625 NE 130th St · North Miami, FL 33161

$495,000

2 bd · 1.0 ba · 1,477 sqft · SingleFamily public records · 158 Days on market

Built 1947 Est $499k · at est.

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +22.3/30.0
• ARV discount +7.9/15.0
• DSCR +7.1/10.0
• 1% rule +4.6/10.0
• Schools +4.2/10.0
• Livability +4.2/5.0
• Condition / age +2.5/5.0
• Rent growth +2.3/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

The Ultimate Flex-Living Retreat: Luxury, Income, and Peace of Mind in North Miami The Lifestyle: Centrally Located, Stress-Free Living Welcome to the heartbeat of North Miami. Living at 625 NE 130th Street means you are perfectly positioned in a ''15-minute city'' radius. Whether you are heading to morning services at nearby houses of worship, hitting the luxury shops at Aventura Mall, or taking a short 10-minute drive to the turquoise waters of Haulover Beach, everything is within reach. North Miami is currently one of Miami-Dade's most sought-after pockets for those who want the energy of the city without the high-rise congestion. The Home: A Masterclass in Versatility This 2-bedroom, 2.5-bathroom main residence has been thoughtfully upgraded for the modern homeowner. The kitchen is a chef's dream, anchored by a Samsung stainless steel appliance suite (including a side-by-side refrigerator and electric stove) and a deep double sink with a high-pour brushed faucet. The true "X-factor" of this property is the expansive back room/In-Law Suite. Featuring its own full kitchen, this space can easily be closed off to serve as a private studio apartment. It is the perfect solution for: Income Generation: Use it as a long-term rental or Airbnb. Multi-Generational Living: A private, full-service space for parents or adult children. The Ultimate Home Office: A quiet, separate wing for the modern professional. Fortified for the Future Rest easy knowing this home is built to last. It features a brand-new roof (completed in 2025) with a staggering 20-year warranty remaining a massive insurance and maintenance saver. Every window was replaced in 2022 with full hurricane impact glass, providing both security and energy efficiency. Modern Comfort & Outdoor Space Inside, you'll find Douglas split-unit ACs in every room, allowing for personalized climate control and maximum efficiency. Outside, the large backyard is a blank canvas for your tropical oasis, complete with a storage shed for all your gear. Parking is never an issue here; the property boasts four dedicated off-street spots plus ample street-side parking for guests. Property Quick-Facts: Layout: 2 BR / 2.5 BA + Separate Studio/In-Law Suite with Full Kitchen. Protection: Brand New Roof (20-year warranty) + Full Impact Windows (2022). Kitchen: Samsung Stainless Steel Suite & Brushed High-Pour Faucet. Climate: Individual Douglas AC units for room-by-room control. Parking: 4-car driveway plus easy street parking. Location: North Miami (33161) Near MOCA, Oleta River State Park, and prime shopping.

Key facts

• 3 garage spots
• Built 1947
• Listed 158 days

Property features AI

Finance

• Financial info: Pets allowed (dogs OK)
• HOA & community: Sidewalks

Exterior

• Parking: 3-car garage with garage door opener
• Utilities: Public water; Public sewer
• Home design: Single-story; Faces northeast; Resale property
• Construction: Block construction; Flat and tile roof
• Exterior features: Deck; City street frontage; Less than quarter-acre lot

Interior

• Kitchen: Electric range; Microwave; Dishwasher; Refrigerator
• Bedrooms: Bedroom on main level
• Flooring: Tile
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating; Central air conditioning
• Interior features: First-floor entry; Bedroom on main level; Family room
• Laundry & utility: Washer; Dryer

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $495k.

Deal economics

• At list price, monthly cash flow is $814 ($10k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $475k (4.0% below list).
• Recommended offer: $436k (12.0% below list) — sets the bar for market timing.
• Cap rate 8.3% vs local median 4.1% in North Miami — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#51 in FL, #914 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, health & safety A+; Watch: employment D.
• Miami-Dade (suburban): math 45% / reading 54% proficiency, ranked #40 of 73 in FL (top 55%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Archcreek Elementary School (math 26% / reading 33%, grade F, #1,896 of 2,144 statewide, top 90%, 442 students, 79% FRL); North Miami Middle School (math 25% / reading 31%, grade F, #486 of 571 statewide, top 86%, 807 students, 71% FRL); North Miami Beach Senior High (math 13% / reading 24%, grade F, #568 of 667 statewide, top 85%, 1,149 students, 66% FRL).
• Zoned-school proficiency averages 25% at this address vs 50% district-wide (-24 pts) — the specific schools serving this property underperform the Miami-Dade average; the district grade overstates school quality for this exact location.
• Market conditions: Rents soft (-0.7%/yr); 340 active listings in the ZIP; 10,051 units permitted in Miami-Dade County in 2024 (7,758 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $15k of value loss. Plan a longer hold.
• Miami-Dade County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 158 days — a 12% lower offer ($436k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $65k; list at $495k implies a 662% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1947 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $435,600 (12.0% below list)

Questions for the listing agent

1. It's been on market 158 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1947 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.96% ✗
• Cap rate: 8.27%
• Cash-on-cash: 7.05%
• DSCR: 1.31
• GRM: 8.7

CMA / ARV

• ARV (on-the-fly): $499,226
• Comps found: 7

Show comp detail 7 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
500 NE 132nd Ter	0.21mi	3/2.0 (+1)	1,504 (+2%)	15mo	$519,000	$345	66
1105 NE 133rd St	0.62mi	3/2.0 (+1)	1,492 (+1%)	10mo	$703,000	$471	52
12860 NE 10th Ave	0.44mi	2/1.0	1,300 (-12%)	9mo	$350,000	$269	52
95 NE 128th St	0.74mi	3/2.0 (+1)	1,524 (+3%)	7mo	$515,000	$338	45
75 NE 128th Ter	0.74mi	3/2.0 (+1)	1,615 (+9%)	4mo	$520,000	$322	37
755 NE 140th St	0.65mi	3/2.0 (+1)	1,688 (+14%)	7mo	$360,500	$214	31
739 NE 121st St	0.58mi	3/2.0 (+1)	1,656 (+12%)	24mo	$840,000	$507	24

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -8.6%
• Equity multiple: 0.69×
• Total profit: $-42,523
• Equity at exit: $73,806

10-year hold

• IRR: -3.1%
• Equity multiple: 0.82×
• Total profit: $-24,998
• Equity at exit: $42,799

Cash invested: $138,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33161

• Rents YoY: -0.7%
• Active inventory: 340
• Price-to-rent: 8.7×

Monthly cashflow live

• Estimated rent: $4,751 medium
• Mortgage (P&I): −$2,596
• Tax from tax record: −$137 /mo · $1,647/yr
• Insurance: −$206
• HOA: −$0
• Vacancy / Maint / Mgmt: −$998
• Net cashflow: $814

Break-even live

Break-even rent $3,721

Max offer price $495,000

Occupancy floor 78%

Sensitivity live

Price	-10% $1,094	-5% $954	+0% $814	+5% $674	+10% $534
Rent	-10% $439	-5% $626	+0% $814	+5% $1,002	+10% $1,189
Rate	-1.0pp $1,063	-0.5pp $940	base $814	+0.5pp $686	+1.0pp $555

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $123,750
• Closing costs: $14,850
• Reserves months: —
• Total cash needed: —

Listing history 30 events

1. 2026-06-21
   days on market $495,000 Active 158 DOM
2. 2026-06-18
   days on market $495,000 Active 155 DOM
3. 2026-06-17
   days on market $495,000 Active 154 DOM
4. 2026-06-16
   days on market $495,000 Active 153 DOM
5. 2026-06-15
   days on market $495,000 Active 152 DOM
6. 2026-06-13
   days on market $495,000 Active 150 DOM
7. 2026-06-09
   days on market $495,000 Active 146 DOM
8. 2026-06-08
   days on market $495,000 Active 145 DOM
9. 2026-06-07
   days on market $495,000 Active 144 DOM
10. 2026-06-04
    days on market $495,000 Active 141 DOM
11. 2026-06-03
    days on market $495,000 Active 140 DOM
12. 2026-06-02
    days on market $495,000 Active 139 DOM
13. 2026-06-01
    days on market $495,000 Active 138 DOM
14. 2026-05-31
    days on market $495,000 Active 137 DOM
15. 2026-02-16
    status Active 2601-char remark

    Show marketing remark (2601 chars)

    The Ultimate Flex-Living Retreat: Luxury, Income, and Peace of Mind in North Miami The Lifestyle: Centrally Located, Stress-Free Living Welcome to the heartbeat of North Miami. Living at 625 NE 130th Street means you are perfectly positioned in a ''15-minute city'' radius. Whether you are heading to morning services at nearby houses of worship, hitting the luxury shops at Aventura Mall, or taking a short 10-minute drive to the turquoise waters of Haulover Beach, everything is within reach. North Miami is currently one of Miami-Dade's most sought-after pockets for those who want the energy of the city without the high-rise congestion. The Home: A Masterclass in Versatility This 2-bedroom, 2.5-bathroom main residence has been thoughtfully upgraded for the modern homeowner. The kitchen is a chef's dream, anchored by a Samsung stainless steel appliance suite (including a side-by-side refrigerator and electric stove) and a deep double sink with a high-pour brushed faucet. The true "X-factor" of this property is the expansive back room/In-Law Suite. Featuring its own full kitchen, this space can easily be closed off to serve as a private studio apartment. It is the perfect solution for: Income Generation: Use it as a long-term rental or Airbnb. Multi-Generational Living: A private, full-service space for parents or adult children. The Ultimate Home Office: A quiet, separate wing for the modern professional. Fortified for the Future Rest easy knowing this home is built to last. It features a brand-new roof (completed in 2025) with a staggering 20-year warranty remaining a massive insurance and maintenance saver. Every window was replaced in 2022 with full hurricane impact glass, providing both security and energy efficiency. Modern Comfort & Outdoor Space Inside, you'll find Douglas split-unit ACs in every room, allowing for personalized climate control and maximum efficiency. Outside, the large backyard is a blank canvas for your tropical oasis, complete with a storage shed for all your gear. Parking is never an issue here; the property boasts four dedicated off-street spots plus ample street-side parking for guests. Property Quick-Facts: Layout: 2 BR / 2.5 BA + Separate Studio/In-Law Suite with Full Kitchen. Protection: Brand New Roof (20-year warranty) + Full Impact Windows (2022). Kitchen: Samsung Stainless Steel Suite & Brushed High-Pour Faucet. Climate: Individual Douglas AC units for room-by-room control. Parking: 4-car driveway plus easy street parking. Location: North Miami (33161) Near MOCA, Oleta River State Park, and prime shopping.

16. 2026-02-16
    status Active

    Show marketing remark (2601 chars)

    The Ultimate Flex-Living Retreat: Luxury, Income, and Peace of Mind in North Miami The Lifestyle: Centrally Located, Stress-Free Living Welcome to the heartbeat of North Miami. Living at 625 NE 130th Street means you are perfectly positioned in a ''15-minute city'' radius. Whether you are heading to morning services at nearby houses of worship, hitting the luxury shops at Aventura Mall, or taking a short 10-minute drive to the turquoise waters of Haulover Beach, everything is within reach. North Miami is currently one of Miami-Dade's most sought-after pockets for those who want the energy of the city without the high-rise congestion. The Home: A Masterclass in Versatility This 2-bedroom, 2.5-bathroom main residence has been thoughtfully upgraded for the modern homeowner. The kitchen is a chef's dream, anchored by a Samsung stainless steel appliance suite (including a side-by-side refrigerator and electric stove) and a deep double sink with a high-pour brushed faucet. The true "X-factor" of this property is the expansive back room/In-Law Suite. Featuring its own full kitchen, this space can easily be closed off to serve as a private studio apartment. It is the perfect solution for: Income Generation: Use it as a long-term rental or Airbnb. Multi-Generational Living: A private, full-service space for parents or adult children. The Ultimate Home Office: A quiet, separate wing for the modern professional. Fortified for the Future Rest easy knowing this home is built to last. It features a brand-new roof (completed in 2025) with a staggering 20-year warranty remaining a massive insurance and maintenance saver. Every window was replaced in 2022 with full hurricane impact glass, providing both security and energy efficiency. Modern Comfort & Outdoor Space Inside, you'll find Douglas split-unit ACs in every room, allowing for personalized climate control and maximum efficiency. Outside, the large backyard is a blank canvas for your tropical oasis, complete with a storage shed for all your gear. Parking is never an issue here; the property boasts four dedicated off-street spots plus ample street-side parking for guests. Property Quick-Facts: Layout: 2 BR / 2.5 BA + Separate Studio/In-Law Suite with Full Kitchen. Protection: Brand New Roof (20-year warranty) + Full Impact Windows (2022). Kitchen: Samsung Stainless Steel Suite & Brushed High-Pour Faucet. Climate: Individual Douglas AC units for room-by-room control. Parking: 4-car driveway plus easy street parking. Location: North Miami (33161) Near MOCA, Oleta River State Park, and prime shopping.

17. 2026-02-11
    historical Active Under Contract 2601-char remark

    Show marketing remark (2601 chars)

    The Ultimate Flex-Living Retreat: Luxury, Income, and Peace of Mind in North Miami The Lifestyle: Centrally Located, Stress-Free Living Welcome to the heartbeat of North Miami. Living at 625 NE 130th Street means you are perfectly positioned in a ''15-minute city'' radius. Whether you are heading to morning services at nearby houses of worship, hitting the luxury shops at Aventura Mall, or taking a short 10-minute drive to the turquoise waters of Haulover Beach, everything is within reach. North Miami is currently one of Miami-Dade's most sought-after pockets for those who want the energy of the city without the high-rise congestion. The Home: A Masterclass in Versatility This 2-bedroom, 2.5-bathroom main residence has been thoughtfully upgraded for the modern homeowner. The kitchen is a chef's dream, anchored by a Samsung stainless steel appliance suite (including a side-by-side refrigerator and electric stove) and a deep double sink with a high-pour brushed faucet. The true "X-factor" of this property is the expansive back room/In-Law Suite. Featuring its own full kitchen, this space can easily be closed off to serve as a private studio apartment. It is the perfect solution for: Income Generation: Use it as a long-term rental or Airbnb. Multi-Generational Living: A private, full-service space for parents or adult children. The Ultimate Home Office: A quiet, separate wing for the modern professional. Fortified for the Future Rest easy knowing this home is built to last. It features a brand-new roof (completed in 2025) with a staggering 20-year warranty remaining a massive insurance and maintenance saver. Every window was replaced in 2022 with full hurricane impact glass, providing both security and energy efficiency. Modern Comfort & Outdoor Space Inside, you'll find Douglas split-unit ACs in every room, allowing for personalized climate control and maximum efficiency. Outside, the large backyard is a blank canvas for your tropical oasis, complete with a storage shed for all your gear. Parking is never an issue here; the property boasts four dedicated off-street spots plus ample street-side parking for guests. Property Quick-Facts: Layout: 2 BR / 2.5 BA + Separate Studio/In-Law Suite with Full Kitchen. Protection: Brand New Roof (20-year warranty) + Full Impact Windows (2022). Kitchen: Samsung Stainless Steel Suite & Brushed High-Pour Faucet. Climate: Individual Douglas AC units for room-by-room control. Parking: 4-car driveway plus easy street parking. Location: North Miami (33161) Near MOCA, Oleta River State Park, and prime shopping.

18. 2026-01-24
    historical Active Under Contract
19. 2026-01-14
    listed $495,000 Active 2601-char remark

    Show marketing remark (2601 chars)

    The Ultimate Flex-Living Retreat: Luxury, Income, and Peace of Mind in North Miami The Lifestyle: Centrally Located, Stress-Free Living Welcome to the heartbeat of North Miami. Living at 625 NE 130th Street means you are perfectly positioned in a ''15-minute city'' radius. Whether you are heading to morning services at nearby houses of worship, hitting the luxury shops at Aventura Mall, or taking a short 10-minute drive to the turquoise waters of Haulover Beach, everything is within reach. North Miami is currently one of Miami-Dade's most sought-after pockets for those who want the energy of the city without the high-rise congestion. The Home: A Masterclass in Versatility This 2-bedroom, 2.5-bathroom main residence has been thoughtfully upgraded for the modern homeowner. The kitchen is a chef's dream, anchored by a Samsung stainless steel appliance suite (including a side-by-side refrigerator and electric stove) and a deep double sink with a high-pour brushed faucet. The true "X-factor" of this property is the expansive back room/In-Law Suite. Featuring its own full kitchen, this space can easily be closed off to serve as a private studio apartment. It is the perfect solution for: Income Generation: Use it as a long-term rental or Airbnb. Multi-Generational Living: A private, full-service space for parents or adult children. The Ultimate Home Office: A quiet, separate wing for the modern professional. Fortified for the Future Rest easy knowing this home is built to last. It features a brand-new roof (completed in 2025) with a staggering 20-year warranty remaining a massive insurance and maintenance saver. Every window was replaced in 2022 with full hurricane impact glass, providing both security and energy efficiency. Modern Comfort & Outdoor Space Inside, you'll find Douglas split-unit ACs in every room, allowing for personalized climate control and maximum efficiency. Outside, the large backyard is a blank canvas for your tropical oasis, complete with a storage shed for all your gear. Parking is never an issue here; the property boasts four dedicated off-street spots plus ample street-side parking for guests. Property Quick-Facts: Layout: 2 BR / 2.5 BA + Separate Studio/In-Law Suite with Full Kitchen. Protection: Brand New Roof (20-year warranty) + Full Impact Windows (2022). Kitchen: Samsung Stainless Steel Suite & Brushed High-Pour Faucet. Climate: Individual Douglas AC units for room-by-room control. Parking: 4-car driveway plus easy street parking. Location: North Miami (33161) Near MOCA, Oleta River State Park, and prime shopping.

20. 2026-01-14
    listed $495,000 Active

    Show marketing remark (2601 chars)

    The Ultimate Flex-Living Retreat: Luxury, Income, and Peace of Mind in North Miami The Lifestyle: Centrally Located, Stress-Free Living Welcome to the heartbeat of North Miami. Living at 625 NE 130th Street means you are perfectly positioned in a ''15-minute city'' radius. Whether you are heading to morning services at nearby houses of worship, hitting the luxury shops at Aventura Mall, or taking a short 10-minute drive to the turquoise waters of Haulover Beach, everything is within reach. North Miami is currently one of Miami-Dade's most sought-after pockets for those who want the energy of the city without the high-rise congestion. The Home: A Masterclass in Versatility This 2-bedroom, 2.5-bathroom main residence has been thoughtfully upgraded for the modern homeowner. The kitchen is a chef's dream, anchored by a Samsung stainless steel appliance suite (including a side-by-side refrigerator and electric stove) and a deep double sink with a high-pour brushed faucet. The true "X-factor" of this property is the expansive back room/In-Law Suite. Featuring its own full kitchen, this space can easily be closed off to serve as a private studio apartment. It is the perfect solution for: Income Generation: Use it as a long-term rental or Airbnb. Multi-Generational Living: A private, full-service space for parents or adult children. The Ultimate Home Office: A quiet, separate wing for the modern professional. Fortified for the Future Rest easy knowing this home is built to last. It features a brand-new roof (completed in 2025) with a staggering 20-year warranty remaining a massive insurance and maintenance saver. Every window was replaced in 2022 with full hurricane impact glass, providing both security and energy efficiency. Modern Comfort & Outdoor Space Inside, you'll find Douglas split-unit ACs in every room, allowing for personalized climate control and maximum efficiency. Outside, the large backyard is a blank canvas for your tropical oasis, complete with a storage shed for all your gear. Parking is never an issue here; the property boasts four dedicated off-street spots plus ample street-side parking for guests. Property Quick-Facts: Layout: 2 BR / 2.5 BA + Separate Studio/In-Law Suite with Full Kitchen. Protection: Brand New Roof (20-year warranty) + Full Impact Windows (2022). Kitchen: Samsung Stainless Steel Suite & Brushed High-Pour Faucet. Climate: Individual Douglas AC units for room-by-room control. Parking: 4-car driveway plus easy street parking. Location: North Miami (33161) Near MOCA, Oleta River State Park, and prime shopping.

21. 2025-11-26
    historical
22. 2025-10-14
    listed $470,000 Active
23. 2025-10-13
    historical
24. 2025-09-10
    price $470,000
25. 2025-08-08
    price $490,000
26. 2025-06-16
    price $500,000
27. 2025-05-16
    listed $575,000 Active
28. 1999-04-03
    soldstatus $65,000
29. 1999-04-03
    soldstatus $65,000
30. 1979-01-01
    soldstatus $29,300

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,647 · $137/mo
• Projected year-2 tax: $4,108 · $342/mo
• Expected delta: +$2,462/yr (+$205/mo · 149.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 5/10 Major FEMA zone X (shaded) · 23% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥104°F today · 27 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $57,010
• − Mortgage interest: −$27,728
• − Property taxes: −$1,647
• − Insurance: −$2,475
• − Repairs & maintenance: −$4,561
• − Management: −$4,561
• − Depreciation: −$14,400
• Taxable income: $1,639
• Est. tax owed @ 24.0%: −$393
• After-tax cash flow: $9,373/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Miami-Dade
• NCES district ID: 1200390
• Math proficiency: 45% ▼ -16.00%
• Reading proficiency: 54% ▼ -5.00%
• Median HH income: $43,928
• Composite: 41.76/100
• National rank: #3397
• State rank: #40 of 73 in FL

Livability — North Miami

• Score: 83/100
• State rank: #51
• US rank: #914

Category grades

Amenities A+ Commute A+ Cost of living A- Crime B- Employment D Housing A Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: North Miami, FL
• County: Miami-Dade County · 2,697,751 people
• City population: 99,437
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• Population (ZIP): 54,814
• Household income: $58,325
• Rent vs Own: 56.0% rent · 44.0% own
• Severe rent burden: 3226.0

Population outlook (Miami-Dade County) Hauer SSP2

• Today (2025): 3,126,439 people
• By 2030: 3,325,765 · +6.4%
• By 2040: 3,697,561 · +18.3%
• By 2050: 4,012,134 · +28.3%
• By 2075: 4,605,612 · +47.3%
• By 2100: 4,866,598 · +55.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.58)
• Race & ethnicity: Black 56% Hispanic / Latino 31% Two or more races 18% White 8% Asian 2%
• Hispanic origin (detail): Puerto Rican 4% Cuban 7% Dominican 4% Salvadoran 1%
• Common ancestry: Hispanic 35% Estonian 1% Lithuanian 1%
• Foreign-born: 51% · Canada, Jamaica, Dominican Republic
• Languages at home: 25% English-only · French/Haitian/Cajun 41% Spanish 30% Other Indo-European 2%

Political lean MEDSL · Miami-Dade

• 2024 margin: R (+11.4) · D 43.9% · R 55.4%
• 2008→2024 swing: -27.6pp toward R · 2008: 16.1pp · 2024: -11.4pp
• All cycles: 2024: R+11.4 2020: D+7.3 2016: D+29.6 2012: D+23.7 2008: D+16.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -492.86%
• Current HPI: 630.6932
• Rent YoY: ▼ -0.73%
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+1589.4% since first listed

16 events — show timeline

• 2026-02-16 Relisted — Beaches MLS
• 2026-02-16 Relisted — MARMLS
• 2026-02-11 Contingent — Beaches MLS
• 2026-01-24 Contingent — MARMLS
• 2026-01-14 Listed $495,000 MARMLS
• 2026-01-14 Listed $495,000 Beaches MLS
• 2025-11-26 Listing Removed — MARMLS
• 2025-10-14 Listed $470,000 MARMLS
• 2025-10-13 Listing Removed — MARMLS
• 2025-09-10 Price Changed $470,000 MARMLS
• 2025-08-08 Price Changed $490,000 MARMLS
• 2025-06-16 Price Changed $500,000 MARMLS
• 2025-05-16 Listed $575,000 MARMLS
• 1999-04-03 Sold (Public Records) $65,000 Public Records
• 1999-04-03 Sold (Public Records) $65,000 Public Records
• 1979-01-01 Sold (Public Records) $29,300 Public Records

Property tax history

+5.4%/yr

Latest (2025): $1,647 · +3.9% YoY. Source: county tax records.