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9415 Dazzling Tentacle Dr
D Composite 42.19
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +13.7/15.0
  • Cash flow +8.9/30.0
  • Condition / age +4.0/5.0
  • 1% rule +3.7/10.0
  • Livability +3.5/5.0
  • Schools +3.2/10.0
  • Rent growth +2.9/5.0
  • DSCR +2.5/10.0
  • Appreciation +0.0/10.0

$255,690

9415 Dazzling Tentacle Dr · Baytown, TX 77521
4 bd · 2.5 ba · 1,968 sqft · SingleFamily · 19 Days on market
Built 2026 Good condition $130/sqft · 14% below area Est $297k · 14% under $192/mo HOA · 9% of rent ↓ 8% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

NEW! Lennar Watermill Collection "Littleton" Plan with Brick Elevation "J3" in Scotts Bend in Baytown Crossings! On the first floor of this spacious two-story home is a convenient and modern layout seamlessly connecting the kitchen, dining room and family room together. In a private corner is the tranquil owner’s suite with an attached bathroom and walk-in closet. Upstairs is a sprawling central game room made for gatherings of all sizes, along with three secondary bedrooms to provide sleeping accommodations to family members and guests. * * HOA includes Internet service and front lawn maintenance!! * *

Key facts

  • Central game room
  • Attached bathroom
  • Walk-in closet

Tags

OWNER'S SUITEATTACHED BATHROOMWALK-IN CLOSETCENTRAL GAME ROOMTHREE SECONDARY BEDROOMSHOA INCLUDES INTERNET SERVICE

Property features AI

Finance

  • Other: Municipal Utility District disclosure included
  • Financial info: Annual association fee of $2,300
  • HOA & community: Association (ACMI) with annual fee

Exterior

  • Parking: Attached garage with 2 parking spaces
  • Utilities: Public water; Public sewer
  • Home design: Residential property; Under construction (new construction); Slab foundation; Built in 2026; Approximately 1,968 total building area
  • Construction: Brick and cement siding construction; Composition roof; Slab foundation; New construction by Lennar Homes Village Builders
  • Exterior features: Subdivision lot setting; Composition roof

Interior

  • Kitchen: Kitchen located on the first floor
  • Bedrooms: Primary bedroom on the first floor (approx. 13 x 15); Three secondary bedrooms on the second floor (approx. 10 x 11, 10 x 10, 10 x 10)
  • Bathrooms: Two full bathrooms; One half bathroom
  • Heating & cooling: Central gas heating; Central electric air conditioning
  • Interior features: Game room on the second floor (approx. 12 x 20); Family room on the first floor (approx. 15 x 16); Dining room on the first floor (approx. 10 x 9)
  • Laundry & utility: No lease considered (owner/occupancy detail)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $256k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-207 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $226k (11.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $222k (13.3% below list).
  • Recommended offer: $222k (13.3% below list) — sets the bar for 1% rule.
  • Cap rate 5.3% vs local median 4.2% in Baytown — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 69/100 on livability (#412 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D+, crime F, amenities F.
  • Goose Creek CISD (urban): math 37% / reading 36% proficiency, ranked #473 of 826 in TX (top 57%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Banuelos El (math 33% / reading 34%, grade F, #2,174 of 4,322 statewide, top 51%, 765 students, 79% FRL); Highlands J H (math 46% / reading 37%, grade F, #595 of 1,662 statewide, top 37%, 994 students, 82% FRL); Goose Creek Memorial (math 28% / reading 45%, grade F, #924 of 1,632 statewide, top 57%, 2,223 students, 70% FRL) — zoned schools average 77% FRL vs 61% district-wide (15 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+1.5%/yr); 624 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($74k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 19 days — a 2% lower offer ($252k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $221,721 (13.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.87%
Cap rate
5.32%
Cash-on-cash
-3.48%
DSCR
0.85
GRM
9.6

CMA / ARV

ARV (median comp)
$296,515
List price
$255,690
Delta
-13.77%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
9515 Dazzling Tentacle Dr 0.09mi 4/2.5 1,968 (0%) 1mo $299,990 $152 95
9215 Lowan Terrace Dr 0.01mi 4/2.5 2,039 (+4%) 1mo $286,990 $141 93
9231 Lowan Terrace Dr 0.09mi 4/2.5 2,039 (+4%) 1mo $286,990 $141 89
9330 Golden Dorado Ln 0.21mi 4/2.0 1,900 (-4%) 0mo $315,990 $166 82
9322 Golden Dorado Dr 0.18mi 4/2.0 2,060 (+5%) 1mo $324,990 $158 81
9319 Zander Dr 0.24mi 3/2.0 (-1) 1,949 (-1%) 1mo $319,990 $164 79
9507 Dazzling Tentacle Dr 0.03mi 4/2.0 1,760 (-11%) 0mo $286,990 $163 79
5307 Yellow Perch Dr 0.25mi 4/2.0 2,060 (+5%) 1mo $316,990 $154 78
9226 Callum Nest Ct 0.01mi 3/2.5 (-1) 1,749 (-11%) 1mo $313,990 $180 75
9623 Sterling Arbor Dr 0.55mi 4/2.0 1,956 (-1%) 1mo $292,500 $150 71
9606 Sterling Arbor Dr 0.51mi 4/2.0 2,019 (+3%) 1mo $310,000 $154 69
4507 Frontier Trl 0.44mi 4/2.0 1,851 (-6%) 1mo $286,900 $155 67

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.48% rent growth · sell at horizon

5-year hold
IRR
-24.0%
Equity multiple
0.19×
Total profit
$-57,833
Equity at exit
$38,124
10-year hold
IRR
-24.4%
Equity multiple
-0.12×
Total profit
$-80,050
Equity at exit
$22,107

Cash invested: $71,593 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77521

Rents YoY
1.5%
Active inventory
624
Price-to-rent
9.6×

Monthly cashflow live

Estimated rent
$2,217 high interval (Pro) →
Mortgage (P&I)
$1,341
Tax est. 1.5%
$320 /mo · $3,835/yr
Insurance
$107
HOA
$192
Vacancy / Maint / Mgmt
$466
Net cashflow
$-207

Break-even live

Break-even rent $2,480
Max offer price $225,676
Occupancy floor

Sensitivity live

Price -10% $-31 -5% $-119 +0% $-207 +5% $-296 +10% $-384
Rent -10% $-383 -5% $-295 +0% $-207 +5% $-120 +10% $-32
Rate -1.0pp $-79 -0.5pp $-142 base $-207 +0.5pp $-274 +1.0pp $-341

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$63,922
Closing costs
$7,671
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 10 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4606 Wild Flora Way Baytown, TX 4.0 2.0 2279 $2,366 $1.04 14d 1 0.44mi
9502 Brookside Point Dr Baytown, TX 4.0 3.0 2119 $2,800 $1.32 45d 1 0.75mi
6019 Standpiper Loop Baytown, TX 4.0 2.0 1656 $2,265 $1.37 0d 1 0.76mi
8814 Bar Harbor Dr Baytown, TX 4.0 2.0 1683 $1,896 $1.13 26d 1 0.80mi
9214 Burnet Fields Dr Baytown, TX 3.0 2.0 1461 $1,801 $1.23 45d 1 0.81mi
4730 Black Rock St Baytown, TX 3.0 2.0 1540 $2,073 $1.35 18d 1 0.84mi
8110 Berkely Ct Baytown, TX 4.0 2.0 1828 $1,946 $1.06 7d 1 0.89mi
5426 Cinnamon Lake Dr Baytown, TX 4.0 2.5 2240 $2,200 $0.98 45d 1 0.96mi
8002 Sesame St Baytown, TX 3.0 2.0 1819 $2,100 $1.15 19d 1 1.12mi
8026 Rosemary Dr Baytown, TX 4.0 2.5 2390 $2,150 $0.90 45d 1 1.17mi

HOA detail

Monthly dues
$192 · $2,304/yr
Likely covers
waterinternet

Listing history 8 events

  1. 2026-05-18
    price $255,690 638-char remark
  2. 2026-05-15
    price $259,990 430-char remark
  3. 2026-05-14
    price $259,990 638-char remark
  4. 2026-05-12
    price $281,990 430-char remark
  5. 2026-05-11
    price $281,990 638-char remark
  6. 2026-05-08
    price $278,790 430-char remark
  7. 2026-05-07
    listed $278,790 Active 638-char remark
  8. 2026-05-06
    listed $299,990 Active 430-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥110°F today · 26 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,607
− Mortgage interest
−$14,323
− Property taxes
−$3,835
− Insurance
−$1,278
− Repairs & maintenance
−$2,129
− Management
−$2,129
− HOA
−$2,304
− Depreciation
−$7,438
Taxable loss
−$6,829
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,639
After-tax cash flow
$-850/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 None rehab

This home is in excellent condition with a modern and well-maintained interior and exterior. It is move-in ready and has the potential for further value increases through minor updates.

Value-add opportunities

  • Resale Painting the exterior brick — Enhances curb appeal and can increase property value.
  • Resale Landscaping improvements — Enhances curb appeal and can increase property value.
  • Both Adding smart home features — Improves convenience and can increase both resale and rental value.
  • Resale Upgrading the kitchen appliances — Modernizes the kitchen and can increase property value.
  • Resale Upgrading the flooring in the bathrooms — Enhances the overall aesthetic and can increase property value.

Renovation cost estimate screening

Value-add ROI direction

  • Resale Painting the exterior brick — Enhances curb appeal and can increase property value.
  • Resale Landscaping improvements — Enhances curb appeal and can increase property value.
  • Both Adding smart home features — Improves convenience and can increase both resale and rental value.
  • Resale Upgrading the kitchen appliances — Modernizes the kitchen and can increase property value.
  • Resale Upgrading the flooring in the bathrooms — Enhances the overall aesthetic and can increase property value.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Goose Creek CISD
NCES district ID
4821150
Math proficiency
37% ▼ -11.00%
Reading proficiency
36% ▼ -4.00%
Median HH income
$52,468
Composite
31.84/100
National rank
#5877
State rank
#473 of 826 in TX

Livability — Baytown

Score
69/100
State rank
#412
US rank
#8494

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D+ Housing A+ Health & safety B- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Harris County · 4,702,590 people
City population
135,579
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
69,038
Household income
$73,629
Rent vs Own
41.8% rent · 58.2% own
Severe rent burden
2121.0

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
Hispanic / Latino 50% White 28% Two or more races 18% Black 17% Asian 3%
Hispanic origin (detail)
Mexican 42% Puerto Rican 2%
Common ancestry
Lithuanian 2% Slovak 1%
Foreign-born
20% · Canada, Vietnam
Languages at home
59% English-only · Spanish 36% French/Haitian/Cajun 1% Other Asian/Pacific 1%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -154.80%
Current HPI
246.1892
Rent YoY
▲ 1.48%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-8.3% since first listed
5 events — show timeline
  • 2026-05-27 Listing Removed HARMLS
  • 2026-05-18 Price Changed $255,690 HARMLS
  • 2026-05-14 Price Changed $259,990 HARMLS
  • 2026-05-11 Price Changed $281,990 HARMLS
  • 2026-05-07 Listed $278,790 HARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…