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80 400 N. 500 W
B Composite 71.35
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.6/5.0
  • Appreciation +3.1/10.0
  • Rent growth +2.5/5.0
  • Schools +2.5/10.0
  • Condition / age +2.2/5.0

$60,000

80 400 N. 500 W · Moab, UT 84532
2 bd · 2.0 ba · 1,960 sqft · Manufactured public records · 94 Days on market
Built 1985 Fair condition 435 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

There are no remarks available.

Key facts

  • Exercise gym
  • Basketball court
  • Secure mail boxes

Tags

PLAYGROUND AREABASKETBALL COURTOUTDOOR SWIMMING POOLEXERCISE GYMSECURE MAIL BOXESON SITE LAUNDRY FACILITY

Property features AI

Finance

  • HOA & community: Clubhouse; Located in the Grand Oasis subdivision (park rules and application required for space rental agreement)

Exterior

  • Parking: Uncovered open parking
  • Utilities: Natural gas connected; Electricity connected; Public sewer connected; Culinary water connected
  • Home design: Mobile home; Built/standing condition; Pitched roof; Faces east; Residential use
  • Construction: Composition exterior material
  • Exterior features: Bay box windows; Covered deck; Open porch; Outbuildings; Fenced in-ground pool; Red Rock view; Road is paved; Mature trees; Single-level living accessibility

Interior

  • Kitchen: Refrigerator; Range hood; Free-standing range/oven
  • Bedrooms: Two main-level bedrooms; Primary bedroom on the 1st floor
  • Flooring: Carpet; Linoleum
  • Bathrooms: Two full bathrooms
  • Heating & cooling: Central gas heating; Evaporative cooling
  • Interior features: Free-standing range/oven; Blinds and drapes; Window coverings; 7 total rooms; No basement
  • Laundry & utility: Washer; Dryer; Storage shed(s)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $60k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $1k ($17k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $60k).
  • Recommended offer: $55k (9.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 71/100 on livability (#89 in UT) — a middle-class / working-renter tenant base. Strengths: amenities A+, health & safety A+, cost of living B; Watch: employment D, crime F, commute F.
  • Grand District (town): math 27% / reading 31% proficiency, ranked #71 of 80 in UT (top 89%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Helen M. Knight School (math 30% / reading 28%, grade F, #444 of 585 statewide, top 77%, 732 students, 49% FRL); Grand County High (math 22% / reading 47%, grade F, #95 of 171 statewide, top 61%, 461 students, 36% FRL) — zoned schools at 42% FRL track the district average.
  • Market conditions: 237 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 238 units permitted in Grand County in 2024 (100 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $415 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Grand County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $17k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 94 days — a 9% lower offer ($55k) is reasonable based on typical stale-listing flexibility.
  • 13 sale attempts since 16y ago; this cycle's ask has dropped $20k (25%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: property tax is 4.1% of price.
  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $54,600 (9.0% below list)

Questions for the listing agent

  1. It's been on market 94 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
4.06%
Cap rate
33.91%
Cash-on-cash
98.64%
DSCR
5.39
GRM
2.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
99.7%
Equity multiple
5.66×
Total profit
$78,347
Equity at exit
$8,946
10-year hold
IRR
Equity multiple
11.83×
Total profit
$181,948
Equity at exit
$5,188

Cash invested: $16,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
86 Strongly Landlord-Friendly
State Utah
86 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
3-day notice; preempted; landlord-favorable.

ZIP-level market 84532

Home prices YoY
-0.5%
Active inventory
237
Price-to-rent
2.1×

Monthly cashflow live

Estimated rent
$2,435 medium interval (Pro) →
Mortgage (P&I)
$315
Tax from tax record
$203 /mo · $2,439/yr
Insurance
$25
HOA
$0
Vacancy / Maint / Mgmt
$511
Net cashflow
$1,381

Break-even live

Break-even rent $687
Max offer price $60,000
Occupancy floor 38%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$15,000
Closing costs
$1,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
792 W 400 N Unit 1 Moab, UT 3.0 2.5 1550 $2,500 $1.61 23d 1 0.25mi
724 Westwood Ave Moab, UT 3.0 1.0 1409 $2,200 $1.56 13d 1 0.83mi

Listing history 40 events

  1. 2026-06-19
    days on market $60,000 Active 94 DOM
  2. 2026-06-18
    days on market $60,000 Active 93 DOM
  3. 2026-06-17
    days on market $60,000 Active 92 DOM
  4. 2026-06-16
    days on market $60,000 Active 91 DOM
  5. 2026-06-15
    days on market $60,000 Active 90 DOM
  6. 2026-06-14
    days on market $60,000 Active 88 DOM
  7. 2026-06-13
    days on market $60,000 Active 87 DOM
  8. 2026-06-10
    days on market $60,000 Active 85 DOM
  9. 2026-06-09
    days on market $60,000 Active 84 DOM
  10. 2026-06-08
    days on market $60,000 Active 83 DOM
  11. 2026-06-07
    days on market $60,000 Active 82 DOM
  12. 2026-06-05
    days on market $60,000 Active 79 DOM
  13. 2026-06-03
    days on market $60,000 Active 78 DOM
  14. 2026-06-02
    days on market $60,000 Active 77 DOM
  15. 2026-06-01
    days on market $60,000 Active 76 DOM
  16. 2026-05-31
    days on market $60,000 Active 75 DOM
  17. 2026-05-30
    days on market $60,000 Active 74 DOM
  18. 2026-05-04
    price $60,000
  19. 2026-03-17
    listed $80,000 Active
  20. 2025-06-04
    soldstatus Closed 31-char remark
    Show marketing remark (31 chars)

    There are no remarks available.

  21. 2025-05-15
    historical
  22. 2025-05-13
    historical Backup 31-char remark
    Show marketing remark (31 chars)

    There are no remarks available.

  23. 2025-04-22
    listed $150,000 Active
  24. 2025-03-28
    listed $66,500 Active 31-char remark
    Show marketing remark (31 chars)

    There are no remarks available.

  25. 2024-12-04
    status Under Contract
  26. 2024-12-04
    historical
  27. 2024-11-25
    listed $40,000 Active
  28. 2020-10-23
    listed $85,000
  29. 2018-07-10
    listed $72,000
  30. 2018-03-14
    soldstatus
  31. 2018-02-05
    listed $67,300
  32. 2017-12-18
    listed $76,000
  33. 2015-08-16
    listed $32,000
  34. 2015-06-15
    historical
  35. 2015-02-04
    listed $75,000
  36. 2012-06-05
    historical
  37. 2012-01-05
    listed $64,000
  38. 2011-10-05
    listed $32,500
  39. 2011-08-01
    soldstatus
  40. 2010-12-09
    listed $32,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast UT · Resets to sale price

Current annual tax
$2,439 · $203/mo
Projected year-2 tax
$2,439 · $203/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 6/10 Major 7 d/yr ≥99°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$29,224
− Mortgage interest
−$3,361
− Property taxes
−$2,439
− Insurance
−$300
− Repairs & maintenance
−$2,338
− Management
−$2,338
− Depreciation
−$1,745
Taxable income
$16,702
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$4,008
After-tax cash flow
$12,563/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Fair 45/100 Moderate rehab

This manufactured home requires moderate renovations to update the kitchen and bathrooms, and the addition of central air conditioning to increase its value.

Repairs flagged

  • Moderate kitchen cabinets — dated and worn
  • Moderate bathroom cabinets — dated and worn
  • Major HVAC system — no AC

Value-add opportunities

  • Resale update kitchen cabinets and appliances — modernizing the kitchen
  • Resale update bathrooms with new fixtures and cabinets — modernizing the bathrooms
  • Both install central air conditioning — increases comfort and appeal

Renovation cost estimate screening

Repair itemSeverityEst. cost
kitchen cabinets · dated and worn Moderate $3,000–15,000
bathroom cabinets · dated and worn Moderate $3,000–15,000
HVAC system · no AC Major $15,000–50,000
Total estimated repair cost · 3 items $21,000–80,000

Value-add ROI direction

  • Resale update kitchen cabinets and appliances — modernizing the kitchen
  • Resale update bathrooms with new fixtures and cabinets — modernizing the bathrooms
  • Both install central air conditioning — increases comfort and appeal

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Grand District
NCES district ID
4900330
Math proficiency
27% ▼ -7.00%
Reading proficiency
31% ▼ -8.00%
Median HH income
$43,188
Composite
24.71/100
National rank
#7611
State rank
#71 of 80 in UT

Livability — Moab

Score
71/100
State rank
#89
US rank
#7233

Category grades

Amenities A+ Commute F Cost of living B Crime F Employment D Housing B Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Moab, UT
Population (ZIP)
10,648

Population outlook (Grand County) Hauer SSP2

Today (2025)
10,228 people
By 2030
10,507 · +2.7%
By 2040
10,897 · +6.5%
By 2050
11,243 · +9.9%
By 2075
12,309 · +20.3%
By 2100
13,202 · +29.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (81%)
Race & ethnicity
White 81% Hispanic / Latino 11% Two or more races 5% Native American 4% Pacific Islander 1% Asian 1%
Hispanic origin (detail)
Mexican 9%
Common ancestry
Slovak 4% Portuguese 2% Romanian 2%
Foreign-born
7% · Canada
Languages at home
90% English-only · Spanish 5% Other Indo-European 1% Other Asian/Pacific 1%

Political lean MEDSL · Grand

2024 margin
Lean D (+9.4) · D 53.4% · R 43.9% · Other 2.7%
2008→2024 swing
+4.6pp toward D · 2008: 4.8pp · 2024: 9.4pp
All cycles
2024: D+9.4 2020: D+10.8 2016: R+0.0 2012: R+6.3 2008: D+4.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -3.84%
Current HPI
734.29
Rent YoY
Metro
State GDP YoY
▲ 3.54%
F500 in state
2

Industry mix (Fortune 500 HQ in UT)

Industry F500 HQs Revenue

Price history

+87.5% since first listed
23 events — show timeline
  • 2026-05-04 Price Changed $60,000 WFRMLS
  • 2026-03-17 Listed $80,000 WFRMLS
  • 2025-06-04 Sold (MLS) WFRMLS
  • 2025-05-15 Listing Removed WFRMLS
  • 2025-05-13 Contingent WFRMLS
  • 2025-04-22 Listed $150,000 WFRMLS
  • 2025-03-28 Listed $66,500 WFRMLS
  • 2024-12-04 Pending WFRMLS
  • 2024-12-04 Listing Removed WFRMLS
  • 2024-11-25 Listed $40,000 WFRMLS
  • 2020-10-23 Listed $85,000 WFRMLS
  • 2018-07-10 Listed $72,000 WFRMLS
  • 2018-03-14 Sold (MLS) WFRMLS
  • 2018-02-05 Listed $67,300 WFRMLS
  • 2017-12-18 Listed $76,000 WFRMLS
  • 2015-08-16 Listed $32,000 WFRMLS
  • 2015-06-15 Listing Removed WFRMLS
  • 2015-02-04 Listed $75,000 WFRMLS
  • 2012-06-05 Listing Removed WFRMLS
  • 2012-01-05 Listed $64,000 WFRMLS
  • 2011-10-05 Listed $32,500 WFRMLS
  • 2011-08-01 Sold (MLS) WFRMLS
  • 2010-12-09 Listed $32,000 WFRMLS

Property tax history

+21.6%/yr

Latest (2025): $2,439 · -3.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…