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D+ Composite 49.1
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.9/30.0
  • ARV discount +7.5/15.0
  • 1% rule +7.4/10.0
  • DSCR +4.2/10.0
  • Schools +4.1/10.0
  • Livability +3.7/5.0
  • Appreciation +3.4/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.4/5.0

$145,000

None · Pompano Beach, FL 33069
1 bd · 1.0 ba · 820 sqft · Condo · 147 Days on market
Built 2006 $404/mo HOA · 22% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Great opportunity to own a 1 Bedroom, 1 bathroom, 2nd floor condo unit with tons of potential. Unit is located within one of the most desirable communities in Pompano Beach known as Windward. Unit features a screened in patio overlooking lake views, it has a spacious floor plan, walk-in closet and plenty of storage. Enjoy the community’s resort style amenities which include; pool, spa, clubhouse, tennis courts, bike-job trails & a fitness center. Unit awaits a new owner to place their own touches! Easy to show, agents show your buyers and make an offer today.

Key facts

  • Shopping centers
  • Gym
  • Pool

Tags

GYMPOOLPLAYGROUNDSHOPPING CENTERSRESTAURANTSMAJOR HIGHWAYS

Property features AI

Finance

  • Financial info: Pets allowed with restrictions or conditions
  • HOA & community: Monthly association fee ($404) that includes amenities; Community clubhouse

Exterior

  • Parking: Assigned parking (one space)
  • Security: Security guard
  • Home design: 3-story building; Entry located on the 2nd floor; Entry level: 2nd floor
  • Construction: Block construction; Year built: Unknown
  • Exterior features: Security guard on site; Property is attached

Interior

  • Kitchen: Dishwasher; Microwave
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Second-floor entry; Other interior features

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath condo listed at $145k.

Deal economics

  • At list price, monthly cash flow is $15 ($179/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $145k).
  • Recommended offer: $128k (12.0% below list) — sets the bar for market timing.
  • Cap rate 6.4% vs local median 3.1% in Pompano Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#284 in FL, #4,541 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, cost of living B+; Watch: schools D+, employment D+, amenities F.
  • Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents soft (-0.3%/yr); 438 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 147 days — a 12% lower offer ($128k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 11y ago; this cycle's ask has dropped $10k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $68k; list at $145k implies a 115% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: HOA is 22% of rent.
Recommended offer $127,600 (12.0% below list)

Questions for the listing agent

  1. It's been on market 147 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.24%
Cap rate
6.42%
Cash-on-cash
0.44%
DSCR
1.02
GRM
6.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-20.2%
Equity multiple
0.32×
Total profit
$-27,543
Equity at exit
$21,620
10-year hold
IRR
-27.1%
Equity multiple
-0.03×
Total profit
$-42,014
Equity at exit
$12,537

Cash invested: $40,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33069

Home prices YoY
-1.1%
Rents YoY
-0.3%
Active inventory
438
Price-to-rent
6.7×

Monthly cashflow live

Estimated rent
$1,799 high interval (Pro) →
Mortgage (P&I)
$760
Tax est. 1.5%
$181 /mo · $2,175/yr
Insurance
$60
HOA
$404
Vacancy / Maint / Mgmt
$378
Net cashflow
$15

Break-even live

Break-even rent $1,780
Max offer price $145,000
Occupancy floor 94%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$36,250
Closing costs
$4,350
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4001 W McNab Rd Pompano Beach, FL 1.0–2.0 1.0–1.5 829 $1,699 $2.05 24d 1 0.11mi
4025 W McNab Rd Pompano Beach, FL 2.0–3.0 1.0–2.0 1127 $1,900 $1.69 5d 3 0.12mi
4201 W McNab Rd #16 Pompano Beach, FL 2.0 2.0 913 $1,830 $2.00 15d 1 0.19mi
4301 W McNab Rd Pompano Beach, FL 3.0 1.0–2.0 815 $1,762 $2.16 17d 2 0.30mi
4281 W McNab Rd Pompano Beach, FL 1.0–2.0 1.0–2.0 831 $1,669 $2.01 24d 2 0.30mi
4281 W McNab Rd #25 Pompano Beach, FL 2.0 2.0 913 $2,100 $2.30 14d 1 0.30mi
4281 W McNab Rd #25 Pompano Beach, FL 2.0 2.0 913 $2,100 $2.30 8d 1 0.30mi
4321 W McNab Rd #16 Pompano Beach, FL 2.0 2.0 913 $1,900 $2.08 8d 1 0.33mi
4361 W McNab Rd #13 Pompano Beach, FL 1.0 1.0 600 $1,650 $2.75 3d 1 0.34mi
4361 W McNab Rd #13 Pompano Beach, FL 1.0 1.0 600 $1,650 $2.75 4d 1 0.34mi
4341 W McNab Rd Pompano Beach, FL 2.0 1.0–2.0 974 $2,000 $2.05 21d 3 0.34mi
4401 W McNab Rd #30 Pompano Beach, FL 1.0 1.0 620 $1,650 $2.66 24d 1 0.38mi
4441 W McNab Rd #32 Pompano Beach, FL 2.0 2.0 980 $1,900 $1.94 4d 1 0.41mi
4481 W McNab Rd #37 Pompano Beach, FL 1.0 1.0 600 $1,650 $2.75 24d 1 0.44mi
4521 W McNab Rd #30 Pompano Beach, FL 1.0 1.0 620 $1,700 $2.74 2d 1 0.46mi
4521 W McNab Rd #30 Pompano Beach, FL 1.0 1.0 620 $1,700 $2.74 22d 1 0.46mi
4541 W McNab Rd Pompano Beach, FL 2.0 2.0 980 $2,075 $2.12 24d 2 0.49mi
4561 W McNab Rd #21 Pompano Beach, FL 2.0 1.0 800 $1,895 $2.37 24d 1 0.51mi
4581 W McNab Rd Pompano Beach, FL 1.0 1.0 535 $1,600 $2.99 3d 3 0.53mi
4581 W McNab Rd Pompano Beach, FL 1.0 1.0 535 $1,595 $2.98 17d 2 0.53mi
4581 W McNab Rd #20 Pompano Beach, FL 1.0 1.0 600 $1,640 $2.73 21d 1 0.53mi
3050 NW 68th St Unit 1101 Fort Lauderdale, FL 1.0 1.0 710 $2,000 $2.82 24d 1 0.55mi
107 Gardens Dr #205 Pompano Beach, FL 1.0 1.0 680 $1,600 $2.35 2d 1 0.61mi
1267 SW 46th Ave #2315 Pompano Beach, FL 1.0 1.0 785 $1,490 $1.90 4d 1 0.62mi
110 Gardens Dr #203 Pompano Beach, FL 2.0 2.0 1090 $2,000 $1.83 24d 1 0.62mi
110 Gardens Dr #103 Pompano Beach, FL 2.0 2.0 1080 $2,200 $2.04 4d 1 0.62mi
109 Gardens Dr #202 Pompano Beach, FL 1.0 1.0 680 $1,800 $2.65 8d 1 0.64mi
109 Gardens Dr #202 Pompano Beach, FL 1.0 1.0 680 $1,800 $2.65 14d 1 0.64mi
1263 SW 46th Ave #2109 Pompano Beach, FL 2.0 1.0 903 $2,000 $2.21 15d 1 0.64mi
1269 SW 46th Ave #2408 Pompano Beach, FL 2.0 2.0 1073 $2,150 $2.00 22d 1 0.65mi
1281 SW 46th Ave Pompano Beach, FL 1.0 1.0 813 $1,650 $2.03 24d 1 0.65mi
1281 SW 46th Ave #2514 Pompano Beach, FL 1.0 1.0 813 $1,650 $2.03 22d 1 0.65mi
1285 SW 46th Ave #2709 Pompano Beach, FL 1.0 1.0 785 $1,600 $2.04 24d 1 0.67mi
1261 SW 46th Ave #2016 Pompano Beach, FL 1.0 1.0 785 $1,600 $2.04 13d 1 0.67mi
115 Gardens Dr #202 Pompano Beach, FL 2.0 2.0 1090 $1,950 $1.79 24d 1 0.69mi
1227 SW 46th Ave #303 Pompano Beach, FL 1.0 1.0 785 $1,550 $1.97 24d 1 0.69mi
4200 Oaks Ter #104 Pompano Beach, FL 2.0 2.0 1112 $2,300 $2.07 24d 1 0.70mi
1000 SW 46th Ave Pompano Beach, FL 1.0–3.0 1.0–2.0 1026 $1,905 $1.86 1d 15 0.74mi
1231 SW 46th Ave #505 Pompano Beach, FL 1.0 1.0 813 $1,700 $2.09 8d 1 0.74mi
407 Gardens Dr #103 Pompano Beach, FL 2.0 2.0 1080 $2,000 $1.85 24d 1 0.75mi

HOA detail condo

Monthly dues
$404 · $4,848/yr
Likely covers
poolgym
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 17 events

  1. 2026-06-18
    days on market $145,000 Active 147 DOM
  2. 2026-06-17
    days on market $145,000 Active 146 DOM
  3. 2026-06-16
    days on market $145,000 Active 145 DOM
  4. 2026-06-15
    days on market $145,000 Active 144 DOM
  5. 2026-06-13
    days on market $145,000 Active 142 DOM
  6. 2026-06-09
    days on market $145,000 Active 138 DOM
  7. 2026-06-07
    days on market $145,000 Active 136 DOM
  8. 2026-06-04
    days on market $145,000 Active 133 DOM
  9. 2026-06-03
    days on market $145,000 Active 132 DOM
  10. 2026-06-02
    days on market $145,000 Active 131 DOM
  11. 2026-06-01
    days on market $145,000 Active 130 DOM
  12. 2026-05-31
    days on market $145,000 Active 129 DOM
  13. 2026-04-24
    price $145,000
  14. 2026-01-22
    listed $155,000 Active
  15. 2015-02-23
    soldstatus $67,500 Closed 580-char remark
    Show marketing remark (580 chars)

    Great opportunity to own a 1 Bedroom, 1 bathroom, 2nd floor condo unit with tons of potential. Unit is located within one of the most desirable communities in Pompano Beach known as Windward. Unit features a screened in patio overlooking lake views, it has a spacious floor plan, walk-in closet and plenty of storage. Enjoy the community’s resort style amenities which include; pool, spa, clubhouse, tennis courts, bike-job trails & a fitness center. Unit awaits a new owner to place their own touches! Easy to show, agents show your buyers and make an offer today.

  16. 2015-01-27
    status Pending 580-char remark
    Show marketing remark (580 chars)

    Great opportunity to own a 1 Bedroom, 1 bathroom, 2nd floor condo unit with tons of potential. Unit is located within one of the most desirable communities in Pompano Beach known as Windward. Unit features a screened in patio overlooking lake views, it has a spacious floor plan, walk-in closet and plenty of storage. Enjoy the community’s resort style amenities which include; pool, spa, clubhouse, tennis courts, bike-job trails & a fitness center. Unit awaits a new owner to place their own touches! Easy to show, agents show your buyers and make an offer today.

  17. 2015-01-02
    listed $72,100 Active 580-char remark
    Show marketing remark (580 chars)

    Great opportunity to own a 1 Bedroom, 1 bathroom, 2nd floor condo unit with tons of potential. Unit is located within one of the most desirable communities in Pompano Beach known as Windward. Unit features a screened in patio overlooking lake views, it has a spacious floor plan, walk-in closet and plenty of storage. Enjoy the community’s resort style amenities which include; pool, spa, clubhouse, tennis courts, bike-job trails & a fitness center. Unit awaits a new owner to place their own touches! Easy to show, agents show your buyers and make an offer today.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,584
− Mortgage interest
−$8,122
− Property taxes
−$2,175
− Insurance
−$725
− Repairs & maintenance
−$1,727
− Management
−$1,727
− HOA
−$4,848
− Depreciation
−$4,218
Taxable loss
−$1,958
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$470
After-tax cash flow
$649/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Broward
NCES district ID
1200180
Math proficiency
42% ▼ -18.00%
Reading proficiency
53% ▼ -5.00%
Median HH income
$52,139
Composite
40.88/100
National rank
#3621
State rank
#46 of 73 in FL

Livability — Pompano Beach

Score
74/100
State rank
#284
US rank
#4541

Category grades

Amenities F Commute A+ Cost of living B+ Crime B Employment D+ Housing A+ Health & safety B+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Pompano Beach, FL
County
Broward County · 1,963,430 people
City population
155,861
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
29,145
Household income
$59,683
Rent vs Own
49.3% rent · 50.7% own
Severe rent burden
1670.0

Population outlook (Broward County) Hauer SSP2

Today (2025)
2,207,033 people
By 2030
2,360,704 · +7.0%
By 2040
2,661,208 · +20.6%
By 2050
2,946,698 · +33.5%
By 2075
3,602,273 · +63.2%
By 2100
3,970,984 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.72)
Race & ethnicity
Black 33% White 32% Hispanic / Latino 26% Two or more races 21% Asian 3%
Hispanic origin (detail)
Mexican 5% Puerto Rican 3% Cuban 3% Dominican 2%
Common ancestry
Hispanic 9% Estonian 2% Romanian 2%
Foreign-born
33% · Canada, Jamaica
Languages at home
61% English-only · Spanish 23% French/Haitian/Cajun 9% Other Indo-European 5%

Political lean MEDSL · Broward

2024 margin
D (+17.0) · D 58.0% · R 41.0%
2008→2024 swing
-17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
All cycles
2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -3.16%
Current HPI
297.1774
Rent YoY
▼ -0.29%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+101.1% since first listed
5 events — show timeline
  • 2026-04-24 Price Changed $145,000 MARMLS
  • 2026-01-22 Listed $155,000 MARMLS
  • 2015-02-23 Sold (MLS) $67,500 Beaches MLS
  • 2015-01-27 Pending Beaches MLS
  • 2015-01-02 Listed $72,100 Beaches MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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