CashFlowRE
Sign in Sign up
15550 Burnt Store Rd #72 🌊 Lakefront
B- Composite 66.38
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +9.8/10.0
  • Schools +4.6/10.0
  • Livability +3.6/5.0
  • ARV discount +3.4/15.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$159,000

15550 Burnt Store Rd #72 · Burnt Store Marina, FL 33955
2 bd · 2.0 ba · 1,056 sqft · Manufactured public records · 113 Days on market
Built 1983 4,172 sqft lot Est $146k · 9% over $272/mo HOA · 12% of rent ↓ 6% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Price Improvement!!! Reduced almost $10,000!!! Now is the time to take a look at this BEAUTY and this includes the land share valued at $32,000 along with some nice furnishings!!! Welcome! Come through the gates of beautiful Burnt Store Colony & see all it has to share with you! This community is so filled with kind & caring residents, allows your fur babies, is extremely well maintained & has SO MUCH to do! You will be pleasantly surprised as you tour the grounds & meet the happy people! But. .. .MOST important, you must visit this charming home that is located very close to all amenities & see ALL it has to share! This well-kept, MOVE-IN READY 2 bedroom/2 bath home comes with an (acrylic window) all-weather large lanai where there is an extra refrigerator, A/C, roll down solar shades for comfort & entertaining! Also included is very tasteful decor, furnishings & turnkey items. Newer items since 12/2021: Membrane roof, A/C, induction flat surface stove, screens on lanai, vinyl siding, LG refrigerator w/ 2 icemakers & completely new guest bath! Floors are tile & luxury vinyl plank which show like new! Master bedroom is large with custom window shades AND 2 closets, one of which could be used as a small office it is so large! Bath has shower only w/ single sink & tile floor. Guest bedroom has tons of storage & shows very nice in size. Guest bath has been COMPLTELY UPDATED with shower only (rain head & handheld shower heads) & stunning granite comfort height vanity w/ gorgeous vessel sink/faucet. Kitchen is well organized with plenty of space to cook! It has a LARGE s/s FARM sink w/ commercial style faucet, s/s appliances, a "prep" island for extra counter space, tons of cabs/drawers & is open to living room/dining area. This very open floor plan is a MUST! Dining & living room have great appeal AND this home has 3 TV's, one brand new 65" all conveying with the home along with an electric fireplace AND an installed EV charger!!!!!EXTRAS include, YES !! there is more. .. . Land share is included, a value of $32,000, downspouts/gutters, critter screen at skirting, extra pavers for golf cart parking, built-in planters, extra hurricane tie downs at carport, rear patio for basking in the sun or watching the sun rise with your favorite cup of coffee, 6 panel doors, brushed nickel hardware, grab bars in both baths, window coverings throughout, NO popcorn ceilings and NO tubs to clean!!! There is even MORE but you will have to come and tour this move-in ready sweet home to find out! Call today, before it is sold!!!

Key facts

  • Large farm sink
  • Newer a/c
  • Newer membrane roof

Tags

ALL WEATHER LARGE LANAINEWER MEMBRANE ROOFNEWER A/CINDUCTION FLAT SURFACE STOVECOMPLETELY NEW GUEST BATHLARGE FARM SINK

Property features AI

Finance

  • Other: Turnkey / furnished; Community requires buyer approval; Directions: see GPS, off Burnt Store Rd.
  • Financial info: Total monthly fees $272; Total annual fees $3,264; Lease restrictions apply
  • HOA & community: HOA (Rebecca) with required approval; Monthly HOA $272 (includes pool, internet, grounds maintenance, management, private road, recreational facilities, security, trash, escrow reserves); Community amenities: clubhouse, fitness center, pool, tennis courts, pickleball, basketball, shuffleboard, spa/hot tub, dog park, storage, street lights; Senior community; Pets allowed with restrictions (max ~30 lb, breed/number/size limits)

Exterior

  • Parking: Carport with 3 spaces
  • Security: Community security
  • Utilities: Public water; Public sewer; Cable available; Broadband/high-speed internet available; Electricity connected; Water connected; Sewer connected
  • Home design: Manufactured double-wide home; Single-story; Faces west
  • Construction: Vinyl siding; Roof over; Crawlspace foundation; Built in (manufactured home — year not provided)
  • Exterior features: Covered, enclosed front porch and patio; Patio; Exterior lighting; Rain gutters; Sliding doors; Exterior storage

Interior

  • Kitchen: Dishwasher; Disposal; Exhaust fan; Ice maker; Microwave; Range; Range hood; Refrigerator
  • Bedrooms: 2 bedrooms
  • Flooring: Laminate flooring; Tile flooring
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air; Wall/window A/C units
  • Interior features: Built-in features; Ceiling fans; Living room/dining room combo; Open floorplan; Thermostat; Walk-in closets; Window treatments (blinds, shades)
  • Laundry & utility: Washer hookup; Dryer hookup (electric); Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $159k.

Deal economics

  • At list price, monthly cash flow is $540 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $159k).
  • Recommended offer: $145k (9.0% below list) — sets the bar for market timing.
  • Cap rate 10.9% vs local median 4.8% in Burnt Store Marina — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#354 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: schools C-, cost of living C-, amenities F.
  • Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 1481 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($77k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $45k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 113 days — a 9% lower offer ($145k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $10k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→31/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $144,690 (9.0% below list)

Questions for the listing agent

  1. It's been on market 113 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
  7. What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
  8. Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.48%
Cap rate
10.87%
Cash-on-cash
16.35%
DSCR
1.73
GRM
5.6

CMA / ARV

ARV (on-the-fly)
$145,728
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
15550 Burnt Store Rd #199 0.00mi 2/2.0 1,056 (0%) 11mo $146,000 $138 90

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
5.1%
Equity multiple
1.20×
Total profit
$8,798
Equity at exit
$23,707
10-year hold
IRR
14.6%
Equity multiple
2.18×
Total profit
$52,645
Equity at exit
$13,747

Cash invested: $44,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33955

Home prices YoY
-24.5%
Active inventory
1481
Price-to-rent
5.6×

Monthly cashflow live

Estimated rent
$2,356 medium interval (Pro) →
Mortgage (P&I)
$834
Tax from tax record
$83 /mo · $996/yr
Insurance
$66
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$272
Vacancy / Maint / Mgmt
$495
Net cashflow
$540

Break-even live

Break-even rent $1,673
Max offer price $159,000
Occupancy floor 72%

Sensitivity live

Price -10% $630 -5% $585 +0% $540 +5% $495 +10% $450
Rent -10% $354 -5% $447 +0% $540 +5% $633 +10% $726
Rate -1.0pp $620 -0.5pp $580 base $540 +0.5pp $499 +1.0pp $457

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$39,750
Closing costs
$4,770
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 21 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
14040 Heritage Landing Blvd #113 Punta Gorda, FL 2.0 2.0 1438 $6,500 $4.52 21d 1 0.65mi
14271 Heritage Landing Blvd #1527 Punta Gorda, FL 2.0 2.0 1422 $2,800 $1.97 21d 1 0.76mi
14261 Heritage Landing Blvd #1615 Punta Gorda, FL 2.0 2.0 1366 $6,000 $4.39 21d 1 0.81mi
14251 Heritage Landing Blvd Unit 1713 Punta Gorda, FL 2.0 2.0 1366 $4,800 $3.51 14d 1 0.85mi
14251 Heritage Landing Blvd Unit 1723 Punta Gorda, FL 2.0 2.0 1366 $6,000 $4.39 21d 1 0.85mi
14224 Heritage Landing Blvd Unit 1 Punta Gorda, FL 2.0 2.0 1366 $4,500 $3.29 21d 1 0.88mi
25324 Lychee Ct Punta Gorda, FL 3.0 2.0 1224 $1,800 $1.47 21d 1 0.88mi
14184 Heritage Landing Blvd Punta Gorda, FL 2.0 2.0 1366 $1,947 $1.43 21d 2 0.94mi
14221 Heritage Landing Blvd Unit 2014 Punta Gorda, FL 2.0 2.0 1366 $6,000 $4.39 21d 1 1.00mi
14194 Heritage Landing Blvd #614 Punta Gorda, FL 2.0 2.0 1366 $1,995 $1.46 21d 1 1.01mi
14201 Heritage Landing Blvd #1312 Punta Gorda, FL 2.0 2.0 1154 $1,750 $1.52 21d 1 1.09mi
14201 Heritage Landing Blvd Unit 1338 Punta Gorda, FL 3.0 2.0 1301 $6,000 $4.61 21d 1 1.09mi
14191 Heritage Landing Blvd #1214 Punta Gorda, FL 2.0 2.0 1120 $1,585 $1.42 21d 1 1.14mi
14161 Heritage Landing Blvd #1118 Punta Gorda, FL 2.0 2.0 1407 $1,800 $1.28 21d 1 1.22mi
14271 Heritage Landing Blvd Punta Gorda, FL 2.0 2.0 1355 $6,500 $4.80 21d 1 1.22mi
14141 Heritage Landing Blvd #922 Punta Gorda, FL 2.0 2.0 1154 $2,200 $1.91 21d 1 1.27mi
14141 Heritage Landing Blvd #935 Punta Gorda, FL 2.0 2.0 1120 $5,500 $4.91 21d 1 1.27mi
14121 Heritage Landing Blvd #743 Punta Gorda, FL 2.0 2.0 1120 $6,000 $5.36 21d 1 1.34mi
14091 Heritage Landing Blvd Punta Gorda, FL 2.0 2.0 1157 $5,000 $4.32 21d 2 1.42mi
14091 Heritage Landing Blvd Unit Reservation spot 1 Punta Gorda, FL 2.0 2.0 1194 $5,000 $4.19 21d 1 1.42mi
14081 Heritage Landing Blvd Punta Gorda, FL 2.0 2.0 1176 $5,750 $4.89 21d 2 1.48mi

HOA detail

Monthly dues
$272 · $3,264/yr
Likely covers
electriclandscaping

Listing history 20 events

  1. 2026-06-18
    days on market $159,000 Active 113 DOM
  2. 2026-06-17
    days on market $159,000 Active 112 DOM
  3. 2026-06-16
    days on market $159,000 Active 111 DOM
  4. 2026-06-15
    days on market $159,000 Active 110 DOM
  5. 2026-06-14
    days on market $159,000 Active 108 DOM
  6. 2026-06-13
    days on market $159,000 Active 107 DOM
  7. 2026-06-10
    days on market $159,000 Active 105 DOM
  8. 2026-06-09
    days on market $159,000 Active 104 DOM
  9. 2026-06-08
    days on market $159,000 Active 103 DOM
  10. 2026-06-07
    days on market $159,000 Active 102 DOM
  11. 2026-06-05
    days on market $159,000 Active 99 DOM
  12. 2026-06-03
    days on market $159,000 Active 98 DOM
  13. 2026-06-02
    days on market $159,000 Active 97 DOM
  14. 2026-06-01
    days on market $159,000 Active 96 DOM
  15. 2026-05-31
    days on market $159,000 Active 95 DOM
  16. 2026-05-30
    days on market $159,000 Active 94 DOM
  17. 2026-03-31
    price $159,000
    Show marketing remark (2655 chars)

    Price Improvement!!! Reduced almost $10,000!!! Now is the time to take a look at this BEAUTY and this includes the land share valued at $32,000 along with some nice furnishings!!! Welcome! Come through the gates of beautiful Burnt Store Colony & see all it has to share with you! This community is so filled with kind & caring residents, allows your fur babies, is extremely well maintained & has SO MUCH to do! You will be pleasantly surprised as you tour the grounds & meet the happy people! But. .. .MOST important, you must visit this charming home that is located very close to all amenities & see ALL it has to share! This well-kept, MOVE-IN READY 2 bedroom/2 bath home comes with an (acrylic window) all-weather large lanai where there is an extra refrigerator, A/C, roll down solar shades for comfort & entertaining! Also included is very tasteful decor, furnishings & turnkey items. Newer items since 12/2021: Membrane roof, A/C, induction flat surface stove, screens on lanai, vinyl siding, LG refrigerator w/ 2 icemakers & completely new guest bath! Floors are tile & luxury vinyl plank which show like new! Master bedroom is large with custom window shades AND 2 closets, one of which could be used as a small office it is so large! Bath has shower only w/ single sink & tile floor. Guest bedroom has tons of storage & shows very nice in size. Guest bath has been COMPLTELY UPDATED with shower only (rain head & handheld shower heads) & stunning granite comfort height vanity w/ gorgeous vessel sink/faucet. Kitchen is well organized with plenty of space to cook! It has a LARGE s/s FARM sink w/ commercial style faucet, s/s appliances, a "prep" island for extra counter space, tons of cabs/drawers & is open to living room/dining area. This very open floor plan is a MUST! Dining & living room have great appeal AND this home has 3 TV's, one brand new 65" all conveying with the home along with an electric fireplace AND an installed EV charger!!!!!EXTRAS include, YES !! there is more. .. . Land share is included, a value of $32,000, downspouts/gutters, critter screen at skirting, extra pavers for golf cart parking, built-in planters, extra hurricane tie downs at carport, rear patio for basking in the sun or watching the sun rise with your favorite cup of coffee, 6 panel doors, brushed nickel hardware, grab bars in both baths, window coverings throughout, NO popcorn ceilings and NO tubs to clean!!! There is even MORE but you will have to come and tour this move-in ready sweet home to find out! Call today, before it is sold!!!

  18. 2026-03-31
    price $159,000 2655-char remark
    Show marketing remark (2655 chars)

    Price Improvement!!! Reduced almost $10,000!!! Now is the time to take a look at this BEAUTY and this includes the land share valued at $32,000 along with some nice furnishings!!! Welcome! Come through the gates of beautiful Burnt Store Colony & see all it has to share with you! This community is so filled with kind & caring residents, allows your fur babies, is extremely well maintained & has SO MUCH to do! You will be pleasantly surprised as you tour the grounds & meet the happy people! But. .. .MOST important, you must visit this charming home that is located very close to all amenities & see ALL it has to share! This well-kept, MOVE-IN READY 2 bedroom/2 bath home comes with an (acrylic window) all-weather large lanai where there is an extra refrigerator, A/C, roll down solar shades for comfort & entertaining! Also included is very tasteful decor, furnishings & turnkey items. Newer items since 12/2021: Membrane roof, A/C, induction flat surface stove, screens on lanai, vinyl siding, LG refrigerator w/ 2 icemakers & completely new guest bath! Floors are tile & luxury vinyl plank which show like new! Master bedroom is large with custom window shades AND 2 closets, one of which could be used as a small office it is so large! Bath has shower only w/ single sink & tile floor. Guest bedroom has tons of storage & shows very nice in size. Guest bath has been COMPLTELY UPDATED with shower only (rain head & handheld shower heads) & stunning granite comfort height vanity w/ gorgeous vessel sink/faucet. Kitchen is well organized with plenty of space to cook! It has a LARGE s/s FARM sink w/ commercial style faucet, s/s appliances, a "prep" island for extra counter space, tons of cabs/drawers & is open to living room/dining area. This very open floor plan is a MUST! Dining & living room have great appeal AND this home has 3 TV's, one brand new 65" all conveying with the home along with an electric fireplace AND an installed EV charger!!!!!EXTRAS include, YES !! there is more. .. . Land share is included, a value of $32,000, downspouts/gutters, critter screen at skirting, extra pavers for golf cart parking, built-in planters, extra hurricane tie downs at carport, rear patio for basking in the sun or watching the sun rise with your favorite cup of coffee, 6 panel doors, brushed nickel hardware, grab bars in both baths, window coverings throughout, NO popcorn ceilings and NO tubs to clean!!! There is even MORE but you will have to come and tour this move-in ready sweet home to find out! Call today, before it is sold!!!

  19. 2026-02-25
    listed $168,500 Active
  20. 2026-02-21
    listed $168,500 Active 2655-char remark
    Show marketing remark (2655 chars)

    Price Improvement!!! Reduced almost $10,000!!! Now is the time to take a look at this BEAUTY and this includes the land share valued at $32,000 along with some nice furnishings!!! Welcome! Come through the gates of beautiful Burnt Store Colony & see all it has to share with you! This community is so filled with kind & caring residents, allows your fur babies, is extremely well maintained & has SO MUCH to do! You will be pleasantly surprised as you tour the grounds & meet the happy people! But. .. .MOST important, you must visit this charming home that is located very close to all amenities & see ALL it has to share! This well-kept, MOVE-IN READY 2 bedroom/2 bath home comes with an (acrylic window) all-weather large lanai where there is an extra refrigerator, A/C, roll down solar shades for comfort & entertaining! Also included is very tasteful decor, furnishings & turnkey items. Newer items since 12/2021: Membrane roof, A/C, induction flat surface stove, screens on lanai, vinyl siding, LG refrigerator w/ 2 icemakers & completely new guest bath! Floors are tile & luxury vinyl plank which show like new! Master bedroom is large with custom window shades AND 2 closets, one of which could be used as a small office it is so large! Bath has shower only w/ single sink & tile floor. Guest bedroom has tons of storage & shows very nice in size. Guest bath has been COMPLTELY UPDATED with shower only (rain head & handheld shower heads) & stunning granite comfort height vanity w/ gorgeous vessel sink/faucet. Kitchen is well organized with plenty of space to cook! It has a LARGE s/s FARM sink w/ commercial style faucet, s/s appliances, a "prep" island for extra counter space, tons of cabs/drawers & is open to living room/dining area. This very open floor plan is a MUST! Dining & living room have great appeal AND this home has 3 TV's, one brand new 65" all conveying with the home along with an electric fireplace AND an installed EV charger!!!!!EXTRAS include, YES !! there is more. .. . Land share is included, a value of $32,000, downspouts/gutters, critter screen at skirting, extra pavers for golf cart parking, built-in planters, extra hurricane tie downs at carport, rear patio for basking in the sun or watching the sun rise with your favorite cup of coffee, 6 panel doors, brushed nickel hardware, grab bars in both baths, window coverings throughout, NO popcorn ceilings and NO tubs to clean!!! There is even MORE but you will have to come and tour this move-in ready sweet home to find out! Call today, before it is sold!!!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$996 · $83/mo
Projected year-2 tax
$1,320 · $110/mo
Expected delta
+$324/yr (+$27/mo · 32.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone X (shaded) · 75% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 31 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$28,275
− Mortgage interest
−$8,906
− Property taxes
−$996
− Insurance
−$1,592
− Repairs & maintenance
−$2,262
− Management
−$2,262
− HOA
−$3,264
− Depreciation
−$4,625
Taxable income
$4,367
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,048
After-tax cash flow
$5,431/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Charlotte
NCES district ID
1200240
Math proficiency
54% ▼ -6.00%
Reading proficiency
54% ▼ -1.00%
Median HH income
$44,864
Composite
45.62/100
National rank
#2586
State rank
#22 of 73 in FL

Livability — Burnt Store Marina

Score
72/100
State rank
#354
US rank
#6145

Category grades

Amenities F Commute F Cost of living C- Crime A+ Employment A+ Housing A+ Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Charlotte County · 196,994 people
Metro
Punta Gorda, FL
Population (ZIP)
12,399
Household income
$76,943
Rent vs Own
9.5% rent · 90.5% own
Severe rent burden
226.0

Population outlook (Charlotte County) Hauer SSP2

Today (2025)
198,646 people
By 2030
210,507 · +6.0%
By 2040
230,857 · +16.2%
By 2050
247,148 · +24.4%
By 2075
281,777 · +41.8%
By 2100
293,609 · +47.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (84%)
Race & ethnicity
White 84% Hispanic / Latino 10% Two or more races 9% Black 2%
Hispanic origin (detail)
Mexican 4% Puerto Rican 2% Cuban 4%
Common ancestry
Romanian 5% Italian 3% Serbian 3%
Foreign-born
8% · Canada
Languages at home
91% English-only · Spanish 5% Other Indo-European 1%

Political lean MEDSL · Charlotte

2024 margin
Solid R (+34.0) · D 32.7% · R 66.7%
2008→2024 swing
-26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
All cycles
2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -78.71%
Current HPI
242.9043
Rent YoY
Metro
Punta Gorda, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-5.6% since first listed
4 events — show timeline
  • 2026-03-31 Price Changed $159,000 Stellar MLS as Distributed by MLS Grid
  • 2026-03-31 Price Changed $159,000 FORTMLS
  • 2026-02-25 Listed $168,500 Stellar MLS as Distributed by MLS Grid
  • 2026-02-21 Listed $168,500 FORTMLS

Property tax history

+3.4%/yr

Latest (2025): $996 · +3.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…