668 Broadmoor Dr · Jackson, MS
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,241 – $2,305
Heat risk 7/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Livability +3.4/5.0
- Rent growth +3.2/5.0
- Condition / age +2.5/5.0
- Schools +1.1/10.0
- Appreciation +0.0/10.0
$78,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Owner will consider financing with 11.1% down
Key facts
- Cash flow potential
- Tenant occupied
- Enclosed space
Tags
Property features AI
Finance
- Other: Living area reported as 967 (source: public records); Corner address: 668 Broadmoor Dr, Jackson, MS 39206
- Financial info: Annual tax amount reported (2025): $1,498
Exterior
- Parking: Driveway on concrete
- Security: Not specified
- Utilities: Public water; Public sewer; Electricity available; Natural gas available
- Home design: Single family residence (house); One level
- Construction: Vinyl and asbestos siding; Brick/mortar foundation; Asphalt shingle roof; Built in public records (year not specified)
- Exterior features: Deck; Back yard with chain link fencing; Corner lot
Interior
- Kitchen: Oven; Natural gas available in kitchen
- Bedrooms: Not specified
- Flooring: Wood floors
- Bathrooms: 1 full bathroom
- Heating & cooling: Central heating (natural gas); Central air conditioning
- Interior features: Move-in ready condition; Oven
- Laundry & utility: Utilities: Electricity available, Natural gas available, Water available
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $78k.
Deal economics
- At list price, monthly cash flow is $421 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $78k).
- Recommended offer: $76k (3.0% below list) — sets the bar for market timing.
- Cap rate 12.8% vs local median 9.9% in Jackson — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 68/100 on livability (#66 in MS) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities F, employment F, health & safety F.
- Jackson Public School District (urban): math 9% / reading 18% proficiency, ranked #112 of 130 in MS (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 88% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Boyd Elementary School (math 0% / reading 9%, grade F, #368 of 375 statewide, top 98%, 405 students, 100% FRL); Chastain Middle School (math 5% / reading 11%, grade F, #165 of 179 statewide, top 93%, 499 students, 100% FRL); Callaway High School (math 3% / reading 10%, grade F, #191 of 197 statewide, top 97%, 923 students, 100% FRL).
- Market conditions: Rents rising (+2.8%/yr); 119 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 167 units permitted in Hinds County in 2024 (0 in 5+ unit buildings).
- This rent runs 35% of the median local income ($43k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $539 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Hinds County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 2.8% rent growth), your $22k cash investment doubles in ~6 years — after that, you're playing with house money.
Negotiation context
- It's been on market 56 days — a 3% lower offer ($76k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 9y ago; this cycle's ask has dropped $17k (18%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 56 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.60% ✓
- Cap rate
- 12.77%
- Cash-on-cash
- 23.15%
- DSCR
- 2.03
- GRM
- 5.2
CMA / ARV
- ARV (median comp)
- $50,479
- List price
- $78,000
- Delta
- 54.52%
- Verdict
- OVERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 8 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 522 Woodbury Rd | 0.25mi | 3/1.0 | 1,012 (+5%) | 2mo | $25,000 | $25 | 80 |
| 556 Robinhood Rd | 0.18mi | 3/1.0 | 960 (-1%) | 18mo | $54,900 | $57 | 75 |
| 4680 Londonderry Dr | 0.19mi | 3/1.0 | 935 (-3%) | 16mo | $59,997 | $64 | 73 |
| 551 Woodbury Rd | 0.17mi | 3/1.0 | 1,020 (+6%) | 16mo | $114,900 | $113 | 70 |
| 736 Woodbury Rd | 0.12mi | 3/1.0 | 1,045 (+8%) | 21mo | $110,000 | $105 | 63 |
| 772 Broadmoor Dr | 0.16mi | 3/1.0 | 1,055 (+9%) | 17mo | $24,900 | $24 | 63 |
| 544 Wellington Rd | 0.31mi | 2/1.0 (-1) | 1,092 (+13%) | 4mo | $79,900 | $73 | 56 |
| 313 Lawrence Rd | 0.41mi | 3/1.0 | 1,096 (+13%) | 15mo | $9,500 | $9 | 46 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.83% rent growth · sell at horizon
- IRR
- 16.0%
- Equity multiple
- 1.64×
- Total profit
- $14,017
- Equity at exit
- $11,630
- IRR
- 24.5%
- Equity multiple
- 3.11×
- Total profit
- $46,030
- Equity at exit
- $6,744
Cash invested: $21,840 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Mississippi
- 90 Strongly Landlord-Friendly · R+11
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 39206
- Home prices YoY
- -10.3%
- Rents YoY
- 2.8%
- Active inventory
- 119
- Price-to-rent
- 5.2×
Monthly cashflow live
- Estimated rent
- $1,250 high interval (Pro) →
- Mortgage (P&I)
- −$409
- Tax from tax record
- −$125 /mo · $1,498/yr
- Insurance
- −$32
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$263
- Net cashflow
- $421
Break-even live
Sensitivity live
| Price | -10% $465 | -5% $443 | +0% $421 | +5% $399 | +10% $377 |
|---|---|---|---|---|---|
| Rent | -10% $323 | -5% $372 | +0% $421 | +5% $471 | +10% $520 |
| Rate | -1.0pp $461 | -0.5pp $441 | base $421 | +0.5pp $401 | +1.0pp $381 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $19,500
- Closing costs
- $2,340
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 16 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4901 McWillie Cir Jackson, MS | 1.0–2.0 | 1.0–2.0 | 806 | $1,150 | $1.43 | 15d | 1 | 0.41mi |
| 20 N Hill Pkwy Jackson, MS | 1.0–3.0 | 1.0–2.5 | 1046 | $1,100 | $1.05 | 15d | 31 | 0.47mi |
| 229 Lawrence Rd #229 Jackson, MS | 2.0 | 1.0 | 840 | $995 | $1.18 | 45d | 1 | 0.50mi |
| 229 Lawrence Rd Jackson, MS | 2.0 | 1.0 | 840 | $900 | $1.07 | 25d | 1 | 0.50mi |
| 227 Lawrence Rd #227 Jackson, MS | 2.0 | 1.0 | 840 | $995 | $1.18 | 45d | 1 | 0.51mi |
| 227 Lawrence Rd Jackson, MS | 2.0 | 1.0 | 840 | $900 | $1.07 | 15d | 2 | 0.51mi |
| 4833 N State St Jackson, MS | 3.0 | 2.0 | 994 | $1,195 | $1.20 | 45d | 1 | 0.62mi |
| 5255 Manhattan Rd Jackson, MS | 1.0–2.0 | 1.0–2.0 | 813 | $1,100 | $1.35 | 15d | 1 | 0.65mi |
| 5421 Crepe Myrtle Dr Jackson, MS | 4.0 | 1.5 | 1079 | $1,295 | $1.20 | 25d | 1 | 1.05mi |
| 5155 Wayneland Dr Jackson, MS | 1.0–2.0 | 1.0–2.0 | 905 | $1,500 | $1.66 | 25d | 1 | 1.12mi |
| 200 Stillwood Dr Jackson, MS | 3.0 | 2.0 | 1088 | $1,300 | $1.19 | 45d | 1 | 1.15mi |
| 200 Stillwood Dr Jackson, MS | 3.0 | 2.0 | 1088 | $1,300 | $1.19 | 15d | 1 | 1.15mi |
| 3718 Northbrook Dr Jackson, MS | 2.0 | 1.0 | 942 | $1,050 | $1.11 | 25d | 1 | 1.15mi |
| 4426 Desoto St Jackson, MS | 3.0 | 1.0 | 1079 | $1,250 | $1.16 | 25d | 1 | 1.22mi |
| 4426 Desoto St Jackson, MS | 3.0 | 1.0 | 1079 | $1,250 | $1.16 | 15d | 1 | 1.22mi |
| 5000 Ridgewood Rd Jackson, MS | 2.0 | 2.0 | 1093 | $1,279 | $1.17 | 46d | 1 | 1.48mi |
Listing history 28 events
-
2026-06-18days on market $78,000 Active 56 DOM
-
2026-06-17days on market $78,000 Active 55 DOM
-
2026-06-16days on market $78,000 Active 54 DOM
-
2026-06-15days on market $78,000 Active 53 DOM
-
2026-06-14days on market $78,000 Active 51 DOM
-
2026-06-13days on market $78,000 Active 50 DOM
-
2026-06-10days on market $78,000 Active 48 DOM
-
2026-06-09days on market $78,000 Active 47 DOM
-
2026-06-08days on market $78,000 Active 46 DOM
-
2026-06-07days on market $78,000 Active 45 DOM
-
2026-06-05days on market $78,000 Active 42 DOM
-
2026-06-03pricedays on market $78,000 Active 41 DOM
-
2026-06-02days on market $85,000 Active 40 DOM
-
2026-06-01days on market $85,000 Active 39 DOM
-
2026-05-31days on market $85,000 Active 38 DOM
-
2026-05-30days on market $85,000 Active 37 DOM
-
2026-05-09price $85,000 617-char remark
-
2026-04-23$95,000 Active 617-char remark
-
2017-03-31soldstatus 45-char remark
Show marketing remark (45 chars)
Owner will consider financing with 11.1% down
-
2017-03-16soldstatus
-
2017-02-25$25,000 45-char remark
Show marketing remark (45 chars)
Owner will consider financing with 11.1% down
-
2015-05-26soldstatus
-
2015-05-04soldstatus
-
2000-09-07soldstatus
-
1998-09-29soldstatus
-
1998-07-08soldstatus
-
1995-09-07soldstatus
-
1986-01-29soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MS · Resets to sale price
- Current annual tax
- $1,498 · $125/mo
- Projected year-2 tax
- $1,498 · $125/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,002
- − Mortgage interest
- −$4,369
- − Property taxes
- −$1,498
- − Insurance
- −$390
- − Repairs & maintenance
- −$1,200
- − Management
- −$1,200
- − Depreciation
- −$2,269
- Taxable income
- $4,076
- Est. tax owed @ 24.0%
- −$978
- After-tax cash flow
- $4,078/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Jackson Public School District
- NCES district ID
- 2802190
- Math proficiency
- 9% ▼ -14.00%
- Reading proficiency
- 18% ▼ -7.00%
- Median HH income
- $33,234
- Composite
- 10.89/100
- National rank
- #9755
- State rank
- #112 of 130 in MS
Livability — Jackson
- Score
- 68/100
- State rank
- #66
- US rank
- #9695
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Jackson, MS
- County
- Hinds County · 167,040 people
- City population
- 140,204
- Metro
- Jackson, MS
- Population (ZIP)
- 23,257
- Household income
- $42,686
- Rent vs Own
- Severe rent burden
- 1554.0
Population outlook (Hinds County) Hauer SSP2
- Today (2025)
- 242,528 people
- By 2030
- 241,113 · -0.6%
- By 2040
- 235,557 · -2.9%
- By 2050
- 226,946 · -6.4%
- By 2075
- 199,995 · -17.5%
- By 2100
- 164,165 · -32.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (85%)
- Race & ethnicity
- Black 85% White 9% Hispanic / Latino 3% Two or more races 3%
- Common ancestry
- Italian 1%
- Foreign-born
- 2% · Canada
- Languages at home
- 96% English-only · Spanish 3%
Political lean MEDSL · Hinds
- 2024 margin
- Solid D (+46.1) · D 72.4% · R 26.3% · Other 1.4%
- 2008→2024 swing
- +7.1pp toward D · 2008: 39.0pp · 2024: 46.1pp
- All cycles
- 2024: D+46.1 2020: D+48.3 2016: D+43.7 2012: D+45.1 2008: D+39.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -22.38%
- Current HPI
- 194.5873
- Rent YoY
- ▲ 2.83%
- Metro
- Jackson, MS
- State GDP YoY
- —
- F500 in state
- 0
Price history
+212.0% since first listed13 events — show timeline
- 2026-06-03 Price Changed $78,000 MLSU
- 2026-05-09 Price Changed $85,000 MLSU
- 2026-04-23 Listed $95,000 MLSU
- 2017-03-31 Sold (MLS) — MLSU
- 2017-03-16 Sold (Public Records) — Public Records
- 2017-02-25 Listed $25,000 MLSU
- 2015-05-26 Sold (Public Records) — Public Records
- 2015-05-04 Sold (Public Records) — Public Records
- 2000-09-07 Sold (Public Records) — Public Records
- 1998-09-29 Sold (Public Records) — Public Records
- 1998-07-08 Sold (Public Records) — Public Records
- 1995-09-07 Sold (Public Records) — Public Records
- 1986-01-29 Sold (Public Records) — Public Records
Property tax history
+7.2%/yrLatest (2025): $1,498 · +1.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…