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6074 Morongo
C- Composite 54.54
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.0/30.0
  • ARV discount +15.0/15.0
  • DSCR +5.6/10.0
  • 1% rule +4.6/10.0
  • Rent growth +3.6/5.0
  • Livability +3.0/5.0
  • Condition / age +2.5/5.0
  • Schools +2.2/10.0
  • Appreciation +0.0/10.0

$184,000

6074 Morongo · Twentynine Palms, CA 92277
3 bd · 2.0 ba · 1,408 sqft · SingleFamily public records · 53 Days on market
Built 1961 0.33 ac lot $131/sqft · 38% below area Est $299k · 38% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 6074 Morongo Road, a charming desert retreat ideally located in the heart of Twentynine Palms. This inviting property offers a comfortable layout with open living spaces, abundant natural light, and timeless desert character. The expansive lot provides plenty of room for outdoor living, entertaining, or future expansion, all while enjoying sweeping desert views and peaceful surroundings. Conveniently situated near Joshua Tree National Park, local dining, shopping, and the Marine Corps Air Ground Combat Center, this home presents an excellent opportunity for full-time living, a weekend getaway, or an investment property in a growing high-desert market.

Key facts

  • Open living spaces
  • Outdoor living
  • 0.33 acre lot

Tags

OPEN LIVING SPACESOUTDOOR LIVINGSWEEPING DESERT VIEWSPEACEFUL SURROUNDINGSNEAR JOSHUA TREE NATIONAL PARK

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $184k.

Deal economics

  • At list price, monthly cash flow is $159 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $177k (4.0% below list).
  • Recommended offer: $177k (4.0% below list) — sets the bar for 1% rule.
  • Cap rate 7.3% vs local median 4.3% in Twentynine Palms — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 59/100 on livability (#622 in CA) — a working-class tenant base; expect higher turnover. Strengths: commute A+, housing A+; Watch: schools D, amenities F, employment D-.
  • Morongo Unified (town): math 15% / reading 38% proficiency, ranked #395 of 517 in CA (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising fast (+4.5%/yr); 734 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); 5,458 units permitted in San Bernardino County in 2024 (1,500 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($61k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • San Bernardino County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 53 days — a 3% lower offer ($178k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 19y ago; this cycle's ask has dropped $31k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $34k; list at $184k implies a 433% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 8→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $176,720 (4.0% below list)

Questions for the listing agent

  1. It's been on market 53 days. Have you received any prior offers? Is the seller open to a 4% concession, seller financing, or rate buy-down credit?
  2. Built in 1961 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.96%
Cap rate
7.33%
Cash-on-cash
3.69%
DSCR
1.16
GRM
8.7

CMA / ARV

ARV (median comp)
$298,687
List price
$184,000
Delta
-38.40%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
72337 El Paseo 0.32mi 3/1.5 1,464 (+4%) 1mo $155,500 $106 75
72244 Sunnyslope Dr 0.28mi 3/2.0 1,316 (-6%) 3mo $357,500 $272 74
72183 Sunnyvale 0.16mi 3/2.0 1,254 (-11%) 4mo $230,000 $183 71
6355 Mojave Ave 0.36mi 3/2.0 1,326 (-6%) 5mo $310,000 $234 69
6185 Chia Ave 0.38mi 3/2.0 1,270 (-10%) 2mo $229,000 $180 64
5753 La Luna 0.57mi 3/2.0 1,358 (-4%) 4mo $278,100 $205 64
5616 Cahuilla Ave 0.59mi 4/2.0 (+1) 1,405 (-0%) 4mo $305,000 $217 64
6012 Regino 0.72mi 3/2.0 1,314 (-7%) 0mo $342,000 $260 55
71502 Florida Dr 0.73mi 3/2.0 1,314 (-7%) 5mo $300,000 $228 51
5564 Mariposa 0.64mi 3/2.0 1,269 (-10%) 4mo $284,000 $224 50
71578 Florida Dr 0.64mi 3/2.0 1,604 (+14%) 1mo $327,000 $204 46
72674 Granite 0.73mi 3/2.0 1,594 (+13%) 0mo $417,000 $262 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.45% rent growth · sell at horizon

5-year hold
IRR
-8.9%
Equity multiple
0.67×
Total profit
$-17,099
Equity at exit
$27,435
10-year hold
IRR
2.3%
Equity multiple
1.18×
Total profit
$9,188
Equity at exit
$15,909

Cash invested: $51,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92277

Home prices YoY
-3.1%
Rents YoY
4.5%
Active inventory
734
Price-to-rent
8.7×

Monthly cashflow live

Estimated rent
$1,767 high interval (Pro) →
Mortgage (P&I)
$965
Tax from tax record
$196 /mo · $2,352/yr
Insurance
$77
HOA
$0
Vacancy / Maint / Mgmt
$371
Net cashflow
$159

Break-even live

Break-even rent $1,567
Max offer price $184,000
Occupancy floor 86%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$46,000
Closing costs
$5,520
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 15 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
72211 Sunnyvale Dr Twentynine Palms, CA 2.0 1.0 998 $1,500 $1.50 3d 1 0.19mi
6182 Mojave Ave Twentynine Palms, CA 2.0 1.0 998 $1,300 $1.30 24d 1 0.20mi
72255 Sunnyvale Dr Twentynine Palms, CA 3.0 1.5 1187 $1,600 $1.35 24d 1 0.25mi
72256 Sunnyslope Dr Twentynine Palms, CA 2.0 1.0 896 $1,350 $1.51 12d 1 0.30mi
71745 Sunnyslope Dr Twentynine Palms, CA 2.0 2.0 912 $1,600 $1.75 44d 1 0.42mi
5995 Encelia Dr Twentynine Palms, CA 3.0 2.0 1235 $2,499 $2.02 4d 1 0.47mi
71593 Sunflower Dr Twentynine Palms, CA 3.0 2.0 1314 $1,995 $1.52 12d 1 0.55mi
72548 Sunnyslope Dr Twentynine Palms, CA 3.0 2.0 1647 $2,150 $1.31 4d 1 0.64mi
6627 Cahuilla Ave Twentynine Palms, CA 3.0 2.0 1134 $2,100 $1.85 15d 1 0.69mi
5930 Regino Ave Unit 29 Twentynine Palms, CA 3.0 2.0 1314 $1,700 $1.29 5d 1 0.71mi
5575 Encelia Dr Unit 29 Twentynine Palms, CA 4.0 2.5 1496 $2,095 $1.40 2d 1 0.76mi
5415 Lupine Ave Twentynine Palms, CA 3.0 2.0 1414 $2,400 $1.70 44d 1 0.84mi
6547 49 Palms Ave Twentynine Palms, CA 2.0 1.0 951 $1,350 $1.42 5d 1 0.90mi
6597 Mesquite Springs Rd Unit 29 Twentynine Palms, CA 2.0 1.0 915 $2,495 $2.73 17d 1 1.25mi
72949 Siesta Dr Twentynine Palms, CA 3.0 1.5 1380 $2,350 $1.70 3d 1 1.32mi

Listing history 18 events

  1. 2026-05-08
    status Active 670-char remark
    Show marketing remark (670 chars)

    Welcome to 6074 Morongo Road, a charming desert retreat ideally located in the heart of Twentynine Palms. This inviting property offers a comfortable layout with open living spaces, abundant natural light, and timeless desert character. The expansive lot provides plenty of room for outdoor living, entertaining, or future expansion, all while enjoying sweeping desert views and peaceful surroundings. Conveniently situated near Joshua Tree National Park, local dining, shopping, and the Marine Corps Air Ground Combat Center, this home presents an excellent opportunity for full-time living, a weekend getaway, or an investment property in a growing high-desert market.

  2. 2026-03-14
    status Active 670-char remark
    Show marketing remark (670 chars)

    Welcome to 6074 Morongo Road, a charming desert retreat ideally located in the heart of Twentynine Palms. This inviting property offers a comfortable layout with open living spaces, abundant natural light, and timeless desert character. The expansive lot provides plenty of room for outdoor living, entertaining, or future expansion, all while enjoying sweeping desert views and peaceful surroundings. Conveniently situated near Joshua Tree National Park, local dining, shopping, and the Marine Corps Air Ground Combat Center, this home presents an excellent opportunity for full-time living, a weekend getaway, or an investment property in a growing high-desert market.

  3. 2026-03-14
    price $184,000 670-char remark
    Show marketing remark (670 chars)

    Welcome to 6074 Morongo Road, a charming desert retreat ideally located in the heart of Twentynine Palms. This inviting property offers a comfortable layout with open living spaces, abundant natural light, and timeless desert character. The expansive lot provides plenty of room for outdoor living, entertaining, or future expansion, all while enjoying sweeping desert views and peaceful surroundings. Conveniently situated near Joshua Tree National Park, local dining, shopping, and the Marine Corps Air Ground Combat Center, this home presents an excellent opportunity for full-time living, a weekend getaway, or an investment property in a growing high-desert market.

  4. 2026-02-12
    listed $214,900 Active 670-char remark
    Show marketing remark (670 chars)

    Welcome to 6074 Morongo Road, a charming desert retreat ideally located in the heart of Twentynine Palms. This inviting property offers a comfortable layout with open living spaces, abundant natural light, and timeless desert character. The expansive lot provides plenty of room for outdoor living, entertaining, or future expansion, all while enjoying sweeping desert views and peaceful surroundings. Conveniently situated near Joshua Tree National Park, local dining, shopping, and the Marine Corps Air Ground Combat Center, this home presents an excellent opportunity for full-time living, a weekend getaway, or an investment property in a growing high-desert market.

  5. 2019-08-05
    status Pending Sale
  6. 2019-08-05
    historical Hold Do Not Show
  7. 2019-05-29
    price $165,000
  8. 2019-05-16
    listed $199,900 Active
  9. 2012-10-31
    soldstatus $34,500 Closed
  10. 2012-09-05
    status Pending
  11. 2012-09-01
    listed $34,500 Active
  12. 2012-03-08
    historical
  13. 2011-11-23
    listed $79,000 Active
  14. 2007-11-30
    historical
  15. 2007-08-22
    listed $189,000
  16. 2005-08-11
    soldstatus $157,500
  17. 2003-07-16
    soldstatus $52,500
  18. 1991-06-12
    soldstatus $32,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$2,352 · $196/mo
Projected year-2 tax
$2,352 · $196/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 8/10 Severe 8 d/yr ≥103°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 6/10 Major 9 unhealthy d/yr today · 12 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$21,206
− Mortgage interest
−$10,307
− Property taxes
−$2,352
− Insurance
−$920
− Repairs & maintenance
−$1,697
− Management
−$1,697
− Depreciation
−$5,353
Taxable loss
−$1,118
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$268
After-tax cash flow
$2,170/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Morongo Unified
NCES district ID
0625860
Math proficiency
15% ▼ -12.00%
Reading proficiency
38% ▼ -3.00%
Median HH income
$39,399
Composite
22.19/100
National rank
#8156
State rank
#395 of 517 in CA

Livability — Twentynine Palms

Score
59/100
State rank
#622
US rank
#19731

Category grades

Amenities F Commute A+ Cost of living C Crime C Employment D- Housing A+ Health & safety F User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Twentynine Palms, CA
County
San Bernardino County · 2,030,291 people
City population
26,277
Metro
Riverside-San Bernardino-Ontario, CA
Population (ZIP)
26,277
Household income
$60,901
Rent vs Own
56.7% rent · 43.3% own
Severe rent burden
1057.0

Population outlook (San Bernardino County) Hauer SSP2

Today (2025)
2,300,329 people
By 2030
2,378,907 · +3.4%
By 2040
2,523,137 · +9.7%
By 2050
2,642,388 · +14.9%
By 2075
2,880,769 · +25.2%
By 2100
2,909,436 · +26.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.70)
Race & ethnicity
White 49% Two or more races 24% Hispanic / Latino 24% Black 9% Asian 4% Pacific Islander 1% Native American 1%
Hispanic origin (detail)
Mexican 20%
Common ancestry
Italian 5% Lithuanian 3% Slovak 3%
Foreign-born
9% · Canada, China, South Korea
Languages at home
81% English-only · Spanish 12% Other Asian/Pacific 2% Tagalog/Filipino 1%

Political lean MEDSL · San Bernardino

2024 margin
Toss-up / Even · D 47.5% · R 49.7% · Other 2.8%
2008→2024 swing
-8.5pp toward R · 2008: 6.3pp · 2024: -2.1pp
All cycles
2024: R+2.1 2020: D+10.7 2016: D+9.8 2012: D+5.4 2008: D+6.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -12.15%
Current HPI
380.5083
Rent YoY
▲ 4.45%
Metro
Riverside-San Bernardino-Ontario, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+466.2% since first listed
18 events — show timeline
  • 2026-05-08 Relisted CRMLS
  • 2026-03-14 Relisted CRMLS
  • 2026-03-14 Price Changed $184,000 CRMLS
  • 2026-02-12 Listed $214,900 CRMLS
  • 2019-08-05 Pending CRMLS
  • 2019-08-05 Delisted CRMLS
  • 2019-05-29 Price Changed $165,000 CRMLS
  • 2019-05-16 Listed $199,900 CRMLS
  • 2012-10-31 Sold (MLS) $34,500 CRMLS
  • 2012-09-05 Pending CRMLS
  • 2012-09-01 Listed $34,500 CRMLS
  • 2012-03-08 Listing Removed CRMLS
  • 2011-11-23 Listed $79,000 CRMLS
  • 2007-11-30 Listing Removed CRMLS
  • 2007-08-22 Listed $189,000 CRMLS
  • 2005-08-11 Sold (Public Records) $157,500 Public Records
  • 2003-07-16 Sold (Public Records) $52,500 Public Records
  • 1991-06-12 Sold (Public Records) $32,500 Public Records

Property tax history

+1.2%/yr

Latest (2025): $2,352 · +3.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…