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7539 9th St NW
C- Composite 51.34
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.4/30.0
  • ARV discount +15.0/15.0
  • DSCR +4.7/10.0
  • 1% rule +4.2/10.0
  • Livability +3.7/5.0
  • Schools +3.6/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.2/5.0
  • Appreciation +0.0/10.0

$312,700

7539 9th St NW · Washington, DC 20012
3 bd · 1.5 ba · 1,088 sqft · Townhouse public records · 38 Days on market
Built 1948 2,244 sqft lot Est $545k · 43% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

AUCTION. Affordable end unit townhome offers 3 beds, 1.5 baths and will need your design ideas. The home offers ample room to relax and entertain with living room, kitchen, attached covered porch, and a partially finished basement. The home is in need of repairs to include roof, ceiling, floors and many other cosmetic and functional updates. Property is sold as-is with NO property disclosure or inspection reports. USE CAUTION throughout kitchen, bedrooms, and other areas - ceiling and floor damage reported, water damage reported, and some debris may be in the kitchen area. MOLD may be present.

Key facts

  • Built 1948
  • Listed 38 days

Property features AI

Finance

  • Other: Fee simple ownership

Exterior

  • Utilities: Public water; Public sewer
  • Home design: Interior townhouse/rowhouse
  • Construction: Brick construction; Concrete roof; Other foundation; Built (year source: Assessor)
  • Exterior features: Not in a federal flood zone

Interior

  • Bedrooms: Three bedrooms on the main level
  • Bathrooms: One full bath; One half bath
  • Heating & cooling: Forced air heating; Heating fuel: Other
  • Interior features: Partially finished basement; Basement present

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath townhouse listed at $313k.

Deal economics

  • At list price, monthly cash flow is $122 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $289k (7.6% below list).
  • Recommended offer: $289k (7.6% below list) — sets the bar for 1% rule.
  • Cap rate 6.8% vs local median 2.5% in Washington — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#1 in DC) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, employment A+; Watch: crime F, cost of living F.
  • District Of Columbia Public Schools (urban): math 33% / reading 40% proficiency, ranked #8 of 32 in DC (top 25%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 65% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Takoma Es (417 students, 0% FRL); Ida B. Wells Ms (539 students, 0% FRL); Coolidge Hs (1,015 students, 0% FRL) — zoned schools average 0% FRL vs 65% district-wide (65 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents soft (-1.3%/yr); 83 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 4d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 1,737 units permitted in District of Columbia in 2024 (1,506 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • District of Columbia County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 38 days — a 3% lower offer ($303k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 30y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $118k; list at $313k implies a 165% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1948 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $289,016 (7.6% below list)

Questions for the listing agent

  1. It's been on market 38 days. Have you received any prior offers? Is the seller open to a 8% concession, seller financing, or rate buy-down credit?
  2. Built in 1948 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.92%
Cap rate
6.76%
Cash-on-cash
1.68%
DSCR
1.07
GRM
9.0

CMA / ARV

ARV (on-the-fly)
$545,088
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7527 8th St NW 0.05mi 3/2.5 1,088 (0%) 3mo $485,000 $446 91
7915 Eastern Ave #1208 0.37mi 2/2.0 (-1) 1,080 (-1%) 0mo $360,000 $333 74
7125 Georgia Ave NW #3 0.38mi 2/2.0 (-1) 1,058 (-3%) 1mo $530,000 $501 70
7125 Georgia Ave NW #5 0.38mi 2/2.0 (-1) 1,106 (+2%) 3mo $535,000 $484 70
7125 Georgia Ave NW #4 0.38mi 2/2.0 (-1) 1,058 (-3%) 2mo $515,000 $487 69
7125 Georgia Ave NW #8 0.38mi 2/2.0 (-1) 1,167 (+7%) 1mo $585,000 $501 63
7175 12th St NW #506 0.36mi 2/2.0 (-1) 1,008 (-7%) 2mo $617,400 $613 62
7175 12th St NW #416 0.36mi 2/2.0 (-1) 1,196 (+10%) 1mo $829,900 $694 59
7125 Georgia Ave NW #9 0.38mi 2/2.0 (-1) 1,199 (+10%) 1mo $615,000 $513 58
7175 12th St NW #406 0.36mi 2/2.0 (-1) 946 (-13%) 5mo $619,900 $655 50
7175 12th St NW #516 0.36mi 2/2.0 (-1) 1,249 (+15%) 2mo $809,900 $648 50
8045 Newell St #506 0.51mi 2/2.0 (-1) 1,221 (+12%) 1mo $450,000 $369 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-17.1%
Equity multiple
0.41×
Total profit
$-51,312
Equity at exit
$46,625
10-year hold
IRR
-15.8%
Equity multiple
0.23×
Total profit
$-67,214
Equity at exit
$27,037

Cash invested: $87,556 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (CITY)
0 Strongly Tenant-Friendly
State District of Columbia
12 Strongly Tenant-Friendly · D+43
County
— inherits STATE
City Washington
0 Strongly Tenant-Friendly · D+43
Rent Stabilization Program; TOPA gives tenants right of first refusal.

ZIP-level market 20012

Rents YoY
-1.3%
Active inventory
83
Price-to-rent
9.0×

Monthly cashflow live

Estimated rent
$2,890 high interval (Pro) →
Mortgage (P&I)
$1,640
Tax est. 1.5%
$391 /mo · $4,690/yr
Insurance
$130
HOA
$0
Vacancy / Maint / Mgmt
$607
Net cashflow
$122

Break-even live

Break-even rent $2,735
Max offer price $312,700
Occupancy floor 91%

Sensitivity live

Price -10% $338 -5% $230 +0% $122 +5% $14 +10% $-94
Rent -10% $-106 -5% $8 +0% $122 +5% $236 +10% $351
Rate -1.0pp $280 -0.5pp $202 base $122 +0.5pp $41 +1.0pp $-41

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$78,175
Closing costs
$9,381
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7700 Georgia Ave NW #301 Washington, DC 2.0 2.0 868 $3,800 $4.38 18d 1 0.11mi
7700 Georgia Ave NW #202 Washington, DC 2.0 2.0 950 $2,990 $3.15 3d 1 0.11mi
7730 Eastern Ave NW Washington, DC 2.0 1.0 995 $2,250 $2.26 17d 2 0.12mi
7227 Georgia Ave NW Unit B Washington, DC 2.0 2.5 1400 $3,200 $2.29 5d 1 0.28mi
7135 Georgia Ave NW Washington, DC 2.0 1.0 736 $1,950 $2.65 26d 1 0.36mi
7923 Eastern Ave Silver Spring, MD 2.0 2.0 995 $2,425 $2.44 7d 2 0.37mi
8025 13th St Silver Spring, MD 1.0–2.0 1.0–2.0 880 $2,427 $2.76 3d 10 0.37mi
7150 12th St NW Washington, DC 2.0 1.0–2.0 898 $4,087 $4.55 0d 42 0.39mi
8060 13th St Silver Spring, MD 2.0 1.0–2.0 1036 $2,135 $2.06 1d 27 0.40mi
8021 Georgia Ave Silver Spring, MD 2.0 1.0–2.0 934 $2,757 $2.95 0d 18 0.41mi
1155 Dahlia St NW Washington, DC 3.0–5.0 2.0–4.0 1422 $950 $0.67 3d 17 0.43mi
1100 Dahlia St NW Washington, DC 2.0 2.0 723 $3,530 $4.88 0d 33 0.50mi
1133 East-West Hwy Silver Spring, MD 2.0 1.0–2.0 859 $2,784 $3.24 0d 31 0.52mi
6937 Georgia Ave NW Washington, DC 1.0–2.0 1.0–1.5 918 $2,450 $2.67 26d 1 0.52mi
7051 Spring Pl NW Washington, DC 2.0 1.0–2.0 793 $2,025 $2.55 6d 1 0.53mi
6925 Georgia Ave NW Washington, DC 3.0 2.0 1100 $2,394 $2.18 9d 1 0.55mi
7035 Blair Rd NW Washington, DC 2.0 1.0–2.0 748 $3,408 $4.55 0d 14 0.55mi
1200 East-West Hwy Silver Spring, MD 1.0–2.0 1.0–2.5 887 $2,755 $3.10 0d 18 0.63mi
8000 Eastern Dr Silver Spring, MD 1.0–2.0 1.0 798 $2,470 $3.10 1d 20 0.64mi
1201 E West Hwy Silver Spring, MD 2.0–3.0 2.0 1225 $2,950 $2.41 6d 3 0.65mi
1201 E West Hwy Silver Spring, MD 2.0–3.0 2.0 1300 $2,950 $2.27 1d 2 0.65mi
1201 E West Hwy Silver Spring, MD 1.0–2.0 1.0–2.0 1037 $3,200 $3.09 20d 3 0.65mi
314 Carroll St NW Washington, DC 1.0–2.0 1.0 758 $2,300 $3.03 26d 3 0.67mi
1215 E West Hwy Silver Spring, MD 2.0 1.0 806 $2,407 $2.99 0d 12 0.67mi
6800 Georgia Ave NW Washington, DC 1.0–3.0 1.0–2.0 734 $4,110 $5.60 0d 18 0.68mi
1401 Blair Mill Rd Silver Spring, MD 3.0 1.0–2.5 960 $3,385 $3.52 0d 84 0.68mi
714 Sligo Ave Silver Spring, MD 1.0–2.0 1.0 765 $1,895 $2.48 45d 1 0.68mi
714 Sligo Ave Silver Spring, MD 1.0–2.0 1.0 765 $1,895 $2.48 24d 1 0.68mi
218 Cedar St NW Washington, DC 1.0–2.0 1.0–2.0 735 $3,350 $4.56 24d 7 0.68mi
8200 Dixon Ave Silver Spring, MD 1.0–2.0 1.0–2.0 960 $3,410 $3.55 0d 21 0.70mi
235 Carroll St NW Washington, DC 2.0 1.0–2.0 808 $3,320 $4.11 3d 10 0.71mi
915 Silver Spring Ave Silver Spring, MD 2.0 1.0–2.0 821 $3,152 $3.84 0d 36 0.72mi
1150 Ripley St Silver Spring, MD 2.0 1.0–2.0 858 $2,800 $3.26 0d 24 0.73mi
610 Ritchie Ave Silver Spring, MD 3.0 1.5 1351 $3,000 $2.22 45d 1 0.76mi
1155 Ripley St Silver Spring, MD 2.0 1.0–2.5 859 $2,908 $3.38 1d 26 0.76mi
8250 Georgia Ave Silver Spring, MD 1.0–2.0 1.0–2.0 763 $2,945 $3.86 0d 24 0.78mi
180 High Park Ln Silver Spring, MD 3.0 1.0–2.0 927 $4,383 $4.73 0d 8 0.81mi
816 Easley St Silver Spring, MD 2.0 1.0 727 $2,453 $3.37 0d 38 0.83mi
327 Whittier St NW Unit A Washington, DC 3.0 1.5 1152 $3,900 $3.39 26d 1 0.83mi
929 Bonifant St Silver Spring, MD 1.0–2.0 1.0 827 $1,321 $1.60 45d 1 0.84mi

Listing history 24 events

  1. 2026-06-21
    days on market $312,700 Active 38 DOM
  2. 2026-06-18
    days on market $312,700 Active 35 DOM
  3. 2026-06-17
    days on market $312,700 Active 34 DOM
  4. 2026-06-16
    days on market $312,700 Active 33 DOM
  5. 2026-06-15
    days on market $312,700 Active 32 DOM
  6. 2026-06-13
    days on market $312,700 Active 30 DOM
  7. 2026-06-09
    days on market $312,700 Active 26 DOM
  8. 2026-06-08
    days on market $312,700 Active 25 DOM
  9. 2026-06-07
    days on market $312,700 Active 24 DOM
  10. 2026-06-04
    days on market $312,700 Active 21 DOM
  11. 2026-06-03
    days on market $312,700 Active 20 DOM
  12. 2026-06-02
    days on market $312,700 Active 19 DOM
  13. 2026-06-01
    days on market $312,700 Active 18 DOM
  14. 2026-05-31
    days on market $312,700 Active 17 DOM
  15. 2026-05-14
    listed $312,700 Active
  16. 2019-05-24
    status Pending
  17. 2019-05-23
    historical
  18. 2019-05-05
    listed $285,000 Active
  19. 2019-04-27
    listed $299,000
  20. 2019-04-27
    historical
  21. 1996-07-18
    soldstatus $117,900
  22. 1996-06-30
    soldstatus $117,900
  23. 1996-05-06
    historical
  24. 1996-04-17
    listed $122,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥104°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 16% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$34,682
− Mortgage interest
−$17,516
− Property taxes
−$4,690
− Insurance
−$1,564
− Repairs & maintenance
−$2,775
− Management
−$2,775
− Depreciation
−$9,097
Taxable loss
−$3,734
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$896
After-tax cash flow
$2,363/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
District Of Columbia Public Schools
NCES district ID
1100030
Math proficiency
33% ▲ 3.00%
Reading proficiency
40% ▲ 5.00%
Median HH income
$67,671
Composite
35.84/100
National rank
#9606
State rank
#8 of 32 in DC

Livability — Washington

Score
73/100
State rank
#1
US rank
#5327

Category grades

Amenities A+ Commute A+ Cost of living F Crime F Employment A+ Housing C Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Washington, DC
County
District of Columbia · 671,873 people
City population
671,873
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
Population (ZIP)
17,519
Household income
$121,418
Rent vs Own
34.9% rent · 65.1% own
Severe rent burden
663.0

Population outlook (District of Columbia County) Hauer SSP2

Today (2025)
821,926 people
By 2030
899,517 · +9.4%
By 2040
1,061,162 · +29.1%
By 2050
1,231,493 · +49.8%
By 2075
1,603,312 · +95.1%
By 2100
1,847,141 · +124.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
Black 54% White 22% Hispanic / Latino 17% Two or more races 9% Asian 1%
Hispanic origin (detail)
Mexican 1% Dominican 3%
Common ancestry
Romanian 2% Italian 1% Lithuanian 1%
Foreign-born
15% · Canada, South Korea, Jamaica
Languages at home
78% English-only · Spanish 15% French/Haitian/Cajun 2%

Political lean MEDSL · District of Columbia

2024 margin
Solid D (+86.1) · D 91.2% · R 5.1% · Other 3.8%
2008→2024 swing
+0.1pp no change · 2008: 85.9pp · 2024: 86.1pp
All cycles
2024: D+86.1 2020: D+86.8 2016: D+88.7 2012: D+84.2 2008: D+85.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -498.02%
Current HPI
353.3608
Rent YoY
▼ -1.26%
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
State GDP YoY
▲ 1.33%
F500 in state
6

Industry mix (Fortune 500 HQ in DC)

Industry F500 HQs Revenue

Price history

+154.4% since first listed
10 events — show timeline
  • 2026-05-14 Listed $312,700 BRIGHT MLS
  • 2019-05-24 Pending BRIGHT MLS
  • 2019-05-23 Listing Removed BRIGHT MLS
  • 2019-05-05 Listed $285,000 BRIGHT MLS
  • 2019-04-27 Listing Removed BRIGHT MLS
  • 2019-04-27 Listed $299,000 BRIGHT MLS
  • 1996-07-18 Sold (Public Records) $117,900 Public Records
  • 1996-06-30 Sold (MLS) $117,900 MRIS
  • 1996-05-06 Delisted MRIS
  • 1996-04-17 Listed $122,900 MRIS

Property tax history

+21.8%/yr

Latest (2025): $27,107 · +1.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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