3800 Bradford St #307 · La Verne, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 8/10 · Major
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 7/10 · Major
- Hot days now (above 98°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 8/10 · Major
- Unhealthy air days now
- 17 days/yr
- Unhealthy air days in 30 yrs
- 21 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +28.9/30.0
- DSCR +10.0/10.0
- 1% rule +8.0/10.0
- Schools +5.9/10.0
- Condition / age +4.0/5.0
- Livability +3.8/5.0
- Rent growth +3.1/5.0
- ARV discount +3.0/15.0
- Appreciation +0.0/10.0
$259,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
* * Triple-Wide Beauty in Twin Oaks 55+ Community! * * Spacious 2-bedroom, 1.75-bath home offering approximately 1,790 sq. ft. (60x24)+(10x35) of comfortable living space with a large open floor plan. The expansive living and dining areas feature a built-in china cabinet, perfect for entertaining. The separate family room includes a built-in desk area with shelving, plus an additional bonus room ideal for an office, craft room, or potential 3rd bedroom with the addition of a closet. The large primary suite offers a vanity area, separate soaking tub, and walk-in shower. The secondary bedroom features direct access to a bathroom that also connects conveniently to the laundry room. The lau
Key facts
- Built-in desk area
- Large primary suite
- Separate family room
Tags
Property features AI
Finance
- Other: Park name: Twin Oaks Mobile Home Park; Private maintained road frontage; Directions: Enter park off Bradford; quick left up to Wooley and quick right to Space 307 on your left
- Financial info: Land lease: $735.64 monthly (seller-provided)
- HOA & community: Senior community; Street lighting; Twin Oaks Mobile Home Park
Exterior
- Parking: Attached carport; Driveway (concrete, level); 2 parking spaces; 2 carport spaces
- Security: Resident manager; Manager approval required
- Utilities: Standard electric; Natural gas connected; Public/district water; Public sewer; Electricity connected; Sewer connected; Water connected
- Home design: Single-story; Entry at front and side; Faces south; Mobile home (Sherwood model, 24' x 60'); Mobile home remains; One level; Has view
- Construction: Aluminum siding; Composition/shingle roof; Aluminum skirt; Pier jacks foundation
- Exterior features: Covered front porch; Awning; Rain gutters; Back yard; Yard; Close to clubhouse; Community in-ground pool; Community spa; Shed (1)
Interior
- Kitchen: Refrigerator; Dishwasher; Electric stove; Range/stove hood; Garbage disposal; Vented exhaust fan
- Bedrooms: Main floor primary bedroom; Main floor bedroom; Primary suite; Retreat; Separate family room
- Flooring: Vinyl
- Bathrooms: One full bath; One 3/4 bath; Main floor full bath; Separate tub and shower; Bathtub; Shower
- Heating & cooling: Central cooling; Natural gas heating; Forced air; Central furnace; Gas water heater
- Interior features: Open floor plan; Built-in storage; Ceiling fan; Laminate counters; Formica counters; Blinds; No interior steps; Resident manager
- Laundry & utility: Inside laundry room; Washer hookup; Gas dryer hookup; Individual laundry room
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $259k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $877 ($11k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $259k).
- Recommended offer: $251k (3.0% below list) — sets the bar for market timing.
- Cap rate 10.4% vs local median 3.0% in La Verne — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 75/100 on livability (#110 in CA, #3,858 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, employment A+, commute A; Watch: cost of living F, health & safety F.
- Bonita Unified (suburban): math 59% / reading 70% proficiency, ranked #151 of 1,400 in CA (top 11%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents rising (+2.4%/yr); 94 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 19,697 units permitted in Los Angeles County in 2024 (9,426 in 5+ unit buildings).
- This rent runs 39% of the median local income ($104k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Los Angeles County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 2.4% rent growth), your $73k cash investment doubles in ~9 years — after that, you're playing with house money.
Negotiation context
- It's been on market 38 days — a 3% lower offer ($251k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: severe wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 38 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1976 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.30% ✓
- Cap rate
- 10.36%
- Cash-on-cash
- 14.51%
- DSCR
- 1.65
- GRM
- 6.4
CMA / ARV
- ARV (median comp)
- $235,478
- List price
- $259,000
- Delta
- 9.99%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3800 Bradford St #93 | 0.11mi | 2/2.0 | 1,800 (+1%) | 2mo | $269,000 | $149 | 92 |
| 3800 Bradford St #57 | 0.11mi | 2/2.0 | 1,776 (-1%) | 8mo | $255,000 | $144 | 87 |
| 3800 Bradford St #314 | 0.11mi | 2/2.0 | 1,736 (-3%) | 4mo | $225,000 | $130 | 86 |
| 3800 Bradford #188 | 0.16mi | 2/2.0 | 1,680 (-6%) | 7mo | $279,900 | $167 | 77 |
| 3800 Bradford St #47 | 0.13mi | 2/2.0 | 1,920 (+7%) | 8mo | $259,000 | $135 | 75 |
| 3800 Bradford St #182 | 0.13mi | 2/2.0 | 1,560 (-13%) | 2mo | $260,000 | $167 | 71 |
| 3800 Bradford #233 | 0.13mi | 3/2.0 (+1) | 1,576 (-12%) | 2mo | $399,000 | $253 | 67 |
| 4095 Fruit St #608 | 0.58mi | 2/2.0 | 1,596 (-11%) | 6mo | $185,000 | $116 | 50 |
| 4095 Fruit St #743 | 0.58mi | 3/2.0 (+1) | 1,954 (+9%) | 7mo | $370,000 | $189 | 47 |
| 4095 Fruit St #607 | 0.58mi | 2/2.0 | 1,540 (-14%) | 6mo | $334,379 | $217 | 45 |
| 4095 Fruit St #606 | 0.72mi | 2/2.0 | 2,000 (+12%) | 5mo | $162,500 | $81 | 43 |
| 4095 Fruit St #105 | 0.70mi | 2/2.0 | 1,536 (-14%) | 9mo | $220,000 | $143 | 36 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.35% rent growth · sell at horizon
- IRR
- 4.2%
- Equity multiple
- 1.16×
- Total profit
- $11,728
- Equity at exit
- $38,618
- IRR
- 13.1%
- Equity multiple
- 2.01×
- Total profit
- $73,439
- Equity at exit
- $22,394
Cash invested: $72,520 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 91750
- Rents YoY
- 2.4%
- Active inventory
- 94
- Price-to-rent
- 6.4×
Monthly cashflow live
- Estimated rent
- $3,375 high interval (Pro) →
- Mortgage (P&I)
- −$1,358
- Tax est. 1.5%
- −$324 /mo · $3,885/yr
- Insurance
- −$108
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$709
- Net cashflow
- $877
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $64,750
- Closing costs
- $7,770
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 19 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3816 Verdana Cir La Verne, CA | 2.0 | 2.5 | 1243 | $3,300 | $2.65 | 19d | 1 | 0.42mi |
| 2577 Sycamore Dr La Verne, CA | 3.0 | 2.0 | 1350 | $2,895 | $2.14 | 44d | 1 | 0.46mi |
| 3836 Verdana Cir La Verne, CA | 2.0 | 2.5 | 1243 | $3,500 | $2.82 | 44d | 1 | 0.46mi |
| 2644 Sycamore Dr La Verne, CA | 3.0 | 2.5 | 1825 | $4,100 | $2.25 | 1d | 1 | 0.47mi |
| 3748 Verdana Cir La Verne, CA | 3.0 | 3.0 | 1493 | $4,500 | $3.01 | 15d | 1 | 0.49mi |
| 3636 Sumner Ave #210 Pomona, CA | 2.0 | 2.0 | 1290 | $2,400 | $1.86 | 6d | 1 | 0.74mi |
| 2063 Evergreen St La Verne, CA | 3.0 | 2.0 | 1300 | $3,200 | $2.46 | 44d | 1 | 0.83mi |
| 2958 Gramercy St Pomona, CA | 3.0 | 2.0 | 1364 | $3,350 | $2.46 | 6d | 1 | 0.86mi |
| 2935 Gayridge St Pomona, CA | 3.0 | 2.0 | 1507 | $3,595 | $2.39 | 2d | 1 | 0.88mi |
| 2002 Canopy Ln La Verne, CA | 3.0 | 3.0 | 1759 | $3,450 | $1.96 | 44d | 1 | 0.90mi |
| 1090 Foothill Blvd Claremont, CA | 3.0 | 4.0 | 2231 | $3,850 | $1.73 | 44d | 1 | 1.04mi |
| 1051 Amador St Claremont, CA | 3.0 | 2.0 | 1469 | $4,200 | $2.86 | 1d | 1 | 1.11mi |
| 2728 Crozier Ct Pomona, CA | 3.0 | 3.0 | 1497 | $3,295 | $2.20 | 1d | 1 | 1.22mi |
| 2771 N Garey Ave Pomona, CA | 1.0–3.0 | 1.0–2.0 | 1065 | $2,930 | $2.75 | 1d | 8 | 1.23mi |
| 2707 Erebus Ct Pomona, CA | 3.0 | 3.0 | 1497 | $3,400 | $2.27 | 44d | 1 | 1.25mi |
| 2109 N White Ave La Verne, CA | 3.0 | 4.0 | 1911 | $3,975 | $2.08 | 44d | 1 | 1.27mi |
| 2892 Cedar Ln Pomona, CA | 3.0 | 3.5 | 1818 | $3,300 | $1.82 | 44d | 1 | 1.31mi |
| 795 Hazel Way Pomona, CA | 3.0 | 3.0 | 1401 | $3,100 | $2.21 | 10d | 1 | 1.38mi |
| 549 California Dr Claremont, CA | 3.0 | 2.0 | 1538 | $3,200 | $2.08 | 15d | 1 | 1.47mi |
Listing history 15 events
-
2026-06-18days on market $259,000 Active 38 DOM
-
2026-06-17days on market $259,000 Active 37 DOM
-
2026-06-16days on market $259,000 Active 36 DOM
-
2026-06-15days on market $259,000 Active 35 DOM
-
2026-06-13days on market $259,000 Active 33 DOM
-
2026-06-13days on market $259,000 Active 32 DOM
-
2026-06-09days on market $259,000 Active 29 DOM
-
2026-06-08days on market $259,000 Active 28 DOM
-
2026-06-07days on market $259,000 Active 27 DOM
-
2026-06-04days on market $259,000 Active 24 DOM
-
2026-06-03days on market $259,000 Active 23 DOM
-
2026-06-02days on market $259,000 Active 22 DOM
-
2026-06-01days on market $259,000 Active 21 DOM
-
2026-05-31days on market $259,000 Active 20 DOM
-
2026-05-11$259,000 Active 1588-char remark
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 8/10 Severe
- Heat 7/10 Severe 7 d/yr ≥98°F today · 19 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 8/10 Severe 17 unhealthy d/yr today · 21 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $40,506
- − Mortgage interest
- −$14,508
- − Property taxes
- −$3,885
- − Insurance
- −$1,295
- − Repairs & maintenance
- −$3,240
- − Management
- −$3,240
- − Depreciation
- −$7,535
- Taxable income
- $6,802
- Est. tax owed @ 24.0%
- −$1,633
- After-tax cash flow
- $8,888/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 30 photos
This well-maintained, modern manufactured home in a desirable community is ready for immediate occupancy and can be easily updated to enhance its resale and rental value.
Value-add opportunities
- Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics
- Resale Updating the kitchen backsplash — A fresh backsplash can improve the kitchen's appearance and functionality
- Resale Upgrading the flooring in the bathrooms — Modern flooring can make the bathrooms more appealing to potential buyers
Renovation cost estimate screening
Value-add ROI direction
- Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics ↑
- Resale Updating the kitchen backsplash — A fresh backsplash can improve the kitchen's appearance and functionality ↑
- Resale Upgrading the flooring in the bathrooms — Modern flooring can make the bathrooms more appealing to potential buyers ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Bonita Unified
- NCES district ID
- 0605610
- Math proficiency
- 59% ▲ 3.00%
- Reading proficiency
- 70% ▬ 0.00%
- Median HH income
- $76,196
- Composite
- 58.71/100
- National rank
- #2001
- State rank
- #151 of 1400 in CA
Livability — La Verne
- Score
- 75/100
- State rank
- #110
- US rank
- #3858
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- La Verne, CA
- County
- Los Angeles County · 9,444,647 people
- City population
- 32,692
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- Population (ZIP)
- 32,692
- Household income
- $104,195
- Rent vs Own
- Severe rent burden
- 872.0
Population outlook (Los Angeles County) Hauer SSP2
- Today (2025)
- 10,940,515 people
- By 2030
- 11,256,481 · +2.9%
- By 2040
- 11,729,929 · +7.2%
- By 2050
- 11,948,407 · +9.2%
- By 2075
- 11,818,114 · +8.0%
- By 2100
- 10,842,928 · -0.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.67)
- Race & ethnicity
- White 44% Hispanic / Latino 36% Two or more races 20% Asian 10% Black 4%
- Hispanic origin (detail)
- Mexican 31%
- Common ancestry
- Lithuanian 3% Slovak 2% Romanian 1%
- Foreign-born
- 17% · Canada, China, South Korea
- Languages at home
- 75% English-only · Spanish 12% Chinese 3% Other Indo-European 3%
Political lean MEDSL · Los Angeles
- 2024 margin
- Solid D (+32.9) · D 64.8% · R 31.9% · Other 3.3%
- 2008→2024 swing
- -7.4pp toward R · 2008: 40.4pp · 2024: 32.9pp
- All cycles
- 2024: D+32.9 2020: D+44.2 2016: D+48.0 2012: D+40.0 2008: D+40.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -729.79%
- Current HPI
- 373.7761
- Rent YoY
- ▲ 2.35%
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
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| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
1 event — show timeline
- 2026-05-11 Listed $259,000 CRMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…