🌊 Lakefront
15550 Burnt Store Rd #72 · Burnt Store Marina, FL
Flood risk 7/10 · Major
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.75%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 31 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +9.8/10.0
- Schools +4.6/10.0
- Livability +3.6/5.0
- ARV discount +3.4/15.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$159,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Price Improvement!!! Reduced almost $10,000!!! Now is the time to take a look at this BEAUTY and this includes the land share valued at $32,000 along with some nice furnishings!!! Welcome! Come through the gates of beautiful Burnt Store Colony & see all it has to share with you! This community is so filled with kind & caring residents, allows your fur babies, is extremely well maintained & has SO MUCH to do! You will be pleasantly surprised as you tour the grounds & meet the happy people! But. .. .MOST important, you must visit this charming home that is located very close to all amenities & see ALL it has to share! This well-kept, MOVE-IN READY 2 bedroom/2 bath home comes with an (acrylic window) all-weather large lanai where there is an extra refrigerator, A/C, roll down solar shades for comfort & entertaining! Also included is very tasteful decor, furnishings & turnkey items. Newer items since 12/2021: Membrane roof, A/C, induction flat surface stove, screens on lanai, vinyl siding, LG refrigerator w/ 2 icemakers & completely new guest bath! Floors are tile & luxury vinyl plank which show like new! Master bedroom is large with custom window shades AND 2 closets, one of which could be used as a small office it is so large! Bath has shower only w/ single sink & tile floor. Guest bedroom has tons of storage & shows very nice in size. Guest bath has been COMPLTELY UPDATED with shower only (rain head & handheld shower heads) & stunning granite comfort height vanity w/ gorgeous vessel sink/faucet. Kitchen is well organized with plenty of space to cook! It has a LARGE s/s FARM sink w/ commercial style faucet, s/s appliances, a "prep" island for extra counter space, tons of cabs/drawers & is open to living room/dining area. This very open floor plan is a MUST! Dining & living room have great appeal AND this home has 3 TV's, one brand new 65" all conveying with the home along with an electric fireplace AND an installed EV charger!!!!!EXTRAS include, YES !! there is more. .. . Land share is included, a value of $32,000, downspouts/gutters, critter screen at skirting, extra pavers for golf cart parking, built-in planters, extra hurricane tie downs at carport, rear patio for basking in the sun or watching the sun rise with your favorite cup of coffee, 6 panel doors, brushed nickel hardware, grab bars in both baths, window coverings throughout, NO popcorn ceilings and NO tubs to clean!!! There is even MORE but you will have to come and tour this move-in ready sweet home to find out! Call today, before it is sold!!!
Key facts
- Large farm sink
- Newer a/c
- Newer membrane roof
Tags
Property features AI
Finance
- Other: Turnkey / furnished; Community requires buyer approval; Directions: see GPS, off Burnt Store Rd.
- Financial info: Total monthly fees $272; Total annual fees $3,264; Lease restrictions apply
- HOA & community: HOA (Rebecca) with required approval; Monthly HOA $272 (includes pool, internet, grounds maintenance, management, private road, recreational facilities, security, trash, escrow reserves); Community amenities: clubhouse, fitness center, pool, tennis courts, pickleball, basketball, shuffleboard, spa/hot tub, dog park, storage, street lights; Senior community; Pets allowed with restrictions (max ~30 lb, breed/number/size limits)
Exterior
- Parking: Carport with 3 spaces
- Security: Community security
- Utilities: Public water; Public sewer; Cable available; Broadband/high-speed internet available; Electricity connected; Water connected; Sewer connected
- Home design: Manufactured double-wide home; Single-story; Faces west
- Construction: Vinyl siding; Roof over; Crawlspace foundation; Built in (manufactured home — year not provided)
- Exterior features: Covered, enclosed front porch and patio; Patio; Exterior lighting; Rain gutters; Sliding doors; Exterior storage
Interior
- Kitchen: Dishwasher; Disposal; Exhaust fan; Ice maker; Microwave; Range; Range hood; Refrigerator
- Bedrooms: 2 bedrooms
- Flooring: Laminate flooring; Tile flooring
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (electric); Central air; Wall/window A/C units
- Interior features: Built-in features; Ceiling fans; Living room/dining room combo; Open floorplan; Thermostat; Walk-in closets; Window treatments (blinds, shades)
- Laundry & utility: Washer hookup; Dryer hookup (electric); Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $159k.
Deal economics
- At list price, monthly cash flow is $540 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $159k).
- Recommended offer: $145k (9.0% below list) — sets the bar for market timing.
- Cap rate 10.9% vs local median 4.8% in Burnt Store Marina — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 72/100 on livability (#354 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: schools C-, cost of living C-, amenities F.
- Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: 1481 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
- This rent runs 37% of the median local income ($77k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $45k cash investment doubles in ~8 years — after that, you're playing with house money.
Negotiation context
- It's been on market 113 days — a 9% lower offer ($145k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $10k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo.
- Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→31/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 113 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
- What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
- Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.48% ✓
- Cap rate
- 10.87%
- Cash-on-cash
- 16.35%
- DSCR
- 1.73
- GRM
- 5.6
CMA / ARV
- ARV (on-the-fly)
- $145,728
- Comps found
- 1
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 15550 Burnt Store Rd #199 | 0.00mi | 2/2.0 | 1,056 (0%) | 11mo | $146,000 | $138 | 90 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 5.1%
- Equity multiple
- 1.20×
- Total profit
- $8,798
- Equity at exit
- $23,707
- IRR
- 14.6%
- Equity multiple
- 2.18×
- Total profit
- $52,645
- Equity at exit
- $13,747
Cash invested: $44,520 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33955
- Home prices YoY
- -24.5%
- Active inventory
- 1481
- Price-to-rent
- 5.6×
Monthly cashflow live
- Estimated rent
- $2,356 medium interval (Pro) →
- Mortgage (P&I)
- −$834
- Tax from tax record
- −$83 /mo · $996/yr
- Insurance
- −$66
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$272
- Vacancy / Maint / Mgmt
- −$495
- Net cashflow
- $540
Break-even live
Sensitivity live
| Price | -10% $630 | -5% $585 | +0% $540 | +5% $495 | +10% $450 |
|---|---|---|---|---|---|
| Rent | -10% $354 | -5% $447 | +0% $540 | +5% $633 | +10% $726 |
| Rate | -1.0pp $620 | -0.5pp $580 | base $540 | +0.5pp $499 | +1.0pp $457 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $39,750
- Closing costs
- $4,770
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 21 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 14040 Heritage Landing Blvd #113 Punta Gorda, FL | 2.0 | 2.0 | 1438 | $6,500 | $4.52 | 21d | 1 | 0.65mi |
| 14271 Heritage Landing Blvd #1527 Punta Gorda, FL | 2.0 | 2.0 | 1422 | $2,800 | $1.97 | 21d | 1 | 0.76mi |
| 14261 Heritage Landing Blvd #1615 Punta Gorda, FL | 2.0 | 2.0 | 1366 | $6,000 | $4.39 | 21d | 1 | 0.81mi |
| 14251 Heritage Landing Blvd Unit 1713 Punta Gorda, FL | 2.0 | 2.0 | 1366 | $4,800 | $3.51 | 14d | 1 | 0.85mi |
| 14251 Heritage Landing Blvd Unit 1723 Punta Gorda, FL | 2.0 | 2.0 | 1366 | $6,000 | $4.39 | 21d | 1 | 0.85mi |
| 14224 Heritage Landing Blvd Unit 1 Punta Gorda, FL | 2.0 | 2.0 | 1366 | $4,500 | $3.29 | 21d | 1 | 0.88mi |
| 25324 Lychee Ct Punta Gorda, FL | 3.0 | 2.0 | 1224 | $1,800 | $1.47 | 21d | 1 | 0.88mi |
| 14184 Heritage Landing Blvd Punta Gorda, FL | 2.0 | 2.0 | 1366 | $1,947 | $1.43 | 21d | 2 | 0.94mi |
| 14221 Heritage Landing Blvd Unit 2014 Punta Gorda, FL | 2.0 | 2.0 | 1366 | $6,000 | $4.39 | 21d | 1 | 1.00mi |
| 14194 Heritage Landing Blvd #614 Punta Gorda, FL | 2.0 | 2.0 | 1366 | $1,995 | $1.46 | 21d | 1 | 1.01mi |
| 14201 Heritage Landing Blvd #1312 Punta Gorda, FL | 2.0 | 2.0 | 1154 | $1,750 | $1.52 | 21d | 1 | 1.09mi |
| 14201 Heritage Landing Blvd Unit 1338 Punta Gorda, FL | 3.0 | 2.0 | 1301 | $6,000 | $4.61 | 21d | 1 | 1.09mi |
| 14191 Heritage Landing Blvd #1214 Punta Gorda, FL | 2.0 | 2.0 | 1120 | $1,585 | $1.42 | 21d | 1 | 1.14mi |
| 14161 Heritage Landing Blvd #1118 Punta Gorda, FL | 2.0 | 2.0 | 1407 | $1,800 | $1.28 | 21d | 1 | 1.22mi |
| 14271 Heritage Landing Blvd Punta Gorda, FL | 2.0 | 2.0 | 1355 | $6,500 | $4.80 | 21d | 1 | 1.22mi |
| 14141 Heritage Landing Blvd #922 Punta Gorda, FL | 2.0 | 2.0 | 1154 | $2,200 | $1.91 | 21d | 1 | 1.27mi |
| 14141 Heritage Landing Blvd #935 Punta Gorda, FL | 2.0 | 2.0 | 1120 | $5,500 | $4.91 | 21d | 1 | 1.27mi |
| 14121 Heritage Landing Blvd #743 Punta Gorda, FL | 2.0 | 2.0 | 1120 | $6,000 | $5.36 | 21d | 1 | 1.34mi |
| 14091 Heritage Landing Blvd Punta Gorda, FL | 2.0 | 2.0 | 1157 | $5,000 | $4.32 | 21d | 2 | 1.42mi |
| 14091 Heritage Landing Blvd Unit Reservation spot 1 Punta Gorda, FL | 2.0 | 2.0 | 1194 | $5,000 | $4.19 | 21d | 1 | 1.42mi |
| 14081 Heritage Landing Blvd Punta Gorda, FL | 2.0 | 2.0 | 1176 | $5,750 | $4.89 | 21d | 2 | 1.48mi |
HOA detail
- Monthly dues
- $272 · $3,264/yr
- Likely covers
- electriclandscaping
Listing history 20 events
-
2026-06-18days on market $159,000 Active 113 DOM
-
2026-06-17days on market $159,000 Active 112 DOM
-
2026-06-16days on market $159,000 Active 111 DOM
-
2026-06-15days on market $159,000 Active 110 DOM
-
2026-06-14days on market $159,000 Active 108 DOM
-
2026-06-13days on market $159,000 Active 107 DOM
-
2026-06-10days on market $159,000 Active 105 DOM
-
2026-06-09days on market $159,000 Active 104 DOM
-
2026-06-08days on market $159,000 Active 103 DOM
-
2026-06-07days on market $159,000 Active 102 DOM
-
2026-06-05days on market $159,000 Active 99 DOM
-
2026-06-03days on market $159,000 Active 98 DOM
-
2026-06-02days on market $159,000 Active 97 DOM
-
2026-06-01days on market $159,000 Active 96 DOM
-
2026-05-31days on market $159,000 Active 95 DOM
-
2026-05-30days on market $159,000 Active 94 DOM
-
2026-03-31price $159,000
Show marketing remark (2655 chars)
Price Improvement!!! Reduced almost $10,000!!! Now is the time to take a look at this BEAUTY and this includes the land share valued at $32,000 along with some nice furnishings!!! Welcome! Come through the gates of beautiful Burnt Store Colony & see all it has to share with you! This community is so filled with kind & caring residents, allows your fur babies, is extremely well maintained & has SO MUCH to do! You will be pleasantly surprised as you tour the grounds & meet the happy people! But. .. .MOST important, you must visit this charming home that is located very close to all amenities & see ALL it has to share! This well-kept, MOVE-IN READY 2 bedroom/2 bath home comes with an (acrylic window) all-weather large lanai where there is an extra refrigerator, A/C, roll down solar shades for comfort & entertaining! Also included is very tasteful decor, furnishings & turnkey items. Newer items since 12/2021: Membrane roof, A/C, induction flat surface stove, screens on lanai, vinyl siding, LG refrigerator w/ 2 icemakers & completely new guest bath! Floors are tile & luxury vinyl plank which show like new! Master bedroom is large with custom window shades AND 2 closets, one of which could be used as a small office it is so large! Bath has shower only w/ single sink & tile floor. Guest bedroom has tons of storage & shows very nice in size. Guest bath has been COMPLTELY UPDATED with shower only (rain head & handheld shower heads) & stunning granite comfort height vanity w/ gorgeous vessel sink/faucet. Kitchen is well organized with plenty of space to cook! It has a LARGE s/s FARM sink w/ commercial style faucet, s/s appliances, a "prep" island for extra counter space, tons of cabs/drawers & is open to living room/dining area. This very open floor plan is a MUST! Dining & living room have great appeal AND this home has 3 TV's, one brand new 65" all conveying with the home along with an electric fireplace AND an installed EV charger!!!!!EXTRAS include, YES !! there is more. .. . Land share is included, a value of $32,000, downspouts/gutters, critter screen at skirting, extra pavers for golf cart parking, built-in planters, extra hurricane tie downs at carport, rear patio for basking in the sun or watching the sun rise with your favorite cup of coffee, 6 panel doors, brushed nickel hardware, grab bars in both baths, window coverings throughout, NO popcorn ceilings and NO tubs to clean!!! There is even MORE but you will have to come and tour this move-in ready sweet home to find out! Call today, before it is sold!!!
-
2026-03-31price $159,000 2655-char remark
Show marketing remark (2655 chars)
Price Improvement!!! Reduced almost $10,000!!! Now is the time to take a look at this BEAUTY and this includes the land share valued at $32,000 along with some nice furnishings!!! Welcome! Come through the gates of beautiful Burnt Store Colony & see all it has to share with you! This community is so filled with kind & caring residents, allows your fur babies, is extremely well maintained & has SO MUCH to do! You will be pleasantly surprised as you tour the grounds & meet the happy people! But. .. .MOST important, you must visit this charming home that is located very close to all amenities & see ALL it has to share! This well-kept, MOVE-IN READY 2 bedroom/2 bath home comes with an (acrylic window) all-weather large lanai where there is an extra refrigerator, A/C, roll down solar shades for comfort & entertaining! Also included is very tasteful decor, furnishings & turnkey items. Newer items since 12/2021: Membrane roof, A/C, induction flat surface stove, screens on lanai, vinyl siding, LG refrigerator w/ 2 icemakers & completely new guest bath! Floors are tile & luxury vinyl plank which show like new! Master bedroom is large with custom window shades AND 2 closets, one of which could be used as a small office it is so large! Bath has shower only w/ single sink & tile floor. Guest bedroom has tons of storage & shows very nice in size. Guest bath has been COMPLTELY UPDATED with shower only (rain head & handheld shower heads) & stunning granite comfort height vanity w/ gorgeous vessel sink/faucet. Kitchen is well organized with plenty of space to cook! It has a LARGE s/s FARM sink w/ commercial style faucet, s/s appliances, a "prep" island for extra counter space, tons of cabs/drawers & is open to living room/dining area. This very open floor plan is a MUST! Dining & living room have great appeal AND this home has 3 TV's, one brand new 65" all conveying with the home along with an electric fireplace AND an installed EV charger!!!!!EXTRAS include, YES !! there is more. .. . Land share is included, a value of $32,000, downspouts/gutters, critter screen at skirting, extra pavers for golf cart parking, built-in planters, extra hurricane tie downs at carport, rear patio for basking in the sun or watching the sun rise with your favorite cup of coffee, 6 panel doors, brushed nickel hardware, grab bars in both baths, window coverings throughout, NO popcorn ceilings and NO tubs to clean!!! There is even MORE but you will have to come and tour this move-in ready sweet home to find out! Call today, before it is sold!!!
-
2026-02-25$168,500 Active
-
2026-02-21$168,500 Active 2655-char remark
Show marketing remark (2655 chars)
Price Improvement!!! Reduced almost $10,000!!! Now is the time to take a look at this BEAUTY and this includes the land share valued at $32,000 along with some nice furnishings!!! Welcome! Come through the gates of beautiful Burnt Store Colony & see all it has to share with you! This community is so filled with kind & caring residents, allows your fur babies, is extremely well maintained & has SO MUCH to do! You will be pleasantly surprised as you tour the grounds & meet the happy people! But. .. .MOST important, you must visit this charming home that is located very close to all amenities & see ALL it has to share! This well-kept, MOVE-IN READY 2 bedroom/2 bath home comes with an (acrylic window) all-weather large lanai where there is an extra refrigerator, A/C, roll down solar shades for comfort & entertaining! Also included is very tasteful decor, furnishings & turnkey items. Newer items since 12/2021: Membrane roof, A/C, induction flat surface stove, screens on lanai, vinyl siding, LG refrigerator w/ 2 icemakers & completely new guest bath! Floors are tile & luxury vinyl plank which show like new! Master bedroom is large with custom window shades AND 2 closets, one of which could be used as a small office it is so large! Bath has shower only w/ single sink & tile floor. Guest bedroom has tons of storage & shows very nice in size. Guest bath has been COMPLTELY UPDATED with shower only (rain head & handheld shower heads) & stunning granite comfort height vanity w/ gorgeous vessel sink/faucet. Kitchen is well organized with plenty of space to cook! It has a LARGE s/s FARM sink w/ commercial style faucet, s/s appliances, a "prep" island for extra counter space, tons of cabs/drawers & is open to living room/dining area. This very open floor plan is a MUST! Dining & living room have great appeal AND this home has 3 TV's, one brand new 65" all conveying with the home along with an electric fireplace AND an installed EV charger!!!!!EXTRAS include, YES !! there is more. .. . Land share is included, a value of $32,000, downspouts/gutters, critter screen at skirting, extra pavers for golf cart parking, built-in planters, extra hurricane tie downs at carport, rear patio for basking in the sun or watching the sun rise with your favorite cup of coffee, 6 panel doors, brushed nickel hardware, grab bars in both baths, window coverings throughout, NO popcorn ceilings and NO tubs to clean!!! There is even MORE but you will have to come and tour this move-in ready sweet home to find out! Call today, before it is sold!!!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $996 · $83/mo
- Projected year-2 tax
- $1,320 · $110/mo
- Expected delta
- +$324/yr (+$27/mo · 32.5%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 7/10 Severe FEMA zone X (shaded) · 75% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 31 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $28,275
- − Mortgage interest
- −$8,906
- − Property taxes
- −$996
- − Insurance
- −$1,592
- − Repairs & maintenance
- −$2,262
- − Management
- −$2,262
- − HOA
- −$3,264
- − Depreciation
- −$4,625
- Taxable income
- $4,367
- Est. tax owed @ 24.0%
- −$1,048
- After-tax cash flow
- $5,431/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Charlotte
- NCES district ID
- 1200240
- Math proficiency
- 54% ▼ -6.00%
- Reading proficiency
- 54% ▼ -1.00%
- Median HH income
- $44,864
- Composite
- 45.62/100
- National rank
- #2586
- State rank
- #22 of 73 in FL
Livability — Burnt Store Marina
- Score
- 72/100
- State rank
- #354
- US rank
- #6145
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Charlotte County · 196,994 people
- Metro
- Punta Gorda, FL
- Population (ZIP)
- 12,399
- Household income
- $76,943
- Rent vs Own
- Severe rent burden
- 226.0
Population outlook (Charlotte County) Hauer SSP2
- Today (2025)
- 198,646 people
- By 2030
- 210,507 · +6.0%
- By 2040
- 230,857 · +16.2%
- By 2050
- 247,148 · +24.4%
- By 2075
- 281,777 · +41.8%
- By 2100
- 293,609 · +47.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (84%)
- Race & ethnicity
- White 84% Hispanic / Latino 10% Two or more races 9% Black 2%
- Hispanic origin (detail)
- Mexican 4% Puerto Rican 2% Cuban 4%
- Common ancestry
- Romanian 5% Italian 3% Serbian 3%
- Foreign-born
- 8% · Canada
- Languages at home
- 91% English-only · Spanish 5% Other Indo-European 1%
Political lean MEDSL · Charlotte
- 2024 margin
- Solid R (+34.0) · D 32.7% · R 66.7%
- 2008→2024 swing
- -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
- All cycles
- 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -78.71%
- Current HPI
- 242.9043
- Rent YoY
- —
- Metro
- Punta Gorda, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
-5.6% since first listed4 events — show timeline
- 2026-03-31 Price Changed $159,000 Stellar MLS as Distributed by MLS Grid
- 2026-03-31 Price Changed $159,000 FORTMLS
- 2026-02-25 Listed $168,500 Stellar MLS as Distributed by MLS Grid
- 2026-02-21 Listed $168,500 FORTMLS
Property tax history
+3.4%/yrLatest (2025): $996 · +3.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…