206 Shannon Heights Dr Ste 205 · Penn Hills, PA 15147

$143,000

3 bd · 1.5 ba · 1,141 sqft · SingleFamily · 34 Days on market

Built 1960 Fair condition 0.45 ac lot $125/sqft · 25% below area Est $191k · 25% under

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.4/30.0
• ARV discount +15.0/15.0
• DSCR +8.4/10.0
• 1% rule +6.7/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.2/5.0
• Schools +1.6/10.0
• Appreciation +0.0/10.0

Listing remarks

A ranch style home with a wonderful sunroom located off of the dining room that flows into the living area and kitchen! Spacious game room and 2 car garage. One floor living with tons of storage space!

Key facts

• 0.45 acre lot
• Built 1960
• Listed 34 days

Property features AI

Exterior

• Utilities: Public water; Public sewer
• Home design: Single-story home
• Construction: Lot size approximately 0.453 acres
• Exterior features: Property in resale condition

Interior

• Bathrooms: 1 full bathroom; 1 half bathroom
• Interior features: Walk-out basement

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath single-family listed at $143k. Condition is rated fair.

Deal economics

• At list price, monthly cash flow is $329 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $143k).
• Recommended offer: $139k (3.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
• Penn Hills SD (suburban): math 13% / reading 24% proficiency, ranked #496 of 539 in PA (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: 64 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $989 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 34 days — a 3% lower offer ($139k) is reasonable based on typical stale-listing flexibility.

Recommended offer $138,710 (3.0% below list)

Questions for the listing agent

1. It's been on market 34 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
3. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.17% ✓
• Cap rate: 9.05%
• Cash-on-cash: 9.85%
• DSCR: 1.44
• GRM: 7.1

CMA / ARV

• ARV (median comp): $191,227
• List price: $143,000
• Delta: -25.22%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
104 Lansdowne Dr	0.16mi	3/2.0	1,206 (+6%)	1mo	$240,000	$199	80
1677 Galeton Dr	0.34mi	3/2.5	1,148 (+1%)	4mo	$245,000	$213	75
5850 Heberton Dr	0.50mi	3/1.5	1,092 (-4%)	0mo	$195,000	$179	70
5733 Madison Dr	0.46mi	3/1.0	1,080 (-5%)	2mo	$153,160	$142	66
5528 Zieger Ave	0.62mi	3/1.0	1,144 (+0%)	5mo	$172,500	$151	65
1597 Riverside Dr	0.55mi	3/1.5	1,218 (+7%)	1mo	$180,000	$148	62
251 Crescent Pines Dr	0.50mi	3/2.0	1,232 (+8%)	1mo	$195,000	$158	61
5946 Poketa Rd	0.34mi	3/1.0	1,300 (+14%)	0mo	$139,500	$107	59
559 Hamil Rd	0.69mi	3/1.0	1,056 (-7%)	2mo	$174,900	$166	52
1713 Raithel St	0.53mi	2/1.5 (-1)	1,236 (+8%)	6mo	$169,000	$137	51
168 Lois Dr	0.74mi	3/2.0	1,224 (+7%)	2mo	$249,900	$204	50
6407 Swan Dr	0.60mi	2/3.0 (-1)	1,024 (-10%)	7mo	$210,000	$205	39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -1.5%
• Equity multiple: 0.94×
• Total profit: $-2,213
• Equity at exit: $21,322

10-year hold

• IRR: 8.2%
• Equity multiple: 1.63×
• Total profit: $25,131
• Equity at exit: $12,364

Cash invested: $40,040 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15147

• Home prices YoY: -26.0%
• Active inventory: 64
• Price-to-rent: 7.1×

Monthly cashflow live

• Estimated rent: $1,667 high
• Mortgage (P&I): −$750
• Tax est. 1.5%: −$179 /mo · $2,145/yr
• Insurance: −$60
• HOA: −$0
• Vacancy / Maint / Mgmt: −$350
• Net cashflow: $329

Break-even live

Break-even rent $1,251

Max offer price $143,000

Occupancy floor 75%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $35,750
• Closing costs: $4,290
• Reserves months: —
• Total cash needed: —

Rent comps 11 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
6184 Poketa Rd Verona, PA	3.0	2.0	1325	$1,750	$1.32	3d	1	0.25mi
149 Parkwood Dr Verona, PA	3.0	1.0	1085	$1,500	$1.38	44d	1	0.25mi
5725 Verona Rd Unit 2 Verona, PA	2.0	1.0	850	$1,200	$1.41	24d	1	0.45mi
5725 Verona Rd #1 Verona, PA	2.0	1.0	800	$1,300	$1.62	24d	1	0.45mi
1426 Homestead Rd Unit 3 Verona, PA	3.0	1.0	1000	$1,499	$1.50	12d	1	0.75mi
624 Elm Dr Verona, PA	3.0	1.0	1296	$1,600	$1.23	2d	1	0.80mi
6703 W Barivista Dr Verona, PA	3.0	2.0	1100	$1,399	$1.27	4d	1	0.81mi
1526 Edwards St Verona, PA	3.0	1.0	1296	$1,730	$1.33	44d	1	1.02mi
724 7th St Verona, PA	2.0	2.0	1157	$1,899	$1.64	7d	1	1.06mi
6388 Saltsburg Rd Pittsburgh, PA	2.0	1.5	875	$1,300	$1.49	3d	1	1.12mi
14 River Rd Ste 1 Pittsburgh, PA	3.0	2.5	1173	$3,200	$2.73	44d	1	1.39mi

Listing history 10 events

1. 2026-06-10
   price $143,000 Active 34 DOM
2. 2026-06-09
   days on market $152,500 Active 34 DOM
3. 2026-06-08
   days on market $152,500 Active 33 DOM
4. 2026-06-07
   days on market $152,500 Active 32 DOM
5. 2026-06-05
   days on market $152,500 Active 29 DOM
6. 2026-06-03
   days on market $152,500 Active 28 DOM
7. 2026-06-02
   days on market $152,500 Active 27 DOM
8. 2026-06-01
   days on market $152,500 Active 26 DOM
9. 2026-05-31
   days on market $152,500 Active 25 DOM
10. 2026-05-06
    listed $152,500 Active 202-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 16 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 0% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,004
• − Mortgage interest: −$8,010
• − Property taxes: −$2,145
• − Insurance: −$715
• − Repairs & maintenance: −$1,600
• − Management: −$1,600
• − Depreciation: −$4,160
• Taxable income: $1,773
• Est. tax owed @ 24.0%: −$426
• After-tax cash flow: $3,519/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 6 photos

Fair 45/100 Moderate rehab

A ranch-style home with moderate repairs needed, particularly in the kitchen and bath areas. Upgrades to the interior walls, flooring, and landscaping would significantly enhance its value.

Repairs flagged

• Moderate Exposed plumbing in kitchen and bath — Needs repair to prevent further damage
• Minor Missing cabinet doors in kitchen — Aesthetic issue

Value-add opportunities

• Both Paint interior walls — Enhances curb appeal and interior aesthetics
• Both Replace worn flooring — Improves comfort and reduces maintenance costs
• Both Trim overgrown grass — Enhances curb appeal and maintains property value

Renovation cost estimate screening

Repair item	Severity	Est. cost
Exposed plumbing in kitchen and bath · Needs repair to prevent further damage	Moderate	$3,000–15,000
Missing cabinet doors in kitchen · Aesthetic issue	Minor	$500–3,000
Total estimated repair cost · 2 items		$3,500–18,000

Value-add ROI direction

• Both Paint interior walls — Enhances curb appeal and interior aesthetics ↑
• Both Replace worn flooring — Improves comfort and reduces maintenance costs ↑
• Both Trim overgrown grass — Enhances curb appeal and maintains property value ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Penn Hills SD
• NCES district ID: 4218590
• Math proficiency: 13% ▼ -6.00%
• Reading proficiency: 24% ▼ -14.00%
• Median HH income: $47,794
• Composite: 16.42/100
• National rank: #9192
• State rank: #496 of 539 in PA

Livability — Penn Hills

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• County: Allegheny County · 1,022,028 people
• Metro: Pittsburgh, PA
• Population (ZIP): 15,798
• Household income: $66,757
• Rent vs Own: 29.8% rent · 70.2% own
• Severe rent burden: 511.0

Population outlook (Allegheny County) Hauer SSP2

• Today (2025): 1,250,282 people
• By 2030: 1,256,482 · +0.5%
• By 2040: 1,256,318 · +0.5%
• By 2050: 1,244,169 · -0.5%
• By 2075: 1,197,693 · -4.2%
• By 2100: 1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (69%)
• Race & ethnicity: White 69% Black 21% Two or more races 6% Hispanic / Latino 4%
• Common ancestry: Romanian 6% Slovak 2% Serbian 1%
• Foreign-born: 3% · Canada
• Languages at home: 95% English-only · Spanish 3% Other Indo-European 1%

Political lean MEDSL · Allegheny

• 2024 margin: Strong D (+20.3) · D 59.7% · R 39.4%
• 2008→2024 swing: +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
• All cycles: 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -87.47%
• Current HPI: 249.3773
• Rent YoY: —
• Metro: Pittsburgh, PA
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B