59 Hazle St · Delano, PA 18220

$74,900

2 bd · 1.0 ba · 1,254 sqft · MultiFamily public records · 101 Days on market

Built 1890 2,650 sqft lot $60/sqft · 51% below area

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• 1% rule +9.2/10.0
• ARV discount +7.5/15.0
• Appreciation +5.0/10.0
• Livability +2.9/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.7/10.0

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 1 unit. estimate disagrees with records

Listing remarks MLS

Move in Ready! Delano Half Double - Features Modern Kitchen, 3 Bedrooms, Laminate Floors Throughout, First Floor Half Bath (needs finish) Newer Furnace, Private Parking, Block Garage (needs roof) Priced to Sell Call Today!

Key facts

• Private parking
• Modern kitchen
• 2,650 sq ft lot

Tags

• MODERN KITCHEN
• PRIVATE PARKING

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath multifamily listed at $75k.

Deal economics

• At list price, monthly cash flow is $333 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $75k).
• Recommended offer: $68k (9.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 57/100 on livability (#1,608 in PA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing B+; Watch: crime D+, schools F, amenities F.
• Mahanoy Area SD (town): math 11% / reading 30% proficiency, ranked #494 of 539 in PA (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: 5 active listings in the ZIP; 169 units permitted in Schuylkill County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $3k of equity ($518 loan paydown + $2k appreciation (3.0% local appreciation)).
• Schuylkill County population projected at -16% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (3.0% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• It's been on market 101 days — a 9% lower offer ($68k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 19y ago; this cycle's ask has dropped $10k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $30k; list at $75k implies a 150% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1890 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $68,159 (9.0% below list)

Questions for the listing agent

1. It's been on market 101 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1890 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.42% ✓
• Cap rate: 11.63%
• Cash-on-cash: 19.06%
• DSCR: 1.85
• GRM: 5.9

CMA / ARV

• ARV (median comp): $152,936
• List price: $74,900
• Delta: -51.03%
• Verdict: UNDERPRICED
• Comps: 5 within 1.0 mi

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 25.4%
• Equity multiple: 2.44×
• Total profit: $30,246
• Equity at exit: $33,678

10-year hold

• IRR: 26.2%
• Equity multiple: 4.72×
• Total profit: $77,967
• Equity at exit: $51,902

Cash invested: $20,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18220

• Active inventory: 5
• Price-to-rent: 5.9×

Monthly cashflow live

• Estimated rent: $1,062 medium
• Mortgage (P&I): −$393
• Tax from tax record: −$82 /mo · $987/yr
• Insurance: −$31
• HOA: −$0
• Vacancy / Maint / Mgmt: −$223
• Net cashflow: $333

Break-even live

Break-even rent $641

Max offer price $74,900

Occupancy floor 64%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $18,725
• Closing costs: $2,247
• Reserves months: —
• Total cash needed: —

Listing history 31 events

1. 2026-06-18
   days on market $74,900 Active 101 DOM
2. 2026-06-17
   days on market $74,900 Active 100 DOM
3. 2026-06-16
   days on market $74,900 Active 99 DOM
4. 2026-06-15
   days on market $74,900 Active 98 DOM
5. 2026-06-13
   days on market $74,900 Active 96 DOM
6. 2026-06-12
   days on market $74,900 Active 95 DOM
7. 2026-06-09
   days on market $74,900 Active 92 DOM
8. 2026-06-08
   days on market $74,900 Active 91 DOM
9. 2026-06-08
   days on market $74,900 Active 90 DOM
10. 2026-06-07
    days on market $74,900 Active 89 DOM
11. 2026-06-04
    days on market $74,900 Active 86 DOM
12. 2026-06-02
    days on market $74,900 Active 85 DOM
13. 2026-06-01
    days on market $74,900 Active 84 DOM
14. 2026-05-31
    days on market $74,900 Active 83 DOM
15. 2026-04-10
    price $74,900 223-char remark

    Show marketing remark (223 chars)

    Move in Ready! Delano Half Double - Features Modern Kitchen, 3 Bedrooms, Laminate Floors Throughout, First Floor Half Bath (needs finish) Newer Furnace, Private Parking, Block Garage (needs roof) Priced to Sell Call Today!

16. 2026-03-09
    listed $85,000 Active 223-char remark

    Show marketing remark (223 chars)

    Move in Ready! Delano Half Double - Features Modern Kitchen, 3 Bedrooms, Laminate Floors Throughout, First Floor Half Bath (needs finish) Newer Furnace, Private Parking, Block Garage (needs roof) Priced to Sell Call Today!

17. 2020-08-05
    soldstatus $30,000
18. 2017-09-01
    soldstatus $8,500 169-char remark

    Show marketing remark (169 chars)

    The home is a 3 bedroom twin with a detached garage is being sold 'AS IS. ' Close to the interstate and an easy commute to work. Seize the opportunity before it is gone!

19. 2017-08-16
    historical 169-char remark

    Show marketing remark (169 chars)

    The home is a 3 bedroom twin with a detached garage is being sold 'AS IS. ' Close to the interstate and an easy commute to work. Seize the opportunity before it is gone!

20. 2017-08-08
    listed $8,900 169-char remark

    Show marketing remark (169 chars)

    The home is a 3 bedroom twin with a detached garage is being sold 'AS IS. ' Close to the interstate and an easy commute to work. Seize the opportunity before it is gone!

21. 2017-07-08
    historical
22. 2017-05-26
    listed $9,499
23. 2017-05-16
    historical
24. 2017-02-21
    listed $14,900
25. 2010-10-29
    soldstatus $32,000
26. 2010-08-27
    historical
27. 2009-12-14
    listed $34,000
28. 2007-11-21
    soldstatus $32,000
29. 2007-11-20
    soldstatus $32,000
30. 2007-08-17
    historical
31. 2007-08-17
    listed $32,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $987 · $82/mo
• Projected year-2 tax: $1,085 · $90/mo
• Expected delta: +$98/yr (+$8/mo · 9.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 2/10 Low 7 d/yr ≥92°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 8% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $12,750
• − Mortgage interest: −$4,196
• − Property taxes: −$987
• − Insurance: −$374
• − Repairs & maintenance: −$1,020
• − Management: −$1,020
• − Depreciation: −$2,179
• Taxable income: $2,973
• Est. tax owed @ 24.0%: −$714
• After-tax cash flow: $3,283/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Mahanoy Area SD
• NCES district ID: 4214430
• Math proficiency: 11% ▼ -9.00%
• Reading proficiency: 30% ▼ -13.00%
• Median HH income: $36,347
• Composite: 16.95/100
• National rank: #9136
• State rank: #494 of 539 in PA

Livability — Delano

• Score: 57/100
• State rank: #1608
• US rank: #21823

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment F Housing B+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Delano, PA
• Population (ZIP): 184

Population outlook (Schuylkill County) Hauer SSP2

• Today (2025): 137,447 people
• By 2030: 133,121 · -3.1%
• By 2040: 124,172 · -9.7%
• By 2050: 115,611 · -15.9%
• By 2075: 100,796 · -26.7%
• By 2100: 86,667 · -36.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (96%)
• Race & ethnicity: White 96% Hispanic / Latino 2% Two or more races 2%
• Common ancestry: Romanian 17% Italian 7% Danish 1%
• Foreign-born: 2% · Canada
• Languages at home: 98% English-only · Spanish 2%

Political lean MEDSL · Schuylkill

• 2024 margin: Solid R (+42.1) · D 28.5% · R 70.6%
• 2008→2024 swing: -33.4pp toward R · 2008: -8.7pp · 2024: -42.1pp
• All cycles: 2024: R+42.1 2020: R+39.9 2016: R+43.4 2012: R+13.4 2008: R+8.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: —
• Current HPI: —
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+134.1% since first listed

17 events — show timeline

• 2026-04-10 Price Changed $74,900 LCAR
• 2026-03-09 Listed $85,000 LCAR
• 2020-08-05 Sold (Public Records) $30,000 Public Records
• 2017-09-01 Sold (MLS) $8,500 BRIGHT MLS
• 2017-08-16 Listing Removed — BRIGHT MLS
• 2017-08-08 Listed $8,900 BRIGHT MLS
• 2017-07-08 Listing Removed — BRIGHT MLS
• 2017-05-26 Listed $9,499 BRIGHT MLS
• 2017-05-16 Listing Removed — BRIGHT MLS
• 2017-02-21 Listed $14,900 BRIGHT MLS
• 2010-10-29 Sold (MLS) $32,000 BRIGHT MLS
• 2010-08-27 Listing Removed — BRIGHT MLS
• 2009-12-14 Listed $34,000 BRIGHT MLS
• 2007-11-21 Sold (MLS) $32,000 BRIGHT MLS
• 2007-11-20 Sold (Public Records) $32,000 Public Records
• 2007-08-17 Listed $32,000 BRIGHT MLS
• 2007-08-17 Listing Removed — BRIGHT MLS

Property tax history

+2.3%/yr

Latest (2025): $987 · +8.4% YoY. Source: county tax records.