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3800 Bradford St #307
C- Composite 54.51
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.1/30.0
  • ARV discount +10.7/15.0
  • DSCR +5.9/10.0
  • Schools +5.9/10.0
  • 1% rule +5.3/10.0
  • Condition / age +4.0/5.0
  • Livability +3.8/5.0
  • Rent growth +3.1/5.0
  • Appreciation +2.5/10.0
  • Manufactured-home adj. -4.7

$239,000

3800 Bradford St #307 · La Verne, CA 91750
2 bd · 2.0 ba · 1,790 sqft · Manufactured · 89 Days on market
Manufactured home 55+ age-restricted Built 1976 Good condition $134/sqft · 7% below area Est $257k · 7% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

* * Triple-Wide Beauty in Twin Oaks 55+ Community! * * Spacious 2-bedroom, 1.75-bath home offering approximately 1,790 sq. ft. (60x24)+(10x35) of comfortable living space with a large open floor plan. The expansive living and dining areas feature a built-in china cabinet, perfect for entertaining. The separate family room includes a built-in desk area with shelving, plus an additional bonus room ideal for an office, craft room, or potential 3rd bedroom with the addition of a closet. The large primary suite offers a vanity area, separate soaking tub, and walk-in shower. The secondary bedroom features direct access to a bathroom that also connects conveniently to the laundry room.

Key facts

  • Built-in desk area
  • Large primary suite
  • Separate family room

Tags

LARGE OPEN FLOOR PLANBUILT-IN CHINA CABINETSEPARATE FAMILY ROOMBUILT-IN DESK AREAADDITIONAL BONUS ROOMLARGE PRIMARY SUITE

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $239k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $349 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $239k).
  • Recommended offer: $225k (6.0% below list) — sets the bar for market timing.
  • Cap rate 8.0% vs local median 2.8% in La Verne — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 75/100 on livability (#110 in CA, #3,858 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, employment A+, commute A; Watch: cost of living F, health & safety F.
  • Bonita Unified (suburban): math 59% / reading 70% proficiency, ranked #151 of 1,400 in CA (top 11%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: J. Marion Roynon Elementary (841 students, 44% FRL); Ramona Middle (1,304 students, 35% FRL); Bonita High (1,883 students, 28% FRL).
  • Market conditions: Rents rising (+2.4%/yr); 120 active listings in the ZIP; 29 comparable units currently listed for rent nearby; rentals lingering (median 47d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 66% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 19,697 units permitted in Los Angeles County in 2024 (9,426 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Los Angeles County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 89 days — a 6% lower offer ($225k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $224,660 (6.0% below list)

Questions for the listing agent

  1. It's been on market 89 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1976 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.06%
Cap rate
8.04%
Cash-on-cash
6.25%
DSCR
1.28
GRM
7.9

CMA / ARV

ARV (median comp)
$257,383
List price
$239,000
Delta
-7.14%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3800 Bradford St #93 0.11mi 2/2.0 1,800 (+1%) 4mo $269,000 $149 91
3800 Bradford St #57 0.11mi 2/2.0 1,776 (-1%) 10mo $255,000 $144 85
3800 Bradford St #314 0.11mi 2/2.0 1,736 (-3%) 6mo $225,000 $130 85
3800 Bradford #28 0.11mi 2/2.0 1,620 (-10%) 1mo $318,000 $196 78
3800 Bradford #188 0.16mi 2/2.0 1,680 (-6%) 9mo $279,900 $167 75
3800 Bradford St #47 0.13mi 2/2.0 1,920 (+7%) 10mo $259,000 $135 74
3800 Bradford St #182 0.13mi 2/2.0 1,560 (-13%) 4mo $260,000 $167 69
3800 Bradford #233 0.13mi 3/2.0 (+1) 1,576 (-12%) 4mo $399,000 $253 66
4095 Fruit St #608 0.58mi 2/2.0 1,596 (-11%) 7mo $185,000 $116 49
4095 Fruit St #743 0.58mi 3/2.0 (+1) 1,954 (+9%) 9mo $370,000 $189 46
4095 Fruit St #607 0.58mi 2/2.0 1,540 (-14%) 8mo $334,379 $217 44
4095 Fruit St #606 0.72mi 2/2.0 2,000 (+12%) 7mo $162,500 $81 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.35% rent growth · sell at horizon

5-year hold
IRR
-7.4%
Equity multiple
0.73×
Total profit
$-18,128
Equity at exit
$35,636
10-year hold
IRR
1.4%
Equity multiple
1.09×
Total profit
$6,302
Equity at exit
$20,664

Cash invested: $66,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
15 active · 5 under contract
Months of supply
7.5 mo (13%/mo absorbed)
Median asking
$210,000 ($123/sqft)
Median days on market
37 d
This list price
73% of active listings are priced below it
ARV vs active asking
+17.2% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 91750

Rents YoY
2.4%
Active inventory
120
Price-to-rent
7.9×

Monthly cashflow live

Estimated rent
$2,532 high interval (Pro) →
Mortgage (P&I)
$1,253
Tax est. 1.5%
$299 /mo · $3,585/yr
Insurance
$100
HOA
$0
Lot rent leased land?
$0
Vacancy / Maint / Mgmt
$532
Net cashflow
$349

Break-even live

Break-even rent $2,091
Max offer price $239,000
Occupancy floor 81%

Sensitivity live

Price -10% $514 -5% $431 +0% $349 +5% $266 +10% $184
Rent -10% $149 -5% $249 +0% $349 +5% $449 +10% $549
Rate -1.0pp $469 -0.5pp $409 base $349 +0.5pp $287 +1.0pp $224

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$59,750
Closing costs
$7,170
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 29 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3727 Mesa Oak Ln Pomona, CA 3.0 3.0 1497 $3,350 $2.24 0d 1 0.24mi
3816 Verdana Cir La Verne, CA 2.0 2.5 1243 $3,300 $2.65 68d 1 0.42mi
2577 Sycamore Dr La Verne, CA 3.0 2.0 1350 $2,895 $2.14 93d 1 0.46mi
3836 Verdana Cir La Verne, CA 2.0 2.5 1243 $3,500 $2.82 93d 1 0.46mi
2644 Sycamore Dr La Verne, CA 3.0 2.5 1825 $3,950 $2.16 38d 1 0.47mi
3748 Verdana Cir La Verne, CA 3.0 3.0 1493 $4,500 $3.01 12d 1 0.49mi
3636 Sumner Ave #210 Pomona, CA 2.0 2.0 1290 $2,400 $1.86 55d 1 0.74mi
3636 Sumner Ave #210 Pomona, CA 2.0 2.0 1290 $2,350 $1.82 8d 1 0.74mi
3636 Sumner Ave #210 Pomona, CA 2.0 2.0 1290 $2,350 $1.82 30d 1 0.74mi
3636 Sumner Ave #210 Pomona, CA 2.0 2.0 1290 $2,350 $1.82 28d 1 0.74mi
1220 Shepherd Way Claremont, CA 3.0 2.0 1636 $3,300 $2.02 7d 1 0.77mi
2063 Evergreen St La Verne, CA 3.0 2.0 1300 $3,200 $2.46 93d 1 0.83mi
2963 Glencrest St Pomona, CA 3.0 2.0 1546 $3,595 $2.33 46d 1 0.85mi
2958 Gramercy St Pomona, CA 3.0 2.0 1364 $3,350 $2.46 55d 1 0.86mi
2935 Gayridge St Pomona, CA 3.0 2.0 1507 $3,595 $2.39 51d 1 0.88mi
2002 Canopy Ln La Verne, CA 3.0 3.0 1759 $3,450 $1.96 93d 1 0.90mi
1090 Foothill Blvd Claremont, CA 3.0 4.0 2231 $3,850 $1.73 93d 1 1.04mi
135 Evergreen Ln Claremont, CA 3.0 3.5 1777 $3,700 $2.08 0d 1 1.08mi
135 Evergreen Ln Claremont, CA 3.0 3.5 1777 $3,700 $2.08 7d 1 1.08mi
1051 Amador St Claremont, CA 3.0 2.0 1469 $4,200 $2.86 46d 1 1.11mi
3327 Duke Ave Claremont, CA 3.0 2.0 1892 $4,150 $2.19 20d 1 1.13mi
2960 Sterling St Pomona, CA 3.0 2.0 1242 $3,700 $2.98 17d 1 1.17mi
2728 Crozier Ct Pomona, CA 3.0 3.0 1497 $3,100 $2.07 37d 1 1.22mi
2771 N Garey Ave Pomona, CA 1.0–2.0 1.0–2.0 951 $3,381 $3.56 0d 12 1.23mi
2707 Erebus Ct Pomona, CA 3.0 3.0 1497 $3,400 $2.27 93d 1 1.25mi
2109 N White Ave La Verne, CA 3.0 4.0 1911 $3,975 $2.08 93d 1 1.27mi
2892 Cedar Ln Pomona, CA 3.0 3.5 1818 $3,300 $1.82 93d 1 1.31mi
795 Hazel Way Pomona, CA 3.0 3.0 1401 $3,100 $2.21 59d 1 1.38mi
549 California Dr Claremont, CA 3.0 2.0 1538 $3,200 $2.08 64d 1 1.47mi

Property features AI

Finance

Other
Park name: Twin Oaks Mobile Home ParkPrivate maintained road frontageDirections: Enter park off Bradford; quick left up to Wooley and quick right to Space 307 on your left
Financial info
Land lease: $735.64 monthly (seller-provided)
HOA & community
Senior communityStreet lightingTwin Oaks Mobile Home Park

Exterior

Parking
Attached carportDriveway (concrete, level)2 parking spaces2 carport spaces
Security
Resident managerManager approval required
Utilities
Standard electricNatural gas connectedPublic/district waterPublic sewerElectricity connectedSewer connectedWater connected
Home design
Single-storyEntry at front and sideFaces southMobile home (Sherwood model, 24' x 60')Mobile home remainsOne levelHas view
Construction
Aluminum sidingComposition/shingle roofAluminum skirtPier jacks foundation
Exterior features
Covered front porchAwningRain guttersBack yardYardClose to clubhouseCommunity in-ground poolCommunity spaShed (1)

Interior

Kitchen
RefrigeratorDishwasherElectric stoveRange/stove hoodGarbage disposalVented exhaust fan
Bedrooms
Main floor primary bedroomMain floor bedroomPrimary suiteRetreatSeparate family room
Flooring
Vinyl
Bathrooms
One full bathOne 3/4 bathMain floor full bathSeparate tub and showerBathtubShower
Heating & cooling
Central coolingNatural gas heatingForced airCentral furnaceGas water heater
Interior features
Open floor planBuilt-in storageCeiling fanLaminate countersFormica countersBlindsNo interior stepsResident manager
Laundry & utility
Inside laundry roomWasher hookupGas dryer hookupIndividual laundry room

Listing history 50 events

  1. 2026-08-08
    days on market $239,000 Active 89 DOM
  2. 2026-08-06
    days on market $239,000 Active 87 DOM
  3. 2026-08-05
    days on market $239,000 Active 86 DOM
  4. 2026-08-04
    days on market $239,000 Active 85 DOM
  5. 2026-08-03
    days on market $239,000 Active 84 DOM
  6. 2026-07-31
    days on market $239,000 Active 81 DOM
  7. 2026-07-30
    days on market $239,000 Active 80 DOM
  8. 2026-07-30
    days on market $239,000 Active 79 DOM
  9. 2026-07-28
    days on market $239,000 Active 78 DOM
  10. 2026-07-26
    days on market $239,000 Active 76 DOM
  11. 2026-07-24
    days on market $239,000 Active 74 DOM
  12. 2026-07-23
    days on market $239,000 Active 73 DOM
  13. 2026-07-22
    days on market $239,000 Active 72 DOM
  14. 2026-07-21
    days on market $239,000 Active 71 DOM
  15. 2026-07-20
    days on market $239,000 Active 70 DOM
  16. 2026-07-18
    days on market $239,000 Active 68 DOM
  17. 2026-07-18
    days on market $239,000 Active 67 DOM
  18. 2026-07-16
    days on market $239,000 Active 66 DOM
  19. 2026-07-15
    days on market $239,000 Active 65 DOM
  20. 2026-07-14
    days on market $239,000 Active 64 DOM
  21. 2026-07-13
    days on market $239,000 Active 63 DOM
  22. 2026-07-13
    days on market $239,000 Active 62 DOM
  23. 2026-07-11
    days on market $239,000 Active 61 DOM
  24. 2026-07-10
    days on market $239,000 Active 60 DOM
  25. 2026-07-09
    days on market $239,000 Active 59 DOM
  26. 2026-07-07
    days on market $239,000 Active 57 DOM
  27. 2026-07-06
    days on market $239,000 Active 56 DOM
  28. 2026-07-06
    days on market $239,000 Active 55 DOM
  29. 2026-07-05
    days on market $239,000 Active 54 DOM
  30. 2026-07-03
    days on market $239,000 Active 53 DOM
  31. 2026-07-02
    days on market $239,000 Active 52 DOM
  32. 2026-07-01
    days on market $239,000 Active 51 DOM
  33. 2026-06-30
    days on market $239,000 Active 50 DOM
  34. 2026-06-29
    days on market $239,000 Active 49 DOM
  35. 2026-06-28
    days on market $239,000 Active 48 DOM
  36. 2026-06-27
    days on market $239,000 Active 47 DOM
  37. 2026-06-26
    days on market $239,000 Active 46 DOM
  38. 2026-06-24
    pricedays on market $239,000 Active 44 DOM
  39. 2026-06-22
    days on market $259,000 Active 42 DOM
  40. 2026-06-21
    days on market $259,000 Active 41 DOM
  41. 2026-06-18
    days on market $259,000 Active 38 DOM
  42. 2026-06-17
    days on market $259,000 Active 37 DOM
  43. 2026-06-16
    days on market $259,000 Active 36 DOM
  44. 2026-06-15
    days on market $259,000 Active 35 DOM
  45. 2026-06-13
    days on market $259,000 Active 33 DOM
  46. 2026-06-13
    days on market $259,000 Active 32 DOM
  47. 2026-06-09
    days on market $259,000 Active 29 DOM
  48. 2026-06-08
    days on market $259,000 Active 28 DOM
  49. 2026-06-07
    days on market $259,000 Active 27 DOM
  50. 2026-06-04
    days on market $259,000 Active 24 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 8/10 Severe
  • 🌡 Heat 7/10 Severe 7 d/yr ≥98°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 8/10 Severe 17 unhealthy d/yr today · 21 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$30,385
− Mortgage interest
−$13,388
− Property taxes
−$3,585
− Insurance
−$1,195
− Repairs & maintenance
−$2,431
− Management
−$2,431
− Depreciation
−$6,953
Taxable income
$403
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$97
After-tax cash flow
$4,087/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 30 photos

Good 80/100 Cosmetic rehab Est. rehab $8,950–$26,850 screening

This well-maintained, modern manufactured home in a desirable community is ready for immediate occupancy and can be easily updated to enhance its resale and rental value.

Value-add opportunities

  • Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics
  • Resale Updating the kitchen backsplash — A fresh backsplash can improve the kitchen's appearance and functionality
  • Resale Upgrading the flooring in the bathrooms — Modern flooring can make the bathrooms more appealing to potential buyers

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

Zoned Schools

Elementary J. Marion Roynon Elementary Middle Ramona Middle High Bonita High

Schools (NCES district)

District
Bonita Unified
NCES district ID
0605610
Math proficiency
59% ▲ 3.00%
Reading proficiency
70% ▬ 0.00%
Median HH income
$76,196
Composite
58.71/100
National rank
#2001
State rank
#151 of 1400 in CA
B Composite livability gradescore 75/100

Livability — La Verne

Score
75/100
State rank
#110
US rank
#3858

Category grades

Amenities A+ Commute A Cost of living F Crime C+ Employment A+ Housing C+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
La Verne, CA
County
Los Angeles County · 10,940,515 people
City population
32,692
Metro
Los Angeles-Long Beach-Anaheim, CA
Population (ZIP)
32,692
Household income
$104,195
Rent vs Own
30.5% rent · 69.5% own
Severe rent burden
7% of renters

Population outlook (Los Angeles County) Hauer SSP2

Today (2025)
10,940,515 people
By 2030
11,256,481 · +2.9%
By 2040
11,729,929 · +7.2%
By 2050
11,948,407 · +9.2%
By 2075
11,818,114 · +8.0%
By 2100
10,842,928 · -0.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.67)
Race & ethnicity
White 44% Hispanic / Latino 36% Two or more races 20% Asian 10% Black 4%
Hispanic origin (detail)
Mexican 31%
Common ancestry
Lithuanian 3% Slovak 2% Romanian 1%
Foreign-born
17% · Canada, China, South Korea
Languages at home
75% English-only · Spanish 12% Chinese 3% Other Indo-European 3%

Political lean MEDSL · Los Angeles

2024 margin
Solid D (+32.9) · D 64.8% · R 31.9% · Other 3.3%
2008→2024 swing
-7.4pp toward R · 2008: 40.4pp · 2024: 32.9pp
All cycles
2024: D+32.9 2020: D+44.2 2016: D+48.0 2012: D+40.0 2008: D+40.4

Not yet ingested

Civics

Price history

1 event — show timeline
  • 2026-05-11 Listed $259,000 CRMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…