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3800 Bradford St #307
B- Composite 66.63
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +28.9/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.0/10.0
  • Schools +5.9/10.0
  • Condition / age +4.0/5.0
  • Livability +3.8/5.0
  • Rent growth +3.1/5.0
  • ARV discount +3.0/15.0
  • Appreciation +0.0/10.0

$259,000

3800 Bradford St #307 · La Verne, CA 91750
2 bd · 2.0 ba · 1,790 sqft · Manufactured · 38 Days on market
Built 1976 Good condition $145/sqft · 10% above area Est $235k · 10% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

* * Triple-Wide Beauty in Twin Oaks 55+ Community! * * Spacious 2-bedroom, 1.75-bath home offering approximately 1,790 sq. ft. (60x24)+(10x35) of comfortable living space with a large open floor plan. The expansive living and dining areas feature a built-in china cabinet, perfect for entertaining. The separate family room includes a built-in desk area with shelving, plus an additional bonus room ideal for an office, craft room, or potential 3rd bedroom with the addition of a closet. The large primary suite offers a vanity area, separate soaking tub, and walk-in shower. The secondary bedroom features direct access to a bathroom that also connects conveniently to the laundry room. The lau

Key facts

  • Built-in desk area
  • Large primary suite
  • Separate family room

Tags

LARGE OPEN FLOOR PLANBUILT-IN CHINA CABINETSEPARATE FAMILY ROOMBUILT-IN DESK AREAADDITIONAL BONUS ROOMLARGE PRIMARY SUITE

Property features AI

Finance

  • Other: Park name: Twin Oaks Mobile Home Park; Private maintained road frontage; Directions: Enter park off Bradford; quick left up to Wooley and quick right to Space 307 on your left
  • Financial info: Land lease: $735.64 monthly (seller-provided)
  • HOA & community: Senior community; Street lighting; Twin Oaks Mobile Home Park

Exterior

  • Parking: Attached carport; Driveway (concrete, level); 2 parking spaces; 2 carport spaces
  • Security: Resident manager; Manager approval required
  • Utilities: Standard electric; Natural gas connected; Public/district water; Public sewer; Electricity connected; Sewer connected; Water connected
  • Home design: Single-story; Entry at front and side; Faces south; Mobile home (Sherwood model, 24' x 60'); Mobile home remains; One level; Has view
  • Construction: Aluminum siding; Composition/shingle roof; Aluminum skirt; Pier jacks foundation
  • Exterior features: Covered front porch; Awning; Rain gutters; Back yard; Yard; Close to clubhouse; Community in-ground pool; Community spa; Shed (1)

Interior

  • Kitchen: Refrigerator; Dishwasher; Electric stove; Range/stove hood; Garbage disposal; Vented exhaust fan
  • Bedrooms: Main floor primary bedroom; Main floor bedroom; Primary suite; Retreat; Separate family room
  • Flooring: Vinyl
  • Bathrooms: One full bath; One 3/4 bath; Main floor full bath; Separate tub and shower; Bathtub; Shower
  • Heating & cooling: Central cooling; Natural gas heating; Forced air; Central furnace; Gas water heater
  • Interior features: Open floor plan; Built-in storage; Ceiling fan; Laminate counters; Formica counters; Blinds; No interior steps; Resident manager
  • Laundry & utility: Inside laundry room; Washer hookup; Gas dryer hookup; Individual laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $259k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $877 ($11k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $259k).
  • Recommended offer: $251k (3.0% below list) — sets the bar for market timing.
  • Cap rate 10.4% vs local median 3.0% in La Verne — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 75/100 on livability (#110 in CA, #3,858 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, employment A+, commute A; Watch: cost of living F, health & safety F.
  • Bonita Unified (suburban): math 59% / reading 70% proficiency, ranked #151 of 1,400 in CA (top 11%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising (+2.4%/yr); 94 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 19,697 units permitted in Los Angeles County in 2024 (9,426 in 5+ unit buildings).
  • This rent runs 39% of the median local income ($104k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Los Angeles County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 2.4% rent growth), your $73k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 38 days — a 3% lower offer ($251k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $251,230 (3.0% below list)

Questions for the listing agent

  1. It's been on market 38 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1976 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.30%
Cap rate
10.36%
Cash-on-cash
14.51%
DSCR
1.65
GRM
6.4

CMA / ARV

ARV (median comp)
$235,478
List price
$259,000
Delta
9.99%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3800 Bradford St #93 0.11mi 2/2.0 1,800 (+1%) 2mo $269,000 $149 92
3800 Bradford St #57 0.11mi 2/2.0 1,776 (-1%) 8mo $255,000 $144 87
3800 Bradford St #314 0.11mi 2/2.0 1,736 (-3%) 4mo $225,000 $130 86
3800 Bradford #188 0.16mi 2/2.0 1,680 (-6%) 7mo $279,900 $167 77
3800 Bradford St #47 0.13mi 2/2.0 1,920 (+7%) 8mo $259,000 $135 75
3800 Bradford St #182 0.13mi 2/2.0 1,560 (-13%) 2mo $260,000 $167 71
3800 Bradford #233 0.13mi 3/2.0 (+1) 1,576 (-12%) 2mo $399,000 $253 67
4095 Fruit St #608 0.58mi 2/2.0 1,596 (-11%) 6mo $185,000 $116 50
4095 Fruit St #743 0.58mi 3/2.0 (+1) 1,954 (+9%) 7mo $370,000 $189 47
4095 Fruit St #607 0.58mi 2/2.0 1,540 (-14%) 6mo $334,379 $217 45
4095 Fruit St #606 0.72mi 2/2.0 2,000 (+12%) 5mo $162,500 $81 43
4095 Fruit St #105 0.70mi 2/2.0 1,536 (-14%) 9mo $220,000 $143 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.35% rent growth · sell at horizon

5-year hold
IRR
4.2%
Equity multiple
1.16×
Total profit
$11,728
Equity at exit
$38,618
10-year hold
IRR
13.1%
Equity multiple
2.01×
Total profit
$73,439
Equity at exit
$22,394

Cash invested: $72,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 91750

Rents YoY
2.4%
Active inventory
94
Price-to-rent
6.4×

Monthly cashflow live

Estimated rent
$3,375 high interval (Pro) →
Mortgage (P&I)
$1,358
Tax est. 1.5%
$324 /mo · $3,885/yr
Insurance
$108
HOA
$0
Vacancy / Maint / Mgmt
$709
Net cashflow
$877

Break-even live

Break-even rent $2,266
Max offer price $259,000
Occupancy floor 69%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$64,750
Closing costs
$7,770
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 19 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3816 Verdana Cir La Verne, CA 2.0 2.5 1243 $3,300 $2.65 19d 1 0.42mi
2577 Sycamore Dr La Verne, CA 3.0 2.0 1350 $2,895 $2.14 44d 1 0.46mi
3836 Verdana Cir La Verne, CA 2.0 2.5 1243 $3,500 $2.82 44d 1 0.46mi
2644 Sycamore Dr La Verne, CA 3.0 2.5 1825 $4,100 $2.25 1d 1 0.47mi
3748 Verdana Cir La Verne, CA 3.0 3.0 1493 $4,500 $3.01 15d 1 0.49mi
3636 Sumner Ave #210 Pomona, CA 2.0 2.0 1290 $2,400 $1.86 6d 1 0.74mi
2063 Evergreen St La Verne, CA 3.0 2.0 1300 $3,200 $2.46 44d 1 0.83mi
2958 Gramercy St Pomona, CA 3.0 2.0 1364 $3,350 $2.46 6d 1 0.86mi
2935 Gayridge St Pomona, CA 3.0 2.0 1507 $3,595 $2.39 2d 1 0.88mi
2002 Canopy Ln La Verne, CA 3.0 3.0 1759 $3,450 $1.96 44d 1 0.90mi
1090 Foothill Blvd Claremont, CA 3.0 4.0 2231 $3,850 $1.73 44d 1 1.04mi
1051 Amador St Claremont, CA 3.0 2.0 1469 $4,200 $2.86 1d 1 1.11mi
2728 Crozier Ct Pomona, CA 3.0 3.0 1497 $3,295 $2.20 1d 1 1.22mi
2771 N Garey Ave Pomona, CA 1.0–3.0 1.0–2.0 1065 $2,930 $2.75 1d 8 1.23mi
2707 Erebus Ct Pomona, CA 3.0 3.0 1497 $3,400 $2.27 44d 1 1.25mi
2109 N White Ave La Verne, CA 3.0 4.0 1911 $3,975 $2.08 44d 1 1.27mi
2892 Cedar Ln Pomona, CA 3.0 3.5 1818 $3,300 $1.82 44d 1 1.31mi
795 Hazel Way Pomona, CA 3.0 3.0 1401 $3,100 $2.21 10d 1 1.38mi
549 California Dr Claremont, CA 3.0 2.0 1538 $3,200 $2.08 15d 1 1.47mi

Listing history 15 events

  1. 2026-06-18
    days on market $259,000 Active 38 DOM
  2. 2026-06-17
    days on market $259,000 Active 37 DOM
  3. 2026-06-16
    days on market $259,000 Active 36 DOM
  4. 2026-06-15
    days on market $259,000 Active 35 DOM
  5. 2026-06-13
    days on market $259,000 Active 33 DOM
  6. 2026-06-13
    days on market $259,000 Active 32 DOM
  7. 2026-06-09
    days on market $259,000 Active 29 DOM
  8. 2026-06-08
    days on market $259,000 Active 28 DOM
  9. 2026-06-07
    days on market $259,000 Active 27 DOM
  10. 2026-06-04
    days on market $259,000 Active 24 DOM
  11. 2026-06-03
    days on market $259,000 Active 23 DOM
  12. 2026-06-02
    days on market $259,000 Active 22 DOM
  13. 2026-06-01
    days on market $259,000 Active 21 DOM
  14. 2026-05-31
    days on market $259,000 Active 20 DOM
  15. 2026-05-11
    listed $259,000 Active 1588-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 8/10 Severe
  • 🌡 Heat 7/10 Severe 7 d/yr ≥98°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 8/10 Severe 17 unhealthy d/yr today · 21 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$40,506
− Mortgage interest
−$14,508
− Property taxes
−$3,885
− Insurance
−$1,295
− Repairs & maintenance
−$3,240
− Management
−$3,240
− Depreciation
−$7,535
Taxable income
$6,802
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,633
After-tax cash flow
$8,888/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 30 photos

Good 80/100 Cosmetic rehab

This well-maintained, modern manufactured home in a desirable community is ready for immediate occupancy and can be easily updated to enhance its resale and rental value.

Value-add opportunities

  • Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics
  • Resale Updating the kitchen backsplash — A fresh backsplash can improve the kitchen's appearance and functionality
  • Resale Upgrading the flooring in the bathrooms — Modern flooring can make the bathrooms more appealing to potential buyers

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics
  • Resale Updating the kitchen backsplash — A fresh backsplash can improve the kitchen's appearance and functionality
  • Resale Upgrading the flooring in the bathrooms — Modern flooring can make the bathrooms more appealing to potential buyers

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Bonita Unified
NCES district ID
0605610
Math proficiency
59% ▲ 3.00%
Reading proficiency
70% ▬ 0.00%
Median HH income
$76,196
Composite
58.71/100
National rank
#2001
State rank
#151 of 1400 in CA

Livability — La Verne

Score
75/100
State rank
#110
US rank
#3858

Category grades

Amenities A+ Commute A Cost of living F Crime C+ Employment A+ Housing C+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
La Verne, CA
County
Los Angeles County · 9,444,647 people
City population
32,692
Metro
Los Angeles-Long Beach-Anaheim, CA
Population (ZIP)
32,692
Household income
$104,195
Rent vs Own
30.5% rent · 69.5% own
Severe rent burden
872.0

Population outlook (Los Angeles County) Hauer SSP2

Today (2025)
10,940,515 people
By 2030
11,256,481 · +2.9%
By 2040
11,729,929 · +7.2%
By 2050
11,948,407 · +9.2%
By 2075
11,818,114 · +8.0%
By 2100
10,842,928 · -0.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.67)
Race & ethnicity
White 44% Hispanic / Latino 36% Two or more races 20% Asian 10% Black 4%
Hispanic origin (detail)
Mexican 31%
Common ancestry
Lithuanian 3% Slovak 2% Romanian 1%
Foreign-born
17% · Canada, China, South Korea
Languages at home
75% English-only · Spanish 12% Chinese 3% Other Indo-European 3%

Political lean MEDSL · Los Angeles

2024 margin
Solid D (+32.9) · D 64.8% · R 31.9% · Other 3.3%
2008→2024 swing
-7.4pp toward R · 2008: 40.4pp · 2024: 32.9pp
All cycles
2024: D+32.9 2020: D+44.2 2016: D+48.0 2012: D+40.0 2008: D+40.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -729.79%
Current HPI
373.7761
Rent YoY
▲ 2.35%
Metro
Los Angeles-Long Beach-Anaheim, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-05-11 Listed $259,000 CRMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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