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9410 Rosehaven Dr
D+ Composite 49.94
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.4/30.0
  • Appreciation +10.0/10.0
  • 1% rule +4.8/10.0
  • DSCR +4.7/10.0
  • Rent growth +3.7/5.0
  • Livability +3.7/5.0
  • Schools +2.7/10.0
  • ARV discount +2.5/15.0
  • Condition / age +2.5/5.0

$199,900

9410 Rosehaven Dr · Houston, TX 77051
3 bd · 1.0 ba · 1,431 sqft · SingleFamily public records · 65 Days on market
Built 1955 5,828 sqft lot $140/sqft · 11% above area Est $180k · 11% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Step into comfort and charm when you get inside this well maintained 3-bedroom, 2-bath home. The spacious layout is perfect for entertaining or everyday living. Plenty of natural light, creates a warm and welcoming feeling from the moment you walk in. The kitchen has ample counter space and cabinets, great for showing off those culinary skills. Three nice sized bedrooms invite you for a relaxing night and great space to unwind. The large backyard gives you unlimited possibilities to build your perfect backyard retreat. Would be a great starter home! 2022 new roof and attic insulation. New flooring, paint, and front door. Let's explore options and make this home yours!

Key facts

  • Large windows
  • Ample counter space
  • Large backyard

Tags

LARGE WINDOWSAMPLE COUNTER SPACELARGE BACKYARD

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $200k.

Deal economics

  • At list price, monthly cash flow is $77 ($930/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $195k (2.3% below list).
  • Recommended offer: $188k (6.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 74/100 on livability (#184 in TX, #4,771 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: crime F.
  • Houston ISD (urban): math 27% / reading 35% proficiency, ranked #593 of 826 in TX (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Reynolds El (math 8% / reading 8%, grade F, #4,301 of 4,322 statewide, top 100%, 334 students, 98% FRL); Attucks Middle (math 15% / reading 22%, grade F, #1,478 of 1,662 statewide, top 90%, 439 students, 98% FRL); Worthing H S (math 22% / reading 21%, grade F, #1,377 of 1,632 statewide, top 85%, 827 students, 96% FRL) — zoned schools average 97% FRL vs 71% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 16% at this address vs 31% district-wide (-15 pts) — the specific schools serving this property underperform the Houston ISD average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising fast (+4.8%/yr); 321 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).

Forward outlook

  • In year one you build about $21k of equity ($1k loan paydown + $20k appreciation (10.0% local appreciation)).
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (10.0% appreciation + 4.8% rent growth), your $56k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 65 days — a 6% lower offer ($188k) is reasonable based on typical stale-listing flexibility.
  • 9 sale attempts since 17y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $187,906 (6.0% below list)

Questions for the listing agent

  1. It's been on market 65 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.98%
Cap rate
6.76%
Cash-on-cash
1.66%
DSCR
1.07
GRM
8.5

CMA / ARV

ARV (median comp)
$179,764
List price
$199,900
Delta
11.20%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
9401 Kappa Dr 0.09mi 3/2.0 1,631 (+14%) 1mo $200,000 $123 67
2818 Milton Lodge Ln 0.55mi 3/2.5 1,384 (-3%) 2mo $279,990 $202 62
10108 Penryn Forest Trl 0.55mi 3/2.5 1,384 (-3%) 2mo $279,990 $202 61
10204 Penryn Forest Trl 0.58mi 3/2.5 1,384 (-3%) 1mo $284,990 $206 61
10208 Penryn Forest Trl 0.58mi 3/2.5 1,486 (+4%) 2mo $299,990 $202 59
10211 Penryn Forest Trl 0.58mi 3/2.5 1,486 (+4%) 3mo $304,990 $205 58
10322 Penryn Forest Trl 0.65mi 3/2.5 1,486 (+4%) 2mo $304,990 $205 56
10014 Sierra Dr 0.38mi 4/2.0 (+1) 1,243 (-13%) 2mo $185,000 $149 50
3034 Corksie St 0.46mi 3/2.0 1,225 (-14%) 0mo $219,900 $180 50
2640 Afton Heights Way 0.71mi 3/2.5 1,586 (+11%) 3mo $313,990 $198 41
3623 Jipsie Ln 0.68mi 3/2.0 1,617 (+13%) 2mo $205,000 $127 40
2622 Afton Heights Way 0.74mi 3/2.5 1,586 (+11%) 2mo $310,990 $196 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 4.77% rent growth · sell at horizon

5-year hold
IRR
26.2%
Equity multiple
3.10×
Total profit
$117,427
Equity at exit
$180,086
10-year hold
IRR
23.5%
Equity multiple
7.25×
Total profit
$349,799
Equity at exit
$388,362

Cash invested: $55,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77051

Home prices YoY
9.7%
Rents YoY
4.8%
Active inventory
321
Price-to-rent
8.5×

Monthly cashflow live

Estimated rent
$1,953 high interval (Pro) →
Mortgage (P&I)
$1,048
Tax from tax record
$334 /mo · $4,003/yr
Insurance
$83
HOA
$0
Vacancy / Maint / Mgmt
$410
Net cashflow
$77

Break-even live

Break-even rent $1,855
Max offer price $199,900
Occupancy floor 91%

Sensitivity live

Price -10% $191 -5% $134 +0% $77 +5% $21 +10% $-36
Rent -10% $-77 -5% $0 +0% $77 +5% $155 +10% $232
Rate -1.0pp $178 -0.5pp $128 base $77 +0.5pp $26 +1.0pp $-27

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$49,975
Closing costs
$5,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 23 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
9610 Buffum St Houston, TX 3.0 3.0 1605 $1,799 $1.12 45d 1 0.28mi
9606 Ashville Dr Unit B Houston, TX 3.0 2.0 1610 $1,570 $0.98 45d 1 0.31mi
2910 Reed Rd Houston, TX 3.0 2.0 1221 $1,228 $1.01 0d 3 0.40mi
2889 Reed Rd Houston, TX 1.0–2.0 1.0–2.0 997 $1,648 $1.65 4d 2 0.52mi
2725 Reed Rd Houston, TX 1.0–3.0 1.0–2.5 911 $975 $1.07 45d 1 0.64mi
10510 Cathedral Dr Houston, TX 3.0 1.0 887 $1,300 $1.47 45d 1 0.65mi
10514 Wellesley Terrace Trl Houston, TX 3.0 3.0 1843 $2,300 $1.25 19d 1 0.79mi
2937 Amherst Meadow Ln Houston, TX 3.0 2.5 1820 $2,450 $1.35 23d 1 0.80mi
2937 Amherst Meadow Ln Unit NA Houston, TX 3.0 2.5 1820 $2,400 $1.32 6d 1 0.80mi
10415 Lancaster Ln Houston, TX 3.0–4.0 2.5 1937 $2,525 $1.30 22d 1 0.87mi
3137 W Bellfort Ave Houston, TX 2.0 2.0 1164 $1,802 $1.55 45d 1 0.94mi
4538 Clover St Houston, TX 4.0 2.0 1768 $1,595 $0.90 45d 1 1.10mi
8328 Corinth St Unit B Houston, TX 3.0 2.5 1500 $2,800 $1.87 21d 1 1.13mi
4117 Shelby Cir Unit 1230900P Houston, TX 4.0 2.0 1367 $5,253 $3.84 0d 1 1.22mi
4514 Galesburg St Unit B Houston, TX 3.0 2.5 1680 $3,500 $2.08 25d 1 1.24mi
4526 Knoxville St Unit A Houston, TX 3.0 2.5 1474 $1,775 $1.20 16d 1 1.24mi
3620 Du Bois St Unit 1302349P Houston, TX 3.0 2.5 1797 $2,945 $1.64 4d 1 1.24mi
4406 Sterling St Houston, TX 3.0 2.5 1840 $1,999 $1.09 18d 1 1.27mi
4723 Mallow St Houston, TX 3.0 2.5 1472 $1,850 $1.26 6d 1 1.37mi
8606 Lee Otis St Houston, TX 4.0 2.5 1869 $1,975 $1.06 0d 1 1.41mi
8010 Livingston St Houston, TX 3.0 2.0 1400 $1,800 $1.29 45d 1 1.41mi
8521 Dosia St Houston, TX 3.0 2.0 1028 $1,665 $1.62 14d 1 1.43mi
4810 Wilmington St Unit A Houston, TX 3.0 2.0 1165 $1,650 $1.42 45d 1 1.44mi

Listing history 38 events

  1. 2026-06-21
    days on market $199,900 Active 65 DOM
  2. 2026-06-18
    days on market $199,900 Active 62 DOM
  3. 2026-06-17
    days on market $199,900 Active 61 DOM
  4. 2026-06-16
    days on market $199,900 Active 60 DOM
  5. 2026-06-15
    days on market $199,900 Active 59 DOM
  6. 2026-06-13
    days on market $199,900 Active 57 DOM
  7. 2026-06-10
    days on market $199,900 Active 53 DOM
  8. 2026-06-08
    days on market $199,900 Active 52 DOM
  9. 2026-06-07
    days on market $199,900 Active 51 DOM
  10. 2026-06-04
    days on market $199,900 Active 48 DOM
  11. 2026-06-01
    days on market $199,900 Active 45 DOM
  12. 2026-05-31
    days on market $199,900 Active 44 DOM
  13. 2026-05-11
    price $199,900 676-char remark
    Show marketing remark (676 chars)

    Step into comfort and charm when you get inside this well maintained 3-bedroom, 2-bath home. The spacious layout is perfect for entertaining or everyday living. Plenty of natural light, creates a warm and welcoming feeling from the moment you walk in. The kitchen has ample counter space and cabinets, great for showing off those culinary skills. Three nice sized bedrooms invite you for a relaxing night and great space to unwind. The large backyard gives you unlimited possibilities to build your perfect backyard retreat. Would be a great starter home! 2022 new roof and attic insulation. New flooring, paint, and front door. Let's explore options and make this home yours!

  14. 2026-04-17
    listed $210,000 Active 676-char remark
    Show marketing remark (676 chars)

    Step into comfort and charm when you get inside this well maintained 3-bedroom, 2-bath home. The spacious layout is perfect for entertaining or everyday living. Plenty of natural light, creates a warm and welcoming feeling from the moment you walk in. The kitchen has ample counter space and cabinets, great for showing off those culinary skills. Three nice sized bedrooms invite you for a relaxing night and great space to unwind. The large backyard gives you unlimited possibilities to build your perfect backyard retreat. Would be a great starter home! 2022 new roof and attic insulation. New flooring, paint, and front door. Let's explore options and make this home yours!

  15. 2026-04-05
    historical $1,850
  16. 2026-04-02
    listed $1,850
  17. 2026-04-01
    historical $1,850
  18. 2026-03-25
    listed $1,850
  19. 2026-03-25
    historical $1,850
  20. 2026-03-14
    listed $1,850
  21. 2026-03-14
    historical $1,850
  22. 2025-12-02
    listed $1,850
  23. 2022-01-10
    soldstatus
  24. 2022-01-07
    soldstatus Sold 261-char remark
    Show marketing remark (261 chars)

    Great 3 bedrooms/2 full bathroom House, Large living area. Lots of space for storage. New carpet, new siding. All windows are newly double-paned. Minutes from Bus station, Downtown, Medical center. Option period is $150 for 10 days. NO FLODING, come see today.

  25. 2021-12-31
    status Pending 261-char remark
    Show marketing remark (261 chars)

    Great 3 bedrooms/2 full bathroom House, Large living area. Lots of space for storage. New carpet, new siding. All windows are newly double-paned. Minutes from Bus station, Downtown, Medical center. Option period is $150 for 10 days. NO FLODING, come see today.

  26. 2021-12-15
    status Pending, Continue to Show 261-char remark
    Show marketing remark (261 chars)

    Great 3 bedrooms/2 full bathroom House, Large living area. Lots of space for storage. New carpet, new siding. All windows are newly double-paned. Minutes from Bus station, Downtown, Medical center. Option period is $150 for 10 days. NO FLODING, come see today.

  27. 2021-12-13
    status Option Pending 261-char remark
    Show marketing remark (261 chars)

    Great 3 bedrooms/2 full bathroom House, Large living area. Lots of space for storage. New carpet, new siding. All windows are newly double-paned. Minutes from Bus station, Downtown, Medical center. Option period is $150 for 10 days. NO FLODING, come see today.

  28. 2021-12-07
    status Active 261-char remark
    Show marketing remark (261 chars)

    Great 3 bedrooms/2 full bathroom House, Large living area. Lots of space for storage. New carpet, new siding. All windows are newly double-paned. Minutes from Bus station, Downtown, Medical center. Option period is $150 for 10 days. NO FLODING, come see today.

  29. 2021-12-03
    status Option Pending 261-char remark
    Show marketing remark (261 chars)

    Great 3 bedrooms/2 full bathroom House, Large living area. Lots of space for storage. New carpet, new siding. All windows are newly double-paned. Minutes from Bus station, Downtown, Medical center. Option period is $150 for 10 days. NO FLODING, come see today.

  30. 2021-11-22
    listed $135,000 Active 261-char remark
    Show marketing remark (261 chars)

    Great 3 bedrooms/2 full bathroom House, Large living area. Lots of space for storage. New carpet, new siding. All windows are newly double-paned. Minutes from Bus station, Downtown, Medical center. Option period is $150 for 10 days. NO FLODING, come see today.

  31. 2020-03-14
    historical
  32. 2020-01-05
    listed $135,000 Active
  33. 2009-07-28
    soldstatus
  34. 2009-07-20
    historical
  35. 2009-06-11
    listed $25,000
  36. 2005-01-14
    soldstatus
  37. 2003-04-09
    soldstatus
  38. 1988-01-02
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$4,003 · $334/mo
Projected year-2 tax
$4,003 · $334/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,434
− Mortgage interest
−$11,198
− Property taxes
−$4,003
− Insurance
−$1,000
− Repairs & maintenance
−$1,875
− Management
−$1,875
− Depreciation
−$5,815
Taxable loss
−$2,332
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$560
After-tax cash flow
$1,490/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Houston ISD
NCES district ID
4823640
Math proficiency
27% ▼ -18.00%
Reading proficiency
35% ▼ -6.00%
Median HH income
$46,054
Composite
26.63/100
National rank
#7173
State rank
#593 of 826 in TX

Livability — Houston

Score
74/100
State rank
#184
US rank
#4771

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment C Housing A+ Health & safety A- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Houston, TX
County
Harris County · 4,702,590 people
City population
3,226,434
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
19,795
Household income
$37,415
Rent vs Own
58.2% rent · 41.8% own
Severe rent burden
1446.0

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (77%)
Race & ethnicity
Black 77% Hispanic / Latino 16% Two or more races 11% White 3%
Hispanic origin (detail)
Mexican 6% Puerto Rican 1%
Foreign-born
8% · Canada, China
Languages at home
88% English-only · Spanish 10%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Market trends

HPI YoY
▲ 16.02%
Current HPI
180.4283
Rent YoY
▲ 4.77%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+699.6% since first listed
26 events — show timeline
  • 2026-05-11 Price Changed $199,900 HARMLS
  • 2026-04-17 Listed $210,000 HARMLS
  • 2026-04-05 Rental Removed $1,850 SHOWMOJO
  • 2026-04-02 Listed for Rent $1,850 SHOWMOJO
  • 2026-04-01 Rental Removed $1,850 HARMLS
  • 2026-03-25 Listed for Rent $1,850 HARMLS
  • 2026-03-25 Rental Removed $1,850 SHOWMOJO
  • 2026-03-14 Listed for Rent $1,850 SHOWMOJO
  • 2026-03-14 Rental Removed $1,850 HARMLS
  • 2025-12-02 Listed for Rent $1,850 HARMLS
  • 2022-01-10 Sold (Public Records) Public Records
  • 2022-01-07 Sold (MLS) HARMLS
  • 2021-12-31 Pending HARMLS
  • 2021-12-15 Pending HARMLS
  • 2021-12-13 Pending HARMLS
  • 2021-12-07 Relisted HARMLS
  • 2021-12-03 Pending HARMLS
  • 2021-11-22 Listed $135,000 HARMLS
  • 2020-03-14 Listing Removed HARMLS
  • 2020-01-05 Listed $135,000 HARMLS
  • 2009-07-28 Sold (MLS) HARMLS
  • 2009-07-20 Listing Removed HARMLS
  • 2009-06-11 Listed $25,000 HARMLS
  • 2005-01-14 Sold (Public Records) Public Records
  • 2003-04-09 Sold (Public Records) Public Records
  • 1988-01-02 Sold (Public Records) Public Records

Property tax history

+4.4%/yr

Latest (2025): $4,003 · +1.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…