101 Owl Way · Conashaugh Lakes, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $511 – $949
Heat risk 2/10 · Minimal
- Hot days now (above 91°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 5.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +4.7/10.0
- Condition / age +4.0/5.0
- Livability +3.5/5.0
- Rent growth +2.5/5.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$49,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
1860 GLENWOOD LANDING (911 117 GLENWOOD LANDING 1 bedroom park model with a permanent screen room upgraded flooring and a 50 year metal roof. A new split system heating and AC system was installed late last year. The property has an extra wide driveway and a wooden shed as well. $39,900.00
Key facts
- New flooring
- Canopy shed
- Renovated park model
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath land listed at $50k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $536 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $50k).
- Recommended offer: $47k (6.0% below list) — sets the bar for market timing.
- Cap rate 19.2% vs local median 5.3% in Conashaugh Lakes — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 70/100 on livability (#786 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: health & safety D, amenities F, commute F.
- Delaware Valley SD (rural): math 41% / reading 66% proficiency, ranked #121 of 539 in PA (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: 290 active listings in the ZIP; solid renter incomes; 213 units permitted in Pike County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $345 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
- Pike County population projected at -25% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $14k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 62 days — a 6% lower offer ($47k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- It's been on market 62 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.83% ✓
- Cap rate
- 19.18%
- Cash-on-cash
- 46.03%
- DSCR
- 3.05
- GRM
- 2.9
CMA / ARV
- ARV (median comp)
- $39,324
- List price
- $49,900
- Delta
- 26.90%
- Verdict
- OVERPRICED
- Comps
- 20 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 43.4%
- Equity multiple
- 2.88×
- Total profit
- $26,212
- Equity at exit
- $7,440
- IRR
- 49.5%
- Equity multiple
- 5.83×
- Total profit
- $67,446
- Equity at exit
- $4,314
Cash invested: $13,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 18337
- Home prices YoY
- -22.0%
- Active inventory
- 290
- Price-to-rent
- 2.9×
Monthly cashflow live
- Estimated rent
- $1,410 medium interval (Pro) →
- Mortgage (P&I)
- −$262
- Tax est. 1.5%
- −$62 /mo · $748/yr
- Insurance
- −$21
- HOA
- −$233
- Vacancy / Maint / Mgmt
- −$296
- Net cashflow
- $536
Break-even live
Sensitivity live
| Price | -10% $570 | -5% $553 | +0% $536 | +5% $519 | +10% $501 |
|---|---|---|---|---|---|
| Rent | -10% $425 | -5% $480 | +0% $536 | +5% $592 | +10% $647 |
| Rate | -1.0pp $561 | -0.5pp $549 | base $536 | +0.5pp $523 | +1.0pp $510 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $12,475
- Closing costs
- $1,497
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
HOA detail
- Monthly dues
- $233 · $2,796/yr
Listing history 18 events
-
2026-06-18days on market $49,900 Active 62 DOM
-
2026-06-17days on market $49,900 Active 61 DOM
-
2026-06-16days on market $49,900 Active 60 DOM
-
2026-06-15days on market $49,900 Active 59 DOM
-
2026-06-13days on market $49,900 Active 57 DOM
-
2026-06-13days on market $49,900 Active 56 DOM
-
2026-06-09days on market $49,900 Active 53 DOM
-
2026-06-08days on market $49,900 Active 52 DOM
-
2026-06-07days on market $49,900 Active 51 DOM
-
2026-06-04days on market $49,900 Active 48 DOM
-
2026-06-03days on market $49,900 Active 47 DOM
-
2026-06-02days on market $49,900 Active 46 DOM
-
2026-06-01days on market $49,900 Active 45 DOM
-
2026-05-31days on market $49,900 Active 44 DOM
-
2026-05-05status Active 290-char remark
Show marketing remark (290 chars)
1860 GLENWOOD LANDING (911 117 GLENWOOD LANDING 1 bedroom park model with a permanent screen room upgraded flooring and a 50 year metal roof. A new split system heating and AC system was installed late last year. The property has an extra wide driveway and a wooden shed as well. $39,900.00
-
2026-04-17status Pending 290-char remark
Show marketing remark (239 chars)
1613 OWL WAY (911 101 OWL WAY) 1 bedroom renovated park model with new flooring appliances counter top sink paint and more. The property has a canopy shed and tent platform on a well landscaped corner campsite. A treasure at $49,900.00. .
-
2026-04-17$39,900 Active 290-char remark
Show marketing remark (239 chars)
1613 OWL WAY (911 101 OWL WAY) 1 bedroom renovated park model with new flooring appliances counter top sink paint and more. The property has a canopy shed and tent platform on a well landscaped corner campsite. A treasure at $49,900.00. .
-
2026-04-17$49,900 Active 239-char remark
Show marketing remark (239 chars)
1613 OWL WAY (911 101 OWL WAY) 1 bedroom renovated park model with new flooring appliances counter top sink paint and more. The property has a canopy shed and tent platform on a well landscaped corner campsite. A treasure at $49,900.00. .
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 2/10 Low 7 d/yr ≥91°F today · 15 d/yr by 30 yrs out
- Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,918
- − Mortgage interest
- −$2,795
- − Property taxes
- −$748
- − Insurance
- −$250
- − Repairs & maintenance
- −$1,353
- − Management
- −$1,353
- − HOA
- −$2,796
- − Depreciation
- −$1,452
- Taxable income
- $6,170
- Est. tax owed @ 24.0%
- −$1,481
- After-tax cash flow
- $4,950/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This renovated park model is in good condition with modern updates and a well-maintained exterior. It offers a good balance of curb appeal and indoor comfort.
Value-add opportunities
- Both landscaping improvements — enhances curb appeal and outdoor living space
- Both painting exterior — refreshes the home's appearance
- Resale upgrading appliances — attracts more buyers with modern features
Renovation cost estimate screening
Value-add ROI direction
- Both landscaping improvements — enhances curb appeal and outdoor living space ↑
- Both painting exterior — refreshes the home's appearance ↑
- Resale upgrading appliances — attracts more buyers with modern features ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Delaware Valley SD
- NCES district ID
- 4207530
- Math proficiency
- 41% ▼ -12.00%
- Reading proficiency
- 66% ▼ -9.00%
- Median HH income
- $64,202
- Composite
- 46.95/100
- National rank
- #2359
- State rank
- #121 of 539 in PA
Livability — Conashaugh Lakes
- Score
- 70/100
- State rank
- #786
- US rank
- #7924
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Pike County · 15,799 people
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- Population (ZIP)
- 15,799
- Household income
- $93,149
- Rent vs Own
- Severe rent burden
- 275.0
Population outlook (Pike County) Hauer SSP2
- Today (2025)
- 53,548 people
- By 2030
- 51,622 · -3.6%
- By 2040
- 46,490 · -13.2%
- By 2050
- 40,372 · -24.6%
- By 2075
- 31,951 · -40.3%
- By 2100
- 26,821 · -49.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (82%)
- Race & ethnicity
- White 82% Hispanic / Latino 10% Two or more races 7% Black 4% Asian 2%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 4% Cuban 1%
- Common ancestry
- Romanian 6% Iranian 2% Portuguese 2%
- Foreign-born
- 6% · Canada, China, South Korea
- Languages at home
- 89% English-only · Spanish 6% Russian/Polish/Slavic 2% German/W. Germanic 1%
Political lean MEDSL · Pike
- 2024 margin
- Strong R (+24.1) · D 37.6% · R 61.6%
- 2008→2024 swing
- -19.8pp toward R · 2008: -4.2pp · 2024: -24.1pp
- All cycles
- 2024: R+24.1 2020: R+19.0 2016: R+26.0 2012: R+11.0 2008: R+4.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -54.81%
- Current HPI
- 194.0604
- Rent YoY
- —
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
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| Telecommunications / Media | 1 | $124B |
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| Industrial Distribution | 1 | $22B |
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| Financial Services | 1 | $20B |
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| Chemicals / Materials | 1 | $18B |
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Price history
+25.1% since first listed4 events — show timeline
- 2026-05-05 Relisted — PWMLS
- 2026-04-17 Pending — PWMLS
- 2026-04-17 Listed $49,900 PWMLS
- 2026-04-17 Listed $39,900 PWMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…