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526 Hidden Valley Dr
C+ Composite 61.47
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +22.3/30.0
  • ARV discount +15.0/15.0
  • DSCR +7.2/10.0
  • 1% rule +6.7/10.0
  • Livability +3.7/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.5/10.0
  • Appreciation +0.0/10.0

$159,000

526 Hidden Valley Dr · Houston, TX 77037
3 bd · 1.5 ba · 1,436 sqft · SingleFamily public records · 12 Days on market
Built 1965 6,821 sqft lot $111/sqft · 18% below area Est $193k · 18% under ↓ 9% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to 526 Hidden Valley Drive, a 3-bedroom, 1.5-bath home with a pool offering a great opportunity for investors, flippers, landlords, or buyers looking to renovate and add their own touch. This property has already been cleaned out and is ready for its next phase. Property is being sold as-is. Serious buyers only — schedule a showing and submit your best offer!

Key facts

  • 6,821 sq ft lot
  • 2 parking spots
  • Pool

Property features AI

Finance

  • Financial info: Lease not considered

Exterior

  • Parking: Attached carport; 2-space carport
  • Utilities: Public water; Public sewer
  • Home design: Residential property; Built in 1965; Slab foundation
  • Construction: Brick construction; Composition roof
  • Exterior features: Private in-ground pool; Subdivision lot

Interior

  • Bedrooms: Primary bedroom on the first floor (approx. 11 x 14); Bedroom on the first floor (approx. 11 x 14); Bedroom on the first floor (approx. 10 x 12)
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Central heating (gas); Central electric air conditioning
  • Interior features: 3 total rooms

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $159k.

Deal economics

  • At list price, monthly cash flow is $-163 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $130k (18.2% below list).
  • Meets the 1% rule at list price ($2k rent vs $159k).
  • Recommended offer: $130k (18.2% below list) — sets the bar for cash-flow.
  • Cap rate 8.3% vs local median 3.2% in Houston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#184 in TX, #4,771 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: crime F.
  • Aldine ISD (suburban): math 16% / reading 21% proficiency, ranked #790 of 826 in TX (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Carter Academy (math 11% / reading 26%, grade F, #3,759 of 4,322 statewide, top 88%, 714 students, 91% FRL); Grantham Academy (math 17% / reading 23%, grade F, #1,428 of 1,662 statewide, top 87%, 1,162 students, 94% FRL); Aldine H S (math 15% / reading 20%, grade F, #1,451 of 1,632 statewide, top 89%, 2,663 students, 94% FRL).
  • Market conditions: 40 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 43% of comp listings sitting > 30 days — soft ceiling on asking rent; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 12 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $130,125 (18.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1965 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.17%
Cap rate
8.28%
Cash-on-cash
7.09%
DSCR
1.32
GRM
7.1

CMA / ARV

ARV (median comp)
$193,270
List price
$159,000
Delta
-17.73%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
526 Hidden Valley Dr 0.00mi 3/1.5 1,436 (0%) 1mo $159,000 $111 99
619 Rainy River Dr 0.22mi 3/2.0 1,374 (-4%) 2mo $200,000 $146 79
634 Twinbrooke Dr 0.25mi 3/2.0 1,288 (-10%) 2mo $200,000 $155 68
8706 Meadowview Dr 0.66mi 3/2.0 1,452 (+1%) 4mo $249,999 $172 62
130 Airway Dr 0.75mi 3/2.0 1,428 (-1%) 1mo $239,000 $167 62
9202 Sunnywood Dr 0.47mi 3/2.0 1,608 (+12%) 1mo $180,000 $112 56
903 Peach Spring Dr 0.63mi 3/1.5 1,311 (-9%) 1mo $200,000 $153 55
9006 Winding River Dr 0.68mi 4/2.0 (+1) 1,515 (+6%) 5mo $269,900 $178 48
9002 Bunny Run Dr 0.74mi 3/2.0 1,544 (+8%) 4mo $170,000 $110 47
910 Beaver Bend Rd 0.61mi 3/2.0 1,650 (+15%) 2mo $265,000 $161 43
815 Frazer Ln 0.66mi 4/2.0 (+1) 1,550 (+8%) 8mo $199,900 $129 42
9022 Lazy River Ln 0.62mi 4/2.0 (+1) 1,648 (+15%) 2mo $255,000 $155 37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-23.4%
Equity multiple
0.20×
Total profit
$-35,816
Equity at exit
$23,707
10-year hold
IRR
-17.4%
Equity multiple
0.03×
Total profit
$-43,134
Equity at exit
$13,747

Cash invested: $44,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77037

Home prices YoY
-16.0%
Active inventory
40
Price-to-rent
7.1×

Monthly cashflow live

Estimated rent
$1,866 high interval (Pro) →
Mortgage (P&I)
$834
Tax from tax record
$311 /mo · $3,729/yr
Insurance
$66
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
$0
Vacancy / Maint / Mgmt
$392
Net cashflow
$-163

Break-even live

Break-even rent $2,073
Max offer price $130,125
Occupancy floor

Sensitivity live

Price -10% $-73 -5% $-118 +0% $-163 +5% $-208 +10% $-253
Rent -10% $-311 -5% $-237 +0% $-163 +5% $-90 +10% $-16
Rate -1.0pp $-83 -0.5pp $-123 base $-163 +0.5pp $-205 +1.0pp $-247

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$39,750
Closing costs
$4,770
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 21 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
206 Beaver Bend Rd Houston, TX 4.0 1.5 1470 $1,920 $1.31 14d 1 0.39mi
9002 Bunny Run Dr Houston, TX 3.0 2.0 1544 $1,950 $1.26 26d 1 0.72mi
1438 Peach Spring Dr Houston, TX 4.0 1.5 1288 $1,599 $1.24 3d 1 1.13mi
9750 Deer Trail Dr Houston, TX 2.0 2.0 1000 $1,800 $1.80 26d 1 1.23mi
9750 Deer Trail Dr Houston, TX 3.0 2.0 1050 $2,200 $2.10 45d 1 1.23mi
411 E Carby Rd Houston, TX 4.0 1.5 1806 $1,649 $0.91 24d 1 1.33mi
8406 De Priest St Unit A Houston, TX 3.0 2.5 1600 $1,695 $1.06 45d 1 1.40mi
8404 De Priest St Unit A Houston, TX 3.0 2.5 1600 $1,900 $1.19 45d 1 1.40mi
1330 Blue Bell Rd Houston, TX 2.0–3.0 1.0–2.0 1418 $1,790 $1.26 1d 7 1.40mi
8312 De Priest St Unit B Houston, TX 3.0 3.5 1500 $1,900 $1.27 22d 1 1.42mi
8312 De Priest St Unit A Houston, TX 3.0 2.5 1500 $1,900 $1.27 22d 1 1.42mi
8310 De Priest St Unit B Houston, TX 3.0 2.5 1500 $1,900 $1.27 22d 1 1.43mi
8306 De Priest St Unit A Houston, TX 3.0 2.5 1500 $1,900 $1.27 22d 1 1.44mi
8304 De Priest St Unit B Houston, TX 3.0 2.5 1600 $1,900 $1.19 24d 1 1.44mi
8118 De Priest St Unit B Houston, TX 3.0 2.5 1500 $1,900 $1.27 45d 1 1.46mi
8122 De Priest St Unit A Houston, TX 3.0 3.5 1500 $1,900 $1.27 45d 1 1.46mi
8120 De Priest St Unit B Houston, TX 3.0 2.5 1500 $1,900 $1.27 45d 1 1.46mi
8120 De Priest St Unit A Houston, TX 3.0 2.5 1500 $1,750 $1.17 45d 1 1.46mi
8112 De Priest St Unit B Houston, TX 3.0 2.5 1500 $1,750 $1.17 1d 1 1.49mi
8110 De Priest St Unit A Houston, TX 3.0 2.5 1500 $1,900 $1.27 45d 1 1.50mi
8108 De Priest St Unit B Houston, TX 3.0 2.5 1500 $1,900 $1.27 45d 1 1.50mi

Listing history 11 events

  1. 2026-05-07
    listed $159,000 Active 375-char remark
  2. 2026-04-24
    soldstatus
  3. 2024-06-19
    historical
  4. 2024-06-10
    price $174,900
  5. 2024-06-09
    status Active
  6. 2024-06-07
    price $173,500
  7. 2024-06-07
    historical
  8. 2024-05-24
    listed $174,900 Active
  9. 2024-05-07
    soldstatus
  10. 2008-01-08
    soldstatus
  11. 1988-01-02
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$3,729 · $311/mo
Projected year-2 tax
$3,729 · $311/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 8/10 Severe FEMA zone AE · 99% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,388
− Mortgage interest
−$8,906
− Property taxes
−$3,729
− Insurance
−$5,914
− Repairs & maintenance
−$1,791
− Management
−$1,791
− Depreciation
−$4,625
Taxable loss
−$4,368
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,048
After-tax cash flow
$-913/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Aldine ISD
NCES district ID
4807710
Math proficiency
16% ▼ -23.00%
Reading proficiency
21% ▼ -11.00%
Median HH income
$37,081
Composite
15.42/100
National rank
#9317
State rank
#790 of 826 in TX

Livability — Houston

Score
74/100
State rank
#184
US rank
#4771

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment C Housing A+ Health & safety A- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
3,226,434
Population (ZIP)
17,806

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (90%)
Race & ethnicity
Hispanic / Latino 90% Two or more races 15% White 7% Black 2%
Hispanic origin (detail)
Mexican 75%
Foreign-born
40% · Canada
Languages at home
20% English-only · Spanish 80%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -53.77%
Current HPI
281.8846
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-9.1% since first listed
14 events — show timeline
  • 2026-05-29 Sold (Public Records) Public Records
  • 2026-05-28 Sold (MLS) HARMLS
  • 2026-05-19 Pending HARMLS
  • 2026-05-07 Listed $159,000 HARMLS
  • 2026-04-24 Sold (Public Records) Public Records
  • 2024-06-19 Listing Removed HARMLS
  • 2024-06-10 Price Changed $174,900 HARMLS
  • 2024-06-09 Relisted HARMLS
  • 2024-06-07 Price Changed $173,500 HARMLS
  • 2024-06-07 Listing Removed HARMLS
  • 2024-05-24 Listed $174,900 HARMLS
  • 2024-05-07 Sold (Public Records) Public Records
  • 2008-01-08 Sold (Public Records) Public Records
  • 1988-01-02 Sold (Public Records) Public Records

Property tax history

+3.0%/yr

Latest (2025): $3,729 · +13.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…