141 Berry Shoals Dr · Summerville, SC
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $783 – $1,453
Heat risk 8/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 98.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +10.3/30.0
- ARV discount +8.2/15.0
- Schools +5.4/10.0
- Condition / age +4.8/5.0
- Rent growth +3.5/5.0
- Livability +3.2/5.0
- 1% rule +3.0/10.0
- DSCR +2.9/10.0
- Appreciation +0.0/10.0
$249,990
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome to 141 Berry Shoals Drive, a two-story townhome by Ashton Woods in the Windward Village community. Three bedrooms, a flexible layout, and a clean, modern finish package that's move-in ready. The main floor keeps things open and easy, with the family room, breakfast area, and kitchen all flowing together. The kitchen is finished with the Milan Collection: light gray 42-inch shaker cabinets, brushed chrome hardware, a large format white tile backsplash, and marble-look quartz countertops, with warm oak LVP flooring throughout the main living areas. A powder room and pantry round out the first floor nicely.
Key facts
- Flexible layout
- Open family room
- Two story townhome
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath townhouse listed at $250k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $-138 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $230k (8.0% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $201k (19.5% below list).
- Recommended offer: $201k (19.5% below list) — sets the bar for 1% rule.
- Cap rate 5.6% vs local median 3.9% in Summerville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 63/100 on livability (#167 in SC) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living B+; Watch: amenities F, commute F, health & safety F.
- Dorchester 02 (suburban): math 40% / reading 55% proficiency, ranked #12 of 80 in SC (top 15%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Summerville Elementary (math 44% / reading 49%, grade D-, #215 of 597 statewide, top 36%, 528 students, 67% FRL); Alston Middle (math 28% / reading 45%, grade F, #98 of 229 statewide, top 43%, 822 students, 81% FRL); Ashley Ridge High (math 73% / reading 93%, grade A, #18 of 196 statewide, top 9%, 2,542 students, 50% FRL) — zoned schools average 66% FRL vs 36% district-wide (30 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising (+3.9%/yr); 947 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 88d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 75% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,199 units permitted in Dorchester County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Dorchester County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 11 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 98% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.80% ✗
- Cap rate
- 5.63%
- Cash-on-cash
- -2.36%
- DSCR
- 0.89
- GRM
- 10.4
CMA / ARV
- ARV (median comp)
- $253,912
- List price
- $249,990
- Delta
- -1.54%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 121 Berry Shoals Dr | 0.04mi | 3/2.5 | 1,265 (0%) | 0mo | $264,990 | $209 | 98 |
| 137 Berry Shoals Dr | 0.01mi | 3/2.5 | 1,265 (0%) | 2mo | $258,195 | $204 | 98 |
| 125 Berry Shoals Dr | 0.03mi | 3/2.5 | 1,265 (0%) | 1mo | $264,990 | $209 | 98 |
| 473 Martins Creek Blvd | 0.05mi | 3/2.5 | 1,265 (0%) | 1mo | $253,495 | $200 | 96 |
| 103 Berry Shoals Dr | 0.06mi | 3/2.5 | 1,265 (0%) | 2mo | $254,329 | $201 | 96 |
| 453 Martins Creek Blvd | 0.05mi | 3/2.5 | 1,265 (0%) | 4mo | $219,990 | $174 | 95 |
| 127 Berry Shoals Dr | 0.03mi | 3/2.0 | 1,265 (0%) | 2mo | $259,990 | $206 | 94 |
| 489 Martins Creek Blvd | 0.07mi | 3/2.5 | 1,265 (0%) | 3mo | $229,990 | $182 | 94 |
| 491 Martins Creek Blvd | 0.07mi | 3/2.5 | 1,265 (0%) | 3mo | $229,990 | $182 | 94 |
| 101 Berry Shoals Dr | 0.06mi | 3/2.5 | 1,265 (0%) | 4mo | $289,990 | $229 | 94 |
| 129 Berry Shoals Dr | 0.03mi | 3/2.0 | 1,265 (0%) | 4mo | $299,990 | $237 | 94 |
| 483 Martins Creek Blvd | 0.06mi | 3/2.0 | 1,265 (0%) | 4mo | $239,990 | $190 | 92 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.93% rent growth · sell at horizon
- IRR
- -19.2%
- Equity multiple
- 0.32×
- Total profit
- $-47,360
- Equity at exit
- $37,274
- IRR
- -10.0%
- Equity multiple
- 0.36×
- Total profit
- $-44,478
- Equity at exit
- $21,615
Cash invested: $69,997 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 9 active · 15 under contract
- Months of supply
- 2.5 mo (41%/mo absorbed)
- Median asking
- $255,000 ($213/sqft)
- Median days on market
- 185 d
- This list price
- 33% of active listings are priced below it
- ARV vs active asking
- -6.0% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 29485
- Rents YoY
- 3.9%
- Active inventory
- 947
- Price-to-rent
- 10.4×
Monthly cashflow live
- Estimated rent
- $2,012 high interval (Pro) →
- Mortgage (P&I)
- −$1,311
- Tax est. 1.5%
- −$312 /mo · $3,750/yr
- Insurance
- −$104
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$423
- Net cashflow
- $-138
Break-even live
Sensitivity live
| Price | -10% $35 | -5% $-52 | +0% $-138 | +5% $-224 | +10% $-311 |
|---|---|---|---|---|---|
| Rent | -10% $-297 | -5% $-217 | +0% $-138 | +5% $-58 | +10% $21 |
| Rate | -1.0pp $-12 | -0.5pp $-74 | base $-138 | +0.5pp $-203 | +1.0pp $-269 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $62,498
- Closing costs
- $7,500
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 463 Martins Creek Blvd Summerville, SC | 3.0 | 2.5 | 1285 | $2,000 | $1.56 | 88d | 1 | 0.05mi |
| 451 Martins Creek Blvd Summerville, SC | 3.0 | 2.5 | 1285 | $2,150 | $1.67 | 119d | 1 | 0.06mi |
| 465 Martins Creek Blvd Summerville, SC | 3.0 | 2.5 | 1285 | $2,000 | $1.56 | 88d | 1 | 0.06mi |
| 467 Martins Creek Blvd Summerville, SC | 3.0 | 2.5 | 1285 | $2,050 | $1.60 | 98d | 1 | 0.06mi |
| 700 Martins Creek Blvd Summerville, SC | 1.0–3.0 | 1.0–2.0 | 991 | $2,021 | $2.04 | 0d | 12 | 0.11mi |
| 306 Crestview Dr Summerville, SC | 2.0 | 1.5 | 996 | $1,500 | $1.51 | 78d | 1 | 0.17mi |
| 305 Chessington Cir Summerville, SC | 3.0 | 2.0 | 1472 | $1,995 | $1.36 | 106d | 1 | 0.21mi |
| 300 Crestview Dr Apt D Summerville, SC | 2.0 | 1.5 | 988 | $2,500 | $2.53 | 6d | 1 | 0.22mi |
| 136 Susan Dr Unit A Summerville, SC | 2.0 | 1.5 | 922 | $1,495 | $1.62 | 98d | 1 | 0.65mi |
| 110 Roberta Dr Unit B Summerville, SC | 2.0 | 1.5 | 1000 | $1,400 | $1.40 | 73d | 1 | 0.66mi |
| 137 Susan Dr Unit A Summerville, SC | 2.0 | 1.5 | 922 | $1,400 | $1.52 | 119d | 1 | 0.67mi |
| 137 Susan Dr Unit B Summerville, SC | 3.0 | 2.5 | 1017 | $1,395 | $1.37 | 86d | 1 | 0.67mi |
| 137 Susan Dr Unit A Summerville, SC | 2.0 | 1.5 | 922 | $1,285 | $1.39 | 86d | 1 | 0.67mi |
| 137 Susan Dr Unit B Summerville, SC | 3.0 | 2.5 | 1300 | $1,550 | $1.19 | 119d | 1 | 0.67mi |
| 137 Susan Dr Summerville, SC | 3.0 | 3.0 | 1300 | $1,550 | $1.19 | 119d | 1 | 0.67mi |
| 101 Bridge Pointe Ln Summerville, SC | 2.0 | 2.0 | 1154 | $1,598 | $1.38 | 98d | 1 | 0.69mi |
| 101 Bridge Pointe Ln Summerville, SC | 3.0 | 3.0 | 1491 | $2,477 | $1.66 | 6d | 1 | 0.69mi |
| 101 Bridge Pointe Ln Summerville, SC | 2.0 | 3.0 | 1181 | $2,040 | $1.73 | 119d | 1 | 0.69mi |
| 101 Bridge Pointe Ln Summerville, SC | 3.0 | 3.0 | 1668 | $2,267 | $1.36 | 110d | 1 | 0.69mi |
| 115 Roberta Dr Unit B Summerville, SC | 2.0 | 1.5 | 900 | $1,470 | $1.63 | 63d | 1 | 0.70mi |
| 109 Terry Ave Summerville, SC | 3.0 | 2.0 | 1450 | $2,081 | $1.44 | 73d | 1 | 0.75mi |
| 163 Rosefield Ct Summerville, SC | 3.0 | 2.5 | 1436 | $2,000 | $1.39 | 119d | 1 | 0.77mi |
| 163 Rosefield Ct Summerville, SC | 3.0 | 2.5 | 1473 | $2,000 | $1.36 | 88d | 1 | 0.77mi |
| 151 Rosefield Ct Summerville, SC | 3.0 | 2.0 | 1530 | $1,999 | $1.31 | 6d | 1 | 0.79mi |
| 1425 Old Trolley Rd Summerville, SC | 1.0–2.0 | 1.0–2.0 | 918 | $1,775 | $1.93 | 0d | 7 | 0.79mi |
| 107 Greenhurst Ave Summerville, SC | 3.0 | 1.5 | 1100 | $1,650 | $1.50 | 0d | 1 | 0.84mi |
| 1 Bosquet Ct Summerville, SC | 2.0–3.0 | 1.0–1.5 | 1002 | $1,756 | $1.75 | 4d | 5 | 0.89mi |
| 160 Wainwright Mnr Summerville, SC | 3.0 | 2.5 | 1867 | $2,500 | $1.34 | 119d | 1 | 0.96mi |
| 226 Saint Catherines CT Summerville, SC | 2.0–3.0 | 2.5 | 1421 | $2,275 | $1.60 | 0d | 10 | 0.98mi |
| 300 Miles Jamison Rd Summerville, SC | 2.0 | 1.5 | 1200 | $1,425 | $1.19 | 119d | 1 | 0.99mi |
| 124 Miley Dr Summerville, SC | 3.0 | 2.0 | 1460 | $1,900 | $1.30 | 119d | 1 | 1.06mi |
| 219 Judith Dr Summerville, SC | 3.0 | 1.5 | 1509 | $2,200 | $1.46 | 88d | 1 | 1.08mi |
| 117 Lynches River Dr Summerville, SC | 3.0 | 2.5 | 1470 | $1,999 | $1.36 | 119d | 1 | 1.13mi |
| 209 Chucker Dr Summerville, SC | 3.0 | 2.0 | 1279 | $2,400 | $1.88 | 6d | 1 | 1.13mi |
| 112 Stewart Pl Summerville, SC | 2.0 | 2.0 | 979 | $1,600 | $1.63 | 78d | 1 | 1.18mi |
| 174 Keaton Brook Dr Summerville, SC | 3.0 | 2.0 | 1246 | $2,011 | $1.61 | 4d | 1 | 1.21mi |
| 211 Congaree River Dr Summerville, SC | 3.0 | 2.5 | 1650 | $2,995 | $1.82 | 119d | 1 | 1.21mi |
| 211 Congaree River Dr Summerville, SC | 3.0 | 2.5 | 1630 | $2,250 | $1.38 | 62d | 1 | 1.21mi |
| 115 Cynthia Ln Summerville, SC | 3.0 | 2.0 | 1734 | $2,200 | $1.27 | 73d | 1 | 1.25mi |
| 106 Kimeran Ln Summerville, SC | 2.0 | 1.5 | 1000 | $1,350 | $1.35 | 115d | 1 | 1.28mi |
Listing history 8 events
-
2026-06-15days on market $249,990 Active 11 DOM
-
2026-06-13days on market $249,990 Active 9 DOM
-
2026-06-13days on market $249,990 Active 8 DOM
-
2026-06-10days on market $249,990 Active 6 DOM
-
2026-06-09days on market $249,990 Active 5 DOM
-
2026-06-08days on market $249,990 Active 4 DOM
-
2026-06-07remarks 699-char remark
-
2026-06-07$249,990 Active 3 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥108°F today · 17 d/yr by 30 yrs out
- Wind 8/10 Severe 98% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,148
- − Mortgage interest
- −$14,003
- − Property taxes
- −$3,750
- − Insurance
- −$1,250
- − Repairs & maintenance
- −$1,932
- − Management
- −$1,932
- − Depreciation
- −$7,272
- Taxable loss
- −$5,991
- Est. tax savings @ 24.0%
- +$1,438
- After-tax cash flow
- $-217/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 13 photos
This move-in ready townhome in Windward Village is in excellent condition with no visible repairs needed. It offers a good ROI with potential for further value increases through minor updates.
Value-add opportunities
- Both Painting the exterior and interior walls — Fresh paint can enhance the curb appeal and interior aesthetics. ↑
- Both Landscaping improvements — Enhanced landscaping can improve curb appeal and attract potential buyers/tenants. ↑
- Both Adding smart home features — Smart home features can increase the home's value and appeal to tech-savvy buyers/tenants. ↑
- Both Upgrading the kitchen appliances — Modern appliances can make the kitchen more functional and appealing to potential buyers/tenants. ↑
Zoned Schools
Schools (NCES district)
- District
- Dorchester 02
- NCES district ID
- 4502010
- Math proficiency
- 40% ▼ -13.00%
- Reading proficiency
- 55% ▼ -4.00%
- Median HH income
- $57,937
- Composite
- 41.41/100
- National rank
- #3475
- State rank
- #12 of 80 in SC
Livability — Summerville
- Score
- 63/100
- State rank
- #167
- US rank
- #15058
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Summerville, SC
- County
- Dorchester County · 186,982 people
- City population
- 171,668
- Metro
- Charleston-North Charleston, SC
- Population (ZIP)
- 58,507
- Household income
- $82,987
- Rent vs Own
- Severe rent burden
- 13% of renters
Population outlook (Dorchester County) Hauer SSP2
- Today (2025)
- 186,982 people
- By 2030
- 203,967 · +9.1%
- By 2040
- 237,160 · +26.8%
- By 2050
- 267,479 · +43.1%
- By 2075
- 333,025 · +78.1%
- By 2100
- 366,560 · +96.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.57)
- Race & ethnicity
- White 61% Black 23% Hispanic / Latino 7% Two or more races 7% Asian 3% Pacific Islander 2%
- Hispanic origin (detail)
- Mexican 4% Puerto Rican 1%
- Common ancestry
- Slovak 3% Italian 2% Lithuanian 2%
- Foreign-born
- 7% · Canada, China, Vietnam
- Languages at home
- 92% English-only · Spanish 4% Chinese 1% Russian/Polish/Slavic 1%
Political lean MEDSL · Dorchester
- 2024 margin
- R (+14.6) · D 41.8% · R 56.4% · Other 1.9%
- 2008→2024 swing
- +0.9pp no change · 2008: -15.5pp · 2024: -14.6pp
- All cycles
- 2024: R+14.6 2020: R+10.5 2016: R+17.5 2012: R+16.0 2008: R+15.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -305.43%
- Current HPI
- 210.8607
- Rent YoY
- ▲ 3.93%
- Metro
- Charleston-North Charleston, SC
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
||
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…