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12814 N 19th Pl #19
B Composite 71.24
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Condition / age +4.0/5.0
  • Schools +3.8/10.0
  • Livability +3.8/5.0
  • Rent growth +2.2/5.0
  • Appreciation +0.0/10.0

$65,000

12814 N 19th Pl #19 · Phoenix, AZ 85022
2 bd · 2.0 ba · 990 sqft · Manufactured · 281 Days on market
Built 1978 Good condition 3,130 sqft lot $66/sqft · 77% below area ↓ 13% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Seize the chance to own this 2-bedroom mobile home in Paradise View MH Park! Discover an appealing open layout with high ceilings, recessed lighting, a soothing palette, blinds, and attractive wood-look flooring. The kitchen comes with crisp white cabinetry and sleek built-in appliances for a seamless cooking experience. The main bedroom has a built-in closet with mirrored doors that enhance the sense of space and a private bathroom for added comfort. Imagine tranquil afternoons on the covered deck, which offers breathtaking mountain views while sipping on your favorite drink. Don't miss out on this one!

Key facts

  • Wood-look flooring
  • Built-in appliances
  • Open layout

Tags

OPEN LAYOUTHIGH CEILINGSRECESSED LIGHTINGWOOD-LOOK FLOORINGWHITE CABINETRYBUILT-IN APPLIANCES

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $65k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $666 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $65k).
  • Recommended offer: $57k (12.0% below list) — sets the bar for market timing.
  • Cap rate 18.6% vs local median 3.3% in Phoenix — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 75/100 on livability (#16 in AZ, #3,924 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: health & safety C-, crime F.
  • Paradise Valley Unified District (4241) (urban): math 39% / reading 46% proficiency, ranked #56 of 249 in AZ (top 22%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents soft (-1.2%/yr); 282 active listings in the ZIP; 32 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 36,011 units permitted in Maricopa County in 2024 (12,801 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $449 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Maricopa County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $18k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 281 days — a 12% lower offer ($57k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 6→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $57,200 (12.0% below list)

Questions for the listing agent

  1. It's been on market 281 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.17%
Cap rate
18.60%
Cash-on-cash
43.94%
DSCR
2.96
GRM
3.8

CMA / ARV

ARV (median comp)
$279,176
List price
$65,000
Delta
-76.72%
Verdict
UNDERPRICED
Comps
3 within 1.0 mi
Show comp detail 4 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
12811 N 19th Pl 0.03mi 3/2.0 (+1) 1,024 (+3%) 5mo $77,500 $76 84
1901 E Louise Dr #72 0.11mi 2/2.0 1,056 (+7%) 20mo $90,000 $85 67
13229 N 19th Pl 0.27mi 2/1.5 961 (-3%) 18mo $220,000 $229 65
2212 E Sweetwater Ave E 0.33mi 2/1.0 870 (-12%) 18mo $190,000 $218 45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
37.4%
Equity multiple
2.53×
Total profit
$27,798
Equity at exit
$9,692
10-year hold
IRR
42.5%
Equity multiple
4.46×
Total profit
$62,956
Equity at exit
$5,620

Cash invested: $18,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85022

Rents YoY
-1.2%
Active inventory
282
Price-to-rent
3.8×

Monthly cashflow live

Estimated rent
$1,412 high interval (Pro) →
Mortgage (P&I)
$341
Tax est. 1.5%
$81 /mo · $975/yr
Insurance
$27
HOA
$0
Vacancy / Maint / Mgmt
$297
Net cashflow
$666

Break-even live

Break-even rent $569
Max offer price $65,000
Occupancy floor 48%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$16,250
Closing costs
$1,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 32 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
12810 N Cave Creek Rd Phoenix, AZ 2.0 1.0–2.0 626 $1,164 $1.86 1d 25 0.15mi
2002 E Sweetwater Ave Unit 202 Phoenix, AZ 2.0 1.0 800 $925 $1.16 24d 1 0.16mi
13201 N 19th Pl Unit C Phoenix, AZ 2.0 1.0 1008 $900 $0.89 24d 1 0.21mi
12440 N 20th St Phoenix, AZ 3.0 2.0 954 $1,997 $2.09 18d 1 0.23mi
1720 E Thunderbird Rd Phoenix, AZ 1.0–2.0 1.0–2.0 704 $1,500 $2.13 1d 8 0.30mi
1720 E Thunderbird Rd Unit 1720-3113 Phoenix, AZ 1.0 1.0 827 $1,325 $1.60 24d 1 0.32mi
12231 N 19th St Phoenix, AZ 1.0–2.0 1.0–2.0 774 $1,500 $1.94 1d 16 0.32mi
13230 N 22nd St Unit 14 Phoenix, AZ 3.0 2.0 950 $2,100 $2.21 24d 1 0.44mi
13230 N 22nd St Unit 22 Phoenix, AZ 3.0 2.0 950 $2,150 $2.26 24d 1 0.44mi
13230 N 22nd St Phoenix, AZ 3.0 2.0 950 $1,900 $2.00 20d 4 0.44mi
13230 N 22nd St Phoenix, AZ 3.0 2.0 950 $1,988 $2.09 17d 3 0.44mi
1550 E Thunderbird Rd Phoenix, AZ 1.0–3.0 1.0–2.0 977 $1,518 $1.55 1d 13 0.44mi
2104 E Eugie Ter Unit 203 Phoenix, AZ 2.0 2.0 950 $1,195 $1.26 24d 1 0.55mi
2217 E Cactus Rd Unit 4 Phoenix, AZ 2.0 2.0 900 $1,000 $1.11 24d 1 0.60mi
2217 E Cactus Rd Unit 4 Phoenix, AZ 2.0 2.0 900 $1,000 $1.11 7d 1 0.60mi
2223 E Cactus Rd Unit 4 Phoenix, AZ 2.0 2.0 900 $1,099 $1.22 24d 1 0.61mi
2223 E Cactus Rd Phoenix, AZ 2.0 2.0 900 $1,199 $1.33 24d 1 0.61mi
2235 E Cactus Rd Unit 3 Phoenix, AZ 2.0 2.0 900 $1,099 $1.22 7d 1 0.62mi
2255 E Cactus Rd Unit 2 Phoenix, AZ 2.0 2.0 900 $1,199 $1.33 24d 1 0.66mi
2625 E Cactus Rd Phoenix, AZ 1.0–3.0 1.0–2.0 1026 $2,139 $2.08 1d 19 1.00mi
11825 N 25th Pl Phoenix, AZ 1.0 1.0 564 $1,499 $2.66 7d 4 1.06mi
11645 N 25th Pl Phoenix, AZ 2.0 2.0 977 $1,400 $1.43 21d 5 1.09mi
826 E Eugie Ave Phoenix, AZ 3.0 2.0 1066 $1,795 $1.68 18d 1 1.33mi
10644 N 15th Way Apt 3 Phoenix, AZ 2.0 1.0 750 $1,050 $1.40 7d 1 1.38mi
10644 N 15th Way Apt 3 Phoenix, AZ 2.0 1.0 750 $1,050 $1.40 24d 1 1.38mi
10644 N 15th Way Unit 08 Phoenix, AZ 1.0 1.0 550 $925 $1.68 7d 1 1.38mi
754 E Eugie Ave Phoenix, AZ 2.0 1.5 920 $1,300 $1.41 24d 1 1.43mi
1551 E Christy Dr Phoenix, AZ 2.0 1.0 702 $950 $1.35 24d 1 1.46mi
3033 E Thunderbird Rd Phoenix, AZ 1.0 1.0 721 $1,503 $2.08 23d 1 1.46mi
3033 E Thunderbird Rd Phoenix, AZ 2.0 2.0 968 $2,122 $2.19 24d 1 1.46mi
3033 E Thunderbird Rd Phoenix, AZ 2.0 2.0 968 $1,992 $2.06 7d 1 1.46mi
3033 E Thunderbird Rd Phoenix, AZ 1.0 1.0 741 $1,487 $2.01 1d 1 1.46mi

Listing history 22 events

  1. 2026-06-18
    days on market $65,000 Active 281 DOM
  2. 2026-06-17
    days on market $65,000 Active 280 DOM
  3. 2026-06-16
    days on market $65,000 Active 279 DOM
  4. 2026-06-15
    days on market $65,000 Active 278 DOM
  5. 2026-06-13
    days on market $65,000 Active 276 DOM
  6. 2026-06-13
    days on market $65,000 Active 275 DOM
  7. 2026-06-09
    days on market $65,000 Active 272 DOM
  8. 2026-06-08
    days on market $65,000 Active 271 DOM
  9. 2026-06-07
    days on market $65,000 Active 270 DOM
  10. 2026-06-04
    days on market $65,000 Active 267 DOM
  11. 2026-06-03
    days on market $65,000 Active 266 DOM
  12. 2026-06-02
    days on market $65,000 Active 265 DOM
  13. 2026-06-01
    days on market $65,000 Active 264 DOM
  14. 2026-05-31
    days on market $65,000 Active 263 DOM
  15. 2026-02-17
    status Active 611-char remark
    Show marketing remark (611 chars)

    Seize the chance to own this 2-bedroom mobile home in Paradise View MH Park! Discover an appealing open layout with high ceilings, recessed lighting, a soothing palette, blinds, and attractive wood-look flooring. The kitchen comes with crisp white cabinetry and sleek built-in appliances for a seamless cooking experience. The main bedroom has a built-in closet with mirrored doors that enhance the sense of space and a private bathroom for added comfort. Imagine tranquil afternoons on the covered deck, which offers breathtaking mountain views while sipping on your favorite drink. Don't miss out on this one!

  16. 2026-02-10
    historical Under Contract Accepting Backups 611-char remark
    Show marketing remark (611 chars)

    Seize the chance to own this 2-bedroom mobile home in Paradise View MH Park! Discover an appealing open layout with high ceilings, recessed lighting, a soothing palette, blinds, and attractive wood-look flooring. The kitchen comes with crisp white cabinetry and sleek built-in appliances for a seamless cooking experience. The main bedroom has a built-in closet with mirrored doors that enhance the sense of space and a private bathroom for added comfort. Imagine tranquil afternoons on the covered deck, which offers breathtaking mountain views while sipping on your favorite drink. Don't miss out on this one!

  17. 2025-09-10
    listed $65,000 Active 611-char remark
    Show marketing remark (611 chars)

    Seize the chance to own this 2-bedroom mobile home in Paradise View MH Park! Discover an appealing open layout with high ceilings, recessed lighting, a soothing palette, blinds, and attractive wood-look flooring. The kitchen comes with crisp white cabinetry and sleek built-in appliances for a seamless cooking experience. The main bedroom has a built-in closet with mirrored doors that enhance the sense of space and a private bathroom for added comfort. Imagine tranquil afternoons on the covered deck, which offers breathtaking mountain views while sipping on your favorite drink. Don't miss out on this one!

  18. 2025-08-01
    historical
  19. 2025-06-02
    price $64,900
  20. 2025-02-27
    listed $74,900 Active
  21. 2025-01-21
    historical
  22. 2024-11-12
    listed $74,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 8/10 Severe 6 d/yr ≥110°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,947
− Mortgage interest
−$3,641
− Property taxes
−$975
− Insurance
−$325
− Repairs & maintenance
−$1,356
− Management
−$1,356
− Depreciation
−$1,891
Taxable income
$7,403
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,777
After-tax cash flow
$6,221/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This 2-bedroom mobile home in Paradise View MH Park is in good condition with a fresh paint job and new flooring. It offers a good return on investment with minor updates to enhance curb appeal and energy efficiency.

Value-add opportunities

  • Both Paint exterior siding — Enhances curb appeal and value.
  • Both Replace window blinds — Improves energy efficiency and aesthetics.
  • Both Install new outdoor lighting — Enhances safety and curb appeal.
  • Both Add a small outdoor rug — Enhances comfort and style on the covered deck.

Renovation cost estimate screening

Value-add ROI direction

  • Both Paint exterior siding — Enhances curb appeal and value.
  • Both Replace window blinds — Improves energy efficiency and aesthetics.
  • Both Install new outdoor lighting — Enhances safety and curb appeal.
  • Both Add a small outdoor rug — Enhances comfort and style on the covered deck.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Paradise Valley Unified District (4241)
NCES district ID
0405930
Math proficiency
39% ▼ -11.00%
Reading proficiency
46% ▼ -7.00%
Median HH income
$64,106
Composite
37.89/100
National rank
#4316
State rank
#56 of 249 in AZ

Livability — Phoenix

Score
75/100
State rank
#16
US rank
#3924

Category grades

Amenities A+ Commute A+ Cost of living B- Crime F Employment B- Housing A+ Health & safety C- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Phoenix, AZ
County
Maricopa County · 4,537,380 people
City population
1,500,198
Metro
Phoenix-Mesa-Chandler, AZ
Population (ZIP)
53,811
Household income
$69,927
Rent vs Own
47.7% rent · 52.3% own
Severe rent burden
2976.0

Population outlook (Maricopa County) Hauer SSP2

Today (2025)
4,979,203 people
By 2030
5,378,229 · +8.0%
By 2040
6,156,598 · +23.6%
By 2050
6,872,376 · +38.0%
By 2075
8,401,270 · +68.7%
By 2100
9,247,439 · +85.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.59)
Race & ethnicity
White 59% Hispanic / Latino 22% Two or more races 11% Black 10% Asian 3% Native American 3%
Hispanic origin (detail)
Mexican 18%
Common ancestry
Romanian 3% Lithuanian 2% Italian 1%
Foreign-born
14% · Canada, China, Vietnam
Languages at home
79% English-only · Spanish 13% Other Indo-European 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Maricopa

2024 margin
Toss-up / Even · D 47.7% · R 51.2% · Other 1.1%
2008→2024 swing
+7.1pp toward D · 2008: -10.6pp · 2024: -3.5pp
All cycles
2024: R+3.5 2020: D+2.2 2016: R+3.5 2012: R+12.0 2008: R+10.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -329.75%
Current HPI
313.5085
Rent YoY
▼ -1.21%
Metro
Phoenix-Mesa-Chandler, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

-13.2% since first listed
8 events — show timeline
  • 2026-02-17 Relisted ARMLS
  • 2026-02-10 Contingent ARMLS
  • 2025-09-10 Listed $65,000 ARMLS
  • 2025-08-01 Listing Removed ARMLS
  • 2025-06-02 Price Changed $64,900 ARMLS
  • 2025-02-27 Listed $74,900 ARMLS
  • 2025-01-21 Listing Removed ARMLS
  • 2024-11-12 Listed $74,900 ARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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