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1342 Conklin Ave
B Composite 73.54
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • Appreciation +9.1/10.0
  • 1% rule +8.4/10.0
  • ARV discount +7.5/15.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.2/5.0
  • Schools +1.3/10.0

$99,000

1342 Conklin Ave · Augusta-Richmond County consolidated government (balance), GA 30901
3 bd · 1.0 ba · 996 sqft · SingleFamily public records · 24 Days on market
Built 1966 2,614 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Remodeled 2 bedroom, 1 bathroom home offering comfort throughout. On a fully fenced lot. This home is move in ready and waiting for its new owners.

Key facts

  • Move in ready
  • Fully fenced lot
  • 2,614 sq ft lot

Tags

FULLY FENCED LOTMOVE IN READY

Property features AI

Exterior

  • Parking: Asphalt parking
  • Utilities: Other utilities
  • Home design: Single-family residence; One story; Entry level: 1
  • Construction: Brick construction; Composition roof; Crawl space / no basement
  • Exterior features: Porch; Back yard fencing; Has a view; No additional exterior features listed

Interior

  • Bathrooms: 1 full bathroom
  • Heating & cooling: Central air conditioning; Electric forced-air heating
  • Interior features: Other interior features

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $99k.

Deal economics

  • At list price, monthly cash flow is $396 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $99k).
  • Recommended offer: $98k (1.5% below list) — sets the bar for market timing.
  • Cap rate 11.1% vs local median 5.3% in Augusta-Richmond County consolidated government (balance) — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Richmond County (urban): math 12% / reading 20% proficiency, ranked #154 of 174 in GA (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Jenkins-White Elementary School (math 8% / reading 8%, grade F, #1,125 of 1,228 statewide, top 93%, 389 students, 98% FRL); W.S. Hornsby Middle School (math 2% / reading 5%, grade F, #468 of 470 statewide, top 100%, 399 students, 98% FRL) — zoned schools average 98% FRL vs 72% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents soft (-1.3%/yr); 129 active listings in the ZIP; 32 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 53% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 561 units permitted in Richmond County in 2024 (0 in 5+ unit buildings).
  • At $1,330/mo this rent would consume 63% of the median local household income ($25k/yr) (locally 2063% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • In year one you build about $9k of equity ($684 loan paydown + $8k appreciation (8.2% local appreciation)).
  • Richmond County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (8.2% appreciation + 0.0% rent growth), your $28k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 4, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 24 days — a 2% lower offer ($98k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 62% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $97,515 (1.5% below list)

Questions for the listing agent

  1. Built in 1966 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.34%
Cap rate
11.09%
Cash-on-cash
17.12%
DSCR
1.76
GRM
6.2

CMA / ARV

ARV (on-the-fly)
$40,836
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1434 Perry Ave 0.17mi 2/1.0 (-1) 937 (-6%) 10mo $30,000 $32 68
1502 12th St 0.40mi 3/1.0 950 (-5%) 6mo $80,000 $84 68
1421 Chestnut St 0.24mi 2/1.0 (-1) 1,022 (+3%) 20mo $18,000 $18 63
1439 Dewitt Street St 0.58mi 3/1.0 1,014 (+2%) 8mo $25,000 $25 63
1151 Roselle St 0.53mi 2/2.0 (-1) 1,000 (+0%) 4mo $129,800 $130 62
1635 Carpenter St 0.49mi 3/1.0 984 (-1%) 17mo $40,000 $41 61
1586 Lee Beard Way 0.30mi 2/1.0 (-1) 896 (-10%) 8mo $115,350 $129 57
1442 Essie Mcintyre Blvd 0.73mi 2/1.0 (-1) 948 (-5%) 5mo $23,000 $24 49
1426 Essie Mcintyre Blvd 0.75mi 2/1.0 (-1) 1,015 (+2%) 10mo $54,000 $53 49
1237 11th Street St 0.58mi 3/1.5 914 (-8%) 13mo $160,000 $175 47
1043 Cs Hamilton Way 0.63mi 2/1.0 (-1) 888 (-11%) 8mo $30,000 $34 41
1041 Cs Hamilton Way 0.63mi 2/1.0 (-1) 888 (-11%) 8mo $30,000 $34 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

8.18% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
32.2%
Equity multiple
3.28×
Total profit
$63,222
Equity at exit
$76,430
10-year hold
IRR
27.5%
Equity multiple
6.69×
Total profit
$157,625
Equity at exit
$152,889

Cash invested: $27,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30901

Home prices YoY
4.1%
Rents YoY
-1.3%
Active inventory
129
Price-to-rent
6.2×

Monthly cashflow live

Estimated rent
$1,330 high interval (Pro) →
Mortgage (P&I)
$519
Tax from tax record
$95 /mo · $1,140/yr
Insurance
$41
HOA
$0
Vacancy / Maint / Mgmt
$279
Net cashflow
$396

Break-even live

Break-even rent $830
Max offer price $99,000
Occupancy floor 65%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$24,750
Closing costs
$2,970
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 32 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1425 Lee Beard Way Augusta, GA 1.0–2.0 1.0 776 $1,181 $1.52 44d 1 0.20mi
1480 Wrightsboro Rd Augusta, GA 1.0–3.0 1.0–2.0 1046 $2,375 $2.27 21d 13 0.33mi
1601 12th St Unit 1601 Augusta, GA 2.0 1.0 550 $875 $1.59 44d 1 0.44mi
1232 12th St Unit D Augusta, GA 2.0 1.0 800 $1,000 $1.25 44d 1 0.53mi
1016 Laney Walker Blvd Augusta, GA 1.0–2.0 1.0 794 $995 $1.25 23d 4 0.66mi
1016 Laney Walker Blvd Augusta, GA 2.0 1.0 885 $935 $1.06 44d 5 0.66mi
953 Hopkins St Augusta, GA 3.0 1.0 806 $1,100 $1.36 44d 1 0.79mi
1246 Holden Dr Augusta, GA 3.0 1.0 816 $1,195 $1.46 14d 1 0.85mi
1244 Holden Dr Augusta, GA 3.0 1.0 816 $1,195 $1.46 14d 1 0.86mi
1239 Holden Dr Augusta, GA 3.0 1.0 816 $1,095 $1.34 14d 1 0.86mi
1240 Holden Dr Augusta, GA 2.0 1.0 675 $1,095 $1.62 44d 1 0.87mi
1399 Walton Way Augusta, GA 2.0 2.0 1017 $1,690 $1.66 23d 1 0.88mi
1220 Holden Dr Augusta, GA 2.0 1.0 675 $1,095 $1.62 44d 1 0.92mi
1313 Wilson St Apt C Augusta, GA 2.0 2.0 900 $1,350 $1.50 44d 1 0.99mi
1202 Holden Dr Augusta, GA 2.0 1.0 675 $1,150 $1.70 44d 1 1.00mi
1750 Essie McIntyre Blvd Augusta, GA 2.0 1.0 720 $950 $1.32 44d 1 1.02mi
1328 Baker Ave Augusta, GA 2.0 1.0 761 $975 $1.28 44d 1 1.04mi
709 Hall St Augusta, GA 2.0 1.0 600 $990 $1.65 44d 1 1.05mi
505 13th St Augusta, GA 2.0 2.0 950 $1,122 $1.18 44d 3 1.08mi
1912 Richmond Ave Unit 1912 Augusta, GA 2.0 1.0 812 $1,195 $1.47 14d 1 1.11mi
913 Walker St Augusta, GA 2.0 2.0 1000 $1,200 $1.20 14d 1 1.25mi
1610 Cornell Dr Augusta, GA 3.0 1.0 1025 $1,100 $1.07 23d 1 1.34mi
1610 Cornell Dr Augusta, GA 3.0 1.0 1025 $1,100 $1.07 44d 1 1.34mi
1838 Watkins St Augusta, GA 2.0 1.0 672 $1,050 $1.56 23d 1 1.35mi
1730 Hicks St Apt A Augusta, GA 2.0 1.0 750 $750 $1.00 14d 1 1.37mi
1606 Broad St Augusta, GA 2.0 2.0 1066 $1,200 $1.13 23d 1 1.39mi
1030 Broad St Unit C Augusta, GA 2.0 1.0 900 $1,225 $1.36 23d 1 1.42mi
1030 Broad St Unit D Augusta, GA 2.0 1.0 880 $1,015 $1.15 23d 1 1.42mi
1030 Broad St Unit D Augusta, GA 2.0 1.0 880 $1,015 $1.15 44d 1 1.42mi
2230 Hollis Rd Augusta, GA 2.0 1.0 1000 $975 $0.97 44d 1 1.42mi
1030 Broad St Augusta, GA 2.0 1.0 880 $1,225 $1.39 44d 1 1.43mi
1701 Goodrich St Augusta, GA 1.0–3.0 1.0–2.0 1056 $2,756 $2.61 14d 11 1.50mi

Listing history 16 events

  1. 2026-06-18
    days on market $99,000 Active 24 DOM
  2. 2026-06-17
    days on market $99,000 Active 23 DOM
  3. 2026-06-16
    days on market $99,000 Active 22 DOM
  4. 2026-06-15
    days on market $99,000 Active 21 DOM
  5. 2026-06-14
    days on market $99,000 Active 19 DOM
  6. 2026-06-10
    days on market $99,000 Active 16 DOM
  7. 2026-06-09
    days on market $99,000 Active 15 DOM
  8. 2026-06-08
    days on market $99,000 Active 14 DOM
  9. 2026-06-07
    days on market $99,000 Active 13 DOM
  10. 2026-06-03
    days on market $99,000 Active 9 DOM
  11. 2026-06-02
    days on market $99,000 Active 8 DOM
  12. 2026-06-01
    days on market $99,000 Active 7 DOM
  13. 2026-05-31
    days on market $99,000 Active 6 DOM
  14. 2026-05-30
    days on market $99,000 Active 5 DOM
  15. 2026-05-26
    listed $99,000 Active 147-char remark
    Show marketing remark (147 chars)

    Remodeled 2 bedroom, 1 bathroom home offering comfort throughout. On a fully fenced lot. This home is move in ready and waiting for its new owners.

  16. 2026-05-26
    listed $99,000 Active
    Show marketing remark (147 chars)

    Remodeled 2 bedroom, 1 bathroom home offering comfort throughout. On a fully fenced lot. This home is move in ready and waiting for its new owners.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,140 · $95/mo
Projected year-2 tax
$1,140 · $95/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 62% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$15,964
− Mortgage interest
−$5,546
− Property taxes
−$1,140
− Insurance
−$495
− Repairs & maintenance
−$1,277
− Management
−$1,277
− Depreciation
−$2,880
Taxable income
$3,349
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$804
After-tax cash flow
$3,943/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Richmond County
NCES district ID
1304380
Math proficiency
12% ▼ -9.00%
Reading proficiency
20% ▼ -6.00%
Median HH income
$38,069
Composite
13.43/100
National rank
#9524
State rank
#154 of 174 in GA

Livability — Augusta-Richmond County consolidated government (balance)

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Augusta-Richmond County consolidated government (balance), GA
County
Richmond County · 190,917 people
City population
154,035
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
16,484
Household income
$25,163
Rent vs Own
76.1% rent · 23.9% own
Severe rent burden
2063.0

Population outlook (Richmond County) Hauer SSP2

Today (2025)
200,753 people
By 2030
200,232 · -0.3%
By 2040
196,813 · -2.0%
By 2050
190,347 · -5.2%
By 2075
172,496 · -14.1%
By 2100
146,284 · -27.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (78%)
Race & ethnicity
Black 78% White 15% Two or more races 4% Hispanic / Latino 2%
Common ancestry
Lithuanian 1% Slovak 1%
Foreign-born
1% · Canada
Languages at home
97% English-only · Spanish 1%

Political lean MEDSL · Richmond

2024 margin
Solid D (+36.1) · D 67.8% · R 31.7%
2008→2024 swing
+4.3pp toward D · 2008: 31.8pp · 2024: 36.1pp
All cycles
2024: D+36.1 2020: D+37.2 2016: D+32.4 2012: D+33.8 2008: D+31.8

Not yet ingested

Civics

Market trends

HPI YoY
▲ 8.18%
Current HPI
206.3145
Rent YoY
▼ -1.31%
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
2 events — show timeline
  • 2026-05-26 Listed $99,000 AMLS
  • 2026-05-26 Listed $99,000 Hive MLS

Property tax history

+7.1%/yr

Latest (2025): $1,140 · +8.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…