CashFlowRE
Sign in Sign up
25 Quails Run Blvd #7
B- Composite 68.55
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.2/30.0
  • ARV discount +15.0/15.0
  • 1% rule +9.3/10.0
  • DSCR +6.8/10.0
  • Schools +5.4/10.0
  • Rent growth +4.8/5.0
  • Livability +3.7/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$175,000

25 Quails Run Blvd #7 · Englewood, FL 34223
2 bd · 2.0 ba · 921 sqft · Condo public records · 132 Days on market
Built 1983 $190/sqft · 25% below area Est $233k · 25% under $600/mo HOA · 24% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to the popular Quail’s Run, where life is easier, neighbors become friends, and your days are yours to enjoy. This updated second-floor end unit checks all the right boxes for relaxed Florida living, starting with abundant natural light, cooling cross-breezes, and peaceful elevated views you only get from upper-level leaving. Inside, the space feels fresh and comfortable with a nicely updated kitchen, fresh paint, and new flooring throughout. A separate laundry room with extra storage is a bonus that keeps everything neat and out of sight. The European-style primary bathroom adds a modern, spa-like touch, while the guest bedroom and bath make hosting friends or family easy and comfortable. What truly sets this home apart is the Quail’s Run lifestyle. Spend your days by the community pool, gather at the clubhouse, or jump into the full calendar of social activities with no yard work, no exterior maintenance, just lock-and-leave convenience. And when you want to get out, you’re just minutes from Englewood beaches, shopping, dining, and the charm of Dearborn Street. Whether you’re downsizing or ready to simplify without sacrificing lifestyle, this move-in-ready condo offers comfort, community, and the freedom to enjoy it all.

Key facts

  • Clubhouse
  • Community pool
  • Updated kitchen

Tags

UPDATED KITCHENSEPARATE LAUNDRY ROOMCOMMUNITY POOLCLUBHOUSEENGLEWOOD BEACHES

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath condo listed at $175k.

Deal economics

  • At list price, monthly cash flow is $-174 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $144k (17.5% below list).
  • Meets the 1% rule at list price ($3k rent vs $175k).
  • Recommended offer: $144k (17.5% below list) — sets the bar for cash-flow.
  • Cap rate 8.0% vs local median 3.8% in Englewood — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#321 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A, health & safety A; Watch: employment C-, amenities F, commute F.
  • Sarasota (urban): math 63% / reading 63% proficiency, ranked #7 of 73 in FL (top 10%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising fast (+9.0%/yr); 717 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 7,466 units permitted in Sarasota County in 2024 (2,138 in 5+ unit buildings).
  • This rent runs 40% of the median local income ($76k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Sarasota County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 132 days — a 12% lower offer ($154k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo; HOA is 24% of rent.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→30/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $144,349 (17.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 132 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  8. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.43%
Cap rate
8.03%
Cash-on-cash
6.20%
DSCR
1.28
GRM
5.8

CMA / ARV

ARV (median comp)
$232,542
List price
$175,000
Delta
-24.74%
Verdict
UNDERPRICED
Comps
20 within 2.0 mi

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
-13.4%
Equity multiple
0.48×
Total profit
$-25,545
Equity at exit
$26,093
10-year hold
IRR
5.3%
Equity multiple
1.54×
Total profit
$26,322
Equity at exit
$15,131

Cash invested: $49,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34223

Home prices YoY
-34.2%
Rents YoY
9.0%
Active inventory
717
Price-to-rent
5.8×

Monthly cashflow live

Estimated rent
$2,506 medium interval (Pro) →
Mortgage (P&I)
$918
Tax from tax record
$136 /mo · $1,636/yr
Insurance
$73
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
$600
Vacancy / Maint / Mgmt
$526
Net cashflow
$-174

Break-even live

Break-even rent $2,726
Max offer price $144,349
Occupancy floor

Sensitivity live

Price -10% $-74 -5% $-124 +0% $-174 +5% $-223 +10% $-273
Rent -10% $-372 -5% $-273 +0% $-174 +5% $-75 +10% $24
Rate -1.0pp $-85 -0.5pp $-129 base $-174 +0.5pp $-219 +1.0pp $-265

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$43,750
Closing costs
$5,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1210 S Maryknoll Rd Englewood, FL 2.0 2.0 1063 $2,600 $2.45 21d 1 0.96mi
1401 S McCall Rd Unit 301A Englewood, FL 2.0 2.0 1093 $3,300 $3.02 21d 1 1.05mi
1435 New Point Comfort Rd Unit B Englewood, FL 1.0 1.0 744 $1,520 $2.04 21d 1 1.29mi
5041 N Beach Rd Unit 3-A Englewood, FL 2.0 1.0 864 $3,000 $3.47 21d 1 1.49mi

HOA detail condo

Monthly dues
$600 · $7,200/yr
Likely covers
exterior maint.pool
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 19 events

  1. 2026-06-18
    days on market $175,000 Active 132 DOM
  2. 2026-06-17
    days on market $175,000 Active 131 DOM
  3. 2026-06-16
    days on market $175,000 Active 130 DOM
  4. 2026-06-15
    days on market $175,000 Active 129 DOM
  5. 2026-06-13
    days on market $175,000 Active 127 DOM
  6. 2026-06-13
    days on market $175,000 Active 126 DOM
  7. 2026-06-10
    days on market $175,000 Active 124 DOM
  8. 2026-06-09
    days on market $175,000 Active 123 DOM
  9. 2026-06-08
    days on market $175,000 Active 122 DOM
  10. 2026-06-08
    days on market $175,000 Active 121 DOM
  11. 2026-06-05
    days on market $175,000 Active 118 DOM
  12. 2026-06-03
    days on market $175,000 Active 117 DOM
  13. 2026-06-02
    days on market $175,000 Active 116 DOM
  14. 2026-06-01
    days on market $175,000 Active 115 DOM
  15. 2026-05-31
    days on market $175,000 Active 114 DOM
  16. 2026-03-23
    price $175,000 1274-char remark
    Show marketing remark (1274 chars)

    Welcome to the popular Quail’s Run, where life is easier, neighbors become friends, and your days are yours to enjoy. This updated second-floor end unit checks all the right boxes for relaxed Florida living, starting with abundant natural light, cooling cross-breezes, and peaceful elevated views you only get from upper-level leaving. Inside, the space feels fresh and comfortable with a nicely updated kitchen, fresh paint, and new flooring throughout. A separate laundry room with extra storage is a bonus that keeps everything neat and out of sight. The European-style primary bathroom adds a modern, spa-like touch, while the guest bedroom and bath make hosting friends or family easy and comfortable. What truly sets this home apart is the Quail’s Run lifestyle. Spend your days by the community pool, gather at the clubhouse, or jump into the full calendar of social activities with no yard work, no exterior maintenance, just lock-and-leave convenience. And when you want to get out, you’re just minutes from Englewood beaches, shopping, dining, and the charm of Dearborn Street. Whether you’re downsizing or ready to simplify without sacrificing lifestyle, this move-in-ready condo offers comfort, community, and the freedom to enjoy it all.

  17. 2026-02-06
    listed $179,000 Active 1274-char remark
    Show marketing remark (1274 chars)

    Welcome to the popular Quail’s Run, where life is easier, neighbors become friends, and your days are yours to enjoy. This updated second-floor end unit checks all the right boxes for relaxed Florida living, starting with abundant natural light, cooling cross-breezes, and peaceful elevated views you only get from upper-level leaving. Inside, the space feels fresh and comfortable with a nicely updated kitchen, fresh paint, and new flooring throughout. A separate laundry room with extra storage is a bonus that keeps everything neat and out of sight. The European-style primary bathroom adds a modern, spa-like touch, while the guest bedroom and bath make hosting friends or family easy and comfortable. What truly sets this home apart is the Quail’s Run lifestyle. Spend your days by the community pool, gather at the clubhouse, or jump into the full calendar of social activities with no yard work, no exterior maintenance, just lock-and-leave convenience. And when you want to get out, you’re just minutes from Englewood beaches, shopping, dining, and the charm of Dearborn Street. Whether you’re downsizing or ready to simplify without sacrificing lifestyle, this move-in-ready condo offers comfort, community, and the freedom to enjoy it all.

  18. 2022-08-26
    soldstatus $156,000
  19. 2004-05-28
    soldstatus $100,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,636 · $136/mo
Projected year-2 tax
$1,636 · $136/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone AE · 74% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 30 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$30,076
− Mortgage interest
−$9,803
− Property taxes
−$1,636
− Insurance
−$5,994
− Repairs & maintenance
−$2,406
− Management
−$2,406
− HOA
−$7,200
− Depreciation
−$5,091
Taxable loss
−$4,459
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,070
After-tax cash flow
$-1,012/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Sarasota
NCES district ID
1201680
Math proficiency
63% ▼ -8.00%
Reading proficiency
63% ▼ -3.00%
Median HH income
$51,167
Composite
53.68/100
National rank
#1428
State rank
#7 of 73 in FL

Livability — Englewood

Score
73/100
State rank
#321
US rank
#5655

Category grades

Amenities F Commute F Cost of living A Crime A- Employment C- Housing A+ Health & safety A User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Englewood, FL
County
Sarasota County · 448,376 people
City population
35,420
Metro
North Port-Sarasota-Bradenton, FL
Population (ZIP)
19,884
Household income
$76,016
Rent vs Own
12.5% rent · 87.5% own
Severe rent burden
290.0

Population outlook (Sarasota County) Hauer SSP2

Today (2025)
452,380 people
By 2030
474,175 · +4.8%
By 2040
511,577 · +13.1%
By 2050
541,467 · +19.7%
By 2075
604,947 · +33.7%
By 2100
621,965 · +37.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (94%)
Race & ethnicity
White 94% Two or more races 3% Hispanic / Latino 3% Asian 1%
Common ancestry
Romanian 7% Lithuanian 4% Iranian 2%
Foreign-born
9% · Canada
Languages at home
94% English-only · German/W. Germanic 2% Spanish 1% Other Indo-European 1%

Political lean MEDSL · Sarasota

2024 margin
R (+18.2) · D 40.5% · R 58.7%
2008→2024 swing
-18.1pp toward R · 2008: -0.1pp · 2024: -18.2pp
All cycles
2024: R+18.2 2020: R+10.4 2016: R+11.6 2012: R+7.4 2008: R+0.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -146.26%
Current HPI
281.0529
Rent YoY
▲ 9.02%
Metro
North Port-Sarasota-Bradenton, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+75.0% since first listed
4 events — show timeline
  • 2026-03-23 Price Changed $175,000 Stellar MLS as Distributed by MLS Grid
  • 2026-02-06 Listed $179,000 Stellar MLS as Distributed by MLS Grid
  • 2022-08-26 Sold (Public Records) $156,000 Public Records
  • 2004-05-28 Sold (Public Records) $100,000 Public Records

Property tax history

+7.0%/yr

Latest (2025): $1,636 · -27.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…