149 Stratford N West Palm Beach, FL 2.0 2.0 978 $1,650 $1.69 26d 1 0.75mi
231 Berkshire K #231 West Palm Beach, FL 1.0 1.0 585 $1,150 $1.97 4d 1 0.75mi
89 Berkshire D #89 West Palm Beach, FL 1.0 1.0 585 $1,150 $1.97 26d 1 0.76mi
89 Berkshire D #89 West Palm Beach, FL 1.0 1.0 585 $1,050 $1.79 9d 1 0.76mi
216 Berkshire K Unit K West Palm Beach, FL 1.0 1.0 585 $1,400 $2.39 22d 1 0.76mi
145 Windsor G West Palm Beach, FL 2.0 2.0 819 $1,800 $2.20 26d 1 0.76mi
372 Camden P West Palm Beach, FL 1.0 1.0 570 $1,200 $2.11 26d 1 0.77mi
374 Camden P West Palm Beach, FL 1.0 1.0 570 $1,150 $2.02 20d 1 0.77mi
142 Kent I West Palm Beach, FL 1.0 1.5 684 $1,475 $2.16 26d 1 0.77mi
92 Berkshire Cres Unit 92 West Palm Beach, FL 1.0 1.0 615 $1,350 $2.20 26d 1 0.79mi
157 Camden G West Palm Beach, FL 1.0 1.5 646 $1,350 $2.09 26d 1 0.80mi
298 Windsor M Unit M West Palm Beach, FL 1.0 1.5 702 $1,300 $1.85 26d 1 0.80mi

HOA detail condo

Monthly dues
$371 · $4,452/yr
Likely covers
watertrashpoolsecurity
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 4 events

  1. 2026-06-21
    days on market $88,000 Active 5 DOM
  2. 2026-06-18
    days on market $88,000 Active 2 DOM
  3. 2026-06-17
    remarks 699-char remark
  4. 2026-06-17
    listed $88,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,387 · $116/mo
Projected year-2 tax
$1,387 · $116/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥105°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,364
− Mortgage interest
−$4,929
− Property taxes
−$1,387
− Insurance
−$440
− Repairs & maintenance
−$1,469
− Management
−$1,469
− HOA
−$4,452
− Depreciation
−$2,560
Taxable income
$1,658
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$398
After-tax cash flow
$2,293/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Palm Beach
NCES district ID
1201500
Math proficiency
46% ▼ -16.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$53,943
Composite
42.72/100
National rank
#3160
State rank
#34 of 73 in FL

Livability — Plantation Mobile Home Park

Score
70/100
State rank
#430
US rank
#7700

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment F Housing B+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Palm Beach County · 1,438,312 people
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
38,079
Household income
$51,605
Rent vs Own
40.9% rent · 59.1% own
Severe rent burden
2548.0

Population outlook (Palm Beach County) Hauer SSP2

Today (2025)
1,637,487 people
By 2030
1,743,255 · +6.5%
By 2040
1,948,712 · +19.0%
By 2050
2,132,979 · +30.3%
By 2075
2,530,027 · +54.5%
By 2100
2,706,979 · +65.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.72)
Race & ethnicity
White 34% Black 30% Hispanic / Latino 27% Two or more races 16% Asian 3%
Hispanic origin (detail)
Mexican 3% Puerto Rican 6% Cuban 5% Dominican 2%
Common ancestry
Hispanic 10% Romanian 3% Scotch-Irish 1%
Foreign-born
34% · Canada, Jamaica
Languages at home
58% English-only · Spanish 24% French/Haitian/Cajun 11% Other Indo-European 3%

Political lean MEDSL · Palm Beach

2024 margin
Toss-up / Even · D 50.0% · R 49.2%
2008→2024 swing
-22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
All cycles
2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -138.62%
Current HPI
335.8396
Rent YoY
▬ 0.02%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+238.5% since first listed
4 events — show timeline
  • 2026-06-16 Listed $88,000 Beaches MLS
  • 2008-07-03 Listing Removed Beaches MLS
  • 2007-03-22 Listed $30,000 Beaches MLS
  • 1994-09-09 Sold (Public Records) $26,000 Public Records

Property tax history

+7.9%/yr

Latest (2025): $1,387 · +4.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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