9415 Dazzling Tentacle Dr · Baytown, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 26 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +13.7/15.0
- Cash flow +8.9/30.0
- Condition / age +4.0/5.0
- 1% rule +3.7/10.0
- Livability +3.5/5.0
- Schools +3.2/10.0
- Rent growth +2.9/5.0
- DSCR +2.5/10.0
- Appreciation +0.0/10.0
$255,690
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
NEW! Lennar Watermill Collection "Littleton" Plan with Brick Elevation "J3" in Scotts Bend in Baytown Crossings! On the first floor of this spacious two-story home is a convenient and modern layout seamlessly connecting the kitchen, dining room and family room together. In a private corner is the tranquil owner’s suite with an attached bathroom and walk-in closet. Upstairs is a sprawling central game room made for gatherings of all sizes, along with three secondary bedrooms to provide sleeping accommodations to family members and guests. * * HOA includes Internet service and front lawn maintenance!! * *
Key facts
- Central game room
- Attached bathroom
- Walk-in closet
Tags
Property features AI
Finance
- Other: Municipal Utility District disclosure included
- Financial info: Annual association fee of $2,300
- HOA & community: Association (ACMI) with annual fee
Exterior
- Parking: Attached garage with 2 parking spaces
- Utilities: Public water; Public sewer
- Home design: Residential property; Under construction (new construction); Slab foundation; Built in 2026; Approximately 1,968 total building area
- Construction: Brick and cement siding construction; Composition roof; Slab foundation; New construction by Lennar Homes Village Builders
- Exterior features: Subdivision lot setting; Composition roof
Interior
- Kitchen: Kitchen located on the first floor
- Bedrooms: Primary bedroom on the first floor (approx. 13 x 15); Three secondary bedrooms on the second floor (approx. 10 x 11, 10 x 10, 10 x 10)
- Bathrooms: Two full bathrooms; One half bathroom
- Heating & cooling: Central gas heating; Central electric air conditioning
- Interior features: Game room on the second floor (approx. 12 x 20); Family room on the first floor (approx. 15 x 16); Dining room on the first floor (approx. 10 x 9)
- Laundry & utility: No lease considered (owner/occupancy detail)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.5-bath single-family listed at $256k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-207 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $226k (11.7% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $222k (13.3% below list).
- Recommended offer: $222k (13.3% below list) — sets the bar for 1% rule.
- Cap rate 5.3% vs local median 4.2% in Baytown — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 69/100 on livability (#412 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D+, crime F, amenities F.
- Goose Creek CISD (urban): math 37% / reading 36% proficiency, ranked #473 of 826 in TX (top 57%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Banuelos El (math 33% / reading 34%, grade F, #2,174 of 4,322 statewide, top 51%, 765 students, 79% FRL); Highlands J H (math 46% / reading 37%, grade F, #595 of 1,662 statewide, top 37%, 994 students, 82% FRL); Goose Creek Memorial (math 28% / reading 45%, grade F, #924 of 1,632 statewide, top 57%, 2,223 students, 70% FRL) — zoned schools average 77% FRL vs 61% district-wide (15 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising (+1.5%/yr); 624 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).
- This rent runs 36% of the median local income ($74k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 19 days — a 2% lower offer ($252k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.87% ✗
- Cap rate
- 5.32%
- Cash-on-cash
- -3.48%
- DSCR
- 0.85
- GRM
- 9.6
CMA / ARV
- ARV (median comp)
- $296,515
- List price
- $255,690
- Delta
- -13.77%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 9515 Dazzling Tentacle Dr | 0.09mi | 4/2.5 | 1,968 (0%) | 1mo | $299,990 | $152 | 95 |
| 9215 Lowan Terrace Dr | 0.01mi | 4/2.5 | 2,039 (+4%) | 1mo | $286,990 | $141 | 93 |
| 9231 Lowan Terrace Dr | 0.09mi | 4/2.5 | 2,039 (+4%) | 1mo | $286,990 | $141 | 89 |
| 9330 Golden Dorado Ln | 0.21mi | 4/2.0 | 1,900 (-4%) | 0mo | $315,990 | $166 | 82 |
| 9322 Golden Dorado Dr | 0.18mi | 4/2.0 | 2,060 (+5%) | 1mo | $324,990 | $158 | 81 |
| 9319 Zander Dr | 0.24mi | 3/2.0 (-1) | 1,949 (-1%) | 1mo | $319,990 | $164 | 79 |
| 9507 Dazzling Tentacle Dr | 0.03mi | 4/2.0 | 1,760 (-11%) | 0mo | $286,990 | $163 | 79 |
| 5307 Yellow Perch Dr | 0.25mi | 4/2.0 | 2,060 (+5%) | 1mo | $316,990 | $154 | 78 |
| 9226 Callum Nest Ct | 0.01mi | 3/2.5 (-1) | 1,749 (-11%) | 1mo | $313,990 | $180 | 75 |
| 9623 Sterling Arbor Dr | 0.55mi | 4/2.0 | 1,956 (-1%) | 1mo | $292,500 | $150 | 71 |
| 9606 Sterling Arbor Dr | 0.51mi | 4/2.0 | 2,019 (+3%) | 1mo | $310,000 | $154 | 69 |
| 4507 Frontier Trl | 0.44mi | 4/2.0 | 1,851 (-6%) | 1mo | $286,900 | $155 | 67 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.48% rent growth · sell at horizon
- IRR
- -24.0%
- Equity multiple
- 0.19×
- Total profit
- $-57,833
- Equity at exit
- $38,124
- IRR
- -24.4%
- Equity multiple
- -0.12×
- Total profit
- $-80,050
- Equity at exit
- $22,107
Cash invested: $71,593 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77521
- Rents YoY
- 1.5%
- Active inventory
- 624
- Price-to-rent
- 9.6×
Monthly cashflow live
- Estimated rent
- $2,217 high interval (Pro) →
- Mortgage (P&I)
- −$1,341
- Tax est. 1.5%
- −$320 /mo · $3,835/yr
- Insurance
- −$107
- HOA
- −$192
- Vacancy / Maint / Mgmt
- −$466
- Net cashflow
- $-207
Break-even live
Sensitivity live
| Price | -10% $-31 | -5% $-119 | +0% $-207 | +5% $-296 | +10% $-384 |
|---|---|---|---|---|---|
| Rent | -10% $-383 | -5% $-295 | +0% $-207 | +5% $-120 | +10% $-32 |
| Rate | -1.0pp $-79 | -0.5pp $-142 | base $-207 | +0.5pp $-274 | +1.0pp $-341 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $63,922
- Closing costs
- $7,671
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 10 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4606 Wild Flora Way Baytown, TX | 4.0 | 2.0 | 2279 | $2,366 | $1.04 | 14d | 1 | 0.44mi |
| 9502 Brookside Point Dr Baytown, TX | 4.0 | 3.0 | 2119 | $2,800 | $1.32 | 45d | 1 | 0.75mi |
| 6019 Standpiper Loop Baytown, TX | 4.0 | 2.0 | 1656 | $2,265 | $1.37 | 0d | 1 | 0.76mi |
| 8814 Bar Harbor Dr Baytown, TX | 4.0 | 2.0 | 1683 | $1,896 | $1.13 | 26d | 1 | 0.80mi |
| 9214 Burnet Fields Dr Baytown, TX | 3.0 | 2.0 | 1461 | $1,801 | $1.23 | 45d | 1 | 0.81mi |
| 4730 Black Rock St Baytown, TX | 3.0 | 2.0 | 1540 | $2,073 | $1.35 | 18d | 1 | 0.84mi |
| 8110 Berkely Ct Baytown, TX | 4.0 | 2.0 | 1828 | $1,946 | $1.06 | 7d | 1 | 0.89mi |
| 5426 Cinnamon Lake Dr Baytown, TX | 4.0 | 2.5 | 2240 | $2,200 | $0.98 | 45d | 1 | 0.96mi |
| 8002 Sesame St Baytown, TX | 3.0 | 2.0 | 1819 | $2,100 | $1.15 | 19d | 1 | 1.12mi |
| 8026 Rosemary Dr Baytown, TX | 4.0 | 2.5 | 2390 | $2,150 | $0.90 | 45d | 1 | 1.17mi |
HOA detail
- Monthly dues
- $192 · $2,304/yr
- Likely covers
- waterinternet
Listing history 8 events
-
2026-05-18price $255,690 638-char remark
-
2026-05-15price $259,990 430-char remark
-
2026-05-14price $259,990 638-char remark
-
2026-05-12price $281,990 430-char remark
-
2026-05-11price $281,990 638-char remark
-
2026-05-08price $278,790 430-char remark
-
2026-05-07$278,790 Active 638-char remark
-
2026-05-06$299,990 Active 430-char remark
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥110°F today · 26 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,607
- − Mortgage interest
- −$14,323
- − Property taxes
- −$3,835
- − Insurance
- −$1,278
- − Repairs & maintenance
- −$2,129
- − Management
- −$2,129
- − HOA
- −$2,304
- − Depreciation
- −$7,438
- Taxable loss
- −$6,829
- Est. tax savings @ 24.0%
- +$1,639
- After-tax cash flow
- $-850/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This home is in excellent condition with a modern and well-maintained interior and exterior. It is move-in ready and has the potential for further value increases through minor updates.
Value-add opportunities
- Resale Painting the exterior brick — Enhances curb appeal and can increase property value.
- Resale Landscaping improvements — Enhances curb appeal and can increase property value.
- Both Adding smart home features — Improves convenience and can increase both resale and rental value.
- Resale Upgrading the kitchen appliances — Modernizes the kitchen and can increase property value.
- Resale Upgrading the flooring in the bathrooms — Enhances the overall aesthetic and can increase property value.
Renovation cost estimate screening
Value-add ROI direction
- Resale Painting the exterior brick — Enhances curb appeal and can increase property value. ↑
- Resale Landscaping improvements — Enhances curb appeal and can increase property value. ↑
- Both Adding smart home features — Improves convenience and can increase both resale and rental value. ↑
- Resale Upgrading the kitchen appliances — Modernizes the kitchen and can increase property value. ↑
- Resale Upgrading the flooring in the bathrooms — Enhances the overall aesthetic and can increase property value. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Goose Creek CISD
- NCES district ID
- 4821150
- Math proficiency
- 37% ▼ -11.00%
- Reading proficiency
- 36% ▼ -4.00%
- Median HH income
- $52,468
- Composite
- 31.84/100
- National rank
- #5877
- State rank
- #473 of 826 in TX
Livability — Baytown
- Score
- 69/100
- State rank
- #412
- US rank
- #8494
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Harris County · 4,702,590 people
- City population
- 135,579
- Metro
- Houston-The Woodlands-Sugar Land, TX
- Population (ZIP)
- 69,038
- Household income
- $73,629
- Rent vs Own
- Severe rent burden
- 2121.0
Population outlook (Harris County) Hauer SSP2
- Today (2025)
- 5,571,493 people
- By 2030
- 6,089,821 · +9.3%
- By 2040
- 7,142,806 · +28.2%
- By 2050
- 8,185,864 · +46.9%
- By 2075
- 10,574,329 · +89.8%
- By 2100
- 12,109,958 · +117.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.64)
- Race & ethnicity
- Hispanic / Latino 50% White 28% Two or more races 18% Black 17% Asian 3%
- Hispanic origin (detail)
- Mexican 42% Puerto Rican 2%
- Common ancestry
- Lithuanian 2% Slovak 1%
- Foreign-born
- 20% · Canada, Vietnam
- Languages at home
- 59% English-only · Spanish 36% French/Haitian/Cajun 1% Other Asian/Pacific 1%
Political lean MEDSL · Harris
- 2024 margin
- Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
- 2008→2024 swing
- +3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
- All cycles
- 2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -154.80%
- Current HPI
- 246.1892
- Rent YoY
- ▲ 1.48%
- Metro
- Houston-The Woodlands-Sugar Land, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
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| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
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| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
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Price history
-8.3% since first listed5 events — show timeline
- 2026-05-27 Listing Removed — HARMLS
- 2026-05-18 Price Changed $255,690 HARMLS
- 2026-05-14 Price Changed $259,990 HARMLS
- 2026-05-11 Price Changed $281,990 HARMLS
- 2026-05-07 Listed $278,790 HARMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…