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9080 Bloomfield #145
B- Composite 65.34
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +6.2/10.0
  • Livability +3.7/5.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$229,900

9080 Bloomfield #145 · Cypress, CA 90630
4 bd · 2.0 ba · 1,344 sqft · Manufactured · 36 Days on market
Built 2025 Est $180k · 28% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Brand New 2025 Built Home on a Triple Wide Lot! This isn't just a manufactured home — it's a fresh start in one of Cypress's most sought-after communities. 9080 Bloomfield Street, Space #145 delivers 4 bedrooms, 2 bathrooms, and 1,310 sq. ft. of brand new living space on an oversized triple wide lot in Lincoln Center, a desirable all-age, pet-friendly community with 305 home sites. Step inside to a bright, open-concept layout where the living, dining, and kitchen areas flow together effortlessly. The island kitchen features generous cabinetry, ample countertop space, bar seating, and additional storage. Natural light fills every room with updated flooring, recessed lighting, and a war

Key facts

  • Community pool
  • Built 2025
  • Listed 36 days

Property features AI

Finance

  • Other: Pets: restrictions apply (size, breed, number limits; contact manager)
  • Financial info: Assessments: buyer to verify
  • HOA & community: Community features include curbs and a dog park; Park name: Lincoln Center; Rent includes pool access; Land lease (park) — $2,600 monthly; buyer to verify details; Manager approval required

Exterior

  • Parking: Covered parking; Paved driveway; Driveway (combination)
  • Security: Smoke and carbon monoxide detectors; Resident manager
  • Utilities: Standard electric service; Natural gas available; Sewer connected (public sewer); District/public water
  • Home design: Single-story (one level); Mobile home (model 24564A) — 23' x 56'; Turnkey condition; Mobile home remains on site
  • Construction: Wood and concrete construction; Synthetic stucco exterior; Drywall interior walls; No foundation specified
  • Exterior features: Awning; Rain gutters; Patio; Community pool; Vinyl fencing; Skirting of synthetic and wood

Interior

  • Kitchen: Refrigerator; Microwave; Dishwasher; Garbage disposal; Water heater unit
  • Bedrooms: All bedrooms on ground level
  • Flooring: Laminate flooring
  • Bathrooms: 2 full bathrooms; Bathtub and shower; some showers in tub
  • Heating & cooling: Central heating (furnace); Central air and wall/window cooling
  • Interior features: Beamed ceilings; Laminate counters; Open floor plan; Entry at ground level; Doors at entry; Carbon monoxide and smoke detectors; Resident manager on site
  • Laundry & utility: In-unit laundry (inside)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath manufactured listed at $230k.

Deal economics

  • At list price, monthly cash flow is $2k ($18k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $230k).
  • Recommended offer: $223k (3.0% below list) — sets the bar for market timing.
  • Cap rate 14.2% vs local median 2.2% in Cypress — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#141 in CA, #4,900 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, commute A; Watch: health & safety D, cost of living F.
  • Cypress Elementary (suburban): math 67% / reading 69% proficiency, ranked #117 of 1,400 in CA (top 8%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: A. E. Arnold Elementary (math 24% / reading 24%, grade F, #973 of 1,571 statewide, top 73%, 635 students, 46% FRL) — zoned schools average 46% FRL vs 25% district-wide (21 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 24% at this address vs 68% district-wide (-44 pts) — the specific schools serving this property underperform the Cypress Elementary average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+1.7%/yr); 70 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals leasing fast (median 10d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 6,974 units permitted in Orange County in 2024 (3,839 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($130k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Orange County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 1.7% rent growth), your $64k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 36 days — a 3% lower offer ($223k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $223,003 (3.0% below list)

Questions for the listing agent

  1. It's been on market 36 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.70%
Cap rate
14.16%
Cash-on-cash
28.09%
DSCR
2.25
GRM
4.9

CMA / ARV

ARV (on-the-fly)
$180,096
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
9080 Bloomfield Ave #22 0.00mi 4/2.0 1,344 (0%) 10mo $185,000 $138 92
9080 Bloomfield Ave #230 0.00mi 3/2.0 (-1) 1,272 (-5%) 1mo $159,900 $126 85
9080 Bloomfield Ave #237 0.00mi 3/2.0 (-1) 1,408 (+5%) 4mo $130,000 $92 84
9080 Bloomfield Ave #141 0.00mi 4/2.0 1,431 (+6%) 8mo $155,000 $108 82
9080 Bloomfield #165 0.00mi 3/2.0 (-1) 1,344 (0%) 16mo $180,000 $134 81
9080 Bloomfield Ave #209 0.00mi 3/2.0 (-1) 1,248 (-7%) 3mo $129,000 $103 81
9080 Bloomfield Ave #265 0.00mi 5/2.5 (+1) 1,400 (+4%) 10mo $215,000 $154 78
9080 Bloomfield Ave #46 0.00mi 4/2.0 1,440 (+7%) 14mo $190,000 $132 77
9080 Bloomfield Ave #193 0.00mi 3/2.0 (-1) 1,248 (-7%) 10mo $165,000 $132 75
9080 Bloomfield Ave #122 0.00mi 3/2.0 (-1) 1,248 (-7%) 10mo $168,000 $135 75
9080 Bloomfield Ave #192 0.12mi 3/2.0 (-1) 1,434 (+7%) 11mo $218,000 $152 69
9080 Bloomfield Ave #213 0.00mi 3/2.0 (-1) 1,170 (-13%) 12mo $185,000 $158 63

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.69% rent growth · sell at horizon

5-year hold
IRR
20.8%
Equity multiple
1.83×
Total profit
$53,692
Equity at exit
$34,279
10-year hold
IRR
28.1%
Equity multiple
3.33×
Total profit
$150,213
Equity at exit
$19,878

Cash invested: $64,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 90630

Rents YoY
1.7%
Active inventory
70
Price-to-rent
4.9×

Monthly cashflow live

Estimated rent
$3,919 high interval (Pro) →
Mortgage (P&I)
$1,206
Tax est. 1.5%
$287 /mo · $3,448/yr
Insurance
$96
HOA
$0
Vacancy / Maint / Mgmt
$823
Net cashflow
$1,507

Break-even live

Break-even rent $2,011
Max offer price $229,900
Occupancy floor 57%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$57,475
Closing costs
$6,897
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 20 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
8381 E Blithedale St Long Beach, CA 3.0 2.0 1314 $3,600 $2.74 1d 1 0.50mi
9424 Ethel St Cypress, CA 3.0 2.5 1780 $4,300 $2.42 15d 1 0.65mi
9306 Gregory St Cypress, CA 3.0 2.5 1840 $4,500 $2.45 18d 1 0.66mi
4801 Merten Ave Cypress, CA 3.0 2.0 1500 $3,875 $2.58 1d 1 0.70mi
8120 E Turbo St Long Beach, CA 3.0 1.5 1120 $3,900 $3.48 43d 1 0.81mi
8561 Belmont St Unit 7 Cypress, CA 3.0 2.0 1320 $4,145 $3.14 10d 1 0.85mi
8561 Belmont St Unit 6 Cypress, CA 3.0 2.5 1265 $3,695 $2.92 1d 1 0.85mi
20817 Ely Ave Lakewood, CA 3.0 1.0 1102 $3,550 $3.22 1d 1 0.98mi
4646 Larwin Ave Cypress, CA 4.0 2.5 1562 $3,800 $2.43 1d 1 1.01mi
12050 226th St Hawaiian Gardens, CA 3.0 2.0 1063 $3,100 $2.92 43d 1 1.03mi
12610 Vandemere St Lakewood, CA 3.0 2.0 1056 $8,250 $7.81 1d 1 1.05mi
10403 Stratton Ct Cypress, CA 4.0 2.5 1327 $3,600 $2.71 43d 1 1.21mi
12350 Del Amo Blvd Lakewood, CA 1.0–3.0 1.0–2.0 866 $3,173 $3.66 2d 27 1.24mi
5475 Villa Way #34 Cypress, CA 3.0 2.5 1374 $3,600 $2.62 2d 1 1.24mi
4002 Bryant Ct Cypress, CA 3.0 1.5 1046 $3,400 $3.25 22d 1 1.25mi
10002 Saint Stephen Cir Cypress, CA 3.0 1.5 1205 $3,700 $3.07 17d 1 1.25mi
5524 Camp St Cypress, CA 4.0 3.0 1613 $4,200 $2.60 1d 1 1.29mi
12022 207th St Lakewood, CA 3.0 2.0 1088 $3,950 $3.63 7d 1 1.31mi
12022 207th St Lakewood, CA 3.0 2.0 1088 $3,950 $3.63 24d 1 1.31mi
20726 Seine Ave Lakewood, CA 3.0 2.0 1354 $3,400 $2.51 20d 1 1.41mi

Listing history 18 events

  1. 2026-06-18
    days on market $229,900 Active 36 DOM
  2. 2026-06-17
    days on market $229,900 Active 35 DOM
  3. 2026-06-16
    days on market $229,900 Active 34 DOM
  4. 2026-06-15
    days on market $229,900 Active 33 DOM
  5. 2026-06-13
    days on market $229,900 Active 31 DOM
  6. 2026-06-13
    days on market $229,900 Active 30 DOM
  7. 2026-06-09
    days on market $229,900 Active 27 DOM
  8. 2026-06-08
    days on market $229,900 Active 26 DOM
  9. 2026-06-07
    days on market $229,900 Active 25 DOM
  10. 2026-06-04
    days on market $229,900 Active 22 DOM
  11. 2026-06-03
    days on market $229,900 Active 21 DOM
  12. 2026-06-02
    days on market $229,900 Active 20 DOM
  13. 2026-06-01
    days on market $229,900 Active 19 DOM
  14. 2026-05-31
    days on market $229,900 Active 18 DOM
  15. 2026-05-13
    listed $229,900 Active
  16. 2026-05-12
    historical $229,900
  17. 2026-04-27
    historical
  18. 2025-11-04
    listed $225,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥89°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 9 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$47,026
− Mortgage interest
−$12,878
− Property taxes
−$3,448
− Insurance
−$1,150
− Repairs & maintenance
−$3,762
− Management
−$3,762
− Depreciation
−$6,688
Taxable income
$15,338
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,681
After-tax cash flow
$14,404/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Cypress Elementary
NCES district ID
0610440
Math proficiency
67% ▲ 1.00%
Reading proficiency
69% ▲ 1.00%
Median HH income
$83,769
Composite
62.21/100
National rank
#1446
State rank
#117 of 1400 in CA

Livability — Cypress

Score
74/100
State rank
#141
US rank
#4900

Category grades

Amenities B- Commute A Cost of living F Crime C+ Employment A+ Housing C+ Health & safety D User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Cypress, CA
County
Orange County · 3,096,323 people
City population
49,318
Metro
Los Angeles-Long Beach-Anaheim, CA
Population (ZIP)
49,318
Household income
$130,154
Rent vs Own
31.7% rent · 68.3% own
Severe rent burden
1431.0

Population outlook (Orange County) Hauer SSP2

Today (2025)
3,477,456 people
By 2030
3,613,117 · +3.9%
By 2040
3,835,945 · +10.3%
By 2050
3,968,736 · +14.1%
By 2075
4,097,053 · +17.8%
By 2100
3,903,633 · +12.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.71)
Race & ethnicity
Asian 37% White 31% Hispanic / Latino 22% Two or more races 14% Black 3%
Hispanic origin (detail)
Mexican 15%
Common ancestry
Lithuanian 2% Iranian 1% Italian 1%
Foreign-born
31% · South Korea, Canada, China
Languages at home
57% English-only · Spanish 12% Korean 11% Chinese 5%

Political lean MEDSL · Orange

2024 margin
Toss-up / Even · D 49.7% · R 47.1% · Other 3.2%
2008→2024 swing
+5.2pp toward D · 2008: -2.6pp · 2024: 2.6pp
All cycles
2024: D+2.6 2020: D+9.0 2016: D+7.7 2012: R+8.3 2008: R+2.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -870.99%
Current HPI
402.6083
Rent YoY
▲ 1.69%
Metro
Los Angeles-Long Beach-Anaheim, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+2.2% since first listed
4 events — show timeline
  • 2026-05-13 Listed $229,900 CRMLS
  • 2026-05-12 Coming Soon $229,900 CRMLS
  • 2026-04-27 Listing Removed CRMLS
  • 2025-11-04 Listed $225,000 CRMLS

Property tax history

+0.5%/yr

Latest (2025): $70 · +2.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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