1930 Christian St · Baltimore, MD 21223

$79,900

2 bd · 1.0 ba · 1,000 sqft · Townhouse · 304 Days on market

Built 1920 $80/sqft · 134% above area

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Rent growth +4.4/5.0
• Livability +3.8/5.0
• Condition / age +2.5/5.0
• Schools +1.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to this renovated 2-bedroom, den, and 1-bath home. This home boasts all-new plumbing and electrical systems, a brand-new kitchen and new flooring throughout. The fenced backyard is perfect for privacy, pets, or outdoor gatherings. This home is an ideal choice for first-time buyers, downsizers, or investors. Don't miss out—schedule your showing today!

Key facts

• New flooring
• Brand-new kitchen
• All-new electrical

Tags

• ALL-NEW PLUMBING
• ALL-NEW ELECTRICAL
• BRAND-NEW KITCHEN
• NEW FLOORING
• FENCED BACKYARD

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath townhouse listed at $80k.

Deal economics

• At list price, monthly cash flow is $734 ($9k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $80k).
• Recommended offer: $70k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: crime F.
• Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Elmer A. Henderson: A Johns Hopkins Partnership (math 2% / reading 16%, grade F, #650 of 860 statewide, top 77%, 642 students, 80% FRL); Vanguard Collegiate Middle (math 3% / reading 15%, grade F, #212 of 225 statewide, top 95%, 343 students, 84% FRL); Baltimore Polytechnic Institute (math 71% / reading 84%, grade A-, #22 of 222 statewide, top 10%, 1,555 students, 43% FRL).
• Zoned-school proficiency averages 32% at this address vs 12% district-wide (+20 pts) — the actual schools serving this property are materially stronger than the Baltimore City Public Schools average implies; a family-tenant draw the district grade alone would hide.
• Market conditions: Rents rising fast (+7.5%/yr); 425 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $552 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 7.5% rent growth), your $22k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• It's been on market 304 days — a 12% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
• 14 sale attempts since 2y ago; this cycle's ask is 5819% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
• Current owner paid $22k; list at $80k implies a 263% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $70,312 (12.0% below list)

Questions for the listing agent

1. It's been on market 304 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.98% ✓
• Cap rate: 17.31%
• Cash-on-cash: 39.36%
• DSCR: 2.75
• GRM: 4.2

CMA / ARV

• ARV (median comp): $34,155
• List price: $79,900
• Delta: 133.94%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2008 Wilkens Ave	0.06mi	2/1.5	1,100 (+10%)	4mo	$145,000	$132	76
1607 Lemmon St	0.34mi	1/1.0 (-1)	974 (-3%)	1mo	$20,000	$21	74
1239 W Lombard St	0.60mi	2/1.0	1,000 (0%)	3mo	$150,000	$150	70
1226 W Pratt St	0.60mi	2/1.5	1,000 (0%)	2mo	$80,000	$80	69
2402 Wilkens Ave	0.37mi	2/1.0	1,092 (+9%)	1mo	$45,000	$41	67
1241 W Lombard St	0.60mi	2/1.0	963 (-4%)	3mo	$150,000	$156	64
1125 Bayard St	0.60mi	1/2.0 (-1)	1,032 (+3%)	1mo	$120,000	$116	57
2408 Wilkens Ave	0.38mi	3/2.0 (+1)	1,092 (+9%)	2mo	$99,900	$91	56
1404 Lemmon St	0.48mi	3/2.0 (+1)	1,100 (+10%)	1mo	$189,000	$172	51
1133 Sargeant St	0.75mi	2/1.5	912 (-9%)	2mo	$67,500	$74	46
1213 Washington Blvd	0.73mi	2/2.5	1,080 (+8%)	3mo	$197,000	$182	44
43 Wheeler Ave N	0.56mi	3/1.0 (+1)	1,144 (+14%)	3mo	$34,000	$30	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 7.51% rent growth · sell at horizon

5-year hold

• IRR: 40.5%
• Equity multiple: 2.85×
• Total profit: $41,278
• Equity at exit: $11,913

10-year hold

• IRR: 48.9%
• Equity multiple: 6.81×
• Total profit: $129,878
• Equity at exit: $6,908

Cash invested: $22,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 12 Strongly Tenant-Friendly
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City Baltimore: 12 Strongly Tenant-Friendly · D+58

Just-cause for tenancies > 1 yr.

Methodology + full state rankings →

ZIP-level market 21223

• Rents YoY: 7.5%
• Active inventory: 425
• Price-to-rent: 4.2×

Monthly cashflow live

• Estimated rent: $1,580 high
• Mortgage (P&I): −$419
• Tax from tax record: −$62 /mo · $744/yr
• Insurance: −$33
• HOA: −$0
• Vacancy / Maint / Mgmt: −$332
• Net cashflow: $734

Break-even live

Break-even rent $651

Max offer price $79,900

Occupancy floor 49%

Sensitivity live

Price	-10% $779	-5% $756	+0% $734	+5% $711	+10% $688
Rent	-10% $609	-5% $671	+0% $734	+5% $796	+10% $859
Rate	-1.0pp $774	-0.5pp $754	base $734	+0.5pp $713	+1.0pp $692

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $19,975
• Closing costs: $2,397
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
514 S Payson St Unit 2 Baltimore, MD	3.0	2.0	1264	$1,750	$1.38	45d	1	0.14mi
307 S Smallwood St Baltimore, MD	2.0	2.5	1400	$1,350	$0.96	45d	1	0.17mi
1918 W Baltimore St Baltimore, MD	2.0–3.0	1.0–2.0	857	$1,375	$1.60	45d	1	0.37mi
1912 W Baltimore St Unit 2 Baltimore, MD	2.0	1.5	1200	$2,100	$1.75	25d	1	0.37mi
2225 W Baltimore St Baltimore, MD	3.0	2.5	1200	$1,600	$1.33	25d	1	0.40mi
1635 Frederick Ave Baltimore, MD	3.0	2.0	1224	$1,850	$1.51	45d	1	0.41mi
2232 W Baltimore St Baltimore, MD	3.0	1.0	1250	$1,875	$1.50	25d	1	0.42mi
1839 W Fayette St Baltimore, MD	3.0	1.5	1426	$1,675	$1.17	25d	1	0.44mi
1601 Frederick Ave Unit 3 Baltimore, MD	2.0	1.0	1050	$1,050	$1.00	6d	1	0.46mi
110 S Catherine St Unit 1 Baltimore, MD	2.0	1.0	1330	$1,500	$1.13	45d	1	0.47mi
2540 Frederick Ave Baltimore, MD	3.0	1.0	1075	$1,400	$1.30	25d	1	0.48mi
305 S Calhoun St Baltimore, MD	2.0	1.0	1000	$1,300	$1.30	23d	1	0.48mi
332 S Franklintown Rd Unit 2 Baltimore, MD	2.0	1.0	776	$795	$1.02	25d	1	0.52mi
62 N Gorman Ave Baltimore, MD	3.0	2.0	1100	$2,500	$2.27	19d	1	0.52mi
2516 Hollins St Baltimore, MD	3.0	2.0	1100	$1,700	$1.55	45d	1	0.55mi
1324 W Lombard St Unit 2 Baltimore, MD	2.0	1.5	1100	$1,450	$1.32	45d	1	0.55mi
1324 W Lombard St Unit 1 Baltimore, MD	2.0	2.0	1100	$1,500	$1.36	25d	1	0.55mi
2005 Penrose Ave Baltimore, MD	3.0	1.0	1232	$1,600	$1.30	0d	1	0.56mi
2537 Hollins St Baltimore, MD	3.0	2.0	1200	$1,450	$1.21	25d	1	0.57mi
1315 Hollins St Unit 2 Baltimore, MD	3.0	2.0	1096	$1,860	$1.70	6d	1	0.58mi
1315 Hollins St Unit 2 Baltimore, MD	3.0	2.0	1096	$1,950	$1.78	14d	1	0.58mi
28 N Norris St Baltimore, MD	1.0	2.0	700	$1,450	$2.07	45d	1	0.59mi
2657 Lehman St Unit 1 Baltimore, MD	2.0	1.0	1056	$1,000	$0.95	45d	1	0.59mi
2671 Saint Benedict St Baltimore, MD	2.0	1.0	1144	$1,325	$1.16	45d	1	0.61mi
1262 Glyndon Ave Baltimore, MD	2.0	3.0	1258	$1,850	$1.47	25d	1	0.61mi
1303 James St Baltimore, MD	2.0	1.5	1160	$1,350	$1.16	25d	1	0.63mi
10 S Carey St Baltimore, MD	2.0	1.0	1140	$1,550	$1.36	25d	1	0.63mi
2012 W Saratoga St Baltimore, MD	3.0	1.0	1300	$1,700	$1.31	25d	1	0.63mi
1846 W Saratoga St Unit 1 Baltimore, MD	2.0	1.0	1250	$1,300	$1.04	45d	1	0.63mi
104 S Carrollton Ave Baltimore, MD	3.0	4.0	1232	$2,200	$1.79	0d	1	0.65mi
1101 S Carey St Baltimore, MD	2.0	2.0	1400	$1,200	$0.86	23d	1	0.65mi
1323 W Fayette St Baltimore, MD	2.0	1.0	1000	$1,350	$1.35	0d	1	0.65mi
1519 Penrose Ave Baltimore, MD	3.0	2.0	1200	$1,875	$1.56	45d	1	0.66mi
1127 S Carey St Baltimore, MD	3.0	2.5	1340	$1,900	$1.42	6d	1	0.68mi
1215 James St Baltimore, MD	2.0	1.0	960	$1,500	$1.56	45d	1	0.69mi
1253 Sargeant St Baltimore, MD	2.0	1.5	1200	$1,595	$1.33	0d	1	0.70mi
1432 Carroll St Baltimore, MD	2.0	1.5	912	$1,900	$2.08	45d	1	0.70mi
1115 W Lombard St Baltimore, MD	3.0	1.0	1468	$2,100	$1.43	45d	1	0.70mi
1111 W Lombard St Baltimore, MD	3.0	1.0	1200	$1,295	$1.08	6d	1	0.71mi
1259 Washington Blvd Baltimore, MD	3.0	3.0	1232	$2,799	$2.27	0d	1	0.72mi

Listing history 50 events

1. 2026-06-21
   days on market $79,900 Active 304 DOM
2. 2026-06-18
   days on market $79,900 Active 301 DOM
3. 2026-06-17
   days on market $79,900 Active 300 DOM
4. 2026-06-16
   days on market $79,900 Active 299 DOM
5. 2026-06-15
   days on market $79,900 Active 298 DOM
6. 2026-06-13
   pricedays on market $79,900 Active 296 DOM
7. 2026-06-09
   days on market $82,000 Active 292 DOM
8. 2026-06-08
   days on market $82,000 Active 291 DOM
9. 2026-06-07
   days on market $82,000 Active 290 DOM
10. 2026-06-04
    days on market $82,000 Active 287 DOM
11. 2026-06-03
    days on market $82,000 Active 286 DOM
12. 2026-06-02
    days on market $82,000 Active 285 DOM
13. 2026-06-01
    days on market $82,000 Active 284 DOM
14. 2026-05-31
    days on market $82,000 Active 283 DOM
15. 2026-03-26
    price $82,000 366-char remark

    Show marketing remark (366 chars)

    Welcome to this renovated 2-bedroom, den, and 1-bath home. This home boasts all-new plumbing and electrical systems, a brand-new kitchen and new flooring throughout. The fenced backyard is perfect for privacy, pets, or outdoor gatherings. This home is an ideal choice for first-time buyers, downsizers, or investors. Don't miss out—schedule your showing today!

16. 2026-03-26
    status Active 366-char remark

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    Welcome to this renovated 2-bedroom, den, and 1-bath home. This home boasts all-new plumbing and electrical systems, a brand-new kitchen and new flooring throughout. The fenced backyard is perfect for privacy, pets, or outdoor gatherings. This home is an ideal choice for first-time buyers, downsizers, or investors. Don't miss out—schedule your showing today!

17. 2026-03-25
    historical 366-char remark

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    Welcome to this renovated 2-bedroom, den, and 1-bath home. This home boasts all-new plumbing and electrical systems, a brand-new kitchen and new flooring throughout. The fenced backyard is perfect for privacy, pets, or outdoor gatherings. This home is an ideal choice for first-time buyers, downsizers, or investors. Don't miss out—schedule your showing today!

18. 2026-03-02
    price $85,900 366-char remark

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    Welcome to this renovated 2-bedroom, den, and 1-bath home. This home boasts all-new plumbing and electrical systems, a brand-new kitchen and new flooring throughout. The fenced backyard is perfect for privacy, pets, or outdoor gatherings. This home is an ideal choice for first-time buyers, downsizers, or investors. Don't miss out—schedule your showing today!

19. 2026-03-02
    status Active 366-char remark

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    Welcome to this renovated 2-bedroom, den, and 1-bath home. This home boasts all-new plumbing and electrical systems, a brand-new kitchen and new flooring throughout. The fenced backyard is perfect for privacy, pets, or outdoor gatherings. This home is an ideal choice for first-time buyers, downsizers, or investors. Don't miss out—schedule your showing today!

20. 2026-03-02
    historical 366-char remark

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    Welcome to this renovated 2-bedroom, den, and 1-bath home. This home boasts all-new plumbing and electrical systems, a brand-new kitchen and new flooring throughout. The fenced backyard is perfect for privacy, pets, or outdoor gatherings. This home is an ideal choice for first-time buyers, downsizers, or investors. Don't miss out—schedule your showing today!

21. 2026-01-29
    price $91,900 366-char remark

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    Welcome to this renovated 2-bedroom, den, and 1-bath home. This home boasts all-new plumbing and electrical systems, a brand-new kitchen and new flooring throughout. The fenced backyard is perfect for privacy, pets, or outdoor gatherings. This home is an ideal choice for first-time buyers, downsizers, or investors. Don't miss out—schedule your showing today!

22. 2026-01-20
    status Active 366-char remark

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    Welcome to this renovated 2-bedroom, den, and 1-bath home. This home boasts all-new plumbing and electrical systems, a brand-new kitchen and new flooring throughout. The fenced backyard is perfect for privacy, pets, or outdoor gatherings. This home is an ideal choice for first-time buyers, downsizers, or investors. Don't miss out—schedule your showing today!

23. 2026-01-20
    price $95,900 366-char remark

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    Welcome to this renovated 2-bedroom, den, and 1-bath home. This home boasts all-new plumbing and electrical systems, a brand-new kitchen and new flooring throughout. The fenced backyard is perfect for privacy, pets, or outdoor gatherings. This home is an ideal choice for first-time buyers, downsizers, or investors. Don't miss out—schedule your showing today!

24. 2026-01-18
    historical $1,350

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    Welcome to this renovated 2-bedroom, den, and 1-bath home. This home boasts all-new plumbing and electrical systems, a brand-new kitchen and new flooring throughout. The fenced backyard is perfect for privacy, pets, or outdoor gatherings. This home is an ideal choice for first-time buyers, downsizers, or investors. Don't miss out—schedule your showing today!

25. 2026-01-18
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    Welcome to this renovated 2-bedroom, den, and 1-bath home. This home boasts all-new plumbing and electrical systems, a brand-new kitchen and new flooring throughout. The fenced backyard is perfect for privacy, pets, or outdoor gatherings. This home is an ideal choice for first-time buyers, downsizers, or investors. Don't miss out—schedule your showing today!

26. 2025-12-31
    price $99,900 366-char remark

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    Welcome to this renovated 2-bedroom, den, and 1-bath home. This home boasts all-new plumbing and electrical systems, a brand-new kitchen and new flooring throughout. The fenced backyard is perfect for privacy, pets, or outdoor gatherings. This home is an ideal choice for first-time buyers, downsizers, or investors. Don't miss out—schedule your showing today!

27. 2025-12-04
    listed $1,350
28. 2025-12-02
    price $105,000 366-char remark

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    Welcome to this renovated 2-bedroom, den, and 1-bath home. This home boasts all-new plumbing and electrical systems, a brand-new kitchen and new flooring throughout. The fenced backyard is perfect for privacy, pets, or outdoor gatherings. This home is an ideal choice for first-time buyers, downsizers, or investors. Don't miss out—schedule your showing today!

29. 2025-12-02
    status Active 366-char remark

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    Welcome to this renovated 2-bedroom, den, and 1-bath home. This home boasts all-new plumbing and electrical systems, a brand-new kitchen and new flooring throughout. The fenced backyard is perfect for privacy, pets, or outdoor gatherings. This home is an ideal choice for first-time buyers, downsizers, or investors. Don't miss out—schedule your showing today!

30. 2025-12-01
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    Welcome to this renovated 2-bedroom, den, and 1-bath home. This home boasts all-new plumbing and electrical systems, a brand-new kitchen and new flooring throughout. The fenced backyard is perfect for privacy, pets, or outdoor gatherings. This home is an ideal choice for first-time buyers, downsizers, or investors. Don't miss out—schedule your showing today!

31. 2025-11-16
    price $109,000 366-char remark

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    Welcome to this renovated 2-bedroom, den, and 1-bath home. This home boasts all-new plumbing and electrical systems, a brand-new kitchen and new flooring throughout. The fenced backyard is perfect for privacy, pets, or outdoor gatherings. This home is an ideal choice for first-time buyers, downsizers, or investors. Don't miss out—schedule your showing today!

32. 2025-11-16
    status Active 366-char remark

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    Welcome to this renovated 2-bedroom, den, and 1-bath home. This home boasts all-new plumbing and electrical systems, a brand-new kitchen and new flooring throughout. The fenced backyard is perfect for privacy, pets, or outdoor gatherings. This home is an ideal choice for first-time buyers, downsizers, or investors. Don't miss out—schedule your showing today!

33. 2025-11-10
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    Welcome to this renovated 2-bedroom, den, and 1-bath home. This home boasts all-new plumbing and electrical systems, a brand-new kitchen and new flooring throughout. The fenced backyard is perfect for privacy, pets, or outdoor gatherings. This home is an ideal choice for first-time buyers, downsizers, or investors. Don't miss out—schedule your showing today!

34. 2025-11-09
    price $114,000 366-char remark

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    Welcome to this renovated 2-bedroom, den, and 1-bath home. This home boasts all-new plumbing and electrical systems, a brand-new kitchen and new flooring throughout. The fenced backyard is perfect for privacy, pets, or outdoor gatherings. This home is an ideal choice for first-time buyers, downsizers, or investors. Don't miss out—schedule your showing today!

35. 2025-11-09
    status Active 366-char remark

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    Welcome to this renovated 2-bedroom, den, and 1-bath home. This home boasts all-new plumbing and electrical systems, a brand-new kitchen and new flooring throughout. The fenced backyard is perfect for privacy, pets, or outdoor gatherings. This home is an ideal choice for first-time buyers, downsizers, or investors. Don't miss out—schedule your showing today!

36. 2025-11-04
    historical 366-char remark

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    Welcome to this renovated 2-bedroom, den, and 1-bath home. This home boasts all-new plumbing and electrical systems, a brand-new kitchen and new flooring throughout. The fenced backyard is perfect for privacy, pets, or outdoor gatherings. This home is an ideal choice for first-time buyers, downsizers, or investors. Don't miss out—schedule your showing today!

37. 2025-10-22
    price $116,000 366-char remark

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    Welcome to this renovated 2-bedroom, den, and 1-bath home. This home boasts all-new plumbing and electrical systems, a brand-new kitchen and new flooring throughout. The fenced backyard is perfect for privacy, pets, or outdoor gatherings. This home is an ideal choice for first-time buyers, downsizers, or investors. Don't miss out—schedule your showing today!

38. 2025-10-22
    status Active 366-char remark

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    Welcome to this renovated 2-bedroom, den, and 1-bath home. This home boasts all-new plumbing and electrical systems, a brand-new kitchen and new flooring throughout. The fenced backyard is perfect for privacy, pets, or outdoor gatherings. This home is an ideal choice for first-time buyers, downsizers, or investors. Don't miss out—schedule your showing today!

39. 2025-10-22
    historical 366-char remark

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    Welcome to this renovated 2-bedroom, den, and 1-bath home. This home boasts all-new plumbing and electrical systems, a brand-new kitchen and new flooring throughout. The fenced backyard is perfect for privacy, pets, or outdoor gatherings. This home is an ideal choice for first-time buyers, downsizers, or investors. Don't miss out—schedule your showing today!

40. 2025-10-14
    price $116,900 366-char remark

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    Welcome to this renovated 2-bedroom, den, and 1-bath home. This home boasts all-new plumbing and electrical systems, a brand-new kitchen and new flooring throughout. The fenced backyard is perfect for privacy, pets, or outdoor gatherings. This home is an ideal choice for first-time buyers, downsizers, or investors. Don't miss out—schedule your showing today!

41. 2025-10-14
    status Active 366-char remark

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    Welcome to this renovated 2-bedroom, den, and 1-bath home. This home boasts all-new plumbing and electrical systems, a brand-new kitchen and new flooring throughout. The fenced backyard is perfect for privacy, pets, or outdoor gatherings. This home is an ideal choice for first-time buyers, downsizers, or investors. Don't miss out—schedule your showing today!

42. 2025-10-08
    historical 366-char remark

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    Welcome to this renovated 2-bedroom, den, and 1-bath home. This home boasts all-new plumbing and electrical systems, a brand-new kitchen and new flooring throughout. The fenced backyard is perfect for privacy, pets, or outdoor gatherings. This home is an ideal choice for first-time buyers, downsizers, or investors. Don't miss out—schedule your showing today!

43. 2025-08-01
    listed $121,900 Active 366-char remark

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    Welcome to this renovated 2-bedroom, den, and 1-bath home. This home boasts all-new plumbing and electrical systems, a brand-new kitchen and new flooring throughout. The fenced backyard is perfect for privacy, pets, or outdoor gatherings. This home is an ideal choice for first-time buyers, downsizers, or investors. Don't miss out—schedule your showing today!

44. 2025-04-22
    historical
45. 2025-02-26
    price $121,900
46. 2025-02-26
    status Active
47. 2025-02-14
    historical
48. 2024-12-16
    listed $126,900 Active
49. 2024-02-09
    soldstatus $22,000 Closed
50. 2024-01-27
    status Pending

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $744 · $62/mo
• Projected year-2 tax: $807 · $67/mo
• Expected delta: +$64/yr (+$5/mo · 8.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,957
• − Mortgage interest: −$4,476
• − Property taxes: −$744
• − Insurance: −$400
• − Repairs & maintenance: −$1,517
• − Management: −$1,517
• − Depreciation: −$2,324
• Taxable income: $7,980
• Est. tax owed @ 24.0%: −$1,915
• After-tax cash flow: $6,889/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Baltimore City Public Schools
• NCES district ID: 2400090
• Math proficiency: 7% ▼ -9.00%
• Reading proficiency: 16% ▼ -5.00%
• Median HH income: $42,108
• Composite: 10.08/100
• National rank: #9805
• State rank: #24 of 24 in MD

Livability — Baltimore

• Score: 76/100
• State rank: #90
• US rank: #3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Baltimore, MD
• County: Baltimore City · 558,601 people
• City population: 588,727
• Metro: Baltimore-Columbia-Towson, MD
• Population (ZIP): 19,572
• Household income: $45,840
• Rent vs Own: 68.0% rent · 32.0% own
• Severe rent burden: 1755.0

Population outlook (Baltimore County) Hauer SSP2

• Today (2025): 624,249 people
• By 2030: 621,541 · -0.4%
• By 2040: 609,756 · -2.3%
• By 2050: 597,249 · -4.3%
• By 2075: 552,236 · -11.5%
• By 2100: 513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (72%)
• Race & ethnicity: Black 72% White 16% Hispanic / Latino 7% Two or more races 6% Asian 1%
• Hispanic origin (detail): Mexican 3% Puerto Rican 1%
• Common ancestry: Romanian 1%
• Foreign-born: 8% · Canada
• Languages at home: 90% English-only · Spanish 6% French/Haitian/Cajun 2% Other Indo-European 1%

Political lean MEDSL · Baltimore

• 2024 margin: Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
• 2008→2024 swing: -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
• All cycles: 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -97.99%
• Current HPI: 140.5836
• Rent YoY: ▲ 7.51%
• Metro: Baltimore-Columbia-Towson, MD
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+272.7% since first listed

40 events — show timeline

• 2026-03-26 Price Changed $82,000 BRIGHT MLS
• 2026-03-26 Relisted — BRIGHT MLS
• 2026-03-25 Listing Removed — BRIGHT MLS
• 2026-03-02 Price Changed $85,900 BRIGHT MLS
• 2026-03-02 Relisted — BRIGHT MLS
• 2026-03-02 Listing Removed — BRIGHT MLS
• 2026-01-29 Price Changed $91,900 BRIGHT MLS
• 2026-01-20 Relisted — BRIGHT MLS
• 2026-01-20 Price Changed $95,900 BRIGHT MLS
• 2026-01-18 Rental Removed $1,350 BRIGHTMLS
• 2026-01-18 Listing Removed — BRIGHT MLS
• 2025-12-31 Price Changed $99,900 BRIGHT MLS
• 2025-12-04 Listed for Rent $1,350 BRIGHTMLS
• 2025-12-02 Price Changed $105,000 BRIGHT MLS
• 2025-12-02 Relisted — BRIGHT MLS
• 2025-12-01 Listing Removed — BRIGHT MLS
• 2025-11-16 Price Changed $109,000 BRIGHT MLS
• 2025-11-16 Relisted — BRIGHT MLS
• 2025-11-10 Listing Removed — BRIGHT MLS
• 2025-11-09 Price Changed $114,000 BRIGHT MLS
• 2025-11-09 Relisted — BRIGHT MLS
• 2025-11-04 Listing Removed — BRIGHT MLS
• 2025-10-22 Price Changed $116,000 BRIGHT MLS
• 2025-10-22 Relisted — BRIGHT MLS
• 2025-10-22 Listing Removed — BRIGHT MLS
• 2025-10-14 Price Changed $116,900 BRIGHT MLS
• 2025-10-14 Relisted — BRIGHT MLS
• 2025-10-08 Listing Removed — BRIGHT MLS
• 2025-08-01 Listed $121,900 BRIGHT MLS
• 2025-04-22 Listing Removed — BRIGHT MLS
• 2025-02-26 Price Changed $121,900 BRIGHT MLS
• 2025-02-26 Relisted — BRIGHT MLS
• 2025-02-14 Listing Removed — BRIGHT MLS
• 2024-12-16 Listed $126,900 BRIGHT MLS
• 2024-02-09 Sold (MLS) $22,000 BRIGHT MLS
• 2024-01-27 Pending — BRIGHT MLS
• 2024-01-14 Listed $25,000 BRIGHT MLS
• 2024-01-13 Listed $25,000 BRIGHT MLS
• 2024-01-13 Listing Removed — BRIGHT MLS
• 2023-09-11 Sold (Public Records) $22,000 Public Records

Property tax history

+6.0%/yr

Latest (2025): $744 · +15.9% YoY. Source: county tax records.