7539 9th St NW · Washington, DC
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $631 – $1,173
Heat risk 7/10 · Major
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 16.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 5 days/yr
- Unhealthy air days in 30 yrs
- 6 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.4/30.0
- ARV discount +15.0/15.0
- DSCR +4.7/10.0
- 1% rule +4.2/10.0
- Livability +3.7/5.0
- Schools +3.6/10.0
- Condition / age +2.5/5.0
- Rent growth +2.2/5.0
- Appreciation +0.0/10.0
$312,700
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
AUCTION. Affordable end unit townhome offers 3 beds, 1.5 baths and will need your design ideas. The home offers ample room to relax and entertain with living room, kitchen, attached covered porch, and a partially finished basement. The home is in need of repairs to include roof, ceiling, floors and many other cosmetic and functional updates. Property is sold as-is with NO property disclosure or inspection reports. USE CAUTION throughout kitchen, bedrooms, and other areas - ceiling and floor damage reported, water damage reported, and some debris may be in the kitchen area. MOLD may be present.
Key facts
- Built 1948
- Listed 38 days
Property features AI
Finance
- Other: Fee simple ownership
Exterior
- Utilities: Public water; Public sewer
- Home design: Interior townhouse/rowhouse
- Construction: Brick construction; Concrete roof; Other foundation; Built (year source: Assessor)
- Exterior features: Not in a federal flood zone
Interior
- Bedrooms: Three bedrooms on the main level
- Bathrooms: One full bath; One half bath
- Heating & cooling: Forced air heating; Heating fuel: Other
- Interior features: Partially finished basement; Basement present
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath townhouse listed at $313k.
Deal economics
- At list price, monthly cash flow is $122 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $289k (7.6% below list).
- Recommended offer: $289k (7.6% below list) — sets the bar for 1% rule.
- Cap rate 6.8% vs local median 2.5% in Washington — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 73/100 on livability (#1 in DC) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, employment A+; Watch: crime F, cost of living F.
- District Of Columbia Public Schools (urban): math 33% / reading 40% proficiency, ranked #8 of 32 in DC (top 25%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 65% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Takoma Es (417 students, 0% FRL); Ida B. Wells Ms (539 students, 0% FRL); Coolidge Hs (1,015 students, 0% FRL) — zoned schools average 0% FRL vs 65% district-wide (65 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: Rents soft (-1.3%/yr); 83 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 4d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 1,737 units permitted in District of Columbia in 2024 (1,506 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- District of Columbia County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 38 days — a 3% lower offer ($303k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 30y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $118k; list at $313k implies a 165% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1948 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 38 days. Have you received any prior offers? Is the seller open to a 8% concession, seller financing, or rate buy-down credit?
- Built in 1948 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.92% ✗
- Cap rate
- 6.76%
- Cash-on-cash
- 1.68%
- DSCR
- 1.07
- GRM
- 9.0
CMA / ARV
- ARV (on-the-fly)
- $545,088
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 7527 8th St NW | 0.05mi | 3/2.5 | 1,088 (0%) | 3mo | $485,000 | $446 | 91 |
| 7915 Eastern Ave #1208 | 0.37mi | 2/2.0 (-1) | 1,080 (-1%) | 0mo | $360,000 | $333 | 74 |
| 7125 Georgia Ave NW #3 | 0.38mi | 2/2.0 (-1) | 1,058 (-3%) | 1mo | $530,000 | $501 | 70 |
| 7125 Georgia Ave NW #5 | 0.38mi | 2/2.0 (-1) | 1,106 (+2%) | 3mo | $535,000 | $484 | 70 |
| 7125 Georgia Ave NW #4 | 0.38mi | 2/2.0 (-1) | 1,058 (-3%) | 2mo | $515,000 | $487 | 69 |
| 7125 Georgia Ave NW #8 | 0.38mi | 2/2.0 (-1) | 1,167 (+7%) | 1mo | $585,000 | $501 | 63 |
| 7175 12th St NW #506 | 0.36mi | 2/2.0 (-1) | 1,008 (-7%) | 2mo | $617,400 | $613 | 62 |
| 7175 12th St NW #416 | 0.36mi | 2/2.0 (-1) | 1,196 (+10%) | 1mo | $829,900 | $694 | 59 |
| 7125 Georgia Ave NW #9 | 0.38mi | 2/2.0 (-1) | 1,199 (+10%) | 1mo | $615,000 | $513 | 58 |
| 7175 12th St NW #406 | 0.36mi | 2/2.0 (-1) | 946 (-13%) | 5mo | $619,900 | $655 | 50 |
| 7175 12th St NW #516 | 0.36mi | 2/2.0 (-1) | 1,249 (+15%) | 2mo | $809,900 | $648 | 50 |
| 8045 Newell St #506 | 0.51mi | 2/2.0 (-1) | 1,221 (+12%) | 1mo | $450,000 | $369 | 48 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -17.1%
- Equity multiple
- 0.41×
- Total profit
- $-51,312
- Equity at exit
- $46,625
- IRR
- -15.8%
- Equity multiple
- 0.23×
- Total profit
- $-67,214
- Equity at exit
- $27,037
Cash invested: $87,556 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 0 Strongly Tenant-Friendly
- State District of Columbia
- 12 Strongly Tenant-Friendly · D+43
- County
- — inherits STATE
- City Washington
- 0 Strongly Tenant-Friendly · D+43
ZIP-level market 20012
- Rents YoY
- -1.3%
- Active inventory
- 83
- Price-to-rent
- 9.0×
Monthly cashflow live
- Estimated rent
- $2,890 high interval (Pro) →
- Mortgage (P&I)
- −$1,640
- Tax est. 1.5%
- −$391 /mo · $4,690/yr
- Insurance
- −$130
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$607
- Net cashflow
- $122
Break-even live
Sensitivity live
| Price | -10% $338 | -5% $230 | +0% $122 | +5% $14 | +10% $-94 |
|---|---|---|---|---|---|
| Rent | -10% $-106 | -5% $8 | +0% $122 | +5% $236 | +10% $351 |
| Rate | -1.0pp $280 | -0.5pp $202 | base $122 | +0.5pp $41 | +1.0pp $-41 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $78,175
- Closing costs
- $9,381
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 7700 Georgia Ave NW #301 Washington, DC | 2.0 | 2.0 | 868 | $3,800 | $4.38 | 18d | 1 | 0.11mi |
| 7700 Georgia Ave NW #202 Washington, DC | 2.0 | 2.0 | 950 | $2,990 | $3.15 | 3d | 1 | 0.11mi |
| 7730 Eastern Ave NW Washington, DC | 2.0 | 1.0 | 995 | $2,250 | $2.26 | 17d | 2 | 0.12mi |
| 7227 Georgia Ave NW Unit B Washington, DC | 2.0 | 2.5 | 1400 | $3,200 | $2.29 | 5d | 1 | 0.28mi |
| 7135 Georgia Ave NW Washington, DC | 2.0 | 1.0 | 736 | $1,950 | $2.65 | 26d | 1 | 0.36mi |
| 7923 Eastern Ave Silver Spring, MD | 2.0 | 2.0 | 995 | $2,425 | $2.44 | 7d | 2 | 0.37mi |
| 8025 13th St Silver Spring, MD | 1.0–2.0 | 1.0–2.0 | 880 | $2,427 | $2.76 | 3d | 10 | 0.37mi |
| 7150 12th St NW Washington, DC | 2.0 | 1.0–2.0 | 898 | $4,087 | $4.55 | 0d | 42 | 0.39mi |
| 8060 13th St Silver Spring, MD | 2.0 | 1.0–2.0 | 1036 | $2,135 | $2.06 | 1d | 27 | 0.40mi |
| 8021 Georgia Ave Silver Spring, MD | 2.0 | 1.0–2.0 | 934 | $2,757 | $2.95 | 0d | 18 | 0.41mi |
| 1155 Dahlia St NW Washington, DC | 3.0–5.0 | 2.0–4.0 | 1422 | $950 | $0.67 | 3d | 17 | 0.43mi |
| 1100 Dahlia St NW Washington, DC | 2.0 | 2.0 | 723 | $3,530 | $4.88 | 0d | 33 | 0.50mi |
| 1133 East-West Hwy Silver Spring, MD | 2.0 | 1.0–2.0 | 859 | $2,784 | $3.24 | 0d | 31 | 0.52mi |
| 6937 Georgia Ave NW Washington, DC | 1.0–2.0 | 1.0–1.5 | 918 | $2,450 | $2.67 | 26d | 1 | 0.52mi |
| 7051 Spring Pl NW Washington, DC | 2.0 | 1.0–2.0 | 793 | $2,025 | $2.55 | 6d | 1 | 0.53mi |
| 6925 Georgia Ave NW Washington, DC | 3.0 | 2.0 | 1100 | $2,394 | $2.18 | 9d | 1 | 0.55mi |
| 7035 Blair Rd NW Washington, DC | 2.0 | 1.0–2.0 | 748 | $3,408 | $4.55 | 0d | 14 | 0.55mi |
| 1200 East-West Hwy Silver Spring, MD | 1.0–2.0 | 1.0–2.5 | 887 | $2,755 | $3.10 | 0d | 18 | 0.63mi |
| 8000 Eastern Dr Silver Spring, MD | 1.0–2.0 | 1.0 | 798 | $2,470 | $3.10 | 1d | 20 | 0.64mi |
| 1201 E West Hwy Silver Spring, MD | 2.0–3.0 | 2.0 | 1225 | $2,950 | $2.41 | 6d | 3 | 0.65mi |
| 1201 E West Hwy Silver Spring, MD | 2.0–3.0 | 2.0 | 1300 | $2,950 | $2.27 | 1d | 2 | 0.65mi |
| 1201 E West Hwy Silver Spring, MD | 1.0–2.0 | 1.0–2.0 | 1037 | $3,200 | $3.09 | 20d | 3 | 0.65mi |
| 314 Carroll St NW Washington, DC | 1.0–2.0 | 1.0 | 758 | $2,300 | $3.03 | 26d | 3 | 0.67mi |
| 1215 E West Hwy Silver Spring, MD | 2.0 | 1.0 | 806 | $2,407 | $2.99 | 0d | 12 | 0.67mi |
| 6800 Georgia Ave NW Washington, DC | 1.0–3.0 | 1.0–2.0 | 734 | $4,110 | $5.60 | 0d | 18 | 0.68mi |
| 1401 Blair Mill Rd Silver Spring, MD | 3.0 | 1.0–2.5 | 960 | $3,385 | $3.52 | 0d | 84 | 0.68mi |
| 714 Sligo Ave Silver Spring, MD | 1.0–2.0 | 1.0 | 765 | $1,895 | $2.48 | 45d | 1 | 0.68mi |
| 714 Sligo Ave Silver Spring, MD | 1.0–2.0 | 1.0 | 765 | $1,895 | $2.48 | 24d | 1 | 0.68mi |
| 218 Cedar St NW Washington, DC | 1.0–2.0 | 1.0–2.0 | 735 | $3,350 | $4.56 | 24d | 7 | 0.68mi |
| 8200 Dixon Ave Silver Spring, MD | 1.0–2.0 | 1.0–2.0 | 960 | $3,410 | $3.55 | 0d | 21 | 0.70mi |
| 235 Carroll St NW Washington, DC | 2.0 | 1.0–2.0 | 808 | $3,320 | $4.11 | 3d | 10 | 0.71mi |
| 915 Silver Spring Ave Silver Spring, MD | 2.0 | 1.0–2.0 | 821 | $3,152 | $3.84 | 0d | 36 | 0.72mi |
| 1150 Ripley St Silver Spring, MD | 2.0 | 1.0–2.0 | 858 | $2,800 | $3.26 | 0d | 24 | 0.73mi |
| 610 Ritchie Ave Silver Spring, MD | 3.0 | 1.5 | 1351 | $3,000 | $2.22 | 45d | 1 | 0.76mi |
| 1155 Ripley St Silver Spring, MD | 2.0 | 1.0–2.5 | 859 | $2,908 | $3.38 | 1d | 26 | 0.76mi |
| 8250 Georgia Ave Silver Spring, MD | 1.0–2.0 | 1.0–2.0 | 763 | $2,945 | $3.86 | 0d | 24 | 0.78mi |
| 180 High Park Ln Silver Spring, MD | 3.0 | 1.0–2.0 | 927 | $4,383 | $4.73 | 0d | 8 | 0.81mi |
| 816 Easley St Silver Spring, MD | 2.0 | 1.0 | 727 | $2,453 | $3.37 | 0d | 38 | 0.83mi |
| 327 Whittier St NW Unit A Washington, DC | 3.0 | 1.5 | 1152 | $3,900 | $3.39 | 26d | 1 | 0.83mi |
| 929 Bonifant St Silver Spring, MD | 1.0–2.0 | 1.0 | 827 | $1,321 | $1.60 | 45d | 1 | 0.84mi |
Listing history 24 events
-
2026-06-21days on market $312,700 Active 38 DOM
-
2026-06-18days on market $312,700 Active 35 DOM
-
2026-06-17days on market $312,700 Active 34 DOM
-
2026-06-16days on market $312,700 Active 33 DOM
-
2026-06-15days on market $312,700 Active 32 DOM
-
2026-06-13days on market $312,700 Active 30 DOM
-
2026-06-09days on market $312,700 Active 26 DOM
-
2026-06-08days on market $312,700 Active 25 DOM
-
2026-06-07days on market $312,700 Active 24 DOM
-
2026-06-04days on market $312,700 Active 21 DOM
-
2026-06-03days on market $312,700 Active 20 DOM
-
2026-06-02days on market $312,700 Active 19 DOM
-
2026-06-01days on market $312,700 Active 18 DOM
-
2026-05-31days on market $312,700 Active 17 DOM
-
2026-05-14$312,700 Active
-
2019-05-24status Pending
-
2019-05-23historical
-
2019-05-05$285,000 Active
-
2019-04-27$299,000
-
2019-04-27historical
-
1996-07-18soldstatus $117,900
-
1996-06-30soldstatus $117,900
-
1996-05-06historical
-
1996-04-17$122,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥104°F today · 15 d/yr by 30 yrs out
- Wind 4/10 Moderate 16% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $34,682
- − Mortgage interest
- −$17,516
- − Property taxes
- −$4,690
- − Insurance
- −$1,564
- − Repairs & maintenance
- −$2,775
- − Management
- −$2,775
- − Depreciation
- −$9,097
- Taxable loss
- −$3,734
- Est. tax savings @ 24.0%
- +$896
- After-tax cash flow
- $2,363/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- District Of Columbia Public Schools
- NCES district ID
- 1100030
- Math proficiency
- 33% ▲ 3.00%
- Reading proficiency
- 40% ▲ 5.00%
- Median HH income
- $67,671
- Composite
- 35.84/100
- National rank
- #9606
- State rank
- #8 of 32 in DC
Livability — Washington
- Score
- 73/100
- State rank
- #1
- US rank
- #5327
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Washington, DC
- County
- District of Columbia · 671,873 people
- City population
- 671,873
- Metro
- Washington-Arlington-Alexandria, DC-VA-MD-WV
- Population (ZIP)
- 17,519
- Household income
- $121,418
- Rent vs Own
- Severe rent burden
- 663.0
Population outlook (District of Columbia County) Hauer SSP2
- Today (2025)
- 821,926 people
- By 2030
- 899,517 · +9.4%
- By 2040
- 1,061,162 · +29.1%
- By 2050
- 1,231,493 · +49.8%
- By 2075
- 1,603,312 · +95.1%
- By 2100
- 1,847,141 · +124.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.63)
- Race & ethnicity
- Black 54% White 22% Hispanic / Latino 17% Two or more races 9% Asian 1%
- Hispanic origin (detail)
- Mexican 1% Dominican 3%
- Common ancestry
- Romanian 2% Italian 1% Lithuanian 1%
- Foreign-born
- 15% · Canada, South Korea, Jamaica
- Languages at home
- 78% English-only · Spanish 15% French/Haitian/Cajun 2%
Political lean MEDSL · District of Columbia
- 2024 margin
- Solid D (+86.1) · D 91.2% · R 5.1% · Other 3.8%
- 2008→2024 swing
- +0.1pp no change · 2008: 85.9pp · 2024: 86.1pp
- All cycles
- 2024: D+86.1 2020: D+86.8 2016: D+88.7 2012: D+84.2 2008: D+85.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -498.02%
- Current HPI
- 353.3608
- Rent YoY
- ▼ -1.26%
- Metro
- Washington-Arlington-Alexandria, DC-VA-MD-WV
- State GDP YoY
- ▲ 1.33%
- F500 in state
- 6
Industry mix (Fortune 500 HQ in DC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 1 | $153B |
|
||
| Life Sciences / Industrials | 1 | $25B |
|
||
| Industrial Machinery | 1 | $8B |
|
||
Price history
+154.4% since first listed10 events — show timeline
- 2026-05-14 Listed $312,700 BRIGHT MLS
- 2019-05-24 Pending — BRIGHT MLS
- 2019-05-23 Listing Removed — BRIGHT MLS
- 2019-05-05 Listed $285,000 BRIGHT MLS
- 2019-04-27 Listing Removed — BRIGHT MLS
- 2019-04-27 Listed $299,000 BRIGHT MLS
- 1996-07-18 Sold (Public Records) $117,900 Public Records
- 1996-06-30 Sold (MLS) $117,900 MRIS
- 1996-05-06 Delisted — MRIS
- 1996-04-17 Listed $122,900 MRIS
Property tax history
+21.8%/yrLatest (2025): $27,107 · +1.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…