9415 Dazzling Tentacle Dr · Baytown, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 26 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +13.7/15.0
- Cash flow +8.6/30.0
- Condition / age +4.0/5.0
- Schools +3.7/10.0
- 1% rule +3.6/10.0
- Livability +3.5/5.0
- Rent growth +2.9/5.0
- DSCR +2.4/10.0
- Appreciation +0.0/10.0
$255,690
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
NEW! Lennar Watermill Collection "Littleton" Plan with Brick Elevation "J3" in Scotts Bend in Baytown Crossings! On the first floor of this spacious two-story home is a convenient and modern layout seamlessly connecting the kitchen, dining room and family room together. In a private corner is the tranquil owner’s suite with an attached bathroom and walk-in closet. Upstairs is a sprawling central game room made for gatherings of all sizes, along with three secondary bedrooms to provide sleeping accommodations to family members and guests. * * HOA includes Internet service and front lawn maintenance!!
Key facts
- Central game room
- Attached bathroom
- Walk-in closet
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.5-bath single-family listed at $256k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-219 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $224k (12.4% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $220k (13.8% below list).
- Recommended offer: $220k (13.8% below list) — sets the bar for 1% rule.
- Cap rate 5.3% vs local median 4.2% in Baytown — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 69/100 on livability (#412 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D+, crime F, amenities F.
- Goose Creek CISD (urban): math 37% / reading 36% proficiency, ranked #473 of 826 in TX (top 57%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Banuelos El (math 33% / reading 34%, grade F, #2,174 of 4,322 statewide, top 51%, 765 students, 79% FRL); Highlands J H (math 46% / reading 37%, grade F, #595 of 1,662 statewide, top 37%, 994 students, 82% FRL); Goose Creek Memorial (math 28% / reading 45%, grade F, #924 of 1,632 statewide, top 57%, 2,223 students, 70% FRL) — zoned schools average 77% FRL vs 61% district-wide (15 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising (+1.5%/yr); 791 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals lingering (median 55d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 53% of comp listings sitting > 30 days — soft ceiling on asking rent; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).
- This rent runs 36% of the median local income ($74k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 19 days — a 2% lower offer ($252k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.86% ✗
- Cap rate
- 5.27%
- Cash-on-cash
- -3.67%
- DSCR
- 0.84
- GRM
- 9.7
CMA / ARV
- ARV (median comp)
- $296,791
- List price
- $255,690
- Delta
- -13.85%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 9319 Dazzling Tentacle Dr | 0.07mi | 4/2.5 | 1,968 (0%) | 0mo | $255,690 | $130 | 97 |
| 9227 Alaska Shores Dr | 0.08mi | 4/2.0 | 1,900 (-4%) | 0mo | $272,290 | $143 | 88 |
| 9235 Alaska Shores Dr | 0.10mi | 3/2.0 (-1) | 1,949 (-1%) | 0mo | $309,990 | $159 | 87 |
| 9315 Captain Terrace Dr | 0.07mi | 3/2.0 (-1) | 1,880 (-4%) | 0mo | $318,990 | $170 | 82 |
| 9411 Dazzling Tentacle Dr | 0.03mi | 4/2.0 | 1,760 (-11%) | 0mo | $286,990 | $163 | 79 |
| 9331 Dazzling Tentacle Dr | 0.03mi | 4/2.0 | 1,760 (-11%) | 1mo | $288,990 | $164 | 79 |
| 9323 Dazzling Tentacle Dr | 0.08mi | 4/2.0 | 1,760 (-11%) | 0mo | $244,890 | $139 | 77 |
| 9327 Dazzling Tentacle Dr | 0.08mi | 4/2.0 | 1,720 (-13%) | 0mo | $241,440 | $140 | 73 |
| 5243 El Tigre Ln | 0.27mi | 4/2.5 | 2,174 (+10%) | 1mo | $259,000 | $119 | 69 |
| 9515 Twilight Briar Ln | 0.56mi | 4/2.0 | 1,940 (-1%) | 0mo | $295,000 | $152 | 69 |
| 9227 Callum Nest Ct | 0.09mi | 4/3.5 | 2,233 (+14%) | 1mo | $329,990 | $148 | 68 |
| 4314 Mulberry Sage Dr | 0.64mi | 3/2.0 (-1) | 1,806 (-8%) | 1mo | $268,000 | $148 | 49 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.48% rent growth · sell at horizon
- IRR
- -24.3%
- Equity multiple
- 0.18×
- Total profit
- $-58,530
- Equity at exit
- $38,124
- IRR
- -25.1%
- Equity multiple
- -0.14×
- Total profit
- $-81,499
- Equity at exit
- $22,107
Cash invested: $71,593 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 124 active · 78 under contract
- Months of supply
- 6.1 mo (16%/mo absorbed)
- Median asking
- $279,450 ($149/sqft)
- Median days on market
- 74 d
- This list price
- 15% of active listings are priced below it
- ARV vs active asking
- +1.3% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 77521
- Rents YoY
- 1.5%
- Active inventory
- 791
- Price-to-rent
- 9.7×
Monthly cashflow live
- Estimated rent
- $2,203 high interval (Pro) →
- Mortgage (P&I)
- −$1,341
- Tax est. 1.5%
- −$320 /mo · $3,835/yr
- Insurance
- −$107
- HOA
- −$192
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$463
- Net cashflow
- $-219
Break-even live
Sensitivity live
| Price | -10% $-42 | -5% $-130 | +0% $-219 | +5% $-307 | +10% $-395 |
|---|---|---|---|---|---|
| Rent | -10% $-393 | -5% $-306 | +0% $-219 | +5% $-132 | +10% $-45 |
| Rate | -1.0pp $-90 | -0.5pp $-154 | base $-219 | +0.5pp $-285 | +1.0pp $-352 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $63,922
- Closing costs
- $7,671
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 15 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5130 Red Drum Dr Baytown, TX | 3.0 | 2.0 | 1522 | $2,050 | $1.35 | 0d | 1 | 0.23mi |
| 4606 Wild Flora Way Baytown, TX | 4.0 | 2.0 | 2279 | $2,366 | $1.04 | 62d | 1 | 0.44mi |
| 9502 Brookside Point Dr Baytown, TX | 4.0 | 3.0 | 2119 | $2,800 | $1.32 | 93d | 1 | 0.75mi |
| 6019 Standpiper Loop Baytown, TX | 4.0 | 2.0 | 1656 | $2,125 | $1.28 | 4d | 1 | 0.76mi |
| 8814 Bar Harbor Dr Baytown, TX | 4.0 | 2.0 | 1683 | $1,896 | $1.13 | 73d | 1 | 0.80mi |
| 9214 Burnet Fields Dr Baytown, TX | 3.0 | 2.0 | 1461 | $1,801 | $1.23 | 93d | 1 | 0.81mi |
| 4151 Saw Mill Peak Ln Baytown, TX | 4.0 | 2.0 | 1619 | $1,951 | $1.21 | 7d | 1 | 0.81mi |
| 4730 Black Rock St Baytown, TX | 3.0 | 2.0 | 1540 | $1,973 | $1.28 | 20d | 1 | 0.84mi |
| 8311 Caraway Lake Cir Baytown, TX | 4.0 | 3.0 | 2391 | $2,450 | $1.02 | 12d | 1 | 0.87mi |
| 4847 Camden Bristol Dr Baytown, TX | 4.0 | 2.5 | 2289 | $2,695 | $1.18 | 0d | 1 | 0.88mi |
| 8110 Berkely Ct Baytown, TX | 4.0 | 2.0 | 1828 | $1,946 | $1.06 | 54d | 1 | 0.89mi |
| 5426 Cinnamon Lake Dr Baytown, TX | 4.0 | 2.5 | 2240 | $2,200 | $0.98 | 93d | 1 | 0.96mi |
| 5631 Cinnamon Lake Dr Baytown, TX | 3.0 | 2.5 | 1999 | $2,126 | $1.06 | 4d | 1 | 0.99mi |
| 8002 Sesame St Baytown, TX | 3.0 | 2.0 | 1819 | $2,100 | $1.15 | 67d | 1 | 1.12mi |
| 8026 Rosemary Dr Baytown, TX | 4.0 | 2.5 | 2390 | $2,150 | $0.90 | 93d | 1 | 1.17mi |
Property features AI
Finance
- Other
- Municipal Utility District disclosure included
- Financial info
- Annual association fee of $2,300
- HOA & community
- Association (ACMI) with annual fee
Exterior
- Parking
- Attached garage with 2 parking spaces
- Utilities
- Public waterPublic sewer
- Home design
- Residential propertyUnder construction (new construction)Slab foundationBuilt in 2026Approximately 1,968 total building area
- Construction
- Brick and cement siding constructionComposition roofSlab foundationNew construction by Lennar Homes Village Builders
- Exterior features
- Subdivision lot settingComposition roof
Interior
- Kitchen
- Kitchen located on the first floor
- Bedrooms
- Primary bedroom on the first floor (approx. 13 x 15)Three secondary bedrooms on the second floor (approx. 10 x 11, 10 x 10, 10 x 10)
- Bathrooms
- Two full bathroomsOne half bathroom
- Heating & cooling
- Central gas heatingCentral electric air conditioning
- Interior features
- Game room on the second floor (approx. 12 x 20)Family room on the first floor (approx. 15 x 16)Dining room on the first floor (approx. 10 x 9)
- Laundry & utility
- No lease considered (owner/occupancy detail)
HOA detail $192/mo · $2,304/yr
- Likely covers
- waterinternet
Listing history 8 events
-
2026-05-18price $255,690 638-char remark
-
2026-05-15price $259,990 430-char remark
-
2026-05-14price $259,990 638-char remark
-
2026-05-12price $281,990 430-char remark
-
2026-05-11price $281,990 638-char remark
-
2026-05-08price $278,790 430-char remark
-
2026-05-07$278,790 Active 638-char remark
-
2026-05-06$299,990 Active 430-char remark
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥110°F today · 26 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,435
- − Mortgage interest
- −$14,323
- − Property taxes
- −$3,835
- − Insurance
- −$1,278
- − Repairs & maintenance
- −$2,115
- − Management
- −$2,115
- − HOA
- −$2,304
- − Depreciation
- −$7,438
- Taxable loss
- −$6,973
- Est. tax savings @ 24.0%
- +$1,674
- After-tax cash flow
- $-951/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This home is in excellent condition with a modern and well-maintained interior and exterior. It is move-in ready and has the potential for further value increases through minor updates.
Value-add opportunities
- Resale Painting the exterior brick — Enhances curb appeal and can increase property value. ↑
- Resale Landscaping improvements — Enhances curb appeal and can increase property value. ↑
- Both Adding smart home features — Improves convenience and can increase both resale and rental value. ↑
- Resale Upgrading the kitchen appliances — Modernizes the kitchen and can increase property value. ↑
- Resale Upgrading the flooring in the bathrooms — Enhances the overall aesthetic and can increase property value. ↑
Zoned Schools
Schools (NCES district)
- District
- Goose Creek CISD
- NCES district ID
- 4821150
- Math proficiency
- 37% ▼ -11.00%
- Reading proficiency
- 36% ▼ -4.00%
- Median HH income
- $52,468
- Composite
- 31.84/100
- National rank
- #5877
- State rank
- #473 of 826 in TX
Livability — Baytown
- Score
- 69/100
- State rank
- #412
- US rank
- #8494
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Harris County · 5,571,493 people
- City population
- 135,579
- Metro
- Houston-The Woodlands-Sugar Land, TX
- Population (ZIP)
- 69,038
- Household income
- $73,629
- Rent vs Own
- Severe rent burden
- 11% of renters
Population outlook (Harris County) Hauer SSP2
- Today (2025)
- 5,571,493 people
- By 2030
- 6,089,821 · +9.3%
- By 2040
- 7,142,806 · +28.2%
- By 2050
- 8,185,864 · +46.9%
- By 2075
- 10,574,329 · +89.8%
- By 2100
- 12,109,958 · +117.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.64)
- Race & ethnicity
- Hispanic / Latino 50% White 28% Two or more races 18% Black 17% Asian 3%
- Hispanic origin (detail)
- Mexican 42% Puerto Rican 2%
- Common ancestry
- Lithuanian 2% Slovak 1%
- Foreign-born
- 20% · Canada, Vietnam
- Languages at home
- 59% English-only · Spanish 36% French/Haitian/Cajun 1% Other Asian/Pacific 1%
Political lean MEDSL · Harris
- 2024 margin
- Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
- 2008→2024 swing
- +3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
- All cycles
- 2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -154.80%
- Current HPI
- 246.1892
- Rent YoY
- ▲ 1.48%
- Metro
- Houston-The Woodlands-Sugar Land, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
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Price history
-8.3% since first listed5 events — show timeline
- 2026-05-27 Listing Removed — HARMLS
- 2026-05-18 Price Changed $255,690 HARMLS
- 2026-05-14 Price Changed $259,990 HARMLS
- 2026-05-11 Price Changed $281,990 HARMLS
- 2026-05-07 Listed $278,790 HARMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…